Century 21 Centaland Property

Down Payment (HKD)

$7,752,000

Monthly Repayment (HKD)

$50,139

Loan Amount (HKD)

$11,628,000

Total Interest (HKD)

$3,413,803

Total Repayment (HKD)

$15,041,803

Repayment Schedule
Year	Instalment	Repayment (HK$ )	Interest (HK$ )	Principal (HK$ )	Outstanding Amount (HK$ )
1	1	$50,139	$20,834	$29,306	$11,598,694
1	2	$50,139	$20,781	$29,358	$11,569,336
1	3	$50,139	$20,728	$29,411	$11,539,925
1	4	$50,139	$20,676	$29,464	$11,510,461
1	5	$50,139	$20,623	$29,516	$11,480,945
1	6	$50,139	$20,570	$29,569	$11,451,375
1	7	$50,139	$20,517	$29,622	$11,421,753
1	8	$50,139	$20,464	$29,675	$11,392,078
1	9	$50,139	$20,411	$29,729	$11,362,349
1	10	$50,139	$20,358	$29,782	$11,332,567
1	11	$50,139	$20,304	$29,835	$11,302,732
1	12	$50,139	$20,251	$29,889	$11,272,844
2	13	$50,139	$20,197	$29,942	$11,242,902
2	14	$50,139	$20,144	$29,996	$11,212,906
2	15	$50,139	$20,090	$30,050	$11,182,856
2	16	$50,139	$20,036	$30,103	$11,152,753
2	17	$50,139	$19,982	$30,157	$11,122,595
2	18	$50,139	$19,928	$30,211	$11,092,384
2	19	$50,139	$19,874	$30,265	$11,062,119
2	20	$50,139	$19,820	$30,320	$11,031,799
2	21	$50,139	$19,765	$30,374	$11,001,425
2	22	$50,139	$19,711	$30,428	$10,970,996
2	23	$50,139	$19,656	$30,483	$10,940,513
2	24	$50,139	$19,602	$30,538	$10,909,976
3	25	$50,139	$19,547	$30,592	$10,879,383
3	26	$50,139	$19,492	$30,647	$10,848,736
3	27	$50,139	$19,437	$30,702	$10,818,034
3	28	$50,139	$19,382	$30,757	$10,787,277
3	29	$50,139	$19,327	$30,812	$10,756,465
3	30	$50,139	$19,272	$30,867	$10,725,598
3	31	$50,139	$19,217	$30,923	$10,694,675
3	32	$50,139	$19,161	$30,978	$10,663,697
3	33	$50,139	$19,106	$31,034	$10,632,664
3	34	$50,139	$19,050	$31,089	$10,601,574
3	35	$50,139	$18,994	$31,145	$10,570,430
3	36	$50,139	$18,939	$31,201	$10,539,229
4	37	$50,139	$18,883	$31,257	$10,507,972
4	38	$50,139	$18,827	$31,313	$10,476,660
4	39	$50,139	$18,771	$31,369	$10,445,291
4	40	$50,139	$18,714	$31,425	$10,413,866
4	41	$50,139	$18,658	$31,481	$10,382,385
4	42	$50,139	$18,602	$31,538	$10,350,848
4	43	$50,139	$18,545	$31,594	$10,319,253
4	44	$50,139	$18,489	$31,651	$10,287,603
4	45	$50,139	$18,432	$31,707	$10,255,895
4	46	$50,139	$18,375	$31,764	$10,224,131
4	47	$50,139	$18,318	$31,821	$10,192,310
4	48	$50,139	$18,261	$31,878	$10,160,432
5	49	$50,139	$18,204	$31,935	$10,128,497
5	50	$50,139	$18,147	$31,992	$10,096,504
5	51	$50,139	$18,090	$32,050	$10,064,455
5	52	$50,139	$18,032	$32,107	$10,032,347
5	53	$50,139	$17,975	$32,165	$10,000,183
5	54	$50,139	$17,917	$32,222	$9,967,960
5	55	$50,139	$17,859	$32,280	$9,935,680
5	56	$50,139	$17,801	$32,338	$9,903,342
5	57	$50,139	$17,743	$32,396	$9,870,946
5	58	$50,139	$17,685	$32,454	$9,838,492
5	59	$50,139	$17,627	$32,512	$9,805,980
5	60	$50,139	$17,569	$32,570	$9,773,410
6	61	$50,139	$17,511	$32,629	$9,740,782
6	62	$50,139	$17,452	$32,687	$9,708,094
6	63	$50,139	$17,394	$32,746	$9,675,349
6	64	$50,139	$17,335	$32,804	$9,642,544
6	65	$50,139	$17,276	$32,863	$9,609,681
6	66	$50,139	$17,217	$32,922	$9,576,759
6	67	$50,139	$17,158	$32,981	$9,543,778
6	68	$50,139	$17,099	$33,040	$9,510,738
6	69	$50,139	$17,040	$33,099	$9,477,639
6	70	$50,139	$16,981	$33,159	$9,444,480
6	71	$50,139	$16,921	$33,218	$9,411,262
6	72	$50,139	$16,862	$33,277	$9,377,985
7	73	$50,139	$16,802	$33,337	$9,344,648
7	74	$50,139	$16,742	$33,397	$9,311,251
7	75	$50,139	$16,683	$33,457	$9,277,794
7	76	$50,139	$16,623	$33,517	$9,244,278
7	77	$50,139	$16,563	$33,577	$9,210,701
7	78	$50,139	$16,503	$33,637	$9,177,064
7	79	$50,139	$16,442	$33,697	$9,143,367
7	80	$50,139	$16,382	$33,757	$9,109,609
7	81	$50,139	$16,321	$33,818	$9,075,792
7	82	$50,139	$16,261	$33,879	$9,041,913
7	83	$50,139	$16,200	$33,939	$9,007,974
7	84	$50,139	$16,139	$34,000	$8,973,974
8	85	$50,139	$16,078	$34,061	$8,939,913
8	86	$50,139	$16,017	$34,122	$8,905,791
8	87	$50,139	$15,956	$34,183	$8,871,608
8	88	$50,139	$15,895	$34,244	$8,837,363
8	89	$50,139	$15,834	$34,306	$8,803,057
8	90	$50,139	$15,772	$34,367	$8,768,690
8	91	$50,139	$15,711	$34,429	$8,734,261
8	92	$50,139	$15,649	$34,490	$8,699,771
8	93	$50,139	$15,587	$34,552	$8,665,219
8	94	$50,139	$15,525	$34,614	$8,630,605
8	95	$50,139	$15,463	$34,676	$8,595,928
8	96	$50,139	$15,401	$34,738	$8,561,190
9	97	$50,139	$15,339	$34,801	$8,526,390
9	98	$50,139	$15,276	$34,863	$8,491,527
9	99	$50,139	$15,214	$34,925	$8,456,601
9	100	$50,139	$15,151	$34,988	$8,421,613
9	101	$50,139	$15,089	$35,051	$8,386,563
9	102	$50,139	$15,026	$35,113	$8,351,449
9	103	$50,139	$14,963	$35,176	$8,316,273
9	104	$50,139	$14,900	$35,239	$8,281,034
9	105	$50,139	$14,837	$35,302	$8,245,731
9	106	$50,139	$14,774	$35,366	$8,210,365
9	107	$50,139	$14,710	$35,429	$8,174,936
9	108	$50,139	$14,647	$35,493	$8,139,444
10	109	$50,139	$14,583	$35,556	$8,103,888
10	110	$50,139	$14,519	$35,620	$8,068,268
10	111	$50,139	$14,456	$35,684	$8,032,584
10	112	$50,139	$14,392	$35,748	$7,996,836
10	113	$50,139	$14,328	$35,812	$7,961,025
10	114	$50,139	$14,264	$35,876	$7,925,149
10	115	$50,139	$14,199	$35,940	$7,889,209
10	116	$50,139	$14,135	$36,005	$7,853,204
10	117	$50,139	$14,070	$36,069	$7,817,135
10	118	$50,139	$14,006	$36,134	$7,781,002
10	119	$50,139	$13,941	$36,198	$7,744,803
10	120	$50,139	$13,876	$36,263	$7,708,540
11	121	$50,139	$13,811	$36,328	$7,672,212
11	122	$50,139	$13,746	$36,393	$7,635,818
11	123	$50,139	$13,681	$36,459	$7,599,360
11	124	$50,139	$13,616	$36,524	$7,562,836
11	125	$50,139	$13,550	$36,589	$7,526,247
11	126	$50,139	$13,485	$36,655	$7,489,592
11	127	$50,139	$13,419	$36,720	$7,452,872
11	128	$50,139	$13,353	$36,786	$7,416,085
11	129	$50,139	$13,287	$36,852	$7,379,233
11	130	$50,139	$13,221	$36,918	$7,342,315
11	131	$50,139	$13,155	$36,984	$7,305,330
11	132	$50,139	$13,089	$37,051	$7,268,280
12	133	$50,139	$13,022	$37,117	$7,231,163
12	134	$50,139	$12,956	$37,184	$7,193,979
12	135	$50,139	$12,889	$37,250	$7,156,729
12	136	$50,139	$12,822	$37,317	$7,119,412
12	137	$50,139	$12,756	$37,384	$7,082,029
12	138	$50,139	$12,689	$37,451	$7,044,578
12	139	$50,139	$12,622	$37,518	$7,007,060
12	140	$50,139	$12,554	$37,585	$6,969,475
12	141	$50,139	$12,487	$37,652	$6,931,823
12	142	$50,139	$12,420	$37,720	$6,894,103
12	143	$50,139	$12,352	$37,787	$6,856,315
12	144	$50,139	$12,284	$37,855	$6,818,460
13	145	$50,139	$12,216	$37,923	$6,780,537
13	146	$50,139	$12,148	$37,991	$6,742,547
13	147	$50,139	$12,080	$38,059	$6,704,488
13	148	$50,139	$12,012	$38,127	$6,666,360
13	149	$50,139	$11,944	$38,195	$6,628,165
13	150	$50,139	$11,875	$38,264	$6,589,901
13	151	$50,139	$11,807	$38,332	$6,551,569
13	152	$50,139	$11,738	$38,401	$6,513,168
13	153	$50,139	$11,669	$38,470	$6,474,698
13	154	$50,139	$11,600	$38,539	$6,436,159
13	155	$50,139	$11,531	$38,608	$6,397,551
13	156	$50,139	$11,462	$38,677	$6,358,874
14	157	$50,139	$11,393	$38,746	$6,320,127
14	158	$50,139	$11,324	$38,816	$6,281,312
14	159	$50,139	$11,254	$38,885	$6,242,426
14	160	$50,139	$11,184	$38,955	$6,203,471
14	161	$50,139	$11,115	$39,025	$6,164,447
14	162	$50,139	$11,045	$39,095	$6,125,352
14	163	$50,139	$10,975	$39,165	$6,086,187
14	164	$50,139	$10,904	$39,235	$6,046,952
14	165	$50,139	$10,834	$39,305	$6,007,647
14	166	$50,139	$10,764	$39,376	$5,968,271
14	167	$50,139	$10,693	$39,446	$5,928,825
14	168	$50,139	$10,622	$39,517	$5,889,308
15	169	$50,139	$10,552	$39,588	$5,849,721
15	170	$50,139	$10,481	$39,659	$5,810,062
15	171	$50,139	$10,410	$39,730	$5,770,332
15	172	$50,139	$10,339	$39,801	$5,730,532
15	173	$50,139	$10,267	$39,872	$5,690,659
15	174	$50,139	$10,196	$39,944	$5,650,716
15	175	$50,139	$10,124	$40,015	$5,610,701
15	176	$50,139	$10,053	$40,087	$5,570,614
15	177	$50,139	$9,981	$40,159	$5,530,455
15	178	$50,139	$9,909	$40,231	$5,490,225
15	179	$50,139	$9,837	$40,303	$5,449,922
15	180	$50,139	$9,764	$40,375	$5,409,547
16	181	$50,139	$9,692	$40,447	$5,369,100
16	182	$50,139	$9,620	$40,520	$5,328,580
16	183	$50,139	$9,547	$40,592	$5,287,988
16	184	$50,139	$9,474	$40,665	$5,247,323
16	185	$50,139	$9,401	$40,738	$5,206,585
16	186	$50,139	$9,328	$40,811	$5,165,774
16	187	$50,139	$9,255	$40,884	$5,124,890
16	188	$50,139	$9,182	$40,957	$5,083,933
16	189	$50,139	$9,109	$41,031	$5,042,902
16	190	$50,139	$9,035	$41,104	$5,001,798
16	191	$50,139	$8,962	$41,178	$4,960,620
16	192	$50,139	$8,888	$41,252	$4,919,369
17	193	$50,139	$8,814	$41,325	$4,878,043
17	194	$50,139	$8,740	$41,400	$4,836,644
17	195	$50,139	$8,666	$41,474	$4,795,170
17	196	$50,139	$8,591	$41,548	$4,753,622
17	197	$50,139	$8,517	$41,622	$4,711,999
17	198	$50,139	$8,442	$41,697	$4,670,302
17	199	$50,139	$8,368	$41,772	$4,628,531
17	200	$50,139	$8,293	$41,847	$4,586,684
17	201	$50,139	$8,218	$41,922	$4,544,763
17	202	$50,139	$8,143	$41,997	$4,502,766
17	203	$50,139	$8,067	$42,072	$4,460,694
17	204	$50,139	$7,992	$42,147	$4,418,547
18	205	$50,139	$7,917	$42,223	$4,376,324
18	206	$50,139	$7,841	$42,298	$4,334,026
18	207	$50,139	$7,765	$42,374	$4,291,651
18	208	$50,139	$7,689	$42,450	$4,249,201
18	209	$50,139	$7,613	$42,526	$4,206,675
18	210	$50,139	$7,537	$42,602	$4,164,073
18	211	$50,139	$7,461	$42,679	$4,121,394
18	212	$50,139	$7,384	$42,755	$4,078,639
18	213	$50,139	$7,308	$42,832	$4,035,807
18	214	$50,139	$7,231	$42,909	$3,992,898
18	215	$50,139	$7,154	$42,985	$3,949,913
18	216	$50,139	$7,077	$43,062	$3,906,851
19	217	$50,139	$7,000	$43,140	$3,863,711
19	218	$50,139	$6,922	$43,217	$3,820,494
19	219	$50,139	$6,845	$43,294	$3,777,200
19	220	$50,139	$6,767	$43,372	$3,733,828
19	221	$50,139	$6,690	$43,450	$3,690,378
19	222	$50,139	$6,612	$43,527	$3,646,851
19	223	$50,139	$6,534	$43,605	$3,603,246
19	224	$50,139	$6,456	$43,684	$3,559,562
19	225	$50,139	$6,378	$43,762	$3,515,800
19	226	$50,139	$6,299	$43,840	$3,471,960
19	227	$50,139	$6,221	$43,919	$3,428,041
19	228	$50,139	$6,142	$43,997	$3,384,044
20	229	$50,139	$6,063	$44,076	$3,339,968
20	230	$50,139	$5,984	$44,155	$3,295,812
20	231	$50,139	$5,905	$44,234	$3,251,578
20	232	$50,139	$5,826	$44,314	$3,207,265
20	233	$50,139	$5,746	$44,393	$3,162,872
20	234	$50,139	$5,667	$44,473	$3,118,399
20	235	$50,139	$5,587	$44,552	$3,073,847
20	236	$50,139	$5,507	$44,632	$3,029,215
20	237	$50,139	$5,427	$44,712	$2,984,503
20	238	$50,139	$5,347	$44,792	$2,939,711
20	239	$50,139	$5,267	$44,872	$2,894,838
20	240	$50,139	$5,187	$44,953	$2,849,885
21	241	$50,139	$5,106	$45,033	$2,804,852
21	242	$50,139	$5,025	$45,114	$2,759,738
21	243	$50,139	$4,945	$45,195	$2,714,543
21	244	$50,139	$4,864	$45,276	$2,669,268
21	245	$50,139	$4,782	$45,357	$2,623,911
21	246	$50,139	$4,701	$45,438	$2,578,473
21	247	$50,139	$4,620	$45,520	$2,532,953
21	248	$50,139	$4,538	$45,601	$2,487,352
21	249	$50,139	$4,457	$45,683	$2,441,669
21	250	$50,139	$4,375	$45,765	$2,395,904
21	251	$50,139	$4,293	$45,847	$2,350,058
21	252	$50,139	$4,211	$45,929	$2,304,129
22	253	$50,139	$4,128	$46,011	$2,258,118
22	254	$50,139	$4,046	$46,094	$2,212,024
22	255	$50,139	$3,963	$46,176	$2,165,848
22	256	$50,139	$3,880	$46,259	$2,119,589
22	257	$50,139	$3,798	$46,342	$2,073,247
22	258	$50,139	$3,715	$46,425	$2,026,823
22	259	$50,139	$3,631	$46,508	$1,980,315
22	260	$50,139	$3,548	$46,591	$1,933,723
22	261	$50,139	$3,465	$46,675	$1,887,049
22	262	$50,139	$3,381	$46,758	$1,840,290
22	263	$50,139	$3,297	$46,842	$1,793,448
22	264	$50,139	$3,213	$46,926	$1,746,522
23	265	$50,139	$3,129	$47,010	$1,699,512
23	266	$50,139	$3,045	$47,094	$1,652,417
23	267	$50,139	$2,961	$47,179	$1,605,239
23	268	$50,139	$2,876	$47,263	$1,557,975
23	269	$50,139	$2,791	$47,348	$1,510,627
23	270	$50,139	$2,707	$47,433	$1,463,195
23	271	$50,139	$2,622	$47,518	$1,415,677
23	272	$50,139	$2,536	$47,603	$1,368,074
23	273	$50,139	$2,451	$47,688	$1,320,386
23	274	$50,139	$2,366	$47,774	$1,272,612
23	275	$50,139	$2,280	$47,859	$1,224,753
23	276	$50,139	$2,194	$47,945	$1,176,808
24	277	$50,139	$2,108	$48,031	$1,128,777
24	278	$50,139	$2,022	$48,117	$1,080,660
24	279	$50,139	$1,936	$48,203	$1,032,457
24	280	$50,139	$1,850	$48,290	$984,167
24	281	$50,139	$1,763	$48,376	$935,791
24	282	$50,139	$1,677	$48,463	$887,329
24	283	$50,139	$1,590	$48,550	$838,779
24	284	$50,139	$1,503	$48,637	$790,142
24	285	$50,139	$1,416	$48,724	$741,419
24	286	$50,139	$1,328	$48,811	$692,608
24	287	$50,139	$1,241	$48,898	$643,709
24	288	$50,139	$1,153	$48,986	$594,723
25	289	$50,139	$1,066	$49,074	$545,650
25	290	$50,139	$978	$49,162	$496,488
25	291	$50,139	$890	$49,250	$447,238
25	292	$50,139	$801	$49,338	$397,900
25	293	$50,139	$713	$49,426	$348,474
25	294	$50,139	$624	$49,515	$298,959
25	295	$50,139	$536	$49,604	$249,355
25	296	$50,139	$447	$49,693	$199,662
25	297	$50,139	$358	$49,782	$149,881
25	298	$50,139	$269	$49,871	$100,010
25	299	$50,139	$179	$49,960	$50,050
25	300	$50,139	$90	$50,050	$0

Property Price	HKD


Loan Ratio	%
Interest Ratio	%
Loan Period	Year(s)

	(Scale 2) Ad Valorem Stamp Duty (For First –time and Change* of Residential Property Buyer)
	(New) Ad Valorem Stamp Duty Applicable to all residential property (except that acquired by a Hong Kong Permanent Resident who does not own any other residential property in Hong Kong at the time of acquisition) either by an individual or a company.
	(Scale 1) Ad Valorem Stamp Duty Applicable to all non-residential property, either by an individual or a company.
	BSD Buyer Stamp Duty Applicable to all residential property acquired by any person (including a company incorporated) except a Hong Kong Permanent Resident

Down Payment	HK$ 7,752,000
Agency Commission (HK$ )
Legal Fees (HK$ )

Stamp Duty (BSD)
Stamp Duty (SSD)

TOTAL	HK$ 7,945,800

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	SSD Special Stamp Duty if SSD is paid by vendor, please ignore this option
Remarks: *Change of Residential Property Case: A Hong Kong Permanent Resident may seek a refund of the stamp duty paid in excess of that computed under the old rates upon proof that his only other residential property has been disposed of within six months from the date of agreement to acquire a new residential property. Reminder: The calculation is for reference only and subject to the latest announcement of Inland Revenue Department. For details, please contact our Mortgage Consultant.