Home
Mortgage & Stamp Duty Calculator
MORTGAGE & STAMP DUTY CALCULATOR
Property Price HKD
Loan Ratio %
Interest Ratio %
Loan Period Year(s)


Stamp Duties

(Scale 2) Ad Valorem Stamp Duty
(For First –time and Change* of Residential Property Buyer)

(New) Ad Valorem Stamp Duty
Applicable to all residential property (except that acquired by a Hong Kong Permanent Resident who does not own any other residential property in Hong Kong at the time of acquisition) either by an individual or a company.
(Scale 1) Ad Valorem Stamp Duty
Applicable to all non-residential property, either by an individual or a company.
BSD Buyer Stamp Duty
Applicable to all residential property acquired by any person (including a company incorporated) except a Hong Kong Permanent Resident
SSD Special Stamp Duty
if SSD is paid by vendor, please ignore this option


Remarks: *Change of Residential Property Case: A Hong Kong Permanent Resident may seek a refund of the stamp duty paid in excess of that computed under the old rates upon proof that his only other residential property has been disposed of within six months from the date of agreement to acquire a new residential property.
Reminder: The calculation is for reference only and subject to the latest announcement of Inland Revenue Department.
For details, please contact our Mortgage Consultant.
ESTIMATED INITIAL BUDGET
Down PaymentHK$ 17,920,000
Agency Commission (HK$ )
Legal Fees (HK$ )
Stamp Duty (BSD)
Stamp Duty (SSD)
TOTALHK$ 18,368,000
* Please go to government website for latest Stamp Duty Details.
CALCULATION RESULT
Down Payment (HKD)
$17,920,000
 
Monthly Repayment (HKD)
$115,905
Loan Amount (HKD)
$26,880,000
+
Total Interest (HKD)
$7,891,557
=
Total Repayment (HKD)
$34,771,557
Repayment Schedule
Year Instalment Repayment (HK$ ) Interest (HK$ ) Principal (HK$ ) Outstanding Amount (HK$ )
1 1 $115,905 $48,160 $67,745 $26,812,255
1 2 $115,905 $48,039 $67,867 $26,744,388
1 3 $115,905 $47,917 $67,988 $26,676,400
1 4 $115,905 $47,795 $68,110 $26,608,290
1 5 $115,905 $47,673 $68,232 $26,540,058
1 6 $115,905 $47,551 $68,354 $26,471,704
1 7 $115,905 $47,428 $68,477 $26,403,227
1 8 $115,905 $47,306 $68,599 $26,334,628
1 9 $115,905 $47,183 $68,722 $26,265,905
1 10 $115,905 $47,060 $68,845 $26,197,060
1 11 $115,905 $46,936 $68,969 $26,128,091
1 12 $115,905 $46,813 $69,092 $26,058,999
2 13 $115,905 $46,689 $69,216 $25,989,783
2 14 $115,905 $46,565 $69,340 $25,920,442
2 15 $115,905 $46,441 $69,464 $25,850,978
2 16 $115,905 $46,316 $69,589 $25,781,389
2 17 $115,905 $46,192 $69,714 $25,711,676
2 18 $115,905 $46,067 $69,838 $25,641,837
2 19 $115,905 $45,942 $69,964 $25,571,874
2 20 $115,905 $45,816 $70,089 $25,501,785
2 21 $115,905 $45,691 $70,214 $25,431,570
2 22 $115,905 $45,565 $70,340 $25,361,230
2 23 $115,905 $45,439 $70,466 $25,290,764
2 24 $115,905 $45,313 $70,593 $25,220,171
3 25 $115,905 $45,186 $70,719 $25,149,452
3 26 $115,905 $45,059 $70,846 $25,078,606
3 27 $115,905 $44,933 $70,973 $25,007,634
3 28 $115,905 $44,805 $71,100 $24,936,534
3 29 $115,905 $44,678 $71,227 $24,865,307
3 30 $115,905 $44,550 $71,355 $24,793,952
3 31 $115,905 $44,422 $71,483 $24,722,469
3 32 $115,905 $44,294 $71,611 $24,650,858
3 33 $115,905 $44,166 $71,739 $24,579,119
3 34 $115,905 $44,038 $71,868 $24,507,252
3 35 $115,905 $43,909 $71,996 $24,435,255
3 36 $115,905 $43,780 $72,125 $24,363,130
4 37 $115,905 $43,651 $72,255 $24,290,875
4 38 $115,905 $43,521 $72,384 $24,218,491
4 39 $115,905 $43,391 $72,514 $24,145,977
4 40 $115,905 $43,262 $72,644 $24,073,334
4 41 $115,905 $43,131 $72,774 $24,000,560
4 42 $115,905 $43,001 $72,904 $23,927,656
4 43 $115,905 $42,870 $73,035 $23,854,621
4 44 $115,905 $42,740 $73,166 $23,781,455
4 45 $115,905 $42,608 $73,297 $23,708,159
4 46 $115,905 $42,477 $73,428 $23,634,731
4 47 $115,905 $42,346 $73,560 $23,561,171
4 48 $115,905 $42,214 $73,691 $23,487,479
5 49 $115,905 $42,082 $73,823 $23,413,656
5 50 $115,905 $41,949 $73,956 $23,339,700
5 51 $115,905 $41,817 $74,088 $23,265,612
5 52 $115,905 $41,684 $74,221 $23,191,391
5 53 $115,905 $41,551 $74,354 $23,117,037
5 54 $115,905 $41,418 $74,487 $23,042,550
5 55 $115,905 $41,285 $74,621 $22,967,929
5 56 $115,905 $41,151 $74,754 $22,893,175
5 57 $115,905 $41,017 $74,888 $22,818,287
5 58 $115,905 $40,883 $75,022 $22,743,264
5 59 $115,905 $40,748 $75,157 $22,668,108
5 60 $115,905 $40,614 $75,291 $22,592,816
6 61 $115,905 $40,479 $75,426 $22,517,390
6 62 $115,905 $40,344 $75,562 $22,441,828
6 63 $115,905 $40,208 $75,697 $22,366,131
6 64 $115,905 $40,073 $75,833 $22,290,299
6 65 $115,905 $39,937 $75,968 $22,214,330
6 66 $115,905 $39,801 $76,105 $22,138,226
6 67 $115,905 $39,664 $76,241 $22,061,985
6 68 $115,905 $39,528 $76,377 $21,985,607
6 69 $115,905 $39,391 $76,514 $21,909,093
6 70 $115,905 $39,254 $76,651 $21,832,442
6 71 $115,905 $39,116 $76,789 $21,755,653
6 72 $115,905 $38,979 $76,926 $21,678,727
7 73 $115,905 $38,841 $77,064 $21,601,662
7 74 $115,905 $38,703 $77,202 $21,524,460
7 75 $115,905 $38,565 $77,341 $21,447,120
7 76 $115,905 $38,426 $77,479 $21,369,641
7 77 $115,905 $38,287 $77,618 $21,292,023
7 78 $115,905 $38,148 $77,757 $21,214,266
7 79 $115,905 $38,009 $77,896 $21,136,369
7 80 $115,905 $37,869 $78,036 $21,058,334
7 81 $115,905 $37,730 $78,176 $20,980,158
7 82 $115,905 $37,589 $78,316 $20,901,842
7 83 $115,905 $37,449 $78,456 $20,823,386
7 84 $115,905 $37,309 $78,597 $20,744,789
8 85 $115,905 $37,168 $78,737 $20,666,052
8 86 $115,905 $37,027 $78,879 $20,587,174
8 87 $115,905 $36,885 $79,020 $20,508,154
8 88 $115,905 $36,744 $79,161 $20,428,992
8 89 $115,905 $36,602 $79,303 $20,349,689
8 90 $115,905 $36,460 $79,445 $20,270,244
8 91 $115,905 $36,318 $79,588 $20,190,656
8 92 $115,905 $36,175 $79,730 $20,110,926
8 93 $115,905 $36,032 $79,873 $20,031,053
8 94 $115,905 $35,889 $80,016 $19,951,036
8 95 $115,905 $35,746 $80,160 $19,870,877
8 96 $115,905 $35,602 $80,303 $19,790,574
9 97 $115,905 $35,458 $80,447 $19,710,127
9 98 $115,905 $35,314 $80,591 $19,629,535
9 99 $115,905 $35,170 $80,736 $19,548,800
9 100 $115,905 $35,025 $80,880 $19,467,919
9 101 $115,905 $34,880 $81,025 $19,386,894
9 102 $115,905 $34,735 $81,170 $19,305,724
9 103 $115,905 $34,589 $81,316 $19,224,408
9 104 $115,905 $34,444 $81,461 $19,142,947
9 105 $115,905 $34,298 $81,607 $19,061,339
9 106 $115,905 $34,152 $81,754 $18,979,586
9 107 $115,905 $34,005 $81,900 $18,897,686
9 108 $115,905 $33,858 $82,047 $18,815,639
10 109 $115,905 $33,711 $82,194 $18,733,445
10 110 $115,905 $33,564 $82,341 $18,651,104
10 111 $115,905 $33,417 $82,489 $18,568,615
10 112 $115,905 $33,269 $82,636 $18,485,979
10 113 $115,905 $33,121 $82,784 $18,403,194
10 114 $115,905 $32,972 $82,933 $18,320,262
10 115 $115,905 $32,824 $83,081 $18,237,180
10 116 $115,905 $32,675 $83,230 $18,153,950
10 117 $115,905 $32,526 $83,379 $18,070,571
10 118 $115,905 $32,376 $83,529 $17,987,042
10 119 $115,905 $32,227 $83,678 $17,903,363
10 120 $115,905 $32,077 $83,828 $17,819,535
11 121 $115,905 $31,927 $83,979 $17,735,556
11 122 $115,905 $31,776 $84,129 $17,651,428
11 123 $115,905 $31,625 $84,280 $17,567,148
11 124 $115,905 $31,474 $84,431 $17,482,717
11 125 $115,905 $31,323 $84,582 $17,398,135
11 126 $115,905 $31,172 $84,734 $17,313,402
11 127 $115,905 $31,020 $84,885 $17,228,516
11 128 $115,905 $30,868 $85,037 $17,143,479
11 129 $115,905 $30,715 $85,190 $17,058,289
11 130 $115,905 $30,563 $85,342 $16,972,947
11 131 $115,905 $30,410 $85,495 $16,887,451
11 132 $115,905 $30,257 $85,649 $16,801,803
12 133 $115,905 $30,103 $85,802 $16,716,001
12 134 $115,905 $29,950 $85,956 $16,630,045
12 135 $115,905 $29,795 $86,110 $16,543,935
12 136 $115,905 $29,641 $86,264 $16,457,671
12 137 $115,905 $29,487 $86,419 $16,371,253
12 138 $115,905 $29,332 $86,573 $16,284,680
12 139 $115,905 $29,177 $86,728 $16,197,951
12 140 $115,905 $29,021 $86,884 $16,111,067
12 141 $115,905 $28,866 $87,040 $16,024,028
12 142 $115,905 $28,710 $87,195 $15,936,832
12 143 $115,905 $28,553 $87,352 $15,849,480
12 144 $115,905 $28,397 $87,508 $15,761,972
13 145 $115,905 $28,240 $87,665 $15,674,307
13 146 $115,905 $28,083 $87,822 $15,586,485
13 147 $115,905 $27,926 $87,979 $15,498,506
13 148 $115,905 $27,768 $88,137 $15,410,369
13 149 $115,905 $27,610 $88,295 $15,322,074
13 150 $115,905 $27,452 $88,453 $15,233,621
13 151 $115,905 $27,294 $88,612 $15,145,009
13 152 $115,905 $27,135 $88,770 $15,056,239
13 153 $115,905 $26,976 $88,929 $14,967,309
13 154 $115,905 $26,816 $89,089 $14,878,221
13 155 $115,905 $26,657 $89,248 $14,788,972
13 156 $115,905 $26,497 $89,408 $14,699,564
14 157 $115,905 $26,337 $89,568 $14,609,995
14 158 $115,905 $26,176 $89,729 $14,520,266
14 159 $115,905 $26,015 $89,890 $14,430,377
14 160 $115,905 $25,854 $90,051 $14,340,326
14 161 $115,905 $25,693 $90,212 $14,250,114
14 162 $115,905 $25,531 $90,374 $14,159,740
14 163 $115,905 $25,370 $90,536 $14,069,204
14 164 $115,905 $25,207 $90,698 $13,978,507
14 165 $115,905 $25,045 $90,860 $13,887,646
14 166 $115,905 $24,882 $91,023 $13,796,623
14 167 $115,905 $24,719 $91,186 $13,705,437
14 168 $115,905 $24,556 $91,350 $13,614,087
15 169 $115,905 $24,392 $91,513 $13,522,574
15 170 $115,905 $24,228 $91,677 $13,430,897
15 171 $115,905 $24,064 $91,842 $13,339,055
15 172 $115,905 $23,899 $92,006 $13,247,049
15 173 $115,905 $23,734 $92,171 $13,154,878
15 174 $115,905 $23,569 $92,336 $13,062,542
15 175 $115,905 $23,404 $92,501 $12,970,041
15 176 $115,905 $23,238 $92,667 $12,877,374
15 177 $115,905 $23,072 $92,833 $12,784,540
15 178 $115,905 $22,906 $93,000 $12,691,541
15 179 $115,905 $22,739 $93,166 $12,598,375
15 180 $115,905 $22,572 $93,333 $12,505,041
16 181 $115,905 $22,405 $93,500 $12,411,541
16 182 $115,905 $22,237 $93,668 $12,317,873
16 183 $115,905 $22,070 $93,836 $12,224,038
16 184 $115,905 $21,901 $94,004 $12,130,034
16 185 $115,905 $21,733 $94,172 $12,035,862
16 186 $115,905 $21,564 $94,341 $11,941,521
16 187 $115,905 $21,395 $94,510 $11,847,011
16 188 $115,905 $21,226 $94,679 $11,752,331
16 189 $115,905 $21,056 $94,849 $11,657,482
16 190 $115,905 $20,886 $95,019 $11,562,464
16 191 $115,905 $20,716 $95,189 $11,467,274
16 192 $115,905 $20,546 $95,360 $11,371,915
17 193 $115,905 $20,375 $95,531 $11,276,384
17 194 $115,905 $20,204 $95,702 $11,180,683
17 195 $115,905 $20,032 $95,873 $11,084,810
17 196 $115,905 $19,860 $96,045 $10,988,765
17 197 $115,905 $19,688 $96,217 $10,892,548
17 198 $115,905 $19,516 $96,389 $10,796,158
17 199 $115,905 $19,343 $96,562 $10,699,596
17 200 $115,905 $19,170 $96,735 $10,602,861
17 201 $115,905 $18,997 $96,908 $10,505,953
17 202 $115,905 $18,823 $97,082 $10,408,871
17 203 $115,905 $18,649 $97,256 $10,311,615
17 204 $115,905 $18,475 $97,430 $10,214,185
18 205 $115,905 $18,300 $97,605 $10,116,580
18 206 $115,905 $18,126 $97,780 $10,018,800
18 207 $115,905 $17,950 $97,955 $9,920,845
18 208 $115,905 $17,775 $98,130 $9,822,715
18 209 $115,905 $17,599 $98,306 $9,724,409
18 210 $115,905 $17,423 $98,482 $9,625,926
18 211 $115,905 $17,246 $98,659 $9,527,268
18 212 $115,905 $17,070 $98,836 $9,428,432
18 213 $115,905 $16,893 $99,013 $9,329,420
18 214 $115,905 $16,715 $99,190 $9,230,230
18 215 $115,905 $16,537 $99,368 $9,130,862
18 216 $115,905 $16,359 $99,546 $9,031,316
19 217 $115,905 $16,181 $99,724 $8,931,592
19 218 $115,905 $16,002 $99,903 $8,831,689
19 219 $115,905 $15,823 $100,082 $8,731,608
19 220 $115,905 $15,644 $100,261 $8,631,347
19 221 $115,905 $15,464 $100,441 $8,530,906
19 222 $115,905 $15,285 $100,621 $8,430,285
19 223 $115,905 $15,104 $100,801 $8,329,484
19 224 $115,905 $14,924 $100,982 $8,228,503
19 225 $115,905 $14,743 $101,162 $8,127,340
19 226 $115,905 $14,561 $101,344 $8,025,997
19 227 $115,905 $14,380 $101,525 $7,924,471
19 228 $115,905 $14,198 $101,707 $7,822,764
20 229 $115,905 $14,016 $101,889 $7,720,875
20 230 $115,905 $13,833 $102,072 $7,618,803
20 231 $115,905 $13,650 $102,255 $7,516,548
20 232 $115,905 $13,467 $102,438 $7,414,110
20 233 $115,905 $13,284 $102,622 $7,311,488
20 234 $115,905 $13,100 $102,805 $7,208,683
20 235 $115,905 $12,916 $102,990 $7,105,693
20 236 $115,905 $12,731 $103,174 $7,002,519
20 237 $115,905 $12,546 $103,359 $6,899,160
20 238 $115,905 $12,361 $103,544 $6,795,616
20 239 $115,905 $12,175 $103,730 $6,691,886
20 240 $115,905 $11,990 $103,916 $6,587,971
21 241 $115,905 $11,803 $104,102 $6,483,869
21 242 $115,905 $11,617 $104,288 $6,379,581
21 243 $115,905 $11,430 $104,475 $6,275,105
21 244 $115,905 $11,243 $104,662 $6,170,443
21 245 $115,905 $11,055 $104,850 $6,065,593
21 246 $115,905 $10,868 $105,038 $5,960,556
21 247 $115,905 $10,679 $105,226 $5,855,330
21 248 $115,905 $10,491 $105,414 $5,749,915
21 249 $115,905 $10,302 $105,603 $5,644,312
21 250 $115,905 $10,113 $105,792 $5,538,520
21 251 $115,905 $9,923 $105,982 $5,432,538
21 252 $115,905 $9,733 $106,172 $5,326,366
22 253 $115,905 $9,543 $106,362 $5,220,004
22 254 $115,905 $9,353 $106,553 $5,113,451
22 255 $115,905 $9,162 $106,744 $5,006,707
22 256 $115,905 $8,970 $106,935 $4,899,773
22 257 $115,905 $8,779 $107,126 $4,792,646
22 258 $115,905 $8,587 $107,318 $4,685,328
22 259 $115,905 $8,395 $107,511 $4,577,817
22 260 $115,905 $8,202 $107,703 $4,470,114
22 261 $115,905 $8,009 $107,896 $4,362,218
22 262 $115,905 $7,816 $108,090 $4,254,128
22 263 $115,905 $7,622 $108,283 $4,145,845
22 264 $115,905 $7,428 $108,477 $4,037,368
23 265 $115,905 $7,234 $108,672 $3,928,696
23 266 $115,905 $7,039 $108,866 $3,819,830
23 267 $115,905 $6,844 $109,061 $3,710,768
23 268 $115,905 $6,648 $109,257 $3,601,512
23 269 $115,905 $6,453 $109,452 $3,492,059
23 270 $115,905 $6,257 $109,649 $3,382,411
23 271 $115,905 $6,060 $109,845 $3,272,566
23 272 $115,905 $5,863 $110,042 $3,162,524
23 273 $115,905 $5,666 $110,239 $3,052,285
23 274 $115,905 $5,469 $110,437 $2,941,848
23 275 $115,905 $5,271 $110,634 $2,831,214
23 276 $115,905 $5,073 $110,833 $2,720,381
24 277 $115,905 $4,874 $111,031 $2,609,350
24 278 $115,905 $4,675 $111,230 $2,498,120
24 279 $115,905 $4,476 $111,429 $2,386,691
24 280 $115,905 $4,276 $111,629 $2,275,062
24 281 $115,905 $4,076 $111,829 $2,163,233
24 282 $115,905 $3,876 $112,029 $2,051,203
24 283 $115,905 $3,675 $112,230 $1,938,973
24 284 $115,905 $3,474 $112,431 $1,826,542
24 285 $115,905 $3,273 $112,633 $1,713,909
24 286 $115,905 $3,071 $112,834 $1,601,075
24 287 $115,905 $2,869 $113,037 $1,488,038
24 288 $115,905 $2,666 $113,239 $1,374,799
25 289 $115,905 $2,463 $113,442 $1,261,357
25 290 $115,905 $2,260 $113,645 $1,147,712
25 291 $115,905 $2,056 $113,849 $1,033,863
25 292 $115,905 $1,852 $114,053 $919,810
25 293 $115,905 $1,648 $114,257 $805,553
25 294 $115,905 $1,443 $114,462 $691,091
25 295 $115,905 $1,238 $114,667 $576,424
25 296 $115,905 $1,033 $114,872 $461,552
25 297 $115,905 $827 $115,078 $346,473
25 298 $115,905 $621 $115,284 $231,189
25 299 $115,905 $414 $115,491 $115,698
25 300 $115,905 $207 $115,698 $0