Century 21 Centaland Property

Down Payment (HKD)

$7,952,000

Monthly Repayment (HKD)

$51,433

Loan Amount (HKD)

$11,928,000

Total Interest (HKD)

$3,501,879

Total Repayment (HKD)

$15,429,879

Repayment Schedule
Year	Instalment	Repayment (HK$ )	Interest (HK$ )	Principal (HK$ )	Outstanding Amount (HK$ )
1	1	$51,433	$21,371	$30,062	$11,897,938
1	2	$51,433	$21,317	$30,116	$11,867,822
1	3	$51,433	$21,263	$30,170	$11,837,653
1	4	$51,433	$21,209	$30,224	$11,807,429
1	5	$51,433	$21,155	$30,278	$11,777,151
1	6	$51,433	$21,101	$30,332	$11,746,819
1	7	$51,433	$21,046	$30,387	$11,716,432
1	8	$51,433	$20,992	$30,441	$11,685,991
1	9	$51,433	$20,937	$30,496	$11,655,496
1	10	$51,433	$20,883	$30,550	$11,624,945
1	11	$51,433	$20,828	$30,605	$11,594,340
1	12	$51,433	$20,773	$30,660	$11,563,681
2	13	$51,433	$20,718	$30,715	$11,532,966
2	14	$51,433	$20,663	$30,770	$11,502,196
2	15	$51,433	$20,608	$30,825	$11,471,372
2	16	$51,433	$20,553	$30,880	$11,440,491
2	17	$51,433	$20,498	$30,935	$11,409,556
2	18	$51,433	$20,442	$30,991	$11,378,565
2	19	$51,433	$20,387	$31,046	$11,347,519
2	20	$51,433	$20,331	$31,102	$11,316,417
2	21	$51,433	$20,275	$31,158	$11,285,259
2	22	$51,433	$20,219	$31,214	$11,254,046
2	23	$51,433	$20,163	$31,269	$11,222,776
2	24	$51,433	$20,107	$31,325	$11,191,451
3	25	$51,433	$20,051	$31,382	$11,160,069
3	26	$51,433	$19,995	$31,438	$11,128,632
3	27	$51,433	$19,939	$31,494	$11,097,137
3	28	$51,433	$19,882	$31,551	$11,065,587
3	29	$51,433	$19,826	$31,607	$11,033,980
3	30	$51,433	$19,769	$31,664	$11,002,316
3	31	$51,433	$19,712	$31,720	$10,970,596
3	32	$51,433	$19,656	$31,777	$10,938,818
3	33	$51,433	$19,599	$31,834	$10,906,984
3	34	$51,433	$19,542	$31,891	$10,875,093
3	35	$51,433	$19,485	$31,948	$10,843,144
3	36	$51,433	$19,427	$32,006	$10,811,139
4	37	$51,433	$19,370	$32,063	$10,779,076
4	38	$51,433	$19,313	$32,120	$10,746,955
4	39	$51,433	$19,255	$32,178	$10,714,778
4	40	$51,433	$19,197	$32,236	$10,682,542
4	41	$51,433	$19,140	$32,293	$10,650,249
4	42	$51,433	$19,082	$32,351	$10,617,897
4	43	$51,433	$19,024	$32,409	$10,585,488
4	44	$51,433	$18,966	$32,467	$10,553,021
4	45	$51,433	$18,907	$32,525	$10,520,495
4	46	$51,433	$18,849	$32,584	$10,487,912
4	47	$51,433	$18,791	$32,642	$10,455,270
4	48	$51,433	$18,732	$32,701	$10,422,569
5	49	$51,433	$18,674	$32,759	$10,389,810
5	50	$51,433	$18,615	$32,818	$10,356,992
5	51	$51,433	$18,556	$32,877	$10,324,115
5	52	$51,433	$18,497	$32,936	$10,291,180
5	53	$51,433	$18,438	$32,995	$10,258,185
5	54	$51,433	$18,379	$33,054	$10,225,132
5	55	$51,433	$18,320	$33,113	$10,192,019
5	56	$51,433	$18,261	$33,172	$10,158,846
5	57	$51,433	$18,201	$33,232	$10,125,615
5	58	$51,433	$18,142	$33,291	$10,092,324
5	59	$51,433	$18,082	$33,351	$10,058,973
5	60	$51,433	$18,022	$33,411	$10,025,562
6	61	$51,433	$17,962	$33,470	$9,992,092
6	62	$51,433	$17,902	$33,530	$9,958,561
6	63	$51,433	$17,842	$33,591	$9,924,971
6	64	$51,433	$17,782	$33,651	$9,891,320
6	65	$51,433	$17,722	$33,711	$9,857,609
6	66	$51,433	$17,662	$33,771	$9,823,838
6	67	$51,433	$17,601	$33,832	$9,790,006
6	68	$51,433	$17,540	$33,893	$9,756,113
6	69	$51,433	$17,480	$33,953	$9,722,160
6	70	$51,433	$17,419	$34,014	$9,688,146
6	71	$51,433	$17,358	$34,075	$9,654,071
6	72	$51,433	$17,297	$34,136	$9,619,935
7	73	$51,433	$17,236	$34,197	$9,585,738
7	74	$51,433	$17,174	$34,258	$9,551,479
7	75	$51,433	$17,113	$34,320	$9,517,159
7	76	$51,433	$17,052	$34,381	$9,482,778
7	77	$51,433	$16,990	$34,443	$9,448,335
7	78	$51,433	$16,928	$34,505	$9,413,830
7	79	$51,433	$16,866	$34,566	$9,379,264
7	80	$51,433	$16,805	$34,628	$9,344,636
7	81	$51,433	$16,742	$34,690	$9,309,945
7	82	$51,433	$16,680	$34,753	$9,275,192
7	83	$51,433	$16,618	$34,815	$9,240,378
7	84	$51,433	$16,556	$34,877	$9,205,500
8	85	$51,433	$16,493	$34,940	$9,170,561
8	86	$51,433	$16,431	$35,002	$9,135,558
8	87	$51,433	$16,368	$35,065	$9,100,493
8	88	$51,433	$16,305	$35,128	$9,065,365
8	89	$51,433	$16,242	$35,191	$9,030,175
8	90	$51,433	$16,179	$35,254	$8,994,921
8	91	$51,433	$16,116	$35,317	$8,959,604
8	92	$51,433	$16,053	$35,380	$8,924,223
8	93	$51,433	$15,989	$35,444	$8,888,780
8	94	$51,433	$15,926	$35,507	$8,853,272
8	95	$51,433	$15,862	$35,571	$8,817,702
8	96	$51,433	$15,798	$35,635	$8,782,067
9	97	$51,433	$15,735	$35,698	$8,746,369
9	98	$51,433	$15,671	$35,762	$8,710,606
9	99	$51,433	$15,607	$35,826	$8,674,780
9	100	$51,433	$15,542	$35,891	$8,638,889
9	101	$51,433	$15,478	$35,955	$8,602,934
9	102	$51,433	$15,414	$36,019	$8,566,915
9	103	$51,433	$15,349	$36,084	$8,530,831
9	104	$51,433	$15,284	$36,149	$8,494,683
9	105	$51,433	$15,220	$36,213	$8,458,469
9	106	$51,433	$15,155	$36,278	$8,422,191
9	107	$51,433	$15,090	$36,343	$8,385,848
9	108	$51,433	$15,025	$36,408	$8,349,440
10	109	$51,433	$14,959	$36,474	$8,312,966
10	110	$51,433	$14,894	$36,539	$8,276,427
10	111	$51,433	$14,829	$36,604	$8,239,823
10	112	$51,433	$14,763	$36,670	$8,203,153
10	113	$51,433	$14,697	$36,736	$8,166,417
10	114	$51,433	$14,631	$36,801	$8,129,616
10	115	$51,433	$14,566	$36,867	$8,092,749
10	116	$51,433	$14,500	$36,933	$8,055,815
10	117	$51,433	$14,433	$37,000	$8,018,816
10	118	$51,433	$14,367	$37,066	$7,981,750
10	119	$51,433	$14,301	$37,132	$7,944,617
10	120	$51,433	$14,234	$37,199	$7,907,419
11	121	$51,433	$14,167	$37,265	$7,870,153
11	122	$51,433	$14,101	$37,332	$7,832,821
11	123	$51,433	$14,034	$37,399	$7,795,422
11	124	$51,433	$13,967	$37,466	$7,757,956
11	125	$51,433	$13,900	$37,533	$7,720,422
11	126	$51,433	$13,832	$37,601	$7,682,822
11	127	$51,433	$13,765	$37,668	$7,645,154
11	128	$51,433	$13,698	$37,735	$7,607,419
11	129	$51,433	$13,630	$37,803	$7,569,616
11	130	$51,433	$13,562	$37,871	$7,531,745
11	131	$51,433	$13,494	$37,939	$7,493,806
11	132	$51,433	$13,426	$38,007	$7,455,800
12	133	$51,433	$13,358	$38,075	$7,417,725
12	134	$51,433	$13,290	$38,143	$7,379,583
12	135	$51,433	$13,222	$38,211	$7,341,371
12	136	$51,433	$13,153	$38,280	$7,303,092
12	137	$51,433	$13,085	$38,348	$7,264,743
12	138	$51,433	$13,016	$38,417	$7,226,327
12	139	$51,433	$12,947	$38,486	$7,187,841
12	140	$51,433	$12,878	$38,555	$7,149,286
12	141	$51,433	$12,809	$38,624	$7,110,662
12	142	$51,433	$12,740	$38,693	$7,071,969
12	143	$51,433	$12,671	$38,762	$7,033,207
12	144	$51,433	$12,601	$38,832	$6,994,375
13	145	$51,433	$12,532	$38,901	$6,955,474
13	146	$51,433	$12,462	$38,971	$6,916,503
13	147	$51,433	$12,392	$39,041	$6,877,462
13	148	$51,433	$12,322	$39,111	$6,838,351
13	149	$51,433	$12,252	$39,181	$6,799,170
13	150	$51,433	$12,182	$39,251	$6,759,919
13	151	$51,433	$12,112	$39,321	$6,720,598
13	152	$51,433	$12,041	$39,392	$6,681,206
13	153	$51,433	$11,970	$39,462	$6,641,743
13	154	$51,433	$11,900	$39,533	$6,602,210
13	155	$51,433	$11,829	$39,604	$6,562,606
13	156	$51,433	$11,758	$39,675	$6,522,931
14	157	$51,433	$11,687	$39,746	$6,483,185
14	158	$51,433	$11,616	$39,817	$6,443,368
14	159	$51,433	$11,544	$39,889	$6,403,480
14	160	$51,433	$11,473	$39,960	$6,363,520
14	161	$51,433	$11,401	$40,032	$6,323,488
14	162	$51,433	$11,330	$40,103	$6,283,385
14	163	$51,433	$11,258	$40,175	$6,243,209
14	164	$51,433	$11,186	$40,247	$6,202,962
14	165	$51,433	$11,114	$40,319	$6,162,643
14	166	$51,433	$11,041	$40,392	$6,122,251
14	167	$51,433	$10,969	$40,464	$6,081,788
14	168	$51,433	$10,897	$40,536	$6,041,251
15	169	$51,433	$10,824	$40,609	$6,000,642
15	170	$51,433	$10,751	$40,682	$5,959,960
15	171	$51,433	$10,678	$40,755	$5,919,206
15	172	$51,433	$10,605	$40,828	$5,878,378
15	173	$51,433	$10,532	$40,901	$5,837,477
15	174	$51,433	$10,459	$40,974	$5,796,503
15	175	$51,433	$10,385	$41,048	$5,755,456
15	176	$51,433	$10,312	$41,121	$5,714,334
15	177	$51,433	$10,238	$41,195	$5,673,140
15	178	$51,433	$10,164	$41,269	$5,631,871
15	179	$51,433	$10,090	$41,342	$5,590,529
15	180	$51,433	$10,016	$41,417	$5,549,112
16	181	$51,433	$9,942	$41,491	$5,507,621
16	182	$51,433	$9,868	$41,565	$5,466,056
16	183	$51,433	$9,793	$41,640	$5,424,417
16	184	$51,433	$9,719	$41,714	$5,382,703
16	185	$51,433	$9,644	$41,789	$5,340,914
16	186	$51,433	$9,569	$41,864	$5,299,050
16	187	$51,433	$9,494	$41,939	$5,257,111
16	188	$51,433	$9,419	$42,014	$5,215,097
16	189	$51,433	$9,344	$42,089	$5,173,008
16	190	$51,433	$9,268	$42,165	$5,130,843
16	191	$51,433	$9,193	$42,240	$5,088,603
16	192	$51,433	$9,117	$42,316	$5,046,287
17	193	$51,433	$9,041	$42,392	$5,003,896
17	194	$51,433	$8,965	$42,468	$4,961,428
17	195	$51,433	$8,889	$42,544	$4,918,884
17	196	$51,433	$8,813	$42,620	$4,876,264
17	197	$51,433	$8,737	$42,696	$4,833,568
17	198	$51,433	$8,660	$42,773	$4,790,795
17	199	$51,433	$8,584	$42,849	$4,747,946
17	200	$51,433	$8,507	$42,926	$4,705,020
17	201	$51,433	$8,430	$43,003	$4,662,017
17	202	$51,433	$8,353	$43,080	$4,618,936
17	203	$51,433	$8,276	$43,157	$4,575,779
17	204	$51,433	$8,198	$43,235	$4,532,544
18	205	$51,433	$8,121	$43,312	$4,489,232
18	206	$51,433	$8,043	$43,390	$4,445,843
18	207	$51,433	$7,965	$43,467	$4,402,375
18	208	$51,433	$7,888	$43,545	$4,358,830
18	209	$51,433	$7,810	$43,623	$4,315,206
18	210	$51,433	$7,731	$43,702	$4,271,505
18	211	$51,433	$7,653	$43,780	$4,227,725
18	212	$51,433	$7,575	$43,858	$4,183,867
18	213	$51,433	$7,496	$43,937	$4,139,930
18	214	$51,433	$7,417	$44,016	$4,095,914
18	215	$51,433	$7,339	$44,094	$4,051,820
18	216	$51,433	$7,260	$44,173	$4,007,647
19	217	$51,433	$7,180	$44,253	$3,963,394
19	218	$51,433	$7,101	$44,332	$3,919,062
19	219	$51,433	$7,022	$44,411	$3,874,651
19	220	$51,433	$6,942	$44,491	$3,830,160
19	221	$51,433	$6,862	$44,571	$3,785,589
19	222	$51,433	$6,783	$44,650	$3,740,939
19	223	$51,433	$6,703	$44,730	$3,696,209
19	224	$51,433	$6,622	$44,811	$3,651,398
19	225	$51,433	$6,542	$44,891	$3,606,507
19	226	$51,433	$6,462	$44,971	$3,561,536
19	227	$51,433	$6,381	$45,052	$3,516,484
19	228	$51,433	$6,300	$45,133	$3,471,352
20	229	$51,433	$6,220	$45,213	$3,426,138
20	230	$51,433	$6,138	$45,294	$3,380,844
20	231	$51,433	$6,057	$45,376	$3,335,468
20	232	$51,433	$5,976	$45,457	$3,290,011
20	233	$51,433	$5,895	$45,538	$3,244,473
20	234	$51,433	$5,813	$45,620	$3,198,853
20	235	$51,433	$5,731	$45,702	$3,153,151
20	236	$51,433	$5,649	$45,784	$3,107,368
20	237	$51,433	$5,567	$45,866	$3,061,502
20	238	$51,433	$5,485	$45,948	$3,015,555
20	239	$51,433	$5,403	$46,030	$2,969,524
20	240	$51,433	$5,320	$46,113	$2,923,412
21	241	$51,433	$5,238	$46,195	$2,877,217
21	242	$51,433	$5,155	$46,278	$2,830,939
21	243	$51,433	$5,072	$46,361	$2,784,578
21	244	$51,433	$4,989	$46,444	$2,738,134
21	245	$51,433	$4,906	$46,527	$2,691,607
21	246	$51,433	$4,822	$46,610	$2,644,997
21	247	$51,433	$4,739	$46,694	$2,598,303
21	248	$51,433	$4,655	$46,778	$2,551,525
21	249	$51,433	$4,571	$46,861	$2,504,664
21	250	$51,433	$4,488	$46,945	$2,457,718
21	251	$51,433	$4,403	$47,030	$2,410,689
21	252	$51,433	$4,319	$47,114	$2,363,575
22	253	$51,433	$4,235	$47,198	$2,316,377
22	254	$51,433	$4,150	$47,283	$2,269,094
22	255	$51,433	$4,065	$47,367	$2,221,726
22	256	$51,433	$3,981	$47,452	$2,174,274
22	257	$51,433	$3,896	$47,537	$2,126,737
22	258	$51,433	$3,810	$47,623	$2,079,114
22	259	$51,433	$3,725	$47,708	$2,031,406
22	260	$51,433	$3,640	$47,793	$1,983,613
22	261	$51,433	$3,554	$47,879	$1,935,734
22	262	$51,433	$3,468	$47,965	$1,887,769
22	263	$51,433	$3,382	$48,051	$1,839,719
22	264	$51,433	$3,296	$48,137	$1,791,582
23	265	$51,433	$3,210	$48,223	$1,743,359
23	266	$51,433	$3,124	$48,309	$1,695,049
23	267	$51,433	$3,037	$48,396	$1,646,654
23	268	$51,433	$2,950	$48,483	$1,598,171
23	269	$51,433	$2,863	$48,570	$1,549,601
23	270	$51,433	$2,776	$48,657	$1,500,945
23	271	$51,433	$2,689	$48,744	$1,452,201
23	272	$51,433	$2,602	$48,831	$1,403,370
23	273	$51,433	$2,514	$48,919	$1,354,451
23	274	$51,433	$2,427	$49,006	$1,305,445
23	275	$51,433	$2,339	$49,094	$1,256,351
23	276	$51,433	$2,251	$49,182	$1,207,169
24	277	$51,433	$2,163	$49,270	$1,157,899
24	278	$51,433	$2,075	$49,358	$1,108,541
24	279	$51,433	$1,986	$49,447	$1,059,094
24	280	$51,433	$1,898	$49,535	$1,009,559
24	281	$51,433	$1,809	$49,624	$959,934
24	282	$51,433	$1,720	$49,713	$910,221
24	283	$51,433	$1,631	$49,802	$860,419
24	284	$51,433	$1,542	$49,891	$810,528
24	285	$51,433	$1,452	$49,981	$760,547
24	286	$51,433	$1,363	$50,070	$710,477
24	287	$51,433	$1,273	$50,160	$660,317
24	288	$51,433	$1,183	$50,250	$610,067
25	289	$51,433	$1,093	$50,340	$559,727
25	290	$51,433	$1,003	$50,430	$509,297
25	291	$51,433	$912	$50,520	$458,777
25	292	$51,433	$822	$50,611	$408,166
25	293	$51,433	$731	$50,702	$357,464
25	294	$51,433	$640	$50,792	$306,672
25	295	$51,433	$549	$50,883	$255,788
25	296	$51,433	$458	$50,975	$204,813
25	297	$51,433	$367	$51,066	$153,748
25	298	$51,433	$275	$51,157	$102,590
25	299	$51,433	$184	$51,249	$51,341
25	300	$51,433	$92	$51,341	$0

Property Price	HKD


Loan Ratio	%
Interest Ratio	%
Loan Period	Year(s)

	(Scale 2) Ad Valorem Stamp Duty (For First –time and Change* of Residential Property Buyer)
	(New) Ad Valorem Stamp Duty Applicable to all residential property (except that acquired by a Hong Kong Permanent Resident who does not own any other residential property in Hong Kong at the time of acquisition) either by an individual or a company.
	(Scale 1) Ad Valorem Stamp Duty Applicable to all non-residential property, either by an individual or a company.
	BSD Buyer Stamp Duty Applicable to all residential property acquired by any person (including a company incorporated) except a Hong Kong Permanent Resident

Down Payment	HK$ 7,952,000
Agency Commission (HK$ )
Legal Fees (HK$ )

Stamp Duty (BSD)
Stamp Duty (SSD)

TOTAL	HK$ 8,150,800

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	SSD Special Stamp Duty if SSD is paid by vendor, please ignore this option
Remarks: *Change of Residential Property Case: A Hong Kong Permanent Resident may seek a refund of the stamp duty paid in excess of that computed under the old rates upon proof that his only other residential property has been disposed of within six months from the date of agreement to acquire a new residential property. Reminder: The calculation is for reference only and subject to the latest announcement of Inland Revenue Department. For details, please contact our Mortgage Consultant.