Century 21 Centaland Property

Down Payment (HKD)

$5,720,000

Monthly Repayment (HKD)

$36,997

Loan Amount (HKD)

$8,580,000

Total Interest (HKD)

$2,518,957

Total Repayment (HKD)

$11,098,957

Repayment Schedule
Year	Instalment	Repayment (HK$ )	Interest (HK$ )	Principal (HK$ )	Outstanding Amount (HK$ )
1	1	$36,997	$15,373	$21,624	$8,558,376
1	2	$36,997	$15,334	$21,663	$8,536,713
1	3	$36,997	$15,295	$21,702	$8,515,012
1	4	$36,997	$15,256	$21,740	$8,493,271
1	5	$36,997	$15,217	$21,779	$8,471,492
1	6	$36,997	$15,178	$21,818	$8,449,673
1	7	$36,997	$15,139	$21,858	$8,427,816
1	8	$36,997	$15,100	$21,897	$8,405,919
1	9	$36,997	$15,061	$21,936	$8,383,983
1	10	$36,997	$15,021	$21,975	$8,362,008
1	11	$36,997	$14,982	$22,015	$8,339,993
1	12	$36,997	$14,942	$22,054	$8,317,939
2	13	$36,997	$14,903	$22,094	$8,295,846
2	14	$36,997	$14,863	$22,133	$8,273,713
2	15	$36,997	$14,824	$22,173	$8,251,540
2	16	$36,997	$14,784	$22,213	$8,229,327
2	17	$36,997	$14,744	$22,252	$8,207,075
2	18	$36,997	$14,704	$22,292	$8,184,783
2	19	$36,997	$14,664	$22,332	$8,162,451
2	20	$36,997	$14,624	$22,372	$8,140,079
2	21	$36,997	$14,584	$22,412	$8,117,666
2	22	$36,997	$14,544	$22,452	$8,095,214
2	23	$36,997	$14,504	$22,493	$8,072,721
2	24	$36,997	$14,464	$22,533	$8,050,189
3	25	$36,997	$14,423	$22,573	$8,027,615
3	26	$36,997	$14,383	$22,614	$8,005,002
3	27	$36,997	$14,342	$22,654	$7,982,347
3	28	$36,997	$14,302	$22,695	$7,959,653
3	29	$36,997	$14,261	$22,735	$7,936,917
3	30	$36,997	$14,220	$22,776	$7,914,141
3	31	$36,997	$14,180	$22,817	$7,891,324
3	32	$36,997	$14,139	$22,858	$7,868,466
3	33	$36,997	$14,098	$22,899	$7,845,567
3	34	$36,997	$14,057	$22,940	$7,822,627
3	35	$36,997	$14,016	$22,981	$7,799,646
3	36	$36,997	$13,974	$23,022	$7,776,624
4	37	$36,997	$13,933	$23,063	$7,753,561
4	38	$36,997	$13,892	$23,105	$7,730,456
4	39	$36,997	$13,850	$23,146	$7,707,310
4	40	$36,997	$13,809	$23,188	$7,684,122
4	41	$36,997	$13,767	$23,229	$7,660,893
4	42	$36,997	$13,726	$23,271	$7,637,622
4	43	$36,997	$13,684	$23,312	$7,614,310
4	44	$36,997	$13,642	$23,354	$7,590,956
4	45	$36,997	$13,600	$23,396	$7,567,560
4	46	$36,997	$13,559	$23,438	$7,544,122
4	47	$36,997	$13,517	$23,480	$7,520,642
4	48	$36,997	$13,474	$23,522	$7,497,120
5	49	$36,997	$13,432	$23,564	$7,473,555
5	50	$36,997	$13,390	$23,606	$7,449,949
5	51	$36,997	$13,348	$23,649	$7,426,300
5	52	$36,997	$13,305	$23,691	$7,402,609
5	53	$36,997	$13,263	$23,734	$7,378,876
5	54	$36,997	$13,220	$23,776	$7,355,100
5	55	$36,997	$13,178	$23,819	$7,331,281
5	56	$36,997	$13,135	$23,861	$7,307,420
5	57	$36,997	$13,092	$23,904	$7,283,516
5	58	$36,997	$13,050	$23,947	$7,259,569
5	59	$36,997	$13,007	$23,990	$7,235,579
5	60	$36,997	$12,964	$24,033	$7,211,546
6	61	$36,997	$12,921	$24,076	$7,187,470
6	62	$36,997	$12,878	$24,119	$7,163,351
6	63	$36,997	$12,834	$24,162	$7,139,189
6	64	$36,997	$12,791	$24,205	$7,114,984
6	65	$36,997	$12,748	$24,249	$7,090,735
6	66	$36,997	$12,704	$24,292	$7,066,443
6	67	$36,997	$12,661	$24,336	$7,042,107
6	68	$36,997	$12,617	$24,379	$7,017,727
6	69	$36,997	$12,573	$24,423	$6,993,304
6	70	$36,997	$12,530	$24,467	$6,968,837
6	71	$36,997	$12,486	$24,511	$6,944,327
6	72	$36,997	$12,442	$24,555	$6,919,772
7	73	$36,997	$12,398	$24,599	$6,895,174
7	74	$36,997	$12,354	$24,643	$6,870,531
7	75	$36,997	$12,310	$24,687	$6,845,844
7	76	$36,997	$12,265	$24,731	$6,821,113
7	77	$36,997	$12,221	$24,775	$6,796,338
7	78	$36,997	$12,177	$24,820	$6,771,518
7	79	$36,997	$12,132	$24,864	$6,746,654
7	80	$36,997	$12,088	$24,909	$6,721,745
7	81	$36,997	$12,043	$24,953	$6,696,791
7	82	$36,997	$11,998	$24,998	$6,671,793
7	83	$36,997	$11,954	$25,043	$6,646,750
7	84	$36,997	$11,909	$25,088	$6,621,663
8	85	$36,997	$11,864	$25,133	$6,596,530
8	86	$36,997	$11,819	$25,178	$6,571,352
8	87	$36,997	$11,774	$25,223	$6,546,129
8	88	$36,997	$11,728	$25,268	$6,520,861
8	89	$36,997	$11,683	$25,313	$6,495,548
8	90	$36,997	$11,638	$25,359	$6,470,189
8	91	$36,997	$11,592	$25,404	$6,444,785
8	92	$36,997	$11,547	$25,450	$6,419,336
8	93	$36,997	$11,501	$25,495	$6,393,840
8	94	$36,997	$11,456	$25,541	$6,368,300
8	95	$36,997	$11,410	$25,587	$6,342,713
8	96	$36,997	$11,364	$25,632	$6,317,080
9	97	$36,997	$11,318	$25,678	$6,291,402
9	98	$36,997	$11,272	$25,724	$6,265,678
9	99	$36,997	$11,226	$25,771	$6,239,907
9	100	$36,997	$11,180	$25,817	$6,214,090
9	101	$36,997	$11,134	$25,863	$6,188,227
9	102	$36,997	$11,087	$25,909	$6,162,318
9	103	$36,997	$11,041	$25,956	$6,136,362
9	104	$36,997	$10,994	$26,002	$6,110,360
9	105	$36,997	$10,948	$26,049	$6,084,311
9	106	$36,997	$10,901	$26,095	$6,058,216
9	107	$36,997	$10,854	$26,142	$6,032,074
9	108	$36,997	$10,807	$26,189	$6,005,885
10	109	$36,997	$10,761	$26,236	$5,979,649
10	110	$36,997	$10,714	$26,283	$5,953,366
10	111	$36,997	$10,666	$26,330	$5,927,036
10	112	$36,997	$10,619	$26,377	$5,900,658
10	113	$36,997	$10,572	$26,425	$5,874,234
10	114	$36,997	$10,525	$26,472	$5,847,762
10	115	$36,997	$10,477	$26,519	$5,821,243
10	116	$36,997	$10,430	$26,567	$5,794,676
10	117	$36,997	$10,382	$26,614	$5,768,062
10	118	$36,997	$10,334	$26,662	$5,741,399
10	119	$36,997	$10,287	$26,710	$5,714,690
10	120	$36,997	$10,239	$26,758	$5,687,932
11	121	$36,997	$10,191	$26,806	$5,661,126
11	122	$36,997	$10,143	$26,854	$5,634,273
11	123	$36,997	$10,095	$26,902	$5,607,371
11	124	$36,997	$10,047	$26,950	$5,580,421
11	125	$36,997	$9,998	$26,998	$5,553,423
11	126	$36,997	$9,950	$27,047	$5,526,376
11	127	$36,997	$9,901	$27,095	$5,499,281
11	128	$36,997	$9,853	$27,144	$5,472,137
11	129	$36,997	$9,804	$27,192	$5,444,945
11	130	$36,997	$9,756	$27,241	$5,417,704
11	131	$36,997	$9,707	$27,290	$5,390,414
11	132	$36,997	$9,658	$27,339	$5,363,075
12	133	$36,997	$9,609	$27,388	$5,335,688
12	134	$36,997	$9,560	$27,437	$5,308,251
12	135	$36,997	$9,511	$27,486	$5,280,765
12	136	$36,997	$9,461	$27,535	$5,253,230
12	137	$36,997	$9,412	$27,584	$5,225,645
12	138	$36,997	$9,363	$27,634	$5,198,012
12	139	$36,997	$9,313	$27,683	$5,170,328
12	140	$36,997	$9,264	$27,733	$5,142,595
12	141	$36,997	$9,214	$27,783	$5,114,812
12	142	$36,997	$9,164	$27,832	$5,086,980
12	143	$36,997	$9,114	$27,882	$5,059,098
12	144	$36,997	$9,064	$27,932	$5,031,165
13	145	$36,997	$9,014	$27,982	$5,003,183
13	146	$36,997	$8,964	$28,032	$4,975,150
13	147	$36,997	$8,914	$28,083	$4,947,068
13	148	$36,997	$8,863	$28,133	$4,918,935
13	149	$36,997	$8,813	$28,183	$4,890,751
13	150	$36,997	$8,763	$28,234	$4,862,517
13	151	$36,997	$8,712	$28,285	$4,834,233
13	152	$36,997	$8,661	$28,335	$4,805,898
13	153	$36,997	$8,611	$28,386	$4,777,512
13	154	$36,997	$8,560	$28,437	$4,749,075
13	155	$36,997	$8,509	$28,488	$4,720,587
13	156	$36,997	$8,458	$28,539	$4,692,048
14	157	$36,997	$8,407	$28,590	$4,663,458
14	158	$36,997	$8,355	$28,641	$4,634,817
14	159	$36,997	$8,304	$28,692	$4,606,125
14	160	$36,997	$8,253	$28,744	$4,577,381
14	161	$36,997	$8,201	$28,795	$4,548,585
14	162	$36,997	$8,150	$28,847	$4,519,738
14	163	$36,997	$8,098	$28,899	$4,490,840
14	164	$36,997	$8,046	$28,950	$4,461,889
14	165	$36,997	$7,994	$29,002	$4,432,887
14	166	$36,997	$7,942	$29,054	$4,403,833
14	167	$36,997	$7,890	$29,106	$4,374,726
14	168	$36,997	$7,838	$29,158	$4,345,568
15	169	$36,997	$7,786	$29,211	$4,316,357
15	170	$36,997	$7,733	$29,263	$4,287,094
15	171	$36,997	$7,681	$29,315	$4,257,779
15	172	$36,997	$7,629	$29,368	$4,228,411
15	173	$36,997	$7,576	$29,421	$4,198,990
15	174	$36,997	$7,523	$29,473	$4,169,517
15	175	$36,997	$7,470	$29,526	$4,139,991
15	176	$36,997	$7,417	$29,579	$4,110,412
15	177	$36,997	$7,364	$29,632	$4,080,780
15	178	$36,997	$7,311	$29,685	$4,051,094
15	179	$36,997	$7,258	$29,738	$4,021,356
15	180	$36,997	$7,205	$29,792	$3,991,565
16	181	$36,997	$7,152	$29,845	$3,961,720
16	182	$36,997	$7,098	$29,898	$3,931,821
16	183	$36,997	$7,045	$29,952	$3,901,869
16	184	$36,997	$6,991	$30,006	$3,871,863
16	185	$36,997	$6,937	$30,059	$3,841,804
16	186	$36,997	$6,883	$30,113	$3,811,691
16	187	$36,997	$6,829	$30,167	$3,781,524
16	188	$36,997	$6,775	$30,221	$3,751,302
16	189	$36,997	$6,721	$30,275	$3,721,027
16	190	$36,997	$6,667	$30,330	$3,690,697
16	191	$36,997	$6,612	$30,384	$3,660,313
16	192	$36,997	$6,558	$30,438	$3,629,875
17	193	$36,997	$6,504	$30,493	$3,599,382
17	194	$36,997	$6,449	$30,548	$3,568,834
17	195	$36,997	$6,394	$30,602	$3,538,232
17	196	$36,997	$6,339	$30,657	$3,507,574
17	197	$36,997	$6,284	$30,712	$3,476,862
17	198	$36,997	$6,229	$30,767	$3,446,095
17	199	$36,997	$6,174	$30,822	$3,415,273
17	200	$36,997	$6,119	$30,877	$3,384,395
17	201	$36,997	$6,064	$30,933	$3,353,463
17	202	$36,997	$6,008	$30,988	$3,322,474
17	203	$36,997	$5,953	$31,044	$3,291,431
17	204	$36,997	$5,897	$31,099	$3,260,331
18	205	$36,997	$5,841	$31,155	$3,229,176
18	206	$36,997	$5,786	$31,211	$3,197,965
18	207	$36,997	$5,730	$31,267	$3,166,698
18	208	$36,997	$5,674	$31,323	$3,135,376
18	209	$36,997	$5,618	$31,379	$3,103,997
18	210	$36,997	$5,561	$31,435	$3,072,561
18	211	$36,997	$5,505	$31,492	$3,041,070
18	212	$36,997	$5,449	$31,548	$3,009,522
18	213	$36,997	$5,392	$31,604	$2,977,917
18	214	$36,997	$5,335	$31,661	$2,946,256
18	215	$36,997	$5,279	$31,718	$2,914,539
18	216	$36,997	$5,222	$31,775	$2,882,764
19	217	$36,997	$5,165	$31,832	$2,850,932
19	218	$36,997	$5,108	$31,889	$2,819,044
19	219	$36,997	$5,051	$31,946	$2,787,098
19	220	$36,997	$4,994	$32,003	$2,755,095
19	221	$36,997	$4,936	$32,060	$2,723,035
19	222	$36,997	$4,879	$32,118	$2,690,917
19	223	$36,997	$4,821	$32,175	$2,658,742
19	224	$36,997	$4,764	$32,233	$2,626,509
19	225	$36,997	$4,706	$32,291	$2,594,218
19	226	$36,997	$4,648	$32,349	$2,561,869
19	227	$36,997	$4,590	$32,407	$2,529,463
19	228	$36,997	$4,532	$32,465	$2,496,998
20	229	$36,997	$4,474	$32,523	$2,464,476
20	230	$36,997	$4,416	$32,581	$2,431,895
20	231	$36,997	$4,357	$32,639	$2,399,255
20	232	$36,997	$4,299	$32,698	$2,366,557
20	233	$36,997	$4,240	$32,756	$2,333,801
20	234	$36,997	$4,181	$32,815	$2,300,986
20	235	$36,997	$4,123	$32,874	$2,268,112
20	236	$36,997	$4,064	$32,933	$2,235,179
20	237	$36,997	$4,005	$32,992	$2,202,187
20	238	$36,997	$3,946	$33,051	$2,169,136
20	239	$36,997	$3,886	$33,110	$2,136,026
20	240	$36,997	$3,827	$33,169	$2,102,857
21	241	$36,997	$3,768	$33,229	$2,069,628
21	242	$36,997	$3,708	$33,288	$2,036,339
21	243	$36,997	$3,648	$33,348	$2,002,991
21	244	$36,997	$3,589	$33,408	$1,969,583
21	245	$36,997	$3,529	$33,468	$1,936,116
21	246	$36,997	$3,469	$33,528	$1,902,588
21	247	$36,997	$3,409	$33,588	$1,869,000
21	248	$36,997	$3,349	$33,648	$1,835,352
21	249	$36,997	$3,288	$33,708	$1,801,644
21	250	$36,997	$3,228	$33,769	$1,767,876
21	251	$36,997	$3,167	$33,829	$1,734,047
21	252	$36,997	$3,107	$33,890	$1,700,157
22	253	$36,997	$3,046	$33,950	$1,666,207
22	254	$36,997	$2,985	$34,011	$1,632,195
22	255	$36,997	$2,924	$34,072	$1,598,123
22	256	$36,997	$2,863	$34,133	$1,563,990
22	257	$36,997	$2,802	$34,194	$1,529,796
22	258	$36,997	$2,741	$34,256	$1,495,540
22	259	$36,997	$2,680	$34,317	$1,461,223
22	260	$36,997	$2,618	$34,378	$1,426,844
22	261	$36,997	$2,556	$34,440	$1,392,404
22	262	$36,997	$2,495	$34,502	$1,357,902
22	263	$36,997	$2,433	$34,564	$1,323,339
22	264	$36,997	$2,371	$34,626	$1,288,713
23	265	$36,997	$2,309	$34,688	$1,254,026
23	266	$36,997	$2,247	$34,750	$1,219,276
23	267	$36,997	$2,185	$34,812	$1,184,464
23	268	$36,997	$2,122	$34,874	$1,149,590
23	269	$36,997	$2,060	$34,937	$1,114,653
23	270	$36,997	$1,997	$34,999	$1,079,653
23	271	$36,997	$1,934	$35,062	$1,044,591
23	272	$36,997	$1,872	$35,125	$1,009,466
23	273	$36,997	$1,809	$35,188	$974,278
23	274	$36,997	$1,746	$35,251	$939,027
23	275	$36,997	$1,682	$35,314	$903,713
23	276	$36,997	$1,619	$35,377	$868,336
24	277	$36,997	$1,556	$35,441	$832,895
24	278	$36,997	$1,492	$35,504	$797,391
24	279	$36,997	$1,429	$35,568	$761,823
24	280	$36,997	$1,365	$35,632	$726,192
24	281	$36,997	$1,301	$35,695	$690,496
24	282	$36,997	$1,237	$35,759	$654,737
24	283	$36,997	$1,173	$35,823	$618,913
24	284	$36,997	$1,109	$35,888	$583,026
24	285	$36,997	$1,045	$35,952	$547,074
24	286	$36,997	$980	$36,016	$511,057
24	287	$36,997	$916	$36,081	$474,976
24	288	$36,997	$851	$36,146	$438,831
25	289	$36,997	$786	$36,210	$402,621
25	290	$36,997	$721	$36,275	$366,346
25	291	$36,997	$656	$36,340	$330,005
25	292	$36,997	$591	$36,405	$293,600
25	293	$36,997	$526	$36,470	$257,130
25	294	$36,997	$461	$36,536	$220,594
25	295	$36,997	$395	$36,601	$183,992
25	296	$36,997	$330	$36,667	$147,326
25	297	$36,997	$264	$36,733	$110,593
25	298	$36,997	$198	$36,798	$73,795
25	299	$36,997	$132	$36,864	$36,930
25	300	$36,997	$66	$36,930	$0

Property Price	HKD


Loan Ratio	%
Interest Ratio	%
Loan Period	Year(s)

	(Scale 2) Ad Valorem Stamp Duty (For First –time and Change* of Residential Property Buyer)
	(New) Ad Valorem Stamp Duty Applicable to all residential property (except that acquired by a Hong Kong Permanent Resident who does not own any other residential property in Hong Kong at the time of acquisition) either by an individual or a company.
	(Scale 1) Ad Valorem Stamp Duty Applicable to all non-residential property, either by an individual or a company.
	BSD Buyer Stamp Duty Applicable to all residential property acquired by any person (including a company incorporated) except a Hong Kong Permanent Resident

Down Payment	HK$ 5,720,000
Agency Commission (HK$ )
Legal Fees (HK$ )

Stamp Duty (BSD)
Stamp Duty (SSD)

TOTAL	HK$ 5,863,000

HOME	RENT	BUY	OUTDOOR AREA	OUR SERVICES	ABOUT US
	Property for Rent Popular Districts Residential Buildings	Property for Sale Popular Districts Residential Buildings	More	New Developments Mortgage & Stamp Duty Calculator	Company Profile Contact Us Careers

	SSD Special Stamp Duty if SSD is paid by vendor, please ignore this option
Remarks: *Change of Residential Property Case: A Hong Kong Permanent Resident may seek a refund of the stamp duty paid in excess of that computed under the old rates upon proof that his only other residential property has been disposed of within six months from the date of agreement to acquire a new residential property. Reminder: The calculation is for reference only and subject to the latest announcement of Inland Revenue Department. For details, please contact our Mortgage Consultant.