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Mortgage & Stamp Duty Calculator
MORTGAGE & STAMP DUTY CALCULATOR
Property Price HKD
Loan Ratio %
Interest Ratio %
Loan Period Year(s)


Stamp Duties

(Scale 2) Ad Valorem Stamp Duty
(For First –time and Change* of Residential Property Buyer)

(New) Ad Valorem Stamp Duty
Applicable to all residential property (except that acquired by a Hong Kong Permanent Resident who does not own any other residential property in Hong Kong at the time of acquisition) either by an individual or a company.
(Scale 1) Ad Valorem Stamp Duty
Applicable to all non-residential property, either by an individual or a company.
BSD Buyer Stamp Duty
Applicable to all residential property acquired by any person (including a company incorporated) except a Hong Kong Permanent Resident
SSD Special Stamp Duty
if SSD is paid by vendor, please ignore this option


Remarks: *Change of Residential Property Case: A Hong Kong Permanent Resident may seek a refund of the stamp duty paid in excess of that computed under the old rates upon proof that his only other residential property has been disposed of within six months from the date of agreement to acquire a new residential property.
Reminder: The calculation is for reference only and subject to the latest announcement of Inland Revenue Department.
For details, please contact our Mortgage Consultant.
ESTIMATED INITIAL BUDGET
Down PaymentHK$ 5,160,000
Agency Commission (HK$ )
Legal Fees (HK$ )
Stamp Duty (BSD)
Stamp Duty (SSD)
TOTALHK$ 5,289,000
* Please go to government website for latest Stamp Duty Details.
CALCULATION RESULT
Down Payment (HKD)
$5,160,000
 
Monthly Repayment (HKD)
$33,374
Loan Amount (HKD)
$7,740,000
+
Total Interest (HKD)
$2,272,346
=
Total Repayment (HKD)
$10,012,346
Repayment Schedule
Year Instalment Repayment (HK$ ) Interest (HK$ ) Principal (HK$ ) Outstanding Amount (HK$ )
1 1 $33,374 $13,868 $19,507 $7,720,493
1 2 $33,374 $13,833 $19,542 $7,700,951
1 3 $33,374 $13,798 $19,577 $7,681,374
1 4 $33,374 $13,762 $19,612 $7,661,762
1 5 $33,374 $13,727 $19,647 $7,642,115
1 6 $33,374 $13,692 $19,682 $7,622,433
1 7 $33,374 $13,657 $19,718 $7,602,715
1 8 $33,374 $13,622 $19,753 $7,582,962
1 9 $33,374 $13,586 $19,788 $7,563,174
1 10 $33,374 $13,551 $19,824 $7,543,350
1 11 $33,374 $13,515 $19,859 $7,523,491
1 12 $33,374 $13,480 $19,895 $7,503,596
2 13 $33,374 $13,444 $19,931 $7,483,665
2 14 $33,374 $13,408 $19,966 $7,463,699
2 15 $33,374 $13,372 $20,002 $7,443,697
2 16 $33,374 $13,337 $20,038 $7,423,659
2 17 $33,374 $13,301 $20,074 $7,403,585
2 18 $33,374 $13,265 $20,110 $7,383,475
2 19 $33,374 $13,229 $20,146 $7,363,330
2 20 $33,374 $13,193 $20,182 $7,343,148
2 21 $33,374 $13,156 $20,218 $7,322,930
2 22 $33,374 $13,120 $20,254 $7,302,676
2 23 $33,374 $13,084 $20,291 $7,282,385
2 24 $33,374 $13,048 $20,327 $7,262,058
3 25 $33,374 $13,011 $20,363 $7,241,695
3 26 $33,374 $12,975 $20,400 $7,221,295
3 27 $33,374 $12,938 $20,436 $7,200,859
3 28 $33,374 $12,902 $20,473 $7,180,386
3 29 $33,374 $12,865 $20,510 $7,159,876
3 30 $33,374 $12,828 $20,546 $7,139,330
3 31 $33,374 $12,791 $20,583 $7,118,747
3 32 $33,374 $12,754 $20,620 $7,098,127
3 33 $33,374 $12,717 $20,657 $7,077,470
3 34 $33,374 $12,680 $20,694 $7,056,776
3 35 $33,374 $12,643 $20,731 $7,036,044
3 36 $33,374 $12,606 $20,768 $7,015,276
4 37 $33,374 $12,569 $20,805 $6,994,471
4 38 $33,374 $12,532 $20,843 $6,973,628
4 39 $33,374 $12,494 $20,880 $6,952,748
4 40 $33,374 $12,457 $20,917 $6,931,830
4 41 $33,374 $12,420 $20,955 $6,910,876
4 42 $33,374 $12,382 $20,993 $6,889,883
4 43 $33,374 $12,344 $21,030 $6,868,853
4 44 $33,374 $12,307 $21,068 $6,847,785
4 45 $33,374 $12,269 $21,106 $6,826,680
4 46 $33,374 $12,231 $21,143 $6,805,536
4 47 $33,374 $12,193 $21,181 $6,784,355
4 48 $33,374 $12,155 $21,219 $6,763,136
5 49 $33,374 $12,117 $21,257 $6,741,879
5 50 $33,374 $12,079 $21,295 $6,720,583
5 51 $33,374 $12,041 $21,333 $6,699,250
5 52 $33,374 $12,003 $21,372 $6,677,878
5 53 $33,374 $11,965 $21,410 $6,656,468
5 54 $33,374 $11,926 $21,448 $6,635,020
5 55 $33,374 $11,888 $21,487 $6,613,533
5 56 $33,374 $11,849 $21,525 $6,592,008
5 57 $33,374 $11,811 $21,564 $6,570,444
5 58 $33,374 $11,772 $21,602 $6,548,842
5 59 $33,374 $11,733 $21,641 $6,527,201
5 60 $33,374 $11,695 $21,680 $6,505,521
6 61 $33,374 $11,656 $21,719 $6,483,802
6 62 $33,374 $11,617 $21,758 $6,462,044
6 63 $33,374 $11,578 $21,797 $6,440,248
6 64 $33,374 $11,539 $21,836 $6,418,412
6 65 $33,374 $11,500 $21,875 $6,396,537
6 66 $33,374 $11,460 $21,914 $6,374,623
6 67 $33,374 $11,421 $21,953 $6,352,670
6 68 $33,374 $11,382 $21,993 $6,330,677
6 69 $33,374 $11,342 $22,032 $6,308,645
6 70 $33,374 $11,303 $22,071 $6,286,574
6 71 $33,374 $11,263 $22,111 $6,264,463
6 72 $33,374 $11,224 $22,151 $6,242,312
7 73 $33,374 $11,184 $22,190 $6,220,122
7 74 $33,374 $11,144 $22,230 $6,197,891
7 75 $33,374 $11,105 $22,270 $6,175,622
7 76 $33,374 $11,065 $22,310 $6,153,312
7 77 $33,374 $11,025 $22,350 $6,130,962
7 78 $33,374 $10,985 $22,390 $6,108,572
7 79 $33,374 $10,945 $22,430 $6,086,142
7 80 $33,374 $10,904 $22,470 $6,063,672
7 81 $33,374 $10,864 $22,510 $6,041,162
7 82 $33,374 $10,824 $22,551 $6,018,611
7 83 $33,374 $10,783 $22,591 $5,996,020
7 84 $33,374 $10,743 $22,632 $5,973,388
8 85 $33,374 $10,702 $22,672 $5,950,716
8 86 $33,374 $10,662 $22,713 $5,928,003
8 87 $33,374 $10,621 $22,753 $5,905,250
8 88 $33,374 $10,580 $22,794 $5,882,455
8 89 $33,374 $10,539 $22,835 $5,859,620
8 90 $33,374 $10,498 $22,876 $5,836,744
8 91 $33,374 $10,458 $22,917 $5,813,827
8 92 $33,374 $10,416 $22,958 $5,790,869
8 93 $33,374 $10,375 $22,999 $5,767,870
8 94 $33,374 $10,334 $23,040 $5,744,830
8 95 $33,374 $10,293 $23,082 $5,721,748
8 96 $33,374 $10,251 $23,123 $5,698,625
9 97 $33,374 $10,210 $23,164 $5,675,461
9 98 $33,374 $10,169 $23,206 $5,652,255
9 99 $33,374 $10,127 $23,248 $5,629,007
9 100 $33,374 $10,085 $23,289 $5,605,718
9 101 $33,374 $10,044 $23,331 $5,582,387
9 102 $33,374 $10,002 $23,373 $5,559,014
9 103 $33,374 $9,960 $23,415 $5,535,600
9 104 $33,374 $9,918 $23,457 $5,512,143
9 105 $33,374 $9,876 $23,499 $5,488,645
9 106 $33,374 $9,834 $23,541 $5,465,104
9 107 $33,374 $9,792 $23,583 $5,441,521
9 108 $33,374 $9,749 $23,625 $5,417,896
10 109 $33,374 $9,707 $23,667 $5,394,229
10 110 $33,374 $9,665 $23,710 $5,370,519
10 111 $33,374 $9,622 $23,752 $5,346,766
10 112 $33,374 $9,580 $23,795 $5,322,972
10 113 $33,374 $9,537 $23,837 $5,299,134
10 114 $33,374 $9,494 $23,880 $5,275,254
10 115 $33,374 $9,451 $23,923 $5,251,331
10 116 $33,374 $9,409 $23,966 $5,227,365
10 117 $33,374 $9,366 $24,009 $5,203,356
10 118 $33,374 $9,323 $24,052 $5,179,304
10 119 $33,374 $9,280 $24,095 $5,155,210
10 120 $33,374 $9,236 $24,138 $5,131,071
11 121 $33,374 $9,193 $24,181 $5,106,890
11 122 $33,374 $9,150 $24,225 $5,082,666
11 123 $33,374 $9,106 $24,268 $5,058,397
11 124 $33,374 $9,063 $24,312 $5,034,086
11 125 $33,374 $9,019 $24,355 $5,009,731
11 126 $33,374 $8,976 $24,399 $4,985,332
11 127 $33,374 $8,932 $24,442 $4,960,890
11 128 $33,374 $8,888 $24,486 $4,936,403
11 129 $33,374 $8,844 $24,530 $4,911,873
11 130 $33,374 $8,800 $24,574 $4,887,299
11 131 $33,374 $8,756 $24,618 $4,862,681
11 132 $33,374 $8,712 $24,662 $4,838,019
12 133 $33,374 $8,668 $24,706 $4,813,313
12 134 $33,374 $8,624 $24,751 $4,788,562
12 135 $33,374 $8,580 $24,795 $4,763,767
12 136 $33,374 $8,535 $24,839 $4,738,928
12 137 $33,374 $8,491 $24,884 $4,714,044
12 138 $33,374 $8,446 $24,928 $4,689,115
12 139 $33,374 $8,401 $24,973 $4,664,142
12 140 $33,374 $8,357 $25,018 $4,639,124
12 141 $33,374 $8,312 $25,063 $4,614,062
12 142 $33,374 $8,267 $25,108 $4,588,954
12 143 $33,374 $8,222 $25,153 $4,563,801
12 144 $33,374 $8,177 $25,198 $4,538,604
13 145 $33,374 $8,132 $25,243 $4,513,361
13 146 $33,374 $8,086 $25,288 $4,488,073
13 147 $33,374 $8,041 $25,333 $4,462,739
13 148 $33,374 $7,996 $25,379 $4,437,361
13 149 $33,374 $7,950 $25,424 $4,411,936
13 150 $33,374 $7,905 $25,470 $4,386,467
13 151 $33,374 $7,859 $25,515 $4,360,951
13 152 $33,374 $7,813 $25,561 $4,335,390
13 153 $33,374 $7,768 $25,607 $4,309,783
13 154 $33,374 $7,722 $25,653 $4,284,130
13 155 $33,374 $7,676 $25,699 $4,258,432
13 156 $33,374 $7,630 $25,745 $4,232,687
14 157 $33,374 $7,584 $25,791 $4,206,896
14 158 $33,374 $7,537 $25,837 $4,181,059
14 159 $33,374 $7,491 $25,883 $4,155,175
14 160 $33,374 $7,445 $25,930 $4,129,246
14 161 $33,374 $7,398 $25,976 $4,103,269
14 162 $33,374 $7,352 $26,023 $4,077,247
14 163 $33,374 $7,305 $26,069 $4,051,177
14 164 $33,374 $7,258 $26,116 $4,025,061
14 165 $33,374 $7,212 $26,163 $3,998,898
14 166 $33,374 $7,165 $26,210 $3,972,688
14 167 $33,374 $7,118 $26,257 $3,946,432
14 168 $33,374 $7,071 $26,304 $3,920,128
15 169 $33,374 $7,024 $26,351 $3,893,777
15 170 $33,374 $6,976 $26,398 $3,867,379
15 171 $33,374 $6,929 $26,445 $3,840,933
15 172 $33,374 $6,882 $26,493 $3,814,440
15 173 $33,374 $6,834 $26,540 $3,787,900
15 174 $33,374 $6,787 $26,588 $3,761,312
15 175 $33,374 $6,739 $26,635 $3,734,677
15 176 $33,374 $6,691 $26,683 $3,707,994
15 177 $33,374 $6,643 $26,731 $3,681,263
15 178 $33,374 $6,596 $26,779 $3,654,484
15 179 $33,374 $6,548 $26,827 $3,627,657
15 180 $33,374 $6,500 $26,875 $3,600,782
16 181 $33,374 $6,451 $26,923 $3,573,859
16 182 $33,374 $6,403 $26,971 $3,546,888
16 183 $33,374 $6,355 $27,020 $3,519,868
16 184 $33,374 $6,306 $27,068 $3,492,800
16 185 $33,374 $6,258 $27,117 $3,465,683
16 186 $33,374 $6,209 $27,165 $3,438,518
16 187 $33,374 $6,161 $27,214 $3,411,304
16 188 $33,374 $6,112 $27,263 $3,384,042
16 189 $33,374 $6,063 $27,311 $3,356,730
16 190 $33,374 $6,014 $27,360 $3,329,370
16 191 $33,374 $5,965 $27,409 $3,301,961
16 192 $33,374 $5,916 $27,458 $3,274,502
17 193 $33,374 $5,867 $27,508 $3,246,995
17 194 $33,374 $5,818 $27,557 $3,219,438
17 195 $33,374 $5,768 $27,606 $3,191,831
17 196 $33,374 $5,719 $27,656 $3,164,176
17 197 $33,374 $5,669 $27,705 $3,136,470
17 198 $33,374 $5,620 $27,755 $3,108,715
17 199 $33,374 $5,570 $27,805 $3,080,911
17 200 $33,374 $5,520 $27,855 $3,053,056
17 201 $33,374 $5,470 $27,904 $3,025,152
17 202 $33,374 $5,420 $27,954 $2,997,197
17 203 $33,374 $5,370 $28,005 $2,969,193
17 204 $33,374 $5,320 $28,055 $2,941,138
18 205 $33,374 $5,270 $28,105 $2,913,033
18 206 $33,374 $5,219 $28,155 $2,884,878
18 207 $33,374 $5,169 $28,206 $2,856,672
18 208 $33,374 $5,118 $28,256 $2,828,416
18 209 $33,374 $5,068 $28,307 $2,800,109
18 210 $33,374 $5,017 $28,358 $2,771,751
18 211 $33,374 $4,966 $28,408 $2,743,343
18 212 $33,374 $4,915 $28,459 $2,714,883
18 213 $33,374 $4,864 $28,510 $2,686,373
18 214 $33,374 $4,813 $28,561 $2,657,812
18 215 $33,374 $4,762 $28,613 $2,629,199
18 216 $33,374 $4,711 $28,664 $2,600,535
19 217 $33,374 $4,659 $28,715 $2,571,820
19 218 $33,374 $4,608 $28,767 $2,543,053
19 219 $33,374 $4,556 $28,818 $2,514,235
19 220 $33,374 $4,505 $28,870 $2,485,365
19 221 $33,374 $4,453 $28,922 $2,456,444
19 222 $33,374 $4,401 $28,973 $2,427,471
19 223 $33,374 $4,349 $29,025 $2,398,445
19 224 $33,374 $4,297 $29,077 $2,369,368
19 225 $33,374 $4,245 $29,129 $2,340,239
19 226 $33,374 $4,193 $29,182 $2,311,057
19 227 $33,374 $4,141 $29,234 $2,281,823
19 228 $33,374 $4,088 $29,286 $2,252,537
20 229 $33,374 $4,036 $29,339 $2,223,198
20 230 $33,374 $3,983 $29,391 $2,193,807
20 231 $33,374 $3,931 $29,444 $2,164,363
20 232 $33,374 $3,878 $29,497 $2,134,866
20 233 $33,374 $3,825 $29,550 $2,105,317
20 234 $33,374 $3,772 $29,602 $2,075,714
20 235 $33,374 $3,719 $29,655 $2,046,059
20 236 $33,374 $3,666 $29,709 $2,016,350
20 237 $33,374 $3,613 $29,762 $1,986,589
20 238 $33,374 $3,559 $29,815 $1,956,773
20 239 $33,374 $3,506 $29,869 $1,926,905
20 240 $33,374 $3,452 $29,922 $1,896,983
21 241 $33,374 $3,399 $29,976 $1,867,007
21 242 $33,374 $3,345 $30,029 $1,836,977
21 243 $33,374 $3,291 $30,083 $1,806,894
21 244 $33,374 $3,237 $30,137 $1,776,757
21 245 $33,374 $3,183 $30,191 $1,746,566
21 246 $33,374 $3,129 $30,245 $1,716,321
21 247 $33,374 $3,075 $30,299 $1,686,021
21 248 $33,374 $3,021 $30,354 $1,655,668
21 249 $33,374 $2,966 $30,408 $1,625,260
21 250 $33,374 $2,912 $30,463 $1,594,797
21 251 $33,374 $2,857 $30,517 $1,564,280
21 252 $33,374 $2,803 $30,572 $1,533,708
22 253 $33,374 $2,748 $30,627 $1,503,081
22 254 $33,374 $2,693 $30,681 $1,472,400
22 255 $33,374 $2,638 $30,736 $1,441,664
22 256 $33,374 $2,583 $30,792 $1,410,872
22 257 $33,374 $2,528 $30,847 $1,380,025
22 258 $33,374 $2,473 $30,902 $1,349,123
22 259 $33,374 $2,417 $30,957 $1,318,166
22 260 $33,374 $2,362 $31,013 $1,287,153
22 261 $33,374 $2,306 $31,068 $1,256,085
22 262 $33,374 $2,250 $31,124 $1,224,961
22 263 $33,374 $2,195 $31,180 $1,193,781
22 264 $33,374 $2,139 $31,236 $1,162,546
23 265 $33,374 $2,083 $31,292 $1,131,254
23 266 $33,374 $2,027 $31,348 $1,099,906
23 267 $33,374 $1,971 $31,404 $1,068,503
23 268 $33,374 $1,914 $31,460 $1,037,042
23 269 $33,374 $1,858 $31,516 $1,005,526
23 270 $33,374 $1,802 $31,573 $973,953
23 271 $33,374 $1,745 $31,629 $942,324
23 272 $33,374 $1,688 $31,686 $910,637
23 273 $33,374 $1,632 $31,743 $878,895
23 274 $33,374 $1,575 $31,800 $847,095
23 275 $33,374 $1,518 $31,857 $815,238
23 276 $33,374 $1,461 $31,914 $783,324
24 277 $33,374 $1,403 $31,971 $751,353
24 278 $33,374 $1,346 $32,028 $719,325
24 279 $33,374 $1,289 $32,086 $687,239
24 280 $33,374 $1,231 $32,143 $655,096
24 281 $33,374 $1,174 $32,201 $622,895
24 282 $33,374 $1,116 $32,258 $590,637
24 283 $33,374 $1,058 $32,316 $558,320
24 284 $33,374 $1,000 $32,374 $525,946
24 285 $33,374 $942 $32,432 $493,514
24 286 $33,374 $884 $32,490 $461,024
24 287 $33,374 $826 $32,548 $428,475
24 288 $33,374 $768 $32,607 $395,868
25 289 $33,374 $709 $32,665 $363,203
25 290 $33,374 $651 $32,724 $330,480
25 291 $33,374 $592 $32,782 $297,697
25 292 $33,374 $533 $32,841 $264,856
25 293 $33,374 $475 $32,900 $231,956
25 294 $33,374 $416 $32,959 $198,997
25 295 $33,374 $357 $33,018 $165,979
25 296 $33,374 $297 $33,077 $132,902
25 297 $33,374 $238 $33,136 $99,766
25 298 $33,374 $179 $33,196 $66,570
25 299 $33,374 $119 $33,255 $33,315
25 300 $33,374 $60 $33,315 $0