Century 21 Centaland Property

Down Payment (HKD)

$27,800,000

Monthly Repayment (HKD)

$179,808

Loan Amount (HKD)

$41,700,000

Total Interest (HKD)

$12,242,483

Total Repayment (HKD)

$53,942,483

Repayment Schedule
Year	Instalment	Repayment (HK$ )	Interest (HK$ )	Principal (HK$ )	Outstanding Amount (HK$ )
1	1	$179,808	$74,713	$105,096	$41,594,904
1	2	$179,808	$74,524	$105,284	$41,489,620
1	3	$179,808	$74,336	$105,473	$41,384,147
1	4	$179,808	$74,147	$105,662	$41,278,486
1	5	$179,808	$73,957	$105,851	$41,172,635
1	6	$179,808	$73,768	$106,041	$41,066,594
1	7	$179,808	$73,578	$106,231	$40,960,364
1	8	$179,808	$73,387	$106,421	$40,853,943
1	9	$179,808	$73,197	$106,612	$40,747,331
1	10	$179,808	$73,006	$106,803	$40,640,528
1	11	$179,808	$72,814	$106,994	$40,533,534
1	12	$179,808	$72,623	$107,186	$40,426,349
2	13	$179,808	$72,431	$107,378	$40,318,971
2	14	$179,808	$72,238	$107,570	$40,211,401
2	15	$179,808	$72,045	$107,763	$40,103,638
2	16	$179,808	$71,852	$107,956	$39,995,682
2	17	$179,808	$71,659	$108,149	$39,887,533
2	18	$179,808	$71,465	$108,343	$39,779,190
2	19	$179,808	$71,271	$108,537	$39,670,652
2	20	$179,808	$71,077	$108,732	$39,561,921
2	21	$179,808	$70,882	$108,927	$39,452,994
2	22	$179,808	$70,687	$109,122	$39,343,872
2	23	$179,808	$70,491	$109,317	$39,234,555
2	24	$179,808	$70,295	$109,513	$39,125,042
3	25	$179,808	$70,099	$109,709	$39,015,333
3	26	$179,808	$69,902	$109,906	$38,905,427
3	27	$179,808	$69,706	$110,103	$38,795,324
3	28	$179,808	$69,508	$110,300	$38,685,024
3	29	$179,808	$69,311	$110,498	$38,574,527
3	30	$179,808	$69,113	$110,696	$38,463,831
3	31	$179,808	$68,914	$110,894	$38,352,937
3	32	$179,808	$68,716	$111,093	$38,241,845
3	33	$179,808	$68,517	$111,292	$38,130,553
3	34	$179,808	$68,317	$111,491	$38,019,062
3	35	$179,808	$68,117	$111,691	$37,907,371
3	36	$179,808	$67,917	$111,891	$37,795,480
4	37	$179,808	$67,717	$112,091	$37,683,389
4	38	$179,808	$67,516	$112,292	$37,571,097
4	39	$179,808	$67,315	$112,493	$37,458,603
4	40	$179,808	$67,113	$112,695	$37,345,908
4	41	$179,808	$66,911	$112,897	$37,233,012
4	42	$179,808	$66,709	$113,099	$37,119,913
4	43	$179,808	$66,507	$113,302	$37,006,611
4	44	$179,808	$66,304	$113,505	$36,893,106
4	45	$179,808	$66,100	$113,708	$36,779,398
4	46	$179,808	$65,896	$113,912	$36,665,486
4	47	$179,808	$65,692	$114,116	$36,551,370
4	48	$179,808	$65,488	$114,320	$36,437,050
5	49	$179,808	$65,283	$114,525	$36,322,524
5	50	$179,808	$65,078	$114,730	$36,207,794
5	51	$179,808	$64,872	$114,936	$36,092,858
5	52	$179,808	$64,666	$115,142	$35,977,716
5	53	$179,808	$64,460	$115,348	$35,862,368
5	54	$179,808	$64,253	$115,555	$35,746,813
5	55	$179,808	$64,046	$115,762	$35,631,051
5	56	$179,808	$63,839	$115,969	$35,515,082
5	57	$179,808	$63,631	$116,177	$35,398,905
5	58	$179,808	$63,423	$116,385	$35,282,520
5	59	$179,808	$63,215	$116,594	$35,165,926
5	60	$179,808	$63,006	$116,803	$35,049,123
6	61	$179,808	$62,796	$117,012	$34,932,111
6	62	$179,808	$62,587	$117,222	$34,814,890
6	63	$179,808	$62,377	$117,432	$34,697,458
6	64	$179,808	$62,166	$117,642	$34,579,816
6	65	$179,808	$61,956	$117,853	$34,461,963
6	66	$179,808	$61,744	$118,064	$34,343,899
6	67	$179,808	$61,533	$118,275	$34,225,624
6	68	$179,808	$61,321	$118,487	$34,107,136
6	69	$179,808	$61,109	$118,700	$33,988,437
6	70	$179,808	$60,896	$118,912	$33,869,524
6	71	$179,808	$60,683	$119,125	$33,750,399
6	72	$179,808	$60,469	$119,339	$33,631,060
7	73	$179,808	$60,256	$119,553	$33,511,508
7	74	$179,808	$60,041	$119,767	$33,391,741
7	75	$179,808	$59,827	$119,981	$33,271,759
7	76	$179,808	$59,612	$120,196	$33,151,563
7	77	$179,808	$59,397	$120,412	$33,031,151
7	78	$179,808	$59,181	$120,627	$32,910,524
7	79	$179,808	$58,965	$120,844	$32,789,680
7	80	$179,808	$58,748	$121,060	$32,668,620
7	81	$179,808	$58,531	$121,277	$32,547,343
7	82	$179,808	$58,314	$121,494	$32,425,849
7	83	$179,808	$58,096	$121,712	$32,304,137
7	84	$179,808	$57,878	$121,930	$32,182,207
8	85	$179,808	$57,660	$122,148	$32,060,058
8	86	$179,808	$57,441	$122,367	$31,937,691
8	87	$179,808	$57,222	$122,587	$31,815,105
8	88	$179,808	$57,002	$122,806	$31,692,298
8	89	$179,808	$56,782	$123,026	$31,569,272
8	90	$179,808	$56,562	$123,247	$31,446,025
8	91	$179,808	$56,341	$123,467	$31,322,558
8	92	$179,808	$56,120	$123,689	$31,198,869
8	93	$179,808	$55,898	$123,910	$31,074,959
8	94	$179,808	$55,676	$124,132	$30,950,827
8	95	$179,808	$55,454	$124,355	$30,826,472
8	96	$179,808	$55,231	$124,578	$30,701,894
9	97	$179,808	$55,008	$124,801	$30,577,094
9	98	$179,808	$54,784	$125,024	$30,452,069
9	99	$179,808	$54,560	$125,248	$30,326,821
9	100	$179,808	$54,336	$125,473	$30,201,348
9	101	$179,808	$54,111	$125,698	$30,075,651
9	102	$179,808	$53,886	$125,923	$29,949,728
9	103	$179,808	$53,660	$126,148	$29,823,580
9	104	$179,808	$53,434	$126,374	$29,697,205
9	105	$179,808	$53,207	$126,601	$29,570,605
9	106	$179,808	$52,981	$126,828	$29,443,777
9	107	$179,808	$52,753	$127,055	$29,316,722
9	108	$179,808	$52,526	$127,282	$29,189,440
10	109	$179,808	$52,298	$127,511	$29,061,929
10	110	$179,808	$52,069	$127,739	$28,934,190
10	111	$179,808	$51,840	$127,968	$28,806,222
10	112	$179,808	$51,611	$128,197	$28,678,025
10	113	$179,808	$51,381	$128,427	$28,549,598
10	114	$179,808	$51,151	$128,657	$28,420,941
10	115	$179,808	$50,921	$128,887	$28,292,054
10	116	$179,808	$50,690	$129,118	$28,162,936
10	117	$179,808	$50,459	$129,350	$28,033,586
10	118	$179,808	$50,227	$129,581	$27,904,005
10	119	$179,808	$49,995	$129,814	$27,774,191
10	120	$179,808	$49,762	$130,046	$27,644,145
11	121	$179,808	$49,529	$130,279	$27,513,866
11	122	$179,808	$49,296	$130,513	$27,383,353
11	123	$179,808	$49,062	$130,746	$27,252,607
11	124	$179,808	$48,828	$130,981	$27,121,626
11	125	$179,808	$48,593	$131,215	$26,990,410
11	126	$179,808	$48,358	$131,450	$26,858,960
11	127	$179,808	$48,122	$131,686	$26,727,274
11	128	$179,808	$47,886	$131,922	$26,595,352
11	129	$179,808	$47,650	$132,158	$26,463,194
11	130	$179,808	$47,413	$132,395	$26,330,799
11	131	$179,808	$47,176	$132,632	$26,198,167
11	132	$179,808	$46,938	$132,870	$26,065,297
12	133	$179,808	$46,700	$133,108	$25,932,189
12	134	$179,808	$46,462	$133,346	$25,798,842
12	135	$179,808	$46,223	$133,585	$25,665,257
12	136	$179,808	$45,984	$133,825	$25,531,432
12	137	$179,808	$45,744	$134,064	$25,397,368
12	138	$179,808	$45,504	$134,305	$25,263,063
12	139	$179,808	$45,263	$134,545	$25,128,518
12	140	$179,808	$45,022	$134,786	$24,993,731
12	141	$179,808	$44,780	$135,028	$24,858,704
12	142	$179,808	$44,539	$135,270	$24,723,434
12	143	$179,808	$44,296	$135,512	$24,587,922
12	144	$179,808	$44,053	$135,755	$24,452,167
13	145	$179,808	$43,810	$135,998	$24,316,169
13	146	$179,808	$43,566	$136,242	$24,179,927
13	147	$179,808	$43,322	$136,486	$24,043,441
13	148	$179,808	$43,078	$136,730	$23,906,711
13	149	$179,808	$42,833	$136,975	$23,769,735
13	150	$179,808	$42,587	$137,221	$23,632,514
13	151	$179,808	$42,342	$137,467	$23,495,048
13	152	$179,808	$42,095	$137,713	$23,357,335
13	153	$179,808	$41,849	$137,960	$23,219,375
13	154	$179,808	$41,601	$138,207	$23,081,168
13	155	$179,808	$41,354	$138,455	$22,942,713
13	156	$179,808	$41,106	$138,703	$22,804,011
14	157	$179,808	$40,857	$138,951	$22,665,060
14	158	$179,808	$40,608	$139,200	$22,525,860
14	159	$179,808	$40,359	$139,449	$22,386,410
14	160	$179,808	$40,109	$139,699	$22,246,711
14	161	$179,808	$39,859	$139,950	$22,106,761
14	162	$179,808	$39,608	$140,200	$21,966,561
14	163	$179,808	$39,357	$140,452	$21,826,110
14	164	$179,808	$39,105	$140,703	$21,685,406
14	165	$179,808	$38,853	$140,955	$21,544,451
14	166	$179,808	$38,600	$141,208	$21,403,243
14	167	$179,808	$38,347	$141,461	$21,261,783
14	168	$179,808	$38,094	$141,714	$21,120,068
15	169	$179,808	$37,840	$141,968	$20,978,100
15	170	$179,808	$37,586	$142,223	$20,835,878
15	171	$179,808	$37,331	$142,477	$20,693,400
15	172	$179,808	$37,076	$142,733	$20,550,668
15	173	$179,808	$36,820	$142,988	$20,407,679
15	174	$179,808	$36,564	$143,245	$20,264,435
15	175	$179,808	$36,307	$143,501	$20,120,934
15	176	$179,808	$36,050	$143,758	$19,977,175
15	177	$179,808	$35,792	$144,016	$19,833,160
15	178	$179,808	$35,534	$144,274	$19,688,886
15	179	$179,808	$35,276	$144,532	$19,544,353
15	180	$179,808	$35,017	$144,791	$19,399,562
16	181	$179,808	$34,758	$145,051	$19,254,511
16	182	$179,808	$34,498	$145,311	$19,109,201
16	183	$179,808	$34,237	$145,571	$18,963,630
16	184	$179,808	$33,977	$145,832	$18,817,798
16	185	$179,808	$33,715	$146,093	$18,671,705
16	186	$179,808	$33,453	$146,355	$18,525,350
16	187	$179,808	$33,191	$146,617	$18,378,733
16	188	$179,808	$32,929	$146,880	$18,231,853
16	189	$179,808	$32,665	$147,143	$18,084,711
16	190	$179,808	$32,402	$147,407	$17,937,304
16	191	$179,808	$32,138	$147,671	$17,789,633
16	192	$179,808	$31,873	$147,935	$17,641,698
17	193	$179,808	$31,608	$148,200	$17,493,498
17	194	$179,808	$31,343	$148,466	$17,345,032
17	195	$179,808	$31,077	$148,732	$17,196,300
17	196	$179,808	$30,810	$148,998	$17,047,302
17	197	$179,808	$30,543	$149,265	$16,898,037
17	198	$179,808	$30,276	$149,533	$16,748,504
17	199	$179,808	$30,008	$149,801	$16,598,704
17	200	$179,808	$29,739	$150,069	$16,448,635
17	201	$179,808	$29,470	$150,338	$16,298,297
17	202	$179,808	$29,201	$150,607	$16,147,690
17	203	$179,808	$28,931	$150,877	$15,996,813
17	204	$179,808	$28,661	$151,147	$15,845,666
18	205	$179,808	$28,390	$151,418	$15,694,248
18	206	$179,808	$28,119	$151,689	$15,542,558
18	207	$179,808	$27,847	$151,961	$15,390,597
18	208	$179,808	$27,575	$152,233	$15,238,363
18	209	$179,808	$27,302	$152,506	$15,085,857
18	210	$179,808	$27,029	$152,779	$14,933,078
18	211	$179,808	$26,755	$153,053	$14,780,025
18	212	$179,808	$26,481	$153,327	$14,626,697
18	213	$179,808	$26,206	$153,602	$14,473,095
18	214	$179,808	$25,931	$153,877	$14,319,218
18	215	$179,808	$25,655	$154,153	$14,165,065
18	216	$179,808	$25,379	$154,429	$14,010,636
19	217	$179,808	$25,102	$154,706	$13,855,930
19	218	$179,808	$24,825	$154,983	$13,700,947
19	219	$179,808	$24,548	$155,261	$13,545,686
19	220	$179,808	$24,269	$155,539	$13,390,147
19	221	$179,808	$23,991	$155,818	$13,234,329
19	222	$179,808	$23,712	$156,097	$13,078,233
19	223	$179,808	$23,432	$156,376	$12,921,856
19	224	$179,808	$23,152	$156,657	$12,765,200
19	225	$179,808	$22,871	$156,937	$12,608,262
19	226	$179,808	$22,590	$157,218	$12,451,044
19	227	$179,808	$22,308	$157,500	$12,293,544
19	228	$179,808	$22,026	$157,782	$12,135,761
20	229	$179,808	$21,743	$158,065	$11,977,696
20	230	$179,808	$21,460	$158,348	$11,819,348
20	231	$179,808	$21,176	$158,632	$11,660,716
20	232	$179,808	$20,892	$158,916	$11,501,800
20	233	$179,808	$20,607	$159,201	$11,342,599
20	234	$179,808	$20,322	$159,486	$11,183,113
20	235	$179,808	$20,036	$159,772	$11,023,341
20	236	$179,808	$19,750	$160,058	$10,863,283
20	237	$179,808	$19,463	$160,345	$10,702,938
20	238	$179,808	$19,176	$160,632	$10,542,306
20	239	$179,808	$18,888	$160,920	$10,381,386
20	240	$179,808	$18,600	$161,208	$10,220,178
21	241	$179,808	$18,311	$161,497	$10,058,680
21	242	$179,808	$18,022	$161,786	$9,896,894
21	243	$179,808	$17,732	$162,076	$9,734,818
21	244	$179,808	$17,442	$162,367	$9,572,451
21	245	$179,808	$17,151	$162,658	$9,409,793
21	246	$179,808	$16,859	$162,949	$9,246,844
21	247	$179,808	$16,567	$163,241	$9,083,603
21	248	$179,808	$16,275	$163,533	$8,920,070
21	249	$179,808	$15,982	$163,826	$8,756,243
21	250	$179,808	$15,688	$164,120	$8,592,123
21	251	$179,808	$15,394	$164,414	$8,427,709
21	252	$179,808	$15,100	$164,709	$8,263,001
22	253	$179,808	$14,805	$165,004	$8,097,997
22	254	$179,808	$14,509	$165,299	$7,932,697
22	255	$179,808	$14,213	$165,596	$7,767,102
22	256	$179,808	$13,916	$165,892	$7,601,210
22	257	$179,808	$13,619	$166,189	$7,435,020
22	258	$179,808	$13,321	$166,487	$7,268,533
22	259	$179,808	$13,023	$166,785	$7,101,748
22	260	$179,808	$12,724	$167,084	$6,934,663
22	261	$179,808	$12,425	$167,384	$6,767,280
22	262	$179,808	$12,125	$167,684	$6,599,596
22	263	$179,808	$11,824	$167,984	$6,431,612
22	264	$179,808	$11,523	$168,285	$6,263,327
23	265	$179,808	$11,222	$168,586	$6,094,741
23	266	$179,808	$10,920	$168,889	$5,925,852
23	267	$179,808	$10,617	$169,191	$5,756,661
23	268	$179,808	$10,314	$169,494	$5,587,167
23	269	$179,808	$10,010	$169,798	$5,417,369
23	270	$179,808	$9,706	$170,102	$5,247,267
23	271	$179,808	$9,401	$170,407	$5,076,860
23	272	$179,808	$9,096	$170,712	$4,906,147
23	273	$179,808	$8,790	$171,018	$4,735,129
23	274	$179,808	$8,484	$171,325	$4,563,805
23	275	$179,808	$8,177	$171,631	$4,392,173
23	276	$179,808	$7,869	$171,939	$4,220,234
24	277	$179,808	$7,561	$172,247	$4,047,987
24	278	$179,808	$7,253	$172,556	$3,875,432
24	279	$179,808	$6,943	$172,865	$3,702,567
24	280	$179,808	$6,634	$173,175	$3,529,392
24	281	$179,808	$6,323	$173,485	$3,355,908
24	282	$179,808	$6,013	$173,796	$3,182,112
24	283	$179,808	$5,701	$174,107	$3,008,005
24	284	$179,808	$5,389	$174,419	$2,833,586
24	285	$179,808	$5,077	$174,731	$2,658,855
24	286	$179,808	$4,764	$175,044	$2,483,810
24	287	$179,808	$4,450	$175,358	$2,308,452
24	288	$179,808	$4,136	$175,672	$2,132,780
25	289	$179,808	$3,821	$175,987	$1,956,793
25	290	$179,808	$3,506	$176,302	$1,780,490
25	291	$179,808	$3,190	$176,618	$1,603,872
25	292	$179,808	$2,874	$176,935	$1,426,937
25	293	$179,808	$2,557	$177,252	$1,249,686
25	294	$179,808	$2,239	$177,569	$1,072,117
25	295	$179,808	$1,921	$177,887	$894,229
25	296	$179,808	$1,602	$178,206	$716,023
25	297	$179,808	$1,283	$178,525	$537,498
25	298	$179,808	$963	$178,845	$358,652
25	299	$179,808	$643	$179,166	$179,487
25	300	$179,808	$322	$179,487	$0

Property Price	HKD


Loan Ratio	%
Interest Ratio	%
Loan Period	Year(s)

	(Scale 2) Ad Valorem Stamp Duty (For First –time and Change* of Residential Property Buyer)
	(New) Ad Valorem Stamp Duty Applicable to all residential property (except that acquired by a Hong Kong Permanent Resident who does not own any other residential property in Hong Kong at the time of acquisition) either by an individual or a company.
	(Scale 1) Ad Valorem Stamp Duty Applicable to all non-residential property, either by an individual or a company.
	BSD Buyer Stamp Duty Applicable to all residential property acquired by any person (including a company incorporated) except a Hong Kong Permanent Resident

Down Payment	HK$ 27,800,000
Agency Commission (HK$ )
Legal Fees (HK$ )

Stamp Duty (BSD)
Stamp Duty (SSD)

TOTAL	HK$ 28,495,000

HOME	RENT	BUY	OUTDOOR AREA	OUR SERVICES	ABOUT US
	Property for Rent Popular Districts Residential Buildings	Property for Sale Popular Districts Residential Buildings	More	New Developments Mortgage & Stamp Duty Calculator	Company Profile Contact Us Careers

	SSD Special Stamp Duty if SSD is paid by vendor, please ignore this option
Remarks: *Change of Residential Property Case: A Hong Kong Permanent Resident may seek a refund of the stamp duty paid in excess of that computed under the old rates upon proof that his only other residential property has been disposed of within six months from the date of agreement to acquire a new residential property. Reminder: The calculation is for reference only and subject to the latest announcement of Inland Revenue Department. For details, please contact our Mortgage Consultant.