Century 21 Centaland Property

Down Payment (HKD)

$22,400,000

Monthly Repayment (HKD)

$144,881

Loan Amount (HKD)

$33,600,000

Total Interest (HKD)

$9,864,447

Total Repayment (HKD)

$43,464,447

Repayment Schedule
Year	Instalment	Repayment (HK$ )	Interest (HK$ )	Principal (HK$ )	Outstanding Amount (HK$ )
1	1	$144,881	$60,200	$84,681	$33,515,319
1	2	$144,881	$60,048	$84,833	$33,430,485
1	3	$144,881	$59,896	$84,985	$33,345,500
1	4	$144,881	$59,744	$85,137	$33,260,363
1	5	$144,881	$59,591	$85,290	$33,175,073
1	6	$144,881	$59,439	$85,443	$33,089,630
1	7	$144,881	$59,286	$85,596	$33,004,034
1	8	$144,881	$59,132	$85,749	$32,918,285
1	9	$144,881	$58,979	$85,903	$32,832,382
1	10	$144,881	$58,825	$86,057	$32,746,325
1	11	$144,881	$58,670	$86,211	$32,660,114
1	12	$144,881	$58,516	$86,365	$32,573,749
2	13	$144,881	$58,361	$86,520	$32,487,228
2	14	$144,881	$58,206	$86,675	$32,400,553
2	15	$144,881	$58,051	$86,830	$32,313,723
2	16	$144,881	$57,895	$86,986	$32,226,737
2	17	$144,881	$57,740	$87,142	$32,139,595
2	18	$144,881	$57,583	$87,298	$32,052,297
2	19	$144,881	$57,427	$87,454	$31,964,842
2	20	$144,881	$57,270	$87,611	$31,877,231
2	21	$144,881	$57,113	$87,768	$31,789,463
2	22	$144,881	$56,956	$87,925	$31,701,537
2	23	$144,881	$56,799	$88,083	$31,613,455
2	24	$144,881	$56,641	$88,241	$31,525,214
3	25	$144,881	$56,483	$88,399	$31,436,815
3	26	$144,881	$56,324	$88,557	$31,348,258
3	27	$144,881	$56,166	$88,716	$31,259,542
3	28	$144,881	$56,007	$88,875	$31,170,667
3	29	$144,881	$55,847	$89,034	$31,081,633
3	30	$144,881	$55,688	$89,194	$30,992,440
3	31	$144,881	$55,528	$89,353	$30,903,086
3	32	$144,881	$55,368	$89,513	$30,813,573
3	33	$144,881	$55,208	$89,674	$30,723,899
3	34	$144,881	$55,047	$89,835	$30,634,064
3	35	$144,881	$54,886	$89,995	$30,544,069
3	36	$144,881	$54,725	$90,157	$30,453,912
4	37	$144,881	$54,563	$90,318	$30,363,594
4	38	$144,881	$54,401	$90,480	$30,273,114
4	39	$144,881	$54,239	$90,642	$30,182,472
4	40	$144,881	$54,077	$90,805	$30,091,667
4	41	$144,881	$53,914	$90,967	$30,000,700
4	42	$144,881	$53,751	$91,130	$29,909,570
4	43	$144,881	$53,588	$91,294	$29,818,276
4	44	$144,881	$53,424	$91,457	$29,726,819
4	45	$144,881	$53,261	$91,621	$29,635,198
4	46	$144,881	$53,096	$91,785	$29,543,413
4	47	$144,881	$52,932	$91,950	$29,451,464
4	48	$144,881	$52,767	$92,114	$29,359,349
5	49	$144,881	$52,602	$92,279	$29,267,070
5	50	$144,881	$52,437	$92,445	$29,174,625
5	51	$144,881	$52,271	$92,610	$29,082,015
5	52	$144,881	$52,105	$92,776	$28,989,239
5	53	$144,881	$51,939	$92,942	$28,896,296
5	54	$144,881	$51,773	$93,109	$28,803,187
5	55	$144,881	$51,606	$93,276	$28,709,912
5	56	$144,881	$51,439	$93,443	$28,616,469
5	57	$144,881	$51,271	$93,610	$28,522,859
5	58	$144,881	$51,103	$93,778	$28,429,080
5	59	$144,881	$50,935	$93,946	$28,335,134
5	60	$144,881	$50,767	$94,114	$28,241,020
6	61	$144,881	$50,598	$94,283	$28,146,737
6	62	$144,881	$50,430	$94,452	$28,052,285
6	63	$144,881	$50,260	$94,621	$27,957,664
6	64	$144,881	$50,091	$94,791	$27,862,873
6	65	$144,881	$49,921	$94,961	$27,767,913
6	66	$144,881	$49,751	$95,131	$27,672,782
6	67	$144,881	$49,580	$95,301	$27,577,481
6	68	$144,881	$49,410	$95,472	$27,482,009
6	69	$144,881	$49,239	$95,643	$27,386,366
6	70	$144,881	$49,067	$95,814	$27,290,552
6	71	$144,881	$48,896	$95,986	$27,194,566
6	72	$144,881	$48,724	$96,158	$27,098,408
7	73	$144,881	$48,551	$96,330	$27,002,078
7	74	$144,881	$48,379	$96,503	$26,905,575
7	75	$144,881	$48,206	$96,676	$26,808,900
7	76	$144,881	$48,033	$96,849	$26,712,051
7	77	$144,881	$47,859	$97,022	$26,615,028
7	78	$144,881	$47,685	$97,196	$26,517,832
7	79	$144,881	$47,511	$97,370	$26,420,462
7	80	$144,881	$47,337	$97,545	$26,322,917
7	81	$144,881	$47,162	$97,720	$26,225,197
7	82	$144,881	$46,987	$97,895	$26,127,303
7	83	$144,881	$46,811	$98,070	$26,029,233
7	84	$144,881	$46,636	$98,246	$25,930,987
8	85	$144,881	$46,460	$98,422	$25,832,565
8	86	$144,881	$46,283	$98,598	$25,733,967
8	87	$144,881	$46,107	$98,775	$25,635,192
8	88	$144,881	$45,930	$98,952	$25,536,240
8	89	$144,881	$45,752	$99,129	$25,437,111
8	90	$144,881	$45,575	$99,307	$25,337,805
8	91	$144,881	$45,397	$99,485	$25,238,320
8	92	$144,881	$45,219	$99,663	$25,138,657
8	93	$144,881	$45,040	$99,841	$25,038,816
8	94	$144,881	$44,861	$100,020	$24,938,796
8	95	$144,881	$44,682	$100,199	$24,838,596
8	96	$144,881	$44,502	$100,379	$24,738,217
9	97	$144,881	$44,323	$100,559	$24,637,658
9	98	$144,881	$44,142	$100,739	$24,536,919
9	99	$144,881	$43,962	$100,920	$24,436,000
9	100	$144,881	$43,781	$101,100	$24,334,899
9	101	$144,881	$43,600	$101,281	$24,233,618
9	102	$144,881	$43,419	$101,463	$24,132,155
9	103	$144,881	$43,237	$101,645	$24,030,510
9	104	$144,881	$43,055	$101,827	$23,928,683
9	105	$144,881	$42,872	$102,009	$23,826,674
9	106	$144,881	$42,689	$102,192	$23,724,482
9	107	$144,881	$42,506	$102,375	$23,622,107
9	108	$144,881	$42,323	$102,559	$23,519,548
10	109	$144,881	$42,139	$102,742	$23,416,806
10	110	$144,881	$41,955	$102,926	$23,313,880
10	111	$144,881	$41,771	$103,111	$23,210,769
10	112	$144,881	$41,586	$103,296	$23,107,473
10	113	$144,881	$41,401	$103,481	$23,003,993
10	114	$144,881	$41,215	$103,666	$22,900,327
10	115	$144,881	$41,030	$103,852	$22,796,475
10	116	$144,881	$40,844	$104,038	$22,692,437
10	117	$144,881	$40,657	$104,224	$22,588,213
10	118	$144,881	$40,471	$104,411	$22,483,802
10	119	$144,881	$40,283	$104,598	$22,379,204
10	120	$144,881	$40,096	$104,785	$22,274,419
11	121	$144,881	$39,908	$104,973	$22,169,446
11	122	$144,881	$39,720	$105,161	$22,064,284
11	123	$144,881	$39,532	$105,350	$21,958,935
11	124	$144,881	$39,343	$105,538	$21,853,396
11	125	$144,881	$39,154	$105,727	$21,747,669
11	126	$144,881	$38,965	$105,917	$21,641,752
11	127	$144,881	$38,775	$106,107	$21,535,645
11	128	$144,881	$38,585	$106,297	$21,429,348
11	129	$144,881	$38,394	$106,487	$21,322,861
11	130	$144,881	$38,203	$106,678	$21,216,183
11	131	$144,881	$38,012	$106,869	$21,109,314
11	132	$144,881	$37,821	$107,061	$21,002,253
12	133	$144,881	$37,629	$107,252	$20,895,001
12	134	$144,881	$37,437	$107,445	$20,787,556
12	135	$144,881	$37,244	$107,637	$20,679,919
12	136	$144,881	$37,052	$107,830	$20,572,089
12	137	$144,881	$36,858	$108,023	$20,464,066
12	138	$144,881	$36,665	$108,217	$20,355,849
12	139	$144,881	$36,471	$108,411	$20,247,439
12	140	$144,881	$36,277	$108,605	$20,138,834
12	141	$144,881	$36,082	$108,799	$20,030,035
12	142	$144,881	$35,887	$108,994	$19,921,040
12	143	$144,881	$35,692	$109,190	$19,811,851
12	144	$144,881	$35,496	$109,385	$19,702,465
13	145	$144,881	$35,300	$109,581	$19,592,884
13	146	$144,881	$35,104	$109,778	$19,483,107
13	147	$144,881	$34,907	$109,974	$19,373,132
13	148	$144,881	$34,710	$110,171	$19,262,961
13	149	$144,881	$34,513	$110,369	$19,152,592
13	150	$144,881	$34,315	$110,566	$19,042,026
13	151	$144,881	$34,117	$110,765	$18,931,261
13	152	$144,881	$33,919	$110,963	$18,820,298
13	153	$144,881	$33,720	$111,162	$18,709,137
13	154	$144,881	$33,521	$111,361	$18,597,776
13	155	$144,881	$33,321	$111,560	$18,486,215
13	156	$144,881	$33,121	$111,760	$18,374,455
14	157	$144,881	$32,921	$111,961	$18,262,494
14	158	$144,881	$32,720	$112,161	$18,150,333
14	159	$144,881	$32,519	$112,362	$18,037,971
14	160	$144,881	$32,318	$112,563	$17,925,407
14	161	$144,881	$32,116	$112,765	$17,812,642
14	162	$144,881	$31,914	$112,967	$17,699,675
14	163	$144,881	$31,712	$113,170	$17,586,506
14	164	$144,881	$31,509	$113,372	$17,473,133
14	165	$144,881	$31,306	$113,575	$17,359,558
14	166	$144,881	$31,103	$113,779	$17,245,779
14	167	$144,881	$30,899	$113,983	$17,131,796
14	168	$144,881	$30,694	$114,187	$17,017,609
15	169	$144,881	$30,490	$114,392	$16,903,217
15	170	$144,881	$30,285	$114,597	$16,788,621
15	171	$144,881	$30,080	$114,802	$16,673,819
15	172	$144,881	$29,874	$115,008	$16,558,811
15	173	$144,881	$29,668	$115,214	$16,443,598
15	174	$144,881	$29,461	$115,420	$16,328,178
15	175	$144,881	$29,255	$115,627	$16,212,551
15	176	$144,881	$29,047	$115,834	$16,096,717
15	177	$144,881	$28,840	$116,042	$15,980,675
15	178	$144,881	$28,632	$116,249	$15,864,426
15	179	$144,881	$28,424	$116,458	$15,747,968
15	180	$144,881	$28,215	$116,666	$15,631,302
16	181	$144,881	$28,006	$116,875	$15,514,426
16	182	$144,881	$27,797	$117,085	$15,397,342
16	183	$144,881	$27,587	$117,295	$15,280,047
16	184	$144,881	$27,377	$117,505	$15,162,542
16	185	$144,881	$27,166	$117,715	$15,044,827
16	186	$144,881	$26,955	$117,926	$14,926,901
16	187	$144,881	$26,744	$118,137	$14,808,763
16	188	$144,881	$26,532	$118,349	$14,690,414
16	189	$144,881	$26,320	$118,561	$14,571,853
16	190	$144,881	$26,108	$118,774	$14,453,080
16	191	$144,881	$25,895	$118,986	$14,334,093
16	192	$144,881	$25,682	$119,200	$14,214,894
17	193	$144,881	$25,468	$119,413	$14,095,480
17	194	$144,881	$25,254	$119,627	$13,975,853
17	195	$144,881	$25,040	$119,841	$13,856,012
17	196	$144,881	$24,825	$120,056	$13,735,956
17	197	$144,881	$24,610	$120,271	$13,615,685
17	198	$144,881	$24,395	$120,487	$13,495,198
17	199	$144,881	$24,179	$120,703	$13,374,495
17	200	$144,881	$23,963	$120,919	$13,253,576
17	201	$144,881	$23,746	$121,135	$13,132,441
17	202	$144,881	$23,529	$121,353	$13,011,088
17	203	$144,881	$23,312	$121,570	$12,889,518
17	204	$144,881	$23,094	$121,788	$12,767,731
18	205	$144,881	$22,876	$122,006	$12,645,725
18	206	$144,881	$22,657	$122,225	$12,523,500
18	207	$144,881	$22,438	$122,444	$12,401,057
18	208	$144,881	$22,219	$122,663	$12,278,394
18	209	$144,881	$21,999	$122,883	$12,155,511
18	210	$144,881	$21,779	$123,103	$12,032,408
18	211	$144,881	$21,558	$123,323	$11,909,085
18	212	$144,881	$21,337	$123,544	$11,785,540
18	213	$144,881	$21,116	$123,766	$11,661,775
18	214	$144,881	$20,894	$123,987	$11,537,787
18	215	$144,881	$20,672	$124,210	$11,413,577
18	216	$144,881	$20,449	$124,432	$11,289,145
19	217	$144,881	$20,226	$124,655	$11,164,490
19	218	$144,881	$20,003	$124,878	$11,039,612
19	219	$144,881	$19,779	$125,102	$10,914,510
19	220	$144,881	$19,555	$125,326	$10,789,183
19	221	$144,881	$19,331	$125,551	$10,663,632
19	222	$144,881	$19,106	$125,776	$10,537,857
19	223	$144,881	$18,880	$126,001	$10,411,855
19	224	$144,881	$18,655	$126,227	$10,285,628
19	225	$144,881	$18,428	$126,453	$10,159,175
19	226	$144,881	$18,202	$126,680	$10,032,496
19	227	$144,881	$17,975	$126,907	$9,905,589
19	228	$144,881	$17,748	$127,134	$9,778,455
20	229	$144,881	$17,520	$127,362	$9,651,093
20	230	$144,881	$17,292	$127,590	$9,523,503
20	231	$144,881	$17,063	$127,819	$9,395,685
20	232	$144,881	$16,834	$128,048	$9,267,637
20	233	$144,881	$16,605	$128,277	$9,139,360
20	234	$144,881	$16,375	$128,507	$9,010,854
20	235	$144,881	$16,144	$128,737	$8,882,117
20	236	$144,881	$15,914	$128,968	$8,753,149
20	237	$144,881	$15,683	$129,199	$8,623,950
20	238	$144,881	$15,451	$129,430	$8,494,520
20	239	$144,881	$15,219	$129,662	$8,364,858
20	240	$144,881	$14,987	$129,894	$8,234,963
21	241	$144,881	$14,754	$130,127	$8,104,836
21	242	$144,881	$14,521	$130,360	$7,974,476
21	243	$144,881	$14,288	$130,594	$7,843,882
21	244	$144,881	$14,054	$130,828	$7,713,054
21	245	$144,881	$13,819	$131,062	$7,581,992
21	246	$144,881	$13,584	$131,297	$7,450,695
21	247	$144,881	$13,349	$131,532	$7,319,162
21	248	$144,881	$13,113	$131,768	$7,187,394
21	249	$144,881	$12,877	$132,004	$7,055,390
21	250	$144,881	$12,641	$132,241	$6,923,150
21	251	$144,881	$12,404	$132,478	$6,790,672
21	252	$144,881	$12,167	$132,715	$6,657,957
22	253	$144,881	$11,929	$132,953	$6,525,005
22	254	$144,881	$11,691	$133,191	$6,391,814
22	255	$144,881	$11,452	$133,429	$6,258,384
22	256	$144,881	$11,213	$133,669	$6,124,716
22	257	$144,881	$10,973	$133,908	$5,990,808
22	258	$144,881	$10,734	$134,148	$5,856,660
22	259	$144,881	$10,493	$134,388	$5,722,271
22	260	$144,881	$10,252	$134,629	$5,587,642
22	261	$144,881	$10,011	$134,870	$5,452,772
22	262	$144,881	$9,770	$135,112	$5,317,660
22	263	$144,881	$9,527	$135,354	$5,182,306
22	264	$144,881	$9,285	$135,597	$5,046,710
23	265	$144,881	$9,042	$135,839	$4,910,870
23	266	$144,881	$8,799	$136,083	$4,774,787
23	267	$144,881	$8,555	$136,327	$4,638,461
23	268	$144,881	$8,311	$136,571	$4,501,890
23	269	$144,881	$8,066	$136,816	$4,365,074
23	270	$144,881	$7,821	$137,061	$4,228,013
23	271	$144,881	$7,575	$137,306	$4,090,707
23	272	$144,881	$7,329	$137,552	$3,953,155
23	273	$144,881	$7,083	$137,799	$3,815,356
23	274	$144,881	$6,836	$138,046	$3,677,310
23	275	$144,881	$6,589	$138,293	$3,539,017
23	276	$144,881	$6,341	$138,541	$3,400,477
24	277	$144,881	$6,093	$138,789	$3,261,688
24	278	$144,881	$5,844	$139,038	$3,122,650
24	279	$144,881	$5,595	$139,287	$2,983,363
24	280	$144,881	$5,345	$139,536	$2,843,827
24	281	$144,881	$5,095	$139,786	$2,704,041
24	282	$144,881	$4,845	$140,037	$2,564,004
24	283	$144,881	$4,594	$140,288	$2,423,716
24	284	$144,881	$4,342	$140,539	$2,283,177
24	285	$144,881	$4,091	$140,791	$2,142,387
24	286	$144,881	$3,838	$141,043	$2,001,343
24	287	$144,881	$3,586	$141,296	$1,860,048
24	288	$144,881	$3,333	$141,549	$1,718,499
25	289	$144,881	$3,079	$141,803	$1,576,696
25	290	$144,881	$2,825	$142,057	$1,434,640
25	291	$144,881	$2,570	$142,311	$1,292,329
25	292	$144,881	$2,315	$142,566	$1,149,763
25	293	$144,881	$2,060	$142,821	$1,006,941
25	294	$144,881	$1,804	$143,077	$863,864
25	295	$144,881	$1,548	$143,334	$720,530
25	296	$144,881	$1,291	$143,591	$576,939
25	297	$144,881	$1,034	$143,848	$433,092
25	298	$144,881	$776	$144,106	$288,986
25	299	$144,881	$518	$144,364	$144,622
25	300	$144,881	$259	$144,622	$0

Property Price	HKD


Loan Ratio	%
Interest Ratio	%
Loan Period	Year(s)

	(Scale 2) Ad Valorem Stamp Duty (For First –time and Change* of Residential Property Buyer)
	(New) Ad Valorem Stamp Duty Applicable to all residential property (except that acquired by a Hong Kong Permanent Resident who does not own any other residential property in Hong Kong at the time of acquisition) either by an individual or a company.
	(Scale 1) Ad Valorem Stamp Duty Applicable to all non-residential property, either by an individual or a company.
	BSD Buyer Stamp Duty Applicable to all residential property acquired by any person (including a company incorporated) except a Hong Kong Permanent Resident

Down Payment	HK$ 22,400,000
Agency Commission (HK$ )
Legal Fees (HK$ )

Stamp Duty (BSD)
Stamp Duty (SSD)

TOTAL	HK$ 22,960,000

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	SSD Special Stamp Duty if SSD is paid by vendor, please ignore this option
Remarks: *Change of Residential Property Case: A Hong Kong Permanent Resident may seek a refund of the stamp duty paid in excess of that computed under the old rates upon proof that his only other residential property has been disposed of within six months from the date of agreement to acquire a new residential property. Reminder: The calculation is for reference only and subject to the latest announcement of Inland Revenue Department. For details, please contact our Mortgage Consultant.