Century 21 Centaland Property

Down Payment (HKD)

$11,000,000

Monthly Repayment (HKD)

$71,147

Loan Amount (HKD)

$16,500,000

Total Interest (HKD)

$4,844,148

Total Repayment (HKD)

$21,344,148

Repayment Schedule
Year	Instalment	Repayment (HK$ )	Interest (HK$ )	Principal (HK$ )	Outstanding Amount (HK$ )
1	1	$71,147	$29,563	$41,585	$16,458,415
1	2	$71,147	$29,488	$41,659	$16,416,756
1	3	$71,147	$29,413	$41,734	$16,375,022
1	4	$71,147	$29,339	$41,809	$16,333,214
1	5	$71,147	$29,264	$41,883	$16,291,330
1	6	$71,147	$29,189	$41,959	$16,249,372
1	7	$71,147	$29,113	$42,034	$16,207,338
1	8	$71,147	$29,038	$42,109	$16,165,229
1	9	$71,147	$28,963	$42,184	$16,123,045
1	10	$71,147	$28,887	$42,260	$16,080,785
1	11	$71,147	$28,811	$42,336	$16,038,449
1	12	$71,147	$28,736	$42,412	$15,996,037
2	13	$71,147	$28,660	$42,488	$15,953,550
2	14	$71,147	$28,583	$42,564	$15,910,986
2	15	$71,147	$28,507	$42,640	$15,868,346
2	16	$71,147	$28,431	$42,716	$15,825,630
2	17	$71,147	$28,354	$42,793	$15,782,837
2	18	$71,147	$28,278	$42,870	$15,739,967
2	19	$71,147	$28,201	$42,946	$15,697,021
2	20	$71,147	$28,124	$43,023	$15,653,997
2	21	$71,147	$28,047	$43,100	$15,610,897
2	22	$71,147	$27,970	$43,178	$15,567,719
2	23	$71,147	$27,892	$43,255	$15,524,464
2	24	$71,147	$27,815	$43,332	$15,481,132
3	25	$71,147	$27,737	$43,410	$15,437,722
3	26	$71,147	$27,659	$43,488	$15,394,234
3	27	$71,147	$27,581	$43,566	$15,350,668
3	28	$71,147	$27,503	$43,644	$15,307,024
3	29	$71,147	$27,425	$43,722	$15,263,302
3	30	$71,147	$27,347	$43,800	$15,219,502
3	31	$71,147	$27,268	$43,879	$15,175,623
3	32	$71,147	$27,190	$43,958	$15,131,665
3	33	$71,147	$27,111	$44,036	$15,087,629
3	34	$71,147	$27,032	$44,115	$15,043,514
3	35	$71,147	$26,953	$44,194	$14,999,320
3	36	$71,147	$26,874	$44,273	$14,955,046
4	37	$71,147	$26,794	$44,353	$14,910,694
4	38	$71,147	$26,715	$44,432	$14,866,261
4	39	$71,147	$26,635	$44,512	$14,821,750
4	40	$71,147	$26,556	$44,592	$14,777,158
4	41	$71,147	$26,476	$44,671	$14,732,487
4	42	$71,147	$26,396	$44,751	$14,687,735
4	43	$71,147	$26,316	$44,832	$14,642,904
4	44	$71,147	$26,235	$44,912	$14,597,992
4	45	$71,147	$26,155	$44,992	$14,552,999
4	46	$71,147	$26,074	$45,073	$14,507,926
4	47	$71,147	$25,993	$45,154	$14,462,772
4	48	$71,147	$25,912	$45,235	$14,417,538
5	49	$71,147	$25,831	$45,316	$14,372,222
5	50	$71,147	$25,750	$45,397	$14,326,825
5	51	$71,147	$25,669	$45,478	$14,281,347
5	52	$71,147	$25,587	$45,560	$14,235,787
5	53	$71,147	$25,506	$45,641	$14,190,146
5	54	$71,147	$25,424	$45,723	$14,144,422
5	55	$71,147	$25,342	$45,805	$14,098,617
5	56	$71,147	$25,260	$45,887	$14,052,730
5	57	$71,147	$25,178	$45,969	$14,006,761
5	58	$71,147	$25,095	$46,052	$13,960,709
5	59	$71,147	$25,013	$46,134	$13,914,575
5	60	$71,147	$24,930	$46,217	$13,868,358
6	61	$71,147	$24,847	$46,300	$13,822,058
6	62	$71,147	$24,765	$46,383	$13,775,676
6	63	$71,147	$24,681	$46,466	$13,729,210
6	64	$71,147	$24,598	$46,549	$13,682,661
6	65	$71,147	$24,515	$46,632	$13,636,029
6	66	$71,147	$24,431	$46,716	$13,589,313
6	67	$71,147	$24,348	$46,800	$13,542,513
6	68	$71,147	$24,264	$46,883	$13,495,630
6	69	$71,147	$24,180	$46,967	$13,448,662
6	70	$71,147	$24,096	$47,052	$13,401,610
6	71	$71,147	$24,011	$47,136	$13,354,474
6	72	$71,147	$23,927	$47,220	$13,307,254
7	73	$71,147	$23,842	$47,305	$13,259,949
7	74	$71,147	$23,757	$47,390	$13,212,559
7	75	$71,147	$23,673	$47,475	$13,165,085
7	76	$71,147	$23,587	$47,560	$13,117,525
7	77	$71,147	$23,502	$47,645	$13,069,880
7	78	$71,147	$23,417	$47,730	$13,022,150
7	79	$71,147	$23,331	$47,816	$12,974,334
7	80	$71,147	$23,246	$47,901	$12,926,432
7	81	$71,147	$23,160	$47,987	$12,878,445
7	82	$71,147	$23,074	$48,073	$12,830,372
7	83	$71,147	$22,988	$48,159	$12,782,212
7	84	$71,147	$22,901	$48,246	$12,733,967
8	85	$71,147	$22,815	$48,332	$12,685,635
8	86	$71,147	$22,728	$48,419	$12,637,216
8	87	$71,147	$22,642	$48,505	$12,588,710
8	88	$71,147	$22,555	$48,592	$12,540,118
8	89	$71,147	$22,468	$48,679	$12,491,439
8	90	$71,147	$22,380	$48,767	$12,442,672
8	91	$71,147	$22,293	$48,854	$12,393,818
8	92	$71,147	$22,206	$48,942	$12,344,876
8	93	$71,147	$22,118	$49,029	$12,295,847
8	94	$71,147	$22,030	$49,117	$12,246,730
8	95	$71,147	$21,942	$49,205	$12,197,525
8	96	$71,147	$21,854	$49,293	$12,148,232
9	97	$71,147	$21,766	$49,382	$12,098,850
9	98	$71,147	$21,677	$49,470	$12,049,380
9	99	$71,147	$21,588	$49,559	$11,999,821
9	100	$71,147	$21,500	$49,647	$11,950,174
9	101	$71,147	$21,411	$49,736	$11,900,437
9	102	$71,147	$21,322	$49,826	$11,850,612
9	103	$71,147	$21,232	$49,915	$11,800,697
9	104	$71,147	$21,143	$50,004	$11,750,693
9	105	$71,147	$21,053	$50,094	$11,700,599
9	106	$71,147	$20,964	$50,184	$11,650,415
9	107	$71,147	$20,874	$50,273	$11,600,142
9	108	$71,147	$20,784	$50,364	$11,549,778
10	109	$71,147	$20,693	$50,454	$11,499,324
10	110	$71,147	$20,603	$50,544	$11,448,780
10	111	$71,147	$20,512	$50,635	$11,398,145
10	112	$71,147	$20,422	$50,725	$11,347,420
10	113	$71,147	$20,331	$50,816	$11,296,604
10	114	$71,147	$20,240	$50,907	$11,245,696
10	115	$71,147	$20,149	$50,999	$11,194,698
10	116	$71,147	$20,057	$51,090	$11,143,608
10	117	$71,147	$19,966	$51,182	$11,092,426
10	118	$71,147	$19,874	$51,273	$11,041,153
10	119	$71,147	$19,782	$51,365	$10,989,788
10	120	$71,147	$19,690	$51,457	$10,938,331
11	121	$71,147	$19,598	$51,549	$10,886,781
11	122	$71,147	$19,505	$51,642	$10,835,140
11	123	$71,147	$19,413	$51,734	$10,783,405
11	124	$71,147	$19,320	$51,827	$10,731,579
11	125	$71,147	$19,227	$51,920	$10,679,659
11	126	$71,147	$19,134	$52,013	$10,627,646
11	127	$71,147	$19,041	$52,106	$10,575,540
11	128	$71,147	$18,948	$52,199	$10,523,341
11	129	$71,147	$18,854	$52,293	$10,471,048
11	130	$71,147	$18,761	$52,387	$10,418,661
11	131	$71,147	$18,667	$52,480	$10,366,181
11	132	$71,147	$18,573	$52,574	$10,313,607
12	133	$71,147	$18,479	$52,669	$10,260,938
12	134	$71,147	$18,384	$52,763	$10,208,175
12	135	$71,147	$18,290	$52,858	$10,155,317
12	136	$71,147	$18,195	$52,952	$10,102,365
12	137	$71,147	$18,100	$53,047	$10,049,318
12	138	$71,147	$18,005	$53,142	$9,996,176
12	139	$71,147	$17,910	$53,237	$9,942,939
12	140	$71,147	$17,814	$53,333	$9,889,606
12	141	$71,147	$17,719	$53,428	$9,836,178
12	142	$71,147	$17,623	$53,524	$9,782,654
12	143	$71,147	$17,527	$53,620	$9,729,034
12	144	$71,147	$17,431	$53,716	$9,675,318
13	145	$71,147	$17,335	$53,812	$9,621,506
13	146	$71,147	$17,239	$53,909	$9,567,597
13	147	$71,147	$17,142	$54,005	$9,513,592
13	148	$71,147	$17,045	$54,102	$9,459,490
13	149	$71,147	$16,948	$54,199	$9,405,291
13	150	$71,147	$16,851	$54,296	$9,350,995
13	151	$71,147	$16,754	$54,393	$9,296,602
13	152	$71,147	$16,656	$54,491	$9,242,111
13	153	$71,147	$16,559	$54,588	$9,187,522
13	154	$71,147	$16,461	$54,686	$9,132,836
13	155	$71,147	$16,363	$54,784	$9,078,052
13	156	$71,147	$16,265	$54,882	$9,023,170
14	157	$71,147	$16,167	$54,981	$8,968,189
14	158	$71,147	$16,068	$55,079	$8,913,110
14	159	$71,147	$15,969	$55,178	$8,857,932
14	160	$71,147	$15,870	$55,277	$8,802,655
14	161	$71,147	$15,771	$55,376	$8,747,280
14	162	$71,147	$15,672	$55,475	$8,691,805
14	163	$71,147	$15,573	$55,574	$8,636,230
14	164	$71,147	$15,473	$55,674	$8,580,556
14	165	$71,147	$15,373	$55,774	$8,524,783
14	166	$71,147	$15,274	$55,874	$8,468,909
14	167	$71,147	$15,173	$55,974	$8,412,936
14	168	$71,147	$15,073	$56,074	$8,356,862
15	169	$71,147	$14,973	$56,174	$8,300,687
15	170	$71,147	$14,872	$56,275	$8,244,412
15	171	$71,147	$14,771	$56,376	$8,188,036
15	172	$71,147	$14,670	$56,477	$8,131,559
15	173	$71,147	$14,569	$56,578	$8,074,981
15	174	$71,147	$14,468	$56,679	$8,018,302
15	175	$71,147	$14,366	$56,781	$7,961,521
15	176	$71,147	$14,264	$56,883	$7,904,638
15	177	$71,147	$14,162	$56,985	$7,847,653
15	178	$71,147	$14,060	$57,087	$7,790,566
15	179	$71,147	$13,958	$57,189	$7,733,377
15	180	$71,147	$13,856	$57,292	$7,676,086
16	181	$71,147	$13,753	$57,394	$7,618,692
16	182	$71,147	$13,650	$57,497	$7,561,195
16	183	$71,147	$13,547	$57,600	$7,503,595
16	184	$71,147	$13,444	$57,703	$7,445,891
16	185	$71,147	$13,341	$57,807	$7,388,085
16	186	$71,147	$13,237	$57,910	$7,330,175
16	187	$71,147	$13,133	$58,014	$7,272,161
16	188	$71,147	$13,029	$58,118	$7,214,043
16	189	$71,147	$12,925	$58,222	$7,155,821
16	190	$71,147	$12,821	$58,326	$7,097,494
16	191	$71,147	$12,716	$58,431	$7,039,064
16	192	$71,147	$12,612	$58,536	$6,980,528
17	193	$71,147	$12,507	$58,640	$6,921,888
17	194	$71,147	$12,402	$58,745	$6,863,142
17	195	$71,147	$12,296	$58,851	$6,804,292
17	196	$71,147	$12,191	$58,956	$6,745,335
17	197	$71,147	$12,085	$59,062	$6,686,274
17	198	$71,147	$11,980	$59,168	$6,627,106
17	199	$71,147	$11,874	$59,274	$6,567,832
17	200	$71,147	$11,767	$59,380	$6,508,453
17	201	$71,147	$11,661	$59,486	$6,448,967
17	202	$71,147	$11,554	$59,593	$6,389,374
17	203	$71,147	$11,448	$59,700	$6,329,674
17	204	$71,147	$11,341	$59,806	$6,269,868
18	205	$71,147	$11,234	$59,914	$6,209,954
18	206	$71,147	$11,126	$60,021	$6,149,933
18	207	$71,147	$11,019	$60,129	$6,089,805
18	208	$71,147	$10,911	$60,236	$6,029,568
18	209	$71,147	$10,803	$60,344	$5,969,224
18	210	$71,147	$10,695	$60,452	$5,908,772
18	211	$71,147	$10,587	$60,561	$5,848,211
18	212	$71,147	$10,478	$60,669	$5,787,542
18	213	$71,147	$10,369	$60,778	$5,726,764
18	214	$71,147	$10,260	$60,887	$5,665,878
18	215	$71,147	$10,151	$60,996	$5,604,882
18	216	$71,147	$10,042	$61,105	$5,543,777
19	217	$71,147	$9,933	$61,215	$5,482,562
19	218	$71,147	$9,823	$61,324	$5,421,238
19	219	$71,147	$9,713	$61,434	$5,359,804
19	220	$71,147	$9,603	$61,544	$5,298,260
19	221	$71,147	$9,493	$61,654	$5,236,605
19	222	$71,147	$9,382	$61,765	$5,174,840
19	223	$71,147	$9,272	$61,876	$5,112,965
19	224	$71,147	$9,161	$61,986	$5,050,978
19	225	$71,147	$9,050	$62,097	$4,988,881
19	226	$71,147	$8,938	$62,209	$4,926,672
19	227	$71,147	$8,827	$62,320	$4,864,352
19	228	$71,147	$8,715	$62,432	$4,801,920
20	229	$71,147	$8,603	$62,544	$4,739,376
20	230	$71,147	$8,491	$62,656	$4,676,720
20	231	$71,147	$8,379	$62,768	$4,613,952
20	232	$71,147	$8,267	$62,880	$4,551,072
20	233	$71,147	$8,154	$62,993	$4,488,079
20	234	$71,147	$8,041	$63,106	$4,424,973
20	235	$71,147	$7,928	$63,219	$4,361,754
20	236	$71,147	$7,815	$63,332	$4,298,421
20	237	$71,147	$7,701	$63,446	$4,234,975
20	238	$71,147	$7,588	$63,559	$4,171,416
20	239	$71,147	$7,474	$63,673	$4,107,743
20	240	$71,147	$7,360	$63,787	$4,043,955
21	241	$71,147	$7,245	$63,902	$3,980,053
21	242	$71,147	$7,131	$64,016	$3,916,037
21	243	$71,147	$7,016	$64,131	$3,851,906
21	244	$71,147	$6,901	$64,246	$3,787,660
21	245	$71,147	$6,786	$64,361	$3,723,300
21	246	$71,147	$6,671	$64,476	$3,658,823
21	247	$71,147	$6,555	$64,592	$3,594,231
21	248	$71,147	$6,440	$64,707	$3,529,524
21	249	$71,147	$6,324	$64,823	$3,464,701
21	250	$71,147	$6,208	$64,940	$3,399,761
21	251	$71,147	$6,091	$65,056	$3,334,705
21	252	$71,147	$5,975	$65,172	$3,269,533
22	253	$71,147	$5,858	$65,289	$3,204,243
22	254	$71,147	$5,741	$65,406	$3,138,837
22	255	$71,147	$5,624	$65,523	$3,073,314
22	256	$71,147	$5,506	$65,641	$3,007,673
22	257	$71,147	$5,389	$65,758	$2,941,915
22	258	$71,147	$5,271	$65,876	$2,876,038
22	259	$71,147	$5,153	$65,994	$2,810,044
22	260	$71,147	$5,035	$66,112	$2,743,932
22	261	$71,147	$4,916	$66,231	$2,677,701
22	262	$71,147	$4,798	$66,350	$2,611,351
22	263	$71,147	$4,679	$66,468	$2,544,882
22	264	$71,147	$4,560	$66,588	$2,478,295
23	265	$71,147	$4,440	$66,707	$2,411,588
23	266	$71,147	$4,321	$66,826	$2,344,762
23	267	$71,147	$4,201	$66,946	$2,277,815
23	268	$71,147	$4,081	$67,066	$2,210,749
23	269	$71,147	$3,961	$67,186	$2,143,563
23	270	$71,147	$3,841	$67,307	$2,076,257
23	271	$71,147	$3,720	$67,427	$2,008,829
23	272	$71,147	$3,599	$67,548	$1,941,281
23	273	$71,147	$3,478	$67,669	$1,873,612
23	274	$71,147	$3,357	$67,790	$1,805,822
23	275	$71,147	$3,235	$67,912	$1,737,910
23	276	$71,147	$3,114	$68,033	$1,669,877
24	277	$71,147	$2,992	$68,155	$1,601,722
24	278	$71,147	$2,870	$68,277	$1,533,444
24	279	$71,147	$2,747	$68,400	$1,465,044
24	280	$71,147	$2,625	$68,522	$1,396,522
24	281	$71,147	$2,502	$68,645	$1,327,877
24	282	$71,147	$2,379	$68,768	$1,259,109
24	283	$71,147	$2,256	$68,891	$1,190,218
24	284	$71,147	$2,132	$69,015	$1,121,203
24	285	$71,147	$2,009	$69,138	$1,052,065
24	286	$71,147	$1,885	$69,262	$982,803
24	287	$71,147	$1,761	$69,386	$913,416
24	288	$71,147	$1,637	$69,511	$843,906
25	289	$71,147	$1,512	$69,635	$774,271
25	290	$71,147	$1,387	$69,760	$704,511
25	291	$71,147	$1,262	$69,885	$634,626
25	292	$71,147	$1,137	$70,010	$564,616
25	293	$71,147	$1,012	$70,136	$494,480
25	294	$71,147	$886	$70,261	$424,219
25	295	$71,147	$760	$70,387	$353,832
25	296	$71,147	$634	$70,513	$283,318
25	297	$71,147	$508	$70,640	$212,679
25	298	$71,147	$381	$70,766	$141,913
25	299	$71,147	$254	$70,893	$71,020
25	300	$71,147	$127	$71,020	$0

Property Price	HKD


Loan Ratio	%
Interest Ratio	%
Loan Period	Year(s)

	(Scale 2) Ad Valorem Stamp Duty (For First –time and Change* of Residential Property Buyer)
	(New) Ad Valorem Stamp Duty Applicable to all residential property (except that acquired by a Hong Kong Permanent Resident who does not own any other residential property in Hong Kong at the time of acquisition) either by an individual or a company.
	(Scale 1) Ad Valorem Stamp Duty Applicable to all non-residential property, either by an individual or a company.
	BSD Buyer Stamp Duty Applicable to all residential property acquired by any person (including a company incorporated) except a Hong Kong Permanent Resident

Down Payment	HK$ 11,000,000
Agency Commission (HK$ )
Legal Fees (HK$ )

Stamp Duty (BSD)
Stamp Duty (SSD)

TOTAL	HK$ 11,275,000

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	SSD Special Stamp Duty if SSD is paid by vendor, please ignore this option
Remarks: *Change of Residential Property Case: A Hong Kong Permanent Resident may seek a refund of the stamp duty paid in excess of that computed under the old rates upon proof that his only other residential property has been disposed of within six months from the date of agreement to acquire a new residential property. Reminder: The calculation is for reference only and subject to the latest announcement of Inland Revenue Department. For details, please contact our Mortgage Consultant.