Century 21 Centaland Property

Down Payment (HKD)

$31,600,000

Monthly Repayment (HKD)

$204,386

Loan Amount (HKD)

$47,400,000

Total Interest (HKD)

$13,915,916

Total Repayment (HKD)

$61,315,916

Repayment Schedule
Year	Instalment	Repayment (HK$ )	Interest (HK$ )	Principal (HK$ )	Outstanding Amount (HK$ )
1	1	$204,386	$84,925	$119,461	$47,280,539
1	2	$204,386	$84,711	$119,675	$47,160,863
1	3	$204,386	$84,497	$119,890	$47,040,973
1	4	$204,386	$84,282	$120,105	$46,920,869
1	5	$204,386	$84,067	$120,320	$46,800,549
1	6	$204,386	$83,851	$120,535	$46,680,013
1	7	$204,386	$83,635	$120,751	$46,559,262
1	8	$204,386	$83,419	$120,968	$46,438,294
1	9	$204,386	$83,202	$121,184	$46,317,110
1	10	$204,386	$82,985	$121,402	$46,195,708
1	11	$204,386	$82,767	$121,619	$46,074,089
1	12	$204,386	$82,549	$121,837	$45,952,252
2	13	$204,386	$82,331	$122,055	$45,830,197
2	14	$204,386	$82,112	$122,274	$45,707,923
2	15	$204,386	$81,893	$122,493	$45,585,430
2	16	$204,386	$81,674	$122,712	$45,462,718
2	17	$204,386	$81,454	$122,932	$45,339,785
2	18	$204,386	$81,234	$123,153	$45,216,633
2	19	$204,386	$81,013	$123,373	$45,093,259
2	20	$204,386	$80,792	$123,594	$44,969,665
2	21	$204,386	$80,571	$123,816	$44,845,849
2	22	$204,386	$80,349	$124,038	$44,721,812
2	23	$204,386	$80,127	$124,260	$44,597,552
2	24	$204,386	$79,904	$124,482	$44,473,070
3	25	$204,386	$79,681	$124,705	$44,348,364
3	26	$204,386	$79,457	$124,929	$44,223,435
3	27	$204,386	$79,234	$125,153	$44,098,282
3	28	$204,386	$79,009	$125,377	$43,972,906
3	29	$204,386	$78,785	$125,602	$43,847,304
3	30	$204,386	$78,560	$125,827	$43,721,477
3	31	$204,386	$78,334	$126,052	$43,595,425
3	32	$204,386	$78,108	$126,278	$43,469,147
3	33	$204,386	$77,882	$126,504	$43,342,643
3	34	$204,386	$77,656	$126,731	$43,215,912
3	35	$204,386	$77,429	$126,958	$43,088,954
3	36	$204,386	$77,201	$127,185	$42,961,769
4	37	$204,386	$76,973	$127,413	$42,834,356
4	38	$204,386	$76,745	$127,641	$42,706,714
4	39	$204,386	$76,516	$127,870	$42,578,844
4	40	$204,386	$76,287	$128,099	$42,450,745
4	41	$204,386	$76,058	$128,329	$42,322,416
4	42	$204,386	$75,828	$128,559	$42,193,857
4	43	$204,386	$75,597	$128,789	$42,065,068
4	44	$204,386	$75,367	$129,020	$41,936,049
4	45	$204,386	$75,135	$129,251	$41,806,798
4	46	$204,386	$74,904	$129,483	$41,677,315
4	47	$204,386	$74,672	$129,715	$41,547,600
4	48	$204,386	$74,439	$129,947	$41,417,654
5	49	$204,386	$74,207	$130,180	$41,287,474
5	50	$204,386	$73,973	$130,413	$41,157,061
5	51	$204,386	$73,740	$130,647	$41,026,414
5	52	$204,386	$73,506	$130,881	$40,895,533
5	53	$204,386	$73,271	$131,115	$40,764,418
5	54	$204,386	$73,036	$131,350	$40,633,068
5	55	$204,386	$72,801	$131,585	$40,501,483
5	56	$204,386	$72,565	$131,821	$40,369,661
5	57	$204,386	$72,329	$132,057	$40,237,604
5	58	$204,386	$72,092	$132,294	$40,105,310
5	59	$204,386	$71,855	$132,531	$39,972,779
5	60	$204,386	$71,618	$132,768	$39,840,010
6	61	$204,386	$71,380	$133,006	$39,707,004
6	62	$204,386	$71,142	$133,245	$39,573,759
6	63	$204,386	$70,903	$133,483	$39,440,276
6	64	$204,386	$70,664	$133,723	$39,306,553
6	65	$204,386	$70,424	$133,962	$39,172,591
6	66	$204,386	$70,184	$134,202	$39,038,389
6	67	$204,386	$69,944	$134,443	$38,903,947
6	68	$204,386	$69,703	$134,683	$38,769,263
6	69	$204,386	$69,462	$134,925	$38,634,338
6	70	$204,386	$69,220	$135,167	$38,499,172
6	71	$204,386	$68,978	$135,409	$38,363,763
6	72	$204,386	$68,735	$135,651	$38,228,112
7	73	$204,386	$68,492	$135,894	$38,092,217
7	74	$204,386	$68,249	$136,138	$37,956,080
7	75	$204,386	$68,005	$136,382	$37,819,698
7	76	$204,386	$67,760	$136,626	$37,683,072
7	77	$204,386	$67,516	$136,871	$37,546,201
7	78	$204,386	$67,270	$137,116	$37,409,085
7	79	$204,386	$67,025	$137,362	$37,271,723
7	80	$204,386	$66,779	$137,608	$37,134,115
7	81	$204,386	$66,532	$137,854	$36,996,261
7	82	$204,386	$66,285	$138,101	$36,858,159
7	83	$204,386	$66,038	$138,349	$36,719,810
7	84	$204,386	$65,790	$138,597	$36,581,214
8	85	$204,386	$65,541	$138,845	$36,442,369
8	86	$204,386	$65,293	$139,094	$36,303,275
8	87	$204,386	$65,043	$139,343	$36,163,932
8	88	$204,386	$64,794	$139,593	$36,024,339
8	89	$204,386	$64,544	$139,843	$35,884,496
8	90	$204,386	$64,293	$140,093	$35,744,403
8	91	$204,386	$64,042	$140,344	$35,604,059
8	92	$204,386	$63,791	$140,596	$35,463,463
8	93	$204,386	$63,539	$140,848	$35,322,615
8	94	$204,386	$63,286	$141,100	$35,181,515
8	95	$204,386	$63,034	$141,353	$35,040,162
8	96	$204,386	$62,780	$141,606	$34,898,556
9	97	$204,386	$62,527	$141,860	$34,756,696
9	98	$204,386	$62,272	$142,114	$34,614,582
9	99	$204,386	$62,018	$142,369	$34,472,214
9	100	$204,386	$61,763	$142,624	$34,329,590
9	101	$204,386	$61,507	$142,879	$34,186,711
9	102	$204,386	$61,251	$143,135	$34,043,576
9	103	$204,386	$60,995	$143,392	$33,900,184
9	104	$204,386	$60,738	$143,649	$33,756,536
9	105	$204,386	$60,480	$143,906	$33,612,630
9	106	$204,386	$60,223	$144,164	$33,468,466
9	107	$204,386	$59,964	$144,422	$33,324,044
9	108	$204,386	$59,706	$144,681	$33,179,363
10	109	$204,386	$59,446	$144,940	$33,034,423
10	110	$204,386	$59,187	$145,200	$32,889,223
10	111	$204,386	$58,927	$145,460	$32,743,763
10	112	$204,386	$58,666	$145,720	$32,598,043
10	113	$204,386	$58,405	$145,982	$32,452,061
10	114	$204,386	$58,143	$146,243	$32,305,818
10	115	$204,386	$57,881	$146,505	$32,159,313
10	116	$204,386	$57,619	$146,768	$32,012,546
10	117	$204,386	$57,356	$147,031	$31,865,515
10	118	$204,386	$57,092	$147,294	$31,718,221
10	119	$204,386	$56,828	$147,558	$31,570,663
10	120	$204,386	$56,564	$147,822	$31,422,841
11	121	$204,386	$56,299	$148,087	$31,274,754
11	122	$204,386	$56,034	$148,352	$31,126,401
11	123	$204,386	$55,768	$148,618	$30,977,783
11	124	$204,386	$55,502	$148,885	$30,828,898
11	125	$204,386	$55,235	$149,151	$30,679,747
11	126	$204,386	$54,968	$149,419	$30,530,329
11	127	$204,386	$54,700	$149,686	$30,380,642
11	128	$204,386	$54,432	$149,954	$30,230,688
11	129	$204,386	$54,163	$150,223	$30,080,465
11	130	$204,386	$53,894	$150,492	$29,929,973
11	131	$204,386	$53,625	$150,762	$29,779,211
11	132	$204,386	$53,354	$151,032	$29,628,179
12	133	$204,386	$53,084	$151,303	$29,476,876
12	134	$204,386	$52,813	$151,574	$29,325,303
12	135	$204,386	$52,541	$151,845	$29,173,457
12	136	$204,386	$52,269	$152,117	$29,021,340
12	137	$204,386	$51,997	$152,390	$28,868,950
12	138	$204,386	$51,724	$152,663	$28,716,288
12	139	$204,386	$51,450	$152,936	$28,563,351
12	140	$204,386	$51,176	$153,210	$28,410,141
12	141	$204,386	$50,902	$153,485	$28,256,656
12	142	$204,386	$50,627	$153,760	$28,102,896
12	143	$204,386	$50,351	$154,035	$27,948,861
12	144	$204,386	$50,075	$154,311	$27,794,549
13	145	$204,386	$49,799	$154,588	$27,639,962
13	146	$204,386	$49,522	$154,865	$27,485,097
13	147	$204,386	$49,244	$155,142	$27,329,954
13	148	$204,386	$48,966	$155,420	$27,174,534
13	149	$204,386	$48,688	$155,699	$27,018,836
13	150	$204,386	$48,409	$155,978	$26,862,858
13	151	$204,386	$48,129	$156,257	$26,706,601
13	152	$204,386	$47,849	$156,537	$26,550,064
13	153	$204,386	$47,569	$156,818	$26,393,246
13	154	$204,386	$47,288	$157,098	$26,236,148
13	155	$204,386	$47,006	$157,380	$26,078,768
13	156	$204,386	$46,724	$157,662	$25,921,106
14	157	$204,386	$46,442	$157,944	$25,763,161
14	158	$204,386	$46,159	$158,227	$25,604,934
14	159	$204,386	$45,876	$158,511	$25,446,423
14	160	$204,386	$45,592	$158,795	$25,287,628
14	161	$204,386	$45,307	$159,079	$25,128,549
14	162	$204,386	$45,022	$159,364	$24,969,185
14	163	$204,386	$44,736	$159,650	$24,809,535
14	164	$204,386	$44,450	$159,936	$24,649,599
14	165	$204,386	$44,164	$160,223	$24,489,376
14	166	$204,386	$43,877	$160,510	$24,328,867
14	167	$204,386	$43,589	$160,797	$24,168,069
14	168	$204,386	$43,301	$161,085	$24,006,984
15	169	$204,386	$43,013	$161,374	$23,845,610
15	170	$204,386	$42,723	$161,663	$23,683,947
15	171	$204,386	$42,434	$161,953	$23,521,995
15	172	$204,386	$42,144	$162,243	$23,359,752
15	173	$204,386	$41,853	$162,533	$23,197,218
15	174	$204,386	$41,562	$162,825	$23,034,394
15	175	$204,386	$41,270	$163,116	$22,871,277
15	176	$204,386	$40,978	$163,409	$22,707,868
15	177	$204,386	$40,685	$163,701	$22,544,167
15	178	$204,386	$40,392	$163,995	$22,380,172
15	179	$204,386	$40,098	$164,289	$22,215,884
15	180	$204,386	$39,803	$164,583	$22,051,301
16	181	$204,386	$39,509	$164,878	$21,886,423
16	182	$204,386	$39,213	$165,173	$21,721,250
16	183	$204,386	$38,917	$165,469	$21,555,781
16	184	$204,386	$38,621	$165,766	$21,390,015
16	185	$204,386	$38,324	$166,063	$21,223,952
16	186	$204,386	$38,026	$166,360	$21,057,592
16	187	$204,386	$37,728	$166,658	$20,890,934
16	188	$204,386	$37,430	$166,957	$20,723,977
16	189	$204,386	$37,130	$167,256	$20,556,721
16	190	$204,386	$36,831	$167,556	$20,389,166
16	191	$204,386	$36,531	$167,856	$20,221,310
16	192	$204,386	$36,230	$168,157	$20,053,153
17	193	$204,386	$35,929	$168,458	$19,884,696
17	194	$204,386	$35,627	$168,760	$19,715,936
17	195	$204,386	$35,324	$169,062	$19,546,874
17	196	$204,386	$35,021	$169,365	$19,377,509
17	197	$204,386	$34,718	$169,668	$19,207,841
17	198	$204,386	$34,414	$169,972	$19,037,868
17	199	$204,386	$34,110	$170,277	$18,867,591
17	200	$204,386	$33,804	$170,582	$18,697,010
17	201	$204,386	$33,499	$170,888	$18,526,122
17	202	$204,386	$33,193	$171,194	$18,354,928
17	203	$204,386	$32,886	$171,500	$18,183,428
17	204	$204,386	$32,579	$171,808	$18,011,620
18	205	$204,386	$32,271	$172,116	$17,839,504
18	206	$204,386	$31,962	$172,424	$17,667,080
18	207	$204,386	$31,654	$172,733	$17,494,348
18	208	$204,386	$31,344	$173,042	$17,321,305
18	209	$204,386	$31,034	$173,352	$17,147,953
18	210	$204,386	$30,723	$173,663	$16,974,290
18	211	$204,386	$30,412	$173,974	$16,800,316
18	212	$204,386	$30,101	$174,286	$16,626,030
18	213	$204,386	$29,788	$174,598	$16,451,432
18	214	$204,386	$29,475	$174,911	$16,276,521
18	215	$204,386	$29,162	$175,224	$16,101,297
18	216	$204,386	$28,848	$175,538	$15,925,758
19	217	$204,386	$28,534	$175,853	$15,749,906
19	218	$204,386	$28,219	$176,168	$15,573,738
19	219	$204,386	$27,903	$176,483	$15,397,255
19	220	$204,386	$27,587	$176,800	$15,220,455
19	221	$204,386	$27,270	$177,116	$15,043,338
19	222	$204,386	$26,953	$177,434	$14,865,905
19	223	$204,386	$26,635	$177,752	$14,688,153
19	224	$204,386	$26,316	$178,070	$14,510,083
19	225	$204,386	$25,997	$178,389	$14,331,694
19	226	$204,386	$25,678	$178,709	$14,152,985
19	227	$204,386	$25,357	$179,029	$13,973,956
19	228	$204,386	$25,037	$179,350	$13,794,606
20	229	$204,386	$24,715	$179,671	$13,614,935
20	230	$204,386	$24,393	$179,993	$13,434,942
20	231	$204,386	$24,071	$180,315	$13,254,627
20	232	$204,386	$23,748	$180,639	$13,073,988
20	233	$204,386	$23,424	$180,962	$12,893,026
20	234	$204,386	$23,100	$181,286	$12,711,740
20	235	$204,386	$22,775	$181,611	$12,530,129
20	236	$204,386	$22,450	$181,937	$12,348,192
20	237	$204,386	$22,124	$182,263	$12,165,930
20	238	$204,386	$21,797	$182,589	$11,983,340
20	239	$204,386	$21,470	$182,916	$11,800,424
20	240	$204,386	$21,142	$183,244	$11,617,180
21	241	$204,386	$20,814	$183,572	$11,433,608
21	242	$204,386	$20,485	$183,901	$11,249,707
21	243	$204,386	$20,156	$184,231	$11,065,476
21	244	$204,386	$19,826	$184,561	$10,880,915
21	245	$204,386	$19,495	$184,891	$10,696,024
21	246	$204,386	$19,164	$185,223	$10,510,801
21	247	$204,386	$18,832	$185,555	$10,325,247
21	248	$204,386	$18,499	$185,887	$10,139,360
21	249	$204,386	$18,166	$186,220	$9,953,140
21	250	$204,386	$17,833	$186,554	$9,766,586
21	251	$204,386	$17,498	$186,888	$9,579,698
21	252	$204,386	$17,164	$187,223	$9,392,475
22	253	$204,386	$16,828	$187,558	$9,204,917
22	254	$204,386	$16,492	$187,894	$9,017,023
22	255	$204,386	$16,155	$188,231	$8,828,792
22	256	$204,386	$15,818	$188,568	$8,640,224
22	257	$204,386	$15,480	$188,906	$8,451,318
22	258	$204,386	$15,142	$189,244	$8,262,074
22	259	$204,386	$14,803	$189,584	$8,072,490
22	260	$204,386	$14,463	$189,923	$7,882,567
22	261	$204,386	$14,123	$190,263	$7,692,303
22	262	$204,386	$13,782	$190,604	$7,501,699
22	263	$204,386	$13,441	$190,946	$7,310,753
22	264	$204,386	$13,098	$191,288	$7,119,465
23	265	$204,386	$12,756	$191,631	$6,927,835
23	266	$204,386	$12,412	$191,974	$6,735,861
23	267	$204,386	$12,068	$192,318	$6,543,543
23	268	$204,386	$11,724	$192,663	$6,350,880
23	269	$204,386	$11,379	$193,008	$6,157,872
23	270	$204,386	$11,033	$193,354	$5,964,519
23	271	$204,386	$10,686	$193,700	$5,770,819
23	272	$204,386	$10,339	$194,047	$5,576,772
23	273	$204,386	$9,992	$194,395	$5,382,377
23	274	$204,386	$9,643	$194,743	$5,187,634
23	275	$204,386	$9,295	$195,092	$4,992,542
23	276	$204,386	$8,945	$195,441	$4,797,101
24	277	$204,386	$8,595	$195,792	$4,601,309
24	278	$204,386	$8,244	$196,142	$4,405,167
24	279	$204,386	$7,893	$196,494	$4,208,673
24	280	$204,386	$7,541	$196,846	$4,011,827
24	281	$204,386	$7,188	$197,199	$3,814,629
24	282	$204,386	$6,835	$197,552	$3,617,077
24	283	$204,386	$6,481	$197,906	$3,419,171
24	284	$204,386	$6,126	$198,260	$3,220,911
24	285	$204,386	$5,771	$198,616	$3,022,295
24	286	$204,386	$5,415	$198,971	$2,823,324
24	287	$204,386	$5,058	$199,328	$2,623,996
24	288	$204,386	$4,701	$199,685	$2,424,311
25	289	$204,386	$4,344	$200,043	$2,224,268
25	290	$204,386	$3,985	$200,401	$2,023,867
25	291	$204,386	$3,626	$200,760	$1,823,106
25	292	$204,386	$3,266	$201,120	$1,621,987
25	293	$204,386	$2,906	$201,480	$1,420,506
25	294	$204,386	$2,545	$201,841	$1,218,665
25	295	$204,386	$2,183	$202,203	$1,016,462
25	296	$204,386	$1,821	$202,565	$813,897
25	297	$204,386	$1,458	$202,928	$610,969
25	298	$204,386	$1,095	$203,292	$407,677
25	299	$204,386	$730	$203,656	$204,021
25	300	$204,386	$366	$204,021	$0

Property Price	HKD


Loan Ratio	%
Interest Ratio	%
Loan Period	Year(s)

	(Scale 2) Ad Valorem Stamp Duty (For First –time and Change* of Residential Property Buyer)
	(New) Ad Valorem Stamp Duty Applicable to all residential property (except that acquired by a Hong Kong Permanent Resident who does not own any other residential property in Hong Kong at the time of acquisition) either by an individual or a company.
	(Scale 1) Ad Valorem Stamp Duty Applicable to all non-residential property, either by an individual or a company.
	BSD Buyer Stamp Duty Applicable to all residential property acquired by any person (including a company incorporated) except a Hong Kong Permanent Resident

Down Payment	HK$ 31,600,000
Agency Commission (HK$ )
Legal Fees (HK$ )

Stamp Duty (BSD)
Stamp Duty (SSD)

TOTAL	HK$ 32,390,000

HOME	RENT	BUY	OUTDOOR AREA	OUR SERVICES	ABOUT US
	Property for Rent Popular Districts Residential Buildings	Property for Sale Popular Districts Residential Buildings	More	New Developments Mortgage & Stamp Duty Calculator	Company Profile Contact Us Careers

	SSD Special Stamp Duty if SSD is paid by vendor, please ignore this option
Remarks: *Change of Residential Property Case: A Hong Kong Permanent Resident may seek a refund of the stamp duty paid in excess of that computed under the old rates upon proof that his only other residential property has been disposed of within six months from the date of agreement to acquire a new residential property. Reminder: The calculation is for reference only and subject to the latest announcement of Inland Revenue Department. For details, please contact our Mortgage Consultant.