Century 21 Centaland Property

Down Payment (HKD)

$5,808,000

Monthly Repayment (HKD)

$37,566

Loan Amount (HKD)

$8,712,000

Total Interest (HKD)

$2,557,710

Total Repayment (HKD)

$11,269,710

Repayment Schedule
Year	Instalment	Repayment (HK$ )	Interest (HK$ )	Principal (HK$ )	Outstanding Amount (HK$ )
1	1	$37,566	$15,609	$21,957	$8,690,043
1	2	$37,566	$15,570	$21,996	$8,668,047
1	3	$37,566	$15,530	$22,035	$8,646,012
1	4	$37,566	$15,491	$22,075	$8,623,937
1	5	$37,566	$15,451	$22,114	$8,601,822
1	6	$37,566	$15,412	$22,154	$8,579,668
1	7	$37,566	$15,372	$22,194	$8,557,475
1	8	$37,566	$15,332	$22,234	$8,535,241
1	9	$37,566	$15,292	$22,273	$8,512,968
1	10	$37,566	$15,252	$22,313	$8,490,654
1	11	$37,566	$15,212	$22,353	$8,468,301
1	12	$37,566	$15,172	$22,393	$8,445,908
2	13	$37,566	$15,132	$22,433	$8,423,474
2	14	$37,566	$15,092	$22,474	$8,401,001
2	15	$37,566	$15,052	$22,514	$8,378,487
2	16	$37,566	$15,011	$22,554	$8,355,932
2	17	$37,566	$14,971	$22,595	$8,333,338
2	18	$37,566	$14,931	$22,635	$8,310,703
2	19	$37,566	$14,890	$22,676	$8,288,027
2	20	$37,566	$14,849	$22,716	$8,265,311
2	21	$37,566	$14,809	$22,757	$8,242,554
2	22	$37,566	$14,768	$22,798	$8,219,756
2	23	$37,566	$14,727	$22,839	$8,196,917
2	24	$37,566	$14,686	$22,880	$8,174,038
3	25	$37,566	$14,645	$22,921	$8,151,117
3	26	$37,566	$14,604	$22,962	$8,128,155
3	27	$37,566	$14,563	$23,003	$8,105,153
3	28	$37,566	$14,522	$23,044	$8,082,109
3	29	$37,566	$14,480	$23,085	$8,059,023
3	30	$37,566	$14,439	$23,127	$8,035,897
3	31	$37,566	$14,398	$23,168	$8,012,729
3	32	$37,566	$14,356	$23,210	$7,989,519
3	33	$37,566	$14,315	$23,251	$7,966,268
3	34	$37,566	$14,273	$23,293	$7,942,975
3	35	$37,566	$14,231	$23,335	$7,919,641
3	36	$37,566	$14,189	$23,376	$7,896,264
4	37	$37,566	$14,147	$23,418	$7,872,846
4	38	$37,566	$14,106	$23,460	$7,849,386
4	39	$37,566	$14,063	$23,502	$7,825,884
4	40	$37,566	$14,021	$23,544	$7,802,339
4	41	$37,566	$13,979	$23,587	$7,778,753
4	42	$37,566	$13,937	$23,629	$7,755,124
4	43	$37,566	$13,895	$23,671	$7,731,453
4	44	$37,566	$13,852	$23,714	$7,707,740
4	45	$37,566	$13,810	$23,756	$7,683,984
4	46	$37,566	$13,767	$23,799	$7,660,185
4	47	$37,566	$13,724	$23,841	$7,636,344
4	48	$37,566	$13,682	$23,884	$7,612,460
5	49	$37,566	$13,639	$23,927	$7,588,533
5	50	$37,566	$13,596	$23,970	$7,564,564
5	51	$37,566	$13,553	$24,013	$7,540,551
5	52	$37,566	$13,510	$24,056	$7,516,496
5	53	$37,566	$13,467	$24,099	$7,492,397
5	54	$37,566	$13,424	$24,142	$7,468,255
5	55	$37,566	$13,381	$24,185	$7,444,070
5	56	$37,566	$13,337	$24,228	$7,419,842
5	57	$37,566	$13,294	$24,272	$7,395,570
5	58	$37,566	$13,250	$24,315	$7,371,254
5	59	$37,566	$13,207	$24,359	$7,346,896
5	60	$37,566	$13,163	$24,403	$7,322,493
6	61	$37,566	$13,119	$24,446	$7,298,047
6	62	$37,566	$13,076	$24,490	$7,273,557
6	63	$37,566	$13,032	$24,534	$7,249,023
6	64	$37,566	$12,988	$24,578	$7,224,445
6	65	$37,566	$12,944	$24,622	$7,199,823
6	66	$37,566	$12,900	$24,666	$7,175,157
6	67	$37,566	$12,855	$24,710	$7,150,447
6	68	$37,566	$12,811	$24,754	$7,125,692
6	69	$37,566	$12,767	$24,799	$7,100,894
6	70	$37,566	$12,722	$24,843	$7,076,050
6	71	$37,566	$12,678	$24,888	$7,051,163
6	72	$37,566	$12,633	$24,932	$7,026,230
7	73	$37,566	$12,589	$24,977	$7,001,253
7	74	$37,566	$12,544	$25,022	$6,976,231
7	75	$37,566	$12,499	$25,067	$6,951,165
7	76	$37,566	$12,454	$25,112	$6,926,053
7	77	$37,566	$12,409	$25,157	$6,900,897
7	78	$37,566	$12,364	$25,202	$6,875,695
7	79	$37,566	$12,319	$25,247	$6,850,448
7	80	$37,566	$12,274	$25,292	$6,825,156
7	81	$37,566	$12,228	$25,337	$6,799,819
7	82	$37,566	$12,183	$25,383	$6,774,436
7	83	$37,566	$12,138	$25,428	$6,749,008
7	84	$37,566	$12,092	$25,474	$6,723,534
8	85	$37,566	$12,046	$25,519	$6,698,015
8	86	$37,566	$12,001	$25,565	$6,672,450
8	87	$37,566	$11,955	$25,611	$6,646,839
8	88	$37,566	$11,909	$25,657	$6,621,182
8	89	$37,566	$11,863	$25,703	$6,595,480
8	90	$37,566	$11,817	$25,749	$6,569,731
8	91	$37,566	$11,771	$25,795	$6,543,936
8	92	$37,566	$11,725	$25,841	$6,518,095
8	93	$37,566	$11,678	$25,887	$6,492,207
8	94	$37,566	$11,632	$25,934	$6,466,273
8	95	$37,566	$11,585	$25,980	$6,440,293
8	96	$37,566	$11,539	$26,027	$6,414,266
9	97	$37,566	$11,492	$26,073	$6,388,193
9	98	$37,566	$11,446	$26,120	$6,362,073
9	99	$37,566	$11,399	$26,167	$6,335,906
9	100	$37,566	$11,352	$26,214	$6,309,692
9	101	$37,566	$11,305	$26,261	$6,283,431
9	102	$37,566	$11,258	$26,308	$6,257,123
9	103	$37,566	$11,211	$26,355	$6,230,768
9	104	$37,566	$11,163	$26,402	$6,204,366
9	105	$37,566	$11,116	$26,450	$6,177,916
9	106	$37,566	$11,069	$26,497	$6,151,419
9	107	$37,566	$11,021	$26,544	$6,124,875
9	108	$37,566	$10,974	$26,592	$6,098,283
10	109	$37,566	$10,926	$26,640	$6,071,643
10	110	$37,566	$10,878	$26,687	$6,044,956
10	111	$37,566	$10,831	$26,735	$6,018,221
10	112	$37,566	$10,783	$26,783	$5,991,438
10	113	$37,566	$10,735	$26,831	$5,964,607
10	114	$37,566	$10,687	$26,879	$5,937,728
10	115	$37,566	$10,638	$26,927	$5,910,800
10	116	$37,566	$10,590	$26,976	$5,883,825
10	117	$37,566	$10,542	$27,024	$5,856,801
10	118	$37,566	$10,493	$27,072	$5,829,729
10	119	$37,566	$10,445	$27,121	$5,802,608
10	120	$37,566	$10,396	$27,169	$5,775,439
11	121	$37,566	$10,348	$27,218	$5,748,221
11	122	$37,566	$10,299	$27,267	$5,720,954
11	123	$37,566	$10,250	$27,316	$5,693,638
11	124	$37,566	$10,201	$27,365	$5,666,273
11	125	$37,566	$10,152	$27,414	$5,638,860
11	126	$37,566	$10,103	$27,463	$5,611,397
11	127	$37,566	$10,054	$27,512	$5,583,885
11	128	$37,566	$10,004	$27,561	$5,556,324
11	129	$37,566	$9,955	$27,611	$5,528,713
11	130	$37,566	$9,906	$27,660	$5,501,053
11	131	$37,566	$9,856	$27,710	$5,473,344
11	132	$37,566	$9,806	$27,759	$5,445,584
12	133	$37,566	$9,757	$27,809	$5,417,775
12	134	$37,566	$9,707	$27,859	$5,389,916
12	135	$37,566	$9,657	$27,909	$5,362,008
12	136	$37,566	$9,607	$27,959	$5,334,049
12	137	$37,566	$9,557	$28,009	$5,306,040
12	138	$37,566	$9,507	$28,059	$5,277,981
12	139	$37,566	$9,456	$28,109	$5,249,872
12	140	$37,566	$9,406	$28,160	$5,221,712
12	141	$37,566	$9,356	$28,210	$5,193,502
12	142	$37,566	$9,305	$28,261	$5,165,241
12	143	$37,566	$9,254	$28,311	$5,136,930
12	144	$37,566	$9,204	$28,362	$5,108,568
13	145	$37,566	$9,153	$28,413	$5,080,155
13	146	$37,566	$9,102	$28,464	$5,051,691
13	147	$37,566	$9,051	$28,515	$5,023,176
13	148	$37,566	$9,000	$28,566	$4,994,611
13	149	$37,566	$8,949	$28,617	$4,965,994
13	150	$37,566	$8,897	$28,668	$4,937,325
13	151	$37,566	$8,846	$28,720	$4,908,606
13	152	$37,566	$8,795	$28,771	$4,879,835
13	153	$37,566	$8,743	$28,823	$4,851,012
13	154	$37,566	$8,691	$28,874	$4,822,138
13	155	$37,566	$8,640	$28,926	$4,793,212
13	156	$37,566	$8,588	$28,978	$4,764,234
14	157	$37,566	$8,536	$29,030	$4,735,204
14	158	$37,566	$8,484	$29,082	$4,706,122
14	159	$37,566	$8,432	$29,134	$4,676,988
14	160	$37,566	$8,380	$29,186	$4,647,802
14	161	$37,566	$8,327	$29,238	$4,618,564
14	162	$37,566	$8,275	$29,291	$4,589,273
14	163	$37,566	$8,222	$29,343	$4,559,930
14	164	$37,566	$8,170	$29,396	$4,530,534
14	165	$37,566	$8,117	$29,448	$4,501,085
14	166	$37,566	$8,064	$29,501	$4,471,584
14	167	$37,566	$8,012	$29,554	$4,442,030
14	168	$37,566	$7,959	$29,607	$4,412,423
15	169	$37,566	$7,906	$29,660	$4,382,763
15	170	$37,566	$7,852	$29,713	$4,353,050
15	171	$37,566	$7,799	$29,766	$4,323,283
15	172	$37,566	$7,746	$29,820	$4,293,463
15	173	$37,566	$7,692	$29,873	$4,263,590
15	174	$37,566	$7,639	$29,927	$4,233,663
15	175	$37,566	$7,585	$29,980	$4,203,683
15	176	$37,566	$7,532	$30,034	$4,173,649
15	177	$37,566	$7,478	$30,088	$4,143,561
15	178	$37,566	$7,424	$30,142	$4,113,419
15	179	$37,566	$7,370	$30,196	$4,083,223
15	180	$37,566	$7,316	$30,250	$4,052,973
16	181	$37,566	$7,262	$30,304	$4,022,669
16	182	$37,566	$7,207	$30,358	$3,992,311
16	183	$37,566	$7,153	$30,413	$3,961,898
16	184	$37,566	$7,098	$30,467	$3,931,431
16	185	$37,566	$7,044	$30,522	$3,900,909
16	186	$37,566	$6,989	$30,577	$3,870,332
16	187	$37,566	$6,934	$30,631	$3,839,701
16	188	$37,566	$6,879	$30,686	$3,809,015
16	189	$37,566	$6,824	$30,741	$3,778,273
16	190	$37,566	$6,769	$30,796	$3,747,477
16	191	$37,566	$6,714	$30,851	$3,716,626
16	192	$37,566	$6,659	$30,907	$3,685,719
17	193	$37,566	$6,604	$30,962	$3,654,757
17	194	$37,566	$6,548	$31,018	$3,623,739
17	195	$37,566	$6,493	$31,073	$3,592,666
17	196	$37,566	$6,437	$31,129	$3,561,537
17	197	$37,566	$6,381	$31,185	$3,530,352
17	198	$37,566	$6,325	$31,240	$3,499,112
17	199	$37,566	$6,269	$31,296	$3,467,816
17	200	$37,566	$6,213	$31,353	$3,436,463
17	201	$37,566	$6,157	$31,409	$3,405,054
17	202	$37,566	$6,101	$31,465	$3,373,589
17	203	$37,566	$6,044	$31,521	$3,342,068
17	204	$37,566	$5,988	$31,578	$3,310,490
18	205	$37,566	$5,931	$31,634	$3,278,856
18	206	$37,566	$5,875	$31,691	$3,247,165
18	207	$37,566	$5,818	$31,748	$3,215,417
18	208	$37,566	$5,761	$31,805	$3,183,612
18	209	$37,566	$5,704	$31,862	$3,151,750
18	210	$37,566	$5,647	$31,919	$3,119,832
18	211	$37,566	$5,590	$31,976	$3,087,856
18	212	$37,566	$5,532	$32,033	$3,055,822
18	213	$37,566	$5,475	$32,091	$3,023,732
18	214	$37,566	$5,418	$32,148	$2,991,583
18	215	$37,566	$5,360	$32,206	$2,959,378
18	216	$37,566	$5,302	$32,263	$2,927,114
19	217	$37,566	$5,244	$32,321	$2,894,793
19	218	$37,566	$5,187	$32,379	$2,862,414
19	219	$37,566	$5,128	$32,437	$2,829,976
19	220	$37,566	$5,070	$32,495	$2,797,481
19	221	$37,566	$5,012	$32,554	$2,764,928
19	222	$37,566	$4,954	$32,612	$2,732,316
19	223	$37,566	$4,895	$32,670	$2,699,645
19	224	$37,566	$4,837	$32,729	$2,666,917
19	225	$37,566	$4,778	$32,787	$2,634,129
19	226	$37,566	$4,719	$32,846	$2,601,283
19	227	$37,566	$4,661	$32,905	$2,568,378
19	228	$37,566	$4,602	$32,964	$2,535,414
20	229	$37,566	$4,543	$33,023	$2,502,391
20	230	$37,566	$4,483	$33,082	$2,469,308
20	231	$37,566	$4,424	$33,142	$2,436,167
20	232	$37,566	$4,365	$33,201	$2,402,966
20	233	$37,566	$4,305	$33,260	$2,369,706
20	234	$37,566	$4,246	$33,320	$2,336,386
20	235	$37,566	$4,186	$33,380	$2,303,006
20	236	$37,566	$4,126	$33,439	$2,269,566
20	237	$37,566	$4,066	$33,499	$2,236,067
20	238	$37,566	$4,006	$33,559	$2,202,508
20	239	$37,566	$3,946	$33,620	$2,168,888
20	240	$37,566	$3,886	$33,680	$2,135,208
21	241	$37,566	$3,826	$33,740	$2,101,468
21	242	$37,566	$3,765	$33,801	$2,067,668
21	243	$37,566	$3,705	$33,861	$2,033,807
21	244	$37,566	$3,644	$33,922	$1,999,885
21	245	$37,566	$3,583	$33,983	$1,965,902
21	246	$37,566	$3,522	$34,043	$1,931,859
21	247	$37,566	$3,461	$34,104	$1,897,754
21	248	$37,566	$3,400	$34,166	$1,863,589
21	249	$37,566	$3,339	$34,227	$1,829,362
21	250	$37,566	$3,278	$34,288	$1,795,074
21	251	$37,566	$3,216	$34,350	$1,760,724
21	252	$37,566	$3,155	$34,411	$1,726,313
22	253	$37,566	$3,093	$34,473	$1,691,840
22	254	$37,566	$3,031	$34,534	$1,657,306
22	255	$37,566	$2,969	$34,596	$1,622,710
22	256	$37,566	$2,907	$34,658	$1,588,051
22	257	$37,566	$2,845	$34,720	$1,553,331
22	258	$37,566	$2,783	$34,783	$1,518,548
22	259	$37,566	$2,721	$34,845	$1,483,703
22	260	$37,566	$2,658	$34,907	$1,448,796
22	261	$37,566	$2,596	$34,970	$1,413,826
22	262	$37,566	$2,533	$35,033	$1,378,793
22	263	$37,566	$2,470	$35,095	$1,343,698
22	264	$37,566	$2,407	$35,158	$1,308,540
23	265	$37,566	$2,344	$35,221	$1,273,318
23	266	$37,566	$2,281	$35,284	$1,238,034
23	267	$37,566	$2,218	$35,348	$1,202,687
23	268	$37,566	$2,155	$35,411	$1,167,276
23	269	$37,566	$2,091	$35,474	$1,131,801
23	270	$37,566	$2,028	$35,538	$1,096,263
23	271	$37,566	$1,964	$35,602	$1,060,662
23	272	$37,566	$1,900	$35,665	$1,024,997
23	273	$37,566	$1,836	$35,729	$989,267
23	274	$37,566	$1,772	$35,793	$953,474
23	275	$37,566	$1,708	$35,857	$917,617
23	276	$37,566	$1,644	$35,922	$881,695
24	277	$37,566	$1,580	$35,986	$845,709
24	278	$37,566	$1,515	$36,050	$809,659
24	279	$37,566	$1,451	$36,115	$773,543
24	280	$37,566	$1,386	$36,180	$737,364
24	281	$37,566	$1,321	$36,245	$701,119
24	282	$37,566	$1,256	$36,310	$664,810
24	283	$37,566	$1,191	$36,375	$628,435
24	284	$37,566	$1,126	$36,440	$591,995
24	285	$37,566	$1,061	$36,505	$555,490
24	286	$37,566	$995	$36,570	$518,920
24	287	$37,566	$930	$36,636	$482,284
24	288	$37,566	$864	$36,702	$445,582
25	289	$37,566	$798	$36,767	$408,815
25	290	$37,566	$732	$36,833	$371,982
25	291	$37,566	$666	$36,899	$335,082
25	292	$37,566	$600	$36,965	$298,117
25	293	$37,566	$534	$37,032	$261,085
25	294	$37,566	$468	$37,098	$223,988
25	295	$37,566	$401	$37,164	$186,823
25	296	$37,566	$335	$37,231	$149,592
25	297	$37,566	$268	$37,298	$112,294
25	298	$37,566	$201	$37,365	$74,930
25	299	$37,566	$134	$37,431	$37,499
25	300	$37,566	$67	$37,499	$0

Property Price	HKD


Loan Ratio	%
Interest Ratio	%
Loan Period	Year(s)

	(Scale 2) Ad Valorem Stamp Duty (For First –time and Change* of Residential Property Buyer)
	(New) Ad Valorem Stamp Duty Applicable to all residential property (except that acquired by a Hong Kong Permanent Resident who does not own any other residential property in Hong Kong at the time of acquisition) either by an individual or a company.
	(Scale 1) Ad Valorem Stamp Duty Applicable to all non-residential property, either by an individual or a company.
	BSD Buyer Stamp Duty Applicable to all residential property acquired by any person (including a company incorporated) except a Hong Kong Permanent Resident

Down Payment	HK$ 5,808,000
Agency Commission (HK$ )
Legal Fees (HK$ )

Stamp Duty (BSD)
Stamp Duty (SSD)

TOTAL	HK$ 5,953,200

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	SSD Special Stamp Duty if SSD is paid by vendor, please ignore this option
Remarks: *Change of Residential Property Case: A Hong Kong Permanent Resident may seek a refund of the stamp duty paid in excess of that computed under the old rates upon proof that his only other residential property has been disposed of within six months from the date of agreement to acquire a new residential property. Reminder: The calculation is for reference only and subject to the latest announcement of Inland Revenue Department. For details, please contact our Mortgage Consultant.