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Mortgage & Stamp Duty Calculator
MORTGAGE & STAMP DUTY CALCULATOR
Property Price HKD
Loan Ratio %
Interest Ratio %
Loan Period Year(s)


Stamp Duties

(Scale 2) Ad Valorem Stamp Duty
(For First –time and Change* of Residential Property Buyer)

(New) Ad Valorem Stamp Duty
Applicable to all residential property (except that acquired by a Hong Kong Permanent Resident who does not own any other residential property in Hong Kong at the time of acquisition) either by an individual or a company.
(Scale 1) Ad Valorem Stamp Duty
Applicable to all non-residential property, either by an individual or a company.
BSD Buyer Stamp Duty
Applicable to all residential property acquired by any person (including a company incorporated) except a Hong Kong Permanent Resident
SSD Special Stamp Duty
if SSD is paid by vendor, please ignore this option


Remarks: *Change of Residential Property Case: A Hong Kong Permanent Resident may seek a refund of the stamp duty paid in excess of that computed under the old rates upon proof that his only other residential property has been disposed of within six months from the date of agreement to acquire a new residential property.
Reminder: The calculation is for reference only and subject to the latest announcement of Inland Revenue Department.
For details, please contact our Mortgage Consultant.
ESTIMATED INITIAL BUDGET
Down PaymentHK$ 180,000,000
Agency Commission (HK$ )
Legal Fees (HK$ )
Stamp Duty (BSD)
Stamp Duty (SSD)
TOTALHK$ 184,500,000
* Please go to government website for latest Stamp Duty Details.
CALCULATION RESULT
Down Payment (HKD)
$180,000,000
 
Monthly Repayment (HKD)
$1,164,226
Loan Amount (HKD)
$270,000,000
+
Total Interest (HKD)
$79,267,874
=
Total Repayment (HKD)
$349,267,874
Repayment Schedule
Year Instalment Repayment (HK$ ) Interest (HK$ ) Principal (HK$ ) Outstanding Amount (HK$ )
1 1 $1,164,226 $483,750 $680,476 $269,319,524
1 2 $1,164,226 $482,531 $681,695 $268,637,828
1 3 $1,164,226 $481,309 $682,917 $267,954,912
1 4 $1,164,226 $480,086 $684,140 $267,270,771
1 5 $1,164,226 $478,860 $685,366 $266,585,405
1 6 $1,164,226 $477,632 $686,594 $265,898,811
1 7 $1,164,226 $476,402 $687,824 $265,210,987
1 8 $1,164,226 $475,170 $689,057 $264,521,930
1 9 $1,164,226 $473,935 $690,291 $263,831,639
1 10 $1,164,226 $472,698 $691,528 $263,140,111
1 11 $1,164,226 $471,459 $692,767 $262,447,344
1 12 $1,164,226 $470,218 $694,008 $261,753,336
2 13 $1,164,226 $468,975 $695,252 $261,058,085
2 14 $1,164,226 $467,729 $696,497 $260,361,588
2 15 $1,164,226 $466,481 $697,745 $259,663,842
2 16 $1,164,226 $465,231 $698,995 $258,964,847
2 17 $1,164,226 $463,979 $700,248 $258,264,600
2 18 $1,164,226 $462,724 $701,502 $257,563,098
2 19 $1,164,226 $461,467 $702,759 $256,860,339
2 20 $1,164,226 $460,208 $704,018 $256,156,320
2 21 $1,164,226 $458,947 $705,280 $255,451,041
2 22 $1,164,226 $457,683 $706,543 $254,744,498
2 23 $1,164,226 $456,417 $707,809 $254,036,689
2 24 $1,164,226 $455,149 $709,077 $253,327,612
3 25 $1,164,226 $453,879 $710,348 $252,617,264
3 26 $1,164,226 $452,606 $711,620 $251,905,644
3 27 $1,164,226 $451,331 $712,895 $251,192,748
3 28 $1,164,226 $450,054 $714,173 $250,478,576
3 29 $1,164,226 $448,774 $715,452 $249,763,124
3 30 $1,164,226 $447,492 $716,734 $249,046,390
3 31 $1,164,226 $446,208 $718,018 $248,328,371
3 32 $1,164,226 $444,922 $719,305 $247,609,067
3 33 $1,164,226 $443,633 $720,593 $246,888,474
3 34 $1,164,226 $442,342 $721,884 $246,166,589
3 35 $1,164,226 $441,048 $723,178 $245,443,411
3 36 $1,164,226 $439,753 $724,473 $244,718,938
4 37 $1,164,226 $438,455 $725,771 $243,993,166
4 38 $1,164,226 $437,154 $727,072 $243,266,095
4 39 $1,164,226 $435,852 $728,374 $242,537,720
4 40 $1,164,226 $434,547 $729,679 $241,808,041
4 41 $1,164,226 $433,239 $730,987 $241,077,054
4 42 $1,164,226 $431,930 $732,297 $240,344,757
4 43 $1,164,226 $430,618 $733,609 $239,611,149
4 44 $1,164,226 $429,303 $734,923 $238,876,226
4 45 $1,164,226 $427,987 $736,240 $238,139,986
4 46 $1,164,226 $426,667 $737,559 $237,402,427
4 47 $1,164,226 $425,346 $738,880 $236,663,547
4 48 $1,164,226 $424,022 $740,204 $235,923,343
5 49 $1,164,226 $422,696 $741,530 $235,181,813
5 50 $1,164,226 $421,367 $742,859 $234,438,954
5 51 $1,164,226 $420,036 $744,190 $233,694,764
5 52 $1,164,226 $418,703 $745,523 $232,949,241
5 53 $1,164,226 $417,367 $746,859 $232,202,382
5 54 $1,164,226 $416,029 $748,197 $231,454,185
5 55 $1,164,226 $414,689 $749,537 $230,704,648
5 56 $1,164,226 $413,346 $750,880 $229,953,767
5 57 $1,164,226 $412,000 $752,226 $229,201,542
5 58 $1,164,226 $410,653 $753,573 $228,447,968
5 59 $1,164,226 $409,303 $754,924 $227,693,044
5 60 $1,164,226 $407,950 $756,276 $226,936,768
6 61 $1,164,226 $406,595 $757,631 $226,179,137
6 62 $1,164,226 $405,238 $758,989 $225,420,148
6 63 $1,164,226 $403,878 $760,348 $224,659,800
6 64 $1,164,226 $402,515 $761,711 $223,898,089
6 65 $1,164,226 $401,151 $763,076 $223,135,014
6 66 $1,164,226 $399,784 $764,443 $222,370,571
6 67 $1,164,226 $398,414 $765,812 $221,604,759
6 68 $1,164,226 $397,042 $767,184 $220,837,574
6 69 $1,164,226 $395,667 $768,559 $220,069,015
6 70 $1,164,226 $394,290 $769,936 $219,299,079
6 71 $1,164,226 $392,911 $771,315 $218,527,764
6 72 $1,164,226 $391,529 $772,697 $217,755,067
7 73 $1,164,226 $390,144 $774,082 $216,980,985
7 74 $1,164,226 $388,758 $775,469 $216,205,516
7 75 $1,164,226 $387,368 $776,858 $215,428,658
7 76 $1,164,226 $385,976 $778,250 $214,650,408
7 77 $1,164,226 $384,582 $779,644 $213,870,764
7 78 $1,164,226 $383,185 $781,041 $213,089,723
7 79 $1,164,226 $381,786 $782,440 $212,307,282
7 80 $1,164,226 $380,384 $783,842 $211,523,440
7 81 $1,164,226 $378,979 $785,247 $210,738,193
7 82 $1,164,226 $377,573 $786,654 $209,951,540
7 83 $1,164,226 $376,163 $788,063 $209,163,477
7 84 $1,164,226 $374,751 $789,475 $208,374,002
8 85 $1,164,226 $373,337 $790,889 $207,583,112
8 86 $1,164,226 $371,920 $792,307 $206,790,806
8 87 $1,164,226 $370,500 $793,726 $205,997,080
8 88 $1,164,226 $369,078 $795,148 $205,201,931
8 89 $1,164,226 $367,653 $796,573 $204,405,359
8 90 $1,164,226 $366,226 $798,000 $203,607,359
8 91 $1,164,226 $364,797 $799,430 $202,807,929
8 92 $1,164,226 $363,364 $800,862 $202,007,067
8 93 $1,164,226 $361,929 $802,297 $201,204,770
8 94 $1,164,226 $360,492 $803,734 $200,401,036
8 95 $1,164,226 $359,052 $805,174 $199,595,861
8 96 $1,164,226 $357,609 $806,617 $198,789,244
9 97 $1,164,226 $356,164 $808,062 $197,981,182
9 98 $1,164,226 $354,716 $809,510 $197,171,672
9 99 $1,164,226 $353,266 $810,960 $196,360,712
9 100 $1,164,226 $351,813 $812,413 $195,548,298
9 101 $1,164,226 $350,357 $813,869 $194,734,430
9 102 $1,164,226 $348,899 $815,327 $193,919,102
9 103 $1,164,226 $347,438 $816,788 $193,102,315
9 104 $1,164,226 $345,975 $818,251 $192,284,063
9 105 $1,164,226 $344,509 $819,717 $191,464,346
9 106 $1,164,226 $343,040 $821,186 $190,643,160
9 107 $1,164,226 $341,569 $822,657 $189,820,503
9 108 $1,164,226 $340,095 $824,131 $188,996,372
10 109 $1,164,226 $338,618 $825,608 $188,170,764
10 110 $1,164,226 $337,139 $827,087 $187,343,677
10 111 $1,164,226 $335,657 $828,569 $186,515,108
10 112 $1,164,226 $334,173 $830,053 $185,685,055
10 113 $1,164,226 $332,686 $831,541 $184,853,514
10 114 $1,164,226 $331,196 $833,030 $184,020,484
10 115 $1,164,226 $329,703 $834,523 $183,185,961
10 116 $1,164,226 $328,208 $836,018 $182,349,943
10 117 $1,164,226 $326,710 $837,516 $181,512,427
10 118 $1,164,226 $325,210 $839,016 $180,673,411
10 119 $1,164,226 $323,707 $840,520 $179,832,891
10 120 $1,164,226 $322,201 $842,026 $178,990,865
11 121 $1,164,226 $320,692 $843,534 $178,147,331
11 122 $1,164,226 $319,181 $845,046 $177,302,285
11 123 $1,164,226 $317,667 $846,560 $176,455,726
11 124 $1,164,226 $316,150 $848,076 $175,607,649
11 125 $1,164,226 $314,630 $849,596 $174,758,053
11 126 $1,164,226 $313,108 $851,118 $173,906,935
11 127 $1,164,226 $311,583 $852,643 $173,054,292
11 128 $1,164,226 $310,056 $854,171 $172,200,122
11 129 $1,164,226 $308,525 $855,701 $171,344,421
11 130 $1,164,226 $306,992 $857,234 $170,487,186
11 131 $1,164,226 $305,456 $858,770 $169,628,416
11 132 $1,164,226 $303,918 $860,309 $168,768,108
12 133 $1,164,226 $302,376 $861,850 $167,906,258
12 134 $1,164,226 $300,832 $863,394 $167,042,864
12 135 $1,164,226 $299,285 $864,941 $166,177,922
12 136 $1,164,226 $297,735 $866,491 $165,311,432
12 137 $1,164,226 $296,183 $868,043 $164,443,388
12 138 $1,164,226 $294,628 $869,599 $163,573,790
12 139 $1,164,226 $293,070 $871,157 $162,702,633
12 140 $1,164,226 $291,509 $872,717 $161,829,916
12 141 $1,164,226 $289,945 $874,281 $160,955,635
12 142 $1,164,226 $288,379 $875,847 $160,079,788
12 143 $1,164,226 $286,810 $877,417 $159,202,371
12 144 $1,164,226 $285,238 $878,989 $158,323,382
13 145 $1,164,226 $283,663 $880,564 $157,442,819
13 146 $1,164,226 $282,085 $882,141 $156,560,678
13 147 $1,164,226 $280,505 $883,722 $155,676,956
13 148 $1,164,226 $278,921 $885,305 $154,791,651
13 149 $1,164,226 $277,335 $886,891 $153,904,760
13 150 $1,164,226 $275,746 $888,480 $153,016,279
13 151 $1,164,226 $274,154 $890,072 $152,126,207
13 152 $1,164,226 $272,559 $891,667 $151,234,541
13 153 $1,164,226 $270,962 $893,264 $150,341,276
13 154 $1,164,226 $269,361 $894,865 $149,446,411
13 155 $1,164,226 $267,758 $896,468 $148,549,943
13 156 $1,164,226 $266,152 $898,074 $147,651,869
14 157 $1,164,226 $264,543 $899,683 $146,752,186
14 158 $1,164,226 $262,931 $901,295 $145,850,890
14 159 $1,164,226 $261,316 $902,910 $144,947,980
14 160 $1,164,226 $259,698 $904,528 $144,043,453
14 161 $1,164,226 $258,078 $906,148 $143,137,304
14 162 $1,164,226 $256,454 $907,772 $142,229,532
14 163 $1,164,226 $254,828 $909,398 $141,320,134
14 164 $1,164,226 $253,199 $911,028 $140,409,106
14 165 $1,164,226 $251,566 $912,660 $139,496,446
14 166 $1,164,226 $249,931 $914,295 $138,582,151
14 167 $1,164,226 $248,293 $915,933 $137,666,218
14 168 $1,164,226 $246,652 $917,574 $136,748,644
15 169 $1,164,226 $245,008 $919,218 $135,829,425
15 170 $1,164,226 $243,361 $920,865 $134,908,560
15 171 $1,164,226 $241,711 $922,515 $133,986,045
15 172 $1,164,226 $240,058 $924,168 $133,061,877
15 173 $1,164,226 $238,403 $925,824 $132,136,054
15 174 $1,164,226 $236,744 $927,482 $131,208,571
15 175 $1,164,226 $235,082 $929,144 $130,279,427
15 176 $1,164,226 $233,417 $930,809 $129,348,618
15 177 $1,164,226 $231,750 $932,477 $128,416,141
15 178 $1,164,226 $230,079 $934,147 $127,481,994
15 179 $1,164,226 $228,405 $935,821 $126,546,173
15 180 $1,164,226 $226,729 $937,498 $125,608,675
16 181 $1,164,226 $225,049 $939,177 $124,669,498
16 182 $1,164,226 $223,366 $940,860 $123,728,638
16 183 $1,164,226 $221,680 $942,546 $122,786,092
16 184 $1,164,226 $219,992 $944,234 $121,841,858
16 185 $1,164,226 $218,300 $945,926 $120,895,931
16 186 $1,164,226 $216,605 $947,621 $119,948,310
16 187 $1,164,226 $214,907 $949,319 $118,998,991
16 188 $1,164,226 $213,207 $951,020 $118,047,972
16 189 $1,164,226 $211,503 $952,724 $117,095,248
16 190 $1,164,226 $209,796 $954,431 $116,140,818
16 191 $1,164,226 $208,086 $956,141 $115,184,677
16 192 $1,164,226 $206,373 $957,854 $114,226,823
17 193 $1,164,226 $204,656 $959,570 $113,267,253
17 194 $1,164,226 $202,937 $961,289 $112,305,964
17 195 $1,164,226 $201,215 $963,011 $111,342,953
17 196 $1,164,226 $199,489 $964,737 $110,378,216
17 197 $1,164,226 $197,761 $966,465 $109,411,751
17 198 $1,164,226 $196,029 $968,197 $108,443,554
17 199 $1,164,226 $194,295 $969,932 $107,473,622
17 200 $1,164,226 $192,557 $971,669 $106,501,953
17 201 $1,164,226 $190,816 $973,410 $105,528,543
17 202 $1,164,226 $189,072 $975,154 $104,553,389
17 203 $1,164,226 $187,325 $976,901 $103,576,487
17 204 $1,164,226 $185,575 $978,652 $102,597,835
18 205 $1,164,226 $183,821 $980,405 $101,617,430
18 206 $1,164,226 $182,065 $982,162 $100,635,269
18 207 $1,164,226 $180,305 $983,921 $99,651,347
18 208 $1,164,226 $178,542 $985,684 $98,665,663
18 209 $1,164,226 $176,776 $987,450 $97,678,213
18 210 $1,164,226 $175,007 $989,219 $96,688,993
18 211 $1,164,226 $173,234 $990,992 $95,698,001
18 212 $1,164,226 $171,459 $992,767 $94,705,234
18 213 $1,164,226 $169,680 $994,546 $93,710,688
18 214 $1,164,226 $167,898 $996,328 $92,714,360
18 215 $1,164,226 $166,113 $998,113 $91,716,247
18 216 $1,164,226 $164,325 $999,901 $90,716,346
19 217 $1,164,226 $162,533 $1,001,693 $89,714,653
19 218 $1,164,226 $160,739 $1,003,487 $88,711,166
19 219 $1,164,226 $158,941 $1,005,285 $87,705,880
19 220 $1,164,226 $157,140 $1,007,087 $86,698,794
19 221 $1,164,226 $155,335 $1,008,891 $85,689,903
19 222 $1,164,226 $153,528 $1,010,699 $84,679,204
19 223 $1,164,226 $151,717 $1,012,509 $83,666,695
19 224 $1,164,226 $149,903 $1,014,323 $82,652,371
19 225 $1,164,226 $148,085 $1,016,141 $81,636,231
19 226 $1,164,226 $146,265 $1,017,961 $80,618,269
19 227 $1,164,226 $144,441 $1,019,785 $79,598,484
19 228 $1,164,226 $142,614 $1,021,612 $78,576,872
20 229 $1,164,226 $140,784 $1,023,443 $77,553,429
20 230 $1,164,226 $138,950 $1,025,276 $76,528,153
20 231 $1,164,226 $137,113 $1,027,113 $75,501,040
20 232 $1,164,226 $135,273 $1,028,954 $74,472,086
20 233 $1,164,226 $133,429 $1,030,797 $73,441,289
20 234 $1,164,226 $131,582 $1,032,644 $72,408,645
20 235 $1,164,226 $129,732 $1,034,494 $71,374,151
20 236 $1,164,226 $127,879 $1,036,348 $70,337,803
20 237 $1,164,226 $126,022 $1,038,204 $69,299,599
20 238 $1,164,226 $124,162 $1,040,064 $68,259,534
20 239 $1,164,226 $122,298 $1,041,928 $67,217,607
20 240 $1,164,226 $120,432 $1,043,795 $66,173,812
21 241 $1,164,226 $118,561 $1,045,665 $65,128,147
21 242 $1,164,226 $116,688 $1,047,538 $64,080,609
21 243 $1,164,226 $114,811 $1,049,415 $63,031,194
21 244 $1,164,226 $112,931 $1,051,295 $61,979,898
21 245 $1,164,226 $111,047 $1,053,179 $60,926,719
21 246 $1,164,226 $109,160 $1,055,066 $59,871,653
21 247 $1,164,226 $107,270 $1,056,956 $58,814,697
21 248 $1,164,226 $105,376 $1,058,850 $57,755,847
21 249 $1,164,226 $103,479 $1,060,747 $56,695,100
21 250 $1,164,226 $101,579 $1,062,648 $55,632,453
21 251 $1,164,226 $99,675 $1,064,551 $54,567,901
21 252 $1,164,226 $97,767 $1,066,459 $53,501,443
22 253 $1,164,226 $95,857 $1,068,369 $52,433,073
22 254 $1,164,226 $93,943 $1,070,284 $51,362,789
22 255 $1,164,226 $92,025 $1,072,201 $50,290,588
22 256 $1,164,226 $90,104 $1,074,122 $49,216,466
22 257 $1,164,226 $88,180 $1,076,047 $48,140,419
22 258 $1,164,226 $86,252 $1,077,975 $47,062,444
22 259 $1,164,226 $84,320 $1,079,906 $45,982,538
22 260 $1,164,226 $82,385 $1,081,841 $44,900,698
22 261 $1,164,226 $80,447 $1,083,779 $43,816,918
22 262 $1,164,226 $78,505 $1,085,721 $42,731,197
22 263 $1,164,226 $76,560 $1,087,666 $41,643,531
22 264 $1,164,226 $74,611 $1,089,615 $40,553,916
23 265 $1,164,226 $72,659 $1,091,567 $39,462,349
23 266 $1,164,226 $70,703 $1,093,523 $38,368,826
23 267 $1,164,226 $68,744 $1,095,482 $37,273,344
23 268 $1,164,226 $66,781 $1,097,445 $36,175,899
23 269 $1,164,226 $64,815 $1,099,411 $35,076,488
23 270 $1,164,226 $62,845 $1,101,381 $33,975,107
23 271 $1,164,226 $60,872 $1,103,354 $32,871,753
23 272 $1,164,226 $58,895 $1,105,331 $31,766,422
23 273 $1,164,226 $56,915 $1,107,311 $30,659,111
23 274 $1,164,226 $54,931 $1,109,295 $29,549,815
23 275 $1,164,226 $52,943 $1,111,283 $28,438,533
23 276 $1,164,226 $50,952 $1,113,274 $27,325,259
24 277 $1,164,226 $48,958 $1,115,268 $26,209,990
24 278 $1,164,226 $46,960 $1,117,267 $25,092,724
24 279 $1,164,226 $44,958 $1,119,268 $23,973,455
24 280 $1,164,226 $42,952 $1,121,274 $22,852,181
24 281 $1,164,226 $40,943 $1,123,283 $21,728,899
24 282 $1,164,226 $38,931 $1,125,295 $20,603,603
24 283 $1,164,226 $36,915 $1,127,311 $19,476,292
24 284 $1,164,226 $34,895 $1,129,331 $18,346,961
24 285 $1,164,226 $32,872 $1,131,355 $17,215,606
24 286 $1,164,226 $30,845 $1,133,382 $16,082,224
24 287 $1,164,226 $28,814 $1,135,412 $14,946,812
24 288 $1,164,226 $26,780 $1,137,447 $13,809,366
25 289 $1,164,226 $24,742 $1,139,484 $12,669,881
25 290 $1,164,226 $22,700 $1,141,526 $11,528,355
25 291 $1,164,226 $20,655 $1,143,571 $10,384,784
25 292 $1,164,226 $18,606 $1,145,620 $9,239,164
25 293 $1,164,226 $16,554 $1,147,673 $8,091,491
25 294 $1,164,226 $14,497 $1,149,729 $6,941,762
25 295 $1,164,226 $12,437 $1,151,789 $5,789,973
25 296 $1,164,226 $10,374 $1,153,853 $4,636,120
25 297 $1,164,226 $8,306 $1,155,920 $3,480,201
25 298 $1,164,226 $6,235 $1,157,991 $2,322,210
25 299 $1,164,226 $4,161 $1,160,066 $1,162,144
25 300 $1,164,226 $2,082 $1,162,144 $0