Century 21 Centaland Property

Down Payment (HKD)

$1,720,000

Monthly Repayment (HKD)

$11,125

Loan Amount (HKD)

$2,580,000

Total Interest (HKD)

$757,449

Total Repayment (HKD)

$3,337,449

Repayment Schedule
Year	Instalment	Repayment (HK$ )	Interest (HK$ )	Principal (HK$ )	Outstanding Amount (HK$ )
1	1	$11,125	$4,623	$6,502	$2,573,498
1	2	$11,125	$4,611	$6,514	$2,566,984
1	3	$11,125	$4,599	$6,526	$2,560,458
1	4	$11,125	$4,587	$6,537	$2,553,921
1	5	$11,125	$4,576	$6,549	$2,547,372
1	6	$11,125	$4,564	$6,561	$2,540,811
1	7	$11,125	$4,552	$6,573	$2,534,238
1	8	$11,125	$4,541	$6,584	$2,527,654
1	9	$11,125	$4,529	$6,596	$2,521,058
1	10	$11,125	$4,517	$6,608	$2,514,450
1	11	$11,125	$4,505	$6,620	$2,507,830
1	12	$11,125	$4,493	$6,632	$2,501,199
2	13	$11,125	$4,481	$6,644	$2,494,555
2	14	$11,125	$4,469	$6,655	$2,487,900
2	15	$11,125	$4,457	$6,667	$2,481,232
2	16	$11,125	$4,446	$6,679	$2,474,553
2	17	$11,125	$4,434	$6,691	$2,467,862
2	18	$11,125	$4,422	$6,703	$2,461,158
2	19	$11,125	$4,410	$6,715	$2,454,443
2	20	$11,125	$4,398	$6,727	$2,447,716
2	21	$11,125	$4,385	$6,739	$2,440,977
2	22	$11,125	$4,373	$6,751	$2,434,225
2	23	$11,125	$4,361	$6,764	$2,427,462
2	24	$11,125	$4,349	$6,776	$2,420,686
3	25	$11,125	$4,337	$6,788	$2,413,898
3	26	$11,125	$4,325	$6,800	$2,407,098
3	27	$11,125	$4,313	$6,812	$2,400,286
3	28	$11,125	$4,301	$6,824	$2,393,462
3	29	$11,125	$4,288	$6,837	$2,386,625
3	30	$11,125	$4,276	$6,849	$2,379,777
3	31	$11,125	$4,264	$6,861	$2,372,916
3	32	$11,125	$4,251	$6,873	$2,366,042
3	33	$11,125	$4,239	$6,886	$2,359,157
3	34	$11,125	$4,227	$6,898	$2,352,259
3	35	$11,125	$4,214	$6,910	$2,345,348
3	36	$11,125	$4,202	$6,923	$2,338,425
4	37	$11,125	$4,190	$6,935	$2,331,490
4	38	$11,125	$4,177	$6,948	$2,324,543
4	39	$11,125	$4,165	$6,960	$2,317,583
4	40	$11,125	$4,152	$6,972	$2,310,610
4	41	$11,125	$4,140	$6,985	$2,303,625
4	42	$11,125	$4,127	$6,998	$2,296,628
4	43	$11,125	$4,115	$7,010	$2,289,618
4	44	$11,125	$4,102	$7,023	$2,282,595
4	45	$11,125	$4,090	$7,035	$2,275,560
4	46	$11,125	$4,077	$7,048	$2,268,512
4	47	$11,125	$4,064	$7,060	$2,261,452
4	48	$11,125	$4,052	$7,073	$2,254,379
5	49	$11,125	$4,039	$7,086	$2,247,293
5	50	$11,125	$4,026	$7,098	$2,240,194
5	51	$11,125	$4,014	$7,111	$2,233,083
5	52	$11,125	$4,001	$7,124	$2,225,959
5	53	$11,125	$3,988	$7,137	$2,218,823
5	54	$11,125	$3,975	$7,149	$2,211,673
5	55	$11,125	$3,963	$7,162	$2,204,511
5	56	$11,125	$3,950	$7,175	$2,197,336
5	57	$11,125	$3,937	$7,188	$2,190,148
5	58	$11,125	$3,924	$7,201	$2,182,947
5	59	$11,125	$3,911	$7,214	$2,175,734
5	60	$11,125	$3,898	$7,227	$2,168,507
6	61	$11,125	$3,885	$7,240	$2,161,267
6	62	$11,125	$3,872	$7,253	$2,154,015
6	63	$11,125	$3,859	$7,266	$2,146,749
6	64	$11,125	$3,846	$7,279	$2,139,471
6	65	$11,125	$3,833	$7,292	$2,132,179
6	66	$11,125	$3,820	$7,305	$2,124,874
6	67	$11,125	$3,807	$7,318	$2,117,557
6	68	$11,125	$3,794	$7,331	$2,110,226
6	69	$11,125	$3,781	$7,344	$2,102,882
6	70	$11,125	$3,768	$7,357	$2,095,525
6	71	$11,125	$3,754	$7,370	$2,088,154
6	72	$11,125	$3,741	$7,384	$2,080,771
7	73	$11,125	$3,728	$7,397	$2,073,374
7	74	$11,125	$3,715	$7,410	$2,065,964
7	75	$11,125	$3,702	$7,423	$2,058,541
7	76	$11,125	$3,688	$7,437	$2,051,104
7	77	$11,125	$3,675	$7,450	$2,043,654
7	78	$11,125	$3,662	$7,463	$2,036,191
7	79	$11,125	$3,648	$7,477	$2,028,714
7	80	$11,125	$3,635	$7,490	$2,021,224
7	81	$11,125	$3,621	$7,503	$2,013,721
7	82	$11,125	$3,608	$7,517	$2,006,204
7	83	$11,125	$3,594	$7,530	$1,998,673
7	84	$11,125	$3,581	$7,544	$1,991,129
8	85	$11,125	$3,567	$7,557	$1,983,572
8	86	$11,125	$3,554	$7,571	$1,976,001
8	87	$11,125	$3,540	$7,584	$1,968,417
8	88	$11,125	$3,527	$7,598	$1,960,818
8	89	$11,125	$3,513	$7,612	$1,953,207
8	90	$11,125	$3,499	$7,625	$1,945,581
8	91	$11,125	$3,486	$7,639	$1,937,942
8	92	$11,125	$3,472	$7,653	$1,930,290
8	93	$11,125	$3,458	$7,666	$1,922,623
8	94	$11,125	$3,445	$7,680	$1,914,943
8	95	$11,125	$3,431	$7,694	$1,907,249
8	96	$11,125	$3,417	$7,708	$1,899,542
9	97	$11,125	$3,403	$7,721	$1,891,820
9	98	$11,125	$3,390	$7,735	$1,884,085
9	99	$11,125	$3,376	$7,749	$1,876,336
9	100	$11,125	$3,362	$7,763	$1,868,573
9	101	$11,125	$3,348	$7,777	$1,860,796
9	102	$11,125	$3,334	$7,791	$1,853,005
9	103	$11,125	$3,320	$7,805	$1,845,200
9	104	$11,125	$3,306	$7,819	$1,837,381
9	105	$11,125	$3,292	$7,833	$1,829,548
9	106	$11,125	$3,278	$7,847	$1,821,701
9	107	$11,125	$3,264	$7,861	$1,813,840
9	108	$11,125	$3,250	$7,875	$1,805,965
10	109	$11,125	$3,236	$7,889	$1,798,076
10	110	$11,125	$3,222	$7,903	$1,790,173
10	111	$11,125	$3,207	$7,917	$1,782,255
10	112	$11,125	$3,193	$7,932	$1,774,324
10	113	$11,125	$3,179	$7,946	$1,766,378
10	114	$11,125	$3,165	$7,960	$1,758,418
10	115	$11,125	$3,150	$7,974	$1,750,444
10	116	$11,125	$3,136	$7,989	$1,742,455
10	117	$11,125	$3,122	$8,003	$1,734,452
10	118	$11,125	$3,108	$8,017	$1,726,435
10	119	$11,125	$3,093	$8,032	$1,718,403
10	120	$11,125	$3,079	$8,046	$1,710,357
11	121	$11,125	$3,064	$8,060	$1,702,297
11	122	$11,125	$3,050	$8,075	$1,694,222
11	123	$11,125	$3,035	$8,089	$1,686,132
11	124	$11,125	$3,021	$8,104	$1,678,029
11	125	$11,125	$3,006	$8,118	$1,669,910
11	126	$11,125	$2,992	$8,133	$1,661,777
11	127	$11,125	$2,977	$8,147	$1,653,630
11	128	$11,125	$2,963	$8,162	$1,645,468
11	129	$11,125	$2,948	$8,177	$1,637,291
11	130	$11,125	$2,933	$8,191	$1,629,100
11	131	$11,125	$2,919	$8,206	$1,620,894
11	132	$11,125	$2,904	$8,221	$1,612,673
12	133	$11,125	$2,889	$8,235	$1,604,438
12	134	$11,125	$2,875	$8,250	$1,596,187
12	135	$11,125	$2,860	$8,265	$1,587,922
12	136	$11,125	$2,845	$8,280	$1,579,643
12	137	$11,125	$2,830	$8,295	$1,571,348
12	138	$11,125	$2,815	$8,309	$1,563,038
12	139	$11,125	$2,800	$8,324	$1,554,714
12	140	$11,125	$2,786	$8,339	$1,546,375
12	141	$11,125	$2,771	$8,354	$1,538,021
12	142	$11,125	$2,756	$8,369	$1,529,651
12	143	$11,125	$2,741	$8,384	$1,521,267
12	144	$11,125	$2,726	$8,399	$1,512,868
13	145	$11,125	$2,711	$8,414	$1,504,454
13	146	$11,125	$2,695	$8,429	$1,496,024
13	147	$11,125	$2,680	$8,444	$1,487,580
13	148	$11,125	$2,665	$8,460	$1,479,120
13	149	$11,125	$2,650	$8,475	$1,470,645
13	150	$11,125	$2,635	$8,490	$1,462,156
13	151	$11,125	$2,620	$8,505	$1,453,650
13	152	$11,125	$2,604	$8,520	$1,445,130
13	153	$11,125	$2,589	$8,536	$1,436,594
13	154	$11,125	$2,574	$8,551	$1,428,043
13	155	$11,125	$2,559	$8,566	$1,419,477
13	156	$11,125	$2,543	$8,582	$1,410,896
14	157	$11,125	$2,528	$8,597	$1,402,299
14	158	$11,125	$2,512	$8,612	$1,393,686
14	159	$11,125	$2,497	$8,628	$1,385,058
14	160	$11,125	$2,482	$8,643	$1,376,415
14	161	$11,125	$2,466	$8,659	$1,367,756
14	162	$11,125	$2,451	$8,674	$1,359,082
14	163	$11,125	$2,435	$8,690	$1,350,392
14	164	$11,125	$2,419	$8,705	$1,341,687
14	165	$11,125	$2,404	$8,721	$1,332,966
14	166	$11,125	$2,388	$8,737	$1,324,229
14	167	$11,125	$2,373	$8,752	$1,315,477
14	168	$11,125	$2,357	$8,768	$1,306,709
15	169	$11,125	$2,341	$8,784	$1,297,926
15	170	$11,125	$2,325	$8,799	$1,289,126
15	171	$11,125	$2,310	$8,815	$1,280,311
15	172	$11,125	$2,294	$8,831	$1,271,480
15	173	$11,125	$2,278	$8,847	$1,262,633
15	174	$11,125	$2,262	$8,863	$1,253,771
15	175	$11,125	$2,246	$8,878	$1,244,892
15	176	$11,125	$2,230	$8,894	$1,235,998
15	177	$11,125	$2,214	$8,910	$1,227,088
15	178	$11,125	$2,199	$8,926	$1,218,161
15	179	$11,125	$2,183	$8,942	$1,209,219
15	180	$11,125	$2,167	$8,958	$1,200,261
16	181	$11,125	$2,150	$8,974	$1,191,286
16	182	$11,125	$2,134	$8,990	$1,182,296
16	183	$11,125	$2,118	$9,007	$1,173,289
16	184	$11,125	$2,102	$9,023	$1,164,267
16	185	$11,125	$2,086	$9,039	$1,155,228
16	186	$11,125	$2,070	$9,055	$1,146,173
16	187	$11,125	$2,054	$9,071	$1,137,101
16	188	$11,125	$2,037	$9,088	$1,128,014
16	189	$11,125	$2,021	$9,104	$1,118,910
16	190	$11,125	$2,005	$9,120	$1,109,790
16	191	$11,125	$1,988	$9,136	$1,100,654
16	192	$11,125	$1,972	$9,153	$1,091,501
17	193	$11,125	$1,956	$9,169	$1,082,332
17	194	$11,125	$1,939	$9,186	$1,073,146
17	195	$11,125	$1,923	$9,202	$1,063,944
17	196	$11,125	$1,906	$9,219	$1,054,725
17	197	$11,125	$1,890	$9,235	$1,045,490
17	198	$11,125	$1,873	$9,252	$1,036,238
17	199	$11,125	$1,857	$9,268	$1,026,970
17	200	$11,125	$1,840	$9,285	$1,017,685
17	201	$11,125	$1,823	$9,301	$1,008,384
17	202	$11,125	$1,807	$9,318	$999,066
17	203	$11,125	$1,790	$9,335	$989,731
17	204	$11,125	$1,773	$9,352	$980,379
18	205	$11,125	$1,757	$9,368	$971,011
18	206	$11,125	$1,740	$9,385	$961,626
18	207	$11,125	$1,723	$9,402	$952,224
18	208	$11,125	$1,706	$9,419	$942,805
18	209	$11,125	$1,689	$9,436	$933,370
18	210	$11,125	$1,672	$9,453	$923,917
18	211	$11,125	$1,655	$9,469	$914,448
18	212	$11,125	$1,638	$9,486	$904,961
18	213	$11,125	$1,621	$9,503	$895,458
18	214	$11,125	$1,604	$9,520	$885,937
18	215	$11,125	$1,587	$9,538	$876,400
18	216	$11,125	$1,570	$9,555	$866,845
19	217	$11,125	$1,553	$9,572	$857,273
19	218	$11,125	$1,536	$9,589	$847,684
19	219	$11,125	$1,519	$9,606	$838,078
19	220	$11,125	$1,502	$9,623	$828,455
19	221	$11,125	$1,484	$9,641	$818,815
19	222	$11,125	$1,467	$9,658	$809,157
19	223	$11,125	$1,450	$9,675	$799,482
19	224	$11,125	$1,432	$9,692	$789,789
19	225	$11,125	$1,415	$9,710	$780,080
19	226	$11,125	$1,398	$9,727	$770,352
19	227	$11,125	$1,380	$9,745	$760,608
19	228	$11,125	$1,363	$9,762	$750,846
20	229	$11,125	$1,345	$9,780	$741,066
20	230	$11,125	$1,328	$9,797	$731,269
20	231	$11,125	$1,310	$9,815	$721,454
20	232	$11,125	$1,293	$9,832	$711,622
20	233	$11,125	$1,275	$9,850	$701,772
20	234	$11,125	$1,257	$9,867	$691,905
20	235	$11,125	$1,240	$9,885	$682,020
20	236	$11,125	$1,222	$9,903	$672,117
20	237	$11,125	$1,204	$9,921	$662,196
20	238	$11,125	$1,186	$9,938	$652,258
20	239	$11,125	$1,169	$9,956	$642,302
20	240	$11,125	$1,151	$9,974	$632,328
21	241	$11,125	$1,133	$9,992	$622,336
21	242	$11,125	$1,115	$10,010	$612,326
21	243	$11,125	$1,097	$10,028	$602,298
21	244	$11,125	$1,079	$10,046	$592,252
21	245	$11,125	$1,061	$10,064	$582,189
21	246	$11,125	$1,043	$10,082	$572,107
21	247	$11,125	$1,025	$10,100	$562,007
21	248	$11,125	$1,007	$10,118	$551,889
21	249	$11,125	$989	$10,136	$541,753
21	250	$11,125	$971	$10,154	$531,599
21	251	$11,125	$952	$10,172	$521,427
21	252	$11,125	$934	$10,191	$511,236
22	253	$11,125	$916	$10,209	$501,027
22	254	$11,125	$898	$10,227	$490,800
22	255	$11,125	$879	$10,245	$480,555
22	256	$11,125	$861	$10,264	$470,291
22	257	$11,125	$843	$10,282	$460,008
22	258	$11,125	$824	$10,301	$449,708
22	259	$11,125	$806	$10,319	$439,389
22	260	$11,125	$787	$10,338	$429,051
22	261	$11,125	$769	$10,356	$418,695
22	262	$11,125	$750	$10,375	$408,320
22	263	$11,125	$732	$10,393	$397,927
22	264	$11,125	$713	$10,412	$387,515
23	265	$11,125	$694	$10,431	$377,085
23	266	$11,125	$676	$10,449	$366,635
23	267	$11,125	$657	$10,468	$356,168
23	268	$11,125	$638	$10,487	$345,681
23	269	$11,125	$619	$10,505	$335,175
23	270	$11,125	$601	$10,524	$324,651
23	271	$11,125	$582	$10,543	$314,108
23	272	$11,125	$563	$10,562	$303,546
23	273	$11,125	$544	$10,581	$292,965
23	274	$11,125	$525	$10,600	$282,365
23	275	$11,125	$506	$10,619	$271,746
23	276	$11,125	$487	$10,638	$261,108
24	277	$11,125	$468	$10,657	$250,451
24	278	$11,125	$449	$10,676	$239,775
24	279	$11,125	$430	$10,695	$229,080
24	280	$11,125	$410	$10,714	$218,365
24	281	$11,125	$391	$10,734	$207,632
24	282	$11,125	$372	$10,753	$196,879
24	283	$11,125	$353	$10,772	$186,107
24	284	$11,125	$333	$10,791	$175,315
24	285	$11,125	$314	$10,811	$164,505
24	286	$11,125	$295	$10,830	$153,675
24	287	$11,125	$275	$10,849	$142,825
24	288	$11,125	$256	$10,869	$131,956
25	289	$11,125	$236	$10,888	$121,068
25	290	$11,125	$217	$10,908	$110,160
25	291	$11,125	$197	$10,927	$99,232
25	292	$11,125	$178	$10,947	$88,285
25	293	$11,125	$158	$10,967	$77,319
25	294	$11,125	$139	$10,986	$66,332
25	295	$11,125	$119	$11,006	$55,326
25	296	$11,125	$99	$11,026	$44,301
25	297	$11,125	$79	$11,045	$33,255
25	298	$11,125	$60	$11,065	$22,190
25	299	$11,125	$40	$11,085	$11,105
25	300	$11,125	$20	$11,105	$0

Property Price	HKD


Loan Ratio	%
Interest Ratio	%
Loan Period	Year(s)

	(Scale 2) Ad Valorem Stamp Duty (For First –time and Change* of Residential Property Buyer)
	(New) Ad Valorem Stamp Duty Applicable to all residential property (except that acquired by a Hong Kong Permanent Resident who does not own any other residential property in Hong Kong at the time of acquisition) either by an individual or a company.
	(Scale 1) Ad Valorem Stamp Duty Applicable to all non-residential property, either by an individual or a company.
	BSD Buyer Stamp Duty Applicable to all residential property acquired by any person (including a company incorporated) except a Hong Kong Permanent Resident

Down Payment	HK$ 1,720,000
Agency Commission (HK$ )
Legal Fees (HK$ )

Stamp Duty (BSD)
Stamp Duty (SSD)

TOTAL	HK$ 1,763,000

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	SSD Special Stamp Duty if SSD is paid by vendor, please ignore this option
Remarks: *Change of Residential Property Case: A Hong Kong Permanent Resident may seek a refund of the stamp duty paid in excess of that computed under the old rates upon proof that his only other residential property has been disposed of within six months from the date of agreement to acquire a new residential property. Reminder: The calculation is for reference only and subject to the latest announcement of Inland Revenue Department. For details, please contact our Mortgage Consultant.