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Mortgage & Stamp Duty Calculator
MORTGAGE & STAMP DUTY CALCULATOR
Property Price HKD
Loan Ratio %
Interest Ratio %
Loan Period Year(s)


Stamp Duties

(Scale 2) Ad Valorem Stamp Duty
(For First –time and Change* of Residential Property Buyer)

(New) Ad Valorem Stamp Duty
Applicable to all residential property (except that acquired by a Hong Kong Permanent Resident who does not own any other residential property in Hong Kong at the time of acquisition) either by an individual or a company.
(Scale 1) Ad Valorem Stamp Duty
Applicable to all non-residential property, either by an individual or a company.
BSD Buyer Stamp Duty
Applicable to all residential property acquired by any person (including a company incorporated) except a Hong Kong Permanent Resident
SSD Special Stamp Duty
if SSD is paid by vendor, please ignore this option


Remarks: *Change of Residential Property Case: A Hong Kong Permanent Resident may seek a refund of the stamp duty paid in excess of that computed under the old rates upon proof that his only other residential property has been disposed of within six months from the date of agreement to acquire a new residential property.
Reminder: The calculation is for reference only and subject to the latest announcement of Inland Revenue Department.
For details, please contact our Mortgage Consultant.
ESTIMATED INITIAL BUDGET
Down PaymentHK$ 51,260,000
Agency Commission (HK$ )
Legal Fees (HK$ )
Stamp Duty (BSD)
Stamp Duty (SSD)
TOTALHK$ 52,541,500
* Please go to government website for latest Stamp Duty Details.
CALCULATION RESULT
Down Payment (HKD)
$51,260,000
 
Monthly Repayment (HKD)
$331,546
Loan Amount (HKD)
$76,890,000
+
Total Interest (HKD)
$22,573,729
=
Total Repayment (HKD)
$99,463,729
Repayment Schedule
Year Instalment Repayment (HK$ ) Interest (HK$ ) Principal (HK$ ) Outstanding Amount (HK$ )
1 1 $331,546 $137,761 $193,785 $76,696,215
1 2 $331,546 $137,414 $194,132 $76,502,084
1 3 $331,546 $137,066 $194,480 $76,307,604
1 4 $331,546 $136,718 $194,828 $76,112,776
1 5 $331,546 $136,369 $195,177 $75,917,599
1 6 $331,546 $136,019 $195,527 $75,722,073
1 7 $331,546 $135,669 $195,877 $75,526,195
1 8 $331,546 $135,318 $196,228 $75,329,967
1 9 $331,546 $134,966 $196,580 $75,133,388
1 10 $331,546 $134,614 $196,932 $74,936,456
1 11 $331,546 $134,261 $197,285 $74,739,171
1 12 $331,546 $133,908 $197,638 $74,541,533
2 13 $331,546 $133,554 $197,992 $74,343,541
2 14 $331,546 $133,199 $198,347 $74,145,194
2 15 $331,546 $132,843 $198,702 $73,946,492
2 16 $331,546 $132,487 $199,058 $73,747,434
2 17 $331,546 $132,131 $199,415 $73,548,019
2 18 $331,546 $131,774 $199,772 $73,348,247
2 19 $331,546 $131,416 $200,130 $73,148,116
2 20 $331,546 $131,057 $200,489 $72,947,628
2 21 $331,546 $130,698 $200,848 $72,746,780
2 22 $331,546 $130,338 $201,208 $72,545,572
2 23 $331,546 $129,977 $201,568 $72,344,004
2 24 $331,546 $129,616 $201,929 $72,142,074
3 25 $331,546 $129,255 $202,291 $71,939,783
3 26 $331,546 $128,892 $202,654 $71,737,129
3 27 $331,546 $128,529 $203,017 $71,534,113
3 28 $331,546 $128,165 $203,380 $71,330,732
3 29 $331,546 $127,801 $203,745 $71,126,987
3 30 $331,546 $127,436 $204,110 $70,922,877
3 31 $331,546 $127,070 $204,476 $70,718,402
3 32 $331,546 $126,704 $204,842 $70,513,560
3 33 $331,546 $126,337 $205,209 $70,308,351
3 34 $331,546 $125,969 $205,577 $70,102,774
3 35 $331,546 $125,601 $205,945 $69,896,829
3 36 $331,546 $125,232 $206,314 $69,690,515
4 37 $331,546 $124,862 $206,684 $69,483,832
4 38 $331,546 $124,492 $207,054 $69,276,778
4 39 $331,546 $124,121 $207,425 $69,069,353
4 40 $331,546 $123,749 $207,797 $68,861,556
4 41 $331,546 $123,377 $208,169 $68,653,388
4 42 $331,546 $123,004 $208,542 $68,444,846
4 43 $331,546 $122,630 $208,915 $68,235,930
4 44 $331,546 $122,256 $209,290 $68,026,641
4 45 $331,546 $121,881 $209,665 $67,816,976
4 46 $331,546 $121,505 $210,040 $67,606,936
4 47 $331,546 $121,129 $210,417 $67,396,519
4 48 $331,546 $120,752 $210,794 $67,185,725
5 49 $331,546 $120,374 $211,171 $66,974,554
5 50 $331,546 $119,996 $211,550 $66,763,004
5 51 $331,546 $119,617 $211,929 $66,551,076
5 52 $331,546 $119,237 $212,308 $66,338,767
5 53 $331,546 $118,857 $212,689 $66,126,078
5 54 $331,546 $118,476 $213,070 $65,913,009
5 55 $331,546 $118,094 $213,452 $65,699,557
5 56 $331,546 $117,712 $213,834 $65,485,723
5 57 $331,546 $117,329 $214,217 $65,271,506
5 58 $331,546 $116,945 $214,601 $65,056,905
5 59 $331,546 $116,560 $214,985 $64,841,919
5 60 $331,546 $116,175 $215,371 $64,626,549
6 61 $331,546 $115,789 $215,757 $64,410,792
6 62 $331,546 $115,403 $216,143 $64,194,649
6 63 $331,546 $115,015 $216,530 $63,978,119
6 64 $331,546 $114,627 $216,918 $63,761,200
6 65 $331,546 $114,239 $217,307 $63,543,893
6 66 $331,546 $113,849 $217,696 $63,326,197
6 67 $331,546 $113,459 $218,086 $63,108,111
6 68 $331,546 $113,069 $218,477 $62,889,634
6 69 $331,546 $112,677 $218,869 $62,670,765
6 70 $331,546 $112,285 $219,261 $62,451,505
6 71 $331,546 $111,892 $219,653 $62,231,851
6 72 $331,546 $111,499 $220,047 $62,011,804
7 73 $331,546 $111,104 $220,441 $61,791,363
7 74 $331,546 $110,710 $220,836 $61,570,526
7 75 $331,546 $110,314 $221,232 $61,349,295
7 76 $331,546 $109,917 $221,628 $61,127,666
7 77 $331,546 $109,520 $222,025 $60,905,641
7 78 $331,546 $109,123 $222,423 $60,683,218
7 79 $331,546 $108,724 $222,822 $60,460,396
7 80 $331,546 $108,325 $223,221 $60,237,175
7 81 $331,546 $107,925 $223,621 $60,013,554
7 82 $331,546 $107,524 $224,021 $59,789,533
7 83 $331,546 $107,123 $224,423 $59,565,110
7 84 $331,546 $106,721 $224,825 $59,340,285
8 85 $331,546 $106,318 $225,228 $59,115,057
8 86 $331,546 $105,914 $225,631 $58,889,426
8 87 $331,546 $105,510 $226,036 $58,663,391
8 88 $331,546 $105,105 $226,441 $58,436,950
8 89 $331,546 $104,700 $226,846 $58,210,104
8 90 $331,546 $104,293 $227,253 $57,982,851
8 91 $331,546 $103,886 $227,660 $57,755,191
8 92 $331,546 $103,478 $228,068 $57,527,124
8 93 $331,546 $103,069 $228,476 $57,298,647
8 94 $331,546 $102,660 $228,886 $57,069,762
8 95 $331,546 $102,250 $229,296 $56,840,466
8 96 $331,546 $101,839 $229,707 $56,610,759
9 97 $331,546 $101,428 $230,118 $56,380,641
9 98 $331,546 $101,015 $230,530 $56,150,111
9 99 $331,546 $100,602 $230,943 $55,919,167
9 100 $331,546 $100,189 $231,357 $55,687,810
9 101 $331,546 $99,774 $231,772 $55,456,038
9 102 $331,546 $99,359 $232,187 $55,223,851
9 103 $331,546 $98,943 $232,603 $54,991,248
9 104 $331,546 $98,526 $233,020 $54,758,228
9 105 $331,546 $98,108 $233,437 $54,524,791
9 106 $331,546 $97,690 $233,856 $54,290,935
9 107 $331,546 $97,271 $234,275 $54,056,661
9 108 $331,546 $96,852 $234,694 $53,821,967
10 109 $331,546 $96,431 $235,115 $53,586,852
10 110 $331,546 $96,010 $235,536 $53,351,316
10 111 $331,546 $95,588 $235,958 $53,115,358
10 112 $331,546 $95,165 $236,381 $52,878,977
10 113 $331,546 $94,742 $236,804 $52,642,173
10 114 $331,546 $94,317 $237,229 $52,404,944
10 115 $331,546 $93,892 $237,654 $52,167,291
10 116 $331,546 $93,466 $238,079 $51,929,212
10 117 $331,546 $93,040 $238,506 $51,690,706
10 118 $331,546 $92,613 $238,933 $51,451,772
10 119 $331,546 $92,184 $239,361 $51,212,411
10 120 $331,546 $91,756 $239,790 $50,972,621
11 121 $331,546 $91,326 $240,220 $50,732,401
11 122 $331,546 $90,896 $240,650 $50,491,751
11 123 $331,546 $90,464 $241,081 $50,250,669
11 124 $331,546 $90,032 $241,513 $50,009,156
11 125 $331,546 $89,600 $241,946 $49,767,210
11 126 $331,546 $89,166 $242,380 $49,524,831
11 127 $331,546 $88,732 $242,814 $49,282,017
11 128 $331,546 $88,297 $243,249 $49,038,768
11 129 $331,546 $87,861 $243,685 $48,795,083
11 130 $331,546 $87,425 $244,121 $48,550,962
11 131 $331,546 $86,987 $244,559 $48,306,403
11 132 $331,546 $86,549 $244,997 $48,061,407
12 133 $331,546 $86,110 $245,436 $47,815,971
12 134 $331,546 $85,670 $245,875 $47,570,095
12 135 $331,546 $85,230 $246,316 $47,323,779
12 136 $331,546 $84,788 $246,757 $47,077,022
12 137 $331,546 $84,346 $247,199 $46,829,823
12 138 $331,546 $83,903 $247,642 $46,582,180
12 139 $331,546 $83,460 $248,086 $46,334,094
12 140 $331,546 $83,015 $248,531 $46,085,564
12 141 $331,546 $82,570 $248,976 $45,836,588
12 142 $331,546 $82,124 $249,422 $45,587,166
12 143 $331,546 $81,677 $249,869 $45,337,297
12 144 $331,546 $81,229 $250,316 $45,086,981
13 145 $331,546 $80,781 $250,765 $44,836,216
13 146 $331,546 $80,332 $251,214 $44,585,002
13 147 $331,546 $79,881 $251,664 $44,333,338
13 148 $331,546 $79,431 $252,115 $44,081,222
13 149 $331,546 $78,979 $252,567 $43,828,655
13 150 $331,546 $78,526 $253,019 $43,575,636
13 151 $331,546 $78,073 $253,473 $43,322,163
13 152 $331,546 $77,619 $253,927 $43,068,236
13 153 $331,546 $77,164 $254,382 $42,813,855
13 154 $331,546 $76,708 $254,838 $42,559,017
13 155 $331,546 $76,252 $255,294 $42,303,723
13 156 $331,546 $75,794 $255,752 $42,047,971
14 157 $331,546 $75,336 $256,210 $41,791,761
14 158 $331,546 $74,877 $256,669 $41,535,092
14 159 $331,546 $74,417 $257,129 $41,277,964
14 160 $331,546 $73,956 $257,589 $41,020,374
14 161 $331,546 $73,495 $258,051 $40,762,323
14 162 $331,546 $73,032 $258,513 $40,503,810
14 163 $331,546 $72,569 $258,976 $40,244,834
14 164 $331,546 $72,105 $259,440 $39,985,393
14 165 $331,546 $71,640 $259,905 $39,725,488
14 166 $331,546 $71,175 $260,371 $39,465,117
14 167 $331,546 $70,708 $260,837 $39,204,280
14 168 $331,546 $70,241 $261,305 $38,942,975
15 169 $331,546 $69,773 $261,773 $38,681,202
15 170 $331,546 $69,304 $262,242 $38,418,960
15 171 $331,546 $68,834 $262,712 $38,156,248
15 172 $331,546 $68,363 $263,182 $37,893,066
15 173 $331,546 $67,892 $263,654 $37,629,412
15 174 $331,546 $67,419 $264,126 $37,365,285
15 175 $331,546 $66,946 $264,600 $37,100,686
15 176 $331,546 $66,472 $265,074 $36,835,612
15 177 $331,546 $65,997 $265,549 $36,570,063
15 178 $331,546 $65,521 $266,024 $36,304,039
15 179 $331,546 $65,045 $266,501 $36,037,538
15 180 $331,546 $64,567 $266,979 $35,770,559
16 181 $331,546 $64,089 $267,457 $35,503,103
16 182 $331,546 $63,610 $267,936 $35,235,167
16 183 $331,546 $63,130 $268,416 $34,966,750
16 184 $331,546 $62,649 $268,897 $34,697,853
16 185 $331,546 $62,167 $269,379 $34,428,475
16 186 $331,546 $61,684 $269,861 $34,158,613
16 187 $331,546 $61,201 $270,345 $33,888,268
16 188 $331,546 $60,716 $270,829 $33,617,439
16 189 $331,546 $60,231 $271,315 $33,346,125
16 190 $331,546 $59,745 $271,801 $33,074,324
16 191 $331,546 $59,258 $272,288 $32,802,036
16 192 $331,546 $58,770 $272,775 $32,529,261
17 193 $331,546 $58,282 $273,264 $32,255,997
17 194 $331,546 $57,792 $273,754 $31,982,243
17 195 $331,546 $57,302 $274,244 $31,707,999
17 196 $331,546 $56,810 $274,736 $31,433,263
17 197 $331,546 $56,318 $275,228 $31,158,035
17 198 $331,546 $55,825 $275,721 $30,882,314
17 199 $331,546 $55,331 $276,215 $30,606,099
17 200 $331,546 $54,836 $276,710 $30,329,390
17 201 $331,546 $54,340 $277,206 $30,052,184
17 202 $331,546 $53,843 $277,702 $29,774,482
17 203 $331,546 $53,346 $278,200 $29,496,282
17 204 $331,546 $52,848 $278,698 $29,217,584
18 205 $331,546 $52,348 $279,198 $28,938,386
18 206 $331,546 $51,848 $279,698 $28,658,688
18 207 $331,546 $51,347 $280,199 $28,378,489
18 208 $331,546 $50,845 $280,701 $28,097,788
18 209 $331,546 $50,342 $281,204 $27,816,584
18 210 $331,546 $49,838 $281,708 $27,534,877
18 211 $331,546 $49,333 $282,212 $27,252,664
18 212 $331,546 $48,828 $282,718 $26,969,946
18 213 $331,546 $48,321 $283,225 $26,686,722
18 214 $331,546 $47,814 $283,732 $26,402,989
18 215 $331,546 $47,305 $284,240 $26,118,749
18 216 $331,546 $46,796 $284,750 $25,833,999
19 217 $331,546 $46,286 $285,260 $25,548,740
19 218 $331,546 $45,775 $285,771 $25,262,969
19 219 $331,546 $45,263 $286,283 $24,976,686
19 220 $331,546 $44,750 $286,796 $24,689,890
19 221 $331,546 $44,236 $287,310 $24,402,580
19 222 $331,546 $43,721 $287,824 $24,114,756
19 223 $331,546 $43,206 $288,340 $23,826,415
19 224 $331,546 $42,689 $288,857 $23,537,559
19 225 $331,546 $42,171 $289,374 $23,248,184
19 226 $331,546 $41,653 $289,893 $22,958,292
19 227 $331,546 $41,134 $290,412 $22,667,879
19 228 $331,546 $40,613 $290,932 $22,376,947
20 229 $331,546 $40,092 $291,454 $22,085,493
20 230 $331,546 $39,570 $291,976 $21,793,517
20 231 $331,546 $39,047 $292,499 $21,501,018
20 232 $331,546 $38,523 $293,023 $21,207,995
20 233 $331,546 $37,998 $293,548 $20,914,447
20 234 $331,546 $37,472 $294,074 $20,620,373
20 235 $331,546 $36,945 $294,601 $20,325,772
20 236 $331,546 $36,417 $295,129 $20,030,643
20 237 $331,546 $35,888 $295,658 $19,734,986
20 238 $331,546 $35,359 $296,187 $19,438,799
20 239 $331,546 $34,828 $296,718 $19,142,081
20 240 $331,546 $34,296 $297,250 $18,844,831
21 241 $331,546 $33,764 $297,782 $18,547,049
21 242 $331,546 $33,230 $298,316 $18,248,733
21 243 $331,546 $32,696 $298,850 $17,949,883
21 244 $331,546 $32,160 $299,386 $17,650,498
21 245 $331,546 $31,624 $299,922 $17,350,576
21 246 $331,546 $31,086 $300,459 $17,050,116
21 247 $331,546 $30,548 $300,998 $16,749,119
21 248 $331,546 $30,009 $301,537 $16,447,582
21 249 $331,546 $29,469 $302,077 $16,145,505
21 250 $331,546 $28,927 $302,618 $15,842,886
21 251 $331,546 $28,385 $303,161 $15,539,726
21 252 $331,546 $27,842 $303,704 $15,236,022
22 253 $331,546 $27,298 $304,248 $14,931,774
22 254 $331,546 $26,753 $304,793 $14,626,981
22 255 $331,546 $26,207 $305,339 $14,321,642
22 256 $331,546 $25,660 $305,886 $14,015,756
22 257 $331,546 $25,112 $306,434 $13,709,322
22 258 $331,546 $24,563 $306,983 $13,402,338
22 259 $331,546 $24,013 $307,533 $13,094,805
22 260 $331,546 $23,462 $308,084 $12,786,721
22 261 $331,546 $22,910 $308,636 $12,478,085
22 262 $331,546 $22,357 $309,189 $12,168,895
22 263 $331,546 $21,803 $309,743 $11,859,152
22 264 $331,546 $21,248 $310,298 $11,548,854
23 265 $331,546 $20,692 $310,854 $11,238,000
23 266 $331,546 $20,135 $311,411 $10,926,589
23 267 $331,546 $19,577 $311,969 $10,614,620
23 268 $331,546 $19,018 $312,528 $10,302,092
23 269 $331,546 $18,458 $313,088 $9,989,004
23 270 $331,546 $17,897 $313,649 $9,675,356
23 271 $331,546 $17,335 $314,211 $9,361,145
23 272 $331,546 $16,772 $314,774 $9,046,371
23 273 $331,546 $16,208 $315,338 $8,731,033
23 274 $331,546 $15,643 $315,903 $8,415,131
23 275 $331,546 $15,077 $316,469 $8,098,662
23 276 $331,546 $14,510 $317,036 $7,781,626
24 277 $331,546 $13,942 $317,604 $7,464,023
24 278 $331,546 $13,373 $318,173 $7,145,850
24 279 $331,546 $12,803 $318,743 $6,827,107
24 280 $331,546 $12,232 $319,314 $6,507,793
24 281 $331,546 $11,660 $319,886 $6,187,907
24 282 $331,546 $11,087 $320,459 $5,867,448
24 283 $331,546 $10,513 $321,033 $5,546,415
24 284 $331,546 $9,937 $321,608 $5,224,807
24 285 $331,546 $9,361 $322,185 $4,902,622
24 286 $331,546 $8,784 $322,762 $4,579,860
24 287 $331,546 $8,206 $323,340 $4,256,520
24 288 $331,546 $7,626 $323,919 $3,932,600
25 289 $331,546 $7,046 $324,500 $3,608,101
25 290 $331,546 $6,465 $325,081 $3,283,019
25 291 $331,546 $5,882 $325,664 $2,957,356
25 292 $331,546 $5,299 $326,247 $2,631,108
25 293 $331,546 $4,714 $326,832 $2,304,277
25 294 $331,546 $4,128 $327,417 $1,976,860
25 295 $331,546 $3,542 $328,004 $1,648,856
25 296 $331,546 $2,954 $328,592 $1,320,264
25 297 $331,546 $2,365 $329,180 $991,084
25 298 $331,546 $1,776 $329,770 $661,314
25 299 $331,546 $1,185 $330,361 $330,953
25 300 $331,546 $593 $330,953 $0