Century 21 Centaland Property

Down Payment (HKD)

$7,880,000

Monthly Repayment (HKD)

$50,967

Loan Amount (HKD)

$11,820,000

Total Interest (HKD)

$3,470,171

Total Repayment (HKD)

$15,290,171

Repayment Schedule
Year	Instalment	Repayment (HK$ )	Interest (HK$ )	Principal (HK$ )	Outstanding Amount (HK$ )
1	1	$50,967	$21,178	$29,790	$11,790,210
1	2	$50,967	$21,124	$29,843	$11,760,367
1	3	$50,967	$21,071	$29,897	$11,730,471
1	4	$50,967	$21,017	$29,950	$11,700,520
1	5	$50,967	$20,963	$30,004	$11,670,517
1	6	$50,967	$20,910	$30,058	$11,640,459
1	7	$50,967	$20,856	$30,111	$11,610,348
1	8	$50,967	$20,802	$30,165	$11,580,182
1	9	$50,967	$20,748	$30,219	$11,549,963
1	10	$50,967	$20,694	$30,274	$11,519,689
1	11	$50,967	$20,639	$30,328	$11,489,362
1	12	$50,967	$20,585	$30,382	$11,458,979
2	13	$50,967	$20,531	$30,437	$11,428,543
2	14	$50,967	$20,476	$30,491	$11,398,052
2	15	$50,967	$20,422	$30,546	$11,367,506
2	16	$50,967	$20,367	$30,600	$11,336,906
2	17	$50,967	$20,312	$30,655	$11,306,250
2	18	$50,967	$20,257	$30,710	$11,275,540
2	19	$50,967	$20,202	$30,765	$11,244,775
2	20	$50,967	$20,147	$30,820	$11,213,954
2	21	$50,967	$20,092	$30,876	$11,183,079
2	22	$50,967	$20,036	$30,931	$11,152,148
2	23	$50,967	$19,981	$30,986	$11,121,162
2	24	$50,967	$19,925	$31,042	$11,090,120
3	25	$50,967	$19,870	$31,097	$11,059,022
3	26	$50,967	$19,814	$31,153	$11,027,869
3	27	$50,967	$19,758	$31,209	$10,996,660
3	28	$50,967	$19,702	$31,265	$10,965,395
3	29	$50,967	$19,646	$31,321	$10,934,075
3	30	$50,967	$19,590	$31,377	$10,902,698
3	31	$50,967	$19,534	$31,433	$10,871,264
3	32	$50,967	$19,478	$31,490	$10,839,775
3	33	$50,967	$19,421	$31,546	$10,808,229
3	34	$50,967	$19,365	$31,602	$10,776,626
3	35	$50,967	$19,308	$31,659	$10,744,967
3	36	$50,967	$19,251	$31,716	$10,713,251
4	37	$50,967	$19,195	$31,773	$10,681,479
4	38	$50,967	$19,138	$31,830	$10,649,649
4	39	$50,967	$19,081	$31,887	$10,617,762
4	40	$50,967	$19,023	$31,944	$10,585,819
4	41	$50,967	$18,966	$32,001	$10,553,818
4	42	$50,967	$18,909	$32,058	$10,521,759
4	43	$50,967	$18,851	$32,116	$10,489,644
4	44	$50,967	$18,794	$32,173	$10,457,470
4	45	$50,967	$18,736	$32,231	$10,425,239
4	46	$50,967	$18,679	$32,289	$10,392,951
4	47	$50,967	$18,621	$32,347	$10,360,604
4	48	$50,967	$18,563	$32,404	$10,328,200
5	49	$50,967	$18,505	$32,463	$10,295,737
5	50	$50,967	$18,447	$32,521	$10,263,216
5	51	$50,967	$18,388	$32,579	$10,230,637
5	52	$50,967	$18,330	$32,637	$10,198,000
5	53	$50,967	$18,271	$32,696	$10,165,304
5	54	$50,967	$18,213	$32,754	$10,132,550
5	55	$50,967	$18,154	$32,813	$10,099,737
5	56	$50,967	$18,095	$32,872	$10,066,865
5	57	$50,967	$18,036	$32,931	$10,033,934
5	58	$50,967	$17,977	$32,990	$10,000,944
5	59	$50,967	$17,918	$33,049	$9,967,896
5	60	$50,967	$17,859	$33,108	$9,934,787
6	61	$50,967	$17,800	$33,167	$9,901,620
6	62	$50,967	$17,740	$33,227	$9,868,393
6	63	$50,967	$17,681	$33,286	$9,835,107
6	64	$50,967	$17,621	$33,346	$9,801,761
6	65	$50,967	$17,561	$33,406	$9,768,355
6	66	$50,967	$17,502	$33,466	$9,734,889
6	67	$50,967	$17,442	$33,526	$9,701,364
6	68	$50,967	$17,382	$33,586	$9,667,778
6	69	$50,967	$17,321	$33,646	$9,634,132
6	70	$50,967	$17,261	$33,706	$9,600,426
6	71	$50,967	$17,201	$33,766	$9,566,660
6	72	$50,967	$17,140	$33,827	$9,532,833
7	73	$50,967	$17,080	$33,888	$9,498,945
7	74	$50,967	$17,019	$33,948	$9,464,997
7	75	$50,967	$16,958	$34,009	$9,430,988
7	76	$50,967	$16,897	$34,070	$9,396,918
7	77	$50,967	$16,836	$34,131	$9,362,787
7	78	$50,967	$16,775	$34,192	$9,328,595
7	79	$50,967	$16,714	$34,254	$9,294,341
7	80	$50,967	$16,652	$34,315	$9,260,026
7	81	$50,967	$16,591	$34,376	$9,225,650
7	82	$50,967	$16,529	$34,438	$9,191,212
7	83	$50,967	$16,468	$34,500	$9,156,712
7	84	$50,967	$16,406	$34,561	$9,122,151
8	85	$50,967	$16,344	$34,623	$9,087,527
8	86	$50,967	$16,282	$34,685	$9,052,842
8	87	$50,967	$16,220	$34,748	$9,018,094
8	88	$50,967	$16,157	$34,810	$8,983,285
8	89	$50,967	$16,095	$34,872	$8,948,412
8	90	$50,967	$16,033	$34,935	$8,913,478
8	91	$50,967	$15,970	$34,997	$8,878,480
8	92	$50,967	$15,907	$35,060	$8,843,420
8	93	$50,967	$15,844	$35,123	$8,808,298
8	94	$50,967	$15,782	$35,186	$8,773,112
8	95	$50,967	$15,718	$35,249	$8,737,863
8	96	$50,967	$15,655	$35,312	$8,702,551
9	97	$50,967	$15,592	$35,375	$8,667,176
9	98	$50,967	$15,529	$35,439	$8,631,738
9	99	$50,967	$15,465	$35,502	$8,596,236
9	100	$50,967	$15,402	$35,566	$8,560,670
9	101	$50,967	$15,338	$35,629	$8,525,041
9	102	$50,967	$15,274	$35,693	$8,489,347
9	103	$50,967	$15,210	$35,757	$8,453,590
9	104	$50,967	$15,146	$35,821	$8,417,769
9	105	$50,967	$15,082	$35,885	$8,381,884
9	106	$50,967	$15,018	$35,950	$8,345,934
9	107	$50,967	$14,953	$36,014	$8,309,920
9	108	$50,967	$14,889	$36,079	$8,273,841
10	109	$50,967	$14,824	$36,143	$8,237,698
10	110	$50,967	$14,759	$36,208	$8,201,490
10	111	$50,967	$14,694	$36,273	$8,165,217
10	112	$50,967	$14,629	$36,338	$8,128,879
10	113	$50,967	$14,564	$36,403	$8,092,476
10	114	$50,967	$14,499	$36,468	$8,056,008
10	115	$50,967	$14,434	$36,534	$8,019,474
10	116	$50,967	$14,368	$36,599	$7,982,875
10	117	$50,967	$14,303	$36,665	$7,946,211
10	118	$50,967	$14,237	$36,730	$7,909,480
10	119	$50,967	$14,171	$36,796	$7,872,684
10	120	$50,967	$14,105	$36,862	$7,835,822
11	121	$50,967	$14,039	$36,928	$7,798,894
11	122	$50,967	$13,973	$36,994	$7,761,900
11	123	$50,967	$13,907	$37,061	$7,724,840
11	124	$50,967	$13,840	$37,127	$7,687,713
11	125	$50,967	$13,774	$37,193	$7,650,519
11	126	$50,967	$13,707	$37,260	$7,613,259
11	127	$50,967	$13,640	$37,327	$7,575,932
11	128	$50,967	$13,574	$37,394	$7,538,539
11	129	$50,967	$13,507	$37,461	$7,501,078
11	130	$50,967	$13,439	$37,528	$7,463,550
11	131	$50,967	$13,372	$37,595	$7,425,955
11	132	$50,967	$13,305	$37,662	$7,388,293
12	133	$50,967	$13,237	$37,730	$7,350,563
12	134	$50,967	$13,170	$37,797	$7,312,765
12	135	$50,967	$13,102	$37,865	$7,274,900
12	136	$50,967	$13,034	$37,933	$7,236,967
12	137	$50,967	$12,966	$38,001	$7,198,966
12	138	$50,967	$12,898	$38,069	$7,160,897
12	139	$50,967	$12,830	$38,137	$7,122,760
12	140	$50,967	$12,762	$38,206	$7,084,554
12	141	$50,967	$12,693	$38,274	$7,046,280
12	142	$50,967	$12,625	$38,343	$7,007,937
12	143	$50,967	$12,556	$38,411	$6,969,526
12	144	$50,967	$12,487	$38,480	$6,931,046
13	145	$50,967	$12,418	$38,549	$6,892,497
13	146	$50,967	$12,349	$38,618	$6,853,879
13	147	$50,967	$12,280	$38,687	$6,815,191
13	148	$50,967	$12,211	$38,757	$6,776,434
13	149	$50,967	$12,141	$38,826	$6,737,608
13	150	$50,967	$12,072	$38,896	$6,698,713
13	151	$50,967	$12,002	$38,965	$6,659,747
13	152	$50,967	$11,932	$39,035	$6,620,712
13	153	$50,967	$11,862	$39,105	$6,581,607
13	154	$50,967	$11,792	$39,175	$6,542,432
13	155	$50,967	$11,722	$39,245	$6,503,186
13	156	$50,967	$11,652	$39,316	$6,463,871
14	157	$50,967	$11,581	$39,386	$6,424,485
14	158	$50,967	$11,511	$39,457	$6,385,028
14	159	$50,967	$11,440	$39,527	$6,345,500
14	160	$50,967	$11,369	$39,598	$6,305,902
14	161	$50,967	$11,298	$39,669	$6,266,233
14	162	$50,967	$11,227	$39,740	$6,226,493
14	163	$50,967	$11,156	$39,811	$6,186,681
14	164	$50,967	$11,084	$39,883	$6,146,799
14	165	$50,967	$11,013	$39,954	$6,106,844
14	166	$50,967	$10,941	$40,026	$6,066,819
14	167	$50,967	$10,870	$40,098	$6,026,721
14	168	$50,967	$10,798	$40,169	$5,986,552
15	169	$50,967	$10,726	$40,241	$5,946,310
15	170	$50,967	$10,654	$40,313	$5,905,997
15	171	$50,967	$10,582	$40,386	$5,865,611
15	172	$50,967	$10,509	$40,458	$5,825,153
15	173	$50,967	$10,437	$40,531	$5,784,623
15	174	$50,967	$10,364	$40,603	$5,744,020
15	175	$50,967	$10,291	$40,676	$5,703,344
15	176	$50,967	$10,218	$40,749	$5,662,595
15	177	$50,967	$10,145	$40,822	$5,621,773
15	178	$50,967	$10,072	$40,895	$5,580,878
15	179	$50,967	$9,999	$40,968	$5,539,910
15	180	$50,967	$9,926	$41,042	$5,498,869
16	181	$50,967	$9,852	$41,115	$5,457,754
16	182	$50,967	$9,778	$41,189	$5,416,565
16	183	$50,967	$9,705	$41,263	$5,375,302
16	184	$50,967	$9,631	$41,336	$5,333,966
16	185	$50,967	$9,557	$41,411	$5,292,555
16	186	$50,967	$9,482	$41,485	$5,251,070
16	187	$50,967	$9,408	$41,559	$5,209,511
16	188	$50,967	$9,334	$41,634	$5,167,878
16	189	$50,967	$9,259	$41,708	$5,126,170
16	190	$50,967	$9,184	$41,783	$5,084,387
16	191	$50,967	$9,110	$41,858	$5,042,529
16	192	$50,967	$9,035	$41,933	$5,000,596
17	193	$50,967	$8,959	$42,008	$4,958,589
17	194	$50,967	$8,884	$42,083	$4,916,506
17	195	$50,967	$8,809	$42,158	$4,874,347
17	196	$50,967	$8,733	$42,234	$4,832,113
17	197	$50,967	$8,658	$42,310	$4,789,803
17	198	$50,967	$8,582	$42,386	$4,747,418
17	199	$50,967	$8,506	$42,461	$4,704,956
17	200	$50,967	$8,430	$42,538	$4,662,419
17	201	$50,967	$8,354	$42,614	$4,619,805
17	202	$50,967	$8,277	$42,690	$4,577,115
17	203	$50,967	$8,201	$42,767	$4,534,348
17	204	$50,967	$8,124	$42,843	$4,491,505
18	205	$50,967	$8,047	$42,920	$4,448,585
18	206	$50,967	$7,970	$42,997	$4,405,588
18	207	$50,967	$7,893	$43,074	$4,362,515
18	208	$50,967	$7,816	$43,151	$4,319,363
18	209	$50,967	$7,739	$43,228	$4,276,135
18	210	$50,967	$7,661	$43,306	$4,232,829
18	211	$50,967	$7,584	$43,383	$4,189,446
18	212	$50,967	$7,506	$43,461	$4,145,985
18	213	$50,967	$7,428	$43,539	$4,102,446
18	214	$50,967	$7,350	$43,617	$4,058,829
18	215	$50,967	$7,272	$43,695	$4,015,133
18	216	$50,967	$7,194	$43,773	$3,971,360
19	217	$50,967	$7,115	$43,852	$3,927,508
19	218	$50,967	$7,037	$43,930	$3,883,578
19	219	$50,967	$6,958	$44,009	$3,839,569
19	220	$50,967	$6,879	$44,088	$3,795,481
19	221	$50,967	$6,800	$44,167	$3,751,314
19	222	$50,967	$6,721	$44,246	$3,707,067
19	223	$50,967	$6,642	$44,325	$3,662,742
19	224	$50,967	$6,562	$44,405	$3,618,337
19	225	$50,967	$6,483	$44,484	$3,573,853
19	226	$50,967	$6,403	$44,564	$3,529,289
19	227	$50,967	$6,323	$44,644	$3,484,645
19	228	$50,967	$6,243	$44,724	$3,439,921
20	229	$50,967	$6,163	$44,804	$3,395,117
20	230	$50,967	$6,083	$44,884	$3,350,232
20	231	$50,967	$6,002	$44,965	$3,305,268
20	232	$50,967	$5,922	$45,045	$3,260,222
20	233	$50,967	$5,841	$45,126	$3,215,096
20	234	$50,967	$5,760	$45,207	$3,169,890
20	235	$50,967	$5,679	$45,288	$3,124,602
20	236	$50,967	$5,598	$45,369	$3,079,233
20	237	$50,967	$5,517	$45,450	$3,033,782
20	238	$50,967	$5,436	$45,532	$2,988,251
20	239	$50,967	$5,354	$45,613	$2,942,637
20	240	$50,967	$5,272	$45,695	$2,896,942
21	241	$50,967	$5,190	$45,777	$2,851,166
21	242	$50,967	$5,108	$45,859	$2,805,307
21	243	$50,967	$5,026	$45,941	$2,759,366
21	244	$50,967	$4,944	$46,023	$2,713,342
21	245	$50,967	$4,861	$46,106	$2,667,236
21	246	$50,967	$4,779	$46,188	$2,621,048
21	247	$50,967	$4,696	$46,271	$2,574,777
21	248	$50,967	$4,613	$46,354	$2,528,423
21	249	$50,967	$4,530	$46,437	$2,481,986
21	250	$50,967	$4,447	$46,520	$2,435,465
21	251	$50,967	$4,364	$46,604	$2,388,861
21	252	$50,967	$4,280	$46,687	$2,342,174
22	253	$50,967	$4,196	$46,771	$2,295,403
22	254	$50,967	$4,113	$46,855	$2,248,549
22	255	$50,967	$4,029	$46,939	$2,201,610
22	256	$50,967	$3,945	$47,023	$2,154,588
22	257	$50,967	$3,860	$47,107	$2,107,481
22	258	$50,967	$3,776	$47,191	$2,060,289
22	259	$50,967	$3,691	$47,276	$2,013,013
22	260	$50,967	$3,607	$47,361	$1,965,653
22	261	$50,967	$3,522	$47,445	$1,918,207
22	262	$50,967	$3,437	$47,530	$1,870,677
22	263	$50,967	$3,352	$47,616	$1,823,061
22	264	$50,967	$3,266	$47,701	$1,775,360
23	265	$50,967	$3,181	$47,786	$1,727,574
23	266	$50,967	$3,095	$47,872	$1,679,702
23	267	$50,967	$3,009	$47,958	$1,631,744
23	268	$50,967	$2,924	$48,044	$1,583,700
23	269	$50,967	$2,837	$48,130	$1,535,571
23	270	$50,967	$2,751	$48,216	$1,487,355
23	271	$50,967	$2,665	$48,302	$1,439,052
23	272	$50,967	$2,578	$48,389	$1,390,663
23	273	$50,967	$2,492	$48,476	$1,342,188
23	274	$50,967	$2,405	$48,562	$1,293,625
23	275	$50,967	$2,318	$48,649	$1,244,976
23	276	$50,967	$2,231	$48,737	$1,196,239
24	277	$50,967	$2,143	$48,824	$1,147,415
24	278	$50,967	$2,056	$48,911	$1,098,504
24	279	$50,967	$1,968	$48,999	$1,049,505
24	280	$50,967	$1,880	$49,087	$1,000,418
24	281	$50,967	$1,792	$49,175	$951,243
24	282	$50,967	$1,704	$49,263	$901,980
24	283	$50,967	$1,616	$49,351	$852,629
24	284	$50,967	$1,528	$49,440	$803,189
24	285	$50,967	$1,439	$49,528	$753,661
24	286	$50,967	$1,350	$49,617	$704,044
24	287	$50,967	$1,261	$49,706	$654,338
24	288	$50,967	$1,172	$49,795	$604,543
25	289	$50,967	$1,083	$49,884	$554,659
25	290	$50,967	$994	$49,973	$504,686
25	291	$50,967	$904	$50,063	$454,623
25	292	$50,967	$815	$50,153	$404,470
25	293	$50,967	$725	$50,243	$354,227
25	294	$50,967	$635	$50,333	$303,895
25	295	$50,967	$544	$50,423	$253,472
25	296	$50,967	$454	$50,513	$202,959
25	297	$50,967	$364	$50,604	$152,355
25	298	$50,967	$273	$50,694	$101,661
25	299	$50,967	$182	$50,785	$50,876
25	300	$50,967	$91	$50,876	$0

Property Price	HKD


Loan Ratio	%
Interest Ratio	%
Loan Period	Year(s)

	(Scale 2) Ad Valorem Stamp Duty (For First –time and Change* of Residential Property Buyer)
	(New) Ad Valorem Stamp Duty Applicable to all residential property (except that acquired by a Hong Kong Permanent Resident who does not own any other residential property in Hong Kong at the time of acquisition) either by an individual or a company.
	(Scale 1) Ad Valorem Stamp Duty Applicable to all non-residential property, either by an individual or a company.
	BSD Buyer Stamp Duty Applicable to all residential property acquired by any person (including a company incorporated) except a Hong Kong Permanent Resident

Down Payment	HK$ 7,880,000
Agency Commission (HK$ )
Legal Fees (HK$ )

Stamp Duty (BSD)
Stamp Duty (SSD)

TOTAL	HK$ 8,077,000

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	SSD Special Stamp Duty if SSD is paid by vendor, please ignore this option
Remarks: *Change of Residential Property Case: A Hong Kong Permanent Resident may seek a refund of the stamp duty paid in excess of that computed under the old rates upon proof that his only other residential property has been disposed of within six months from the date of agreement to acquire a new residential property. Reminder: The calculation is for reference only and subject to the latest announcement of Inland Revenue Department. For details, please contact our Mortgage Consultant.