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Mortgage & Stamp Duty Calculator
MORTGAGE & STAMP DUTY CALCULATOR
Property Price HKD
Loan Ratio %
Interest Ratio %
Loan Period Year(s)


Stamp Duties

(Scale 2) Ad Valorem Stamp Duty
(For First –time and Change* of Residential Property Buyer)

(New) Ad Valorem Stamp Duty
Applicable to all residential property (except that acquired by a Hong Kong Permanent Resident who does not own any other residential property in Hong Kong at the time of acquisition) either by an individual or a company.
(Scale 1) Ad Valorem Stamp Duty
Applicable to all non-residential property, either by an individual or a company.
BSD Buyer Stamp Duty
Applicable to all residential property acquired by any person (including a company incorporated) except a Hong Kong Permanent Resident
SSD Special Stamp Duty
if SSD is paid by vendor, please ignore this option


Remarks: *Change of Residential Property Case: A Hong Kong Permanent Resident may seek a refund of the stamp duty paid in excess of that computed under the old rates upon proof that his only other residential property has been disposed of within six months from the date of agreement to acquire a new residential property.
Reminder: The calculation is for reference only and subject to the latest announcement of Inland Revenue Department.
For details, please contact our Mortgage Consultant.
ESTIMATED INITIAL BUDGET
Down PaymentHK$ 34,000,000
Agency Commission (HK$ )
Legal Fees (HK$ )
Stamp Duty (BSD)
Stamp Duty (SSD)
TOTALHK$ 34,850,000
* Please go to government website for latest Stamp Duty Details.
CALCULATION RESULT
Down Payment (HKD)
$34,000,000
 
Monthly Repayment (HKD)
$219,909
Loan Amount (HKD)
$51,000,000
+
Total Interest (HKD)
$14,972,821
=
Total Repayment (HKD)
$65,972,821
Repayment Schedule
Year Instalment Repayment (HK$ ) Interest (HK$ ) Principal (HK$ ) Outstanding Amount (HK$ )
1 1 $219,909 $91,375 $128,534 $50,871,466
1 2 $219,909 $91,145 $128,765 $50,742,701
1 3 $219,909 $90,914 $128,995 $50,613,706
1 4 $219,909 $90,683 $129,227 $50,484,479
1 5 $219,909 $90,451 $129,458 $50,355,021
1 6 $219,909 $90,219 $129,690 $50,225,331
1 7 $219,909 $89,987 $129,922 $50,095,409
1 8 $219,909 $89,754 $130,155 $49,965,253
1 9 $219,909 $89,521 $130,388 $49,834,865
1 10 $219,909 $89,287 $130,622 $49,704,243
1 11 $219,909 $89,053 $130,856 $49,573,387
1 12 $219,909 $88,819 $131,090 $49,442,297
2 13 $219,909 $88,584 $131,325 $49,310,972
2 14 $219,909 $88,349 $131,561 $49,179,411
2 15 $219,909 $88,113 $131,796 $49,047,615
2 16 $219,909 $87,877 $132,032 $48,915,582
2 17 $219,909 $87,640 $132,269 $48,783,313
2 18 $219,909 $87,403 $132,506 $48,650,807
2 19 $219,909 $87,166 $132,743 $48,518,064
2 20 $219,909 $86,928 $132,981 $48,385,083
2 21 $219,909 $86,690 $133,219 $48,251,863
2 22 $219,909 $86,451 $133,458 $48,118,405
2 23 $219,909 $86,212 $133,697 $47,984,708
2 24 $219,909 $85,973 $133,937 $47,850,771
3 25 $219,909 $85,733 $134,177 $47,716,594
3 26 $219,909 $85,492 $134,417 $47,582,177
3 27 $219,909 $85,251 $134,658 $47,447,519
3 28 $219,909 $85,010 $134,899 $47,312,620
3 29 $219,909 $84,768 $135,141 $47,177,479
3 30 $219,909 $84,526 $135,383 $47,042,096
3 31 $219,909 $84,284 $135,626 $46,906,470
3 32 $219,909 $84,041 $135,869 $46,770,602
3 33 $219,909 $83,797 $136,112 $46,634,489
3 34 $219,909 $83,553 $136,356 $46,498,134
3 35 $219,909 $83,309 $136,600 $46,361,533
3 36 $219,909 $83,064 $136,845 $46,224,688
4 37 $219,909 $82,819 $137,090 $46,087,598
4 38 $219,909 $82,574 $137,336 $45,950,262
4 39 $219,909 $82,328 $137,582 $45,812,680
4 40 $219,909 $82,081 $137,828 $45,674,852
4 41 $219,909 $81,834 $138,075 $45,536,777
4 42 $219,909 $81,587 $138,323 $45,398,454
4 43 $219,909 $81,339 $138,571 $45,259,884
4 44 $219,909 $81,091 $138,819 $45,121,065
4 45 $219,909 $80,842 $139,067 $44,981,997
4 46 $219,909 $80,593 $139,317 $44,842,681
4 47 $219,909 $80,343 $139,566 $44,703,114
4 48 $219,909 $80,093 $139,816 $44,563,298
5 49 $219,909 $79,843 $140,067 $44,423,231
5 50 $219,909 $79,592 $140,318 $44,282,914
5 51 $219,909 $79,340 $140,569 $44,142,344
5 52 $219,909 $79,088 $140,821 $44,001,523
5 53 $219,909 $78,836 $141,073 $43,860,450
5 54 $219,909 $78,583 $141,326 $43,719,124
5 55 $219,909 $78,330 $141,579 $43,577,545
5 56 $219,909 $78,076 $141,833 $43,435,712
5 57 $219,909 $77,822 $142,087 $43,293,625
5 58 $219,909 $77,568 $142,342 $43,151,283
5 59 $219,909 $77,313 $142,597 $43,008,686
5 60 $219,909 $77,057 $142,852 $42,865,834
6 61 $219,909 $76,801 $143,108 $42,722,726
6 62 $219,909 $76,545 $143,365 $42,579,361
6 63 $219,909 $76,288 $143,621 $42,435,740
6 64 $219,909 $76,031 $143,879 $42,291,861
6 65 $219,909 $75,773 $144,136 $42,147,725
6 66 $219,909 $75,515 $144,395 $42,003,330
6 67 $219,909 $75,256 $144,653 $41,858,677
6 68 $219,909 $74,997 $144,913 $41,713,764
6 69 $219,909 $74,737 $145,172 $41,568,592
6 70 $219,909 $74,477 $145,432 $41,423,159
6 71 $219,909 $74,216 $145,693 $41,277,467
6 72 $219,909 $73,955 $145,954 $41,131,513
7 73 $219,909 $73,694 $146,215 $40,985,297
7 74 $219,909 $73,432 $146,477 $40,838,820
7 75 $219,909 $73,170 $146,740 $40,692,080
7 76 $219,909 $72,907 $147,003 $40,545,077
7 77 $219,909 $72,643 $147,266 $40,397,811
7 78 $219,909 $72,379 $147,530 $40,250,281
7 79 $219,909 $72,115 $147,794 $40,102,487
7 80 $219,909 $71,850 $148,059 $39,954,428
7 81 $219,909 $71,585 $148,324 $39,806,103
7 82 $219,909 $71,319 $148,590 $39,657,513
7 83 $219,909 $71,053 $148,856 $39,508,657
7 84 $219,909 $70,786 $149,123 $39,359,534
8 85 $219,909 $70,519 $149,390 $39,210,143
8 86 $219,909 $70,252 $149,658 $39,060,486
8 87 $219,909 $69,983 $149,926 $38,910,559
8 88 $219,909 $69,715 $150,195 $38,760,365
8 89 $219,909 $69,446 $150,464 $38,609,901
8 90 $219,909 $69,176 $150,733 $38,459,168
8 91 $219,909 $68,906 $151,003 $38,308,164
8 92 $219,909 $68,635 $151,274 $38,156,890
8 93 $219,909 $68,364 $151,545 $38,005,345
8 94 $219,909 $68,093 $151,816 $37,853,529
8 95 $219,909 $67,821 $152,088 $37,701,440
8 96 $219,909 $67,548 $152,361 $37,549,079
9 97 $219,909 $67,275 $152,634 $37,396,445
9 98 $219,909 $67,002 $152,907 $37,243,538
9 99 $219,909 $66,728 $153,181 $37,090,357
9 100 $219,909 $66,454 $153,456 $36,936,901
9 101 $219,909 $66,179 $153,731 $36,783,170
9 102 $219,909 $65,903 $154,006 $36,629,164
9 103 $219,909 $65,627 $154,282 $36,474,882
9 104 $219,909 $65,351 $154,559 $36,320,323
9 105 $219,909 $65,074 $154,835 $36,165,488
9 106 $219,909 $64,796 $155,113 $36,010,375
9 107 $219,909 $64,519 $155,391 $35,854,984
9 108 $219,909 $64,240 $155,669 $35,699,315
10 109 $219,909 $63,961 $155,948 $35,543,367
10 110 $219,909 $63,682 $156,228 $35,387,139
10 111 $219,909 $63,402 $156,507 $35,230,632
10 112 $219,909 $63,122 $156,788 $35,073,844
10 113 $219,909 $62,841 $157,069 $34,916,775
10 114 $219,909 $62,559 $157,350 $34,759,425
10 115 $219,909 $62,277 $157,632 $34,601,793
10 116 $219,909 $61,995 $157,915 $34,443,878
10 117 $219,909 $61,712 $158,197 $34,285,681
10 118 $219,909 $61,429 $158,481 $34,127,200
10 119 $219,909 $61,145 $158,765 $33,968,435
10 120 $219,909 $60,860 $159,049 $33,809,386
11 121 $219,909 $60,575 $159,334 $33,650,051
11 122 $219,909 $60,290 $159,620 $33,490,432
11 123 $219,909 $60,004 $159,906 $33,330,526
11 124 $219,909 $59,717 $160,192 $33,170,334
11 125 $219,909 $59,430 $160,479 $33,009,855
11 126 $219,909 $59,143 $160,767 $32,849,088
11 127 $219,909 $58,855 $161,055 $32,688,033
11 128 $219,909 $58,566 $161,343 $32,526,690
11 129 $219,909 $58,277 $161,632 $32,365,057
11 130 $219,909 $57,987 $161,922 $32,203,135
11 131 $219,909 $57,697 $162,212 $32,040,923
11 132 $219,909 $57,407 $162,503 $31,878,420
12 133 $219,909 $57,116 $162,794 $31,715,626
12 134 $219,909 $56,824 $163,086 $31,552,541
12 135 $219,909 $56,532 $163,378 $31,389,163
12 136 $219,909 $56,239 $163,670 $31,225,493
12 137 $219,909 $55,946 $163,964 $31,061,529
12 138 $219,909 $55,652 $164,257 $30,897,271
12 139 $219,909 $55,358 $164,552 $30,732,720
12 140 $219,909 $55,063 $164,847 $30,567,873
12 141 $219,909 $54,767 $165,142 $30,402,731
12 142 $219,909 $54,472 $165,438 $30,237,293
12 143 $219,909 $54,175 $165,734 $30,071,559
12 144 $219,909 $53,878 $166,031 $29,905,528
13 145 $219,909 $53,581 $166,329 $29,739,199
13 146 $219,909 $53,283 $166,627 $29,572,572
13 147 $219,909 $52,984 $166,925 $29,405,647
13 148 $219,909 $52,685 $167,224 $29,238,423
13 149 $219,909 $52,386 $167,524 $29,070,899
13 150 $219,909 $52,085 $167,824 $28,903,075
13 151 $219,909 $51,785 $168,125 $28,734,950
13 152 $219,909 $51,483 $168,426 $28,566,524
13 153 $219,909 $51,182 $168,728 $28,397,797
13 154 $219,909 $50,879 $169,030 $28,228,767
13 155 $219,909 $50,577 $169,333 $28,059,434
13 156 $219,909 $50,273 $169,636 $27,889,797
14 157 $219,909 $49,969 $169,940 $27,719,857
14 158 $219,909 $49,665 $170,245 $27,549,613
14 159 $219,909 $49,360 $170,550 $27,379,063
14 160 $219,909 $49,054 $170,855 $27,208,208
14 161 $219,909 $48,748 $171,161 $27,037,046
14 162 $219,909 $48,441 $171,468 $26,865,578
14 163 $219,909 $48,134 $171,775 $26,693,803
14 164 $219,909 $47,826 $172,083 $26,521,720
14 165 $219,909 $47,518 $172,391 $26,349,329
14 166 $219,909 $47,209 $172,700 $26,176,629
14 167 $219,909 $46,900 $173,010 $26,003,619
14 168 $219,909 $46,590 $173,320 $25,830,299
15 169 $219,909 $46,279 $173,630 $25,656,669
15 170 $219,909 $45,968 $173,941 $25,482,728
15 171 $219,909 $45,657 $174,253 $25,308,475
15 172 $219,909 $45,344 $174,565 $25,133,910
15 173 $219,909 $45,032 $174,878 $24,959,032
15 174 $219,909 $44,718 $175,191 $24,783,841
15 175 $219,909 $44,404 $175,505 $24,608,336
15 176 $219,909 $44,090 $175,819 $24,432,517
15 177 $219,909 $43,775 $176,134 $24,256,382
15 178 $219,909 $43,459 $176,450 $24,079,932
15 179 $219,909 $43,143 $176,766 $23,903,166
15 180 $219,909 $42,827 $177,083 $23,726,083
16 181 $219,909 $42,509 $177,400 $23,548,683
16 182 $219,909 $42,191 $177,718 $23,370,965
16 183 $219,909 $41,873 $178,036 $23,192,929
16 184 $219,909 $41,554 $178,355 $23,014,573
16 185 $219,909 $41,234 $178,675 $22,835,898
16 186 $219,909 $40,914 $178,995 $22,656,903
16 187 $219,909 $40,594 $179,316 $22,477,587
16 188 $219,909 $40,272 $179,637 $22,297,950
16 189 $219,909 $39,950 $179,959 $22,117,991
16 190 $219,909 $39,628 $180,281 $21,937,710
16 191 $219,909 $39,305 $180,604 $21,757,106
16 192 $219,909 $38,981 $180,928 $21,576,178
17 193 $219,909 $38,657 $181,252 $21,394,926
17 194 $219,909 $38,333 $181,577 $21,213,349
17 195 $219,909 $38,007 $181,902 $21,031,447
17 196 $219,909 $37,681 $182,228 $20,849,219
17 197 $219,909 $37,355 $182,555 $20,666,664
17 198 $219,909 $37,028 $182,882 $20,483,782
17 199 $219,909 $36,700 $183,209 $20,300,573
17 200 $219,909 $36,372 $183,538 $20,117,036
17 201 $219,909 $36,043 $183,866 $19,933,169
17 202 $219,909 $35,714 $184,196 $19,748,973
17 203 $219,909 $35,384 $184,526 $19,564,448
17 204 $219,909 $35,053 $184,856 $19,379,591
18 205 $219,909 $34,722 $185,188 $19,194,403
18 206 $219,909 $34,390 $185,519 $19,008,884
18 207 $219,909 $34,058 $185,852 $18,823,032
18 208 $219,909 $33,725 $186,185 $18,636,847
18 209 $219,909 $33,391 $186,518 $18,450,329
18 210 $219,909 $33,057 $186,853 $18,263,476
18 211 $219,909 $32,722 $187,187 $18,076,289
18 212 $219,909 $32,387 $187,523 $17,888,766
18 213 $219,909 $32,051 $187,859 $17,700,908
18 214 $219,909 $31,714 $188,195 $17,512,712
18 215 $219,909 $31,377 $188,532 $17,324,180
18 216 $219,909 $31,039 $188,870 $17,135,310
19 217 $219,909 $30,701 $189,209 $16,946,101
19 218 $219,909 $30,362 $189,548 $16,756,553
19 219 $219,909 $30,022 $189,887 $16,566,666
19 220 $219,909 $29,682 $190,227 $16,376,439
19 221 $219,909 $29,341 $190,568 $16,185,871
19 222 $219,909 $29,000 $190,910 $15,994,961
19 223 $219,909 $28,658 $191,252 $15,803,709
19 224 $219,909 $28,315 $191,594 $15,612,115
19 225 $219,909 $27,972 $191,938 $15,420,177
19 226 $219,909 $27,628 $192,282 $15,227,895
19 227 $219,909 $27,283 $192,626 $15,035,269
19 228 $219,909 $26,938 $192,971 $14,842,298
20 229 $219,909 $26,592 $193,317 $14,648,981
20 230 $219,909 $26,246 $193,663 $14,455,318
20 231 $219,909 $25,899 $194,010 $14,261,307
20 232 $219,909 $25,552 $194,358 $14,066,950
20 233 $219,909 $25,203 $194,706 $13,872,243
20 234 $219,909 $24,854 $195,055 $13,677,188
20 235 $219,909 $24,505 $195,404 $13,481,784
20 236 $219,909 $24,155 $195,755 $13,286,030
20 237 $219,909 $23,804 $196,105 $13,089,924
20 238 $219,909 $23,453 $196,457 $12,893,468
20 239 $219,909 $23,101 $196,809 $12,696,659
20 240 $219,909 $22,748 $197,161 $12,499,498
21 241 $219,909 $22,395 $197,514 $12,301,983
21 242 $219,909 $22,041 $197,868 $12,104,115
21 243 $219,909 $21,687 $198,223 $11,905,892
21 244 $219,909 $21,331 $198,578 $11,707,314
21 245 $219,909 $20,976 $198,934 $11,508,380
21 246 $219,909 $20,619 $199,290 $11,309,090
21 247 $219,909 $20,262 $199,647 $11,109,443
21 248 $219,909 $19,904 $200,005 $10,909,438
21 249 $219,909 $19,546 $200,363 $10,709,074
21 250 $219,909 $19,187 $200,722 $10,508,352
21 251 $219,909 $18,827 $201,082 $10,307,270
21 252 $219,909 $18,467 $201,442 $10,105,828
22 253 $219,909 $18,106 $201,803 $9,904,025
22 254 $219,909 $17,745 $202,165 $9,701,860
22 255 $219,909 $17,382 $202,527 $9,499,333
22 256 $219,909 $17,020 $202,890 $9,296,444
22 257 $219,909 $16,656 $203,253 $9,093,190
22 258 $219,909 $16,292 $203,617 $8,889,573
22 259 $219,909 $15,927 $203,982 $8,685,591
22 260 $219,909 $15,562 $204,348 $8,481,243
22 261 $219,909 $15,196 $204,714 $8,276,529
22 262 $219,909 $14,829 $205,081 $8,071,448
22 263 $219,909 $14,461 $205,448 $7,866,000
22 264 $219,909 $14,093 $205,816 $7,660,184
23 265 $219,909 $13,724 $206,185 $7,453,999
23 266 $219,909 $13,355 $206,554 $7,247,445
23 267 $219,909 $12,985 $206,924 $7,040,521
23 268 $219,909 $12,614 $207,295 $6,833,225
23 269 $219,909 $12,243 $207,667 $6,625,559
23 270 $219,909 $11,871 $208,039 $6,417,520
23 271 $219,909 $11,498 $208,411 $6,209,109
23 272 $219,909 $11,125 $208,785 $6,000,324
23 273 $219,909 $10,751 $209,159 $5,791,165
23 274 $219,909 $10,376 $209,534 $5,581,632
23 275 $219,909 $10,000 $209,909 $5,371,723
23 276 $219,909 $9,624 $210,285 $5,161,438
24 277 $219,909 $9,248 $210,662 $4,950,776
24 278 $219,909 $8,870 $211,039 $4,739,737
24 279 $219,909 $8,492 $211,417 $4,528,319
24 280 $219,909 $8,113 $211,796 $4,316,523
24 281 $219,909 $7,734 $212,176 $4,104,348
24 282 $219,909 $7,354 $212,556 $3,891,792
24 283 $219,909 $6,973 $212,937 $3,678,855
24 284 $219,909 $6,591 $213,318 $3,465,537
24 285 $219,909 $6,209 $213,700 $3,251,837
24 286 $219,909 $5,826 $214,083 $3,037,753
24 287 $219,909 $5,443 $214,467 $2,823,287
24 288 $219,909 $5,058 $214,851 $2,608,436
25 289 $219,909 $4,673 $215,236 $2,393,200
25 290 $219,909 $4,288 $215,622 $2,177,578
25 291 $219,909 $3,901 $216,008 $1,961,570
25 292 $219,909 $3,514 $216,395 $1,745,175
25 293 $219,909 $3,127 $216,783 $1,528,393
25 294 $219,909 $2,738 $217,171 $1,311,222
25 295 $219,909 $2,349 $217,560 $1,093,662
25 296 $219,909 $1,959 $217,950 $875,712
25 297 $219,909 $1,569 $218,340 $657,371
25 298 $219,909 $1,178 $218,732 $438,640
25 299 $219,909 $786 $219,124 $219,516
25 300 $219,909 $393 $219,516 $0