Century 21 Centaland Property

Down Payment (HKD)

$200,000,000

Monthly Repayment (HKD)

$1,293,585

Loan Amount (HKD)

$300,000,000

Total Interest (HKD)

$88,075,415

Total Repayment (HKD)

$388,075,415

Repayment Schedule
Year	Instalment	Repayment (HK$ )	Interest (HK$ )	Principal (HK$ )	Outstanding Amount (HK$ )
1	1	$1,293,585	$537,500	$756,085	$299,243,915
1	2	$1,293,585	$536,145	$757,439	$298,486,476
1	3	$1,293,585	$534,788	$758,796	$297,727,679
1	4	$1,293,585	$533,429	$760,156	$296,967,524
1	5	$1,293,585	$532,067	$761,518	$296,206,006
1	6	$1,293,585	$530,702	$762,882	$295,443,123
1	7	$1,293,585	$529,336	$764,249	$294,678,874
1	8	$1,293,585	$527,966	$765,618	$293,913,256
1	9	$1,293,585	$526,595	$766,990	$293,146,266
1	10	$1,293,585	$525,220	$768,364	$292,377,901
1	11	$1,293,585	$523,844	$769,741	$291,608,160
1	12	$1,293,585	$522,465	$771,120	$290,837,040
2	13	$1,293,585	$521,083	$772,502	$290,064,539
2	14	$1,293,585	$519,699	$773,886	$289,290,653
2	15	$1,293,585	$518,312	$775,272	$288,515,381
2	16	$1,293,585	$516,923	$776,661	$287,738,719
2	17	$1,293,585	$515,532	$778,053	$286,960,666
2	18	$1,293,585	$514,138	$779,447	$286,181,219
2	19	$1,293,585	$512,741	$780,843	$285,400,376
2	20	$1,293,585	$511,342	$782,242	$284,618,134
2	21	$1,293,585	$509,941	$783,644	$283,834,490
2	22	$1,293,585	$508,537	$785,048	$283,049,442
2	23	$1,293,585	$507,130	$786,454	$282,262,987
2	24	$1,293,585	$505,721	$787,864	$281,475,124
3	25	$1,293,585	$504,310	$789,275	$280,685,849
3	26	$1,293,585	$502,895	$790,689	$279,895,160
3	27	$1,293,585	$501,479	$792,106	$279,103,054
3	28	$1,293,585	$500,060	$793,525	$278,309,529
3	29	$1,293,585	$498,638	$794,947	$277,514,582
3	30	$1,293,585	$497,214	$796,371	$276,718,211
3	31	$1,293,585	$495,787	$797,798	$275,920,413
3	32	$1,293,585	$494,357	$799,227	$275,121,185
3	33	$1,293,585	$492,925	$800,659	$274,320,526
3	34	$1,293,585	$491,491	$802,094	$273,518,432
3	35	$1,293,585	$490,054	$803,531	$272,714,902
3	36	$1,293,585	$488,614	$804,971	$271,909,931
4	37	$1,293,585	$487,172	$806,413	$271,103,518
4	38	$1,293,585	$485,727	$807,858	$270,295,661
4	39	$1,293,585	$484,280	$809,305	$269,486,356
4	40	$1,293,585	$482,830	$810,755	$268,675,601
4	41	$1,293,585	$481,377	$812,208	$267,863,393
4	42	$1,293,585	$479,922	$813,663	$267,049,730
4	43	$1,293,585	$478,464	$815,121	$266,234,610
4	44	$1,293,585	$477,004	$816,581	$265,418,029
4	45	$1,293,585	$475,541	$818,044	$264,599,985
4	46	$1,293,585	$474,075	$819,510	$263,780,475
4	47	$1,293,585	$472,607	$820,978	$262,959,497
4	48	$1,293,585	$471,136	$822,449	$262,137,048
5	49	$1,293,585	$469,662	$823,923	$261,313,125
5	50	$1,293,585	$468,186	$825,399	$260,487,727
5	51	$1,293,585	$466,707	$826,878	$259,660,849
5	52	$1,293,585	$465,226	$828,359	$258,832,490
5	53	$1,293,585	$463,742	$829,843	$258,002,647
5	54	$1,293,585	$462,255	$831,330	$257,171,317
5	55	$1,293,585	$460,765	$832,819	$256,338,497
5	56	$1,293,585	$459,273	$834,312	$255,504,186
5	57	$1,293,585	$457,778	$835,806	$254,668,379
5	58	$1,293,585	$456,281	$837,304	$253,831,076
5	59	$1,293,585	$454,781	$838,804	$252,992,272
5	60	$1,293,585	$453,278	$840,307	$252,151,965
6	61	$1,293,585	$451,772	$841,812	$251,310,152
6	62	$1,293,585	$450,264	$843,321	$250,466,832
6	63	$1,293,585	$448,753	$844,832	$249,622,000
6	64	$1,293,585	$447,239	$846,345	$248,775,655
6	65	$1,293,585	$445,723	$847,862	$247,927,793
6	66	$1,293,585	$444,204	$849,381	$247,078,412
6	67	$1,293,585	$442,682	$850,903	$246,227,510
6	68	$1,293,585	$441,158	$852,427	$245,375,083
6	69	$1,293,585	$439,630	$853,954	$244,521,128
6	70	$1,293,585	$438,100	$855,484	$243,665,644
6	71	$1,293,585	$436,568	$857,017	$242,808,627
6	72	$1,293,585	$435,032	$858,553	$241,950,074
7	73	$1,293,585	$433,494	$860,091	$241,089,983
7	74	$1,293,585	$431,953	$861,632	$240,228,351
7	75	$1,293,585	$430,409	$863,176	$239,365,176
7	76	$1,293,585	$428,863	$864,722	$238,500,454
7	77	$1,293,585	$427,313	$866,271	$237,634,182
7	78	$1,293,585	$425,761	$867,823	$236,766,359
7	79	$1,293,585	$424,206	$869,378	$235,896,981
7	80	$1,293,585	$422,649	$870,936	$235,026,045
7	81	$1,293,585	$421,088	$872,496	$234,153,548
7	82	$1,293,585	$419,525	$874,060	$233,279,489
7	83	$1,293,585	$417,959	$875,626	$232,403,863
7	84	$1,293,585	$416,390	$877,194	$231,526,668
8	85	$1,293,585	$414,819	$878,766	$230,647,902
8	86	$1,293,585	$413,244	$880,341	$229,767,562
8	87	$1,293,585	$411,667	$881,918	$228,885,644
8	88	$1,293,585	$410,087	$883,498	$228,002,146
8	89	$1,293,585	$408,504	$885,081	$227,117,065
8	90	$1,293,585	$406,918	$886,667	$226,230,398
8	91	$1,293,585	$405,329	$888,255	$225,342,143
8	92	$1,293,585	$403,738	$889,847	$224,452,297
8	93	$1,293,585	$402,144	$891,441	$223,560,856
8	94	$1,293,585	$400,547	$893,038	$222,667,817
8	95	$1,293,585	$398,947	$894,638	$221,773,179
8	96	$1,293,585	$397,344	$896,241	$220,876,938
9	97	$1,293,585	$395,738	$897,847	$219,979,091
9	98	$1,293,585	$394,129	$899,456	$219,079,636
9	99	$1,293,585	$392,518	$901,067	$218,178,569
9	100	$1,293,585	$390,903	$902,681	$217,275,887
9	101	$1,293,585	$389,286	$904,299	$216,371,588
9	102	$1,293,585	$387,666	$905,919	$215,465,669
9	103	$1,293,585	$386,043	$907,542	$214,558,127
9	104	$1,293,585	$384,417	$909,168	$213,648,959
9	105	$1,293,585	$382,788	$910,797	$212,738,162
9	106	$1,293,585	$381,156	$912,429	$211,825,733
9	107	$1,293,585	$379,521	$914,064	$210,911,670
9	108	$1,293,585	$377,883	$915,701	$209,995,969
10	109	$1,293,585	$376,243	$917,342	$209,078,627
10	110	$1,293,585	$374,599	$918,986	$208,159,641
10	111	$1,293,585	$372,953	$920,632	$207,239,009
10	112	$1,293,585	$371,303	$922,281	$206,316,728
10	113	$1,293,585	$369,651	$923,934	$205,392,794
10	114	$1,293,585	$367,995	$925,589	$204,467,204
10	115	$1,293,585	$366,337	$927,248	$203,539,957
10	116	$1,293,585	$364,676	$928,909	$202,611,048
10	117	$1,293,585	$363,011	$930,573	$201,680,474
10	118	$1,293,585	$361,344	$932,241	$200,748,234
10	119	$1,293,585	$359,674	$933,911	$199,814,323
10	120	$1,293,585	$358,001	$935,584	$198,878,739
11	121	$1,293,585	$356,324	$937,260	$197,941,479
11	122	$1,293,585	$354,645	$938,940	$197,002,539
11	123	$1,293,585	$352,963	$940,622	$196,061,917
11	124	$1,293,585	$351,278	$942,307	$195,119,610
11	125	$1,293,585	$349,589	$943,995	$194,175,615
11	126	$1,293,585	$347,898	$945,687	$193,229,928
11	127	$1,293,585	$346,204	$947,381	$192,282,547
11	128	$1,293,585	$344,506	$949,078	$191,333,469
11	129	$1,293,585	$342,806	$950,779	$190,382,690
11	130	$1,293,585	$341,102	$952,482	$189,430,207
11	131	$1,293,585	$339,396	$954,189	$188,476,018
11	132	$1,293,585	$337,686	$955,899	$187,520,120
12	133	$1,293,585	$335,974	$957,611	$186,562,509
12	134	$1,293,585	$334,258	$959,327	$185,603,182
12	135	$1,293,585	$332,539	$961,046	$184,642,136
12	136	$1,293,585	$330,817	$962,768	$183,679,368
12	137	$1,293,585	$329,092	$964,493	$182,714,876
12	138	$1,293,585	$327,364	$966,221	$181,748,655
12	139	$1,293,585	$325,633	$967,952	$180,780,704
12	140	$1,293,585	$323,899	$969,686	$179,811,018
12	141	$1,293,585	$322,161	$971,423	$178,839,594
12	142	$1,293,585	$320,421	$973,164	$177,866,431
12	143	$1,293,585	$318,677	$974,907	$176,891,523
12	144	$1,293,585	$316,931	$976,654	$175,914,869
13	145	$1,293,585	$315,181	$978,404	$174,936,465
13	146	$1,293,585	$313,428	$980,157	$173,956,308
13	147	$1,293,585	$311,672	$981,913	$172,974,395
13	148	$1,293,585	$309,912	$983,672	$171,990,723
13	149	$1,293,585	$308,150	$985,435	$171,005,288
13	150	$1,293,585	$306,384	$987,200	$170,018,088
13	151	$1,293,585	$304,616	$988,969	$169,029,119
13	152	$1,293,585	$302,844	$990,741	$168,038,378
13	153	$1,293,585	$301,069	$992,516	$167,045,862
13	154	$1,293,585	$299,291	$994,294	$166,051,568
13	155	$1,293,585	$297,509	$996,076	$165,055,493
13	156	$1,293,585	$295,724	$997,860	$164,057,632
14	157	$1,293,585	$293,937	$999,648	$163,057,984
14	158	$1,293,585	$292,146	$1,001,439	$162,056,545
14	159	$1,293,585	$290,351	$1,003,233	$161,053,312
14	160	$1,293,585	$288,554	$1,005,031	$160,048,281
14	161	$1,293,585	$286,753	$1,006,832	$159,041,449
14	162	$1,293,585	$284,949	$1,008,635	$158,032,814
14	163	$1,293,585	$283,142	$1,010,443	$157,022,371
14	164	$1,293,585	$281,332	$1,012,253	$156,010,118
14	165	$1,293,585	$279,518	$1,014,067	$154,996,052
14	166	$1,293,585	$277,701	$1,015,883	$153,980,168
14	167	$1,293,585	$275,881	$1,017,704	$152,962,464
14	168	$1,293,585	$274,058	$1,019,527	$151,942,938
15	169	$1,293,585	$272,231	$1,021,354	$150,921,584
15	170	$1,293,585	$270,401	$1,023,184	$149,898,400
15	171	$1,293,585	$268,568	$1,025,017	$148,873,384
15	172	$1,293,585	$266,731	$1,026,853	$147,846,530
15	173	$1,293,585	$264,892	$1,028,693	$146,817,837
15	174	$1,293,585	$263,049	$1,030,536	$145,787,301
15	175	$1,293,585	$261,202	$1,032,382	$144,754,919
15	176	$1,293,585	$259,353	$1,034,232	$143,720,687
15	177	$1,293,585	$257,500	$1,036,085	$142,684,601
15	178	$1,293,585	$255,643	$1,037,941	$141,646,660
15	179	$1,293,585	$253,784	$1,039,801	$140,606,859
15	180	$1,293,585	$251,921	$1,041,664	$139,565,195
16	181	$1,293,585	$250,054	$1,043,530	$138,521,664
16	182	$1,293,585	$248,185	$1,045,400	$137,476,264
16	183	$1,293,585	$246,312	$1,047,273	$136,428,991
16	184	$1,293,585	$244,435	$1,049,149	$135,379,842
16	185	$1,293,585	$242,556	$1,051,029	$134,328,813
16	186	$1,293,585	$240,672	$1,052,912	$133,275,900
16	187	$1,293,585	$238,786	$1,054,799	$132,221,102
16	188	$1,293,585	$236,896	$1,056,689	$131,164,413
16	189	$1,293,585	$235,003	$1,058,582	$130,105,831
16	190	$1,293,585	$233,106	$1,060,478	$129,045,353
16	191	$1,293,585	$231,206	$1,062,378	$127,982,974
16	192	$1,293,585	$229,303	$1,064,282	$126,918,692
17	193	$1,293,585	$227,396	$1,066,189	$125,852,504
17	194	$1,293,585	$225,486	$1,068,099	$124,784,405
17	195	$1,293,585	$223,572	$1,070,013	$123,714,392
17	196	$1,293,585	$221,655	$1,071,930	$122,642,462
17	197	$1,293,585	$219,734	$1,073,850	$121,568,612
17	198	$1,293,585	$217,810	$1,075,774	$120,492,838
17	199	$1,293,585	$215,883	$1,077,702	$119,415,136
17	200	$1,293,585	$213,952	$1,079,633	$118,335,503
17	201	$1,293,585	$212,018	$1,081,567	$117,253,936
17	202	$1,293,585	$210,080	$1,083,505	$116,170,432
17	203	$1,293,585	$208,139	$1,085,446	$115,084,986
17	204	$1,293,585	$206,194	$1,087,391	$113,997,595
18	205	$1,293,585	$204,246	$1,089,339	$112,908,256
18	206	$1,293,585	$202,294	$1,091,291	$111,816,965
18	207	$1,293,585	$200,339	$1,093,246	$110,723,719
18	208	$1,293,585	$198,380	$1,095,205	$109,628,514
18	209	$1,293,585	$196,418	$1,097,167	$108,531,347
18	210	$1,293,585	$194,452	$1,099,133	$107,432,215
18	211	$1,293,585	$192,483	$1,101,102	$106,331,113
18	212	$1,293,585	$190,510	$1,103,075	$105,228,038
18	213	$1,293,585	$188,534	$1,105,051	$104,122,987
18	214	$1,293,585	$186,554	$1,107,031	$103,015,956
18	215	$1,293,585	$184,570	$1,109,014	$101,906,941
18	216	$1,293,585	$182,583	$1,111,001	$100,795,940
19	217	$1,293,585	$180,593	$1,112,992	$99,682,948
19	218	$1,293,585	$178,599	$1,114,986	$98,567,962
19	219	$1,293,585	$176,601	$1,116,984	$97,450,978
19	220	$1,293,585	$174,600	$1,118,985	$96,331,993
19	221	$1,293,585	$172,595	$1,120,990	$95,211,003
19	222	$1,293,585	$170,586	$1,122,998	$94,088,005
19	223	$1,293,585	$168,574	$1,125,010	$92,962,994
19	224	$1,293,585	$166,559	$1,127,026	$91,835,968
19	225	$1,293,585	$164,539	$1,129,045	$90,706,923
19	226	$1,293,585	$162,517	$1,131,068	$89,575,855
19	227	$1,293,585	$160,490	$1,133,095	$88,442,760
19	228	$1,293,585	$158,460	$1,135,125	$87,307,635
20	229	$1,293,585	$156,426	$1,137,159	$86,170,477
20	230	$1,293,585	$154,389	$1,139,196	$85,031,281
20	231	$1,293,585	$152,348	$1,141,237	$83,890,044
20	232	$1,293,585	$150,303	$1,143,282	$82,746,762
20	233	$1,293,585	$148,255	$1,145,330	$81,601,432
20	234	$1,293,585	$146,203	$1,147,382	$80,454,050
20	235	$1,293,585	$144,147	$1,149,438	$79,304,612
20	236	$1,293,585	$142,087	$1,151,497	$78,153,115
20	237	$1,293,585	$140,024	$1,153,560	$76,999,554
20	238	$1,293,585	$137,958	$1,155,627	$75,843,927
20	239	$1,293,585	$135,887	$1,157,698	$74,686,230
20	240	$1,293,585	$133,813	$1,159,772	$73,526,458
21	241	$1,293,585	$131,735	$1,161,850	$72,364,608
21	242	$1,293,585	$129,653	$1,163,931	$71,200,676
21	243	$1,293,585	$127,568	$1,166,017	$70,034,660
21	244	$1,293,585	$125,479	$1,168,106	$68,866,554
21	245	$1,293,585	$123,386	$1,170,199	$67,696,355
21	246	$1,293,585	$121,289	$1,172,295	$66,524,059
21	247	$1,293,585	$119,189	$1,174,396	$65,349,664
21	248	$1,293,585	$117,085	$1,176,500	$64,173,164
21	249	$1,293,585	$114,977	$1,178,608	$62,994,556
21	250	$1,293,585	$112,865	$1,180,719	$61,813,836
21	251	$1,293,585	$110,750	$1,182,835	$60,631,001
21	252	$1,293,585	$108,631	$1,184,954	$59,446,047
22	253	$1,293,585	$106,508	$1,187,077	$58,258,970
22	254	$1,293,585	$104,381	$1,189,204	$57,069,766
22	255	$1,293,585	$102,250	$1,191,335	$55,878,431
22	256	$1,293,585	$100,116	$1,193,469	$54,684,962
22	257	$1,293,585	$97,977	$1,195,607	$53,489,355
22	258	$1,293,585	$95,835	$1,197,750	$52,291,605
22	259	$1,293,585	$93,689	$1,199,896	$51,091,709
22	260	$1,293,585	$91,539	$1,202,045	$49,889,664
22	261	$1,293,585	$89,386	$1,204,199	$48,685,465
22	262	$1,293,585	$87,228	$1,206,357	$47,479,108
22	263	$1,293,585	$85,067	$1,208,518	$46,270,590
22	264	$1,293,585	$82,901	$1,210,683	$45,059,907
23	265	$1,293,585	$80,732	$1,212,852	$43,847,055
23	266	$1,293,585	$78,559	$1,215,025	$42,632,029
23	267	$1,293,585	$76,382	$1,217,202	$41,414,827
23	268	$1,293,585	$74,202	$1,219,383	$40,195,444
23	269	$1,293,585	$72,017	$1,221,568	$38,973,876
23	270	$1,293,585	$69,828	$1,223,757	$37,750,119
23	271	$1,293,585	$67,636	$1,225,949	$36,524,170
23	272	$1,293,585	$65,439	$1,228,146	$35,296,025
23	273	$1,293,585	$63,239	$1,230,346	$34,065,679
23	274	$1,293,585	$61,034	$1,232,550	$32,833,128
23	275	$1,293,585	$58,826	$1,234,759	$31,598,370
23	276	$1,293,585	$56,614	$1,236,971	$30,361,399
24	277	$1,293,585	$54,398	$1,239,187	$29,122,211
24	278	$1,293,585	$52,177	$1,241,407	$27,880,804
24	279	$1,293,585	$49,953	$1,243,632	$26,637,172
24	280	$1,293,585	$47,725	$1,245,860	$25,391,313
24	281	$1,293,585	$45,493	$1,248,092	$24,143,221
24	282	$1,293,585	$43,257	$1,250,328	$22,892,893
24	283	$1,293,585	$41,016	$1,252,568	$21,640,324
24	284	$1,293,585	$38,772	$1,254,812	$20,385,512
24	285	$1,293,585	$36,524	$1,257,061	$19,128,451
24	286	$1,293,585	$34,272	$1,259,313	$17,869,138
24	287	$1,293,585	$32,016	$1,261,569	$16,607,569
24	288	$1,293,585	$29,755	$1,263,829	$15,343,740
25	289	$1,293,585	$27,491	$1,266,094	$14,077,646
25	290	$1,293,585	$25,222	$1,268,362	$12,809,283
25	291	$1,293,585	$22,950	$1,270,635	$11,538,649
25	292	$1,293,585	$20,673	$1,272,911	$10,265,737
25	293	$1,293,585	$18,393	$1,275,192	$8,990,545
25	294	$1,293,585	$16,108	$1,277,477	$7,713,069
25	295	$1,293,585	$13,819	$1,279,765	$6,433,303
25	296	$1,293,585	$11,526	$1,282,058	$5,151,245
25	297	$1,293,585	$9,229	$1,284,355	$3,866,890
25	298	$1,293,585	$6,928	$1,286,657	$2,580,233
25	299	$1,293,585	$4,623	$1,288,962	$1,291,271
25	300	$1,293,585	$2,314	$1,291,271	$0

Property Price	HKD


Loan Ratio	%
Interest Ratio	%
Loan Period	Year(s)

	(Scale 2) Ad Valorem Stamp Duty (For First –time and Change* of Residential Property Buyer)
	(New) Ad Valorem Stamp Duty Applicable to all residential property (except that acquired by a Hong Kong Permanent Resident who does not own any other residential property in Hong Kong at the time of acquisition) either by an individual or a company.
	(Scale 1) Ad Valorem Stamp Duty Applicable to all non-residential property, either by an individual or a company.
	BSD Buyer Stamp Duty Applicable to all residential property acquired by any person (including a company incorporated) except a Hong Kong Permanent Resident

Down Payment	HK$ 200,000,000
Agency Commission (HK$ )
Legal Fees (HK$ )

Stamp Duty (BSD)
Stamp Duty (SSD)

TOTAL	HK$ 205,000,000

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	SSD Special Stamp Duty if SSD is paid by vendor, please ignore this option
Remarks: *Change of Residential Property Case: A Hong Kong Permanent Resident may seek a refund of the stamp duty paid in excess of that computed under the old rates upon proof that his only other residential property has been disposed of within six months from the date of agreement to acquire a new residential property. Reminder: The calculation is for reference only and subject to the latest announcement of Inland Revenue Department. For details, please contact our Mortgage Consultant.