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Mortgage & Stamp Duty Calculator
MORTGAGE & STAMP DUTY CALCULATOR
Property Price HKD
Loan Ratio %
Interest Ratio %
Loan Period Year(s)


Stamp Duties

(Scale 2) Ad Valorem Stamp Duty
(For First –time and Change* of Residential Property Buyer)

(New) Ad Valorem Stamp Duty
Applicable to all residential property (except that acquired by a Hong Kong Permanent Resident who does not own any other residential property in Hong Kong at the time of acquisition) either by an individual or a company.
(Scale 1) Ad Valorem Stamp Duty
Applicable to all non-residential property, either by an individual or a company.
BSD Buyer Stamp Duty
Applicable to all residential property acquired by any person (including a company incorporated) except a Hong Kong Permanent Resident
SSD Special Stamp Duty
if SSD is paid by vendor, please ignore this option


Remarks: *Change of Residential Property Case: A Hong Kong Permanent Resident may seek a refund of the stamp duty paid in excess of that computed under the old rates upon proof that his only other residential property has been disposed of within six months from the date of agreement to acquire a new residential property.
Reminder: The calculation is for reference only and subject to the latest announcement of Inland Revenue Department.
For details, please contact our Mortgage Consultant.
ESTIMATED INITIAL BUDGET
Down PaymentHK$ 7,040,000
Agency Commission (HK$ )
Legal Fees (HK$ )
Stamp Duty (BSD)
Stamp Duty (SSD)
TOTALHK$ 7,216,000
* Please go to government website for latest Stamp Duty Details.
CALCULATION RESULT
Down Payment (HKD)
$7,040,000
 
Monthly Repayment (HKD)
$45,534
Loan Amount (HKD)
$10,560,000
+
Total Interest (HKD)
$3,100,255
=
Total Repayment (HKD)
$13,660,255
Repayment Schedule
Year Instalment Repayment (HK$ ) Interest (HK$ ) Principal (HK$ ) Outstanding Amount (HK$ )
1 1 $45,534 $18,920 $26,614 $10,533,386
1 2 $45,534 $18,872 $26,662 $10,506,724
1 3 $45,534 $18,825 $26,710 $10,480,014
1 4 $45,534 $18,777 $26,757 $10,453,257
1 5 $45,534 $18,729 $26,805 $10,426,451
1 6 $45,534 $18,681 $26,853 $10,399,598
1 7 $45,534 $18,633 $26,902 $10,372,696
1 8 $45,534 $18,584 $26,950 $10,345,747
1 9 $45,534 $18,536 $26,998 $10,318,749
1 10 $45,534 $18,488 $27,046 $10,291,702
1 11 $45,534 $18,439 $27,095 $10,264,607
1 12 $45,534 $18,391 $27,143 $10,237,464
2 13 $45,534 $18,342 $27,192 $10,210,272
2 14 $45,534 $18,293 $27,241 $10,183,031
2 15 $45,534 $18,245 $27,290 $10,155,741
2 16 $45,534 $18,196 $27,338 $10,128,403
2 17 $45,534 $18,147 $27,387 $10,101,015
2 18 $45,534 $18,098 $27,437 $10,073,579
2 19 $45,534 $18,048 $27,486 $10,046,093
2 20 $45,534 $17,999 $27,535 $10,018,558
2 21 $45,534 $17,950 $27,584 $9,990,974
2 22 $45,534 $17,900 $27,634 $9,963,340
2 23 $45,534 $17,851 $27,683 $9,935,657
2 24 $45,534 $17,801 $27,733 $9,907,924
3 25 $45,534 $17,752 $27,782 $9,880,142
3 26 $45,534 $17,702 $27,832 $9,852,310
3 27 $45,534 $17,652 $27,882 $9,824,427
3 28 $45,534 $17,602 $27,932 $9,796,495
3 29 $45,534 $17,552 $27,982 $9,768,513
3 30 $45,534 $17,502 $28,032 $9,740,481
3 31 $45,534 $17,452 $28,082 $9,712,399
3 32 $45,534 $17,401 $28,133 $9,684,266
3 33 $45,534 $17,351 $28,183 $9,656,083
3 34 $45,534 $17,300 $28,234 $9,627,849
3 35 $45,534 $17,250 $28,284 $9,599,565
3 36 $45,534 $17,199 $28,335 $9,571,230
4 37 $45,534 $17,148 $28,386 $9,542,844
4 38 $45,534 $17,098 $28,437 $9,514,407
4 39 $45,534 $17,047 $28,488 $9,485,920
4 40 $45,534 $16,996 $28,539 $9,457,381
4 41 $45,534 $16,944 $28,590 $9,428,791
4 42 $45,534 $16,893 $28,641 $9,400,151
4 43 $45,534 $16,842 $28,692 $9,371,458
4 44 $45,534 $16,791 $28,744 $9,342,715
4 45 $45,534 $16,739 $28,795 $9,313,919
4 46 $45,534 $16,687 $28,847 $9,285,073
4 47 $45,534 $16,636 $28,898 $9,256,174
4 48 $45,534 $16,584 $28,950 $9,227,224
5 49 $45,534 $16,532 $29,002 $9,198,222
5 50 $45,534 $16,480 $29,054 $9,169,168
5 51 $45,534 $16,428 $29,106 $9,140,062
5 52 $45,534 $16,376 $29,158 $9,110,904
5 53 $45,534 $16,324 $29,210 $9,081,693
5 54 $45,534 $16,271 $29,263 $9,052,430
5 55 $45,534 $16,219 $29,315 $9,023,115
5 56 $45,534 $16,166 $29,368 $8,993,747
5 57 $45,534 $16,114 $29,420 $8,964,327
5 58 $45,534 $16,061 $29,473 $8,934,854
5 59 $45,534 $16,008 $29,526 $8,905,328
5 60 $45,534 $15,955 $29,579 $8,875,749
6 61 $45,534 $15,902 $29,632 $8,846,117
6 62 $45,534 $15,849 $29,685 $8,816,432
6 63 $45,534 $15,796 $29,738 $8,786,694
6 64 $45,534 $15,743 $29,791 $8,756,903
6 65 $45,534 $15,689 $29,845 $8,727,058
6 66 $45,534 $15,636 $29,898 $8,697,160
6 67 $45,534 $15,582 $29,952 $8,667,208
6 68 $45,534 $15,529 $30,005 $8,637,203
6 69 $45,534 $15,475 $30,059 $8,607,144
6 70 $45,534 $15,421 $30,113 $8,577,031
6 71 $45,534 $15,367 $30,167 $8,546,864
6 72 $45,534 $15,313 $30,221 $8,516,643
7 73 $45,534 $15,259 $30,275 $8,486,367
7 74 $45,534 $15,205 $30,329 $8,456,038
7 75 $45,534 $15,150 $30,384 $8,425,654
7 76 $45,534 $15,096 $30,438 $8,395,216
7 77 $45,534 $15,041 $30,493 $8,364,723
7 78 $45,534 $14,987 $30,547 $8,334,176
7 79 $45,534 $14,932 $30,602 $8,303,574
7 80 $45,534 $14,877 $30,657 $8,272,917
7 81 $45,534 $14,822 $30,712 $8,242,205
7 82 $45,534 $14,767 $30,767 $8,211,438
7 83 $45,534 $14,712 $30,822 $8,180,616
7 84 $45,534 $14,657 $30,877 $8,149,739
8 85 $45,534 $14,602 $30,933 $8,118,806
8 86 $45,534 $14,546 $30,988 $8,087,818
8 87 $45,534 $14,491 $31,044 $8,056,775
8 88 $45,534 $14,435 $31,099 $8,025,676
8 89 $45,534 $14,379 $31,155 $7,994,521
8 90 $45,534 $14,324 $31,211 $7,963,310
8 91 $45,534 $14,268 $31,267 $7,932,043
8 92 $45,534 $14,212 $31,323 $7,900,721
8 93 $45,534 $14,155 $31,379 $7,869,342
8 94 $45,534 $14,099 $31,435 $7,837,907
8 95 $45,534 $14,043 $31,491 $7,806,416
8 96 $45,534 $13,986 $31,548 $7,774,868
9 97 $45,534 $13,930 $31,604 $7,743,264
9 98 $45,534 $13,873 $31,661 $7,711,603
9 99 $45,534 $13,817 $31,718 $7,679,886
9 100 $45,534 $13,760 $31,774 $7,648,111
9 101 $45,534 $13,703 $31,831 $7,616,280
9 102 $45,534 $13,646 $31,888 $7,584,392
9 103 $45,534 $13,589 $31,945 $7,552,446
9 104 $45,534 $13,531 $32,003 $7,520,443
9 105 $45,534 $13,474 $32,060 $7,488,383
9 106 $45,534 $13,417 $32,117 $7,456,266
9 107 $45,534 $13,359 $32,175 $7,424,091
9 108 $45,534 $13,301 $32,233 $7,391,858
10 109 $45,534 $13,244 $32,290 $7,359,568
10 110 $45,534 $13,186 $32,348 $7,327,219
10 111 $45,534 $13,128 $32,406 $7,294,813
10 112 $45,534 $13,070 $32,464 $7,262,349
10 113 $45,534 $13,012 $32,522 $7,229,826
10 114 $45,534 $12,953 $32,581 $7,197,246
10 115 $45,534 $12,895 $32,639 $7,164,606
10 116 $45,534 $12,837 $32,698 $7,131,909
10 117 $45,534 $12,778 $32,756 $7,099,153
10 118 $45,534 $12,719 $32,815 $7,066,338
10 119 $45,534 $12,661 $32,874 $7,033,464
10 120 $45,534 $12,602 $32,933 $7,000,532
11 121 $45,534 $12,543 $32,992 $6,967,540
11 122 $45,534 $12,484 $33,051 $6,934,489
11 123 $45,534 $12,424 $33,110 $6,901,379
11 124 $45,534 $12,365 $33,169 $6,868,210
11 125 $45,534 $12,306 $33,229 $6,834,982
11 126 $45,534 $12,246 $33,288 $6,801,693
11 127 $45,534 $12,186 $33,348 $6,768,346
11 128 $45,534 $12,127 $33,408 $6,734,938
11 129 $45,534 $12,067 $33,467 $6,701,471
11 130 $45,534 $12,007 $33,527 $6,667,943
11 131 $45,534 $11,947 $33,587 $6,634,356
11 132 $45,534 $11,887 $33,648 $6,600,708
12 133 $45,534 $11,826 $33,708 $6,567,000
12 134 $45,534 $11,766 $33,768 $6,533,232
12 135 $45,534 $11,705 $33,829 $6,499,403
12 136 $45,534 $11,645 $33,889 $6,465,514
12 137 $45,534 $11,584 $33,950 $6,431,564
12 138 $45,534 $11,523 $34,011 $6,397,553
12 139 $45,534 $11,462 $34,072 $6,363,481
12 140 $45,534 $11,401 $34,133 $6,329,348
12 141 $45,534 $11,340 $34,194 $6,295,154
12 142 $45,534 $11,279 $34,255 $6,260,898
12 143 $45,534 $11,217 $34,317 $6,226,582
12 144 $45,534 $11,156 $34,378 $6,192,203
13 145 $45,534 $11,094 $34,440 $6,157,764
13 146 $45,534 $11,033 $34,502 $6,123,262
13 147 $45,534 $10,971 $34,563 $6,088,699
13 148 $45,534 $10,909 $34,625 $6,054,073
13 149 $45,534 $10,847 $34,687 $6,019,386
13 150 $45,534 $10,785 $34,749 $5,984,637
13 151 $45,534 $10,722 $34,812 $5,949,825
13 152 $45,534 $10,660 $34,874 $5,914,951
13 153 $45,534 $10,598 $34,937 $5,880,014
13 154 $45,534 $10,535 $34,999 $5,845,015
13 155 $45,534 $10,472 $35,062 $5,809,953
13 156 $45,534 $10,409 $35,125 $5,774,829
14 157 $45,534 $10,347 $35,188 $5,739,641
14 158 $45,534 $10,284 $35,251 $5,704,390
14 159 $45,534 $10,220 $35,314 $5,669,077
14 160 $45,534 $10,157 $35,377 $5,633,699
14 161 $45,534 $10,094 $35,440 $5,598,259
14 162 $45,534 $10,030 $35,504 $5,562,755
14 163 $45,534 $9,967 $35,568 $5,527,187
14 164 $45,534 $9,903 $35,631 $5,491,556
14 165 $45,534 $9,839 $35,695 $5,455,861
14 166 $45,534 $9,775 $35,759 $5,420,102
14 167 $45,534 $9,711 $35,823 $5,384,279
14 168 $45,534 $9,647 $35,887 $5,348,391
15 169 $45,534 $9,583 $35,952 $5,312,440
15 170 $45,534 $9,518 $36,016 $5,276,424
15 171 $45,534 $9,454 $36,081 $5,240,343
15 172 $45,534 $9,389 $36,145 $5,204,198
15 173 $45,534 $9,324 $36,210 $5,167,988
15 174 $45,534 $9,259 $36,275 $5,131,713
15 175 $45,534 $9,194 $36,340 $5,095,373
15 176 $45,534 $9,129 $36,405 $5,058,968
15 177 $45,534 $9,064 $36,470 $5,022,498
15 178 $45,534 $8,999 $36,536 $4,985,962
15 179 $45,534 $8,933 $36,601 $4,949,361
15 180 $45,534 $8,868 $36,667 $4,912,695
16 181 $45,534 $8,802 $36,732 $4,875,963
16 182 $45,534 $8,736 $36,798 $4,839,165
16 183 $45,534 $8,670 $36,864 $4,802,300
16 184 $45,534 $8,604 $36,930 $4,765,370
16 185 $45,534 $8,538 $36,996 $4,728,374
16 186 $45,534 $8,472 $37,063 $4,691,312
16 187 $45,534 $8,405 $37,129 $4,654,183
16 188 $45,534 $8,339 $37,195 $4,616,987
16 189 $45,534 $8,272 $37,262 $4,579,725
16 190 $45,534 $8,205 $37,329 $4,542,396
16 191 $45,534 $8,138 $37,396 $4,505,001
16 192 $45,534 $8,071 $37,463 $4,467,538
17 193 $45,534 $8,004 $37,530 $4,430,008
17 194 $45,534 $7,937 $37,597 $4,392,411
17 195 $45,534 $7,870 $37,664 $4,354,747
17 196 $45,534 $7,802 $37,732 $4,317,015
17 197 $45,534 $7,735 $37,800 $4,279,215
17 198 $45,534 $7,667 $37,867 $4,241,348
17 199 $45,534 $7,599 $37,935 $4,203,413
17 200 $45,534 $7,531 $38,003 $4,165,410
17 201 $45,534 $7,463 $38,071 $4,127,339
17 202 $45,534 $7,395 $38,139 $4,089,199
17 203 $45,534 $7,326 $38,208 $4,050,991
17 204 $45,534 $7,258 $38,276 $4,012,715
18 205 $45,534 $7,189 $38,345 $3,974,371
18 206 $45,534 $7,121 $38,413 $3,935,957
18 207 $45,534 $7,052 $38,482 $3,897,475
18 208 $45,534 $6,983 $38,551 $3,858,924
18 209 $45,534 $6,914 $38,620 $3,820,303
18 210 $45,534 $6,845 $38,689 $3,781,614
18 211 $45,534 $6,775 $38,759 $3,742,855
18 212 $45,534 $6,706 $38,828 $3,704,027
18 213 $45,534 $6,636 $38,898 $3,665,129
18 214 $45,534 $6,567 $38,967 $3,626,162
18 215 $45,534 $6,497 $39,037 $3,587,124
18 216 $45,534 $6,427 $39,107 $3,548,017
19 217 $45,534 $6,357 $39,177 $3,508,840
19 218 $45,534 $6,287 $39,248 $3,469,592
19 219 $45,534 $6,216 $39,318 $3,430,274
19 220 $45,534 $6,146 $39,388 $3,390,886
19 221 $45,534 $6,075 $39,459 $3,351,427
19 222 $45,534 $6,005 $39,530 $3,311,898
19 223 $45,534 $5,934 $39,600 $3,272,297
19 224 $45,534 $5,863 $39,671 $3,232,626
19 225 $45,534 $5,792 $39,742 $3,192,884
19 226 $45,534 $5,721 $39,814 $3,153,070
19 227 $45,534 $5,649 $39,885 $3,113,185
19 228 $45,534 $5,578 $39,956 $3,073,229
20 229 $45,534 $5,506 $40,028 $3,033,201
20 230 $45,534 $5,434 $40,100 $2,993,101
20 231 $45,534 $5,363 $40,172 $2,952,930
20 232 $45,534 $5,291 $40,244 $2,912,686
20 233 $45,534 $5,219 $40,316 $2,872,370
20 234 $45,534 $5,146 $40,388 $2,831,983
20 235 $45,534 $5,074 $40,460 $2,791,522
20 236 $45,534 $5,001 $40,533 $2,750,990
20 237 $45,534 $4,929 $40,605 $2,710,384
20 238 $45,534 $4,856 $40,678 $2,669,706
20 239 $45,534 $4,783 $40,751 $2,628,955
20 240 $45,534 $4,710 $40,824 $2,588,131
21 241 $45,534 $4,637 $40,897 $2,547,234
21 242 $45,534 $4,564 $40,970 $2,506,264
21 243 $45,534 $4,490 $41,044 $2,465,220
21 244 $45,534 $4,417 $41,117 $2,424,103
21 245 $45,534 $4,343 $41,191 $2,382,912
21 246 $45,534 $4,269 $41,265 $2,341,647
21 247 $45,534 $4,195 $41,339 $2,300,308
21 248 $45,534 $4,121 $41,413 $2,258,895
21 249 $45,534 $4,047 $41,487 $2,217,408
21 250 $45,534 $3,973 $41,561 $2,175,847
21 251 $45,534 $3,898 $41,636 $2,134,211
21 252 $45,534 $3,824 $41,710 $2,092,501
22 253 $45,534 $3,749 $41,785 $2,050,716
22 254 $45,534 $3,674 $41,860 $2,008,856
22 255 $45,534 $3,599 $41,935 $1,966,921
22 256 $45,534 $3,524 $42,010 $1,924,911
22 257 $45,534 $3,449 $42,085 $1,882,825
22 258 $45,534 $3,373 $42,161 $1,840,664
22 259 $45,534 $3,298 $42,236 $1,798,428
22 260 $45,534 $3,222 $42,312 $1,756,116
22 261 $45,534 $3,146 $42,388 $1,713,728
22 262 $45,534 $3,070 $42,464 $1,671,265
22 263 $45,534 $2,994 $42,540 $1,628,725
22 264 $45,534 $2,918 $42,616 $1,586,109
23 265 $45,534 $2,842 $42,692 $1,543,416
23 266 $45,534 $2,765 $42,769 $1,500,647
23 267 $45,534 $2,689 $42,846 $1,457,802
23 268 $45,534 $2,612 $42,922 $1,414,880
23 269 $45,534 $2,535 $42,999 $1,371,880
23 270 $45,534 $2,458 $43,076 $1,328,804
23 271 $45,534 $2,381 $43,153 $1,285,651
23 272 $45,534 $2,303 $43,231 $1,242,420
23 273 $45,534 $2,226 $43,308 $1,199,112
23 274 $45,534 $2,148 $43,386 $1,155,726
23 275 $45,534 $2,071 $43,464 $1,112,263
23 276 $45,534 $1,993 $43,541 $1,068,721
24 277 $45,534 $1,915 $43,619 $1,025,102
24 278 $45,534 $1,837 $43,698 $981,404
24 279 $45,534 $1,758 $43,776 $937,628
24 280 $45,534 $1,680 $43,854 $893,774
24 281 $45,534 $1,601 $43,933 $849,841
24 282 $45,534 $1,523 $44,012 $805,830
24 283 $45,534 $1,444 $44,090 $761,739
24 284 $45,534 $1,365 $44,169 $717,570
24 285 $45,534 $1,286 $44,249 $673,321
24 286 $45,534 $1,206 $44,328 $628,994
24 287 $45,534 $1,127 $44,407 $584,586
24 288 $45,534 $1,047 $44,487 $540,100
25 289 $45,534 $968 $44,567 $495,533
25 290 $45,534 $888 $44,646 $450,887
25 291 $45,534 $808 $44,726 $406,160
25 292 $45,534 $728 $44,806 $361,354
25 293 $45,534 $647 $44,887 $316,467
25 294 $45,534 $567 $44,967 $271,500
25 295 $45,534 $486 $45,048 $226,452
25 296 $45,534 $406 $45,128 $181,324
25 297 $45,534 $325 $45,209 $136,115
25 298 $45,534 $244 $45,290 $90,824
25 299 $45,534 $163 $45,371 $45,453
25 300 $45,534 $81 $45,453 $0