Home
Mortgage & Stamp Duty Calculator
MORTGAGE & STAMP DUTY CALCULATOR
Property Price HKD
Loan Ratio %
Interest Ratio %
Loan Period Year(s)


Stamp Duties

(Scale 2) Ad Valorem Stamp Duty
(For First –time and Change* of Residential Property Buyer)

(New) Ad Valorem Stamp Duty
Applicable to all residential property (except that acquired by a Hong Kong Permanent Resident who does not own any other residential property in Hong Kong at the time of acquisition) either by an individual or a company.
(Scale 1) Ad Valorem Stamp Duty
Applicable to all non-residential property, either by an individual or a company.
BSD Buyer Stamp Duty
Applicable to all residential property acquired by any person (including a company incorporated) except a Hong Kong Permanent Resident
SSD Special Stamp Duty
if SSD is paid by vendor, please ignore this option


Remarks: *Change of Residential Property Case: A Hong Kong Permanent Resident may seek a refund of the stamp duty paid in excess of that computed under the old rates upon proof that his only other residential property has been disposed of within six months from the date of agreement to acquire a new residential property.
Reminder: The calculation is for reference only and subject to the latest announcement of Inland Revenue Department.
For details, please contact our Mortgage Consultant.
ESTIMATED INITIAL BUDGET
Down PaymentHK$ 6,200,000
Agency Commission (HK$ )
Legal Fees (HK$ )
Stamp Duty (BSD)
Stamp Duty (SSD)
TOTALHK$ 6,355,000
* Please go to government website for latest Stamp Duty Details.
CALCULATION RESULT
Down Payment (HKD)
$6,200,000
 
Monthly Repayment (HKD)
$40,101
Loan Amount (HKD)
$9,300,000
+
Total Interest (HKD)
$2,730,338
=
Total Repayment (HKD)
$12,030,338
Repayment Schedule
Year Instalment Repayment (HK$ ) Interest (HK$ ) Principal (HK$ ) Outstanding Amount (HK$ )
1 1 $40,101 $16,663 $23,439 $9,276,561
1 2 $40,101 $16,621 $23,481 $9,253,081
1 3 $40,101 $16,578 $23,523 $9,229,558
1 4 $40,101 $16,536 $23,565 $9,205,993
1 5 $40,101 $16,494 $23,607 $9,182,386
1 6 $40,101 $16,452 $23,649 $9,158,737
1 7 $40,101 $16,409 $23,692 $9,135,045
1 8 $40,101 $16,367 $23,734 $9,111,311
1 9 $40,101 $16,324 $23,777 $9,087,534
1 10 $40,101 $16,282 $23,819 $9,063,715
1 11 $40,101 $16,239 $23,862 $9,039,853
1 12 $40,101 $16,196 $23,905 $9,015,948
2 13 $40,101 $16,154 $23,948 $8,992,001
2 14 $40,101 $16,111 $23,990 $8,968,010
2 15 $40,101 $16,068 $24,033 $8,943,977
2 16 $40,101 $16,025 $24,077 $8,919,900
2 17 $40,101 $15,981 $24,120 $8,895,781
2 18 $40,101 $15,938 $24,163 $8,871,618
2 19 $40,101 $15,895 $24,206 $8,847,412
2 20 $40,101 $15,852 $24,250 $8,823,162
2 21 $40,101 $15,808 $24,293 $8,798,869
2 22 $40,101 $15,765 $24,336 $8,774,533
2 23 $40,101 $15,721 $24,380 $8,750,153
2 24 $40,101 $15,677 $24,424 $8,725,729
3 25 $40,101 $15,634 $24,468 $8,701,261
3 26 $40,101 $15,590 $24,511 $8,676,750
3 27 $40,101 $15,546 $24,555 $8,652,195
3 28 $40,101 $15,502 $24,599 $8,627,595
3 29 $40,101 $15,458 $24,643 $8,602,952
3 30 $40,101 $15,414 $24,688 $8,578,265
3 31 $40,101 $15,369 $24,732 $8,553,533
3 32 $40,101 $15,325 $24,776 $8,528,757
3 33 $40,101 $15,281 $24,820 $8,503,936
3 34 $40,101 $15,236 $24,865 $8,479,071
3 35 $40,101 $15,192 $24,909 $8,454,162
3 36 $40,101 $15,147 $24,954 $8,429,208
4 37 $40,101 $15,102 $24,999 $8,404,209
4 38 $40,101 $15,058 $25,044 $8,379,165
4 39 $40,101 $15,013 $25,088 $8,354,077
4 40 $40,101 $14,968 $25,133 $8,328,944
4 41 $40,101 $14,923 $25,178 $8,303,765
4 42 $40,101 $14,878 $25,224 $8,278,542
4 43 $40,101 $14,832 $25,269 $8,253,273
4 44 $40,101 $14,787 $25,314 $8,227,959
4 45 $40,101 $14,742 $25,359 $8,202,600
4 46 $40,101 $14,696 $25,405 $8,177,195
4 47 $40,101 $14,651 $25,450 $8,151,744
4 48 $40,101 $14,605 $25,496 $8,126,248
5 49 $40,101 $14,560 $25,542 $8,100,707
5 50 $40,101 $14,514 $25,587 $8,075,120
5 51 $40,101 $14,468 $25,633 $8,049,486
5 52 $40,101 $14,422 $25,679 $8,023,807
5 53 $40,101 $14,376 $25,725 $7,998,082
5 54 $40,101 $14,330 $25,771 $7,972,311
5 55 $40,101 $14,284 $25,817 $7,946,493
5 56 $40,101 $14,237 $25,864 $7,920,630
5 57 $40,101 $14,191 $25,910 $7,894,720
5 58 $40,101 $14,145 $25,956 $7,868,763
5 59 $40,101 $14,098 $26,003 $7,842,760
5 60 $40,101 $14,052 $26,050 $7,816,711
6 61 $40,101 $14,005 $26,096 $7,790,615
6 62 $40,101 $13,958 $26,143 $7,764,472
6 63 $40,101 $13,911 $26,190 $7,738,282
6 64 $40,101 $13,864 $26,237 $7,712,045
6 65 $40,101 $13,817 $26,284 $7,685,762
6 66 $40,101 $13,770 $26,331 $7,659,431
6 67 $40,101 $13,723 $26,378 $7,633,053
6 68 $40,101 $13,676 $26,425 $7,606,628
6 69 $40,101 $13,629 $26,473 $7,580,155
6 70 $40,101 $13,581 $26,520 $7,553,635
6 71 $40,101 $13,534 $26,568 $7,527,067
6 72 $40,101 $13,486 $26,615 $7,500,452
7 73 $40,101 $13,438 $26,663 $7,473,789
7 74 $40,101 $13,391 $26,711 $7,447,079
7 75 $40,101 $13,343 $26,758 $7,420,320
7 76 $40,101 $13,295 $26,806 $7,393,514
7 77 $40,101 $13,247 $26,854 $7,366,660
7 78 $40,101 $13,199 $26,903 $7,339,757
7 79 $40,101 $13,150 $26,951 $7,312,806
7 80 $40,101 $13,102 $26,999 $7,285,807
7 81 $40,101 $13,054 $27,047 $7,258,760
7 82 $40,101 $13,005 $27,096 $7,231,664
7 83 $40,101 $12,957 $27,144 $7,204,520
7 84 $40,101 $12,908 $27,193 $7,177,327
8 85 $40,101 $12,859 $27,242 $7,150,085
8 86 $40,101 $12,811 $27,291 $7,122,794
8 87 $40,101 $12,762 $27,339 $7,095,455
8 88 $40,101 $12,713 $27,388 $7,068,067
8 89 $40,101 $12,664 $27,438 $7,040,629
8 90 $40,101 $12,614 $27,487 $7,013,142
8 91 $40,101 $12,565 $27,536 $6,985,606
8 92 $40,101 $12,516 $27,585 $6,958,021
8 93 $40,101 $12,466 $27,635 $6,930,387
8 94 $40,101 $12,417 $27,684 $6,902,702
8 95 $40,101 $12,367 $27,734 $6,874,969
8 96 $40,101 $12,318 $27,783 $6,847,185
9 97 $40,101 $12,268 $27,833 $6,819,352
9 98 $40,101 $12,218 $27,883 $6,791,469
9 99 $40,101 $12,168 $27,933 $6,763,536
9 100 $40,101 $12,118 $27,983 $6,735,553
9 101 $40,101 $12,068 $28,033 $6,707,519
9 102 $40,101 $12,018 $28,083 $6,679,436
9 103 $40,101 $11,967 $28,134 $6,651,302
9 104 $40,101 $11,917 $28,184 $6,623,118
9 105 $40,101 $11,866 $28,235 $6,594,883
9 106 $40,101 $11,816 $28,285 $6,566,598
9 107 $40,101 $11,765 $28,336 $6,538,262
9 108 $40,101 $11,714 $28,387 $6,509,875
10 109 $40,101 $11,664 $28,438 $6,481,437
10 110 $40,101 $11,613 $28,489 $6,452,949
10 111 $40,101 $11,562 $28,540 $6,424,409
10 112 $40,101 $11,510 $28,591 $6,395,819
10 113 $40,101 $11,459 $28,642 $6,367,177
10 114 $40,101 $11,408 $28,693 $6,338,483
10 115 $40,101 $11,356 $28,745 $6,309,739
10 116 $40,101 $11,305 $28,796 $6,280,942
10 117 $40,101 $11,253 $28,848 $6,252,095
10 118 $40,101 $11,202 $28,899 $6,223,195
10 119 $40,101 $11,150 $28,951 $6,194,244
10 120 $40,101 $11,098 $29,003 $6,165,241
11 121 $40,101 $11,046 $29,055 $6,136,186
11 122 $40,101 $10,994 $29,107 $6,107,079
11 123 $40,101 $10,942 $29,159 $6,077,919
11 124 $40,101 $10,890 $29,212 $6,048,708
11 125 $40,101 $10,837 $29,264 $6,019,444
11 126 $40,101 $10,785 $29,316 $5,990,128
11 127 $40,101 $10,732 $29,369 $5,960,759
11 128 $40,101 $10,680 $29,421 $5,931,338
11 129 $40,101 $10,627 $29,474 $5,901,863
11 130 $40,101 $10,574 $29,527 $5,872,336
11 131 $40,101 $10,521 $29,580 $5,842,757
11 132 $40,101 $10,468 $29,633 $5,813,124
12 133 $40,101 $10,415 $29,686 $5,783,438
12 134 $40,101 $10,362 $29,739 $5,753,699
12 135 $40,101 $10,309 $29,792 $5,723,906
12 136 $40,101 $10,255 $29,846 $5,694,060
12 137 $40,101 $10,202 $29,899 $5,664,161
12 138 $40,101 $10,148 $29,953 $5,634,208
12 139 $40,101 $10,095 $30,007 $5,604,202
12 140 $40,101 $10,041 $30,060 $5,574,142
12 141 $40,101 $9,987 $30,114 $5,544,027
12 142 $40,101 $9,933 $30,168 $5,513,859
12 143 $40,101 $9,879 $30,222 $5,483,637
12 144 $40,101 $9,825 $30,276 $5,453,361
13 145 $40,101 $9,771 $30,331 $5,423,030
13 146 $40,101 $9,716 $30,385 $5,392,646
13 147 $40,101 $9,662 $30,439 $5,362,206
13 148 $40,101 $9,607 $30,494 $5,331,712
13 149 $40,101 $9,553 $30,548 $5,301,164
13 150 $40,101 $9,498 $30,603 $5,270,561
13 151 $40,101 $9,443 $30,658 $5,239,903
13 152 $40,101 $9,388 $30,713 $5,209,190
13 153 $40,101 $9,333 $30,768 $5,178,422
13 154 $40,101 $9,278 $30,823 $5,147,599
13 155 $40,101 $9,223 $30,878 $5,116,720
13 156 $40,101 $9,167 $30,934 $5,085,787
14 157 $40,101 $9,112 $30,989 $5,054,798
14 158 $40,101 $9,057 $31,045 $5,023,753
14 159 $40,101 $9,001 $31,100 $4,992,653
14 160 $40,101 $8,945 $31,156 $4,961,497
14 161 $40,101 $8,889 $31,212 $4,930,285
14 162 $40,101 $8,833 $31,268 $4,899,017
14 163 $40,101 $8,777 $31,324 $4,867,694
14 164 $40,101 $8,721 $31,380 $4,836,314
14 165 $40,101 $8,665 $31,436 $4,804,878
14 166 $40,101 $8,609 $31,492 $4,773,385
14 167 $40,101 $8,552 $31,549 $4,741,836
14 168 $40,101 $8,496 $31,605 $4,710,231
15 169 $40,101 $8,439 $31,662 $4,678,569
15 170 $40,101 $8,382 $31,719 $4,646,850
15 171 $40,101 $8,326 $31,776 $4,615,075
15 172 $40,101 $8,269 $31,832 $4,583,242
15 173 $40,101 $8,212 $31,889 $4,551,353
15 174 $40,101 $8,155 $31,947 $4,519,406
15 175 $40,101 $8,097 $32,004 $4,487,402
15 176 $40,101 $8,040 $32,061 $4,455,341
15 177 $40,101 $7,982 $32,119 $4,423,223
15 178 $40,101 $7,925 $32,176 $4,391,046
15 179 $40,101 $7,867 $32,234 $4,358,813
15 180 $40,101 $7,810 $32,292 $4,326,521
16 181 $40,101 $7,752 $32,349 $4,294,172
16 182 $40,101 $7,694 $32,407 $4,261,764
16 183 $40,101 $7,636 $32,465 $4,229,299
16 184 $40,101 $7,577 $32,524 $4,196,775
16 185 $40,101 $7,519 $32,582 $4,164,193
16 186 $40,101 $7,461 $32,640 $4,131,553
16 187 $40,101 $7,402 $32,699 $4,098,854
16 188 $40,101 $7,344 $32,757 $4,066,097
16 189 $40,101 $7,285 $32,816 $4,033,281
16 190 $40,101 $7,226 $32,875 $4,000,406
16 191 $40,101 $7,167 $32,934 $3,967,472
16 192 $40,101 $7,108 $32,993 $3,934,479
17 193 $40,101 $7,049 $33,052 $3,901,428
17 194 $40,101 $6,990 $33,111 $3,868,317
17 195 $40,101 $6,931 $33,170 $3,835,146
17 196 $40,101 $6,871 $33,230 $3,801,916
17 197 $40,101 $6,812 $33,289 $3,768,627
17 198 $40,101 $6,752 $33,349 $3,735,278
17 199 $40,101 $6,692 $33,409 $3,701,869
17 200 $40,101 $6,633 $33,469 $3,668,401
17 201 $40,101 $6,573 $33,529 $3,634,872
17 202 $40,101 $6,512 $33,589 $3,601,283
17 203 $40,101 $6,452 $33,649 $3,567,635
17 204 $40,101 $6,392 $33,709 $3,533,925
18 205 $40,101 $6,332 $33,770 $3,500,156
18 206 $40,101 $6,271 $33,830 $3,466,326
18 207 $40,101 $6,211 $33,891 $3,432,435
18 208 $40,101 $6,150 $33,951 $3,398,484
18 209 $40,101 $6,089 $34,012 $3,364,472
18 210 $40,101 $6,028 $34,073 $3,330,399
18 211 $40,101 $5,967 $34,134 $3,296,264
18 212 $40,101 $5,906 $34,195 $3,262,069
18 213 $40,101 $5,845 $34,257 $3,227,813
18 214 $40,101 $5,783 $34,318 $3,193,495
18 215 $40,101 $5,722 $34,379 $3,159,115
18 216 $40,101 $5,660 $34,441 $3,124,674
19 217 $40,101 $5,598 $34,503 $3,090,171
19 218 $40,101 $5,537 $34,565 $3,055,607
19 219 $40,101 $5,475 $34,626 $3,020,980
19 220 $40,101 $5,413 $34,689 $2,986,292
19 221 $40,101 $5,350 $34,751 $2,951,541
19 222 $40,101 $5,288 $34,813 $2,916,728
19 223 $40,101 $5,226 $34,875 $2,881,853
19 224 $40,101 $5,163 $34,938 $2,846,915
19 225 $40,101 $5,101 $35,000 $2,811,915
19 226 $40,101 $5,038 $35,063 $2,776,851
19 227 $40,101 $4,975 $35,126 $2,741,726
19 228 $40,101 $4,912 $35,189 $2,706,537
20 229 $40,101 $4,849 $35,252 $2,671,285
20 230 $40,101 $4,786 $35,315 $2,635,970
20 231 $40,101 $4,723 $35,378 $2,600,591
20 232 $40,101 $4,659 $35,442 $2,565,150
20 233 $40,101 $4,596 $35,505 $2,529,644
20 234 $40,101 $4,532 $35,569 $2,494,076
20 235 $40,101 $4,469 $35,633 $2,458,443
20 236 $40,101 $4,405 $35,696 $2,422,747
20 237 $40,101 $4,341 $35,760 $2,386,986
20 238 $40,101 $4,277 $35,824 $2,351,162
20 239 $40,101 $4,212 $35,889 $2,315,273
20 240 $40,101 $4,148 $35,953 $2,279,320
21 241 $40,101 $4,084 $36,017 $2,243,303
21 242 $40,101 $4,019 $36,082 $2,207,221
21 243 $40,101 $3,955 $36,147 $2,171,074
21 244 $40,101 $3,890 $36,211 $2,134,863
21 245 $40,101 $3,825 $36,276 $2,098,587
21 246 $40,101 $3,760 $36,341 $2,062,246
21 247 $40,101 $3,695 $36,406 $2,025,840
21 248 $40,101 $3,630 $36,471 $1,989,368
21 249 $40,101 $3,564 $36,537 $1,952,831
21 250 $40,101 $3,499 $36,602 $1,916,229
21 251 $40,101 $3,433 $36,668 $1,879,561
21 252 $40,101 $3,368 $36,734 $1,842,827
22 253 $40,101 $3,302 $36,799 $1,806,028
22 254 $40,101 $3,236 $36,865 $1,769,163
22 255 $40,101 $3,170 $36,931 $1,732,231
22 256 $40,101 $3,104 $36,998 $1,695,234
22 257 $40,101 $3,037 $37,064 $1,658,170
22 258 $40,101 $2,971 $37,130 $1,621,040
22 259 $40,101 $2,904 $37,197 $1,583,843
22 260 $40,101 $2,838 $37,263 $1,546,580
22 261 $40,101 $2,771 $37,330 $1,509,249
22 262 $40,101 $2,704 $37,397 $1,471,852
22 263 $40,101 $2,637 $37,464 $1,434,388
22 264 $40,101 $2,570 $37,531 $1,396,857
23 265 $40,101 $2,503 $37,598 $1,359,259
23 266 $40,101 $2,435 $37,666 $1,321,593
23 267 $40,101 $2,368 $37,733 $1,283,860
23 268 $40,101 $2,300 $37,801 $1,246,059
23 269 $40,101 $2,233 $37,869 $1,208,190
23 270 $40,101 $2,165 $37,936 $1,170,254
23 271 $40,101 $2,097 $38,004 $1,132,249
23 272 $40,101 $2,029 $38,073 $1,094,177
23 273 $40,101 $1,960 $38,141 $1,056,036
23 274 $40,101 $1,892 $38,209 $1,017,827
23 275 $40,101 $1,824 $38,278 $979,549
23 276 $40,101 $1,755 $38,346 $941,203
24 277 $40,101 $1,686 $38,415 $902,789
24 278 $40,101 $1,617 $38,484 $864,305
24 279 $40,101 $1,549 $38,553 $825,752
24 280 $40,101 $1,479 $38,622 $787,131
24 281 $40,101 $1,410 $38,691 $748,440
24 282 $40,101 $1,341 $38,760 $709,680
24 283 $40,101 $1,272 $38,830 $670,850
24 284 $40,101 $1,202 $38,899 $631,951
24 285 $40,101 $1,132 $38,969 $592,982
24 286 $40,101 $1,062 $39,039 $553,943
24 287 $40,101 $992 $39,109 $514,835
24 288 $40,101 $922 $39,179 $475,656
25 289 $40,101 $852 $39,249 $436,407
25 290 $40,101 $782 $39,319 $397,088
25 291 $40,101 $711 $39,390 $357,698
25 292 $40,101 $641 $39,460 $318,238
25 293 $40,101 $570 $39,531 $278,707
25 294 $40,101 $499 $39,602 $239,105
25 295 $40,101 $428 $39,673 $199,432
25 296 $40,101 $357 $39,744 $159,689
25 297 $40,101 $286 $39,815 $119,874
25 298 $40,101 $215 $39,886 $79,987
25 299 $40,101 $143 $39,958 $40,029
25 300 $40,101 $72 $40,029 $0