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Mortgage & Stamp Duty Calculator
MORTGAGE & STAMP DUTY CALCULATOR
Property Price HKD
Loan Ratio %
Interest Ratio %
Loan Period Year(s)


Stamp Duties

(Scale 2) Ad Valorem Stamp Duty
(For First –time and Change* of Residential Property Buyer)

(New) Ad Valorem Stamp Duty
Applicable to all residential property (except that acquired by a Hong Kong Permanent Resident who does not own any other residential property in Hong Kong at the time of acquisition) either by an individual or a company.
(Scale 1) Ad Valorem Stamp Duty
Applicable to all non-residential property, either by an individual or a company.
BSD Buyer Stamp Duty
Applicable to all residential property acquired by any person (including a company incorporated) except a Hong Kong Permanent Resident
SSD Special Stamp Duty
if SSD is paid by vendor, please ignore this option


Remarks: *Change of Residential Property Case: A Hong Kong Permanent Resident may seek a refund of the stamp duty paid in excess of that computed under the old rates upon proof that his only other residential property has been disposed of within six months from the date of agreement to acquire a new residential property.
Reminder: The calculation is for reference only and subject to the latest announcement of Inland Revenue Department.
For details, please contact our Mortgage Consultant.
ESTIMATED INITIAL BUDGET
Down PaymentHK$ 6,760,000
Agency Commission (HK$ )
Legal Fees (HK$ )
Stamp Duty (BSD)
Stamp Duty (SSD)
TOTALHK$ 6,929,000
* Please go to government website for latest Stamp Duty Details.
CALCULATION RESULT
Down Payment (HKD)
$6,760,000
 
Monthly Repayment (HKD)
$43,723
Loan Amount (HKD)
$10,140,000
+
Total Interest (HKD)
$2,976,949
=
Total Repayment (HKD)
$13,116,949
Repayment Schedule
Year Instalment Repayment (HK$ ) Interest (HK$ ) Principal (HK$ ) Outstanding Amount (HK$ )
1 1 $43,723 $18,168 $25,556 $10,114,444
1 2 $43,723 $18,122 $25,601 $10,088,843
1 3 $43,723 $18,076 $25,647 $10,063,196
1 4 $43,723 $18,030 $25,693 $10,037,502
1 5 $43,723 $17,984 $25,739 $10,011,763
1 6 $43,723 $17,938 $25,785 $9,985,978
1 7 $43,723 $17,892 $25,832 $9,960,146
1 8 $43,723 $17,845 $25,878 $9,934,268
1 9 $43,723 $17,799 $25,924 $9,908,344
1 10 $43,723 $17,752 $25,971 $9,882,373
1 11 $43,723 $17,706 $26,017 $9,856,356
1 12 $43,723 $17,659 $26,064 $9,830,292
2 13 $43,723 $17,613 $26,111 $9,804,181
2 14 $43,723 $17,566 $26,157 $9,778,024
2 15 $43,723 $17,519 $26,204 $9,751,820
2 16 $43,723 $17,472 $26,251 $9,725,569
2 17 $43,723 $17,425 $26,298 $9,699,271
2 18 $43,723 $17,378 $26,345 $9,672,925
2 19 $43,723 $17,331 $26,393 $9,646,533
2 20 $43,723 $17,283 $26,440 $9,620,093
2 21 $43,723 $17,236 $26,487 $9,593,606
2 22 $43,723 $17,189 $26,535 $9,567,071
2 23 $43,723 $17,141 $26,582 $9,540,489
2 24 $43,723 $17,093 $26,630 $9,513,859
3 25 $43,723 $17,046 $26,677 $9,487,182
3 26 $43,723 $16,998 $26,725 $9,460,456
3 27 $43,723 $16,950 $26,773 $9,433,683
3 28 $43,723 $16,902 $26,821 $9,406,862
3 29 $43,723 $16,854 $26,869 $9,379,993
3 30 $43,723 $16,806 $26,917 $9,353,076
3 31 $43,723 $16,758 $26,966 $9,326,110
3 32 $43,723 $16,709 $27,014 $9,299,096
3 33 $43,723 $16,661 $27,062 $9,272,034
3 34 $43,723 $16,612 $27,111 $9,244,923
3 35 $43,723 $16,564 $27,159 $9,217,764
3 36 $43,723 $16,515 $27,208 $9,190,556
4 37 $43,723 $16,466 $27,257 $9,163,299
4 38 $43,723 $16,418 $27,306 $9,135,993
4 39 $43,723 $16,369 $27,355 $9,108,639
4 40 $43,723 $16,320 $27,404 $9,081,235
4 41 $43,723 $16,271 $27,453 $9,053,783
4 42 $43,723 $16,221 $27,502 $9,026,281
4 43 $43,723 $16,172 $27,551 $8,998,730
4 44 $43,723 $16,123 $27,600 $8,971,129
4 45 $43,723 $16,073 $27,650 $8,943,479
4 46 $43,723 $16,024 $27,699 $8,915,780
4 47 $43,723 $15,974 $27,749 $8,888,031
4 48 $43,723 $15,924 $27,799 $8,860,232
5 49 $43,723 $15,875 $27,849 $8,832,384
5 50 $43,723 $15,825 $27,898 $8,804,485
5 51 $43,723 $15,775 $27,948 $8,776,537
5 52 $43,723 $15,725 $27,999 $8,748,538
5 53 $43,723 $15,674 $28,049 $8,720,489
5 54 $43,723 $15,624 $28,099 $8,692,391
5 55 $43,723 $15,574 $28,149 $8,664,241
5 56 $43,723 $15,523 $28,200 $8,636,041
5 57 $43,723 $15,473 $28,250 $8,607,791
5 58 $43,723 $15,422 $28,301 $8,579,490
5 59 $43,723 $15,372 $28,352 $8,551,139
5 60 $43,723 $15,321 $28,402 $8,522,736
6 61 $43,723 $15,270 $28,453 $8,494,283
6 62 $43,723 $15,219 $28,504 $8,465,779
6 63 $43,723 $15,168 $28,555 $8,437,224
6 64 $43,723 $15,117 $28,606 $8,408,617
6 65 $43,723 $15,065 $28,658 $8,379,959
6 66 $43,723 $15,014 $28,709 $8,351,250
6 67 $43,723 $14,963 $28,761 $8,322,490
6 68 $43,723 $14,911 $28,812 $8,293,678
6 69 $43,723 $14,860 $28,864 $8,264,814
6 70 $43,723 $14,808 $28,915 $8,235,899
6 71 $43,723 $14,756 $28,967 $8,206,932
6 72 $43,723 $14,704 $29,019 $8,177,913
7 73 $43,723 $14,652 $29,071 $8,148,841
7 74 $43,723 $14,600 $29,123 $8,119,718
7 75 $43,723 $14,548 $29,175 $8,090,543
7 76 $43,723 $14,496 $29,228 $8,061,315
7 77 $43,723 $14,443 $29,280 $8,032,035
7 78 $43,723 $14,391 $29,332 $8,002,703
7 79 $43,723 $14,338 $29,385 $7,973,318
7 80 $43,723 $14,286 $29,438 $7,943,880
7 81 $43,723 $14,233 $29,490 $7,914,390
7 82 $43,723 $14,180 $29,543 $7,884,847
7 83 $43,723 $14,127 $29,596 $7,855,251
7 84 $43,723 $14,074 $29,649 $7,825,601
8 85 $43,723 $14,021 $29,702 $7,795,899
8 86 $43,723 $13,968 $29,756 $7,766,144
8 87 $43,723 $13,914 $29,809 $7,736,335
8 88 $43,723 $13,861 $29,862 $7,706,473
8 89 $43,723 $13,807 $29,916 $7,676,557
8 90 $43,723 $13,754 $29,969 $7,646,587
8 91 $43,723 $13,700 $30,023 $7,616,564
8 92 $43,723 $13,646 $30,077 $7,586,488
8 93 $43,723 $13,592 $30,131 $7,556,357
8 94 $43,723 $13,538 $30,185 $7,526,172
8 95 $43,723 $13,484 $30,239 $7,495,933
8 96 $43,723 $13,430 $30,293 $7,465,641
9 97 $43,723 $13,376 $30,347 $7,435,293
9 98 $43,723 $13,322 $30,402 $7,404,892
9 99 $43,723 $13,267 $30,456 $7,374,436
9 100 $43,723 $13,213 $30,511 $7,343,925
9 101 $43,723 $13,158 $30,565 $7,313,360
9 102 $43,723 $13,103 $30,620 $7,282,740
9 103 $43,723 $13,048 $30,675 $7,252,065
9 104 $43,723 $12,993 $30,730 $7,221,335
9 105 $43,723 $12,938 $30,785 $7,190,550
9 106 $43,723 $12,883 $30,840 $7,159,710
9 107 $43,723 $12,828 $30,895 $7,128,814
9 108 $43,723 $12,772 $30,951 $7,097,864
10 109 $43,723 $12,717 $31,006 $7,066,858
10 110 $43,723 $12,661 $31,062 $7,035,796
10 111 $43,723 $12,606 $31,117 $7,004,679
10 112 $43,723 $12,550 $31,173 $6,973,505
10 113 $43,723 $12,494 $31,229 $6,942,276
10 114 $43,723 $12,438 $31,285 $6,910,992
10 115 $43,723 $12,382 $31,341 $6,879,651
10 116 $43,723 $12,326 $31,397 $6,848,253
10 117 $43,723 $12,270 $31,453 $6,816,800
10 118 $43,723 $12,213 $31,510 $6,785,290
10 119 $43,723 $12,157 $31,566 $6,753,724
10 120 $43,723 $12,100 $31,623 $6,722,101
11 121 $43,723 $12,044 $31,679 $6,690,422
11 122 $43,723 $11,987 $31,736 $6,658,686
11 123 $43,723 $11,930 $31,793 $6,626,893
11 124 $43,723 $11,873 $31,850 $6,595,043
11 125 $43,723 $11,816 $31,907 $6,563,136
11 126 $43,723 $11,759 $31,964 $6,531,172
11 127 $43,723 $11,702 $32,021 $6,499,150
11 128 $43,723 $11,644 $32,079 $6,467,071
11 129 $43,723 $11,587 $32,136 $6,434,935
11 130 $43,723 $11,529 $32,194 $6,402,741
11 131 $43,723 $11,472 $32,252 $6,370,489
11 132 $43,723 $11,414 $32,309 $6,338,180
12 133 $43,723 $11,356 $32,367 $6,305,813
12 134 $43,723 $11,298 $32,425 $6,273,388
12 135 $43,723 $11,240 $32,483 $6,240,904
12 136 $43,723 $11,182 $32,542 $6,208,363
12 137 $43,723 $11,123 $32,600 $6,175,763
12 138 $43,723 $11,065 $32,658 $6,143,105
12 139 $43,723 $11,006 $32,717 $6,110,388
12 140 $43,723 $10,948 $32,775 $6,077,612
12 141 $43,723 $10,889 $32,834 $6,044,778
12 142 $43,723 $10,830 $32,893 $6,011,885
12 143 $43,723 $10,771 $32,952 $5,978,933
12 144 $43,723 $10,712 $33,011 $5,945,923
13 145 $43,723 $10,653 $33,070 $5,912,853
13 146 $43,723 $10,594 $33,129 $5,879,723
13 147 $43,723 $10,535 $33,189 $5,846,535
13 148 $43,723 $10,475 $33,248 $5,813,286
13 149 $43,723 $10,415 $33,308 $5,779,979
13 150 $43,723 $10,356 $33,367 $5,746,611
13 151 $43,723 $10,296 $33,427 $5,713,184
13 152 $43,723 $10,236 $33,487 $5,679,697
13 153 $43,723 $10,176 $33,547 $5,646,150
13 154 $43,723 $10,116 $33,607 $5,612,543
13 155 $43,723 $10,056 $33,667 $5,578,876
13 156 $43,723 $9,995 $33,728 $5,545,148
14 157 $43,723 $9,935 $33,788 $5,511,360
14 158 $43,723 $9,875 $33,849 $5,477,511
14 159 $43,723 $9,814 $33,909 $5,443,602
14 160 $43,723 $9,753 $33,970 $5,409,632
14 161 $43,723 $9,692 $34,031 $5,375,601
14 162 $43,723 $9,631 $34,092 $5,341,509
14 163 $43,723 $9,570 $34,153 $5,307,356
14 164 $43,723 $9,509 $34,214 $5,273,142
14 165 $43,723 $9,448 $34,275 $5,238,867
14 166 $43,723 $9,386 $34,337 $5,204,530
14 167 $43,723 $9,325 $34,398 $5,170,131
14 168 $43,723 $9,263 $34,460 $5,135,671
15 169 $43,723 $9,201 $34,522 $5,101,150
15 170 $43,723 $9,140 $34,584 $5,066,566
15 171 $43,723 $9,078 $34,646 $5,031,920
15 172 $43,723 $9,016 $34,708 $4,997,213
15 173 $43,723 $8,953 $34,770 $4,962,443
15 174 $43,723 $8,891 $34,832 $4,927,611
15 175 $43,723 $8,829 $34,895 $4,892,716
15 176 $43,723 $8,766 $34,957 $4,857,759
15 177 $43,723 $8,703 $35,020 $4,822,740
15 178 $43,723 $8,641 $35,082 $4,787,657
15 179 $43,723 $8,578 $35,145 $4,752,512
15 180 $43,723 $8,515 $35,208 $4,717,304
16 181 $43,723 $8,452 $35,271 $4,682,032
16 182 $43,723 $8,389 $35,335 $4,646,698
16 183 $43,723 $8,325 $35,398 $4,611,300
16 184 $43,723 $8,262 $35,461 $4,575,839
16 185 $43,723 $8,198 $35,525 $4,540,314
16 186 $43,723 $8,135 $35,588 $4,504,725
16 187 $43,723 $8,071 $35,652 $4,469,073
16 188 $43,723 $8,007 $35,716 $4,433,357
16 189 $43,723 $7,943 $35,780 $4,397,577
16 190 $43,723 $7,879 $35,844 $4,361,733
16 191 $43,723 $7,815 $35,908 $4,325,825
16 192 $43,723 $7,750 $35,973 $4,289,852
17 193 $43,723 $7,686 $36,037 $4,253,815
17 194 $43,723 $7,621 $36,102 $4,217,713
17 195 $43,723 $7,557 $36,166 $4,181,546
17 196 $43,723 $7,492 $36,231 $4,145,315
17 197 $43,723 $7,427 $36,296 $4,109,019
17 198 $43,723 $7,362 $36,361 $4,072,658
17 199 $43,723 $7,297 $36,426 $4,036,232
17 200 $43,723 $7,232 $36,492 $3,999,740
17 201 $43,723 $7,166 $36,557 $3,963,183
17 202 $43,723 $7,101 $36,622 $3,926,561
17 203 $43,723 $7,035 $36,688 $3,889,873
17 204 $43,723 $6,969 $36,754 $3,853,119
18 205 $43,723 $6,904 $36,820 $3,816,299
18 206 $43,723 $6,838 $36,886 $3,779,413
18 207 $43,723 $6,771 $36,952 $3,742,462
18 208 $43,723 $6,705 $37,018 $3,705,444
18 209 $43,723 $6,639 $37,084 $3,668,360
18 210 $43,723 $6,572 $37,151 $3,631,209
18 211 $43,723 $6,506 $37,217 $3,593,992
18 212 $43,723 $6,439 $37,284 $3,556,708
18 213 $43,723 $6,372 $37,351 $3,519,357
18 214 $43,723 $6,306 $37,418 $3,481,939
18 215 $43,723 $6,238 $37,485 $3,444,455
18 216 $43,723 $6,171 $37,552 $3,406,903
19 217 $43,723 $6,104 $37,619 $3,369,284
19 218 $43,723 $6,037 $37,687 $3,331,597
19 219 $43,723 $5,969 $37,754 $3,293,843
19 220 $43,723 $5,901 $37,822 $3,256,021
19 221 $43,723 $5,834 $37,889 $3,218,132
19 222 $43,723 $5,766 $37,957 $3,180,175
19 223 $43,723 $5,698 $38,025 $3,142,149
19 224 $43,723 $5,630 $38,093 $3,104,056
19 225 $43,723 $5,561 $38,162 $3,065,894
19 226 $43,723 $5,493 $38,230 $3,027,664
19 227 $43,723 $5,425 $38,299 $2,989,365
19 228 $43,723 $5,356 $38,367 $2,950,998
20 229 $43,723 $5,287 $38,436 $2,912,562
20 230 $43,723 $5,218 $38,505 $2,874,057
20 231 $43,723 $5,149 $38,574 $2,835,483
20 232 $43,723 $5,080 $38,643 $2,796,841
20 233 $43,723 $5,011 $38,712 $2,758,128
20 234 $43,723 $4,942 $38,782 $2,719,347
20 235 $43,723 $4,872 $38,851 $2,680,496
20 236 $43,723 $4,803 $38,921 $2,641,575
20 237 $43,723 $4,733 $38,990 $2,602,585
20 238 $43,723 $4,663 $39,060 $2,563,525
20 239 $43,723 $4,593 $39,130 $2,524,395
20 240 $43,723 $4,523 $39,200 $2,485,194
21 241 $43,723 $4,453 $39,271 $2,445,924
21 242 $43,723 $4,382 $39,341 $2,406,583
21 243 $43,723 $4,312 $39,411 $2,367,171
21 244 $43,723 $4,241 $39,482 $2,327,690
21 245 $43,723 $4,170 $39,553 $2,288,137
21 246 $43,723 $4,100 $39,624 $2,248,513
21 247 $43,723 $4,029 $39,695 $2,208,819
21 248 $43,723 $3,957 $39,766 $2,169,053
21 249 $43,723 $3,886 $39,837 $2,129,216
21 250 $43,723 $3,815 $39,908 $2,089,308
21 251 $43,723 $3,743 $39,980 $2,049,328
21 252 $43,723 $3,672 $40,051 $2,009,276
22 253 $43,723 $3,600 $40,123 $1,969,153
22 254 $43,723 $3,528 $40,195 $1,928,958
22 255 $43,723 $3,456 $40,267 $1,888,691
22 256 $43,723 $3,384 $40,339 $1,848,352
22 257 $43,723 $3,312 $40,412 $1,807,940
22 258 $43,723 $3,239 $40,484 $1,767,456
22 259 $43,723 $3,167 $40,556 $1,726,900
22 260 $43,723 $3,094 $40,629 $1,686,271
22 261 $43,723 $3,021 $40,702 $1,645,569
22 262 $43,723 $2,948 $40,775 $1,604,794
22 263 $43,723 $2,875 $40,848 $1,563,946
22 264 $43,723 $2,802 $40,921 $1,523,025
23 265 $43,723 $2,729 $40,994 $1,482,030
23 266 $43,723 $2,655 $41,068 $1,440,963
23 267 $43,723 $2,582 $41,141 $1,399,821
23 268 $43,723 $2,508 $41,215 $1,358,606
23 269 $43,723 $2,434 $41,289 $1,317,317
23 270 $43,723 $2,360 $41,363 $1,275,954
23 271 $43,723 $2,286 $41,437 $1,234,517
23 272 $43,723 $2,212 $41,511 $1,193,006
23 273 $43,723 $2,137 $41,586 $1,151,420
23 274 $43,723 $2,063 $41,660 $1,109,760
23 275 $43,723 $1,988 $41,735 $1,068,025
23 276 $43,723 $1,914 $41,810 $1,026,215
24 277 $43,723 $1,839 $41,885 $984,331
24 278 $43,723 $1,764 $41,960 $942,371
24 279 $43,723 $1,688 $42,035 $900,336
24 280 $43,723 $1,613 $42,110 $858,226
24 281 $43,723 $1,538 $42,186 $816,041
24 282 $43,723 $1,462 $42,261 $773,780
24 283 $43,723 $1,386 $42,337 $731,443
24 284 $43,723 $1,311 $42,413 $689,030
24 285 $43,723 $1,235 $42,489 $646,542
24 286 $43,723 $1,158 $42,565 $603,977
24 287 $43,723 $1,082 $42,641 $561,336
24 288 $43,723 $1,006 $42,717 $518,618
25 289 $43,723 $929 $42,794 $475,824
25 290 $43,723 $853 $42,871 $432,954
25 291 $43,723 $776 $42,947 $390,006
25 292 $43,723 $699 $43,024 $346,982
25 293 $43,723 $622 $43,101 $303,880
25 294 $43,723 $544 $43,179 $260,702
25 295 $43,723 $467 $43,256 $217,446
25 296 $43,723 $390 $43,334 $174,112
25 297 $43,723 $312 $43,411 $130,701
25 298 $43,723 $234 $43,489 $87,212
25 299 $43,723 $156 $43,567 $43,645
25 300 $43,723 $78 $43,645 $0