Century 21 Centaland Property

Down Payment (HKD)

$29,120,000

Monthly Repayment (HKD)

$188,346

Loan Amount (HKD)

$43,680,000

Total Interest (HKD)

$12,823,780

Total Repayment (HKD)

$56,503,780

Repayment Schedule
Year	Instalment	Repayment (HK$ )	Interest (HK$ )	Principal (HK$ )	Outstanding Amount (HK$ )
1	1	$188,346	$78,260	$110,086	$43,569,914
1	2	$188,346	$78,063	$110,283	$43,459,631
1	3	$188,346	$77,865	$110,481	$43,349,150
1	4	$188,346	$77,667	$110,679	$43,238,471
1	5	$188,346	$77,469	$110,877	$43,127,594
1	6	$188,346	$77,270	$111,076	$43,016,519
1	7	$188,346	$77,071	$111,275	$42,905,244
1	8	$188,346	$76,872	$111,474	$42,793,770
1	9	$188,346	$76,672	$111,674	$42,682,096
1	10	$188,346	$76,472	$111,874	$42,570,222
1	11	$188,346	$76,272	$112,074	$42,458,148
1	12	$188,346	$76,071	$112,275	$42,345,873
2	13	$188,346	$75,870	$112,476	$42,233,397
2	14	$188,346	$75,668	$112,678	$42,120,719
2	15	$188,346	$75,466	$112,880	$42,007,839
2	16	$188,346	$75,264	$113,082	$41,894,758
2	17	$188,346	$75,061	$113,284	$41,781,473
2	18	$188,346	$74,858	$113,487	$41,667,986
2	19	$188,346	$74,655	$113,691	$41,554,295
2	20	$188,346	$74,451	$113,894	$41,440,400
2	21	$188,346	$74,247	$114,099	$41,326,302
2	22	$188,346	$74,043	$114,303	$41,211,999
2	23	$188,346	$73,838	$114,508	$41,097,491
2	24	$188,346	$73,633	$114,713	$40,982,778
3	25	$188,346	$73,427	$114,918	$40,867,860
3	26	$188,346	$73,222	$115,124	$40,752,735
3	27	$188,346	$73,015	$115,331	$40,637,405
3	28	$188,346	$72,809	$115,537	$40,521,867
3	29	$188,346	$72,602	$115,744	$40,406,123
3	30	$188,346	$72,394	$115,952	$40,290,171
3	31	$188,346	$72,187	$116,159	$40,174,012
3	32	$188,346	$71,978	$116,367	$40,057,645
3	33	$188,346	$71,770	$116,576	$39,941,069
3	34	$188,346	$71,561	$116,785	$39,824,284
3	35	$188,346	$71,352	$116,994	$39,707,290
3	36	$188,346	$71,142	$117,204	$39,590,086
4	37	$188,346	$70,932	$117,414	$39,472,672
4	38	$188,346	$70,722	$117,624	$39,355,048
4	39	$188,346	$70,511	$117,835	$39,237,213
4	40	$188,346	$70,300	$118,046	$39,119,167
4	41	$188,346	$70,089	$118,257	$39,000,910
4	42	$188,346	$69,877	$118,469	$38,882,441
4	43	$188,346	$69,664	$118,682	$38,763,759
4	44	$188,346	$69,452	$118,894	$38,644,865
4	45	$188,346	$69,239	$119,107	$38,525,758
4	46	$188,346	$69,025	$119,321	$38,406,437
4	47	$188,346	$68,812	$119,534	$38,286,903
4	48	$188,346	$68,597	$119,749	$38,167,154
5	49	$188,346	$68,383	$119,963	$38,047,191
5	50	$188,346	$68,168	$120,178	$37,927,013
5	51	$188,346	$67,953	$120,393	$37,806,620
5	52	$188,346	$67,737	$120,609	$37,686,011
5	53	$188,346	$67,521	$120,825	$37,565,185
5	54	$188,346	$67,304	$121,042	$37,444,144
5	55	$188,346	$67,087	$121,259	$37,322,885
5	56	$188,346	$66,870	$121,476	$37,201,409
5	57	$188,346	$66,653	$121,693	$37,079,716
5	58	$188,346	$66,434	$121,911	$36,957,805
5	59	$188,346	$66,216	$122,130	$36,835,675
5	60	$188,346	$65,997	$122,349	$36,713,326
6	61	$188,346	$65,778	$122,568	$36,590,758
6	62	$188,346	$65,558	$122,787	$36,467,971
6	63	$188,346	$65,338	$123,007	$36,344,963
6	64	$188,346	$65,118	$123,228	$36,221,735
6	65	$188,346	$64,897	$123,449	$36,098,287
6	66	$188,346	$64,676	$123,670	$35,974,617
6	67	$188,346	$64,455	$123,891	$35,850,725
6	68	$188,346	$64,233	$124,113	$35,726,612
6	69	$188,346	$64,010	$124,336	$35,602,276
6	70	$188,346	$63,787	$124,559	$35,477,718
6	71	$188,346	$63,564	$124,782	$35,352,936
6	72	$188,346	$63,341	$125,005	$35,227,931
7	73	$188,346	$63,117	$125,229	$35,102,702
7	74	$188,346	$62,892	$125,454	$34,977,248
7	75	$188,346	$62,668	$125,678	$34,851,570
7	76	$188,346	$62,442	$125,904	$34,725,666
7	77	$188,346	$62,217	$126,129	$34,599,537
7	78	$188,346	$61,991	$126,355	$34,473,182
7	79	$188,346	$61,764	$126,581	$34,346,600
7	80	$188,346	$61,538	$126,808	$34,219,792
7	81	$188,346	$61,310	$127,035	$34,092,757
7	82	$188,346	$61,083	$127,263	$33,965,494
7	83	$188,346	$60,855	$127,491	$33,838,002
7	84	$188,346	$60,626	$127,720	$33,710,283
8	85	$188,346	$60,398	$127,948	$33,582,335
8	86	$188,346	$60,168	$128,178	$33,454,157
8	87	$188,346	$59,939	$128,407	$33,325,750
8	88	$188,346	$59,709	$128,637	$33,197,112
8	89	$188,346	$59,478	$128,868	$33,068,245
8	90	$188,346	$59,247	$129,099	$32,939,146
8	91	$188,346	$59,016	$129,330	$32,809,816
8	92	$188,346	$58,784	$129,562	$32,680,254
8	93	$188,346	$58,552	$129,794	$32,550,461
8	94	$188,346	$58,320	$130,026	$32,420,434
8	95	$188,346	$58,087	$130,259	$32,290,175
8	96	$188,346	$57,853	$130,493	$32,159,682
9	97	$188,346	$57,619	$130,727	$32,028,956
9	98	$188,346	$57,385	$130,961	$31,897,995
9	99	$188,346	$57,151	$131,195	$31,766,800
9	100	$188,346	$56,916	$131,430	$31,635,369
9	101	$188,346	$56,680	$131,666	$31,503,703
9	102	$188,346	$56,444	$131,902	$31,371,801
9	103	$188,346	$56,208	$132,138	$31,239,663
9	104	$188,346	$55,971	$132,375	$31,107,288
9	105	$188,346	$55,734	$132,612	$30,974,676
9	106	$188,346	$55,496	$132,850	$30,841,827
9	107	$188,346	$55,258	$133,088	$30,708,739
9	108	$188,346	$55,020	$133,326	$30,575,413
10	109	$188,346	$54,781	$133,565	$30,441,848
10	110	$188,346	$54,542	$133,804	$30,308,044
10	111	$188,346	$54,302	$134,044	$30,174,000
10	112	$188,346	$54,062	$134,284	$30,039,716
10	113	$188,346	$53,821	$134,525	$29,905,191
10	114	$188,346	$53,580	$134,766	$29,770,425
10	115	$188,346	$53,339	$135,007	$29,635,418
10	116	$188,346	$53,097	$135,249	$29,500,169
10	117	$188,346	$52,854	$135,491	$29,364,677
10	118	$188,346	$52,612	$135,734	$29,228,943
10	119	$188,346	$52,369	$135,977	$29,092,965
10	120	$188,346	$52,125	$136,221	$28,956,744
11	121	$188,346	$51,881	$136,465	$28,820,279
11	122	$188,346	$51,636	$136,710	$28,683,570
11	123	$188,346	$51,391	$136,955	$28,546,615
11	124	$188,346	$51,146	$137,200	$28,409,415
11	125	$188,346	$50,900	$137,446	$28,271,970
11	126	$188,346	$50,654	$137,692	$28,134,278
11	127	$188,346	$50,407	$137,939	$27,996,339
11	128	$188,346	$50,160	$138,186	$27,858,153
11	129	$188,346	$49,913	$138,433	$27,719,720
11	130	$188,346	$49,664	$138,681	$27,581,038
11	131	$188,346	$49,416	$138,930	$27,442,108
11	132	$188,346	$49,167	$139,179	$27,302,929
12	133	$188,346	$48,918	$139,428	$27,163,501
12	134	$188,346	$48,668	$139,678	$27,023,823
12	135	$188,346	$48,418	$139,928	$26,883,895
12	136	$188,346	$48,167	$140,179	$26,743,716
12	137	$188,346	$47,916	$140,430	$26,603,286
12	138	$188,346	$47,664	$140,682	$26,462,604
12	139	$188,346	$47,412	$140,934	$26,321,670
12	140	$188,346	$47,160	$141,186	$26,180,484
12	141	$188,346	$46,907	$141,439	$26,039,045
12	142	$188,346	$46,653	$141,693	$25,897,352
12	143	$188,346	$46,399	$141,947	$25,755,406
12	144	$188,346	$46,145	$142,201	$25,613,205
13	145	$188,346	$45,890	$142,456	$25,470,749
13	146	$188,346	$45,635	$142,711	$25,328,039
13	147	$188,346	$45,379	$142,967	$25,185,072
13	148	$188,346	$45,123	$143,223	$25,041,849
13	149	$188,346	$44,867	$143,479	$24,898,370
13	150	$188,346	$44,610	$143,736	$24,754,634
13	151	$188,346	$44,352	$143,994	$24,610,640
13	152	$188,346	$44,094	$144,252	$24,466,388
13	153	$188,346	$43,836	$144,510	$24,321,878
13	154	$188,346	$43,577	$144,769	$24,177,108
13	155	$188,346	$43,317	$145,029	$24,032,080
13	156	$188,346	$43,057	$145,288	$23,886,791
14	157	$188,346	$42,797	$145,549	$23,741,242
14	158	$188,346	$42,536	$145,810	$23,595,433
14	159	$188,346	$42,275	$146,071	$23,449,362
14	160	$188,346	$42,013	$146,332	$23,303,030
14	161	$188,346	$41,751	$146,595	$23,156,435
14	162	$188,346	$41,489	$146,857	$23,009,578
14	163	$188,346	$41,225	$147,120	$22,862,457
14	164	$188,346	$40,962	$147,384	$22,715,073
14	165	$188,346	$40,698	$147,648	$22,567,425
14	166	$188,346	$40,433	$147,913	$22,419,512
14	167	$188,346	$40,168	$148,178	$22,271,335
14	168	$188,346	$39,903	$148,443	$22,122,892
15	169	$188,346	$39,637	$148,709	$21,974,183
15	170	$188,346	$39,370	$148,976	$21,825,207
15	171	$188,346	$39,103	$149,242	$21,675,965
15	172	$188,346	$38,836	$149,510	$21,526,455
15	173	$188,346	$38,568	$149,778	$21,376,677
15	174	$188,346	$38,300	$150,046	$21,226,631
15	175	$188,346	$38,031	$150,315	$21,076,316
15	176	$188,346	$37,762	$150,584	$20,925,732
15	177	$188,346	$37,492	$150,854	$20,774,878
15	178	$188,346	$37,222	$151,124	$20,623,754
15	179	$188,346	$36,951	$151,395	$20,472,359
15	180	$188,346	$36,680	$151,666	$20,320,692
16	181	$188,346	$36,408	$151,938	$20,168,754
16	182	$188,346	$36,136	$152,210	$20,016,544
16	183	$188,346	$35,863	$152,483	$19,864,061
16	184	$188,346	$35,590	$152,756	$19,711,305
16	185	$188,346	$35,316	$153,030	$19,558,275
16	186	$188,346	$35,042	$153,304	$19,404,971
16	187	$188,346	$34,767	$153,579	$19,251,392
16	188	$188,346	$34,492	$153,854	$19,097,539
16	189	$188,346	$34,216	$154,130	$18,943,409
16	190	$188,346	$33,940	$154,406	$18,789,003
16	191	$188,346	$33,664	$154,682	$18,634,321
16	192	$188,346	$33,386	$154,959	$18,479,362
17	193	$188,346	$33,109	$155,237	$18,324,125
17	194	$188,346	$32,831	$155,515	$18,168,609
17	195	$188,346	$32,552	$155,794	$18,012,815
17	196	$188,346	$32,273	$156,073	$17,856,743
17	197	$188,346	$31,993	$156,353	$17,700,390
17	198	$188,346	$31,713	$156,633	$17,543,757
17	199	$188,346	$31,433	$156,913	$17,386,844
17	200	$188,346	$31,151	$157,195	$17,229,649
17	201	$188,346	$30,870	$157,476	$17,072,173
17	202	$188,346	$30,588	$157,758	$16,914,415
17	203	$188,346	$30,305	$158,041	$16,756,374
17	204	$188,346	$30,022	$158,324	$16,598,050
18	205	$188,346	$29,738	$158,608	$16,439,442
18	206	$188,346	$29,454	$158,892	$16,280,550
18	207	$188,346	$29,169	$159,177	$16,121,374
18	208	$188,346	$28,884	$159,462	$15,961,912
18	209	$188,346	$28,598	$159,748	$15,802,164
18	210	$188,346	$28,312	$160,034	$15,642,130
18	211	$188,346	$28,025	$160,320	$15,481,810
18	212	$188,346	$27,738	$160,608	$15,321,202
18	213	$188,346	$27,450	$160,895	$15,160,307
18	214	$188,346	$27,162	$161,184	$14,999,123
18	215	$188,346	$26,873	$161,473	$14,837,651
18	216	$188,346	$26,584	$161,762	$14,675,889
19	217	$188,346	$26,294	$162,052	$14,513,837
19	218	$188,346	$26,004	$162,342	$14,351,495
19	219	$188,346	$25,713	$162,633	$14,188,862
19	220	$188,346	$25,422	$162,924	$14,025,938
19	221	$188,346	$25,130	$163,216	$13,862,722
19	222	$188,346	$24,837	$163,509	$13,699,213
19	223	$188,346	$24,544	$163,802	$13,535,412
19	224	$188,346	$24,251	$164,095	$13,371,317
19	225	$188,346	$23,957	$164,389	$13,206,928
19	226	$188,346	$23,662	$164,684	$13,042,244
19	227	$188,346	$23,367	$164,979	$12,877,266
19	228	$188,346	$23,072	$165,274	$12,711,992
20	229	$188,346	$22,776	$165,570	$12,546,421
20	230	$188,346	$22,479	$165,867	$12,380,555
20	231	$188,346	$22,182	$166,164	$12,214,390
20	232	$188,346	$21,884	$166,462	$12,047,929
20	233	$188,346	$21,586	$166,760	$11,881,169
20	234	$188,346	$21,287	$167,059	$11,714,110
20	235	$188,346	$20,988	$167,358	$11,546,752
20	236	$188,346	$20,688	$167,658	$11,379,094
20	237	$188,346	$20,388	$167,958	$11,211,135
20	238	$188,346	$20,087	$168,259	$11,042,876
20	239	$188,346	$19,785	$168,561	$10,874,315
20	240	$188,346	$19,483	$168,863	$10,705,452
21	241	$188,346	$19,181	$169,165	$10,536,287
21	242	$188,346	$18,878	$169,468	$10,366,818
21	243	$188,346	$18,574	$169,772	$10,197,046
21	244	$188,346	$18,270	$170,076	$10,026,970
21	245	$188,346	$17,965	$170,381	$9,856,589
21	246	$188,346	$17,660	$170,686	$9,685,903
21	247	$188,346	$17,354	$170,992	$9,514,911
21	248	$188,346	$17,048	$171,298	$9,343,613
21	249	$188,346	$16,741	$171,605	$9,172,007
21	250	$188,346	$16,433	$171,913	$9,000,095
21	251	$188,346	$16,125	$172,221	$8,827,874
21	252	$188,346	$15,817	$172,529	$8,655,344
22	253	$188,346	$15,507	$172,838	$8,482,506
22	254	$188,346	$15,198	$173,148	$8,309,358
22	255	$188,346	$14,888	$173,458	$8,135,900
22	256	$188,346	$14,577	$173,769	$7,962,130
22	257	$188,346	$14,265	$174,080	$7,788,050
22	258	$188,346	$13,954	$174,392	$7,613,658
22	259	$188,346	$13,641	$174,705	$7,438,953
22	260	$188,346	$13,328	$175,018	$7,263,935
22	261	$188,346	$13,015	$175,331	$7,088,604
22	262	$188,346	$12,700	$175,646	$6,912,958
22	263	$188,346	$12,386	$175,960	$6,736,998
22	264	$188,346	$12,070	$176,275	$6,560,722
23	265	$188,346	$11,755	$176,591	$6,384,131
23	266	$188,346	$11,438	$176,908	$6,207,223
23	267	$188,346	$11,121	$177,225	$6,029,999
23	268	$188,346	$10,804	$177,542	$5,852,457
23	269	$188,346	$10,486	$177,860	$5,674,596
23	270	$188,346	$10,167	$178,179	$5,496,417
23	271	$188,346	$9,848	$178,498	$5,317,919
23	272	$188,346	$9,528	$178,818	$5,139,101
23	273	$188,346	$9,208	$179,138	$4,959,963
23	274	$188,346	$8,887	$179,459	$4,780,503
23	275	$188,346	$8,565	$179,781	$4,600,723
23	276	$188,346	$8,243	$180,103	$4,420,620
24	277	$188,346	$7,920	$180,426	$4,240,194
24	278	$188,346	$7,597	$180,749	$4,059,445
24	279	$188,346	$7,273	$181,073	$3,878,372
24	280	$188,346	$6,949	$181,397	$3,696,975
24	281	$188,346	$6,624	$181,722	$3,515,253
24	282	$188,346	$6,298	$182,048	$3,333,205
24	283	$188,346	$5,972	$182,374	$3,150,831
24	284	$188,346	$5,645	$182,701	$2,968,131
24	285	$188,346	$5,318	$183,028	$2,785,102
24	286	$188,346	$4,990	$183,356	$2,601,747
24	287	$188,346	$4,661	$183,684	$2,418,062
24	288	$188,346	$4,332	$184,014	$2,234,048
25	289	$188,346	$4,003	$184,343	$2,049,705
25	290	$188,346	$3,672	$184,674	$1,865,032
25	291	$188,346	$3,342	$185,004	$1,680,027
25	292	$188,346	$3,010	$185,336	$1,494,691
25	293	$188,346	$2,678	$185,668	$1,309,023
25	294	$188,346	$2,345	$186,001	$1,123,023
25	295	$188,346	$2,012	$186,334	$936,689
25	296	$188,346	$1,678	$186,668	$750,021
25	297	$188,346	$1,344	$187,002	$563,019
25	298	$188,346	$1,009	$187,337	$375,682
25	299	$188,346	$673	$187,673	$188,009
25	300	$188,346	$337	$188,009	$0

Property Price	HKD


Loan Ratio	%
Interest Ratio	%
Loan Period	Year(s)

	(Scale 2) Ad Valorem Stamp Duty (For First –time and Change* of Residential Property Buyer)
	(New) Ad Valorem Stamp Duty Applicable to all residential property (except that acquired by a Hong Kong Permanent Resident who does not own any other residential property in Hong Kong at the time of acquisition) either by an individual or a company.
	(Scale 1) Ad Valorem Stamp Duty Applicable to all non-residential property, either by an individual or a company.
	BSD Buyer Stamp Duty Applicable to all residential property acquired by any person (including a company incorporated) except a Hong Kong Permanent Resident

Down Payment	HK$ 29,120,000
Agency Commission (HK$ )
Legal Fees (HK$ )

Stamp Duty (BSD)
Stamp Duty (SSD)

TOTAL	HK$ 29,848,000

HOME	RENT	BUY	OUTDOOR AREA	OUR SERVICES	ABOUT US
	Property for Rent Popular Districts Residential Buildings	Property for Sale Popular Districts Residential Buildings	More	New Developments Mortgage & Stamp Duty Calculator	Company Profile Contact Us Careers

	SSD Special Stamp Duty if SSD is paid by vendor, please ignore this option
Remarks: *Change of Residential Property Case: A Hong Kong Permanent Resident may seek a refund of the stamp duty paid in excess of that computed under the old rates upon proof that his only other residential property has been disposed of within six months from the date of agreement to acquire a new residential property. Reminder: The calculation is for reference only and subject to the latest announcement of Inland Revenue Department. For details, please contact our Mortgage Consultant.