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Mortgage & Stamp Duty Calculator
MORTGAGE & STAMP DUTY CALCULATOR
Property Price HKD
Loan Ratio %
Interest Ratio %
Loan Period Year(s)


Stamp Duties

(Scale 2) Ad Valorem Stamp Duty
(For First –time and Change* of Residential Property Buyer)

(New) Ad Valorem Stamp Duty
Applicable to all residential property (except that acquired by a Hong Kong Permanent Resident who does not own any other residential property in Hong Kong at the time of acquisition) either by an individual or a company.
(Scale 1) Ad Valorem Stamp Duty
Applicable to all non-residential property, either by an individual or a company.
BSD Buyer Stamp Duty
Applicable to all residential property acquired by any person (including a company incorporated) except a Hong Kong Permanent Resident
SSD Special Stamp Duty
if SSD is paid by vendor, please ignore this option


Remarks: *Change of Residential Property Case: A Hong Kong Permanent Resident may seek a refund of the stamp duty paid in excess of that computed under the old rates upon proof that his only other residential property has been disposed of within six months from the date of agreement to acquire a new residential property.
Reminder: The calculation is for reference only and subject to the latest announcement of Inland Revenue Department.
For details, please contact our Mortgage Consultant.
ESTIMATED INITIAL BUDGET
Down PaymentHK$ 5,500,000
Agency Commission (HK$ )
Legal Fees (HK$ )
Stamp Duty (BSD)
Stamp Duty (SSD)
TOTALHK$ 5,637,500
* Please go to government website for latest Stamp Duty Details.
CALCULATION RESULT
Down Payment (HKD)
$5,500,000
 
Monthly Repayment (HKD)
$35,574
Loan Amount (HKD)
$8,250,000
+
Total Interest (HKD)
$2,422,074
=
Total Repayment (HKD)
$10,672,074
Repayment Schedule
Year Instalment Repayment (HK$ ) Interest (HK$ ) Principal (HK$ ) Outstanding Amount (HK$ )
1 1 $35,574 $14,781 $20,792 $8,229,208
1 2 $35,574 $14,744 $20,830 $8,208,378
1 3 $35,574 $14,707 $20,867 $8,187,511
1 4 $35,574 $14,669 $20,904 $8,166,607
1 5 $35,574 $14,632 $20,942 $8,145,665
1 6 $35,574 $14,594 $20,979 $8,124,686
1 7 $35,574 $14,557 $21,017 $8,103,669
1 8 $35,574 $14,519 $21,055 $8,082,615
1 9 $35,574 $14,481 $21,092 $8,061,522
1 10 $35,574 $14,444 $21,130 $8,040,392
1 11 $35,574 $14,406 $21,168 $8,019,224
1 12 $35,574 $14,368 $21,206 $7,998,019
2 13 $35,574 $14,330 $21,244 $7,976,775
2 14 $35,574 $14,292 $21,282 $7,955,493
2 15 $35,574 $14,254 $21,320 $7,934,173
2 16 $35,574 $14,215 $21,358 $7,912,815
2 17 $35,574 $14,177 $21,396 $7,891,418
2 18 $35,574 $14,139 $21,435 $7,869,984
2 19 $35,574 $14,100 $21,473 $7,848,510
2 20 $35,574 $14,062 $21,512 $7,826,999
2 21 $35,574 $14,023 $21,550 $7,805,448
2 22 $35,574 $13,985 $21,589 $7,783,860
2 23 $35,574 $13,946 $21,627 $7,762,232
2 24 $35,574 $13,907 $21,666 $7,740,566
3 25 $35,574 $13,869 $21,705 $7,718,861
3 26 $35,574 $13,830 $21,744 $7,697,117
3 27 $35,574 $13,791 $21,783 $7,675,334
3 28 $35,574 $13,752 $21,822 $7,653,512
3 29 $35,574 $13,713 $21,861 $7,631,651
3 30 $35,574 $13,673 $21,900 $7,609,751
3 31 $35,574 $13,634 $21,939 $7,587,811
3 32 $35,574 $13,595 $21,979 $7,565,833
3 33 $35,574 $13,555 $22,018 $7,543,814
3 34 $35,574 $13,516 $22,058 $7,521,757
3 35 $35,574 $13,476 $22,097 $7,499,660
3 36 $35,574 $13,437 $22,137 $7,477,523
4 37 $35,574 $13,397 $22,176 $7,455,347
4 38 $35,574 $13,357 $22,216 $7,433,131
4 39 $35,574 $13,318 $22,256 $7,410,875
4 40 $35,574 $13,278 $22,296 $7,388,579
4 41 $35,574 $13,238 $22,336 $7,366,243
4 42 $35,574 $13,198 $22,376 $7,343,868
4 43 $35,574 $13,158 $22,416 $7,321,452
4 44 $35,574 $13,118 $22,456 $7,298,996
4 45 $35,574 $13,077 $22,496 $7,276,500
4 46 $35,574 $13,037 $22,537 $7,253,963
4 47 $35,574 $12,997 $22,577 $7,231,386
4 48 $35,574 $12,956 $22,617 $7,208,769
5 49 $35,574 $12,916 $22,658 $7,186,111
5 50 $35,574 $12,875 $22,698 $7,163,412
5 51 $35,574 $12,834 $22,739 $7,140,673
5 52 $35,574 $12,794 $22,780 $7,117,893
5 53 $35,574 $12,753 $22,821 $7,095,073
5 54 $35,574 $12,712 $22,862 $7,072,211
5 55 $35,574 $12,671 $22,903 $7,049,309
5 56 $35,574 $12,630 $22,944 $7,026,365
5 57 $35,574 $12,589 $22,985 $7,003,380
5 58 $35,574 $12,548 $23,026 $6,980,355
5 59 $35,574 $12,506 $23,067 $6,957,287
5 60 $35,574 $12,465 $23,108 $6,934,179
6 61 $35,574 $12,424 $23,150 $6,911,029
6 62 $35,574 $12,382 $23,191 $6,887,838
6 63 $35,574 $12,341 $23,233 $6,864,605
6 64 $35,574 $12,299 $23,274 $6,841,331
6 65 $35,574 $12,257 $23,316 $6,818,014
6 66 $35,574 $12,216 $23,358 $6,794,656
6 67 $35,574 $12,174 $23,400 $6,771,257
6 68 $35,574 $12,132 $23,442 $6,747,815
6 69 $35,574 $12,090 $23,484 $6,724,331
6 70 $35,574 $12,048 $23,526 $6,700,805
6 71 $35,574 $12,006 $23,568 $6,677,237
6 72 $35,574 $11,963 $23,610 $6,653,627
7 73 $35,574 $11,921 $23,652 $6,629,975
7 74 $35,574 $11,879 $23,695 $6,606,280
7 75 $35,574 $11,836 $23,737 $6,582,542
7 76 $35,574 $11,794 $23,780 $6,558,762
7 77 $35,574 $11,751 $23,822 $6,534,940
7 78 $35,574 $11,708 $23,865 $6,511,075
7 79 $35,574 $11,666 $23,908 $6,487,167
7 80 $35,574 $11,623 $23,951 $6,463,216
7 81 $35,574 $11,580 $23,994 $6,439,223
7 82 $35,574 $11,537 $24,037 $6,415,186
7 83 $35,574 $11,494 $24,080 $6,391,106
7 84 $35,574 $11,451 $24,123 $6,366,983
8 85 $35,574 $11,408 $24,166 $6,342,817
8 86 $35,574 $11,364 $24,209 $6,318,608
8 87 $35,574 $11,321 $24,253 $6,294,355
8 88 $35,574 $11,277 $24,296 $6,270,059
8 89 $35,574 $11,234 $24,340 $6,245,719
8 90 $35,574 $11,190 $24,383 $6,221,336
8 91 $35,574 $11,147 $24,427 $6,196,909
8 92 $35,574 $11,103 $24,471 $6,172,438
8 93 $35,574 $11,059 $24,515 $6,147,924
8 94 $35,574 $11,015 $24,559 $6,123,365
8 95 $35,574 $10,971 $24,603 $6,098,762
8 96 $35,574 $10,927 $24,647 $6,074,116
9 97 $35,574 $10,883 $24,691 $6,049,425
9 98 $35,574 $10,839 $24,735 $6,024,690
9 99 $35,574 $10,794 $24,779 $5,999,911
9 100 $35,574 $10,750 $24,824 $5,975,087
9 101 $35,574 $10,705 $24,868 $5,950,219
9 102 $35,574 $10,661 $24,913 $5,925,306
9 103 $35,574 $10,616 $24,957 $5,900,349
9 104 $35,574 $10,571 $25,002 $5,875,346
9 105 $35,574 $10,527 $25,047 $5,850,299
9 106 $35,574 $10,482 $25,092 $5,825,208
9 107 $35,574 $10,437 $25,137 $5,800,071
9 108 $35,574 $10,392 $25,182 $5,774,889
10 109 $35,574 $10,347 $25,227 $5,749,662
10 110 $35,574 $10,301 $25,272 $5,724,390
10 111 $35,574 $10,256 $25,317 $5,699,073
10 112 $35,574 $10,211 $25,363 $5,673,710
10 113 $35,574 $10,165 $25,408 $5,648,302
10 114 $35,574 $10,120 $25,454 $5,622,848
10 115 $35,574 $10,074 $25,499 $5,597,349
10 116 $35,574 $10,029 $25,545 $5,571,804
10 117 $35,574 $9,983 $25,591 $5,546,213
10 118 $35,574 $9,937 $25,637 $5,520,576
10 119 $35,574 $9,891 $25,683 $5,494,894
10 120 $35,574 $9,845 $25,729 $5,469,165
11 121 $35,574 $9,799 $25,775 $5,443,391
11 122 $35,574 $9,753 $25,821 $5,417,570
11 123 $35,574 $9,706 $25,867 $5,391,703
11 124 $35,574 $9,660 $25,913 $5,365,789
11 125 $35,574 $9,614 $25,960 $5,339,829
11 126 $35,574 $9,567 $26,006 $5,313,823
11 127 $35,574 $9,521 $26,053 $5,287,770
11 128 $35,574 $9,474 $26,100 $5,261,670
11 129 $35,574 $9,427 $26,146 $5,235,524
11 130 $35,574 $9,380 $26,193 $5,209,331
11 131 $35,574 $9,333 $26,240 $5,183,091
11 132 $35,574 $9,286 $26,287 $5,156,803
12 133 $35,574 $9,239 $26,334 $5,130,469
12 134 $35,574 $9,192 $26,381 $5,104,087
12 135 $35,574 $9,145 $26,429 $5,077,659
12 136 $35,574 $9,097 $26,476 $5,051,183
12 137 $35,574 $9,050 $26,524 $5,024,659
12 138 $35,574 $9,003 $26,571 $4,998,088
12 139 $35,574 $8,955 $26,619 $4,971,469
12 140 $35,574 $8,907 $26,666 $4,944,803
12 141 $35,574 $8,859 $26,714 $4,918,089
12 142 $35,574 $8,812 $26,762 $4,891,327
12 143 $35,574 $8,764 $26,810 $4,864,517
12 144 $35,574 $8,716 $26,858 $4,837,659
13 145 $35,574 $8,667 $26,906 $4,810,753
13 146 $35,574 $8,619 $26,954 $4,783,798
13 147 $35,574 $8,571 $27,003 $4,756,796
13 148 $35,574 $8,523 $27,051 $4,729,745
13 149 $35,574 $8,474 $27,099 $4,702,645
13 150 $35,574 $8,426 $27,148 $4,675,497
13 151 $35,574 $8,377 $27,197 $4,648,301
13 152 $35,574 $8,328 $27,245 $4,621,055
13 153 $35,574 $8,279 $27,294 $4,593,761
13 154 $35,574 $8,230 $27,343 $4,566,418
13 155 $35,574 $8,181 $27,392 $4,539,026
13 156 $35,574 $8,132 $27,441 $4,511,585
14 157 $35,574 $8,083 $27,490 $4,484,095
14 158 $35,574 $8,034 $27,540 $4,456,555
14 159 $35,574 $7,985 $27,589 $4,428,966
14 160 $35,574 $7,935 $27,638 $4,401,328
14 161 $35,574 $7,886 $27,688 $4,373,640
14 162 $35,574 $7,836 $27,737 $4,345,902
14 163 $35,574 $7,786 $27,787 $4,318,115
14 164 $35,574 $7,737 $27,837 $4,290,278
14 165 $35,574 $7,687 $27,887 $4,262,391
14 166 $35,574 $7,637 $27,937 $4,234,455
14 167 $35,574 $7,587 $27,987 $4,206,468
14 168 $35,574 $7,537 $28,037 $4,178,431
15 169 $35,574 $7,486 $28,087 $4,150,344
15 170 $35,574 $7,436 $28,138 $4,122,206
15 171 $35,574 $7,386 $28,188 $4,094,018
15 172 $35,574 $7,335 $28,238 $4,065,780
15 173 $35,574 $7,285 $28,289 $4,037,491
15 174 $35,574 $7,234 $28,340 $4,009,151
15 175 $35,574 $7,183 $28,391 $3,980,760
15 176 $35,574 $7,132 $28,441 $3,952,319
15 177 $35,574 $7,081 $28,492 $3,923,827
15 178 $35,574 $7,030 $28,543 $3,895,283
15 179 $35,574 $6,979 $28,595 $3,866,689
15 180 $35,574 $6,928 $28,646 $3,838,043
16 181 $35,574 $6,876 $28,697 $3,809,346
16 182 $35,574 $6,825 $28,749 $3,780,597
16 183 $35,574 $6,774 $28,800 $3,751,797
16 184 $35,574 $6,722 $28,852 $3,722,946
16 185 $35,574 $6,670 $28,903 $3,694,042
16 186 $35,574 $6,618 $28,955 $3,665,087
16 187 $35,574 $6,567 $29,007 $3,636,080
16 188 $35,574 $6,515 $29,059 $3,607,021
16 189 $35,574 $6,463 $29,111 $3,577,910
16 190 $35,574 $6,410 $29,163 $3,548,747
16 191 $35,574 $6,358 $29,215 $3,519,532
16 192 $35,574 $6,306 $29,268 $3,490,264
17 193 $35,574 $6,253 $29,320 $3,460,944
17 194 $35,574 $6,201 $29,373 $3,431,571
17 195 $35,574 $6,148 $29,425 $3,402,146
17 196 $35,574 $6,096 $29,478 $3,372,668
17 197 $35,574 $6,043 $29,531 $3,343,137
17 198 $35,574 $5,990 $29,584 $3,313,553
17 199 $35,574 $5,937 $29,637 $3,283,916
17 200 $35,574 $5,884 $29,690 $3,254,226
17 201 $35,574 $5,830 $29,743 $3,224,483
17 202 $35,574 $5,777 $29,796 $3,194,687
17 203 $35,574 $5,724 $29,850 $3,164,837
17 204 $35,574 $5,670 $29,903 $3,134,934
18 205 $35,574 $5,617 $29,957 $3,104,977
18 206 $35,574 $5,563 $30,010 $3,074,967
18 207 $35,574 $5,509 $30,064 $3,044,902
18 208 $35,574 $5,455 $30,118 $3,014,784
18 209 $35,574 $5,401 $30,172 $2,984,612
18 210 $35,574 $5,347 $30,226 $2,954,386
18 211 $35,574 $5,293 $30,280 $2,924,106
18 212 $35,574 $5,239 $30,335 $2,893,771
18 213 $35,574 $5,185 $30,389 $2,863,382
18 214 $35,574 $5,130 $30,443 $2,832,939
18 215 $35,574 $5,076 $30,498 $2,802,441
18 216 $35,574 $5,021 $30,553 $2,771,888
19 217 $35,574 $4,966 $30,607 $2,741,281
19 218 $35,574 $4,911 $30,662 $2,710,619
19 219 $35,574 $4,857 $30,717 $2,679,902
19 220 $35,574 $4,801 $30,772 $2,649,130
19 221 $35,574 $4,746 $30,827 $2,618,303
19 222 $35,574 $4,691 $30,882 $2,587,420
19 223 $35,574 $4,636 $30,938 $2,556,482
19 224 $35,574 $4,580 $30,993 $2,525,489
19 225 $35,574 $4,525 $31,049 $2,494,440
19 226 $35,574 $4,469 $31,104 $2,463,336
19 227 $35,574 $4,413 $31,160 $2,432,176
19 228 $35,574 $4,358 $31,216 $2,400,960
20 229 $35,574 $4,302 $31,272 $2,369,688
20 230 $35,574 $4,246 $31,328 $2,338,360
20 231 $35,574 $4,190 $31,384 $2,306,976
20 232 $35,574 $4,133 $31,440 $2,275,536
20 233 $35,574 $4,077 $31,497 $2,244,039
20 234 $35,574 $4,021 $31,553 $2,212,486
20 235 $35,574 $3,964 $31,610 $2,180,877
20 236 $35,574 $3,907 $31,666 $2,149,211
20 237 $35,574 $3,851 $31,723 $2,117,488
20 238 $35,574 $3,794 $31,780 $2,085,708
20 239 $35,574 $3,737 $31,837 $2,053,871
20 240 $35,574 $3,680 $31,894 $2,021,978
21 241 $35,574 $3,623 $31,951 $1,990,027
21 242 $35,574 $3,565 $32,008 $1,958,019
21 243 $35,574 $3,508 $32,065 $1,925,953
21 244 $35,574 $3,451 $32,123 $1,893,830
21 245 $35,574 $3,393 $32,180 $1,861,650
21 246 $35,574 $3,335 $32,238 $1,829,412
21 247 $35,574 $3,278 $32,296 $1,797,116
21 248 $35,574 $3,220 $32,354 $1,764,762
21 249 $35,574 $3,162 $32,412 $1,732,350
21 250 $35,574 $3,104 $32,470 $1,699,881
21 251 $35,574 $3,046 $32,528 $1,667,353
21 252 $35,574 $2,987 $32,586 $1,634,766
22 253 $35,574 $2,929 $32,645 $1,602,122
22 254 $35,574 $2,870 $32,703 $1,569,419
22 255 $35,574 $2,812 $32,762 $1,536,657
22 256 $35,574 $2,753 $32,820 $1,503,836
22 257 $35,574 $2,694 $32,879 $1,470,957
22 258 $35,574 $2,635 $32,938 $1,438,019
22 259 $35,574 $2,576 $32,997 $1,405,022
22 260 $35,574 $2,517 $33,056 $1,371,966
22 261 $35,574 $2,458 $33,115 $1,338,850
22 262 $35,574 $2,399 $33,175 $1,305,675
22 263 $35,574 $2,339 $33,234 $1,272,441
22 264 $35,574 $2,280 $33,294 $1,239,147
23 265 $35,574 $2,220 $33,353 $1,205,794
23 266 $35,574 $2,160 $33,413 $1,172,381
23 267 $35,574 $2,101 $33,473 $1,138,908
23 268 $35,574 $2,041 $33,533 $1,105,375
23 269 $35,574 $1,980 $33,593 $1,071,782
23 270 $35,574 $1,920 $33,653 $1,038,128
23 271 $35,574 $1,860 $33,714 $1,004,415
23 272 $35,574 $1,800 $33,774 $970,641
23 273 $35,574 $1,739 $33,835 $936,806
23 274 $35,574 $1,678 $33,895 $902,911
23 275 $35,574 $1,618 $33,956 $868,955
23 276 $35,574 $1,557 $34,017 $834,938
24 277 $35,574 $1,496 $34,078 $800,861
24 278 $35,574 $1,435 $34,139 $766,722
24 279 $35,574 $1,374 $34,200 $732,522
24 280 $35,574 $1,312 $34,261 $698,261
24 281 $35,574 $1,251 $34,323 $663,939
24 282 $35,574 $1,190 $34,384 $629,555
24 283 $35,574 $1,128 $34,446 $595,109
24 284 $35,574 $1,066 $34,507 $560,602
24 285 $35,574 $1,004 $34,569 $526,032
24 286 $35,574 $942 $34,631 $491,401
24 287 $35,574 $880 $34,693 $456,708
24 288 $35,574 $818 $34,755 $421,953
25 289 $35,574 $756 $34,818 $387,135
25 290 $35,574 $694 $34,880 $352,255
25 291 $35,574 $631 $34,942 $317,313
25 292 $35,574 $569 $35,005 $282,308
25 293 $35,574 $506 $35,068 $247,240
25 294 $35,574 $443 $35,131 $212,109
25 295 $35,574 $380 $35,194 $176,916
25 296 $35,574 $317 $35,257 $141,659
25 297 $35,574 $254 $35,320 $106,339
25 298 $35,574 $191 $35,383 $70,956
25 299 $35,574 $127 $35,446 $35,510
25 300 $35,574 $64 $35,510 $0