Home
Mortgage & Stamp Duty Calculator
MORTGAGE & STAMP DUTY CALCULATOR
Property Price HKD
Loan Ratio %
Interest Ratio %
Loan Period Year(s)


Stamp Duties

(Scale 2) Ad Valorem Stamp Duty
(For First –time and Change* of Residential Property Buyer)

(New) Ad Valorem Stamp Duty
Applicable to all residential property (except that acquired by a Hong Kong Permanent Resident who does not own any other residential property in Hong Kong at the time of acquisition) either by an individual or a company.
(Scale 1) Ad Valorem Stamp Duty
Applicable to all non-residential property, either by an individual or a company.
BSD Buyer Stamp Duty
Applicable to all residential property acquired by any person (including a company incorporated) except a Hong Kong Permanent Resident
SSD Special Stamp Duty
if SSD is paid by vendor, please ignore this option


Remarks: *Change of Residential Property Case: A Hong Kong Permanent Resident may seek a refund of the stamp duty paid in excess of that computed under the old rates upon proof that his only other residential property has been disposed of within six months from the date of agreement to acquire a new residential property.
Reminder: The calculation is for reference only and subject to the latest announcement of Inland Revenue Department.
For details, please contact our Mortgage Consultant.
ESTIMATED INITIAL BUDGET
Down PaymentHK$ 10,272,000
Agency Commission (HK$ )
Legal Fees (HK$ )
Stamp Duty (BSD)
Stamp Duty (SSD)
TOTALHK$ 10,528,800
* Please go to government website for latest Stamp Duty Details.
CALCULATION RESULT
Down Payment (HKD)
$10,272,000
 
Monthly Repayment (HKD)
$66,439
Loan Amount (HKD)
$15,408,000
+
Total Interest (HKD)
$4,523,553
=
Total Repayment (HKD)
$19,931,553
Repayment Schedule
Year Instalment Repayment (HK$ ) Interest (HK$ ) Principal (HK$ ) Outstanding Amount (HK$ )
1 1 $66,439 $27,606 $38,833 $15,369,167
1 2 $66,439 $27,536 $38,902 $15,330,265
1 3 $66,439 $27,467 $38,972 $15,291,294
1 4 $66,439 $27,397 $39,042 $15,252,252
1 5 $66,439 $27,327 $39,112 $15,213,140
1 6 $66,439 $27,257 $39,182 $15,173,959
1 7 $66,439 $27,187 $39,252 $15,134,707
1 8 $66,439 $27,116 $39,322 $15,095,385
1 9 $66,439 $27,046 $39,393 $15,055,992
1 10 $66,439 $26,975 $39,463 $15,016,529
1 11 $66,439 $26,905 $39,534 $14,976,995
1 12 $66,439 $26,834 $39,605 $14,937,390
2 13 $66,439 $26,763 $39,676 $14,897,715
2 14 $66,439 $26,692 $39,747 $14,857,968
2 15 $66,439 $26,621 $39,818 $14,818,150
2 16 $66,439 $26,549 $39,889 $14,778,261
2 17 $66,439 $26,478 $39,961 $14,738,300
2 18 $66,439 $26,406 $40,032 $14,698,267
2 19 $66,439 $26,334 $40,104 $14,658,163
2 20 $66,439 $26,263 $40,176 $14,617,987
2 21 $66,439 $26,191 $40,248 $14,577,739
2 22 $66,439 $26,118 $40,320 $14,537,419
2 23 $66,439 $26,046 $40,392 $14,497,027
2 24 $66,439 $25,974 $40,465 $14,456,562
3 25 $66,439 $25,901 $40,537 $14,416,025
3 26 $66,439 $25,829 $40,610 $14,375,415
3 27 $66,439 $25,756 $40,683 $14,334,733
3 28 $66,439 $25,683 $40,755 $14,293,977
3 29 $66,439 $25,610 $40,828 $14,253,149
3 30 $66,439 $25,537 $40,902 $14,212,247
3 31 $66,439 $25,464 $40,975 $14,171,272
3 32 $66,439 $25,390 $41,048 $14,130,224
3 33 $66,439 $25,317 $41,122 $14,089,102
3 34 $66,439 $25,243 $41,196 $14,047,907
3 35 $66,439 $25,169 $41,269 $14,006,637
3 36 $66,439 $25,095 $41,343 $13,965,294
4 37 $66,439 $25,021 $41,417 $13,923,877
4 38 $66,439 $24,947 $41,492 $13,882,385
4 39 $66,439 $24,873 $41,566 $13,840,819
4 40 $66,439 $24,798 $41,640 $13,799,179
4 41 $66,439 $24,724 $41,715 $13,757,464
4 42 $66,439 $24,649 $41,790 $13,715,674
4 43 $66,439 $24,574 $41,865 $13,673,810
4 44 $66,439 $24,499 $41,940 $13,631,870
4 45 $66,439 $24,424 $42,015 $13,589,855
4 46 $66,439 $24,348 $42,090 $13,547,765
4 47 $66,439 $24,273 $42,165 $13,505,600
4 48 $66,439 $24,198 $42,241 $13,463,359
5 49 $66,439 $24,122 $42,317 $13,421,042
5 50 $66,439 $24,046 $42,392 $13,378,650
5 51 $66,439 $23,970 $42,468 $13,336,181
5 52 $66,439 $23,894 $42,545 $13,293,637
5 53 $66,439 $23,818 $42,621 $13,251,016
5 54 $66,439 $23,741 $42,697 $13,208,319
5 55 $66,439 $23,665 $42,774 $13,165,545
5 56 $66,439 $23,588 $42,850 $13,122,695
5 57 $66,439 $23,511 $42,927 $13,079,768
5 58 $66,439 $23,435 $43,004 $13,036,764
5 59 $66,439 $23,358 $43,081 $12,993,683
5 60 $66,439 $23,280 $43,158 $12,950,525
6 61 $66,439 $23,203 $43,235 $12,907,289
6 62 $66,439 $23,126 $43,313 $12,863,976
6 63 $66,439 $23,048 $43,391 $12,820,586
6 64 $66,439 $22,970 $43,468 $12,777,118
6 65 $66,439 $22,892 $43,546 $12,733,571
6 66 $66,439 $22,814 $43,624 $12,689,947
6 67 $66,439 $22,736 $43,702 $12,646,245
6 68 $66,439 $22,658 $43,781 $12,602,464
6 69 $66,439 $22,579 $43,859 $12,558,605
6 70 $66,439 $22,501 $43,938 $12,514,667
6 71 $66,439 $22,422 $44,016 $12,470,651
6 72 $66,439 $22,343 $44,095 $12,426,556
7 73 $66,439 $22,264 $44,174 $12,382,382
7 74 $66,439 $22,185 $44,253 $12,338,128
7 75 $66,439 $22,106 $44,333 $12,293,795
7 76 $66,439 $22,026 $44,412 $12,249,383
7 77 $66,439 $21,947 $44,492 $12,204,892
7 78 $66,439 $21,867 $44,571 $12,160,320
7 79 $66,439 $21,787 $44,651 $12,115,669
7 80 $66,439 $21,707 $44,731 $12,070,938
7 81 $66,439 $21,627 $44,811 $12,026,126
7 82 $66,439 $21,547 $44,892 $11,981,235
7 83 $66,439 $21,466 $44,972 $11,936,262
7 84 $66,439 $21,386 $45,053 $11,891,210
8 85 $66,439 $21,305 $45,133 $11,846,076
8 86 $66,439 $21,224 $45,214 $11,800,862
8 87 $66,439 $21,143 $45,295 $11,755,567
8 88 $66,439 $21,062 $45,376 $11,710,190
8 89 $66,439 $20,981 $45,458 $11,664,732
8 90 $66,439 $20,899 $45,539 $11,619,193
8 91 $66,439 $20,818 $45,621 $11,573,572
8 92 $66,439 $20,736 $45,703 $11,527,870
8 93 $66,439 $20,654 $45,784 $11,482,086
8 94 $66,439 $20,572 $45,866 $11,436,219
8 95 $66,439 $20,490 $45,949 $11,390,270
8 96 $66,439 $20,408 $46,031 $11,344,240
9 97 $66,439 $20,325 $46,113 $11,298,126
9 98 $66,439 $20,242 $46,196 $11,251,930
9 99 $66,439 $20,160 $46,279 $11,205,651
9 100 $66,439 $20,077 $46,362 $11,159,290
9 101 $66,439 $19,994 $46,445 $11,112,845
9 102 $66,439 $19,911 $46,528 $11,066,317
9 103 $66,439 $19,827 $46,611 $11,019,705
9 104 $66,439 $19,744 $46,695 $10,973,011
9 105 $66,439 $19,660 $46,779 $10,926,232
9 106 $66,439 $19,576 $46,862 $10,879,370
9 107 $66,439 $19,492 $46,946 $10,832,423
9 108 $66,439 $19,408 $47,030 $10,785,393
10 109 $66,439 $19,324 $47,115 $10,738,278
10 110 $66,439 $19,239 $47,199 $10,691,079
10 111 $66,439 $19,155 $47,284 $10,643,796
10 112 $66,439 $19,070 $47,368 $10,596,427
10 113 $66,439 $18,985 $47,453 $10,548,974
10 114 $66,439 $18,900 $47,538 $10,501,436
10 115 $66,439 $18,815 $47,623 $10,453,812
10 116 $66,439 $18,730 $47,709 $10,406,103
10 117 $66,439 $18,644 $47,794 $10,358,309
10 118 $66,439 $18,559 $47,880 $10,310,429
10 119 $66,439 $18,473 $47,966 $10,262,464
10 120 $66,439 $18,387 $48,052 $10,214,412
11 121 $66,439 $18,301 $48,138 $10,166,274
11 122 $66,439 $18,215 $48,224 $10,118,050
11 123 $66,439 $18,128 $48,310 $10,069,740
11 124 $66,439 $18,042 $48,397 $10,021,343
11 125 $66,439 $17,955 $48,484 $9,972,860
11 126 $66,439 $17,868 $48,570 $9,924,289
11 127 $66,439 $17,781 $48,657 $9,875,632
11 128 $66,439 $17,694 $48,745 $9,826,887
11 129 $66,439 $17,607 $48,832 $9,778,055
11 130 $66,439 $17,519 $48,919 $9,729,135
11 131 $66,439 $17,431 $49,007 $9,680,128
11 132 $66,439 $17,344 $49,095 $9,631,033
12 133 $66,439 $17,256 $49,183 $9,581,850
12 134 $66,439 $17,167 $49,271 $9,532,579
12 135 $66,439 $17,079 $49,359 $9,483,220
12 136 $66,439 $16,991 $49,448 $9,433,772
12 137 $66,439 $16,902 $49,536 $9,384,236
12 138 $66,439 $16,813 $49,625 $9,334,611
12 139 $66,439 $16,725 $49,714 $9,284,897
12 140 $66,439 $16,635 $49,803 $9,235,094
12 141 $66,439 $16,546 $49,892 $9,185,202
12 142 $66,439 $16,457 $49,982 $9,135,220
12 143 $66,439 $16,367 $50,071 $9,085,149
12 144 $66,439 $16,278 $50,161 $9,034,988
13 145 $66,439 $16,188 $50,251 $8,984,737
13 146 $66,439 $16,098 $50,341 $8,934,396
13 147 $66,439 $16,007 $50,431 $8,883,965
13 148 $66,439 $15,917 $50,521 $8,833,444
13 149 $66,439 $15,827 $50,612 $8,782,832
13 150 $66,439 $15,736 $50,703 $8,732,129
13 151 $66,439 $15,645 $50,793 $8,681,336
13 152 $66,439 $15,554 $50,884 $8,630,451
13 153 $66,439 $15,463 $50,976 $8,579,475
13 154 $66,439 $15,372 $51,067 $8,528,409
13 155 $66,439 $15,280 $51,158 $8,477,250
13 156 $66,439 $15,188 $51,250 $8,426,000
14 157 $66,439 $15,097 $51,342 $8,374,658
14 158 $66,439 $15,005 $51,434 $8,323,224
14 159 $66,439 $14,912 $51,526 $8,271,698
14 160 $66,439 $14,820 $51,618 $8,220,080
14 161 $66,439 $14,728 $51,711 $8,168,369
14 162 $66,439 $14,635 $51,804 $8,116,565
14 163 $66,439 $14,542 $51,896 $8,064,669
14 164 $66,439 $14,449 $51,989 $8,012,680
14 165 $66,439 $14,356 $52,082 $7,960,597
14 166 $66,439 $14,263 $52,176 $7,908,421
14 167 $66,439 $14,169 $52,269 $7,856,152
14 168 $66,439 $14,076 $52,363 $7,803,789
15 169 $66,439 $13,982 $52,457 $7,751,333
15 170 $66,439 $13,888 $52,551 $7,698,782
15 171 $66,439 $13,794 $52,645 $7,646,137
15 172 $66,439 $13,699 $52,739 $7,593,398
15 173 $66,439 $13,605 $52,834 $7,540,564
15 174 $66,439 $13,510 $52,928 $7,487,636
15 175 $66,439 $13,415 $53,023 $7,434,613
15 176 $66,439 $13,320 $53,118 $7,381,494
15 177 $66,439 $13,225 $53,213 $7,328,281
15 178 $66,439 $13,130 $53,309 $7,274,972
15 179 $66,439 $13,034 $53,404 $7,221,568
15 180 $66,439 $12,939 $53,500 $7,168,068
16 181 $66,439 $12,843 $53,596 $7,114,473
16 182 $66,439 $12,747 $53,692 $7,060,781
16 183 $66,439 $12,651 $53,788 $7,006,993
16 184 $66,439 $12,554 $53,884 $6,953,109
16 185 $66,439 $12,458 $53,981 $6,899,128
16 186 $66,439 $12,361 $54,078 $6,845,050
16 187 $66,439 $12,264 $54,174 $6,790,876
16 188 $66,439 $12,167 $54,272 $6,736,604
16 189 $66,439 $12,070 $54,369 $6,682,235
16 190 $66,439 $11,972 $54,466 $6,627,769
16 191 $66,439 $11,875 $54,564 $6,573,206
16 192 $66,439 $11,777 $54,662 $6,518,544
17 193 $66,439 $11,679 $54,759 $6,463,785
17 194 $66,439 $11,581 $54,858 $6,408,927
17 195 $66,439 $11,483 $54,956 $6,353,971
17 196 $66,439 $11,384 $55,054 $6,298,917
17 197 $66,439 $11,286 $55,153 $6,243,764
17 198 $66,439 $11,187 $55,252 $6,188,512
17 199 $66,439 $11,088 $55,351 $6,133,161
17 200 $66,439 $10,989 $55,450 $6,077,711
17 201 $66,439 $10,889 $55,549 $6,022,162
17 202 $66,439 $10,790 $55,649 $5,966,513
17 203 $66,439 $10,690 $55,749 $5,910,765
17 204 $66,439 $10,590 $55,848 $5,854,916
18 205 $66,439 $10,490 $55,948 $5,798,968
18 206 $66,439 $10,390 $56,049 $5,742,919
18 207 $66,439 $10,289 $56,149 $5,686,770
18 208 $66,439 $10,189 $56,250 $5,630,520
18 209 $66,439 $10,088 $56,350 $5,574,170
18 210 $66,439 $9,987 $56,451 $5,517,719
18 211 $66,439 $9,886 $56,553 $5,461,166
18 212 $66,439 $9,785 $56,654 $5,404,512
18 213 $66,439 $9,683 $56,755 $5,347,757
18 214 $66,439 $9,581 $56,857 $5,290,899
18 215 $66,439 $9,480 $56,959 $5,233,941
18 216 $66,439 $9,377 $57,061 $5,176,879
19 217 $66,439 $9,275 $57,163 $5,119,716
19 218 $66,439 $9,173 $57,266 $5,062,451
19 219 $66,439 $9,070 $57,368 $5,005,082
19 220 $66,439 $8,967 $57,471 $4,947,611
19 221 $66,439 $8,864 $57,574 $4,890,037
19 222 $66,439 $8,761 $57,677 $4,832,360
19 223 $66,439 $8,658 $57,781 $4,774,579
19 224 $66,439 $8,554 $57,884 $4,716,695
19 225 $66,439 $8,451 $57,988 $4,658,708
19 226 $66,439 $8,347 $58,092 $4,600,616
19 227 $66,439 $8,243 $58,196 $4,542,420
19 228 $66,439 $8,139 $58,300 $4,484,120
20 229 $66,439 $8,034 $58,404 $4,425,716
20 230 $66,439 $7,929 $58,509 $4,367,207
20 231 $66,439 $7,825 $58,614 $4,308,593
20 232 $66,439 $7,720 $58,719 $4,249,874
20 233 $66,439 $7,614 $58,824 $4,191,050
20 234 $66,439 $7,509 $58,930 $4,132,120
20 235 $66,439 $7,403 $59,035 $4,073,085
20 236 $66,439 $7,298 $59,141 $4,013,944
20 237 $66,439 $7,192 $59,247 $3,954,697
20 238 $66,439 $7,085 $59,353 $3,895,344
20 239 $66,439 $6,979 $59,459 $3,835,885
20 240 $66,439 $6,873 $59,566 $3,776,319
21 241 $66,439 $6,766 $59,673 $3,716,646
21 242 $66,439 $6,659 $59,780 $3,656,867
21 243 $66,439 $6,552 $59,887 $3,596,980
21 244 $66,439 $6,445 $59,994 $3,536,986
21 245 $66,439 $6,337 $60,101 $3,476,885
21 246 $66,439 $6,229 $60,209 $3,416,676
21 247 $66,439 $6,122 $60,317 $3,356,359
21 248 $66,439 $6,013 $60,425 $3,295,934
21 249 $66,439 $5,905 $60,533 $3,235,400
21 250 $66,439 $5,797 $60,642 $3,174,759
21 251 $66,439 $5,688 $60,750 $3,114,008
21 252 $66,439 $5,579 $60,859 $3,053,149
22 253 $66,439 $5,470 $60,968 $2,992,181
22 254 $66,439 $5,361 $61,078 $2,931,103
22 255 $66,439 $5,252 $61,187 $2,869,916
22 256 $66,439 $5,142 $61,297 $2,808,620
22 257 $66,439 $5,032 $61,406 $2,747,213
22 258 $66,439 $4,922 $61,516 $2,685,697
22 259 $66,439 $4,812 $61,627 $2,624,070
22 260 $66,439 $4,701 $61,737 $2,562,333
22 261 $66,439 $4,591 $61,848 $2,500,485
22 262 $66,439 $4,480 $61,958 $2,438,527
22 263 $66,439 $4,369 $62,069 $2,376,458
22 264 $66,439 $4,258 $62,181 $2,314,277
23 265 $66,439 $4,146 $62,292 $2,251,985
23 266 $66,439 $4,035 $62,404 $2,189,581
23 267 $66,439 $3,923 $62,516 $2,127,066
23 268 $66,439 $3,811 $62,628 $2,064,438
23 269 $66,439 $3,699 $62,740 $2,001,698
23 270 $66,439 $3,586 $62,852 $1,938,846
23 271 $66,439 $3,474 $62,965 $1,875,881
23 272 $66,439 $3,361 $63,078 $1,812,804
23 273 $66,439 $3,248 $63,191 $1,749,613
23 274 $66,439 $3,135 $63,304 $1,686,309
23 275 $66,439 $3,021 $63,417 $1,622,892
23 276 $66,439 $2,908 $63,531 $1,559,361
24 277 $66,439 $2,794 $63,645 $1,495,717
24 278 $66,439 $2,680 $63,759 $1,431,958
24 279 $66,439 $2,566 $63,873 $1,368,085
24 280 $66,439 $2,451 $63,987 $1,304,098
24 281 $66,439 $2,337 $64,102 $1,239,996
24 282 $66,439 $2,222 $64,217 $1,175,779
24 283 $66,439 $2,107 $64,332 $1,111,447
24 284 $66,439 $1,991 $64,447 $1,047,000
24 285 $66,439 $1,876 $64,563 $982,437
24 286 $66,439 $1,760 $64,678 $917,759
24 287 $66,439 $1,644 $64,794 $852,965
24 288 $66,439 $1,528 $64,910 $788,054
25 289 $66,439 $1,412 $65,027 $723,028
25 290 $66,439 $1,295 $65,143 $657,885
25 291 $66,439 $1,179 $65,260 $592,625
25 292 $66,439 $1,062 $65,377 $527,248
25 293 $66,439 $945 $65,494 $461,754
25 294 $66,439 $827 $65,611 $396,143
25 295 $66,439 $710 $65,729 $330,414
25 296 $66,439 $592 $65,847 $264,568
25 297 $66,439 $474 $65,964 $198,603
25 298 $66,439 $356 $66,083 $132,521
25 299 $66,439 $237 $66,201 $66,320
25 300 $66,439 $119 $66,320 $0