Century 21 Centaland Property

Down Payment (HKD)

$100,000,000

Monthly Repayment (HKD)

$646,792

Loan Amount (HKD)

$150,000,000

Total Interest (HKD)

$44,037,708

Total Repayment (HKD)

$194,037,708

Repayment Schedule
Year	Instalment	Repayment (HK$ )	Interest (HK$ )	Principal (HK$ )	Outstanding Amount (HK$ )
1	1	$646,792	$268,750	$378,042	$149,621,958
1	2	$646,792	$268,073	$378,720	$149,243,238
1	3	$646,792	$267,394	$379,398	$148,863,840
1	4	$646,792	$266,714	$380,078	$148,483,762
1	5	$646,792	$266,033	$380,759	$148,103,003
1	6	$646,792	$265,351	$381,441	$147,721,562
1	7	$646,792	$264,668	$382,125	$147,339,437
1	8	$646,792	$263,983	$382,809	$146,956,628
1	9	$646,792	$263,297	$383,495	$146,573,133
1	10	$646,792	$262,610	$384,182	$146,188,951
1	11	$646,792	$261,922	$384,870	$145,804,080
1	12	$646,792	$261,232	$385,560	$145,418,520
2	13	$646,792	$260,542	$386,251	$145,032,269
2	14	$646,792	$259,849	$386,943	$144,645,326
2	15	$646,792	$259,156	$387,636	$144,257,690
2	16	$646,792	$258,462	$388,331	$143,869,360
2	17	$646,792	$257,766	$389,026	$143,480,333
2	18	$646,792	$257,069	$389,723	$143,090,610
2	19	$646,792	$256,371	$390,422	$142,700,188
2	20	$646,792	$255,671	$391,121	$142,309,067
2	21	$646,792	$254,970	$391,822	$141,917,245
2	22	$646,792	$254,268	$392,524	$141,524,721
2	23	$646,792	$253,565	$393,227	$141,131,494
2	24	$646,792	$252,861	$393,932	$140,737,562
3	25	$646,792	$252,155	$394,638	$140,342,924
3	26	$646,792	$251,448	$395,345	$139,947,580
3	27	$646,792	$250,739	$396,053	$139,551,527
3	28	$646,792	$250,030	$396,763	$139,154,764
3	29	$646,792	$249,319	$397,473	$138,757,291
3	30	$646,792	$248,607	$398,186	$138,359,105
3	31	$646,792	$247,893	$398,899	$137,960,206
3	32	$646,792	$247,179	$399,614	$137,560,593
3	33	$646,792	$246,463	$400,330	$137,160,263
3	34	$646,792	$245,745	$401,047	$136,759,216
3	35	$646,792	$245,027	$401,765	$136,357,451
3	36	$646,792	$244,307	$402,485	$135,954,966
4	37	$646,792	$243,586	$403,206	$135,551,759
4	38	$646,792	$242,864	$403,929	$135,147,830
4	39	$646,792	$242,140	$404,652	$134,743,178
4	40	$646,792	$241,415	$405,377	$134,337,800
4	41	$646,792	$240,689	$406,104	$133,931,697
4	42	$646,792	$239,961	$406,831	$133,524,865
4	43	$646,792	$239,232	$407,560	$133,117,305
4	44	$646,792	$238,502	$408,291	$132,709,014
4	45	$646,792	$237,770	$409,022	$132,299,992
4	46	$646,792	$237,037	$409,755	$131,890,237
4	47	$646,792	$236,303	$410,489	$131,479,748
4	48	$646,792	$235,568	$411,224	$131,068,524
5	49	$646,792	$234,831	$411,961	$130,656,563
5	50	$646,792	$234,093	$412,699	$130,243,863
5	51	$646,792	$233,354	$413,439	$129,830,425
5	52	$646,792	$232,613	$414,180	$129,416,245
5	53	$646,792	$231,871	$414,922	$129,001,323
5	54	$646,792	$231,127	$415,665	$128,585,658
5	55	$646,792	$230,383	$416,410	$128,169,249
5	56	$646,792	$229,637	$417,156	$127,752,093
5	57	$646,792	$228,889	$417,903	$127,334,190
5	58	$646,792	$228,140	$418,652	$126,915,538
5	59	$646,792	$227,390	$419,402	$126,496,136
5	60	$646,792	$226,639	$420,153	$126,075,982
6	61	$646,792	$225,886	$420,906	$125,655,076
6	62	$646,792	$225,132	$421,660	$125,233,416
6	63	$646,792	$224,377	$422,416	$124,811,000
6	64	$646,792	$223,620	$423,173	$124,387,827
6	65	$646,792	$222,862	$423,931	$123,963,896
6	66	$646,792	$222,102	$424,690	$123,539,206
6	67	$646,792	$221,341	$425,451	$123,113,755
6	68	$646,792	$220,579	$426,214	$122,687,541
6	69	$646,792	$219,815	$426,977	$122,260,564
6	70	$646,792	$219,050	$427,742	$121,832,822
6	71	$646,792	$218,284	$428,509	$121,404,313
6	72	$646,792	$217,516	$429,276	$120,975,037
7	73	$646,792	$216,747	$430,045	$120,544,992
7	74	$646,792	$215,976	$430,816	$120,114,176
7	75	$646,792	$215,205	$431,588	$119,682,588
7	76	$646,792	$214,431	$432,361	$119,250,227
7	77	$646,792	$213,657	$433,136	$118,817,091
7	78	$646,792	$212,881	$433,912	$118,383,179
7	79	$646,792	$212,103	$434,689	$117,948,490
7	80	$646,792	$211,324	$435,468	$117,513,022
7	81	$646,792	$210,544	$436,248	$117,076,774
7	82	$646,792	$209,763	$437,030	$116,639,744
7	83	$646,792	$208,980	$437,813	$116,201,931
7	84	$646,792	$208,195	$438,597	$115,763,334
8	85	$646,792	$207,409	$439,383	$115,323,951
8	86	$646,792	$206,622	$440,170	$114,883,781
8	87	$646,792	$205,833	$440,959	$114,442,822
8	88	$646,792	$205,043	$441,749	$114,001,073
8	89	$646,792	$204,252	$442,540	$113,558,533
8	90	$646,792	$203,459	$443,333	$113,115,199
8	91	$646,792	$202,665	$444,128	$112,671,072
8	92	$646,792	$201,869	$444,923	$112,226,148
8	93	$646,792	$201,072	$445,721	$111,780,428
8	94	$646,792	$200,273	$446,519	$111,333,909
8	95	$646,792	$199,473	$447,319	$110,886,590
8	96	$646,792	$198,672	$448,121	$110,438,469
9	97	$646,792	$197,869	$448,923	$109,989,546
9	98	$646,792	$197,065	$449,728	$109,539,818
9	99	$646,792	$196,259	$450,534	$109,089,284
9	100	$646,792	$195,452	$451,341	$108,637,944
9	101	$646,792	$194,643	$452,149	$108,185,794
9	102	$646,792	$193,833	$452,959	$107,732,835
9	103	$646,792	$193,021	$453,771	$107,279,064
9	104	$646,792	$192,208	$454,584	$106,824,480
9	105	$646,792	$191,394	$455,398	$106,369,081
9	106	$646,792	$190,578	$456,214	$105,912,867
9	107	$646,792	$189,761	$457,032	$105,455,835
9	108	$646,792	$188,942	$457,851	$104,997,984
10	109	$646,792	$188,121	$458,671	$104,539,313
10	110	$646,792	$187,300	$459,493	$104,079,821
10	111	$646,792	$186,476	$460,316	$103,619,505
10	112	$646,792	$185,652	$461,141	$103,158,364
10	113	$646,792	$184,825	$461,967	$102,696,397
10	114	$646,792	$183,998	$462,795	$102,233,602
10	115	$646,792	$183,169	$463,624	$101,769,978
10	116	$646,792	$182,338	$464,454	$101,305,524
10	117	$646,792	$181,506	$465,287	$100,840,237
10	118	$646,792	$180,672	$466,120	$100,374,117
10	119	$646,792	$179,837	$466,955	$99,907,162
10	120	$646,792	$179,000	$467,792	$99,439,370
11	121	$646,792	$178,162	$468,630	$98,970,739
11	122	$646,792	$177,323	$469,470	$98,501,270
11	123	$646,792	$176,481	$470,311	$98,030,959
11	124	$646,792	$175,639	$471,154	$97,559,805
11	125	$646,792	$174,795	$471,998	$97,087,807
11	126	$646,792	$173,949	$472,843	$96,614,964
11	127	$646,792	$173,102	$473,691	$96,141,274
11	128	$646,792	$172,253	$474,539	$95,666,734
11	129	$646,792	$171,403	$475,389	$95,191,345
11	130	$646,792	$170,551	$476,241	$94,715,104
11	131	$646,792	$169,698	$477,094	$94,238,009
11	132	$646,792	$168,843	$477,949	$93,760,060
12	133	$646,792	$167,987	$478,806	$93,281,254
12	134	$646,792	$167,129	$479,663	$92,801,591
12	135	$646,792	$166,270	$480,523	$92,321,068
12	136	$646,792	$165,409	$481,384	$91,839,684
12	137	$646,792	$164,546	$482,246	$91,357,438
12	138	$646,792	$163,682	$483,110	$90,874,328
12	139	$646,792	$162,817	$483,976	$90,390,352
12	140	$646,792	$161,949	$484,843	$89,905,509
12	141	$646,792	$161,081	$485,712	$89,419,797
12	142	$646,792	$160,210	$486,582	$88,933,215
12	143	$646,792	$159,339	$487,454	$88,445,762
12	144	$646,792	$158,465	$488,327	$87,957,435
13	145	$646,792	$157,590	$489,202	$87,468,233
13	146	$646,792	$156,714	$490,078	$86,978,154
13	147	$646,792	$155,836	$490,956	$86,487,198
13	148	$646,792	$154,956	$491,836	$85,995,362
13	149	$646,792	$154,075	$492,717	$85,502,644
13	150	$646,792	$153,192	$493,600	$85,009,044
13	151	$646,792	$152,308	$494,484	$84,514,560
13	152	$646,792	$151,422	$495,370	$84,019,189
13	153	$646,792	$150,534	$496,258	$83,522,931
13	154	$646,792	$149,645	$497,147	$83,025,784
13	155	$646,792	$148,755	$498,038	$82,527,746
13	156	$646,792	$147,862	$498,930	$82,028,816
14	157	$646,792	$146,968	$499,824	$81,528,992
14	158	$646,792	$146,073	$500,720	$81,028,272
14	159	$646,792	$145,176	$501,617	$80,526,656
14	160	$646,792	$144,277	$502,515	$80,024,140
14	161	$646,792	$143,377	$503,416	$79,520,725
14	162	$646,792	$142,475	$504,318	$79,016,407
14	163	$646,792	$141,571	$505,221	$78,511,186
14	164	$646,792	$140,666	$506,126	$78,005,059
14	165	$646,792	$139,759	$507,033	$77,498,026
14	166	$646,792	$138,851	$507,942	$76,990,084
14	167	$646,792	$137,941	$508,852	$76,481,232
14	168	$646,792	$137,029	$509,763	$75,971,469
15	169	$646,792	$136,116	$510,677	$75,460,792
15	170	$646,792	$135,201	$511,592	$74,949,200
15	171	$646,792	$134,284	$512,508	$74,436,692
15	172	$646,792	$133,366	$513,427	$73,923,265
15	173	$646,792	$132,446	$514,347	$73,408,919
15	174	$646,792	$131,524	$515,268	$72,893,651
15	175	$646,792	$130,601	$516,191	$72,377,459
15	176	$646,792	$129,676	$517,116	$71,860,343
15	177	$646,792	$128,750	$518,043	$71,342,301
15	178	$646,792	$127,822	$518,971	$70,823,330
15	179	$646,792	$126,892	$519,901	$70,303,429
15	180	$646,792	$125,960	$520,832	$69,782,597
16	181	$646,792	$125,027	$521,765	$69,260,832
16	182	$646,792	$124,092	$522,700	$68,738,132
16	183	$646,792	$123,156	$523,637	$68,214,496
16	184	$646,792	$122,218	$524,575	$67,689,921
16	185	$646,792	$121,278	$525,515	$67,164,406
16	186	$646,792	$120,336	$526,456	$66,637,950
16	187	$646,792	$119,393	$527,399	$66,110,551
16	188	$646,792	$118,448	$528,344	$65,582,207
16	189	$646,792	$117,501	$529,291	$65,052,916
16	190	$646,792	$116,553	$530,239	$64,522,676
16	191	$646,792	$115,603	$531,189	$63,991,487
16	192	$646,792	$114,651	$532,141	$63,459,346
17	193	$646,792	$113,698	$533,094	$62,926,252
17	194	$646,792	$112,743	$534,049	$62,392,202
17	195	$646,792	$111,786	$535,006	$61,857,196
17	196	$646,792	$110,827	$535,965	$61,321,231
17	197	$646,792	$109,867	$536,925	$60,784,306
17	198	$646,792	$108,905	$537,887	$60,246,419
17	199	$646,792	$107,942	$538,851	$59,707,568
17	200	$646,792	$106,976	$539,816	$59,167,752
17	201	$646,792	$106,009	$540,783	$58,626,968
17	202	$646,792	$105,040	$541,752	$58,085,216
17	203	$646,792	$104,069	$542,723	$57,542,493
17	204	$646,792	$103,097	$543,695	$56,998,797
18	205	$646,792	$102,123	$544,670	$56,454,128
18	206	$646,792	$101,147	$545,645	$55,908,483
18	207	$646,792	$100,169	$546,623	$55,361,860
18	208	$646,792	$99,190	$547,602	$54,814,257
18	209	$646,792	$98,209	$548,583	$54,265,674
18	210	$646,792	$97,226	$549,566	$53,716,107
18	211	$646,792	$96,241	$550,551	$53,165,556
18	212	$646,792	$95,255	$551,537	$52,614,019
18	213	$646,792	$94,267	$552,526	$52,061,493
18	214	$646,792	$93,277	$553,516	$51,507,978
18	215	$646,792	$92,285	$554,507	$50,953,471
18	216	$646,792	$91,292	$555,501	$50,397,970
19	217	$646,792	$90,296	$556,496	$49,841,474
19	218	$646,792	$89,299	$557,493	$49,283,981
19	219	$646,792	$88,300	$558,492	$48,725,489
19	220	$646,792	$87,300	$559,493	$48,165,996
19	221	$646,792	$86,297	$560,495	$47,605,501
19	222	$646,792	$85,293	$561,499	$47,044,002
19	223	$646,792	$84,287	$562,505	$46,481,497
19	224	$646,792	$83,279	$563,513	$45,917,984
19	225	$646,792	$82,270	$564,523	$45,353,461
19	226	$646,792	$81,258	$565,534	$44,787,927
19	227	$646,792	$80,245	$566,547	$44,221,380
19	228	$646,792	$79,230	$567,562	$43,653,818
20	229	$646,792	$78,213	$568,579	$43,085,238
20	230	$646,792	$77,194	$569,598	$42,515,640
20	231	$646,792	$76,174	$570,619	$41,945,022
20	232	$646,792	$75,151	$571,641	$41,373,381
20	233	$646,792	$74,127	$572,665	$40,800,716
20	234	$646,792	$73,101	$573,691	$40,227,025
20	235	$646,792	$72,073	$574,719	$39,652,306
20	236	$646,792	$71,044	$575,749	$39,076,557
20	237	$646,792	$70,012	$576,780	$38,499,777
20	238	$646,792	$68,979	$577,814	$37,921,964
20	239	$646,792	$67,944	$578,849	$37,343,115
20	240	$646,792	$66,906	$579,886	$36,763,229
21	241	$646,792	$65,867	$580,925	$36,182,304
21	242	$646,792	$64,827	$581,966	$35,600,338
21	243	$646,792	$63,784	$583,008	$35,017,330
21	244	$646,792	$62,739	$584,053	$34,433,277
21	245	$646,792	$61,693	$585,099	$33,848,177
21	246	$646,792	$60,645	$586,148	$33,262,030
21	247	$646,792	$59,594	$587,198	$32,674,832
21	248	$646,792	$58,542	$588,250	$32,086,582
21	249	$646,792	$57,488	$589,304	$31,497,278
21	250	$646,792	$56,433	$590,360	$30,906,918
21	251	$646,792	$55,375	$591,417	$30,315,501
21	252	$646,792	$54,315	$592,477	$29,723,024
22	253	$646,792	$53,254	$593,539	$29,129,485
22	254	$646,792	$52,190	$594,602	$28,534,883
22	255	$646,792	$51,125	$595,667	$27,939,216
22	256	$646,792	$50,058	$596,735	$27,342,481
22	257	$646,792	$48,989	$597,804	$26,744,677
22	258	$646,792	$47,918	$598,875	$26,145,802
22	259	$646,792	$46,845	$599,948	$25,545,855
22	260	$646,792	$45,770	$601,023	$24,944,832
22	261	$646,792	$44,693	$602,100	$24,342,732
22	262	$646,792	$43,614	$603,178	$23,739,554
22	263	$646,792	$42,533	$604,259	$23,135,295
22	264	$646,792	$41,451	$605,342	$22,529,954
23	265	$646,792	$40,366	$606,426	$21,923,527
23	266	$646,792	$39,280	$607,513	$21,316,015
23	267	$646,792	$38,191	$608,601	$20,707,413
23	268	$646,792	$37,101	$609,692	$20,097,722
23	269	$646,792	$36,008	$610,784	$19,486,938
23	270	$646,792	$34,914	$611,878	$18,875,060
23	271	$646,792	$33,818	$612,975	$18,262,085
23	272	$646,792	$32,720	$614,073	$17,648,012
23	273	$646,792	$31,619	$615,173	$17,032,839
23	274	$646,792	$30,517	$616,275	$16,416,564
23	275	$646,792	$29,413	$617,379	$15,799,185
23	276	$646,792	$28,307	$618,485	$15,180,699
24	277	$646,792	$27,199	$619,594	$14,561,106
24	278	$646,792	$26,089	$620,704	$13,940,402
24	279	$646,792	$24,977	$621,816	$13,318,586
24	280	$646,792	$23,862	$622,930	$12,695,656
24	281	$646,792	$22,746	$624,046	$12,071,610
24	282	$646,792	$21,628	$625,164	$11,446,446
24	283	$646,792	$20,508	$626,284	$10,820,162
24	284	$646,792	$19,386	$627,406	$10,192,756
24	285	$646,792	$18,262	$628,530	$9,564,226
24	286	$646,792	$17,136	$629,656	$8,934,569
24	287	$646,792	$16,008	$630,785	$8,303,785
24	288	$646,792	$14,878	$631,915	$7,671,870
25	289	$646,792	$13,745	$633,047	$7,038,823
25	290	$646,792	$12,611	$634,181	$6,404,642
25	291	$646,792	$11,475	$635,317	$5,769,324
25	292	$646,792	$10,337	$636,456	$5,132,869
25	293	$646,792	$9,196	$637,596	$4,495,273
25	294	$646,792	$8,054	$638,738	$3,856,534
25	295	$646,792	$6,910	$639,883	$3,216,652
25	296	$646,792	$5,763	$641,029	$2,575,622
25	297	$646,792	$4,615	$642,178	$1,933,445
25	298	$646,792	$3,464	$643,328	$1,290,116
25	299	$646,792	$2,311	$644,481	$645,636
25	300	$646,792	$1,157	$645,636	$0

Property Price	HKD


Loan Ratio	%
Interest Ratio	%
Loan Period	Year(s)

	(Scale 2) Ad Valorem Stamp Duty (For First –time and Change* of Residential Property Buyer)
	(New) Ad Valorem Stamp Duty Applicable to all residential property (except that acquired by a Hong Kong Permanent Resident who does not own any other residential property in Hong Kong at the time of acquisition) either by an individual or a company.
	(Scale 1) Ad Valorem Stamp Duty Applicable to all non-residential property, either by an individual or a company.
	BSD Buyer Stamp Duty Applicable to all residential property acquired by any person (including a company incorporated) except a Hong Kong Permanent Resident

Down Payment	HK$ 100,000,000
Agency Commission (HK$ )
Legal Fees (HK$ )

Stamp Duty (BSD)
Stamp Duty (SSD)

TOTAL	HK$ 102,500,000

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	SSD Special Stamp Duty if SSD is paid by vendor, please ignore this option
Remarks: *Change of Residential Property Case: A Hong Kong Permanent Resident may seek a refund of the stamp duty paid in excess of that computed under the old rates upon proof that his only other residential property has been disposed of within six months from the date of agreement to acquire a new residential property. Reminder: The calculation is for reference only and subject to the latest announcement of Inland Revenue Department. For details, please contact our Mortgage Consultant.