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Mortgage & Stamp Duty Calculator
MORTGAGE & STAMP DUTY CALCULATOR
Property Price HKD
Loan Ratio %
Interest Ratio %
Loan Period Year(s)


Stamp Duties

(Scale 2) Ad Valorem Stamp Duty
(For First –time and Change* of Residential Property Buyer)

(New) Ad Valorem Stamp Duty
Applicable to all residential property (except that acquired by a Hong Kong Permanent Resident who does not own any other residential property in Hong Kong at the time of acquisition) either by an individual or a company.
(Scale 1) Ad Valorem Stamp Duty
Applicable to all non-residential property, either by an individual or a company.
BSD Buyer Stamp Duty
Applicable to all residential property acquired by any person (including a company incorporated) except a Hong Kong Permanent Resident
SSD Special Stamp Duty
if SSD is paid by vendor, please ignore this option


Remarks: *Change of Residential Property Case: A Hong Kong Permanent Resident may seek a refund of the stamp duty paid in excess of that computed under the old rates upon proof that his only other residential property has been disposed of within six months from the date of agreement to acquire a new residential property.
Reminder: The calculation is for reference only and subject to the latest announcement of Inland Revenue Department.
For details, please contact our Mortgage Consultant.
ESTIMATED INITIAL BUDGET
Down PaymentHK$ 1,840,000
Agency Commission (HK$ )
Legal Fees (HK$ )
Stamp Duty (BSD)
Stamp Duty (SSD)
TOTALHK$ 1,886,000
* Please go to government website for latest Stamp Duty Details.
CALCULATION RESULT
Down Payment (HKD)
$1,840,000
 
Monthly Repayment (HKD)
$11,901
Loan Amount (HKD)
$2,760,000
+
Total Interest (HKD)
$810,294
=
Total Repayment (HKD)
$3,570,294
Repayment Schedule
Year Instalment Repayment (HK$ ) Interest (HK$ ) Principal (HK$ ) Outstanding Amount (HK$ )
1 1 $11,901 $4,945 $6,956 $2,753,044
1 2 $11,901 $4,933 $6,968 $2,746,076
1 3 $11,901 $4,920 $6,981 $2,739,095
1 4 $11,901 $4,908 $6,993 $2,732,101
1 5 $11,901 $4,895 $7,006 $2,725,095
1 6 $11,901 $4,882 $7,019 $2,718,077
1 7 $11,901 $4,870 $7,031 $2,711,046
1 8 $11,901 $4,857 $7,044 $2,704,002
1 9 $11,901 $4,845 $7,056 $2,696,946
1 10 $11,901 $4,832 $7,069 $2,689,877
1 11 $11,901 $4,819 $7,082 $2,682,795
1 12 $11,901 $4,807 $7,094 $2,675,701
2 13 $11,901 $4,794 $7,107 $2,668,594
2 14 $11,901 $4,781 $7,120 $2,661,474
2 15 $11,901 $4,768 $7,133 $2,654,342
2 16 $11,901 $4,756 $7,145 $2,647,196
2 17 $11,901 $4,743 $7,158 $2,640,038
2 18 $11,901 $4,730 $7,171 $2,632,867
2 19 $11,901 $4,717 $7,184 $2,625,683
2 20 $11,901 $4,704 $7,197 $2,618,487
2 21 $11,901 $4,691 $7,210 $2,611,277
2 22 $11,901 $4,679 $7,222 $2,604,055
2 23 $11,901 $4,666 $7,235 $2,596,819
2 24 $11,901 $4,653 $7,248 $2,589,571
3 25 $11,901 $4,640 $7,261 $2,582,310
3 26 $11,901 $4,627 $7,274 $2,575,035
3 27 $11,901 $4,614 $7,287 $2,567,748
3 28 $11,901 $4,601 $7,300 $2,560,448
3 29 $11,901 $4,587 $7,314 $2,553,134
3 30 $11,901 $4,574 $7,327 $2,545,808
3 31 $11,901 $4,561 $7,340 $2,538,468
3 32 $11,901 $4,548 $7,353 $2,531,115
3 33 $11,901 $4,535 $7,366 $2,523,749
3 34 $11,901 $4,522 $7,379 $2,516,370
3 35 $11,901 $4,508 $7,392 $2,508,977
3 36 $11,901 $4,495 $7,406 $2,501,571
4 37 $11,901 $4,482 $7,419 $2,494,152
4 38 $11,901 $4,469 $7,432 $2,486,720
4 39 $11,901 $4,455 $7,446 $2,479,274
4 40 $11,901 $4,442 $7,459 $2,471,816
4 41 $11,901 $4,429 $7,472 $2,464,343
4 42 $11,901 $4,415 $7,486 $2,456,858
4 43 $11,901 $4,402 $7,499 $2,449,358
4 44 $11,901 $4,388 $7,513 $2,441,846
4 45 $11,901 $4,375 $7,526 $2,434,320
4 46 $11,901 $4,361 $7,539 $2,426,780
4 47 $11,901 $4,348 $7,553 $2,419,227
4 48 $11,901 $4,334 $7,567 $2,411,661
5 49 $11,901 $4,321 $7,580 $2,404,081
5 50 $11,901 $4,307 $7,594 $2,396,487
5 51 $11,901 $4,294 $7,607 $2,388,880
5 52 $11,901 $4,280 $7,621 $2,381,259
5 53 $11,901 $4,266 $7,635 $2,373,624
5 54 $11,901 $4,253 $7,648 $2,365,976
5 55 $11,901 $4,239 $7,662 $2,358,314
5 56 $11,901 $4,225 $7,676 $2,350,639
5 57 $11,901 $4,212 $7,689 $2,342,949
5 58 $11,901 $4,198 $7,703 $2,335,246
5 59 $11,901 $4,184 $7,717 $2,327,529
5 60 $11,901 $4,170 $7,731 $2,319,798
6 61 $11,901 $4,156 $7,745 $2,312,053
6 62 $11,901 $4,142 $7,759 $2,304,295
6 63 $11,901 $4,129 $7,772 $2,296,522
6 64 $11,901 $4,115 $7,786 $2,288,736
6 65 $11,901 $4,101 $7,800 $2,280,936
6 66 $11,901 $4,087 $7,814 $2,273,121
6 67 $11,901 $4,073 $7,828 $2,265,293
6 68 $11,901 $4,059 $7,842 $2,257,451
6 69 $11,901 $4,045 $7,856 $2,249,594
6 70 $11,901 $4,031 $7,870 $2,241,724
6 71 $11,901 $4,016 $7,885 $2,233,839
6 72 $11,901 $4,002 $7,899 $2,225,941
7 73 $11,901 $3,988 $7,913 $2,218,028
7 74 $11,901 $3,974 $7,927 $2,210,101
7 75 $11,901 $3,960 $7,941 $2,202,160
7 76 $11,901 $3,946 $7,955 $2,194,204
7 77 $11,901 $3,931 $7,970 $2,186,234
7 78 $11,901 $3,917 $7,984 $2,178,251
7 79 $11,901 $3,903 $7,998 $2,170,252
7 80 $11,901 $3,888 $8,013 $2,162,240
7 81 $11,901 $3,874 $8,027 $2,154,213
7 82 $11,901 $3,860 $8,041 $2,146,171
7 83 $11,901 $3,845 $8,056 $2,138,116
7 84 $11,901 $3,831 $8,070 $2,130,045
8 85 $11,901 $3,816 $8,085 $2,121,961
8 86 $11,901 $3,802 $8,099 $2,113,862
8 87 $11,901 $3,787 $8,114 $2,105,748
8 88 $11,901 $3,773 $8,128 $2,097,620
8 89 $11,901 $3,758 $8,143 $2,089,477
8 90 $11,901 $3,744 $8,157 $2,081,320
8 91 $11,901 $3,729 $8,172 $2,073,148
8 92 $11,901 $3,714 $8,187 $2,064,961
8 93 $11,901 $3,700 $8,201 $2,056,760
8 94 $11,901 $3,685 $8,216 $2,048,544
8 95 $11,901 $3,670 $8,231 $2,040,313
8 96 $11,901 $3,656 $8,245 $2,032,068
9 97 $11,901 $3,641 $8,260 $2,023,808
9 98 $11,901 $3,626 $8,275 $2,015,533
9 99 $11,901 $3,611 $8,290 $2,007,243
9 100 $11,901 $3,596 $8,305 $1,998,938
9 101 $11,901 $3,581 $8,320 $1,990,619
9 102 $11,901 $3,567 $8,334 $1,982,284
9 103 $11,901 $3,552 $8,349 $1,973,935
9 104 $11,901 $3,537 $8,364 $1,965,570
9 105 $11,901 $3,522 $8,379 $1,957,191
9 106 $11,901 $3,507 $8,394 $1,948,797
9 107 $11,901 $3,492 $8,409 $1,940,387
9 108 $11,901 $3,477 $8,424 $1,931,963
10 109 $11,901 $3,461 $8,440 $1,923,523
10 110 $11,901 $3,446 $8,455 $1,915,069
10 111 $11,901 $3,431 $8,470 $1,906,599
10 112 $11,901 $3,416 $8,485 $1,898,114
10 113 $11,901 $3,401 $8,500 $1,889,614
10 114 $11,901 $3,386 $8,515 $1,881,098
10 115 $11,901 $3,370 $8,531 $1,872,568
10 116 $11,901 $3,355 $8,546 $1,864,022
10 117 $11,901 $3,340 $8,561 $1,855,460
10 118 $11,901 $3,324 $8,577 $1,846,884
10 119 $11,901 $3,309 $8,592 $1,838,292
10 120 $11,901 $3,294 $8,607 $1,829,684
11 121 $11,901 $3,278 $8,623 $1,821,062
11 122 $11,901 $3,263 $8,638 $1,812,423
11 123 $11,901 $3,247 $8,654 $1,803,770
11 124 $11,901 $3,232 $8,669 $1,795,100
11 125 $11,901 $3,216 $8,685 $1,786,416
11 126 $11,901 $3,201 $8,700 $1,777,715
11 127 $11,901 $3,185 $8,716 $1,768,999
11 128 $11,901 $3,169 $8,732 $1,760,268
11 129 $11,901 $3,154 $8,747 $1,751,521
11 130 $11,901 $3,138 $8,763 $1,742,758
11 131 $11,901 $3,122 $8,779 $1,733,979
11 132 $11,901 $3,107 $8,794 $1,725,185
12 133 $11,901 $3,091 $8,810 $1,716,375
12 134 $11,901 $3,075 $8,826 $1,707,549
12 135 $11,901 $3,059 $8,842 $1,698,708
12 136 $11,901 $3,044 $8,857 $1,689,850
12 137 $11,901 $3,028 $8,873 $1,680,977
12 138 $11,901 $3,012 $8,889 $1,672,088
12 139 $11,901 $2,996 $8,905 $1,663,182
12 140 $11,901 $2,980 $8,921 $1,654,261
12 141 $11,901 $2,964 $8,937 $1,645,324
12 142 $11,901 $2,948 $8,953 $1,636,371
12 143 $11,901 $2,932 $8,969 $1,627,402
12 144 $11,901 $2,916 $8,985 $1,618,417
13 145 $11,901 $2,900 $9,001 $1,609,415
13 146 $11,901 $2,884 $9,017 $1,600,398
13 147 $11,901 $2,867 $9,034 $1,591,364
13 148 $11,901 $2,851 $9,050 $1,582,315
13 149 $11,901 $2,835 $9,066 $1,573,249
13 150 $11,901 $2,819 $9,082 $1,564,166
13 151 $11,901 $2,802 $9,099 $1,555,068
13 152 $11,901 $2,786 $9,115 $1,545,953
13 153 $11,901 $2,770 $9,131 $1,536,822
13 154 $11,901 $2,753 $9,148 $1,527,674
13 155 $11,901 $2,737 $9,164 $1,518,511
13 156 $11,901 $2,721 $9,180 $1,509,330
14 157 $11,901 $2,704 $9,197 $1,500,133
14 158 $11,901 $2,688 $9,213 $1,490,920
14 159 $11,901 $2,671 $9,230 $1,481,690
14 160 $11,901 $2,655 $9,246 $1,472,444
14 161 $11,901 $2,638 $9,263 $1,463,181
14 162 $11,901 $2,622 $9,279 $1,453,902
14 163 $11,901 $2,605 $9,296 $1,444,606
14 164 $11,901 $2,588 $9,313 $1,435,293
14 165 $11,901 $2,572 $9,329 $1,425,964
14 166 $11,901 $2,555 $9,346 $1,416,618
14 167 $11,901 $2,538 $9,363 $1,407,255
14 168 $11,901 $2,521 $9,380 $1,397,875
15 169 $11,901 $2,505 $9,396 $1,388,479
15 170 $11,901 $2,488 $9,413 $1,379,065
15 171 $11,901 $2,471 $9,430 $1,369,635
15 172 $11,901 $2,454 $9,447 $1,360,188
15 173 $11,901 $2,437 $9,464 $1,350,724
15 174 $11,901 $2,420 $9,481 $1,341,243
15 175 $11,901 $2,403 $9,498 $1,331,745
15 176 $11,901 $2,386 $9,515 $1,322,230
15 177 $11,901 $2,369 $9,532 $1,312,698
15 178 $11,901 $2,352 $9,549 $1,303,149
15 179 $11,901 $2,335 $9,566 $1,293,583
15 180 $11,901 $2,318 $9,583 $1,284,000
16 181 $11,901 $2,300 $9,600 $1,274,399
16 182 $11,901 $2,283 $9,618 $1,264,782
16 183 $11,901 $2,266 $9,635 $1,255,147
16 184 $11,901 $2,249 $9,652 $1,245,495
16 185 $11,901 $2,232 $9,669 $1,235,825
16 186 $11,901 $2,214 $9,687 $1,226,138
16 187 $11,901 $2,197 $9,704 $1,216,434
16 188 $11,901 $2,179 $9,722 $1,206,713
16 189 $11,901 $2,162 $9,739 $1,196,974
16 190 $11,901 $2,145 $9,756 $1,187,217
16 191 $11,901 $2,127 $9,774 $1,177,443
16 192 $11,901 $2,110 $9,791 $1,167,652
17 193 $11,901 $2,092 $9,809 $1,157,843
17 194 $11,901 $2,074 $9,827 $1,148,017
17 195 $11,901 $2,057 $9,844 $1,138,172
17 196 $11,901 $2,039 $9,862 $1,128,311
17 197 $11,901 $2,022 $9,879 $1,118,431
17 198 $11,901 $2,004 $9,897 $1,108,534
17 199 $11,901 $1,986 $9,915 $1,098,619
17 200 $11,901 $1,968 $9,933 $1,088,687
17 201 $11,901 $1,951 $9,950 $1,078,736
17 202 $11,901 $1,933 $9,968 $1,068,768
17 203 $11,901 $1,915 $9,986 $1,058,782
17 204 $11,901 $1,897 $10,004 $1,048,778
18 205 $11,901 $1,879 $10,022 $1,038,756
18 206 $11,901 $1,861 $10,040 $1,028,716
18 207 $11,901 $1,843 $10,058 $1,018,658
18 208 $11,901 $1,825 $10,076 $1,008,582
18 209 $11,901 $1,807 $10,094 $998,488
18 210 $11,901 $1,789 $10,112 $988,376
18 211 $11,901 $1,771 $10,130 $978,246
18 212 $11,901 $1,753 $10,148 $968,098
18 213 $11,901 $1,735 $10,166 $957,931
18 214 $11,901 $1,716 $10,185 $947,747
18 215 $11,901 $1,698 $10,203 $937,544
18 216 $11,901 $1,680 $10,221 $927,323
19 217 $11,901 $1,661 $10,240 $917,083
19 218 $11,901 $1,643 $10,258 $906,825
19 219 $11,901 $1,625 $10,276 $896,549
19 220 $11,901 $1,606 $10,295 $886,254
19 221 $11,901 $1,588 $10,313 $875,941
19 222 $11,901 $1,569 $10,332 $865,610
19 223 $11,901 $1,551 $10,350 $855,260
19 224 $11,901 $1,532 $10,369 $844,891
19 225 $11,901 $1,514 $10,387 $834,504
19 226 $11,901 $1,495 $10,406 $824,098
19 227 $11,901 $1,477 $10,424 $813,673
19 228 $11,901 $1,458 $10,443 $803,230
20 229 $11,901 $1,439 $10,462 $792,768
20 230 $11,901 $1,420 $10,481 $782,288
20 231 $11,901 $1,402 $10,499 $771,788
20 232 $11,901 $1,383 $10,518 $761,270
20 233 $11,901 $1,364 $10,537 $750,733
20 234 $11,901 $1,345 $10,556 $740,177
20 235 $11,901 $1,326 $10,575 $729,602
20 236 $11,901 $1,307 $10,594 $719,009
20 237 $11,901 $1,288 $10,613 $708,396
20 238 $11,901 $1,269 $10,632 $697,764
20 239 $11,901 $1,250 $10,651 $687,113
20 240 $11,901 $1,231 $10,670 $676,443
21 241 $11,901 $1,212 $10,689 $665,754
21 242 $11,901 $1,193 $10,708 $655,046
21 243 $11,901 $1,174 $10,727 $644,319
21 244 $11,901 $1,154 $10,747 $633,572
21 245 $11,901 $1,135 $10,766 $622,806
21 246 $11,901 $1,116 $10,785 $612,021
21 247 $11,901 $1,097 $10,804 $601,217
21 248 $11,901 $1,077 $10,824 $590,393
21 249 $11,901 $1,058 $10,843 $579,550
21 250 $11,901 $1,038 $10,863 $568,687
21 251 $11,901 $1,019 $10,882 $557,805
21 252 $11,901 $999 $10,902 $546,904
22 253 $11,901 $980 $10,921 $535,983
22 254 $11,901 $960 $10,941 $525,042
22 255 $11,901 $941 $10,960 $514,082
22 256 $11,901 $921 $10,980 $503,102
22 257 $11,901 $901 $11,000 $492,102
22 258 $11,901 $882 $11,019 $481,083
22 259 $11,901 $862 $11,039 $470,044
22 260 $11,901 $842 $11,059 $458,985
22 261 $11,901 $822 $11,079 $447,906
22 262 $11,901 $802 $11,098 $436,808
22 263 $11,901 $783 $11,118 $425,689
22 264 $11,901 $763 $11,138 $414,551
23 265 $11,901 $743 $11,158 $403,393
23 266 $11,901 $723 $11,178 $392,215
23 267 $11,901 $703 $11,198 $381,016
23 268 $11,901 $683 $11,218 $369,798
23 269 $11,901 $663 $11,238 $358,560
23 270 $11,901 $642 $11,259 $347,301
23 271 $11,901 $622 $11,279 $336,022
23 272 $11,901 $602 $11,299 $324,723
23 273 $11,901 $582 $11,319 $313,404
23 274 $11,901 $562 $11,339 $302,065
23 275 $11,901 $541 $11,360 $290,705
23 276 $11,901 $521 $11,380 $279,325
24 277 $11,901 $500 $11,401 $267,924
24 278 $11,901 $480 $11,421 $256,503
24 279 $11,901 $460 $11,441 $245,062
24 280 $11,901 $439 $11,462 $233,600
24 281 $11,901 $419 $11,482 $222,118
24 282 $11,901 $398 $11,503 $210,615
24 283 $11,901 $377 $11,524 $199,091
24 284 $11,901 $357 $11,544 $187,547
24 285 $11,901 $336 $11,565 $175,982
24 286 $11,901 $315 $11,586 $164,396
24 287 $11,901 $295 $11,606 $152,790
24 288 $11,901 $274 $11,627 $141,162
25 289 $11,901 $253 $11,648 $129,514
25 290 $11,901 $232 $11,669 $117,845
25 291 $11,901 $211 $11,690 $106,156
25 292 $11,901 $190 $11,711 $94,445
25 293 $11,901 $169 $11,732 $82,713
25 294 $11,901 $148 $11,753 $70,960
25 295 $11,901 $127 $11,774 $59,186
25 296 $11,901 $106 $11,795 $47,391
25 297 $11,901 $85 $11,816 $35,575
25 298 $11,901 $64 $11,837 $23,738
25 299 $11,901 $43 $11,858 $11,880
25 300 $11,901 $21 $11,880 $0