Century 21 Centaland Property

Down Payment (HKD)

$9,040,000

Monthly Repayment (HKD)

$58,470

Loan Amount (HKD)

$13,560,000

Total Interest (HKD)

$3,981,009

Total Repayment (HKD)

$17,541,009

Repayment Schedule
Year	Instalment	Repayment (HK$ )	Interest (HK$ )	Principal (HK$ )	Outstanding Amount (HK$ )
1	1	$58,470	$24,295	$34,175	$13,525,825
1	2	$58,470	$24,234	$34,236	$13,491,589
1	3	$58,470	$24,172	$34,298	$13,457,291
1	4	$58,470	$24,111	$34,359	$13,422,932
1	5	$58,470	$24,049	$34,421	$13,388,511
1	6	$58,470	$23,988	$34,482	$13,354,029
1	7	$58,470	$23,926	$34,544	$13,319,485
1	8	$58,470	$23,864	$34,606	$13,284,879
1	9	$58,470	$23,802	$34,668	$13,250,211
1	10	$58,470	$23,740	$34,730	$13,215,481
1	11	$58,470	$23,678	$34,792	$13,180,689
1	12	$58,470	$23,615	$34,855	$13,145,834
2	13	$58,470	$23,553	$34,917	$13,110,917
2	14	$58,470	$23,490	$34,980	$13,075,938
2	15	$58,470	$23,428	$35,042	$13,040,895
2	16	$58,470	$23,365	$35,105	$13,005,790
2	17	$58,470	$23,302	$35,168	$12,970,622
2	18	$58,470	$23,239	$35,231	$12,935,391
2	19	$58,470	$23,176	$35,294	$12,900,097
2	20	$58,470	$23,113	$35,357	$12,864,740
2	21	$58,470	$23,049	$35,421	$12,829,319
2	22	$58,470	$22,986	$35,484	$12,793,835
2	23	$58,470	$22,922	$35,548	$12,758,287
2	24	$58,470	$22,859	$35,611	$12,722,676
3	25	$58,470	$22,795	$35,675	$12,687,000
3	26	$58,470	$22,731	$35,739	$12,651,261
3	27	$58,470	$22,667	$35,803	$12,615,458
3	28	$58,470	$22,603	$35,867	$12,579,591
3	29	$58,470	$22,538	$35,932	$12,543,659
3	30	$58,470	$22,474	$35,996	$12,507,663
3	31	$58,470	$22,410	$36,060	$12,471,603
3	32	$58,470	$22,345	$36,125	$12,435,478
3	33	$58,470	$22,280	$36,190	$12,399,288
3	34	$58,470	$22,215	$36,255	$12,363,033
3	35	$58,470	$22,150	$36,320	$12,326,714
3	36	$58,470	$22,085	$36,385	$12,290,329
4	37	$58,470	$22,020	$36,450	$12,253,879
4	38	$58,470	$21,955	$36,515	$12,217,364
4	39	$58,470	$21,889	$36,581	$12,180,783
4	40	$58,470	$21,824	$36,646	$12,144,137
4	41	$58,470	$21,758	$36,712	$12,107,425
4	42	$58,470	$21,692	$36,778	$12,070,648
4	43	$58,470	$21,627	$36,843	$12,033,804
4	44	$58,470	$21,561	$36,909	$11,996,895
4	45	$58,470	$21,494	$36,976	$11,959,919
4	46	$58,470	$21,428	$37,042	$11,922,877
4	47	$58,470	$21,362	$37,108	$11,885,769
4	48	$58,470	$21,295	$37,175	$11,848,595
5	49	$58,470	$21,229	$37,241	$11,811,353
5	50	$58,470	$21,162	$37,308	$11,774,045
5	51	$58,470	$21,095	$37,375	$11,736,670
5	52	$58,470	$21,028	$37,442	$11,699,229
5	53	$58,470	$20,961	$37,509	$11,661,720
5	54	$58,470	$20,894	$37,576	$11,624,144
5	55	$58,470	$20,827	$37,643	$11,586,500
5	56	$58,470	$20,759	$37,711	$11,548,789
5	57	$58,470	$20,692	$37,778	$11,511,011
5	58	$58,470	$20,624	$37,846	$11,473,165
5	59	$58,470	$20,556	$37,914	$11,435,251
5	60	$58,470	$20,488	$37,982	$11,397,269
6	61	$58,470	$20,420	$38,050	$11,359,219
6	62	$58,470	$20,352	$38,118	$11,321,101
6	63	$58,470	$20,284	$38,186	$11,282,914
6	64	$58,470	$20,215	$38,255	$11,244,660
6	65	$58,470	$20,147	$38,323	$11,206,336
6	66	$58,470	$20,078	$38,392	$11,167,944
6	67	$58,470	$20,009	$38,461	$11,129,483
6	68	$58,470	$19,940	$38,530	$11,090,954
6	69	$58,470	$19,871	$38,599	$11,052,355
6	70	$58,470	$19,802	$38,668	$11,013,687
6	71	$58,470	$19,733	$38,737	$10,974,950
6	72	$58,470	$19,663	$38,807	$10,936,143
7	73	$58,470	$19,594	$38,876	$10,897,267
7	74	$58,470	$19,524	$38,946	$10,858,321
7	75	$58,470	$19,454	$39,016	$10,819,306
7	76	$58,470	$19,385	$39,085	$10,780,221
7	77	$58,470	$19,315	$39,155	$10,741,065
7	78	$58,470	$19,244	$39,226	$10,701,839
7	79	$58,470	$19,174	$39,296	$10,662,544
7	80	$58,470	$19,104	$39,366	$10,623,177
7	81	$58,470	$19,033	$39,437	$10,583,740
7	82	$58,470	$18,963	$39,507	$10,544,233
7	83	$58,470	$18,892	$39,578	$10,504,655
7	84	$58,470	$18,821	$39,649	$10,465,005
8	85	$58,470	$18,750	$39,720	$10,425,285
8	86	$58,470	$18,679	$39,791	$10,385,494
8	87	$58,470	$18,607	$39,863	$10,345,631
8	88	$58,470	$18,536	$39,934	$10,305,697
8	89	$58,470	$18,464	$40,006	$10,265,691
8	90	$58,470	$18,393	$40,077	$10,225,614
8	91	$58,470	$18,321	$40,149	$10,185,465
8	92	$58,470	$18,249	$40,221	$10,145,244
8	93	$58,470	$18,177	$40,293	$10,104,951
8	94	$58,470	$18,105	$40,365	$10,064,585
8	95	$58,470	$18,032	$40,438	$10,024,148
8	96	$58,470	$17,960	$40,510	$9,983,638
9	97	$58,470	$17,887	$40,583	$9,943,055
9	98	$58,470	$17,815	$40,655	$9,902,400
9	99	$58,470	$17,742	$40,728	$9,861,671
9	100	$58,470	$17,669	$40,801	$9,820,870
9	101	$58,470	$17,596	$40,874	$9,779,996
9	102	$58,470	$17,522	$40,948	$9,739,048
9	103	$58,470	$17,449	$41,021	$9,698,027
9	104	$58,470	$17,376	$41,094	$9,656,933
9	105	$58,470	$17,302	$41,168	$9,615,765
9	106	$58,470	$17,228	$41,242	$9,574,523
9	107	$58,470	$17,154	$41,316	$9,533,207
9	108	$58,470	$17,080	$41,390	$9,491,818
10	109	$58,470	$17,006	$41,464	$9,450,354
10	110	$58,470	$16,932	$41,538	$9,408,816
10	111	$58,470	$16,857	$41,613	$9,367,203
10	112	$58,470	$16,783	$41,687	$9,325,516
10	113	$58,470	$16,708	$41,762	$9,283,754
10	114	$58,470	$16,633	$41,837	$9,241,918
10	115	$58,470	$16,558	$41,912	$9,200,006
10	116	$58,470	$16,483	$41,987	$9,158,019
10	117	$58,470	$16,408	$42,062	$9,115,957
10	118	$58,470	$16,333	$42,137	$9,073,820
10	119	$58,470	$16,257	$42,213	$9,031,607
10	120	$58,470	$16,182	$42,288	$8,989,319
11	121	$58,470	$16,106	$42,364	$8,946,955
11	122	$58,470	$16,030	$42,440	$8,904,515
11	123	$58,470	$15,954	$42,516	$8,861,999
11	124	$58,470	$15,878	$42,592	$8,819,406
11	125	$58,470	$15,801	$42,669	$8,776,738
11	126	$58,470	$15,725	$42,745	$8,733,993
11	127	$58,470	$15,648	$42,822	$8,691,171
11	128	$58,470	$15,572	$42,898	$8,648,273
11	129	$58,470	$15,495	$42,975	$8,605,298
11	130	$58,470	$15,418	$43,052	$8,562,245
11	131	$58,470	$15,341	$43,129	$8,519,116
11	132	$58,470	$15,263	$43,207	$8,475,909
12	133	$58,470	$15,186	$43,284	$8,432,625
12	134	$58,470	$15,108	$43,362	$8,389,264
12	135	$58,470	$15,031	$43,439	$8,345,825
12	136	$58,470	$14,953	$43,517	$8,302,307
12	137	$58,470	$14,875	$43,595	$8,258,712
12	138	$58,470	$14,797	$43,673	$8,215,039
12	139	$58,470	$14,719	$43,751	$8,171,288
12	140	$58,470	$14,640	$43,830	$8,127,458
12	141	$58,470	$14,562	$43,908	$8,083,550
12	142	$58,470	$14,483	$43,987	$8,039,563
12	143	$58,470	$14,404	$44,066	$7,995,497
12	144	$58,470	$14,325	$44,145	$7,951,352
13	145	$58,470	$14,246	$44,224	$7,907,128
13	146	$58,470	$14,167	$44,303	$7,862,825
13	147	$58,470	$14,088	$44,382	$7,818,443
13	148	$58,470	$14,008	$44,462	$7,773,981
13	149	$58,470	$13,928	$44,542	$7,729,439
13	150	$58,470	$13,849	$44,621	$7,684,818
13	151	$58,470	$13,769	$44,701	$7,640,116
13	152	$58,470	$13,689	$44,781	$7,595,335
13	153	$58,470	$13,608	$44,862	$7,550,473
13	154	$58,470	$13,528	$44,942	$7,505,531
13	155	$58,470	$13,447	$45,023	$7,460,508
13	156	$58,470	$13,367	$45,103	$7,415,405
14	157	$58,470	$13,286	$45,184	$7,370,221
14	158	$58,470	$13,205	$45,265	$7,324,956
14	159	$58,470	$13,124	$45,346	$7,279,610
14	160	$58,470	$13,043	$45,427	$7,234,182
14	161	$58,470	$12,961	$45,509	$7,188,674
14	162	$58,470	$12,880	$45,590	$7,143,083
14	163	$58,470	$12,798	$45,672	$7,097,411
14	164	$58,470	$12,716	$45,754	$7,051,657
14	165	$58,470	$12,634	$45,836	$7,005,822
14	166	$58,470	$12,552	$45,918	$6,959,904
14	167	$58,470	$12,470	$46,000	$6,913,903
14	168	$58,470	$12,387	$46,083	$6,867,821
15	169	$58,470	$12,305	$46,165	$6,821,656
15	170	$58,470	$12,222	$46,248	$6,775,408
15	171	$58,470	$12,139	$46,331	$6,729,077
15	172	$58,470	$12,056	$46,414	$6,682,663
15	173	$58,470	$11,973	$46,497	$6,636,166
15	174	$58,470	$11,890	$46,580	$6,589,586
15	175	$58,470	$11,806	$46,664	$6,542,922
15	176	$58,470	$11,723	$46,747	$6,496,175
15	177	$58,470	$11,639	$46,831	$6,449,344
15	178	$58,470	$11,555	$46,915	$6,402,429
15	179	$58,470	$11,471	$46,999	$6,355,430
15	180	$58,470	$11,387	$47,083	$6,308,347
16	181	$58,470	$11,302	$47,168	$6,261,179
16	182	$58,470	$11,218	$47,252	$6,213,927
16	183	$58,470	$11,133	$47,337	$6,166,590
16	184	$58,470	$11,048	$47,422	$6,119,169
16	185	$58,470	$10,964	$47,507	$6,071,662
16	186	$58,470	$10,878	$47,592	$6,024,071
16	187	$58,470	$10,793	$47,677	$5,976,394
16	188	$58,470	$10,708	$47,762	$5,928,631
16	189	$58,470	$10,622	$47,848	$5,880,784
16	190	$58,470	$10,536	$47,934	$5,832,850
16	191	$58,470	$10,451	$48,020	$5,784,830
16	192	$58,470	$10,364	$48,106	$5,736,725
17	193	$58,470	$10,278	$48,192	$5,688,533
17	194	$58,470	$10,192	$48,278	$5,640,255
17	195	$58,470	$10,105	$48,365	$5,591,891
17	196	$58,470	$10,019	$48,451	$5,543,439
17	197	$58,470	$9,932	$48,538	$5,494,901
17	198	$58,470	$9,845	$48,625	$5,446,276
17	199	$58,470	$9,758	$48,712	$5,397,564
17	200	$58,470	$9,671	$48,799	$5,348,765
17	201	$58,470	$9,583	$48,887	$5,299,878
17	202	$58,470	$9,496	$48,974	$5,250,904
17	203	$58,470	$9,408	$49,062	$5,201,841
17	204	$58,470	$9,320	$49,150	$5,152,691
18	205	$58,470	$9,232	$49,238	$5,103,453
18	206	$58,470	$9,144	$49,326	$5,054,127
18	207	$58,470	$9,055	$49,415	$5,004,712
18	208	$58,470	$8,967	$49,503	$4,955,209
18	209	$58,470	$8,878	$49,592	$4,905,617
18	210	$58,470	$8,789	$49,681	$4,855,936
18	211	$58,470	$8,700	$49,770	$4,806,166
18	212	$58,470	$8,611	$49,859	$4,756,307
18	213	$58,470	$8,522	$49,948	$4,706,359
18	214	$58,470	$8,432	$50,038	$4,656,321
18	215	$58,470	$8,343	$50,127	$4,606,194
18	216	$58,470	$8,253	$50,217	$4,555,976
19	217	$58,470	$8,163	$50,307	$4,505,669
19	218	$58,470	$8,073	$50,397	$4,455,272
19	219	$58,470	$7,982	$50,488	$4,404,784
19	220	$58,470	$7,892	$50,578	$4,354,206
19	221	$58,470	$7,801	$50,669	$4,303,537
19	222	$58,470	$7,711	$50,760	$4,252,778
19	223	$58,470	$7,620	$50,850	$4,201,927
19	224	$58,470	$7,528	$50,942	$4,150,986
19	225	$58,470	$7,437	$51,033	$4,099,953
19	226	$58,470	$7,346	$51,124	$4,048,829
19	227	$58,470	$7,254	$51,216	$3,997,613
19	228	$58,470	$7,162	$51,308	$3,946,305
20	229	$58,470	$7,070	$51,400	$3,894,906
20	230	$58,470	$6,978	$51,492	$3,843,414
20	231	$58,470	$6,886	$51,584	$3,791,830
20	232	$58,470	$6,794	$51,676	$3,740,154
20	233	$58,470	$6,701	$51,769	$3,688,385
20	234	$58,470	$6,608	$51,862	$3,636,523
20	235	$58,470	$6,515	$51,955	$3,584,568
20	236	$58,470	$6,422	$52,048	$3,532,521
20	237	$58,470	$6,329	$52,141	$3,480,380
20	238	$58,470	$6,236	$52,234	$3,428,146
20	239	$58,470	$6,142	$52,328	$3,375,818
20	240	$58,470	$6,048	$52,422	$3,323,396
21	241	$58,470	$5,954	$52,516	$3,270,880
21	242	$58,470	$5,860	$52,610	$3,218,271
21	243	$58,470	$5,766	$52,704	$3,165,567
21	244	$58,470	$5,672	$52,798	$3,112,768
21	245	$58,470	$5,577	$52,893	$3,059,875
21	246	$58,470	$5,482	$52,988	$3,006,887
21	247	$58,470	$5,387	$53,083	$2,953,805
21	248	$58,470	$5,292	$53,178	$2,900,627
21	249	$58,470	$5,197	$53,273	$2,847,354
21	250	$58,470	$5,102	$53,369	$2,793,985
21	251	$58,470	$5,006	$53,464	$2,740,521
21	252	$58,470	$4,910	$53,560	$2,686,961
22	253	$58,470	$4,814	$53,656	$2,633,305
22	254	$58,470	$4,718	$53,752	$2,579,553
22	255	$58,470	$4,622	$53,848	$2,525,705
22	256	$58,470	$4,525	$53,945	$2,471,760
22	257	$58,470	$4,429	$54,041	$2,417,719
22	258	$58,470	$4,332	$54,138	$2,363,581
22	259	$58,470	$4,235	$54,235	$2,309,345
22	260	$58,470	$4,138	$54,332	$2,255,013
22	261	$58,470	$4,040	$54,430	$2,200,583
22	262	$58,470	$3,943	$54,527	$2,146,056
22	263	$58,470	$3,845	$54,625	$2,091,431
22	264	$58,470	$3,747	$54,723	$2,036,708
23	265	$58,470	$3,649	$54,821	$1,981,887
23	266	$58,470	$3,551	$54,919	$1,926,968
23	267	$58,470	$3,452	$55,018	$1,871,950
23	268	$58,470	$3,354	$55,116	$1,816,834
23	269	$58,470	$3,255	$55,215	$1,761,619
23	270	$58,470	$3,156	$55,314	$1,706,305
23	271	$58,470	$3,057	$55,413	$1,650,892
23	272	$58,470	$2,958	$55,512	$1,595,380
23	273	$58,470	$2,858	$55,612	$1,539,769
23	274	$58,470	$2,759	$55,711	$1,484,057
23	275	$58,470	$2,659	$55,811	$1,428,246
23	276	$58,470	$2,559	$55,911	$1,372,335
24	277	$58,470	$2,459	$56,011	$1,316,324
24	278	$58,470	$2,358	$56,112	$1,260,212
24	279	$58,470	$2,258	$56,212	$1,204,000
24	280	$58,470	$2,157	$56,313	$1,147,687
24	281	$58,470	$2,056	$56,414	$1,091,274
24	282	$58,470	$1,955	$56,515	$1,034,759
24	283	$58,470	$1,854	$56,616	$978,143
24	284	$58,470	$1,753	$56,718	$921,425
24	285	$58,470	$1,651	$56,819	$864,606
24	286	$58,470	$1,549	$56,921	$807,685
24	287	$58,470	$1,447	$57,023	$750,662
24	288	$58,470	$1,345	$57,125	$693,537
25	289	$58,470	$1,243	$57,227	$636,310
25	290	$58,470	$1,140	$57,330	$578,980
25	291	$58,470	$1,037	$57,433	$521,547
25	292	$58,470	$934	$57,536	$464,011
25	293	$58,470	$831	$57,639	$406,373
25	294	$58,470	$728	$57,742	$348,631
25	295	$58,470	$625	$57,845	$290,785
25	296	$58,470	$521	$57,949	$232,836
25	297	$58,470	$417	$58,053	$174,783
25	298	$58,470	$313	$58,157	$116,627
25	299	$58,470	$209	$58,261	$58,365
25	300	$58,470	$105	$58,365	$0

Property Price	HKD


Loan Ratio	%
Interest Ratio	%
Loan Period	Year(s)

	(Scale 2) Ad Valorem Stamp Duty (For First –time and Change* of Residential Property Buyer)
	(New) Ad Valorem Stamp Duty Applicable to all residential property (except that acquired by a Hong Kong Permanent Resident who does not own any other residential property in Hong Kong at the time of acquisition) either by an individual or a company.
	(Scale 1) Ad Valorem Stamp Duty Applicable to all non-residential property, either by an individual or a company.
	BSD Buyer Stamp Duty Applicable to all residential property acquired by any person (including a company incorporated) except a Hong Kong Permanent Resident

Down Payment	HK$ 9,040,000
Agency Commission (HK$ )
Legal Fees (HK$ )

Stamp Duty (BSD)
Stamp Duty (SSD)

TOTAL	HK$ 9,266,000

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	SSD Special Stamp Duty if SSD is paid by vendor, please ignore this option
Remarks: *Change of Residential Property Case: A Hong Kong Permanent Resident may seek a refund of the stamp duty paid in excess of that computed under the old rates upon proof that his only other residential property has been disposed of within six months from the date of agreement to acquire a new residential property. Reminder: The calculation is for reference only and subject to the latest announcement of Inland Revenue Department. For details, please contact our Mortgage Consultant.