Century 21 Centaland Property

Down Payment (HKD)

$12,352,000

Monthly Repayment (HKD)

$79,892

Loan Amount (HKD)

$18,528,000

Total Interest (HKD)

$5,439,538

Total Repayment (HKD)

$23,967,538

Repayment Schedule
Year	Instalment	Repayment (HK$ )	Interest (HK$ )	Principal (HK$ )	Outstanding Amount (HK$ )
1	1	$79,892	$33,196	$46,696	$18,481,304
1	2	$79,892	$33,112	$46,779	$18,434,525
1	3	$79,892	$33,029	$46,863	$18,387,661
1	4	$79,892	$32,945	$46,947	$18,340,714
1	5	$79,892	$32,860	$47,031	$18,293,683
1	6	$79,892	$32,776	$47,116	$18,246,567
1	7	$79,892	$32,692	$47,200	$18,199,367
1	8	$79,892	$32,607	$47,285	$18,152,083
1	9	$79,892	$32,522	$47,369	$18,104,713
1	10	$79,892	$32,438	$47,454	$18,057,259
1	11	$79,892	$32,353	$47,539	$18,009,720
1	12	$79,892	$32,267	$47,624	$17,962,096
2	13	$79,892	$32,182	$47,710	$17,914,386
2	14	$79,892	$32,097	$47,795	$17,866,591
2	15	$79,892	$32,011	$47,881	$17,818,710
2	16	$79,892	$31,925	$47,967	$17,770,743
2	17	$79,892	$31,839	$48,053	$17,722,691
2	18	$79,892	$31,753	$48,139	$17,674,552
2	19	$79,892	$31,667	$48,225	$17,626,327
2	20	$79,892	$31,581	$48,311	$17,578,016
2	21	$79,892	$31,494	$48,398	$17,529,618
2	22	$79,892	$31,407	$48,485	$17,481,134
2	23	$79,892	$31,320	$48,571	$17,432,562
2	24	$79,892	$31,233	$48,658	$17,383,904
3	25	$79,892	$31,146	$48,746	$17,335,158
3	26	$79,892	$31,059	$48,833	$17,286,325
3	27	$79,892	$30,971	$48,920	$17,237,405
3	28	$79,892	$30,884	$49,008	$17,188,396
3	29	$79,892	$30,796	$49,096	$17,139,301
3	30	$79,892	$30,708	$49,184	$17,090,117
3	31	$79,892	$30,620	$49,272	$17,040,845
3	32	$79,892	$30,532	$49,360	$16,991,484
3	33	$79,892	$30,443	$49,449	$16,942,036
3	34	$79,892	$30,354	$49,537	$16,892,498
3	35	$79,892	$30,266	$49,626	$16,842,872
3	36	$79,892	$30,177	$49,715	$16,793,157
4	37	$79,892	$30,088	$49,804	$16,743,353
4	38	$79,892	$29,999	$49,893	$16,693,460
4	39	$79,892	$29,909	$49,983	$16,643,477
4	40	$79,892	$29,820	$50,072	$16,593,405
4	41	$79,892	$29,730	$50,162	$16,543,243
4	42	$79,892	$29,640	$50,252	$16,492,991
4	43	$79,892	$29,550	$50,342	$16,442,649
4	44	$79,892	$29,460	$50,432	$16,392,217
4	45	$79,892	$29,369	$50,522	$16,341,695
4	46	$79,892	$29,279	$50,613	$16,291,082
4	47	$79,892	$29,188	$50,704	$16,240,379
4	48	$79,892	$29,097	$50,794	$16,189,584
5	49	$79,892	$29,006	$50,885	$16,138,699
5	50	$79,892	$28,915	$50,977	$16,087,722
5	51	$79,892	$28,824	$51,068	$16,036,654
5	52	$79,892	$28,732	$51,159	$15,985,495
5	53	$79,892	$28,641	$51,251	$15,934,243
5	54	$79,892	$28,549	$51,343	$15,882,901
5	55	$79,892	$28,457	$51,435	$15,831,466
5	56	$79,892	$28,365	$51,527	$15,779,939
5	57	$79,892	$28,272	$51,619	$15,728,319
5	58	$79,892	$28,180	$51,712	$15,676,607
5	59	$79,892	$28,087	$51,805	$15,624,803
5	60	$79,892	$27,994	$51,897	$15,572,905
6	61	$79,892	$27,901	$51,990	$15,520,915
6	62	$79,892	$27,808	$52,083	$15,468,832
6	63	$79,892	$27,715	$52,177	$15,416,655
6	64	$79,892	$27,622	$52,270	$15,364,384
6	65	$79,892	$27,528	$52,364	$15,312,020
6	66	$79,892	$27,434	$52,458	$15,259,563
6	67	$79,892	$27,340	$52,552	$15,207,011
6	68	$79,892	$27,246	$52,646	$15,154,365
6	69	$79,892	$27,152	$52,740	$15,101,625
6	70	$79,892	$27,057	$52,835	$15,048,790
6	71	$79,892	$26,962	$52,929	$14,995,861
6	72	$79,892	$26,868	$53,024	$14,942,837
7	73	$79,892	$26,773	$53,119	$14,889,717
7	74	$79,892	$26,677	$53,214	$14,836,503
7	75	$79,892	$26,582	$53,310	$14,783,193
7	76	$79,892	$26,487	$53,405	$14,729,788
7	77	$79,892	$26,391	$53,501	$14,676,287
7	78	$79,892	$26,295	$53,597	$14,622,690
7	79	$79,892	$26,199	$53,693	$14,568,998
7	80	$79,892	$26,103	$53,789	$14,515,209
7	81	$79,892	$26,006	$53,885	$14,461,323
7	82	$79,892	$25,910	$53,982	$14,407,341
7	83	$79,892	$25,813	$54,079	$14,353,263
7	84	$79,892	$25,716	$54,176	$14,299,087
8	85	$79,892	$25,619	$54,273	$14,244,814
8	86	$79,892	$25,522	$54,370	$14,190,445
8	87	$79,892	$25,425	$54,467	$14,135,977
8	88	$79,892	$25,327	$54,565	$14,081,413
8	89	$79,892	$25,229	$54,663	$14,026,750
8	90	$79,892	$25,131	$54,761	$13,971,989
8	91	$79,892	$25,033	$54,859	$13,917,131
8	92	$79,892	$24,935	$54,957	$13,862,174
8	93	$79,892	$24,836	$55,055	$13,807,118
8	94	$79,892	$24,738	$55,154	$13,751,964
8	95	$79,892	$24,639	$55,253	$13,696,712
8	96	$79,892	$24,540	$55,352	$13,641,360
9	97	$79,892	$24,441	$55,451	$13,585,909
9	98	$79,892	$24,341	$55,550	$13,530,358
9	99	$79,892	$24,242	$55,650	$13,474,708
9	100	$79,892	$24,142	$55,750	$13,418,959
9	101	$79,892	$24,042	$55,849	$13,363,109
9	102	$79,892	$23,942	$55,950	$13,307,160
9	103	$79,892	$23,842	$56,050	$13,251,110
9	104	$79,892	$23,742	$56,150	$13,194,960
9	105	$79,892	$23,641	$56,251	$13,138,709
9	106	$79,892	$23,540	$56,352	$13,082,357
9	107	$79,892	$23,439	$56,453	$13,025,905
9	108	$79,892	$23,338	$56,554	$12,969,351
10	109	$79,892	$23,237	$56,655	$12,912,696
10	110	$79,892	$23,135	$56,757	$12,855,939
10	111	$79,892	$23,034	$56,858	$12,799,081
10	112	$79,892	$22,932	$56,960	$12,742,121
10	113	$79,892	$22,830	$57,062	$12,685,059
10	114	$79,892	$22,727	$57,164	$12,627,895
10	115	$79,892	$22,625	$57,267	$12,570,628
10	116	$79,892	$22,522	$57,369	$12,513,258
10	117	$79,892	$22,420	$57,472	$12,455,786
10	118	$79,892	$22,317	$57,575	$12,398,211
10	119	$79,892	$22,213	$57,678	$12,340,533
10	120	$79,892	$22,110	$57,782	$12,282,751
11	121	$79,892	$22,007	$57,885	$12,224,866
11	122	$79,892	$21,903	$57,989	$12,166,877
11	123	$79,892	$21,799	$58,093	$12,108,784
11	124	$79,892	$21,695	$58,197	$12,050,587
11	125	$79,892	$21,591	$58,301	$11,992,286
11	126	$79,892	$21,486	$58,406	$11,933,880
11	127	$79,892	$21,382	$58,510	$11,875,370
11	128	$79,892	$21,277	$58,615	$11,816,755
11	129	$79,892	$21,172	$58,720	$11,758,035
11	130	$79,892	$21,066	$58,825	$11,699,210
11	131	$79,892	$20,961	$58,931	$11,640,279
11	132	$79,892	$20,855	$59,036	$11,581,243
12	133	$79,892	$20,750	$59,142	$11,522,101
12	134	$79,892	$20,644	$59,248	$11,462,853
12	135	$79,892	$20,538	$59,354	$11,403,498
12	136	$79,892	$20,431	$59,461	$11,344,038
12	137	$79,892	$20,325	$59,567	$11,284,471
12	138	$79,892	$20,218	$59,674	$11,224,797
12	139	$79,892	$20,111	$59,781	$11,165,016
12	140	$79,892	$20,004	$59,888	$11,105,128
12	141	$79,892	$19,897	$59,995	$11,045,133
12	142	$79,892	$19,789	$60,103	$10,985,031
12	143	$79,892	$19,682	$60,210	$10,924,820
12	144	$79,892	$19,574	$60,318	$10,864,502
13	145	$79,892	$19,466	$60,426	$10,804,076
13	146	$79,892	$19,357	$60,534	$10,743,542
13	147	$79,892	$19,249	$60,643	$10,682,899
13	148	$79,892	$19,140	$60,752	$10,622,147
13	149	$79,892	$19,031	$60,860	$10,561,287
13	150	$79,892	$18,922	$60,969	$10,500,317
13	151	$79,892	$18,813	$61,079	$10,439,238
13	152	$79,892	$18,704	$61,188	$10,378,050
13	153	$79,892	$18,594	$61,298	$10,316,752
13	154	$79,892	$18,484	$61,408	$10,255,345
13	155	$79,892	$18,374	$61,518	$10,193,827
13	156	$79,892	$18,264	$61,628	$10,132,199
14	157	$79,892	$18,154	$61,738	$10,070,461
14	158	$79,892	$18,043	$61,849	$10,008,612
14	159	$79,892	$17,932	$61,960	$9,946,653
14	160	$79,892	$17,821	$62,071	$9,884,582
14	161	$79,892	$17,710	$62,182	$9,822,400
14	162	$79,892	$17,598	$62,293	$9,760,107
14	163	$79,892	$17,487	$62,405	$9,697,702
14	164	$79,892	$17,375	$62,517	$9,635,185
14	165	$79,892	$17,263	$62,629	$9,572,556
14	166	$79,892	$17,151	$62,741	$9,509,815
14	167	$79,892	$17,038	$62,853	$9,446,962
14	168	$79,892	$16,926	$62,966	$9,383,996
15	169	$79,892	$16,813	$63,079	$9,320,917
15	170	$79,892	$16,700	$63,192	$9,257,725
15	171	$79,892	$16,587	$63,305	$9,194,420
15	172	$79,892	$16,473	$63,418	$9,131,002
15	173	$79,892	$16,360	$63,532	$9,067,470
15	174	$79,892	$16,246	$63,646	$9,003,824
15	175	$79,892	$16,132	$63,760	$8,940,064
15	176	$79,892	$16,018	$63,874	$8,876,190
15	177	$79,892	$15,903	$63,989	$8,812,201
15	178	$79,892	$15,789	$64,103	$8,748,098
15	179	$79,892	$15,674	$64,218	$8,683,880
15	180	$79,892	$15,559	$64,333	$8,619,546
16	181	$79,892	$15,443	$64,448	$8,555,098
16	182	$79,892	$15,328	$64,564	$8,490,534
16	183	$79,892	$15,212	$64,680	$8,425,854
16	184	$79,892	$15,096	$64,795	$8,361,059
16	185	$79,892	$14,980	$64,912	$8,296,147
16	186	$79,892	$14,864	$65,028	$8,231,120
16	187	$79,892	$14,747	$65,144	$8,165,975
16	188	$79,892	$14,631	$65,261	$8,100,714
16	189	$79,892	$14,514	$65,378	$8,035,336
16	190	$79,892	$14,397	$65,495	$7,969,841
16	191	$79,892	$14,279	$65,612	$7,904,228
16	192	$79,892	$14,162	$65,730	$7,838,498
17	193	$79,892	$14,044	$65,848	$7,772,651
17	194	$79,892	$13,926	$65,966	$7,706,685
17	195	$79,892	$13,808	$66,084	$7,640,601
17	196	$79,892	$13,689	$66,202	$7,574,398
17	197	$79,892	$13,571	$66,321	$7,508,077
17	198	$79,892	$13,452	$66,440	$7,441,638
17	199	$79,892	$13,333	$66,559	$7,375,079
17	200	$79,892	$13,214	$66,678	$7,308,401
17	201	$79,892	$13,094	$66,798	$7,241,603
17	202	$79,892	$12,975	$66,917	$7,174,686
17	203	$79,892	$12,855	$67,037	$7,107,649
17	204	$79,892	$12,735	$67,157	$7,040,491
18	205	$79,892	$12,614	$67,278	$6,973,214
18	206	$79,892	$12,494	$67,398	$6,905,816
18	207	$79,892	$12,373	$67,519	$6,838,297
18	208	$79,892	$12,252	$67,640	$6,770,657
18	209	$79,892	$12,131	$67,761	$6,702,896
18	210	$79,892	$12,009	$67,882	$6,635,014
18	211	$79,892	$11,888	$68,004	$6,567,010
18	212	$79,892	$11,766	$68,126	$6,498,884
18	213	$79,892	$11,644	$68,248	$6,430,636
18	214	$79,892	$11,522	$68,370	$6,362,265
18	215	$79,892	$11,399	$68,493	$6,293,773
18	216	$79,892	$11,276	$68,615	$6,225,157
19	217	$79,892	$11,153	$68,738	$6,156,419
19	218	$79,892	$11,030	$68,862	$6,087,557
19	219	$79,892	$10,907	$68,985	$6,018,572
19	220	$79,892	$10,783	$69,109	$5,949,464
19	221	$79,892	$10,659	$69,232	$5,880,232
19	222	$79,892	$10,535	$69,356	$5,810,875
19	223	$79,892	$10,411	$69,481	$5,741,395
19	224	$79,892	$10,287	$69,605	$5,671,789
19	225	$79,892	$10,162	$69,730	$5,602,060
19	226	$79,892	$10,037	$69,855	$5,532,205
19	227	$79,892	$9,912	$69,980	$5,462,225
19	228	$79,892	$9,786	$70,105	$5,392,120
20	229	$79,892	$9,661	$70,231	$5,321,889
20	230	$79,892	$9,535	$70,357	$5,251,532
20	231	$79,892	$9,409	$70,483	$5,181,049
20	232	$79,892	$9,283	$70,609	$5,110,440
20	233	$79,892	$9,156	$70,736	$5,039,704
20	234	$79,892	$9,029	$70,862	$4,968,842
20	235	$79,892	$8,903	$70,989	$4,897,853
20	236	$79,892	$8,775	$71,116	$4,826,736
20	237	$79,892	$8,648	$71,244	$4,755,492
20	238	$79,892	$8,520	$71,372	$4,684,121
20	239	$79,892	$8,392	$71,499	$4,612,622
20	240	$79,892	$8,264	$71,628	$4,540,994
21	241	$79,892	$8,136	$71,756	$4,469,238
21	242	$79,892	$8,007	$71,884	$4,397,354
21	243	$79,892	$7,879	$72,013	$4,325,341
21	244	$79,892	$7,750	$72,142	$4,253,198
21	245	$79,892	$7,620	$72,271	$4,180,927
21	246	$79,892	$7,491	$72,401	$4,108,526
21	247	$79,892	$7,361	$72,531	$4,035,995
21	248	$79,892	$7,231	$72,661	$3,963,335
21	249	$79,892	$7,101	$72,791	$3,890,544
21	250	$79,892	$6,971	$72,921	$3,817,623
21	251	$79,892	$6,840	$73,052	$3,744,571
21	252	$79,892	$6,709	$73,183	$3,671,388
22	253	$79,892	$6,578	$73,314	$3,598,074
22	254	$79,892	$6,447	$73,445	$3,524,629
22	255	$79,892	$6,315	$73,577	$3,451,052
22	256	$79,892	$6,183	$73,709	$3,377,343
22	257	$79,892	$6,051	$73,841	$3,303,503
22	258	$79,892	$5,919	$73,973	$3,229,530
22	259	$79,892	$5,786	$74,106	$3,155,424
22	260	$79,892	$5,653	$74,238	$3,081,186
22	261	$79,892	$5,520	$74,371	$3,006,814
22	262	$79,892	$5,387	$74,505	$2,932,310
22	263	$79,892	$5,254	$74,638	$2,857,672
22	264	$79,892	$5,120	$74,772	$2,782,900
23	265	$79,892	$4,986	$74,906	$2,707,994
23	266	$79,892	$4,852	$75,040	$2,632,954
23	267	$79,892	$4,717	$75,174	$2,557,780
23	268	$79,892	$4,583	$75,309	$2,482,471
23	269	$79,892	$4,448	$75,444	$2,407,027
23	270	$79,892	$4,313	$75,579	$2,331,447
23	271	$79,892	$4,177	$75,715	$2,255,733
23	272	$79,892	$4,042	$75,850	$2,179,882
23	273	$79,892	$3,906	$75,986	$2,103,896
23	274	$79,892	$3,769	$76,122	$2,027,774
23	275	$79,892	$3,633	$76,259	$1,951,515
23	276	$79,892	$3,496	$76,395	$1,875,120
24	277	$79,892	$3,360	$76,532	$1,798,588
24	278	$79,892	$3,222	$76,669	$1,721,918
24	279	$79,892	$3,085	$76,807	$1,645,112
24	280	$79,892	$2,947	$76,944	$1,568,167
24	281	$79,892	$2,810	$77,082	$1,491,085
24	282	$79,892	$2,672	$77,220	$1,413,865
24	283	$79,892	$2,533	$77,359	$1,336,506
24	284	$79,892	$2,395	$77,497	$1,259,009
24	285	$79,892	$2,256	$77,636	$1,181,373
24	286	$79,892	$2,117	$77,775	$1,103,598
24	287	$79,892	$1,977	$77,915	$1,025,683
24	288	$79,892	$1,838	$78,054	$947,629
25	289	$79,892	$1,698	$78,194	$869,435
25	290	$79,892	$1,558	$78,334	$791,101
25	291	$79,892	$1,417	$78,474	$712,627
25	292	$79,892	$1,277	$78,615	$634,012
25	293	$79,892	$1,136	$78,756	$555,256
25	294	$79,892	$995	$78,897	$476,359
25	295	$79,892	$853	$79,038	$397,321
25	296	$79,892	$712	$79,180	$318,141
25	297	$79,892	$570	$79,322	$238,819
25	298	$79,892	$428	$79,464	$159,355
25	299	$79,892	$286	$79,606	$79,749
25	300	$79,892	$143	$79,749	$0

Property Price	HKD


Loan Ratio	%
Interest Ratio	%
Loan Period	Year(s)

	(Scale 2) Ad Valorem Stamp Duty (For First –time and Change* of Residential Property Buyer)
	(New) Ad Valorem Stamp Duty Applicable to all residential property (except that acquired by a Hong Kong Permanent Resident who does not own any other residential property in Hong Kong at the time of acquisition) either by an individual or a company.
	(Scale 1) Ad Valorem Stamp Duty Applicable to all non-residential property, either by an individual or a company.
	BSD Buyer Stamp Duty Applicable to all residential property acquired by any person (including a company incorporated) except a Hong Kong Permanent Resident

Down Payment	HK$ 12,352,000
Agency Commission (HK$ )
Legal Fees (HK$ )

Stamp Duty (BSD)
Stamp Duty (SSD)

TOTAL	HK$ 12,660,800

HOME	RENT	BUY	OUTDOOR AREA	OUR SERVICES	ABOUT US
	Property for Rent Popular Districts Residential Buildings	Property for Sale Popular Districts Residential Buildings	More	New Developments Mortgage & Stamp Duty Calculator	Company Profile Contact Us Careers

	SSD Special Stamp Duty if SSD is paid by vendor, please ignore this option
Remarks: *Change of Residential Property Case: A Hong Kong Permanent Resident may seek a refund of the stamp duty paid in excess of that computed under the old rates upon proof that his only other residential property has been disposed of within six months from the date of agreement to acquire a new residential property. Reminder: The calculation is for reference only and subject to the latest announcement of Inland Revenue Department. For details, please contact our Mortgage Consultant.