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Mortgage & Stamp Duty Calculator
MORTGAGE & STAMP DUTY CALCULATOR
Property Price HKD
Loan Ratio %
Interest Ratio %
Loan Period Year(s)


Stamp Duties

(Scale 2) Ad Valorem Stamp Duty
(For First –time and Change* of Residential Property Buyer)

(New) Ad Valorem Stamp Duty
Applicable to all residential property (except that acquired by a Hong Kong Permanent Resident who does not own any other residential property in Hong Kong at the time of acquisition) either by an individual or a company.
(Scale 1) Ad Valorem Stamp Duty
Applicable to all non-residential property, either by an individual or a company.
BSD Buyer Stamp Duty
Applicable to all residential property acquired by any person (including a company incorporated) except a Hong Kong Permanent Resident
SSD Special Stamp Duty
if SSD is paid by vendor, please ignore this option


Remarks: *Change of Residential Property Case: A Hong Kong Permanent Resident may seek a refund of the stamp duty paid in excess of that computed under the old rates upon proof that his only other residential property has been disposed of within six months from the date of agreement to acquire a new residential property.
Reminder: The calculation is for reference only and subject to the latest announcement of Inland Revenue Department.
For details, please contact our Mortgage Consultant.
ESTIMATED INITIAL BUDGET
Down PaymentHK$ 4,720,000
Agency Commission (HK$ )
Legal Fees (HK$ )
Stamp Duty (BSD)
Stamp Duty (SSD)
TOTALHK$ 4,838,000
* Please go to government website for latest Stamp Duty Details.
CALCULATION RESULT
Down Payment (HKD)
$4,720,000
 
Monthly Repayment (HKD)
$30,529
Loan Amount (HKD)
$7,080,000
+
Total Interest (HKD)
$2,078,580
=
Total Repayment (HKD)
$9,158,580
Repayment Schedule
Year Instalment Repayment (HK$ ) Interest (HK$ ) Principal (HK$ ) Outstanding Amount (HK$ )
1 1 $30,529 $12,685 $17,844 $7,062,156
1 2 $30,529 $12,653 $17,876 $7,044,281
1 3 $30,529 $12,621 $17,908 $7,026,373
1 4 $30,529 $12,589 $17,940 $7,008,434
1 5 $30,529 $12,557 $17,972 $6,990,462
1 6 $30,529 $12,525 $18,004 $6,972,458
1 7 $30,529 $12,492 $18,036 $6,954,421
1 8 $30,529 $12,460 $18,069 $6,936,353
1 9 $30,529 $12,428 $18,101 $6,918,252
1 10 $30,529 $12,395 $18,133 $6,900,118
1 11 $30,529 $12,363 $18,166 $6,881,953
1 12 $30,529 $12,330 $18,198 $6,863,754
2 13 $30,529 $12,298 $18,231 $6,845,523
2 14 $30,529 $12,265 $18,264 $6,827,259
2 15 $30,529 $12,232 $18,296 $6,808,963
2 16 $30,529 $12,199 $18,329 $6,790,634
2 17 $30,529 $12,167 $18,362 $6,772,272
2 18 $30,529 $12,134 $18,395 $6,753,877
2 19 $30,529 $12,101 $18,428 $6,735,449
2 20 $30,529 $12,068 $18,461 $6,716,988
2 21 $30,529 $12,035 $18,494 $6,698,494
2 22 $30,529 $12,001 $18,527 $6,679,967
2 23 $30,529 $11,968 $18,560 $6,661,407
2 24 $30,529 $11,935 $18,594 $6,642,813
3 25 $30,529 $11,902 $18,627 $6,624,186
3 26 $30,529 $11,868 $18,660 $6,605,526
3 27 $30,529 $11,835 $18,694 $6,586,832
3 28 $30,529 $11,801 $18,727 $6,568,105
3 29 $30,529 $11,768 $18,761 $6,549,344
3 30 $30,529 $11,734 $18,794 $6,530,550
3 31 $30,529 $11,701 $18,828 $6,511,722
3 32 $30,529 $11,667 $18,862 $6,492,860
3 33 $30,529 $11,633 $18,896 $6,473,964
3 34 $30,529 $11,599 $18,929 $6,455,035
3 35 $30,529 $11,565 $18,963 $6,436,072
3 36 $30,529 $11,531 $18,997 $6,417,074
4 37 $30,529 $11,497 $19,031 $6,398,043
4 38 $30,529 $11,463 $19,065 $6,378,978
4 39 $30,529 $11,429 $19,100 $6,359,878
4 40 $30,529 $11,395 $19,134 $6,340,744
4 41 $30,529 $11,360 $19,168 $6,321,576
4 42 $30,529 $11,326 $19,202 $6,302,374
4 43 $30,529 $11,292 $19,237 $6,283,137
4 44 $30,529 $11,257 $19,271 $6,263,865
4 45 $30,529 $11,223 $19,306 $6,244,560
4 46 $30,529 $11,188 $19,340 $6,225,219
4 47 $30,529 $11,154 $19,375 $6,205,844
4 48 $30,529 $11,119 $19,410 $6,186,434
5 49 $30,529 $11,084 $19,445 $6,166,990
5 50 $30,529 $11,049 $19,479 $6,147,510
5 51 $30,529 $11,014 $19,514 $6,127,996
5 52 $30,529 $10,979 $19,549 $6,108,447
5 53 $30,529 $10,944 $19,584 $6,088,862
5 54 $30,529 $10,909 $19,619 $6,069,243
5 55 $30,529 $10,874 $19,655 $6,049,589
5 56 $30,529 $10,839 $19,690 $6,029,899
5 57 $30,529 $10,804 $19,725 $6,010,174
5 58 $30,529 $10,768 $19,760 $5,990,413
5 59 $30,529 $10,733 $19,796 $5,970,618
5 60 $30,529 $10,697 $19,831 $5,950,786
6 61 $30,529 $10,662 $19,867 $5,930,920
6 62 $30,529 $10,626 $19,902 $5,911,017
6 63 $30,529 $10,591 $19,938 $5,891,079
6 64 $30,529 $10,555 $19,974 $5,871,105
6 65 $30,529 $10,519 $20,010 $5,851,096
6 66 $30,529 $10,483 $20,045 $5,831,051
6 67 $30,529 $10,447 $20,081 $5,810,969
6 68 $30,529 $10,411 $20,117 $5,790,852
6 69 $30,529 $10,375 $20,153 $5,770,699
6 70 $30,529 $10,339 $20,189 $5,750,509
6 71 $30,529 $10,303 $20,226 $5,730,284
6 72 $30,529 $10,267 $20,262 $5,710,022
7 73 $30,529 $10,230 $20,298 $5,689,724
7 74 $30,529 $10,194 $20,335 $5,669,389
7 75 $30,529 $10,158 $20,371 $5,649,018
7 76 $30,529 $10,121 $20,407 $5,628,611
7 77 $30,529 $10,085 $20,444 $5,608,167
7 78 $30,529 $10,048 $20,481 $5,587,686
7 79 $30,529 $10,011 $20,517 $5,567,169
7 80 $30,529 $9,975 $20,554 $5,546,615
7 81 $30,529 $9,938 $20,591 $5,526,024
7 82 $30,529 $9,901 $20,628 $5,505,396
7 83 $30,529 $9,864 $20,665 $5,484,731
7 84 $30,529 $9,827 $20,702 $5,464,029
8 85 $30,529 $9,790 $20,739 $5,443,290
8 86 $30,529 $9,753 $20,776 $5,422,514
8 87 $30,529 $9,715 $20,813 $5,401,701
8 88 $30,529 $9,678 $20,851 $5,380,851
8 89 $30,529 $9,641 $20,888 $5,359,963
8 90 $30,529 $9,603 $20,925 $5,339,037
8 91 $30,529 $9,566 $20,963 $5,318,075
8 92 $30,529 $9,528 $21,000 $5,297,074
8 93 $30,529 $9,491 $21,038 $5,276,036
8 94 $30,529 $9,453 $21,076 $5,254,960
8 95 $30,529 $9,415 $21,113 $5,233,847
8 96 $30,529 $9,377 $21,151 $5,212,696
9 97 $30,529 $9,339 $21,189 $5,191,507
9 98 $30,529 $9,301 $21,227 $5,170,279
9 99 $30,529 $9,263 $21,265 $5,149,014
9 100 $30,529 $9,225 $21,303 $5,127,711
9 101 $30,529 $9,187 $21,341 $5,106,369
9 102 $30,529 $9,149 $21,380 $5,084,990
9 103 $30,529 $9,111 $21,418 $5,063,572
9 104 $30,529 $9,072 $21,456 $5,042,115
9 105 $30,529 $9,034 $21,495 $5,020,621
9 106 $30,529 $8,995 $21,533 $4,999,087
9 107 $30,529 $8,957 $21,572 $4,977,515
9 108 $30,529 $8,918 $21,611 $4,955,905
10 109 $30,529 $8,879 $21,649 $4,934,256
10 110 $30,529 $8,841 $21,688 $4,912,568
10 111 $30,529 $8,802 $21,727 $4,890,841
10 112 $30,529 $8,763 $21,766 $4,869,075
10 113 $30,529 $8,724 $21,805 $4,847,270
10 114 $30,529 $8,685 $21,844 $4,825,426
10 115 $30,529 $8,646 $21,883 $4,803,543
10 116 $30,529 $8,606 $21,922 $4,781,621
10 117 $30,529 $8,567 $21,962 $4,759,659
10 118 $30,529 $8,528 $22,001 $4,737,658
10 119 $30,529 $8,488 $22,040 $4,715,618
10 120 $30,529 $8,449 $22,080 $4,693,538
11 121 $30,529 $8,409 $22,119 $4,671,419
11 122 $30,529 $8,370 $22,159 $4,649,260
11 123 $30,529 $8,330 $22,199 $4,627,061
11 124 $30,529 $8,290 $22,238 $4,604,823
11 125 $30,529 $8,250 $22,278 $4,582,545
11 126 $30,529 $8,210 $22,318 $4,560,226
11 127 $30,529 $8,170 $22,358 $4,537,868
11 128 $30,529 $8,130 $22,398 $4,515,470
11 129 $30,529 $8,090 $22,438 $4,493,031
11 130 $30,529 $8,050 $22,479 $4,470,553
11 131 $30,529 $8,010 $22,519 $4,448,034
11 132 $30,529 $7,969 $22,559 $4,425,475
12 133 $30,529 $7,929 $22,600 $4,402,875
12 134 $30,529 $7,888 $22,640 $4,380,235
12 135 $30,529 $7,848 $22,681 $4,357,554
12 136 $30,529 $7,807 $22,721 $4,334,833
12 137 $30,529 $7,767 $22,762 $4,312,071
12 138 $30,529 $7,726 $22,803 $4,289,268
12 139 $30,529 $7,685 $22,844 $4,266,425
12 140 $30,529 $7,644 $22,885 $4,243,540
12 141 $30,529 $7,603 $22,926 $4,220,614
12 142 $30,529 $7,562 $22,967 $4,197,648
12 143 $30,529 $7,521 $23,008 $4,174,640
12 144 $30,529 $7,480 $23,049 $4,151,591
13 145 $30,529 $7,438 $23,090 $4,128,501
13 146 $30,529 $7,397 $23,132 $4,105,369
13 147 $30,529 $7,355 $23,173 $4,082,196
13 148 $30,529 $7,314 $23,215 $4,058,981
13 149 $30,529 $7,272 $23,256 $4,035,725
13 150 $30,529 $7,231 $23,298 $4,012,427
13 151 $30,529 $7,189 $23,340 $3,989,087
13 152 $30,529 $7,147 $23,381 $3,965,706
13 153 $30,529 $7,105 $23,423 $3,942,282
13 154 $30,529 $7,063 $23,465 $3,918,817
13 155 $30,529 $7,021 $23,507 $3,895,310
13 156 $30,529 $6,979 $23,550 $3,871,760
14 157 $30,529 $6,937 $23,592 $3,848,168
14 158 $30,529 $6,895 $23,634 $3,824,534
14 159 $30,529 $6,852 $23,676 $3,800,858
14 160 $30,529 $6,810 $23,719 $3,777,139
14 161 $30,529 $6,767 $23,761 $3,753,378
14 162 $30,529 $6,725 $23,804 $3,729,574
14 163 $30,529 $6,682 $23,846 $3,705,728
14 164 $30,529 $6,639 $23,889 $3,681,839
14 165 $30,529 $6,597 $23,932 $3,657,907
14 166 $30,529 $6,554 $23,975 $3,633,932
14 167 $30,529 $6,511 $24,018 $3,609,914
14 168 $30,529 $6,468 $24,061 $3,585,853
15 169 $30,529 $6,425 $24,104 $3,561,749
15 170 $30,529 $6,381 $24,147 $3,537,602
15 171 $30,529 $6,338 $24,190 $3,513,412
15 172 $30,529 $6,295 $24,234 $3,489,178
15 173 $30,529 $6,251 $24,277 $3,464,901
15 174 $30,529 $6,208 $24,321 $3,440,580
15 175 $30,529 $6,164 $24,364 $3,416,216
15 176 $30,529 $6,121 $24,408 $3,391,808
15 177 $30,529 $6,077 $24,452 $3,367,357
15 178 $30,529 $6,033 $24,495 $3,342,861
15 179 $30,529 $5,989 $24,539 $3,318,322
15 180 $30,529 $5,945 $24,583 $3,293,739
16 181 $30,529 $5,901 $24,627 $3,269,111
16 182 $30,529 $5,857 $24,671 $3,244,440
16 183 $30,529 $5,813 $24,716 $3,219,724
16 184 $30,529 $5,769 $24,760 $3,194,964
16 185 $30,529 $5,724 $24,804 $3,170,160
16 186 $30,529 $5,680 $24,849 $3,145,311
16 187 $30,529 $5,635 $24,893 $3,120,418
16 188 $30,529 $5,591 $24,938 $3,095,480
16 189 $30,529 $5,546 $24,983 $3,070,498
16 190 $30,529 $5,501 $25,027 $3,045,470
16 191 $30,529 $5,456 $25,072 $3,020,398
16 192 $30,529 $5,412 $25,117 $2,995,281
17 193 $30,529 $5,367 $25,162 $2,970,119
17 194 $30,529 $5,321 $25,207 $2,944,912
17 195 $30,529 $5,276 $25,252 $2,919,660
17 196 $30,529 $5,231 $25,298 $2,894,362
17 197 $30,529 $5,186 $25,343 $2,869,019
17 198 $30,529 $5,140 $25,388 $2,843,631
17 199 $30,529 $5,095 $25,434 $2,818,197
17 200 $30,529 $5,049 $25,479 $2,792,718
17 201 $30,529 $5,004 $25,525 $2,767,193
17 202 $30,529 $4,958 $25,571 $2,741,622
17 203 $30,529 $4,912 $25,617 $2,716,006
17 204 $30,529 $4,866 $25,662 $2,690,343
18 205 $30,529 $4,820 $25,708 $2,664,635
18 206 $30,529 $4,774 $25,754 $2,638,880
18 207 $30,529 $4,728 $25,801 $2,613,080
18 208 $30,529 $4,682 $25,847 $2,587,233
18 209 $30,529 $4,635 $25,893 $2,561,340
18 210 $30,529 $4,589 $25,940 $2,535,400
18 211 $30,529 $4,543 $25,986 $2,509,414
18 212 $30,529 $4,496 $26,033 $2,483,382
18 213 $30,529 $4,449 $26,079 $2,457,302
18 214 $30,529 $4,403 $26,126 $2,431,177
18 215 $30,529 $4,356 $26,173 $2,405,004
18 216 $30,529 $4,309 $26,220 $2,378,784
19 217 $30,529 $4,262 $26,267 $2,352,518
19 218 $30,529 $4,215 $26,314 $2,326,204
19 219 $30,529 $4,168 $26,361 $2,299,843
19 220 $30,529 $4,121 $26,408 $2,273,435
19 221 $30,529 $4,073 $26,455 $2,246,980
19 222 $30,529 $4,026 $26,503 $2,220,477
19 223 $30,529 $3,978 $26,550 $2,193,927
19 224 $30,529 $3,931 $26,598 $2,167,329
19 225 $30,529 $3,883 $26,645 $2,140,683
19 226 $30,529 $3,835 $26,693 $2,113,990
19 227 $30,529 $3,788 $26,741 $2,087,249
19 228 $30,529 $3,740 $26,789 $2,060,460
20 229 $30,529 $3,692 $26,837 $2,033,623
20 230 $30,529 $3,644 $26,885 $2,006,738
20 231 $30,529 $3,595 $26,933 $1,979,805
20 232 $30,529 $3,547 $26,981 $1,952,824
20 233 $30,529 $3,499 $27,030 $1,925,794
20 234 $30,529 $3,450 $27,078 $1,898,716
20 235 $30,529 $3,402 $27,127 $1,871,589
20 236 $30,529 $3,353 $27,175 $1,844,414
20 237 $30,529 $3,305 $27,224 $1,817,189
20 238 $30,529 $3,256 $27,273 $1,789,917
20 239 $30,529 $3,207 $27,322 $1,762,595
20 240 $30,529 $3,158 $27,371 $1,735,224
21 241 $30,529 $3,109 $27,420 $1,707,805
21 242 $30,529 $3,060 $27,469 $1,680,336
21 243 $30,529 $3,011 $27,518 $1,652,818
21 244 $30,529 $2,961 $27,567 $1,625,251
21 245 $30,529 $2,912 $27,617 $1,597,634
21 246 $30,529 $2,862 $27,666 $1,569,968
21 247 $30,529 $2,813 $27,716 $1,542,252
21 248 $30,529 $2,763 $27,765 $1,514,487
21 249 $30,529 $2,713 $27,815 $1,486,672
21 250 $30,529 $2,664 $27,865 $1,458,807
21 251 $30,529 $2,614 $27,915 $1,430,892
21 252 $30,529 $2,564 $27,965 $1,402,927
22 253 $30,529 $2,514 $28,015 $1,374,912
22 254 $30,529 $2,463 $28,065 $1,346,846
22 255 $30,529 $2,413 $28,115 $1,318,731
22 256 $30,529 $2,363 $28,166 $1,290,565
22 257 $30,529 $2,312 $28,216 $1,262,349
22 258 $30,529 $2,262 $28,267 $1,234,082
22 259 $30,529 $2,211 $28,318 $1,205,764
22 260 $30,529 $2,160 $28,368 $1,177,396
22 261 $30,529 $2,110 $28,419 $1,148,977
22 262 $30,529 $2,059 $28,470 $1,120,507
22 263 $30,529 $2,008 $28,521 $1,091,986
22 264 $30,529 $1,956 $28,572 $1,063,414
23 265 $30,529 $1,905 $28,623 $1,034,790
23 266 $30,529 $1,854 $28,675 $1,006,116
23 267 $30,529 $1,803 $28,726 $977,390
23 268 $30,529 $1,751 $28,777 $948,612
23 269 $30,529 $1,700 $28,829 $919,783
23 270 $30,529 $1,648 $28,881 $890,903
23 271 $30,529 $1,596 $28,932 $861,970
23 272 $30,529 $1,544 $28,984 $832,986
23 273 $30,529 $1,492 $29,036 $803,950
23 274 $30,529 $1,440 $29,088 $774,862
23 275 $30,529 $1,388 $29,140 $745,722
23 276 $30,529 $1,336 $29,193 $716,529
24 277 $30,529 $1,284 $29,245 $687,284
24 278 $30,529 $1,231 $29,297 $657,987
24 279 $30,529 $1,179 $29,350 $628,637
24 280 $30,529 $1,126 $29,402 $599,235
24 281 $30,529 $1,074 $29,455 $569,780
24 282 $30,529 $1,021 $29,508 $540,272
24 283 $30,529 $968 $29,561 $510,712
24 284 $30,529 $915 $29,614 $481,098
24 285 $30,529 $862 $29,667 $451,431
24 286 $30,529 $809 $29,720 $421,712
24 287 $30,529 $756 $29,773 $391,939
24 288 $30,529 $702 $29,826 $362,112
25 289 $30,529 $649 $29,880 $332,232
25 290 $30,529 $595 $29,933 $302,299
25 291 $30,529 $542 $29,987 $272,312
25 292 $30,529 $488 $30,041 $242,271
25 293 $30,529 $434 $30,095 $212,177
25 294 $30,529 $380 $30,148 $182,028
25 295 $30,529 $326 $30,202 $151,826
25 296 $30,529 $272 $30,257 $121,569
25 297 $30,529 $218 $30,311 $91,259
25 298 $30,529 $164 $30,365 $60,893
25 299 $30,529 $109 $30,419 $30,474
25 300 $30,529 $55 $30,474 $0