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Mortgage & Stamp Duty Calculator
MORTGAGE & STAMP DUTY CALCULATOR
Property Price HKD
Loan Ratio %
Interest Ratio %
Loan Period Year(s)


Stamp Duties

(Scale 2) Ad Valorem Stamp Duty
(For First –time and Change* of Residential Property Buyer)

(New) Ad Valorem Stamp Duty
Applicable to all residential property (except that acquired by a Hong Kong Permanent Resident who does not own any other residential property in Hong Kong at the time of acquisition) either by an individual or a company.
(Scale 1) Ad Valorem Stamp Duty
Applicable to all non-residential property, either by an individual or a company.
BSD Buyer Stamp Duty
Applicable to all residential property acquired by any person (including a company incorporated) except a Hong Kong Permanent Resident
SSD Special Stamp Duty
if SSD is paid by vendor, please ignore this option


Remarks: *Change of Residential Property Case: A Hong Kong Permanent Resident may seek a refund of the stamp duty paid in excess of that computed under the old rates upon proof that his only other residential property has been disposed of within six months from the date of agreement to acquire a new residential property.
Reminder: The calculation is for reference only and subject to the latest announcement of Inland Revenue Department.
For details, please contact our Mortgage Consultant.
ESTIMATED INITIAL BUDGET
Down PaymentHK$ 5,280,000
Agency Commission (HK$ )
Legal Fees (HK$ )
Stamp Duty (BSD)
Stamp Duty (SSD)
TOTALHK$ 5,412,000
* Please go to government website for latest Stamp Duty Details.
CALCULATION RESULT
Down Payment (HKD)
$5,280,000
 
Monthly Repayment (HKD)
$34,151
Loan Amount (HKD)
$7,920,000
+
Total Interest (HKD)
$2,325,191
=
Total Repayment (HKD)
$10,245,191
Repayment Schedule
Year Instalment Repayment (HK$ ) Interest (HK$ ) Principal (HK$ ) Outstanding Amount (HK$ )
1 1 $34,151 $14,190 $19,961 $7,900,039
1 2 $34,151 $14,154 $19,996 $7,880,043
1 3 $34,151 $14,118 $20,032 $7,860,011
1 4 $34,151 $14,083 $20,068 $7,839,943
1 5 $34,151 $14,047 $20,104 $7,819,839
1 6 $34,151 $14,011 $20,140 $7,799,698
1 7 $34,151 $13,974 $20,176 $7,779,522
1 8 $34,151 $13,938 $20,212 $7,759,310
1 9 $34,151 $13,902 $20,249 $7,739,061
1 10 $34,151 $13,866 $20,285 $7,718,777
1 11 $34,151 $13,829 $20,321 $7,698,455
1 12 $34,151 $13,793 $20,358 $7,678,098
2 13 $34,151 $13,757 $20,394 $7,657,704
2 14 $34,151 $13,720 $20,431 $7,637,273
2 15 $34,151 $13,683 $20,467 $7,616,806
2 16 $34,151 $13,647 $20,504 $7,596,302
2 17 $34,151 $13,610 $20,541 $7,575,762
2 18 $34,151 $13,573 $20,577 $7,555,184
2 19 $34,151 $13,536 $20,614 $7,534,570
2 20 $34,151 $13,499 $20,651 $7,513,919
2 21 $34,151 $13,462 $20,688 $7,493,231
2 22 $34,151 $13,425 $20,725 $7,472,505
2 23 $34,151 $13,388 $20,762 $7,451,743
2 24 $34,151 $13,351 $20,800 $7,430,943
3 25 $34,151 $13,314 $20,837 $7,410,106
3 26 $34,151 $13,276 $20,874 $7,389,232
3 27 $34,151 $13,239 $20,912 $7,368,321
3 28 $34,151 $13,202 $20,949 $7,347,372
3 29 $34,151 $13,164 $20,987 $7,326,385
3 30 $34,151 $13,126 $21,024 $7,305,361
3 31 $34,151 $13,089 $21,062 $7,284,299
3 32 $34,151 $13,051 $21,100 $7,263,199
3 33 $34,151 $13,013 $21,137 $7,242,062
3 34 $34,151 $12,975 $21,175 $7,220,887
3 35 $34,151 $12,937 $21,213 $7,199,673
3 36 $34,151 $12,899 $21,251 $7,178,422
4 37 $34,151 $12,861 $21,289 $7,157,133
4 38 $34,151 $12,823 $21,327 $7,135,805
4 39 $34,151 $12,785 $21,366 $7,114,440
4 40 $34,151 $12,747 $21,404 $7,093,036
4 41 $34,151 $12,708 $21,442 $7,071,594
4 42 $34,151 $12,670 $21,481 $7,050,113
4 43 $34,151 $12,631 $21,519 $7,028,594
4 44 $34,151 $12,593 $21,558 $7,007,036
4 45 $34,151 $12,554 $21,596 $6,985,440
4 46 $34,151 $12,516 $21,635 $6,963,805
4 47 $34,151 $12,477 $21,674 $6,942,131
4 48 $34,151 $12,438 $21,713 $6,920,418
5 49 $34,151 $12,399 $21,752 $6,898,667
5 50 $34,151 $12,360 $21,791 $6,876,876
5 51 $34,151 $12,321 $21,830 $6,855,046
5 52 $34,151 $12,282 $21,869 $6,833,178
5 53 $34,151 $12,243 $21,908 $6,811,270
5 54 $34,151 $12,204 $21,947 $6,789,323
5 55 $34,151 $12,164 $21,986 $6,767,336
5 56 $34,151 $12,125 $22,026 $6,745,311
5 57 $34,151 $12,085 $22,065 $6,723,245
5 58 $34,151 $12,046 $22,105 $6,701,140
5 59 $34,151 $12,006 $22,144 $6,678,996
5 60 $34,151 $11,967 $22,184 $6,656,812
6 61 $34,151 $11,927 $22,224 $6,634,588
6 62 $34,151 $11,887 $22,264 $6,612,324
6 63 $34,151 $11,847 $22,304 $6,590,021
6 64 $34,151 $11,807 $22,344 $6,567,677
6 65 $34,151 $11,767 $22,384 $6,545,294
6 66 $34,151 $11,727 $22,424 $6,522,870
6 67 $34,151 $11,687 $22,464 $6,500,406
6 68 $34,151 $11,647 $22,504 $6,477,902
6 69 $34,151 $11,606 $22,544 $6,455,358
6 70 $34,151 $11,566 $22,585 $6,432,773
6 71 $34,151 $11,525 $22,625 $6,410,148
6 72 $34,151 $11,485 $22,666 $6,387,482
7 73 $34,151 $11,444 $22,706 $6,364,776
7 74 $34,151 $11,404 $22,747 $6,342,028
7 75 $34,151 $11,363 $22,788 $6,319,241
7 76 $34,151 $11,322 $22,829 $6,296,412
7 77 $34,151 $11,281 $22,870 $6,273,542
7 78 $34,151 $11,240 $22,911 $6,250,632
7 79 $34,151 $11,199 $22,952 $6,227,680
7 80 $34,151 $11,158 $22,993 $6,204,688
7 81 $34,151 $11,117 $23,034 $6,181,654
7 82 $34,151 $11,075 $23,075 $6,158,578
7 83 $34,151 $11,034 $23,117 $6,135,462
7 84 $34,151 $10,993 $23,158 $6,112,304
8 85 $34,151 $10,951 $23,199 $6,089,105
8 86 $34,151 $10,910 $23,241 $6,065,864
8 87 $34,151 $10,868 $23,283 $6,042,581
8 88 $34,151 $10,826 $23,324 $6,019,257
8 89 $34,151 $10,785 $23,366 $5,995,891
8 90 $34,151 $10,743 $23,408 $5,972,483
8 91 $34,151 $10,701 $23,450 $5,949,033
8 92 $34,151 $10,659 $23,492 $5,925,541
8 93 $34,151 $10,617 $23,534 $5,902,007
8 94 $34,151 $10,574 $23,576 $5,878,430
8 95 $34,151 $10,532 $23,618 $5,854,812
8 96 $34,151 $10,490 $23,661 $5,831,151
9 97 $34,151 $10,447 $23,703 $5,807,448
9 98 $34,151 $10,405 $23,746 $5,783,702
9 99 $34,151 $10,362 $23,788 $5,759,914
9 100 $34,151 $10,320 $23,831 $5,736,083
9 101 $34,151 $10,277 $23,873 $5,712,210
9 102 $34,151 $10,234 $23,916 $5,688,294
9 103 $34,151 $10,192 $23,959 $5,664,335
9 104 $34,151 $10,149 $24,002 $5,640,333
9 105 $34,151 $10,106 $24,045 $5,616,287
9 106 $34,151 $10,063 $24,088 $5,592,199
9 107 $34,151 $10,019 $24,131 $5,568,068
9 108 $34,151 $9,976 $24,175 $5,543,894
10 109 $34,151 $9,933 $24,218 $5,519,676
10 110 $34,151 $9,889 $24,261 $5,495,415
10 111 $34,151 $9,846 $24,305 $5,471,110
10 112 $34,151 $9,802 $24,348 $5,446,762
10 113 $34,151 $9,759 $24,392 $5,422,370
10 114 $34,151 $9,715 $24,436 $5,397,934
10 115 $34,151 $9,671 $24,479 $5,373,455
10 116 $34,151 $9,627 $24,523 $5,348,932
10 117 $34,151 $9,584 $24,567 $5,324,365
10 118 $34,151 $9,539 $24,611 $5,299,753
10 119 $34,151 $9,495 $24,655 $5,275,098
10 120 $34,151 $9,451 $24,699 $5,250,399
11 121 $34,151 $9,407 $24,744 $5,225,655
11 122 $34,151 $9,363 $24,788 $5,200,867
11 123 $34,151 $9,318 $24,832 $5,176,035
11 124 $34,151 $9,274 $24,877 $5,151,158
11 125 $34,151 $9,229 $24,921 $5,126,236
11 126 $34,151 $9,185 $24,966 $5,101,270
11 127 $34,151 $9,140 $25,011 $5,076,259
11 128 $34,151 $9,095 $25,056 $5,051,204
11 129 $34,151 $9,050 $25,101 $5,026,103
11 130 $34,151 $9,005 $25,146 $5,000,957
11 131 $34,151 $8,960 $25,191 $4,975,767
11 132 $34,151 $8,915 $25,236 $4,950,531
12 133 $34,151 $8,870 $25,281 $4,925,250
12 134 $34,151 $8,824 $25,326 $4,899,924
12 135 $34,151 $8,779 $25,372 $4,874,552
12 136 $34,151 $8,734 $25,417 $4,849,135
12 137 $34,151 $8,688 $25,463 $4,823,673
12 138 $34,151 $8,642 $25,508 $4,798,165
12 139 $34,151 $8,597 $25,554 $4,772,611
12 140 $34,151 $8,551 $25,600 $4,747,011
12 141 $34,151 $8,505 $25,646 $4,721,365
12 142 $34,151 $8,459 $25,692 $4,695,674
12 143 $34,151 $8,413 $25,738 $4,669,936
12 144 $34,151 $8,367 $25,784 $4,644,153
13 145 $34,151 $8,321 $25,830 $4,618,323
13 146 $34,151 $8,274 $25,876 $4,592,447
13 147 $34,151 $8,228 $25,923 $4,566,524
13 148 $34,151 $8,182 $25,969 $4,540,555
13 149 $34,151 $8,135 $26,015 $4,514,540
13 150 $34,151 $8,089 $26,062 $4,488,478
13 151 $34,151 $8,042 $26,109 $4,462,369
13 152 $34,151 $7,995 $26,156 $4,436,213
13 153 $34,151 $7,948 $26,202 $4,410,011
13 154 $34,151 $7,901 $26,249 $4,383,761
13 155 $34,151 $7,854 $26,296 $4,357,465
13 156 $34,151 $7,807 $26,344 $4,331,121
14 157 $34,151 $7,760 $26,391 $4,304,731
14 158 $34,151 $7,713 $26,438 $4,278,293
14 159 $34,151 $7,665 $26,485 $4,251,807
14 160 $34,151 $7,618 $26,533 $4,225,275
14 161 $34,151 $7,570 $26,580 $4,198,694
14 162 $34,151 $7,523 $26,628 $4,172,066
14 163 $34,151 $7,475 $26,676 $4,145,391
14 164 $34,151 $7,427 $26,723 $4,118,667
14 165 $34,151 $7,379 $26,771 $4,091,896
14 166 $34,151 $7,331 $26,819 $4,065,076
14 167 $34,151 $7,283 $26,867 $4,038,209
14 168 $34,151 $7,235 $26,916 $4,011,294
15 169 $34,151 $7,187 $26,964 $3,984,330
15 170 $34,151 $7,139 $27,012 $3,957,318
15 171 $34,151 $7,090 $27,060 $3,930,257
15 172 $34,151 $7,042 $27,109 $3,903,148
15 173 $34,151 $6,993 $27,157 $3,875,991
15 174 $34,151 $6,944 $27,206 $3,848,785
15 175 $34,151 $6,896 $27,255 $3,821,530
15 176 $34,151 $6,847 $27,304 $3,794,226
15 177 $34,151 $6,798 $27,353 $3,766,873
15 178 $34,151 $6,749 $27,402 $3,739,472
15 179 $34,151 $6,700 $27,451 $3,712,021
15 180 $34,151 $6,651 $27,500 $3,684,521
16 181 $34,151 $6,601 $27,549 $3,656,972
16 182 $34,151 $6,552 $27,599 $3,629,373
16 183 $34,151 $6,503 $27,648 $3,601,725
16 184 $34,151 $6,453 $27,698 $3,574,028
16 185 $34,151 $6,403 $27,747 $3,546,281
16 186 $34,151 $6,354 $27,797 $3,518,484
16 187 $34,151 $6,304 $27,847 $3,490,637
16 188 $34,151 $6,254 $27,897 $3,462,741
16 189 $34,151 $6,204 $27,947 $3,434,794
16 190 $34,151 $6,154 $27,997 $3,406,797
16 191 $34,151 $6,104 $28,047 $3,378,751
16 192 $34,151 $6,054 $28,097 $3,350,653
17 193 $34,151 $6,003 $28,147 $3,322,506
17 194 $34,151 $5,953 $28,198 $3,294,308
17 195 $34,151 $5,902 $28,248 $3,266,060
17 196 $34,151 $5,852 $28,299 $3,237,761
17 197 $34,151 $5,801 $28,350 $3,209,411
17 198 $34,151 $5,750 $28,400 $3,181,011
17 199 $34,151 $5,699 $28,451 $3,152,560
17 200 $34,151 $5,648 $28,502 $3,124,057
17 201 $34,151 $5,597 $28,553 $3,095,504
17 202 $34,151 $5,546 $28,605 $3,066,899
17 203 $34,151 $5,495 $28,656 $3,038,244
17 204 $34,151 $5,444 $28,707 $3,009,537
18 205 $34,151 $5,392 $28,759 $2,980,778
18 206 $34,151 $5,341 $28,810 $2,951,968
18 207 $34,151 $5,289 $28,862 $2,923,106
18 208 $34,151 $5,237 $28,913 $2,894,193
18 209 $34,151 $5,185 $28,965 $2,865,228
18 210 $34,151 $5,134 $29,017 $2,836,210
18 211 $34,151 $5,082 $29,069 $2,807,141
18 212 $34,151 $5,029 $29,121 $2,778,020
18 213 $34,151 $4,977 $29,173 $2,748,847
18 214 $34,151 $4,925 $29,226 $2,719,621
18 215 $34,151 $4,873 $29,278 $2,690,343
18 216 $34,151 $4,820 $29,330 $2,661,013
19 217 $34,151 $4,768 $29,383 $2,631,630
19 218 $34,151 $4,715 $29,436 $2,602,194
19 219 $34,151 $4,662 $29,488 $2,572,706
19 220 $34,151 $4,609 $29,541 $2,543,165
19 221 $34,151 $4,557 $29,594 $2,513,570
19 222 $34,151 $4,503 $29,647 $2,483,923
19 223 $34,151 $4,450 $29,700 $2,454,223
19 224 $34,151 $4,397 $29,753 $2,424,470
19 225 $34,151 $4,344 $29,807 $2,394,663
19 226 $34,151 $4,290 $29,860 $2,364,803
19 227 $34,151 $4,237 $29,914 $2,334,889
19 228 $34,151 $4,183 $29,967 $2,304,922
20 229 $34,151 $4,130 $30,021 $2,274,901
20 230 $34,151 $4,076 $30,075 $2,244,826
20 231 $34,151 $4,022 $30,129 $2,214,697
20 232 $34,151 $3,968 $30,183 $2,184,515
20 233 $34,151 $3,914 $30,237 $2,154,278
20 234 $34,151 $3,860 $30,291 $2,123,987
20 235 $34,151 $3,805 $30,345 $2,093,642
20 236 $34,151 $3,751 $30,400 $2,063,242
20 237 $34,151 $3,697 $30,454 $2,032,788
20 238 $34,151 $3,642 $30,509 $2,002,280
20 239 $34,151 $3,587 $30,563 $1,971,716
20 240 $34,151 $3,533 $30,618 $1,941,098
21 241 $34,151 $3,478 $30,673 $1,910,426
21 242 $34,151 $3,423 $30,728 $1,879,698
21 243 $34,151 $3,368 $30,783 $1,848,915
21 244 $34,151 $3,313 $30,838 $1,818,077
21 245 $34,151 $3,257 $30,893 $1,787,184
21 246 $34,151 $3,202 $30,949 $1,756,235
21 247 $34,151 $3,147 $31,004 $1,725,231
21 248 $34,151 $3,091 $31,060 $1,694,172
21 249 $34,151 $3,035 $31,115 $1,663,056
21 250 $34,151 $2,980 $31,171 $1,631,885
21 251 $34,151 $2,924 $31,227 $1,600,658
21 252 $34,151 $2,868 $31,283 $1,569,376
22 253 $34,151 $2,812 $31,339 $1,538,037
22 254 $34,151 $2,756 $31,395 $1,506,642
22 255 $34,151 $2,699 $31,451 $1,475,191
22 256 $34,151 $2,643 $31,508 $1,443,683
22 257 $34,151 $2,587 $31,564 $1,412,119
22 258 $34,151 $2,530 $31,621 $1,380,498
22 259 $34,151 $2,473 $31,677 $1,348,821
22 260 $34,151 $2,417 $31,734 $1,317,087
22 261 $34,151 $2,360 $31,791 $1,285,296
22 262 $34,151 $2,303 $31,848 $1,253,448
22 263 $34,151 $2,246 $31,905 $1,221,544
22 264 $34,151 $2,189 $31,962 $1,189,582
23 265 $34,151 $2,131 $32,019 $1,157,562
23 266 $34,151 $2,074 $32,077 $1,125,486
23 267 $34,151 $2,016 $32,134 $1,093,351
23 268 $34,151 $1,959 $32,192 $1,061,160
23 269 $34,151 $1,901 $32,249 $1,028,910
23 270 $34,151 $1,843 $32,307 $996,603
23 271 $34,151 $1,786 $32,365 $964,238
23 272 $34,151 $1,728 $32,423 $931,815
23 273 $34,151 $1,670 $32,481 $899,334
23 274 $34,151 $1,611 $32,539 $866,795
23 275 $34,151 $1,553 $32,598 $834,197
23 276 $34,151 $1,495 $32,656 $801,541
24 277 $34,151 $1,436 $32,715 $768,826
24 278 $34,151 $1,377 $32,773 $736,053
24 279 $34,151 $1,319 $32,832 $703,221
24 280 $34,151 $1,260 $32,891 $670,331
24 281 $34,151 $1,201 $32,950 $637,381
24 282 $34,151 $1,142 $33,009 $604,372
24 283 $34,151 $1,083 $33,068 $571,305
24 284 $34,151 $1,024 $33,127 $538,178
24 285 $34,151 $964 $33,186 $504,991
24 286 $34,151 $905 $33,246 $471,745
24 287 $34,151 $845 $33,305 $438,440
24 288 $34,151 $786 $33,365 $405,075
25 289 $34,151 $726 $33,425 $371,650
25 290 $34,151 $666 $33,485 $338,165
25 291 $34,151 $606 $33,545 $304,620
25 292 $34,151 $546 $33,605 $271,015
25 293 $34,151 $486 $33,665 $237,350
25 294 $34,151 $425 $33,725 $203,625
25 295 $34,151 $365 $33,786 $169,839
25 296 $34,151 $304 $33,846 $135,993
25 297 $34,151 $244 $33,907 $102,086
25 298 $34,151 $183 $33,968 $68,118
25 299 $34,151 $122 $34,029 $34,090
25 300 $34,151 $61 $34,090 $0