Century 21 Centaland Property

Down Payment (HKD)

$6,752,000

Monthly Repayment (HKD)

$43,671

Loan Amount (HKD)

$10,128,000

Total Interest (HKD)

$2,973,426

Total Repayment (HKD)

$13,101,426

Repayment Schedule
Year	Instalment	Repayment (HK$ )	Interest (HK$ )	Principal (HK$ )	Outstanding Amount (HK$ )
1	1	$43,671	$18,146	$25,525	$10,102,475
1	2	$43,671	$18,100	$25,571	$10,076,903
1	3	$43,671	$18,054	$25,617	$10,051,286
1	4	$43,671	$18,009	$25,663	$10,025,624
1	5	$43,671	$17,963	$25,709	$9,999,915
1	6	$43,671	$17,917	$25,755	$9,974,160
1	7	$43,671	$17,870	$25,801	$9,948,359
1	8	$43,671	$17,824	$25,847	$9,922,512
1	9	$43,671	$17,778	$25,894	$9,896,618
1	10	$43,671	$17,731	$25,940	$9,870,678
1	11	$43,671	$17,685	$25,986	$9,844,691
1	12	$43,671	$17,638	$26,033	$9,818,658
2	13	$43,671	$17,592	$26,080	$9,792,579
2	14	$43,671	$17,545	$26,126	$9,766,452
2	15	$43,671	$17,498	$26,173	$9,740,279
2	16	$43,671	$17,451	$26,220	$9,714,059
2	17	$43,671	$17,404	$26,267	$9,687,792
2	18	$43,671	$17,357	$26,314	$9,661,478
2	19	$43,671	$17,310	$26,361	$9,635,117
2	20	$43,671	$17,263	$26,409	$9,608,708
2	21	$43,671	$17,216	$26,456	$9,582,252
2	22	$43,671	$17,168	$26,503	$9,555,749
2	23	$43,671	$17,121	$26,551	$9,529,198
2	24	$43,671	$17,073	$26,598	$9,502,600
3	25	$43,671	$17,025	$26,646	$9,475,954
3	26	$43,671	$16,978	$26,694	$9,449,261
3	27	$43,671	$16,930	$26,741	$9,422,519
3	28	$43,671	$16,882	$26,789	$9,395,730
3	29	$43,671	$16,834	$26,837	$9,368,892
3	30	$43,671	$16,786	$26,885	$9,342,007
3	31	$43,671	$16,738	$26,934	$9,315,073
3	32	$43,671	$16,690	$26,982	$9,288,091
3	33	$43,671	$16,641	$27,030	$9,261,061
3	34	$43,671	$16,593	$27,079	$9,233,982
3	35	$43,671	$16,544	$27,127	$9,206,855
3	36	$43,671	$16,496	$27,176	$9,179,679
4	37	$43,671	$16,447	$27,224	$9,152,455
4	38	$43,671	$16,398	$27,273	$9,125,182
4	39	$43,671	$16,349	$27,322	$9,097,859
4	40	$43,671	$16,300	$27,371	$9,070,488
4	41	$43,671	$16,251	$27,420	$9,043,068
4	42	$43,671	$16,202	$27,469	$9,015,599
4	43	$43,671	$16,153	$27,518	$8,988,080
4	44	$43,671	$16,104	$27,568	$8,960,513
4	45	$43,671	$16,054	$27,617	$8,932,895
4	46	$43,671	$16,005	$27,667	$8,905,229
4	47	$43,671	$15,955	$27,716	$8,877,513
4	48	$43,671	$15,906	$27,766	$8,849,747
5	49	$43,671	$15,856	$27,816	$8,821,931
5	50	$43,671	$15,806	$27,865	$8,794,066
5	51	$43,671	$15,756	$27,915	$8,766,150
5	52	$43,671	$15,706	$27,965	$8,738,185
5	53	$43,671	$15,656	$28,016	$8,710,169
5	54	$43,671	$15,606	$28,066	$8,682,104
5	55	$43,671	$15,555	$28,116	$8,653,988
5	56	$43,671	$15,505	$28,166	$8,625,821
5	57	$43,671	$15,455	$28,217	$8,597,604
5	58	$43,671	$15,404	$28,267	$8,569,337
5	59	$43,671	$15,353	$28,318	$8,541,019
5	60	$43,671	$15,303	$28,369	$8,512,650
6	61	$43,671	$15,252	$28,420	$8,484,231
6	62	$43,671	$15,201	$28,471	$8,455,760
6	63	$43,671	$15,150	$28,522	$8,427,239
6	64	$43,671	$15,099	$28,573	$8,398,666
6	65	$43,671	$15,048	$28,624	$8,370,042
6	66	$43,671	$14,996	$28,675	$8,341,367
6	67	$43,671	$14,945	$28,726	$8,312,641
6	68	$43,671	$14,893	$28,778	$8,283,863
6	69	$43,671	$14,842	$28,829	$8,255,033
6	70	$43,671	$14,790	$28,881	$8,226,152
6	71	$43,671	$14,739	$28,933	$8,197,219
6	72	$43,671	$14,687	$28,985	$8,168,235
7	73	$43,671	$14,635	$29,037	$8,139,198
7	74	$43,671	$14,583	$29,089	$8,110,109
7	75	$43,671	$14,531	$29,141	$8,080,968
7	76	$43,671	$14,478	$29,193	$8,051,775
7	77	$43,671	$14,426	$29,245	$8,022,530
7	78	$43,671	$14,374	$29,298	$7,993,232
7	79	$43,671	$14,321	$29,350	$7,963,882
7	80	$43,671	$14,269	$29,403	$7,934,479
7	81	$43,671	$14,216	$29,455	$7,905,024
7	82	$43,671	$14,163	$29,508	$7,875,516
7	83	$43,671	$14,110	$29,561	$7,845,954
7	84	$43,671	$14,057	$29,614	$7,816,340
8	85	$43,671	$14,004	$29,667	$7,786,673
8	86	$43,671	$13,951	$29,720	$7,756,953
8	87	$43,671	$13,898	$29,774	$7,727,179
8	88	$43,671	$13,845	$29,827	$7,697,352
8	89	$43,671	$13,791	$29,880	$7,667,472
8	90	$43,671	$13,738	$29,934	$7,637,538
8	91	$43,671	$13,684	$29,987	$7,607,551
8	92	$43,671	$13,630	$30,041	$7,577,510
8	93	$43,671	$13,576	$30,095	$7,547,414
8	94	$43,671	$13,522	$30,149	$7,517,266
8	95	$43,671	$13,468	$30,203	$7,487,063
8	96	$43,671	$13,414	$30,257	$7,456,805
9	97	$43,671	$13,360	$30,311	$7,426,494
9	98	$43,671	$13,306	$30,366	$7,396,128
9	99	$43,671	$13,251	$30,420	$7,365,708
9	100	$43,671	$13,197	$30,475	$7,335,234
9	101	$43,671	$13,142	$30,529	$7,304,705
9	102	$43,671	$13,088	$30,584	$7,274,121
9	103	$43,671	$13,033	$30,639	$7,243,482
9	104	$43,671	$12,978	$30,694	$7,212,789
9	105	$43,671	$12,923	$30,749	$7,182,040
9	106	$43,671	$12,868	$30,804	$7,151,237
9	107	$43,671	$12,813	$30,859	$7,120,378
9	108	$43,671	$12,757	$30,914	$7,089,464
10	109	$43,671	$12,702	$30,969	$7,058,494
10	110	$43,671	$12,646	$31,025	$7,027,469
10	111	$43,671	$12,591	$31,081	$6,996,389
10	112	$43,671	$12,535	$31,136	$6,965,253
10	113	$43,671	$12,479	$31,192	$6,934,061
10	114	$43,671	$12,424	$31,248	$6,902,813
10	115	$43,671	$12,368	$31,304	$6,871,509
10	116	$43,671	$12,311	$31,360	$6,840,149
10	117	$43,671	$12,255	$31,416	$6,808,733
10	118	$43,671	$12,199	$31,472	$6,777,260
10	119	$43,671	$12,143	$31,529	$6,745,732
10	120	$43,671	$12,086	$31,585	$6,714,146
11	121	$43,671	$12,030	$31,642	$6,682,504
11	122	$43,671	$11,973	$31,699	$6,650,806
11	123	$43,671	$11,916	$31,755	$6,619,050
11	124	$43,671	$11,859	$31,812	$6,587,238
11	125	$43,671	$11,802	$31,869	$6,555,369
11	126	$43,671	$11,745	$31,926	$6,523,442
11	127	$43,671	$11,688	$31,984	$6,491,459
11	128	$43,671	$11,631	$32,041	$6,459,418
11	129	$43,671	$11,573	$32,098	$6,427,320
11	130	$43,671	$11,516	$32,156	$6,395,164
11	131	$43,671	$11,458	$32,213	$6,362,950
11	132	$43,671	$11,400	$32,271	$6,330,679
12	133	$43,671	$11,342	$32,329	$6,298,350
12	134	$43,671	$11,285	$32,387	$6,265,963
12	135	$43,671	$11,227	$32,445	$6,233,519
12	136	$43,671	$11,168	$32,503	$6,201,015
12	137	$43,671	$11,110	$32,561	$6,168,454
12	138	$43,671	$11,052	$32,620	$6,135,835
12	139	$43,671	$10,993	$32,678	$6,103,157
12	140	$43,671	$10,935	$32,737	$6,070,420
12	141	$43,671	$10,876	$32,795	$6,037,625
12	142	$43,671	$10,817	$32,854	$6,004,771
12	143	$43,671	$10,759	$32,913	$5,971,858
12	144	$43,671	$10,700	$32,972	$5,938,886
13	145	$43,671	$10,641	$33,031	$5,905,855
13	146	$43,671	$10,581	$33,090	$5,872,765
13	147	$43,671	$10,522	$33,149	$5,839,616
13	148	$43,671	$10,463	$33,209	$5,806,407
13	149	$43,671	$10,403	$33,268	$5,773,139
13	150	$43,671	$10,344	$33,328	$5,739,811
13	151	$43,671	$10,284	$33,388	$5,706,423
13	152	$43,671	$10,224	$33,447	$5,672,976
13	153	$43,671	$10,164	$33,507	$5,639,468
13	154	$43,671	$10,104	$33,567	$5,605,901
13	155	$43,671	$10,044	$33,628	$5,572,273
13	156	$43,671	$9,984	$33,688	$5,538,586
14	157	$43,671	$9,923	$33,748	$5,504,838
14	158	$43,671	$9,863	$33,809	$5,471,029
14	159	$43,671	$9,802	$33,869	$5,437,160
14	160	$43,671	$9,742	$33,930	$5,403,230
14	161	$43,671	$9,681	$33,991	$5,369,239
14	162	$43,671	$9,620	$34,052	$5,335,188
14	163	$43,671	$9,559	$34,113	$5,301,075
14	164	$43,671	$9,498	$34,174	$5,266,902
14	165	$43,671	$9,437	$34,235	$5,232,667
14	166	$43,671	$9,375	$34,296	$5,198,370
14	167	$43,671	$9,314	$34,358	$5,164,013
14	168	$43,671	$9,252	$34,419	$5,129,594
15	169	$43,671	$9,191	$34,481	$5,095,113
15	170	$43,671	$9,129	$34,543	$5,060,570
15	171	$43,671	$9,067	$34,605	$5,025,965
15	172	$43,671	$9,005	$34,667	$4,991,299
15	173	$43,671	$8,943	$34,729	$4,956,570
15	174	$43,671	$8,881	$34,791	$4,921,779
15	175	$43,671	$8,818	$34,853	$4,886,926
15	176	$43,671	$8,756	$34,916	$4,852,010
15	177	$43,671	$8,693	$34,978	$4,817,032
15	178	$43,671	$8,631	$35,041	$4,781,991
15	179	$43,671	$8,568	$35,104	$4,746,888
15	180	$43,671	$8,505	$35,167	$4,711,721
16	181	$43,671	$8,442	$35,230	$4,676,491
16	182	$43,671	$8,379	$35,293	$4,641,199
16	183	$43,671	$8,315	$35,356	$4,605,843
16	184	$43,671	$8,252	$35,419	$4,570,423
16	185	$43,671	$8,189	$35,483	$4,534,941
16	186	$43,671	$8,125	$35,546	$4,499,394
16	187	$43,671	$8,061	$35,610	$4,463,784
16	188	$43,671	$7,998	$35,674	$4,428,111
16	189	$43,671	$7,934	$35,738	$4,392,373
16	190	$43,671	$7,870	$35,802	$4,356,571
16	191	$43,671	$7,806	$35,866	$4,320,705
16	192	$43,671	$7,741	$35,930	$4,284,775
17	193	$43,671	$7,677	$35,995	$4,248,781
17	194	$43,671	$7,612	$36,059	$4,212,722
17	195	$43,671	$7,548	$36,124	$4,176,598
17	196	$43,671	$7,483	$36,188	$4,140,410
17	197	$43,671	$7,418	$36,253	$4,104,156
17	198	$43,671	$7,353	$36,318	$4,067,838
17	199	$43,671	$7,288	$36,383	$4,031,455
17	200	$43,671	$7,223	$36,448	$3,995,007
17	201	$43,671	$7,158	$36,514	$3,958,493
17	202	$43,671	$7,092	$36,579	$3,921,914
17	203	$43,671	$7,027	$36,645	$3,885,269
17	204	$43,671	$6,961	$36,710	$3,848,559
18	205	$43,671	$6,895	$36,776	$3,811,783
18	206	$43,671	$6,829	$36,842	$3,774,941
18	207	$43,671	$6,763	$36,908	$3,738,033
18	208	$43,671	$6,697	$36,974	$3,701,059
18	209	$43,671	$6,631	$37,040	$3,664,018
18	210	$43,671	$6,565	$37,107	$3,626,912
18	211	$43,671	$6,498	$37,173	$3,589,738
18	212	$43,671	$6,432	$37,240	$3,552,499
18	213	$43,671	$6,365	$37,307	$3,515,192
18	214	$43,671	$6,298	$37,373	$3,477,819
18	215	$43,671	$6,231	$37,440	$3,440,378
18	216	$43,671	$6,164	$37,507	$3,402,871
19	217	$43,671	$6,097	$37,575	$3,365,296
19	218	$43,671	$6,029	$37,642	$3,327,654
19	219	$43,671	$5,962	$37,709	$3,289,945
19	220	$43,671	$5,894	$37,777	$3,252,168
19	221	$43,671	$5,827	$37,845	$3,214,323
19	222	$43,671	$5,759	$37,912	$3,176,411
19	223	$43,671	$5,691	$37,980	$3,138,431
19	224	$43,671	$5,623	$38,048	$3,100,382
19	225	$43,671	$5,555	$38,117	$3,062,266
19	226	$43,671	$5,487	$38,185	$3,024,081
19	227	$43,671	$5,418	$38,253	$2,985,828
19	228	$43,671	$5,350	$38,322	$2,947,506
20	229	$43,671	$5,281	$38,390	$2,909,115
20	230	$43,671	$5,212	$38,459	$2,870,656
20	231	$43,671	$5,143	$38,528	$2,832,128
20	232	$43,671	$5,074	$38,597	$2,793,531
20	233	$43,671	$5,005	$38,666	$2,754,864
20	234	$43,671	$4,936	$38,736	$2,716,129
20	235	$43,671	$4,866	$38,805	$2,677,324
20	236	$43,671	$4,797	$38,875	$2,638,449
20	237	$43,671	$4,727	$38,944	$2,599,505
20	238	$43,671	$4,657	$39,014	$2,560,491
20	239	$43,671	$4,588	$39,084	$2,521,407
20	240	$43,671	$4,518	$39,154	$2,482,253
21	241	$43,671	$4,447	$39,224	$2,443,029
21	242	$43,671	$4,377	$39,294	$2,403,735
21	243	$43,671	$4,307	$39,365	$2,364,370
21	244	$43,671	$4,236	$39,435	$2,324,935
21	245	$43,671	$4,166	$39,506	$2,285,429
21	246	$43,671	$4,095	$39,577	$2,245,852
21	247	$43,671	$4,024	$39,648	$2,206,205
21	248	$43,671	$3,953	$39,719	$2,166,486
21	249	$43,671	$3,882	$39,790	$2,126,696
21	250	$43,671	$3,810	$39,861	$2,086,835
21	251	$43,671	$3,739	$39,933	$2,046,903
21	252	$43,671	$3,667	$40,004	$2,006,899
22	253	$43,671	$3,596	$40,076	$1,966,823
22	254	$43,671	$3,524	$40,148	$1,926,675
22	255	$43,671	$3,452	$40,219	$1,886,456
22	256	$43,671	$3,380	$40,292	$1,846,164
22	257	$43,671	$3,308	$40,364	$1,805,801
22	258	$43,671	$3,235	$40,436	$1,765,365
22	259	$43,671	$3,163	$40,508	$1,724,856
22	260	$43,671	$3,090	$40,581	$1,684,275
22	261	$43,671	$3,018	$40,654	$1,643,621
22	262	$43,671	$2,945	$40,727	$1,602,895
22	263	$43,671	$2,872	$40,800	$1,562,095
22	264	$43,671	$2,799	$40,873	$1,521,222
23	265	$43,671	$2,726	$40,946	$1,480,277
23	266	$43,671	$2,652	$41,019	$1,439,257
23	267	$43,671	$2,579	$41,093	$1,398,165
23	268	$43,671	$2,505	$41,166	$1,356,998
23	269	$43,671	$2,431	$41,240	$1,315,758
23	270	$43,671	$2,357	$41,314	$1,274,444
23	271	$43,671	$2,283	$41,388	$1,233,056
23	272	$43,671	$2,209	$41,462	$1,191,594
23	273	$43,671	$2,135	$41,536	$1,150,057
23	274	$43,671	$2,061	$41,611	$1,108,446
23	275	$43,671	$1,986	$41,685	$1,066,761
23	276	$43,671	$1,911	$41,760	$1,025,001
24	277	$43,671	$1,836	$41,835	$983,166
24	278	$43,671	$1,762	$41,910	$941,256
24	279	$43,671	$1,686	$41,985	$899,271
24	280	$43,671	$1,611	$42,060	$857,211
24	281	$43,671	$1,536	$42,136	$815,075
24	282	$43,671	$1,460	$42,211	$772,864
24	283	$43,671	$1,385	$42,287	$730,577
24	284	$43,671	$1,309	$42,362	$688,215
24	285	$43,671	$1,233	$42,438	$645,777
24	286	$43,671	$1,157	$42,514	$603,262
24	287	$43,671	$1,081	$42,591	$560,672
24	288	$43,671	$1,005	$42,667	$518,005
25	289	$43,671	$928	$42,743	$475,261
25	290	$43,671	$852	$42,820	$432,441
25	291	$43,671	$775	$42,897	$389,545
25	292	$43,671	$698	$42,973	$346,571
25	293	$43,671	$621	$43,050	$303,521
25	294	$43,671	$544	$43,128	$260,393
25	295	$43,671	$467	$43,205	$217,188
25	296	$43,671	$389	$43,282	$173,906
25	297	$43,671	$312	$43,360	$130,546
25	298	$43,671	$234	$43,438	$87,109
25	299	$43,671	$156	$43,515	$43,593
25	300	$43,671	$78	$43,593	$0

Property Price	HKD


Loan Ratio	%
Interest Ratio	%
Loan Period	Year(s)

	(Scale 2) Ad Valorem Stamp Duty (For First –time and Change* of Residential Property Buyer)
	(New) Ad Valorem Stamp Duty Applicable to all residential property (except that acquired by a Hong Kong Permanent Resident who does not own any other residential property in Hong Kong at the time of acquisition) either by an individual or a company.
	(Scale 1) Ad Valorem Stamp Duty Applicable to all non-residential property, either by an individual or a company.
	BSD Buyer Stamp Duty Applicable to all residential property acquired by any person (including a company incorporated) except a Hong Kong Permanent Resident

Down Payment	HK$ 6,752,000
Agency Commission (HK$ )
Legal Fees (HK$ )

Stamp Duty (BSD)
Stamp Duty (SSD)

TOTAL	HK$ 6,920,800

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	SSD Special Stamp Duty if SSD is paid by vendor, please ignore this option
Remarks: *Change of Residential Property Case: A Hong Kong Permanent Resident may seek a refund of the stamp duty paid in excess of that computed under the old rates upon proof that his only other residential property has been disposed of within six months from the date of agreement to acquire a new residential property. Reminder: The calculation is for reference only and subject to the latest announcement of Inland Revenue Department. For details, please contact our Mortgage Consultant.