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Mortgage & Stamp Duty Calculator
MORTGAGE & STAMP DUTY CALCULATOR
Property Price HKD
Loan Ratio %
Interest Ratio %
Loan Period Year(s)


Stamp Duties

(Scale 2) Ad Valorem Stamp Duty
(For First –time and Change* of Residential Property Buyer)

(New) Ad Valorem Stamp Duty
Applicable to all residential property (except that acquired by a Hong Kong Permanent Resident who does not own any other residential property in Hong Kong at the time of acquisition) either by an individual or a company.
(Scale 1) Ad Valorem Stamp Duty
Applicable to all non-residential property, either by an individual or a company.
BSD Buyer Stamp Duty
Applicable to all residential property acquired by any person (including a company incorporated) except a Hong Kong Permanent Resident
SSD Special Stamp Duty
if SSD is paid by vendor, please ignore this option


Remarks: *Change of Residential Property Case: A Hong Kong Permanent Resident may seek a refund of the stamp duty paid in excess of that computed under the old rates upon proof that his only other residential property has been disposed of within six months from the date of agreement to acquire a new residential property.
Reminder: The calculation is for reference only and subject to the latest announcement of Inland Revenue Department.
For details, please contact our Mortgage Consultant.
ESTIMATED INITIAL BUDGET
Down PaymentHK$ 38,400,000
Agency Commission (HK$ )
Legal Fees (HK$ )
Stamp Duty (BSD)
Stamp Duty (SSD)
TOTALHK$ 39,360,000
* Please go to government website for latest Stamp Duty Details.
CALCULATION RESULT
Down Payment (HKD)
$38,400,000
 
Monthly Repayment (HKD)
$248,368
Loan Amount (HKD)
$57,600,000
+
Total Interest (HKD)
$16,910,480
=
Total Repayment (HKD)
$74,510,480
Repayment Schedule
Year Instalment Repayment (HK$ ) Interest (HK$ ) Principal (HK$ ) Outstanding Amount (HK$ )
1 1 $248,368 $103,200 $145,168 $57,454,832
1 2 $248,368 $102,940 $145,428 $57,309,403
1 3 $248,368 $102,679 $145,689 $57,163,714
1 4 $248,368 $102,418 $145,950 $57,017,765
1 5 $248,368 $102,157 $146,211 $56,871,553
1 6 $248,368 $101,895 $146,473 $56,725,080
1 7 $248,368 $101,632 $146,736 $56,578,344
1 8 $248,368 $101,370 $146,999 $56,431,345
1 9 $248,368 $101,106 $147,262 $56,284,083
1 10 $248,368 $100,842 $147,526 $56,136,557
1 11 $248,368 $100,578 $147,790 $55,988,767
1 12 $248,368 $100,313 $148,055 $55,840,712
2 13 $248,368 $100,048 $148,320 $55,692,391
2 14 $248,368 $99,782 $148,586 $55,543,805
2 15 $248,368 $99,516 $148,852 $55,394,953
2 16 $248,368 $99,249 $149,119 $55,245,834
2 17 $248,368 $98,982 $149,386 $55,096,448
2 18 $248,368 $98,714 $149,654 $54,946,794
2 19 $248,368 $98,446 $149,922 $54,796,872
2 20 $248,368 $98,178 $150,191 $54,646,682
2 21 $248,368 $97,909 $150,460 $54,496,222
2 22 $248,368 $97,639 $150,729 $54,345,493
2 23 $248,368 $97,369 $150,999 $54,194,494
2 24 $248,368 $97,098 $151,270 $54,043,224
3 25 $248,368 $96,827 $151,541 $53,891,683
3 26 $248,368 $96,556 $151,812 $53,739,871
3 27 $248,368 $96,284 $152,084 $53,587,786
3 28 $248,368 $96,011 $152,357 $53,435,429
3 29 $248,368 $95,738 $152,630 $53,282,800
3 30 $248,368 $95,465 $152,903 $53,129,896
3 31 $248,368 $95,191 $153,177 $52,976,719
3 32 $248,368 $94,917 $153,452 $52,823,268
3 33 $248,368 $94,642 $153,727 $52,669,541
3 34 $248,368 $94,366 $154,002 $52,515,539
3 35 $248,368 $94,090 $154,278 $52,361,261
3 36 $248,368 $93,814 $154,554 $52,206,707
4 37 $248,368 $93,537 $154,831 $52,051,876
4 38 $248,368 $93,260 $155,109 $51,896,767
4 39 $248,368 $92,982 $155,387 $51,741,380
4 40 $248,368 $92,703 $155,665 $51,585,715
4 41 $248,368 $92,424 $155,944 $51,429,771
4 42 $248,368 $92,145 $156,223 $51,273,548
4 43 $248,368 $91,865 $156,503 $51,117,045
4 44 $248,368 $91,585 $156,784 $50,960,261
4 45 $248,368 $91,304 $157,064 $50,803,197
4 46 $248,368 $91,022 $157,346 $50,645,851
4 47 $248,368 $90,740 $157,628 $50,488,223
4 48 $248,368 $90,458 $157,910 $50,330,313
5 49 $248,368 $90,175 $158,193 $50,172,120
5 50 $248,368 $89,892 $158,477 $50,013,644
5 51 $248,368 $89,608 $158,760 $49,854,883
5 52 $248,368 $89,323 $159,045 $49,695,838
5 53 $248,368 $89,038 $159,330 $49,536,508
5 54 $248,368 $88,753 $159,615 $49,376,893
5 55 $248,368 $88,467 $159,901 $49,216,992
5 56 $248,368 $88,180 $160,188 $49,056,804
5 57 $248,368 $87,893 $160,475 $48,896,329
5 58 $248,368 $87,606 $160,762 $48,735,567
5 59 $248,368 $87,318 $161,050 $48,574,516
5 60 $248,368 $87,029 $161,339 $48,413,177
6 61 $248,368 $86,740 $161,628 $48,251,549
6 62 $248,368 $86,451 $161,918 $48,089,632
6 63 $248,368 $86,161 $162,208 $47,927,424
6 64 $248,368 $85,870 $162,498 $47,764,926
6 65 $248,368 $85,579 $162,789 $47,602,136
6 66 $248,368 $85,287 $163,081 $47,439,055
6 67 $248,368 $84,995 $163,373 $47,275,682
6 68 $248,368 $84,702 $163,666 $47,112,016
6 69 $248,368 $84,409 $163,959 $46,948,057
6 70 $248,368 $84,115 $164,253 $46,783,804
6 71 $248,368 $83,821 $164,547 $46,619,256
6 72 $248,368 $83,526 $164,842 $46,454,414
7 73 $248,368 $83,231 $165,137 $46,289,277
7 74 $248,368 $82,935 $165,433 $46,123,843
7 75 $248,368 $82,639 $165,730 $45,958,114
7 76 $248,368 $82,342 $166,027 $45,792,087
7 77 $248,368 $82,044 $166,324 $45,625,763
7 78 $248,368 $81,746 $166,622 $45,459,141
7 79 $248,368 $81,448 $166,921 $45,292,220
7 80 $248,368 $81,149 $167,220 $45,125,001
7 81 $248,368 $80,849 $167,519 $44,957,481
7 82 $248,368 $80,549 $167,819 $44,789,662
7 83 $248,368 $80,248 $168,120 $44,621,542
7 84 $248,368 $79,947 $168,421 $44,453,120
8 85 $248,368 $79,645 $168,723 $44,284,397
8 86 $248,368 $79,343 $169,025 $44,115,372
8 87 $248,368 $79,040 $169,328 $43,946,044
8 88 $248,368 $78,737 $169,632 $43,776,412
8 89 $248,368 $78,433 $169,936 $43,606,477
8 90 $248,368 $78,128 $170,240 $43,436,237
8 91 $248,368 $77,823 $170,545 $43,265,692
8 92 $248,368 $77,518 $170,851 $43,094,841
8 93 $248,368 $77,212 $171,157 $42,923,684
8 94 $248,368 $76,905 $171,463 $42,752,221
8 95 $248,368 $76,598 $171,771 $42,580,450
8 96 $248,368 $76,290 $172,078 $42,408,372
9 97 $248,368 $75,982 $172,387 $42,235,985
9 98 $248,368 $75,673 $172,695 $42,063,290
9 99 $248,368 $75,363 $173,005 $41,890,285
9 100 $248,368 $75,053 $173,315 $41,716,970
9 101 $248,368 $74,743 $173,625 $41,543,345
9 102 $248,368 $74,432 $173,936 $41,369,409
9 103 $248,368 $74,120 $174,248 $41,195,160
9 104 $248,368 $73,808 $174,560 $41,020,600
9 105 $248,368 $73,495 $174,873 $40,845,727
9 106 $248,368 $73,182 $175,186 $40,670,541
9 107 $248,368 $72,868 $175,500 $40,495,041
9 108 $248,368 $72,554 $175,815 $40,319,226
10 109 $248,368 $72,239 $176,130 $40,143,096
10 110 $248,368 $71,923 $176,445 $39,966,651
10 111 $248,368 $71,607 $176,761 $39,789,890
10 112 $248,368 $71,290 $177,078 $39,612,812
10 113 $248,368 $70,973 $177,395 $39,435,416
10 114 $248,368 $70,655 $177,713 $39,257,703
10 115 $248,368 $70,337 $178,032 $39,079,672
10 116 $248,368 $70,018 $178,351 $38,901,321
10 117 $248,368 $69,698 $178,670 $38,722,651
10 118 $248,368 $69,378 $178,990 $38,543,661
10 119 $248,368 $69,057 $179,311 $38,364,350
10 120 $248,368 $68,736 $179,632 $38,184,718
11 121 $248,368 $68,414 $179,954 $38,004,764
11 122 $248,368 $68,092 $180,276 $37,824,488
11 123 $248,368 $67,769 $180,599 $37,643,888
11 124 $248,368 $67,445 $180,923 $37,462,965
11 125 $248,368 $67,121 $181,247 $37,281,718
11 126 $248,368 $66,796 $181,572 $37,100,146
11 127 $248,368 $66,471 $181,897 $36,918,249
11 128 $248,368 $66,145 $182,223 $36,736,026
11 129 $248,368 $65,819 $182,550 $36,553,476
11 130 $248,368 $65,492 $182,877 $36,370,600
11 131 $248,368 $65,164 $183,204 $36,187,396
11 132 $248,368 $64,836 $183,533 $36,003,863
12 133 $248,368 $64,507 $183,861 $35,820,002
12 134 $248,368 $64,178 $184,191 $35,635,811
12 135 $248,368 $63,847 $184,521 $35,451,290
12 136 $248,368 $63,517 $184,851 $35,266,439
12 137 $248,368 $63,186 $185,183 $35,081,256
12 138 $248,368 $62,854 $185,514 $34,895,742
12 139 $248,368 $62,522 $185,847 $34,709,895
12 140 $248,368 $62,189 $186,180 $34,523,715
12 141 $248,368 $61,855 $186,513 $34,337,202
12 142 $248,368 $61,521 $186,847 $34,150,355
12 143 $248,368 $61,186 $187,182 $33,963,172
12 144 $248,368 $60,851 $187,518 $33,775,655
13 145 $248,368 $60,515 $187,854 $33,587,801
13 146 $248,368 $60,178 $188,190 $33,399,611
13 147 $248,368 $59,841 $188,527 $33,211,084
13 148 $248,368 $59,503 $188,865 $33,022,219
13 149 $248,368 $59,165 $189,203 $32,833,015
13 150 $248,368 $58,826 $189,542 $32,643,473
13 151 $248,368 $58,486 $189,882 $32,453,591
13 152 $248,368 $58,146 $190,222 $32,263,369
13 153 $248,368 $57,805 $190,563 $32,072,806
13 154 $248,368 $57,464 $190,904 $31,881,901
13 155 $248,368 $57,122 $191,247 $31,690,655
13 156 $248,368 $56,779 $191,589 $31,499,065
14 157 $248,368 $56,436 $191,932 $31,307,133
14 158 $248,368 $56,092 $192,276 $31,114,857
14 159 $248,368 $55,747 $192,621 $30,922,236
14 160 $248,368 $55,402 $192,966 $30,729,270
14 161 $248,368 $55,057 $193,312 $30,535,958
14 162 $248,368 $54,710 $193,658 $30,342,300
14 163 $248,368 $54,363 $194,005 $30,148,295
14 164 $248,368 $54,016 $194,353 $29,953,943
14 165 $248,368 $53,667 $194,701 $29,759,242
14 166 $248,368 $53,319 $195,050 $29,564,192
14 167 $248,368 $52,969 $195,399 $29,368,793
14 168 $248,368 $52,619 $195,749 $29,173,044
15 169 $248,368 $52,268 $196,100 $28,976,944
15 170 $248,368 $51,917 $196,451 $28,780,493
15 171 $248,368 $51,565 $196,803 $28,583,690
15 172 $248,368 $51,212 $197,156 $28,386,534
15 173 $248,368 $50,859 $197,509 $28,189,025
15 174 $248,368 $50,505 $197,863 $27,991,162
15 175 $248,368 $50,151 $198,217 $27,792,944
15 176 $248,368 $49,796 $198,573 $27,594,372
15 177 $248,368 $49,440 $198,928 $27,395,443
15 178 $248,368 $49,084 $199,285 $27,196,159
15 179 $248,368 $48,726 $199,642 $26,996,517
15 180 $248,368 $48,369 $200,000 $26,796,517
16 181 $248,368 $48,010 $200,358 $26,596,160
16 182 $248,368 $47,651 $200,717 $26,395,443
16 183 $248,368 $47,292 $201,076 $26,194,366
16 184 $248,368 $46,932 $201,437 $25,992,930
16 185 $248,368 $46,571 $201,798 $25,791,132
16 186 $248,368 $46,209 $202,159 $25,588,973
16 187 $248,368 $45,847 $202,521 $25,386,452
16 188 $248,368 $45,484 $202,884 $25,183,567
16 189 $248,368 $45,121 $203,248 $24,980,320
16 190 $248,368 $44,756 $203,612 $24,776,708
16 191 $248,368 $44,392 $203,977 $24,572,731
16 192 $248,368 $44,026 $204,342 $24,368,389
17 193 $248,368 $43,660 $204,708 $24,163,681
17 194 $248,368 $43,293 $205,075 $23,958,606
17 195 $248,368 $42,926 $205,442 $23,753,163
17 196 $248,368 $42,558 $205,811 $23,547,353
17 197 $248,368 $42,189 $206,179 $23,341,174
17 198 $248,368 $41,820 $206,549 $23,134,625
17 199 $248,368 $41,450 $206,919 $22,927,706
17 200 $248,368 $41,079 $207,289 $22,720,417
17 201 $248,368 $40,707 $207,661 $22,512,756
17 202 $248,368 $40,335 $208,033 $22,304,723
17 203 $248,368 $39,963 $208,406 $22,096,317
17 204 $248,368 $39,589 $208,779 $21,887,538
18 205 $248,368 $39,215 $209,153 $21,678,385
18 206 $248,368 $38,840 $209,528 $21,468,857
18 207 $248,368 $38,465 $209,903 $21,258,954
18 208 $248,368 $38,089 $210,279 $21,048,675
18 209 $248,368 $37,712 $210,656 $20,838,019
18 210 $248,368 $37,335 $211,033 $20,626,985
18 211 $248,368 $36,957 $211,412 $20,415,574
18 212 $248,368 $36,578 $211,790 $20,203,783
18 213 $248,368 $36,198 $212,170 $19,991,613
18 214 $248,368 $35,818 $212,550 $19,779,063
18 215 $248,368 $35,437 $212,931 $19,566,133
18 216 $248,368 $35,056 $213,312 $19,352,820
19 217 $248,368 $34,674 $213,694 $19,139,126
19 218 $248,368 $34,291 $214,077 $18,925,049
19 219 $248,368 $33,907 $214,461 $18,710,588
19 220 $248,368 $33,523 $214,845 $18,495,743
19 221 $248,368 $33,138 $215,230 $18,280,513
19 222 $248,368 $32,753 $215,616 $18,064,897
19 223 $248,368 $32,366 $216,002 $17,848,895
19 224 $248,368 $31,979 $216,389 $17,632,506
19 225 $248,368 $31,592 $216,777 $17,415,729
19 226 $248,368 $31,203 $217,165 $17,198,564
19 227 $248,368 $30,814 $217,554 $16,981,010
19 228 $248,368 $30,424 $217,944 $16,763,066
20 229 $248,368 $30,034 $218,334 $16,544,732
20 230 $248,368 $29,643 $218,726 $16,326,006
20 231 $248,368 $29,251 $219,118 $16,106,888
20 232 $248,368 $28,858 $219,510 $15,887,378
20 233 $248,368 $28,465 $219,903 $15,667,475
20 234 $248,368 $28,071 $220,297 $15,447,178
20 235 $248,368 $27,676 $220,692 $15,226,486
20 236 $248,368 $27,281 $221,087 $15,005,398
20 237 $248,368 $26,885 $221,484 $14,783,914
20 238 $248,368 $26,488 $221,880 $14,562,034
20 239 $248,368 $26,090 $222,278 $14,339,756
20 240 $248,368 $25,692 $222,676 $14,117,080
21 241 $248,368 $25,293 $223,075 $13,894,005
21 242 $248,368 $24,893 $223,475 $13,670,530
21 243 $248,368 $24,493 $223,875 $13,446,655
21 244 $248,368 $24,092 $224,276 $13,222,378
21 245 $248,368 $23,690 $224,678 $12,997,700
21 246 $248,368 $23,288 $225,081 $12,772,619
21 247 $248,368 $22,884 $225,484 $12,547,135
21 248 $248,368 $22,480 $225,888 $12,321,247
21 249 $248,368 $22,076 $226,293 $12,094,955
21 250 $248,368 $21,670 $226,698 $11,868,257
21 251 $248,368 $21,264 $227,104 $11,641,152
21 252 $248,368 $20,857 $227,511 $11,413,641
22 253 $248,368 $20,449 $227,919 $11,185,722
22 254 $248,368 $20,041 $228,327 $10,957,395
22 255 $248,368 $19,632 $228,736 $10,728,659
22 256 $248,368 $19,222 $229,146 $10,499,513
22 257 $248,368 $18,812 $229,557 $10,269,956
22 258 $248,368 $18,400 $229,968 $10,039,988
22 259 $248,368 $17,988 $230,380 $9,809,608
22 260 $248,368 $17,576 $230,793 $9,578,815
22 261 $248,368 $17,162 $231,206 $9,347,609
22 262 $248,368 $16,748 $231,620 $9,115,989
22 263 $248,368 $16,333 $232,035 $8,883,953
22 264 $248,368 $15,917 $232,451 $8,651,502
23 265 $248,368 $15,501 $232,868 $8,418,634
23 266 $248,368 $15,083 $233,285 $8,185,350
23 267 $248,368 $14,665 $233,703 $7,951,647
23 268 $248,368 $14,247 $234,122 $7,717,525
23 269 $248,368 $13,827 $234,541 $7,482,984
23 270 $248,368 $13,407 $234,961 $7,248,023
23 271 $248,368 $12,986 $235,382 $7,012,641
23 272 $248,368 $12,564 $235,804 $6,776,837
23 273 $248,368 $12,142 $236,226 $6,540,610
23 274 $248,368 $11,719 $236,650 $6,303,961
23 275 $248,368 $11,295 $237,074 $6,066,887
23 276 $248,368 $10,870 $237,498 $5,829,389
24 277 $248,368 $10,444 $237,924 $5,591,465
24 278 $248,368 $10,018 $238,350 $5,353,114
24 279 $248,368 $9,591 $238,777 $5,114,337
24 280 $248,368 $9,163 $239,205 $4,875,132
24 281 $248,368 $8,735 $239,634 $4,635,498
24 282 $248,368 $8,305 $240,063 $4,395,435
24 283 $248,368 $7,875 $240,493 $4,154,942
24 284 $248,368 $7,444 $240,924 $3,914,018
24 285 $248,368 $7,013 $241,356 $3,672,663
24 286 $248,368 $6,580 $241,788 $3,430,875
24 287 $248,368 $6,147 $242,221 $3,188,653
24 288 $248,368 $5,713 $242,655 $2,945,998
25 289 $248,368 $5,278 $243,090 $2,702,908
25 290 $248,368 $4,843 $243,526 $2,459,382
25 291 $248,368 $4,406 $243,962 $2,215,421
25 292 $248,368 $3,969 $244,399 $1,971,022
25 293 $248,368 $3,531 $244,837 $1,726,185
25 294 $248,368 $3,093 $245,276 $1,480,909
25 295 $248,368 $2,653 $245,715 $1,235,194
25 296 $248,368 $2,213 $246,155 $989,039
25 297 $248,368 $1,772 $246,596 $742,443
25 298 $248,368 $1,330 $247,038 $495,405
25 299 $248,368 $888 $247,481 $247,924
25 300 $248,368 $444 $247,924 $0