Century 21 Centaland Property

Down Payment (HKD)

$84,000,000

Monthly Repayment (HKD)

$543,306

Loan Amount (HKD)

$126,000,000

Total Interest (HKD)

$36,991,674

Total Repayment (HKD)

$162,991,674

Repayment Schedule
Year	Instalment	Repayment (HK$ )	Interest (HK$ )	Principal (HK$ )	Outstanding Amount (HK$ )
1	1	$543,306	$225,750	$317,556	$125,682,444
1	2	$543,306	$225,181	$318,125	$125,364,320
1	3	$543,306	$224,611	$318,695	$125,045,625
1	4	$543,306	$224,040	$319,266	$124,726,360
1	5	$543,306	$223,468	$319,838	$124,406,522
1	6	$543,306	$222,895	$320,411	$124,086,112
1	7	$543,306	$222,321	$320,985	$123,765,127
1	8	$543,306	$221,746	$321,560	$123,443,567
1	9	$543,306	$221,170	$322,136	$123,121,432
1	10	$543,306	$220,593	$322,713	$122,798,719
1	11	$543,306	$220,014	$323,291	$122,475,427
1	12	$543,306	$219,435	$323,870	$122,151,557
2	13	$543,306	$218,855	$324,451	$121,827,106
2	14	$543,306	$218,274	$325,032	$121,502,074
2	15	$543,306	$217,691	$325,614	$121,176,460
2	16	$543,306	$217,108	$326,198	$120,850,262
2	17	$543,306	$216,523	$326,782	$120,523,480
2	18	$543,306	$215,938	$327,368	$120,196,112
2	19	$543,306	$215,351	$327,954	$119,868,158
2	20	$543,306	$214,764	$328,542	$119,539,616
2	21	$543,306	$214,175	$329,130	$119,210,486
2	22	$543,306	$213,585	$329,720	$118,880,766
2	23	$543,306	$212,995	$330,311	$118,550,455
2	24	$543,306	$212,403	$330,903	$118,219,552
3	25	$543,306	$211,810	$331,496	$117,888,056
3	26	$543,306	$211,216	$332,089	$117,555,967
3	27	$543,306	$210,621	$332,684	$117,223,283
3	28	$543,306	$210,025	$333,281	$116,890,002
3	29	$543,306	$209,428	$333,878	$116,556,124
3	30	$543,306	$208,830	$334,476	$116,221,648
3	31	$543,306	$208,230	$335,075	$115,886,573
3	32	$543,306	$207,630	$335,675	$115,550,898
3	33	$543,306	$207,029	$336,277	$115,214,621
3	34	$543,306	$206,426	$336,879	$114,877,742
3	35	$543,306	$205,823	$337,483	$114,540,259
3	36	$543,306	$205,218	$338,088	$114,202,171
4	37	$543,306	$204,612	$338,693	$113,863,478
4	38	$543,306	$204,005	$339,300	$113,524,177
4	39	$543,306	$203,397	$339,908	$113,184,269
4	40	$543,306	$202,788	$340,517	$112,843,752
4	41	$543,306	$202,178	$341,127	$112,502,625
4	42	$543,306	$201,567	$341,738	$112,160,887
4	43	$543,306	$200,955	$342,351	$111,818,536
4	44	$543,306	$200,342	$342,964	$111,475,572
4	45	$543,306	$199,727	$343,579	$111,131,994
4	46	$543,306	$199,111	$344,194	$110,787,799
4	47	$543,306	$198,495	$344,811	$110,442,989
4	48	$543,306	$197,877	$345,429	$110,097,560
5	49	$543,306	$197,258	$346,047	$109,751,513
5	50	$543,306	$196,638	$346,667	$109,404,845
5	51	$543,306	$196,017	$347,289	$109,057,557
5	52	$543,306	$195,395	$347,911	$108,709,646
5	53	$543,306	$194,771	$348,534	$108,361,112
5	54	$543,306	$194,147	$349,159	$108,011,953
5	55	$543,306	$193,521	$349,784	$107,662,169
5	56	$543,306	$192,895	$350,411	$107,311,758
5	57	$543,306	$192,267	$351,039	$106,960,719
5	58	$543,306	$191,638	$351,668	$106,609,052
5	59	$543,306	$191,008	$352,298	$106,256,754
5	60	$543,306	$190,377	$352,929	$105,903,825
6	61	$543,306	$189,744	$353,561	$105,550,264
6	62	$543,306	$189,111	$354,195	$105,196,069
6	63	$543,306	$188,476	$354,829	$104,841,240
6	64	$543,306	$187,841	$355,465	$104,485,775
6	65	$543,306	$187,204	$356,102	$104,129,673
6	66	$543,306	$186,566	$356,740	$103,772,933
6	67	$543,306	$185,927	$357,379	$103,415,554
6	68	$543,306	$185,286	$358,019	$103,057,535
6	69	$543,306	$184,645	$358,661	$102,698,874
6	70	$543,306	$184,002	$359,303	$102,339,570
6	71	$543,306	$183,358	$359,947	$101,979,623
6	72	$543,306	$182,713	$360,592	$101,619,031
7	73	$543,306	$182,067	$361,238	$101,257,793
7	74	$543,306	$181,420	$361,885	$100,895,908
7	75	$543,306	$180,772	$362,534	$100,533,374
7	76	$543,306	$180,122	$363,183	$100,170,191
7	77	$543,306	$179,472	$363,834	$99,806,357
7	78	$543,306	$178,820	$364,486	$99,441,871
7	79	$543,306	$178,167	$365,139	$99,076,732
7	80	$543,306	$177,512	$365,793	$98,710,939
7	81	$543,306	$176,857	$366,448	$98,344,490
7	82	$543,306	$176,201	$367,105	$97,977,385
7	83	$543,306	$175,543	$367,763	$97,609,622
7	84	$543,306	$174,884	$368,422	$97,241,201
8	85	$543,306	$174,224	$369,082	$96,872,119
8	86	$543,306	$173,563	$369,743	$96,502,376
8	87	$543,306	$172,900	$370,405	$96,131,970
8	88	$543,306	$172,236	$371,069	$95,760,901
8	89	$543,306	$171,572	$371,734	$95,389,167
8	90	$543,306	$170,906	$372,400	$95,016,767
8	91	$543,306	$170,238	$373,067	$94,643,700
8	92	$543,306	$169,570	$373,736	$94,269,965
8	93	$543,306	$168,900	$374,405	$93,895,559
8	94	$543,306	$168,230	$375,076	$93,520,483
8	95	$543,306	$167,558	$375,748	$93,144,735
8	96	$543,306	$166,884	$376,421	$92,768,314
9	97	$543,306	$166,210	$377,096	$92,391,218
9	98	$543,306	$165,534	$377,771	$92,013,447
9	99	$543,306	$164,857	$378,448	$91,634,999
9	100	$543,306	$164,179	$379,126	$91,255,873
9	101	$543,306	$163,500	$379,805	$90,876,067
9	102	$543,306	$162,820	$380,486	$90,495,581
9	103	$543,306	$162,138	$381,168	$90,114,413
9	104	$543,306	$161,455	$381,851	$89,732,563
9	105	$543,306	$160,771	$382,535	$89,350,028
9	106	$543,306	$160,085	$383,220	$88,966,808
9	107	$543,306	$159,399	$383,907	$88,582,901
9	108	$543,306	$158,711	$384,595	$88,198,307
10	109	$543,306	$158,022	$385,284	$87,813,023
10	110	$543,306	$157,332	$385,974	$87,427,049
10	111	$543,306	$156,640	$386,665	$87,040,384
10	112	$543,306	$155,947	$387,358	$86,653,026
10	113	$543,306	$155,253	$388,052	$86,264,973
10	114	$543,306	$154,558	$388,748	$85,876,226
10	115	$543,306	$153,862	$389,444	$85,486,782
10	116	$543,306	$153,164	$390,142	$85,096,640
10	117	$543,306	$152,465	$390,841	$84,705,799
10	118	$543,306	$151,765	$391,541	$84,314,258
10	119	$543,306	$151,063	$392,243	$83,922,016
10	120	$543,306	$150,360	$392,945	$83,529,070
11	121	$543,306	$149,656	$393,649	$83,135,421
11	122	$543,306	$148,951	$394,355	$82,741,066
11	123	$543,306	$148,244	$395,061	$82,346,005
11	124	$543,306	$147,537	$395,769	$81,950,236
11	125	$543,306	$146,828	$396,478	$81,553,758
11	126	$543,306	$146,117	$397,188	$81,156,570
11	127	$543,306	$145,406	$397,900	$80,758,670
11	128	$543,306	$144,693	$398,613	$80,360,057
11	129	$543,306	$143,978	$399,327	$79,960,730
11	130	$543,306	$143,263	$400,043	$79,560,687
11	131	$543,306	$142,546	$400,759	$79,159,928
11	132	$543,306	$141,828	$401,477	$78,758,450
12	133	$543,306	$141,109	$402,197	$78,356,254
12	134	$543,306	$140,388	$402,917	$77,953,336
12	135	$543,306	$139,666	$403,639	$77,549,697
12	136	$543,306	$138,943	$404,362	$77,145,335
12	137	$543,306	$138,219	$405,087	$76,740,248
12	138	$543,306	$137,493	$405,813	$76,334,435
12	139	$543,306	$136,766	$406,540	$75,927,896
12	140	$543,306	$136,037	$407,268	$75,520,627
12	141	$543,306	$135,308	$407,998	$75,112,630
12	142	$543,306	$134,577	$408,729	$74,703,901
12	143	$543,306	$133,844	$409,461	$74,294,440
12	144	$543,306	$133,111	$410,195	$73,884,245
13	145	$543,306	$132,376	$410,930	$73,473,315
13	146	$543,306	$131,640	$411,666	$73,061,650
13	147	$543,306	$130,902	$412,403	$72,649,246
13	148	$543,306	$130,163	$413,142	$72,236,104
13	149	$543,306	$129,423	$413,883	$71,822,221
13	150	$543,306	$128,681	$414,624	$71,407,597
13	151	$543,306	$127,939	$415,367	$70,992,230
13	152	$543,306	$127,194	$416,111	$70,576,119
13	153	$543,306	$126,449	$416,857	$70,159,262
13	154	$543,306	$125,702	$417,604	$69,741,659
13	155	$543,306	$124,954	$418,352	$69,323,307
13	156	$543,306	$124,204	$419,101	$68,904,206
14	157	$543,306	$123,453	$419,852	$68,484,353
14	158	$543,306	$122,701	$420,604	$68,063,749
14	159	$543,306	$121,948	$421,358	$67,642,391
14	160	$543,306	$121,193	$422,113	$67,220,278
14	161	$543,306	$120,436	$422,869	$66,797,409
14	162	$543,306	$119,679	$423,627	$66,373,782
14	163	$543,306	$118,920	$424,386	$65,949,396
14	164	$543,306	$118,159	$425,146	$65,524,250
14	165	$543,306	$117,398	$425,908	$65,098,342
14	166	$543,306	$116,635	$426,671	$64,671,671
14	167	$543,306	$115,870	$427,436	$64,244,235
14	168	$543,306	$115,104	$428,201	$63,816,034
15	169	$543,306	$114,337	$428,969	$63,387,065
15	170	$543,306	$113,568	$429,737	$62,957,328
15	171	$543,306	$112,799	$430,507	$62,526,821
15	172	$543,306	$112,027	$431,278	$62,095,543
15	173	$543,306	$111,255	$432,051	$61,663,492
15	174	$543,306	$110,480	$432,825	$61,230,667
15	175	$543,306	$109,705	$433,601	$60,797,066
15	176	$543,306	$108,928	$434,378	$60,362,688
15	177	$543,306	$108,150	$435,156	$59,927,533
15	178	$543,306	$107,370	$435,935	$59,491,597
15	179	$543,306	$106,589	$436,716	$59,054,881
15	180	$543,306	$105,807	$437,499	$58,617,382
16	181	$543,306	$105,023	$438,283	$58,179,099
16	182	$543,306	$104,238	$439,068	$57,740,031
16	183	$543,306	$103,451	$439,855	$57,300,176
16	184	$543,306	$102,663	$440,643	$56,859,534
16	185	$543,306	$101,873	$441,432	$56,418,101
16	186	$543,306	$101,082	$442,223	$55,975,878
16	187	$543,306	$100,290	$443,015	$55,532,863
16	188	$543,306	$99,496	$443,809	$55,089,053
16	189	$543,306	$98,701	$444,604	$54,644,449
16	190	$543,306	$97,905	$445,401	$54,199,048
16	191	$543,306	$97,107	$446,199	$53,752,849
16	192	$543,306	$96,307	$446,998	$53,305,851
17	193	$543,306	$95,506	$447,799	$52,858,052
17	194	$543,306	$94,704	$448,602	$52,409,450
17	195	$543,306	$93,900	$449,405	$51,960,045
17	196	$543,306	$93,095	$450,211	$51,509,834
17	197	$543,306	$92,288	$451,017	$51,058,817
17	198	$543,306	$91,480	$451,825	$50,606,992
17	199	$543,306	$90,671	$452,635	$50,154,357
17	200	$543,306	$89,860	$453,446	$49,700,911
17	201	$543,306	$89,047	$454,258	$49,246,653
17	202	$543,306	$88,234	$455,072	$48,791,581
17	203	$543,306	$87,418	$455,887	$48,335,694
17	204	$543,306	$86,601	$456,704	$47,878,990
18	205	$543,306	$85,783	$457,522	$47,421,467
18	206	$543,306	$84,963	$458,342	$46,963,125
18	207	$543,306	$84,142	$459,163	$46,503,962
18	208	$543,306	$83,320	$459,986	$46,043,976
18	209	$543,306	$82,495	$460,810	$45,583,166
18	210	$543,306	$81,670	$461,636	$45,121,530
18	211	$543,306	$80,843	$462,463	$44,659,067
18	212	$543,306	$80,014	$463,291	$44,195,776
18	213	$543,306	$79,184	$464,121	$43,731,654
18	214	$543,306	$78,353	$464,953	$43,266,701
18	215	$543,306	$77,520	$465,786	$42,800,915
18	216	$543,306	$76,685	$466,621	$42,334,295
19	217	$543,306	$75,849	$467,457	$41,866,838
19	218	$543,306	$75,011	$468,294	$41,398,544
19	219	$543,306	$74,172	$469,133	$40,929,411
19	220	$543,306	$73,332	$469,974	$40,459,437
19	221	$543,306	$72,490	$470,816	$39,988,621
19	222	$543,306	$71,646	$471,659	$39,516,962
19	223	$543,306	$70,801	$472,504	$39,044,458
19	224	$543,306	$69,955	$473,351	$38,571,107
19	225	$543,306	$69,107	$474,199	$38,096,908
19	226	$543,306	$68,257	$475,049	$37,621,859
19	227	$543,306	$67,406	$475,900	$37,145,959
19	228	$543,306	$66,553	$476,752	$36,669,207
20	229	$543,306	$65,699	$477,607	$36,191,600
20	230	$543,306	$64,843	$478,462	$35,713,138
20	231	$543,306	$63,986	$479,320	$35,233,818
20	232	$543,306	$63,127	$480,178	$34,753,640
20	233	$543,306	$62,267	$481,039	$34,272,601
20	234	$543,306	$61,405	$481,901	$33,790,701
20	235	$543,306	$60,542	$482,764	$33,307,937
20	236	$543,306	$59,677	$483,629	$32,824,308
20	237	$543,306	$58,810	$484,495	$32,339,813
20	238	$543,306	$57,942	$485,363	$31,854,449
20	239	$543,306	$57,073	$486,233	$31,368,216
20	240	$543,306	$56,201	$487,104	$30,881,112
21	241	$543,306	$55,329	$487,977	$30,393,135
21	242	$543,306	$54,454	$488,851	$29,904,284
21	243	$543,306	$53,579	$489,727	$29,414,557
21	244	$543,306	$52,701	$490,605	$28,923,952
21	245	$543,306	$51,822	$491,483	$28,432,469
21	246	$543,306	$50,942	$492,364	$27,940,105
21	247	$543,306	$50,059	$493,246	$27,446,859
21	248	$543,306	$49,176	$494,130	$26,952,729
21	249	$543,306	$48,290	$495,015	$26,457,713
21	250	$543,306	$47,403	$495,902	$25,961,811
21	251	$543,306	$46,515	$496,791	$25,465,021
21	252	$543,306	$45,625	$497,681	$24,967,340
22	253	$543,306	$44,733	$498,572	$24,468,767
22	254	$543,306	$43,840	$499,466	$23,969,302
22	255	$543,306	$42,945	$500,361	$23,468,941
22	256	$543,306	$42,049	$501,257	$22,967,684
22	257	$543,306	$41,150	$502,155	$22,465,529
22	258	$543,306	$40,251	$503,055	$21,962,474
22	259	$543,306	$39,349	$503,956	$21,458,518
22	260	$543,306	$38,447	$504,859	$20,953,659
22	261	$543,306	$37,542	$505,764	$20,447,895
22	262	$543,306	$36,636	$506,670	$19,941,225
22	263	$543,306	$35,728	$507,578	$19,433,648
22	264	$543,306	$34,819	$508,487	$18,925,161
23	265	$543,306	$33,908	$509,398	$18,415,763
23	266	$543,306	$32,995	$510,311	$17,905,452
23	267	$543,306	$32,081	$511,225	$17,394,227
23	268	$543,306	$31,165	$512,141	$16,882,086
23	269	$543,306	$30,247	$513,059	$16,369,028
23	270	$543,306	$29,328	$513,978	$15,855,050
23	271	$543,306	$28,407	$514,899	$15,340,152
23	272	$543,306	$27,484	$515,821	$14,824,330
23	273	$543,306	$26,560	$516,745	$14,307,585
23	274	$543,306	$25,634	$517,671	$13,789,914
23	275	$543,306	$24,707	$518,599	$13,271,315
23	276	$543,306	$23,778	$519,528	$12,751,787
24	277	$543,306	$22,847	$520,459	$12,231,329
24	278	$543,306	$21,914	$521,391	$11,709,938
24	279	$543,306	$20,980	$522,325	$11,187,612
24	280	$543,306	$20,044	$523,261	$10,664,351
24	281	$543,306	$19,107	$524,199	$10,140,153
24	282	$543,306	$18,168	$525,138	$9,615,015
24	283	$543,306	$17,227	$526,079	$9,088,936
24	284	$543,306	$16,284	$527,021	$8,561,915
24	285	$543,306	$15,340	$527,965	$8,033,949
24	286	$543,306	$14,394	$528,911	$7,505,038
24	287	$543,306	$13,447	$529,859	$6,975,179
24	288	$543,306	$12,497	$530,808	$6,444,371
25	289	$543,306	$11,546	$531,759	$5,912,611
25	290	$543,306	$10,593	$532,712	$5,379,899
25	291	$543,306	$9,639	$533,667	$4,846,232
25	292	$543,306	$8,683	$534,623	$4,311,610
25	293	$543,306	$7,725	$535,581	$3,776,029
25	294	$543,306	$6,765	$536,540	$3,239,489
25	295	$543,306	$5,804	$537,501	$2,701,987
25	296	$543,306	$4,841	$538,465	$2,163,523
25	297	$543,306	$3,876	$539,429	$1,624,094
25	298	$543,306	$2,910	$540,396	$1,083,698
25	299	$543,306	$1,942	$541,364	$542,334
25	300	$543,306	$972	$542,334	$0

Property Price	HKD


Loan Ratio	%
Interest Ratio	%
Loan Period	Year(s)

	(Scale 2) Ad Valorem Stamp Duty (For First –time and Change* of Residential Property Buyer)
	(New) Ad Valorem Stamp Duty Applicable to all residential property (except that acquired by a Hong Kong Permanent Resident who does not own any other residential property in Hong Kong at the time of acquisition) either by an individual or a company.
	(Scale 1) Ad Valorem Stamp Duty Applicable to all non-residential property, either by an individual or a company.
	BSD Buyer Stamp Duty Applicable to all residential property acquired by any person (including a company incorporated) except a Hong Kong Permanent Resident

Down Payment	HK$ 84,000,000
Agency Commission (HK$ )
Legal Fees (HK$ )

Stamp Duty (BSD)
Stamp Duty (SSD)

TOTAL	HK$ 86,100,000

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	SSD Special Stamp Duty if SSD is paid by vendor, please ignore this option
Remarks: *Change of Residential Property Case: A Hong Kong Permanent Resident may seek a refund of the stamp duty paid in excess of that computed under the old rates upon proof that his only other residential property has been disposed of within six months from the date of agreement to acquire a new residential property. Reminder: The calculation is for reference only and subject to the latest announcement of Inland Revenue Department. For details, please contact our Mortgage Consultant.