Century 21 Centaland Property

Down Payment (HKD)

$6,520,000

Monthly Repayment (HKD)

$42,171

Loan Amount (HKD)

$9,780,000

Total Interest (HKD)

$2,871,259

Total Repayment (HKD)

$12,651,259

Repayment Schedule
Year	Instalment	Repayment (HK$ )	Interest (HK$ )	Principal (HK$ )	Outstanding Amount (HK$ )
1	1	$42,171	$17,523	$24,648	$9,755,352
1	2	$42,171	$17,478	$24,693	$9,730,659
1	3	$42,171	$17,434	$24,737	$9,705,922
1	4	$42,171	$17,390	$24,781	$9,681,141
1	5	$42,171	$17,345	$24,825	$9,656,316
1	6	$42,171	$17,301	$24,870	$9,631,446
1	7	$42,171	$17,256	$24,915	$9,606,531
1	8	$42,171	$17,212	$24,959	$9,581,572
1	9	$42,171	$17,167	$25,004	$9,556,568
1	10	$42,171	$17,122	$25,049	$9,531,520
1	11	$42,171	$17,077	$25,094	$9,506,426
1	12	$42,171	$17,032	$25,139	$9,481,288
2	13	$42,171	$16,987	$25,184	$9,456,104
2	14	$42,171	$16,942	$25,229	$9,430,875
2	15	$42,171	$16,897	$25,274	$9,405,601
2	16	$42,171	$16,852	$25,319	$9,380,282
2	17	$42,171	$16,806	$25,365	$9,354,918
2	18	$42,171	$16,761	$25,410	$9,329,508
2	19	$42,171	$16,715	$25,455	$9,304,052
2	20	$42,171	$16,670	$25,501	$9,278,551
2	21	$42,171	$16,624	$25,547	$9,253,004
2	22	$42,171	$16,578	$25,593	$9,227,412
2	23	$42,171	$16,532	$25,638	$9,201,773
2	24	$42,171	$16,487	$25,684	$9,176,089
3	25	$42,171	$16,440	$25,730	$9,150,359
3	26	$42,171	$16,394	$25,776	$9,124,582
3	27	$42,171	$16,348	$25,823	$9,098,760
3	28	$42,171	$16,302	$25,869	$9,072,891
3	29	$42,171	$16,256	$25,915	$9,046,975
3	30	$42,171	$16,209	$25,962	$9,021,014
3	31	$42,171	$16,163	$26,008	$8,995,005
3	32	$42,171	$16,116	$26,055	$8,968,951
3	33	$42,171	$16,069	$26,101	$8,942,849
3	34	$42,171	$16,023	$26,148	$8,916,701
3	35	$42,171	$15,976	$26,195	$8,890,506
3	36	$42,171	$15,929	$26,242	$8,864,264
4	37	$42,171	$15,882	$26,289	$8,837,975
4	38	$42,171	$15,835	$26,336	$8,811,639
4	39	$42,171	$15,788	$26,383	$8,785,255
4	40	$42,171	$15,740	$26,431	$8,758,825
4	41	$42,171	$15,693	$26,478	$8,732,347
4	42	$42,171	$15,645	$26,525	$8,705,821
4	43	$42,171	$15,598	$26,573	$8,679,248
4	44	$42,171	$15,550	$26,621	$8,652,628
4	45	$42,171	$15,503	$26,668	$8,625,959
4	46	$42,171	$15,455	$26,716	$8,599,243
4	47	$42,171	$15,407	$26,764	$8,572,480
4	48	$42,171	$15,359	$26,812	$8,545,668
5	49	$42,171	$15,311	$26,860	$8,518,808
5	50	$42,171	$15,263	$26,908	$8,491,900
5	51	$42,171	$15,215	$26,956	$8,464,944
5	52	$42,171	$15,166	$27,005	$8,437,939
5	53	$42,171	$15,118	$27,053	$8,410,886
5	54	$42,171	$15,070	$27,101	$8,383,785
5	55	$42,171	$15,021	$27,150	$8,356,635
5	56	$42,171	$14,972	$27,199	$8,329,436
5	57	$42,171	$14,924	$27,247	$8,302,189
5	58	$42,171	$14,875	$27,296	$8,274,893
5	59	$42,171	$14,826	$27,345	$8,247,548
5	60	$42,171	$14,777	$27,394	$8,220,154
6	61	$42,171	$14,728	$27,443	$8,192,711
6	62	$42,171	$14,679	$27,492	$8,165,219
6	63	$42,171	$14,629	$27,542	$8,137,677
6	64	$42,171	$14,580	$27,591	$8,110,086
6	65	$42,171	$14,531	$27,640	$8,082,446
6	66	$42,171	$14,481	$27,690	$8,054,756
6	67	$42,171	$14,431	$27,739	$8,027,017
6	68	$42,171	$14,382	$27,789	$7,999,228
6	69	$42,171	$14,332	$27,839	$7,971,389
6	70	$42,171	$14,282	$27,889	$7,943,500
6	71	$42,171	$14,232	$27,939	$7,915,561
6	72	$42,171	$14,182	$27,989	$7,887,572
7	73	$42,171	$14,132	$28,039	$7,859,533
7	74	$42,171	$14,082	$28,089	$7,831,444
7	75	$42,171	$14,031	$28,140	$7,803,305
7	76	$42,171	$13,981	$28,190	$7,775,115
7	77	$42,171	$13,930	$28,240	$7,746,874
7	78	$42,171	$13,880	$28,291	$7,718,583
7	79	$42,171	$13,829	$28,342	$7,690,242
7	80	$42,171	$13,778	$28,393	$7,661,849
7	81	$42,171	$13,727	$28,443	$7,633,406
7	82	$42,171	$13,677	$28,494	$7,604,911
7	83	$42,171	$13,625	$28,545	$7,576,366
7	84	$42,171	$13,574	$28,597	$7,547,769
8	85	$42,171	$13,523	$28,648	$7,519,122
8	86	$42,171	$13,472	$28,699	$7,490,423
8	87	$42,171	$13,420	$28,751	$7,461,672
8	88	$42,171	$13,369	$28,802	$7,432,870
8	89	$42,171	$13,317	$28,854	$7,404,016
8	90	$42,171	$13,266	$28,905	$7,375,111
8	91	$42,171	$13,214	$28,957	$7,346,154
8	92	$42,171	$13,162	$29,009	$7,317,145
8	93	$42,171	$13,110	$29,061	$7,288,084
8	94	$42,171	$13,058	$29,113	$7,258,971
8	95	$42,171	$13,006	$29,165	$7,229,806
8	96	$42,171	$12,953	$29,217	$7,200,588
9	97	$42,171	$12,901	$29,270	$7,171,318
9	98	$42,171	$12,849	$29,322	$7,141,996
9	99	$42,171	$12,796	$29,375	$7,112,621
9	100	$42,171	$12,743	$29,427	$7,083,194
9	101	$42,171	$12,691	$29,480	$7,053,714
9	102	$42,171	$12,638	$29,533	$7,024,181
9	103	$42,171	$12,585	$29,586	$6,994,595
9	104	$42,171	$12,532	$29,639	$6,964,956
9	105	$42,171	$12,479	$29,692	$6,935,264
9	106	$42,171	$12,426	$29,745	$6,905,519
9	107	$42,171	$12,372	$29,798	$6,875,720
9	108	$42,171	$12,319	$29,852	$6,845,869
10	109	$42,171	$12,266	$29,905	$6,815,963
10	110	$42,171	$12,212	$29,959	$6,786,004
10	111	$42,171	$12,158	$30,013	$6,755,992
10	112	$42,171	$12,104	$30,066	$6,725,925
10	113	$42,171	$12,051	$30,120	$6,695,805
10	114	$42,171	$11,997	$30,174	$6,665,631
10	115	$42,171	$11,943	$30,228	$6,635,403
10	116	$42,171	$11,888	$30,282	$6,605,120
10	117	$42,171	$11,834	$30,337	$6,574,783
10	118	$42,171	$11,780	$30,391	$6,544,392
10	119	$42,171	$11,725	$30,445	$6,513,947
10	120	$42,171	$11,671	$30,500	$6,483,447
11	121	$42,171	$11,616	$30,555	$6,452,892
11	122	$42,171	$11,561	$30,609	$6,422,283
11	123	$42,171	$11,507	$30,664	$6,391,619
11	124	$42,171	$11,452	$30,719	$6,360,899
11	125	$42,171	$11,397	$30,774	$6,330,125
11	126	$42,171	$11,341	$30,829	$6,299,296
11	127	$42,171	$11,286	$30,885	$6,268,411
11	128	$42,171	$11,231	$30,940	$6,237,471
11	129	$42,171	$11,175	$30,995	$6,206,476
11	130	$42,171	$11,120	$31,051	$6,175,425
11	131	$42,171	$11,064	$31,107	$6,144,318
11	132	$42,171	$11,009	$31,162	$6,113,156
12	133	$42,171	$10,953	$31,218	$6,081,938
12	134	$42,171	$10,897	$31,274	$6,050,664
12	135	$42,171	$10,841	$31,330	$6,019,334
12	136	$42,171	$10,785	$31,386	$5,987,947
12	137	$42,171	$10,728	$31,442	$5,956,505
12	138	$42,171	$10,672	$31,499	$5,925,006
12	139	$42,171	$10,616	$31,555	$5,893,451
12	140	$42,171	$10,559	$31,612	$5,861,839
12	141	$42,171	$10,502	$31,668	$5,830,171
12	142	$42,171	$10,446	$31,725	$5,798,446
12	143	$42,171	$10,389	$31,782	$5,766,664
12	144	$42,171	$10,332	$31,839	$5,734,825
13	145	$42,171	$10,275	$31,896	$5,702,929
13	146	$42,171	$10,218	$31,953	$5,670,976
13	147	$42,171	$10,160	$32,010	$5,638,965
13	148	$42,171	$10,103	$32,068	$5,606,898
13	149	$42,171	$10,046	$32,125	$5,574,772
13	150	$42,171	$9,988	$32,183	$5,542,590
13	151	$42,171	$9,930	$32,240	$5,510,349
13	152	$42,171	$9,873	$32,298	$5,478,051
13	153	$42,171	$9,815	$32,356	$5,445,695
13	154	$42,171	$9,757	$32,414	$5,413,281
13	155	$42,171	$9,699	$32,472	$5,380,809
13	156	$42,171	$9,641	$32,530	$5,348,279
14	157	$42,171	$9,582	$32,589	$5,315,690
14	158	$42,171	$9,524	$32,647	$5,283,043
14	159	$42,171	$9,465	$32,705	$5,250,338
14	160	$42,171	$9,407	$32,764	$5,217,574
14	161	$42,171	$9,348	$32,823	$5,184,751
14	162	$42,171	$9,289	$32,882	$5,151,870
14	163	$42,171	$9,230	$32,940	$5,118,929
14	164	$42,171	$9,171	$32,999	$5,085,930
14	165	$42,171	$9,112	$33,059	$5,052,871
14	166	$42,171	$9,053	$33,118	$5,019,753
14	167	$42,171	$8,994	$33,177	$4,986,576
14	168	$42,171	$8,934	$33,237	$4,953,340
15	169	$42,171	$8,875	$33,296	$4,920,044
15	170	$42,171	$8,815	$33,356	$4,886,688
15	171	$42,171	$8,755	$33,416	$4,853,272
15	172	$42,171	$8,695	$33,475	$4,819,797
15	173	$42,171	$8,635	$33,535	$4,786,261
15	174	$42,171	$8,575	$33,595	$4,752,666
15	175	$42,171	$8,515	$33,656	$4,719,010
15	176	$42,171	$8,455	$33,716	$4,685,294
15	177	$42,171	$8,394	$33,776	$4,651,518
15	178	$42,171	$8,334	$33,837	$4,617,681
15	179	$42,171	$8,273	$33,898	$4,583,784
15	180	$42,171	$8,213	$33,958	$4,549,825
16	181	$42,171	$8,152	$34,019	$4,515,806
16	182	$42,171	$8,091	$34,080	$4,481,726
16	183	$42,171	$8,030	$34,141	$4,447,585
16	184	$42,171	$7,969	$34,202	$4,413,383
16	185	$42,171	$7,907	$34,264	$4,379,119
16	186	$42,171	$7,846	$34,325	$4,344,794
16	187	$42,171	$7,784	$34,386	$4,310,408
16	188	$42,171	$7,723	$34,448	$4,275,960
16	189	$42,171	$7,661	$34,510	$4,241,450
16	190	$42,171	$7,599	$34,572	$4,206,879
16	191	$42,171	$7,537	$34,634	$4,172,245
16	192	$42,171	$7,475	$34,696	$4,137,549
17	193	$42,171	$7,413	$34,758	$4,102,792
17	194	$42,171	$7,351	$34,820	$4,067,972
17	195	$42,171	$7,288	$34,882	$4,033,089
17	196	$42,171	$7,226	$34,945	$3,998,144
17	197	$42,171	$7,163	$35,008	$3,963,137
17	198	$42,171	$7,101	$35,070	$3,928,067
17	199	$42,171	$7,038	$35,133	$3,892,933
17	200	$42,171	$6,975	$35,196	$3,857,737
17	201	$42,171	$6,912	$35,259	$3,822,478
17	202	$42,171	$6,849	$35,322	$3,787,156
17	203	$42,171	$6,785	$35,386	$3,751,771
17	204	$42,171	$6,722	$35,449	$3,716,322
18	205	$42,171	$6,658	$35,512	$3,680,809
18	206	$42,171	$6,595	$35,576	$3,645,233
18	207	$42,171	$6,531	$35,640	$3,609,593
18	208	$42,171	$6,467	$35,704	$3,573,890
18	209	$42,171	$6,403	$35,768	$3,538,122
18	210	$42,171	$6,339	$35,832	$3,502,290
18	211	$42,171	$6,275	$35,896	$3,466,394
18	212	$42,171	$6,211	$35,960	$3,430,434
18	213	$42,171	$6,146	$36,025	$3,394,409
18	214	$42,171	$6,082	$36,089	$3,358,320
18	215	$42,171	$6,017	$36,154	$3,322,166
18	216	$42,171	$5,952	$36,219	$3,285,948
19	217	$42,171	$5,887	$36,284	$3,249,664
19	218	$42,171	$5,822	$36,349	$3,213,316
19	219	$42,171	$5,757	$36,414	$3,176,902
19	220	$42,171	$5,692	$36,479	$3,140,423
19	221	$42,171	$5,627	$36,544	$3,103,879
19	222	$42,171	$5,561	$36,610	$3,067,269
19	223	$42,171	$5,496	$36,675	$3,030,594
19	224	$42,171	$5,430	$36,741	$2,993,853
19	225	$42,171	$5,364	$36,807	$2,957,046
19	226	$42,171	$5,298	$36,873	$2,920,173
19	227	$42,171	$5,232	$36,939	$2,883,234
19	228	$42,171	$5,166	$37,005	$2,846,229
20	229	$42,171	$5,099	$37,071	$2,809,158
20	230	$42,171	$5,033	$37,138	$2,772,020
20	231	$42,171	$4,967	$37,204	$2,734,815
20	232	$42,171	$4,900	$37,271	$2,697,544
20	233	$42,171	$4,833	$37,338	$2,660,207
20	234	$42,171	$4,766	$37,405	$2,622,802
20	235	$42,171	$4,699	$37,472	$2,585,330
20	236	$42,171	$4,632	$37,539	$2,547,792
20	237	$42,171	$4,565	$37,606	$2,510,185
20	238	$42,171	$4,497	$37,673	$2,472,512
20	239	$42,171	$4,430	$37,741	$2,434,771
20	240	$42,171	$4,362	$37,809	$2,396,963
21	241	$42,171	$4,295	$37,876	$2,359,086
21	242	$42,171	$4,227	$37,944	$2,321,142
21	243	$42,171	$4,159	$38,012	$2,283,130
21	244	$42,171	$4,091	$38,080	$2,245,050
21	245	$42,171	$4,022	$38,148	$2,206,901
21	246	$42,171	$3,954	$38,217	$2,168,684
21	247	$42,171	$3,886	$38,285	$2,130,399
21	248	$42,171	$3,817	$38,354	$2,092,045
21	249	$42,171	$3,748	$38,423	$2,053,623
21	250	$42,171	$3,679	$38,491	$2,015,131
21	251	$42,171	$3,610	$38,560	$1,976,571
21	252	$42,171	$3,541	$38,630	$1,937,941
22	253	$42,171	$3,472	$38,699	$1,899,242
22	254	$42,171	$3,403	$38,768	$1,860,474
22	255	$42,171	$3,333	$38,838	$1,821,637
22	256	$42,171	$3,264	$38,907	$1,782,730
22	257	$42,171	$3,194	$38,977	$1,743,753
22	258	$42,171	$3,124	$39,047	$1,704,706
22	259	$42,171	$3,054	$39,117	$1,665,590
22	260	$42,171	$2,984	$39,187	$1,626,403
22	261	$42,171	$2,914	$39,257	$1,587,146
22	262	$42,171	$2,844	$39,327	$1,547,819
22	263	$42,171	$2,773	$39,398	$1,508,421
22	264	$42,171	$2,703	$39,468	$1,468,953
23	265	$42,171	$2,632	$39,539	$1,429,414
23	266	$42,171	$2,561	$39,610	$1,389,804
23	267	$42,171	$2,490	$39,681	$1,350,123
23	268	$42,171	$2,419	$39,752	$1,310,371
23	269	$42,171	$2,348	$39,823	$1,270,548
23	270	$42,171	$2,276	$39,894	$1,230,654
23	271	$42,171	$2,205	$39,966	$1,190,688
23	272	$42,171	$2,133	$40,038	$1,150,650
23	273	$42,171	$2,062	$40,109	$1,110,541
23	274	$42,171	$1,990	$40,181	$1,070,360
23	275	$42,171	$1,918	$40,253	$1,030,107
23	276	$42,171	$1,846	$40,325	$989,782
24	277	$42,171	$1,773	$40,398	$949,384
24	278	$42,171	$1,701	$40,470	$908,914
24	279	$42,171	$1,628	$40,542	$868,372
24	280	$42,171	$1,556	$40,615	$827,757
24	281	$42,171	$1,483	$40,688	$787,069
24	282	$42,171	$1,410	$40,761	$746,308
24	283	$42,171	$1,337	$40,834	$705,475
24	284	$42,171	$1,264	$40,907	$664,568
24	285	$42,171	$1,191	$40,980	$623,588
24	286	$42,171	$1,117	$41,054	$582,534
24	287	$42,171	$1,044	$41,127	$541,407
24	288	$42,171	$970	$41,201	$500,206
25	289	$42,171	$896	$41,275	$458,931
25	290	$42,171	$822	$41,349	$417,583
25	291	$42,171	$748	$41,423	$376,160
25	292	$42,171	$674	$41,497	$334,663
25	293	$42,171	$600	$41,571	$293,092
25	294	$42,171	$525	$41,646	$251,446
25	295	$42,171	$451	$41,720	$209,726
25	296	$42,171	$376	$41,795	$167,931
25	297	$42,171	$301	$41,870	$126,061
25	298	$42,171	$226	$41,945	$84,116
25	299	$42,171	$151	$42,020	$42,095
25	300	$42,171	$75	$42,095	$0

Property Price	HKD


Loan Ratio	%
Interest Ratio	%
Loan Period	Year(s)

	(Scale 2) Ad Valorem Stamp Duty (For First –time and Change* of Residential Property Buyer)
	(New) Ad Valorem Stamp Duty Applicable to all residential property (except that acquired by a Hong Kong Permanent Resident who does not own any other residential property in Hong Kong at the time of acquisition) either by an individual or a company.
	(Scale 1) Ad Valorem Stamp Duty Applicable to all non-residential property, either by an individual or a company.
	BSD Buyer Stamp Duty Applicable to all residential property acquired by any person (including a company incorporated) except a Hong Kong Permanent Resident

Down Payment	HK$ 6,520,000
Agency Commission (HK$ )
Legal Fees (HK$ )

Stamp Duty (BSD)
Stamp Duty (SSD)

TOTAL	HK$ 6,683,000

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	SSD Special Stamp Duty if SSD is paid by vendor, please ignore this option
Remarks: *Change of Residential Property Case: A Hong Kong Permanent Resident may seek a refund of the stamp duty paid in excess of that computed under the old rates upon proof that his only other residential property has been disposed of within six months from the date of agreement to acquire a new residential property. Reminder: The calculation is for reference only and subject to the latest announcement of Inland Revenue Department. For details, please contact our Mortgage Consultant.