Century 21 Centaland Property

Down Payment (HKD)

$5,200,000

Monthly Repayment (HKD)

$33,633

Loan Amount (HKD)

$7,800,000

Total Interest (HKD)

$2,289,961

Total Repayment (HKD)

$10,089,961

Repayment Schedule
Year	Instalment	Repayment (HK$ )	Interest (HK$ )	Principal (HK$ )	Outstanding Amount (HK$ )
1	1	$33,633	$13,975	$19,658	$7,780,342
1	2	$33,633	$13,940	$19,693	$7,760,648
1	3	$33,633	$13,904	$19,729	$7,740,920
1	4	$33,633	$13,869	$19,764	$7,721,156
1	5	$33,633	$13,834	$19,799	$7,701,356
1	6	$33,633	$13,798	$19,835	$7,681,521
1	7	$33,633	$13,763	$19,870	$7,661,651
1	8	$33,633	$13,727	$19,906	$7,641,745
1	9	$33,633	$13,691	$19,942	$7,621,803
1	10	$33,633	$13,656	$19,977	$7,601,825
1	11	$33,633	$13,620	$20,013	$7,581,812
1	12	$33,633	$13,584	$20,049	$7,561,763
2	13	$33,633	$13,548	$20,085	$7,541,678
2	14	$33,633	$13,512	$20,121	$7,521,557
2	15	$33,633	$13,476	$20,157	$7,501,400
2	16	$33,633	$13,440	$20,193	$7,481,207
2	17	$33,633	$13,404	$20,229	$7,460,977
2	18	$33,633	$13,368	$20,266	$7,440,712
2	19	$33,633	$13,331	$20,302	$7,420,410
2	20	$33,633	$13,295	$20,338	$7,400,071
2	21	$33,633	$13,258	$20,375	$7,379,697
2	22	$33,633	$13,222	$20,411	$7,359,285
2	23	$33,633	$13,185	$20,448	$7,338,838
2	24	$33,633	$13,149	$20,484	$7,318,353
3	25	$33,633	$13,112	$20,521	$7,297,832
3	26	$33,633	$13,075	$20,558	$7,277,274
3	27	$33,633	$13,038	$20,595	$7,256,679
3	28	$33,633	$13,002	$20,632	$7,236,048
3	29	$33,633	$12,965	$20,669	$7,215,379
3	30	$33,633	$12,928	$20,706	$7,194,673
3	31	$33,633	$12,890	$20,743	$7,173,931
3	32	$33,633	$12,853	$20,780	$7,153,151
3	33	$33,633	$12,816	$20,817	$7,132,334
3	34	$33,633	$12,779	$20,854	$7,111,479
3	35	$33,633	$12,741	$20,892	$7,090,587
3	36	$33,633	$12,704	$20,929	$7,069,658
4	37	$33,633	$12,666	$20,967	$7,048,691
4	38	$33,633	$12,629	$21,004	$7,027,687
4	39	$33,633	$12,591	$21,042	$7,006,645
4	40	$33,633	$12,554	$21,080	$6,985,566
4	41	$33,633	$12,516	$21,117	$6,964,448
4	42	$33,633	$12,478	$21,155	$6,943,293
4	43	$33,633	$12,440	$21,193	$6,922,100
4	44	$33,633	$12,402	$21,231	$6,900,869
4	45	$33,633	$12,364	$21,269	$6,879,600
4	46	$33,633	$12,326	$21,307	$6,858,292
4	47	$33,633	$12,288	$21,345	$6,836,947
4	48	$33,633	$12,250	$21,384	$6,815,563
5	49	$33,633	$12,211	$21,422	$6,794,141
5	50	$33,633	$12,173	$21,460	$6,772,681
5	51	$33,633	$12,134	$21,499	$6,751,182
5	52	$33,633	$12,096	$21,537	$6,729,645
5	53	$33,633	$12,057	$21,576	$6,708,069
5	54	$33,633	$12,019	$21,615	$6,686,454
5	55	$33,633	$11,980	$21,653	$6,664,801
5	56	$33,633	$11,941	$21,692	$6,643,109
5	57	$33,633	$11,902	$21,731	$6,621,378
5	58	$33,633	$11,863	$21,770	$6,599,608
5	59	$33,633	$11,824	$21,809	$6,577,799
5	60	$33,633	$11,785	$21,848	$6,555,951
6	61	$33,633	$11,746	$21,887	$6,534,064
6	62	$33,633	$11,707	$21,926	$6,512,138
6	63	$33,633	$11,668	$21,966	$6,490,172
6	64	$33,633	$11,628	$22,005	$6,468,167
6	65	$33,633	$11,589	$22,044	$6,446,123
6	66	$33,633	$11,549	$22,084	$6,424,039
6	67	$33,633	$11,510	$22,123	$6,401,915
6	68	$33,633	$11,470	$22,163	$6,379,752
6	69	$33,633	$11,430	$22,203	$6,357,549
6	70	$33,633	$11,391	$22,243	$6,335,307
6	71	$33,633	$11,351	$22,282	$6,313,024
6	72	$33,633	$11,311	$22,322	$6,290,702
7	73	$33,633	$11,271	$22,362	$6,268,340
7	74	$33,633	$11,231	$22,402	$6,245,937
7	75	$33,633	$11,191	$22,443	$6,223,495
7	76	$33,633	$11,150	$22,483	$6,201,012
7	77	$33,633	$11,110	$22,523	$6,178,489
7	78	$33,633	$11,070	$22,563	$6,155,925
7	79	$33,633	$11,029	$22,604	$6,133,321
7	80	$33,633	$10,989	$22,644	$6,110,677
7	81	$33,633	$10,948	$22,685	$6,087,992
7	82	$33,633	$10,908	$22,726	$6,065,267
7	83	$33,633	$10,867	$22,766	$6,042,500
7	84	$33,633	$10,826	$22,807	$6,019,693
8	85	$33,633	$10,785	$22,848	$5,996,845
8	86	$33,633	$10,744	$22,889	$5,973,957
8	87	$33,633	$10,703	$22,930	$5,951,027
8	88	$33,633	$10,662	$22,971	$5,928,056
8	89	$33,633	$10,621	$23,012	$5,905,044
8	90	$33,633	$10,580	$23,053	$5,881,990
8	91	$33,633	$10,539	$23,095	$5,858,896
8	92	$33,633	$10,497	$23,136	$5,835,760
8	93	$33,633	$10,456	$23,177	$5,812,582
8	94	$33,633	$10,414	$23,219	$5,789,363
8	95	$33,633	$10,373	$23,261	$5,766,103
8	96	$33,633	$10,331	$23,302	$5,742,800
9	97	$33,633	$10,289	$23,344	$5,719,456
9	98	$33,633	$10,247	$23,386	$5,696,071
9	99	$33,633	$10,205	$23,428	$5,672,643
9	100	$33,633	$10,163	$23,470	$5,649,173
9	101	$33,633	$10,121	$23,512	$5,625,661
9	102	$33,633	$10,079	$23,554	$5,602,107
9	103	$33,633	$10,037	$23,596	$5,578,511
9	104	$33,633	$9,995	$23,638	$5,554,873
9	105	$33,633	$9,952	$23,681	$5,531,192
9	106	$33,633	$9,910	$23,723	$5,507,469
9	107	$33,633	$9,868	$23,766	$5,483,703
9	108	$33,633	$9,825	$23,808	$5,459,895
10	109	$33,633	$9,782	$23,851	$5,436,044
10	110	$33,633	$9,740	$23,894	$5,412,151
10	111	$33,633	$9,697	$23,936	$5,388,214
10	112	$33,633	$9,654	$23,979	$5,364,235
10	113	$33,633	$9,611	$24,022	$5,340,213
10	114	$33,633	$9,568	$24,065	$5,316,147
10	115	$33,633	$9,525	$24,108	$5,292,039
10	116	$33,633	$9,482	$24,152	$5,267,887
10	117	$33,633	$9,438	$24,195	$5,243,692
10	118	$33,633	$9,395	$24,238	$5,219,454
10	119	$33,633	$9,352	$24,282	$5,195,172
10	120	$33,633	$9,308	$24,325	$5,170,847
11	121	$33,633	$9,264	$24,369	$5,146,478
11	122	$33,633	$9,221	$24,412	$5,122,066
11	123	$33,633	$9,177	$24,456	$5,097,610
11	124	$33,633	$9,133	$24,500	$5,073,110
11	125	$33,633	$9,089	$24,544	$5,048,566
11	126	$33,633	$9,045	$24,588	$5,023,978
11	127	$33,633	$9,001	$24,632	$4,999,346
11	128	$33,633	$8,957	$24,676	$4,974,670
11	129	$33,633	$8,913	$24,720	$4,949,950
11	130	$33,633	$8,869	$24,765	$4,925,185
11	131	$33,633	$8,824	$24,809	$4,900,376
11	132	$33,633	$8,780	$24,853	$4,875,523
12	133	$33,633	$8,735	$24,898	$4,850,625
12	134	$33,633	$8,691	$24,942	$4,825,683
12	135	$33,633	$8,646	$24,987	$4,800,696
12	136	$33,633	$8,601	$25,032	$4,775,664
12	137	$33,633	$8,556	$25,077	$4,750,587
12	138	$33,633	$8,511	$25,122	$4,725,465
12	139	$33,633	$8,466	$25,167	$4,700,298
12	140	$33,633	$8,421	$25,212	$4,675,086
12	141	$33,633	$8,376	$25,257	$4,649,829
12	142	$33,633	$8,331	$25,302	$4,624,527
12	143	$33,633	$8,286	$25,348	$4,599,180
12	144	$33,633	$8,240	$25,393	$4,573,787
13	145	$33,633	$8,195	$25,439	$4,548,348
13	146	$33,633	$8,149	$25,484	$4,522,864
13	147	$33,633	$8,103	$25,530	$4,497,334
13	148	$33,633	$8,058	$25,575	$4,471,759
13	149	$33,633	$8,012	$25,621	$4,446,137
13	150	$33,633	$7,966	$25,667	$4,420,470
13	151	$33,633	$7,920	$25,713	$4,394,757
13	152	$33,633	$7,874	$25,759	$4,368,998
13	153	$33,633	$7,828	$25,805	$4,343,192
13	154	$33,633	$7,782	$25,852	$4,317,341
13	155	$33,633	$7,735	$25,898	$4,291,443
13	156	$33,633	$7,689	$25,944	$4,265,498
14	157	$33,633	$7,642	$25,991	$4,239,508
14	158	$33,633	$7,596	$26,037	$4,213,470
14	159	$33,633	$7,549	$26,084	$4,187,386
14	160	$33,633	$7,502	$26,131	$4,161,255
14	161	$33,633	$7,456	$26,178	$4,135,078
14	162	$33,633	$7,409	$26,225	$4,108,853
14	163	$33,633	$7,362	$26,272	$4,082,582
14	164	$33,633	$7,315	$26,319	$4,056,263
14	165	$33,633	$7,267	$26,366	$4,029,897
14	166	$33,633	$7,220	$26,413	$4,003,484
14	167	$33,633	$7,173	$26,460	$3,977,024
14	168	$33,633	$7,126	$26,508	$3,950,516
15	169	$33,633	$7,078	$26,555	$3,923,961
15	170	$33,633	$7,030	$26,603	$3,897,358
15	171	$33,633	$6,983	$26,650	$3,870,708
15	172	$33,633	$6,935	$26,698	$3,844,010
15	173	$33,633	$6,887	$26,746	$3,817,264
15	174	$33,633	$6,839	$26,794	$3,790,470
15	175	$33,633	$6,791	$26,842	$3,763,628
15	176	$33,633	$6,743	$26,890	$3,736,738
15	177	$33,633	$6,695	$26,938	$3,709,800
15	178	$33,633	$6,647	$26,986	$3,682,813
15	179	$33,633	$6,598	$27,035	$3,655,778
15	180	$33,633	$6,550	$27,083	$3,628,695
16	181	$33,633	$6,501	$27,132	$3,601,563
16	182	$33,633	$6,453	$27,180	$3,574,383
16	183	$33,633	$6,404	$27,229	$3,547,154
16	184	$33,633	$6,355	$27,278	$3,519,876
16	185	$33,633	$6,306	$27,327	$3,492,549
16	186	$33,633	$6,257	$27,376	$3,465,173
16	187	$33,633	$6,208	$27,425	$3,437,749
16	188	$33,633	$6,159	$27,474	$3,410,275
16	189	$33,633	$6,110	$27,523	$3,382,752
16	190	$33,633	$6,061	$27,572	$3,355,179
16	191	$33,633	$6,011	$27,622	$3,327,557
16	192	$33,633	$5,962	$27,671	$3,299,886
17	193	$33,633	$5,912	$27,721	$3,272,165
17	194	$33,633	$5,863	$27,771	$3,244,395
17	195	$33,633	$5,813	$27,820	$3,216,574
17	196	$33,633	$5,763	$27,870	$3,188,704
17	197	$33,633	$5,713	$27,920	$3,160,784
17	198	$33,633	$5,663	$27,970	$3,132,814
17	199	$33,633	$5,613	$28,020	$3,104,794
17	200	$33,633	$5,563	$28,070	$3,076,723
17	201	$33,633	$5,512	$28,121	$3,048,602
17	202	$33,633	$5,462	$28,171	$3,020,431
17	203	$33,633	$5,412	$28,222	$2,992,210
17	204	$33,633	$5,361	$28,272	$2,963,937
18	205	$33,633	$5,310	$28,323	$2,935,615
18	206	$33,633	$5,260	$28,374	$2,907,241
18	207	$33,633	$5,209	$28,424	$2,878,817
18	208	$33,633	$5,158	$28,475	$2,850,341
18	209	$33,633	$5,107	$28,526	$2,821,815
18	210	$33,633	$5,056	$28,577	$2,793,238
18	211	$33,633	$5,005	$28,629	$2,764,609
18	212	$33,633	$4,953	$28,680	$2,735,929
18	213	$33,633	$4,902	$28,731	$2,707,198
18	214	$33,633	$4,850	$28,783	$2,678,415
18	215	$33,633	$4,799	$28,834	$2,649,580
18	216	$33,633	$4,747	$28,886	$2,620,694
19	217	$33,633	$4,695	$28,938	$2,591,757
19	218	$33,633	$4,644	$28,990	$2,562,767
19	219	$33,633	$4,592	$29,042	$2,533,725
19	220	$33,633	$4,540	$29,094	$2,504,632
19	221	$33,633	$4,487	$29,146	$2,475,486
19	222	$33,633	$4,435	$29,198	$2,446,288
19	223	$33,633	$4,383	$29,250	$2,417,038
19	224	$33,633	$4,331	$29,303	$2,387,735
19	225	$33,633	$4,278	$29,355	$2,358,380
19	226	$33,633	$4,225	$29,408	$2,328,972
19	227	$33,633	$4,173	$29,460	$2,299,512
19	228	$33,633	$4,120	$29,513	$2,269,999
20	229	$33,633	$4,067	$29,566	$2,240,432
20	230	$33,633	$4,014	$29,619	$2,210,813
20	231	$33,633	$3,961	$29,672	$2,181,141
20	232	$33,633	$3,908	$29,725	$2,151,416
20	233	$33,633	$3,855	$29,779	$2,121,637
20	234	$33,633	$3,801	$29,832	$2,091,805
20	235	$33,633	$3,748	$29,885	$2,061,920
20	236	$33,633	$3,694	$29,939	$2,031,981
20	237	$33,633	$3,641	$29,993	$2,001,988
20	238	$33,633	$3,587	$30,046	$1,971,942
20	239	$33,633	$3,533	$30,100	$1,941,842
20	240	$33,633	$3,479	$30,154	$1,911,688
21	241	$33,633	$3,425	$30,208	$1,881,480
21	242	$33,633	$3,371	$30,262	$1,851,218
21	243	$33,633	$3,317	$30,316	$1,820,901
21	244	$33,633	$3,262	$30,371	$1,790,530
21	245	$33,633	$3,208	$30,425	$1,760,105
21	246	$33,633	$3,154	$30,480	$1,729,626
21	247	$33,633	$3,099	$30,534	$1,699,091
21	248	$33,633	$3,044	$30,589	$1,668,502
21	249	$33,633	$2,989	$30,644	$1,637,858
21	250	$33,633	$2,934	$30,699	$1,607,160
21	251	$33,633	$2,879	$30,754	$1,576,406
21	252	$33,633	$2,824	$30,809	$1,545,597
22	253	$33,633	$2,769	$30,864	$1,514,733
22	254	$33,633	$2,714	$30,919	$1,483,814
22	255	$33,633	$2,658	$30,975	$1,452,839
22	256	$33,633	$2,603	$31,030	$1,421,809
22	257	$33,633	$2,547	$31,086	$1,390,723
22	258	$33,633	$2,492	$31,141	$1,359,582
22	259	$33,633	$2,436	$31,197	$1,328,384
22	260	$33,633	$2,380	$31,253	$1,297,131
22	261	$33,633	$2,324	$31,309	$1,265,822
22	262	$33,633	$2,268	$31,365	$1,234,457
22	263	$33,633	$2,212	$31,421	$1,203,035
22	264	$33,633	$2,155	$31,478	$1,171,558
23	265	$33,633	$2,099	$31,534	$1,140,023
23	266	$33,633	$2,043	$31,591	$1,108,433
23	267	$33,633	$1,986	$31,647	$1,076,786
23	268	$33,633	$1,929	$31,704	$1,045,082
23	269	$33,633	$1,872	$31,761	$1,013,321
23	270	$33,633	$1,816	$31,818	$981,503
23	271	$33,633	$1,759	$31,875	$949,628
23	272	$33,633	$1,701	$31,932	$917,697
23	273	$33,633	$1,644	$31,989	$885,708
23	274	$33,633	$1,587	$32,046	$853,661
23	275	$33,633	$1,529	$32,104	$821,558
23	276	$33,633	$1,472	$32,161	$789,396
24	277	$33,633	$1,414	$32,219	$757,177
24	278	$33,633	$1,357	$32,277	$724,901
24	279	$33,633	$1,299	$32,334	$692,566
24	280	$33,633	$1,241	$32,392	$660,174
24	281	$33,633	$1,183	$32,450	$627,724
24	282	$33,633	$1,125	$32,509	$595,215
24	283	$33,633	$1,066	$32,567	$562,648
24	284	$33,633	$1,008	$32,625	$530,023
24	285	$33,633	$950	$32,684	$497,340
24	286	$33,633	$891	$32,742	$464,598
24	287	$33,633	$832	$32,801	$431,797
24	288	$33,633	$774	$32,860	$398,937
25	289	$33,633	$715	$32,918	$366,019
25	290	$33,633	$656	$32,977	$333,041
25	291	$33,633	$597	$33,037	$300,005
25	292	$33,633	$538	$33,096	$266,909
25	293	$33,633	$478	$33,155	$233,754
25	294	$33,633	$419	$33,214	$200,540
25	295	$33,633	$359	$33,274	$167,266
25	296	$33,633	$300	$33,334	$133,932
25	297	$33,633	$240	$33,393	$100,539
25	298	$33,633	$180	$33,453	$67,086
25	299	$33,633	$120	$33,513	$33,573
25	300	$33,633	$60	$33,573	$0

Property Price	HKD


Loan Ratio	%
Interest Ratio	%
Loan Period	Year(s)

	(Scale 2) Ad Valorem Stamp Duty (For First –time and Change* of Residential Property Buyer)
	(New) Ad Valorem Stamp Duty Applicable to all residential property (except that acquired by a Hong Kong Permanent Resident who does not own any other residential property in Hong Kong at the time of acquisition) either by an individual or a company.
	(Scale 1) Ad Valorem Stamp Duty Applicable to all non-residential property, either by an individual or a company.
	BSD Buyer Stamp Duty Applicable to all residential property acquired by any person (including a company incorporated) except a Hong Kong Permanent Resident

Down Payment	HK$ 5,200,000
Agency Commission (HK$ )
Legal Fees (HK$ )

Stamp Duty (BSD)
Stamp Duty (SSD)

TOTAL	HK$ 5,330,000

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	SSD Special Stamp Duty if SSD is paid by vendor, please ignore this option
Remarks: *Change of Residential Property Case: A Hong Kong Permanent Resident may seek a refund of the stamp duty paid in excess of that computed under the old rates upon proof that his only other residential property has been disposed of within six months from the date of agreement to acquire a new residential property. Reminder: The calculation is for reference only and subject to the latest announcement of Inland Revenue Department. For details, please contact our Mortgage Consultant.