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Mortgage & Stamp Duty Calculator
MORTGAGE & STAMP DUTY CALCULATOR
Property Price HKD
Loan Ratio %
Interest Ratio %
Loan Period Year(s)


Stamp Duties

(Scale 2) Ad Valorem Stamp Duty
(For First –time and Change* of Residential Property Buyer)

(New) Ad Valorem Stamp Duty
Applicable to all residential property (except that acquired by a Hong Kong Permanent Resident who does not own any other residential property in Hong Kong at the time of acquisition) either by an individual or a company.
(Scale 1) Ad Valorem Stamp Duty
Applicable to all non-residential property, either by an individual or a company.
BSD Buyer Stamp Duty
Applicable to all residential property acquired by any person (including a company incorporated) except a Hong Kong Permanent Resident
SSD Special Stamp Duty
if SSD is paid by vendor, please ignore this option


Remarks: *Change of Residential Property Case: A Hong Kong Permanent Resident may seek a refund of the stamp duty paid in excess of that computed under the old rates upon proof that his only other residential property has been disposed of within six months from the date of agreement to acquire a new residential property.
Reminder: The calculation is for reference only and subject to the latest announcement of Inland Revenue Department.
For details, please contact our Mortgage Consultant.
ESTIMATED INITIAL BUDGET
Down PaymentHK$ 7,580,000
Agency Commission (HK$ )
Legal Fees (HK$ )
Stamp Duty (BSD)
Stamp Duty (SSD)
TOTALHK$ 7,769,500
* Please go to government website for latest Stamp Duty Details.
CALCULATION RESULT
Down Payment (HKD)
$7,580,000
 
Monthly Repayment (HKD)
$49,027
Loan Amount (HKD)
$11,370,000
+
Total Interest (HKD)
$3,338,058
=
Total Repayment (HKD)
$14,708,058
Repayment Schedule
Year Instalment Repayment (HK$ ) Interest (HK$ ) Principal (HK$ ) Outstanding Amount (HK$ )
1 1 $49,027 $20,371 $28,656 $11,341,344
1 2 $49,027 $20,320 $28,707 $11,312,637
1 3 $49,027 $20,268 $28,758 $11,283,879
1 4 $49,027 $20,217 $28,810 $11,255,069
1 5 $49,027 $20,165 $28,862 $11,226,208
1 6 $49,027 $20,114 $28,913 $11,197,294
1 7 $49,027 $20,062 $28,965 $11,168,329
1 8 $49,027 $20,010 $29,017 $11,139,312
1 9 $49,027 $19,958 $29,069 $11,110,243
1 10 $49,027 $19,906 $29,121 $11,081,122
1 11 $49,027 $19,854 $29,173 $11,051,949
1 12 $49,027 $19,801 $29,225 $11,022,724
2 13 $49,027 $19,749 $29,278 $10,993,446
2 14 $49,027 $19,697 $29,330 $10,964,116
2 15 $49,027 $19,644 $29,383 $10,934,733
2 16 $49,027 $19,591 $29,435 $10,905,297
2 17 $49,027 $19,539 $29,488 $10,875,809
2 18 $49,027 $19,486 $29,541 $10,846,268
2 19 $49,027 $19,433 $29,594 $10,816,674
2 20 $49,027 $19,380 $29,647 $10,787,027
2 21 $49,027 $19,327 $29,700 $10,757,327
2 22 $49,027 $19,274 $29,753 $10,727,574
2 23 $49,027 $19,220 $29,807 $10,697,767
2 24 $49,027 $19,167 $29,860 $10,667,907
3 25 $49,027 $19,113 $29,914 $10,637,994
3 26 $49,027 $19,060 $29,967 $10,608,027
3 27 $49,027 $19,006 $30,021 $10,578,006
3 28 $49,027 $18,952 $30,075 $10,547,931
3 29 $49,027 $18,898 $30,128 $10,517,803
3 30 $49,027 $18,844 $30,182 $10,487,620
3 31 $49,027 $18,790 $30,237 $10,457,384
3 32 $49,027 $18,736 $30,291 $10,427,093
3 33 $49,027 $18,682 $30,345 $10,396,748
3 34 $49,027 $18,628 $30,399 $10,366,349
3 35 $49,027 $18,573 $30,454 $10,335,895
3 36 $49,027 $18,518 $30,508 $10,305,386
4 37 $49,027 $18,464 $30,563 $10,274,823
4 38 $49,027 $18,409 $30,618 $10,244,206
4 39 $49,027 $18,354 $30,673 $10,213,533
4 40 $49,027 $18,299 $30,728 $10,182,805
4 41 $49,027 $18,244 $30,783 $10,152,023
4 42 $49,027 $18,189 $30,838 $10,121,185
4 43 $49,027 $18,134 $30,893 $10,090,292
4 44 $49,027 $18,078 $30,948 $10,059,343
4 45 $49,027 $18,023 $31,004 $10,028,339
4 46 $49,027 $17,967 $31,059 $9,997,280
4 47 $49,027 $17,912 $31,115 $9,966,165
4 48 $49,027 $17,856 $31,171 $9,934,994
5 49 $49,027 $17,800 $31,227 $9,903,767
5 50 $49,027 $17,744 $31,283 $9,872,485
5 51 $49,027 $17,688 $31,339 $9,841,146
5 52 $49,027 $17,632 $31,395 $9,809,751
5 53 $49,027 $17,576 $31,451 $9,778,300
5 54 $49,027 $17,519 $31,507 $9,746,793
5 55 $49,027 $17,463 $31,564 $9,715,229
5 56 $49,027 $17,406 $31,620 $9,683,609
5 57 $49,027 $17,350 $31,677 $9,651,932
5 58 $49,027 $17,293 $31,734 $9,620,198
5 59 $49,027 $17,236 $31,791 $9,588,407
5 60 $49,027 $17,179 $31,848 $9,556,559
6 61 $49,027 $17,122 $31,905 $9,524,655
6 62 $49,027 $17,065 $31,962 $9,492,693
6 63 $49,027 $17,008 $32,019 $9,460,674
6 64 $49,027 $16,950 $32,076 $9,428,597
6 65 $49,027 $16,893 $32,134 $9,396,463
6 66 $49,027 $16,835 $32,192 $9,364,272
6 67 $49,027 $16,778 $32,249 $9,332,023
6 68 $49,027 $16,720 $32,307 $9,299,716
6 69 $49,027 $16,662 $32,365 $9,267,351
6 70 $49,027 $16,604 $32,423 $9,234,928
6 71 $49,027 $16,546 $32,481 $9,202,447
6 72 $49,027 $16,488 $32,539 $9,169,908
7 73 $49,027 $16,429 $32,597 $9,137,310
7 74 $49,027 $16,371 $32,656 $9,104,655
7 75 $49,027 $16,313 $32,714 $9,071,940
7 76 $49,027 $16,254 $32,773 $9,039,167
7 77 $49,027 $16,195 $32,832 $9,006,336
7 78 $49,027 $16,136 $32,891 $8,973,445
7 79 $49,027 $16,077 $32,949 $8,940,496
7 80 $49,027 $16,018 $33,008 $8,907,487
7 81 $49,027 $15,959 $33,068 $8,874,419
7 82 $49,027 $15,900 $33,127 $8,841,293
7 83 $49,027 $15,841 $33,186 $8,808,106
7 84 $49,027 $15,781 $33,246 $8,774,861
8 85 $49,027 $15,722 $33,305 $8,741,555
8 86 $49,027 $15,662 $33,365 $8,708,191
8 87 $49,027 $15,602 $33,425 $8,674,766
8 88 $49,027 $15,542 $33,485 $8,641,281
8 89 $49,027 $15,482 $33,545 $8,607,737
8 90 $49,027 $15,422 $33,605 $8,574,132
8 91 $49,027 $15,362 $33,665 $8,540,467
8 92 $49,027 $15,302 $33,725 $8,506,742
8 93 $49,027 $15,241 $33,786 $8,472,956
8 94 $49,027 $15,181 $33,846 $8,439,110
8 95 $49,027 $15,120 $33,907 $8,405,203
8 96 $49,027 $15,059 $33,968 $8,371,236
9 97 $49,027 $14,998 $34,028 $8,337,208
9 98 $49,027 $14,937 $34,089 $8,303,118
9 99 $49,027 $14,876 $34,150 $8,268,968
9 100 $49,027 $14,815 $34,212 $8,234,756
9 101 $49,027 $14,754 $34,273 $8,200,483
9 102 $49,027 $14,693 $34,334 $8,166,149
9 103 $49,027 $14,631 $34,396 $8,131,753
9 104 $49,027 $14,569 $34,457 $8,097,296
9 105 $49,027 $14,508 $34,519 $8,062,776
9 106 $49,027 $14,446 $34,581 $8,028,195
9 107 $49,027 $14,384 $34,643 $7,993,552
9 108 $49,027 $14,322 $34,705 $7,958,847
10 109 $49,027 $14,260 $34,767 $7,924,080
10 110 $49,027 $14,197 $34,830 $7,889,250
10 111 $49,027 $14,135 $34,892 $7,854,358
10 112 $49,027 $14,072 $34,954 $7,819,404
10 113 $49,027 $14,010 $35,017 $7,784,387
10 114 $49,027 $13,947 $35,080 $7,749,307
10 115 $49,027 $13,884 $35,143 $7,714,164
10 116 $49,027 $13,821 $35,206 $7,678,959
10 117 $49,027 $13,758 $35,269 $7,643,690
10 118 $49,027 $13,695 $35,332 $7,608,358
10 119 $49,027 $13,632 $35,395 $7,572,963
10 120 $49,027 $13,568 $35,459 $7,537,504
11 121 $49,027 $13,505 $35,522 $7,501,982
11 122 $49,027 $13,441 $35,586 $7,466,396
11 123 $49,027 $13,377 $35,650 $7,430,747
11 124 $49,027 $13,313 $35,713 $7,395,033
11 125 $49,027 $13,249 $35,777 $7,359,256
11 126 $49,027 $13,185 $35,842 $7,323,414
11 127 $49,027 $13,121 $35,906 $7,287,509
11 128 $49,027 $13,057 $35,970 $7,251,538
11 129 $49,027 $12,992 $36,035 $7,215,504
11 130 $49,027 $12,928 $36,099 $7,179,405
11 131 $49,027 $12,863 $36,164 $7,143,241
11 132 $49,027 $12,798 $36,229 $7,107,013
12 133 $49,027 $12,733 $36,293 $7,070,719
12 134 $49,027 $12,668 $36,358 $7,034,361
12 135 $49,027 $12,603 $36,424 $6,997,937
12 136 $49,027 $12,538 $36,489 $6,961,448
12 137 $49,027 $12,473 $36,554 $6,924,894
12 138 $49,027 $12,407 $36,620 $6,888,274
12 139 $49,027 $12,341 $36,685 $6,851,589
12 140 $49,027 $12,276 $36,751 $6,814,838
12 141 $49,027 $12,210 $36,817 $6,778,021
12 142 $49,027 $12,144 $36,883 $6,741,138
12 143 $49,027 $12,078 $36,949 $6,704,189
12 144 $49,027 $12,012 $37,015 $6,667,174
13 145 $49,027 $11,945 $37,082 $6,630,092
13 146 $49,027 $11,879 $37,148 $6,592,944
13 147 $49,027 $11,812 $37,215 $6,555,730
13 148 $49,027 $11,746 $37,281 $6,518,448
13 149 $49,027 $11,679 $37,348 $6,481,100
13 150 $49,027 $11,612 $37,415 $6,443,686
13 151 $49,027 $11,545 $37,482 $6,406,204
13 152 $49,027 $11,478 $37,549 $6,368,655
13 153 $49,027 $11,411 $37,616 $6,331,038
13 154 $49,027 $11,343 $37,684 $6,293,354
13 155 $49,027 $11,276 $37,751 $6,255,603
13 156 $49,027 $11,208 $37,819 $6,217,784
14 157 $49,027 $11,140 $37,887 $6,179,898
14 158 $49,027 $11,072 $37,955 $6,141,943
14 159 $49,027 $11,004 $38,023 $6,103,921
14 160 $49,027 $10,936 $38,091 $6,065,830
14 161 $49,027 $10,868 $38,159 $6,027,671
14 162 $49,027 $10,800 $38,227 $5,989,444
14 163 $49,027 $10,731 $38,296 $5,951,148
14 164 $49,027 $10,662 $38,364 $5,912,783
14 165 $49,027 $10,594 $38,433 $5,874,350
14 166 $49,027 $10,525 $38,502 $5,835,848
14 167 $49,027 $10,456 $38,571 $5,797,277
14 168 $49,027 $10,387 $38,640 $5,758,637
15 169 $49,027 $10,318 $38,709 $5,719,928
15 170 $49,027 $10,248 $38,779 $5,681,149
15 171 $49,027 $10,179 $38,848 $5,642,301
15 172 $49,027 $10,109 $38,918 $5,603,383
15 173 $49,027 $10,039 $38,987 $5,564,396
15 174 $49,027 $9,970 $39,057 $5,525,339
15 175 $49,027 $9,900 $39,127 $5,486,211
15 176 $49,027 $9,829 $39,197 $5,447,014
15 177 $49,027 $9,759 $39,268 $5,407,746
15 178 $49,027 $9,689 $39,338 $5,368,408
15 179 $49,027 $9,618 $39,408 $5,329,000
15 180 $49,027 $9,548 $39,479 $5,289,521
16 181 $49,027 $9,477 $39,550 $5,249,971
16 182 $49,027 $9,406 $39,621 $5,210,350
16 183 $49,027 $9,335 $39,692 $5,170,659
16 184 $49,027 $9,264 $39,763 $5,130,896
16 185 $49,027 $9,193 $39,834 $5,091,062
16 186 $49,027 $9,121 $39,905 $5,051,157
16 187 $49,027 $9,050 $39,977 $5,011,180
16 188 $49,027 $8,978 $40,048 $4,971,131
16 189 $49,027 $8,907 $40,120 $4,931,011
16 190 $49,027 $8,835 $40,192 $4,890,819
16 191 $49,027 $8,763 $40,264 $4,850,555
16 192 $49,027 $8,691 $40,336 $4,810,218
17 193 $49,027 $8,618 $40,409 $4,769,810
17 194 $49,027 $8,546 $40,481 $4,729,329
17 195 $49,027 $8,473 $40,553 $4,688,775
17 196 $49,027 $8,401 $40,626 $4,648,149
17 197 $49,027 $8,328 $40,699 $4,607,450
17 198 $49,027 $8,255 $40,772 $4,566,679
17 199 $49,027 $8,182 $40,845 $4,525,834
17 200 $49,027 $8,109 $40,918 $4,484,916
17 201 $49,027 $8,035 $40,991 $4,443,924
17 202 $49,027 $7,962 $41,065 $4,402,859
17 203 $49,027 $7,888 $41,138 $4,361,721
17 204 $49,027 $7,815 $41,212 $4,320,509
18 205 $49,027 $7,741 $41,286 $4,279,223
18 206 $49,027 $7,667 $41,360 $4,237,863
18 207 $49,027 $7,593 $41,434 $4,196,429
18 208 $49,027 $7,519 $41,508 $4,154,921
18 209 $49,027 $7,444 $41,583 $4,113,338
18 210 $49,027 $7,370 $41,657 $4,071,681
18 211 $49,027 $7,295 $41,732 $4,029,949
18 212 $49,027 $7,220 $41,807 $3,988,143
18 213 $49,027 $7,145 $41,881 $3,946,261
18 214 $49,027 $7,070 $41,956 $3,904,305
18 215 $49,027 $6,995 $42,032 $3,862,273
18 216 $49,027 $6,920 $42,107 $3,820,166
19 217 $49,027 $6,844 $42,182 $3,777,984
19 218 $49,027 $6,769 $42,258 $3,735,726
19 219 $49,027 $6,693 $42,334 $3,693,392
19 220 $49,027 $6,617 $42,410 $3,650,983
19 221 $49,027 $6,541 $42,486 $3,608,497
19 222 $49,027 $6,465 $42,562 $3,565,935
19 223 $49,027 $6,389 $42,638 $3,523,297
19 224 $49,027 $6,313 $42,714 $3,480,583
19 225 $49,027 $6,236 $42,791 $3,437,792
19 226 $49,027 $6,159 $42,867 $3,394,925
19 227 $49,027 $6,083 $42,944 $3,351,981
19 228 $49,027 $6,006 $43,021 $3,308,959
20 229 $49,027 $5,929 $43,098 $3,265,861
20 230 $49,027 $5,851 $43,176 $3,222,686
20 231 $49,027 $5,774 $43,253 $3,179,433
20 232 $49,027 $5,696 $43,330 $3,136,102
20 233 $49,027 $5,619 $43,408 $3,092,694
20 234 $49,027 $5,541 $43,486 $3,049,208
20 235 $49,027 $5,463 $43,564 $3,005,645
20 236 $49,027 $5,385 $43,642 $2,962,003
20 237 $49,027 $5,307 $43,720 $2,918,283
20 238 $49,027 $5,229 $43,798 $2,874,485
20 239 $49,027 $5,150 $43,877 $2,830,608
20 240 $49,027 $5,072 $43,955 $2,786,653
21 241 $49,027 $4,993 $44,034 $2,742,619
21 242 $49,027 $4,914 $44,113 $2,698,506
21 243 $49,027 $4,835 $44,192 $2,654,314
21 244 $49,027 $4,756 $44,271 $2,610,042
21 245 $49,027 $4,676 $44,351 $2,565,692
21 246 $49,027 $4,597 $44,430 $2,521,262
21 247 $49,027 $4,517 $44,510 $2,476,752
21 248 $49,027 $4,438 $44,589 $2,432,163
21 249 $49,027 $4,358 $44,669 $2,387,494
21 250 $49,027 $4,278 $44,749 $2,342,744
21 251 $49,027 $4,197 $44,829 $2,297,915
21 252 $49,027 $4,117 $44,910 $2,253,005
22 253 $49,027 $4,037 $44,990 $2,208,015
22 254 $49,027 $3,956 $45,071 $2,162,944
22 255 $49,027 $3,875 $45,152 $2,117,793
22 256 $49,027 $3,794 $45,232 $2,072,560
22 257 $49,027 $3,713 $45,314 $2,027,247
22 258 $49,027 $3,632 $45,395 $1,981,852
22 259 $49,027 $3,551 $45,476 $1,936,376
22 260 $49,027 $3,469 $45,558 $1,890,818
22 261 $49,027 $3,388 $45,639 $1,845,179
22 262 $49,027 $3,306 $45,721 $1,799,458
22 263 $49,027 $3,224 $45,803 $1,753,655
22 264 $49,027 $3,142 $45,885 $1,707,770
23 265 $49,027 $3,060 $45,967 $1,661,803
23 266 $49,027 $2,977 $46,049 $1,615,754
23 267 $49,027 $2,895 $46,132 $1,569,622
23 268 $49,027 $2,812 $46,215 $1,523,407
23 269 $49,027 $2,729 $46,297 $1,477,110
23 270 $49,027 $2,646 $46,380 $1,430,730
23 271 $49,027 $2,563 $46,463 $1,384,266
23 272 $49,027 $2,480 $46,547 $1,337,719
23 273 $49,027 $2,397 $46,630 $1,291,089
23 274 $49,027 $2,313 $46,714 $1,244,376
23 275 $49,027 $2,230 $46,797 $1,197,578
23 276 $49,027 $2,146 $46,881 $1,150,697
24 277 $49,027 $2,062 $46,965 $1,103,732
24 278 $49,027 $1,978 $47,049 $1,056,682
24 279 $49,027 $1,893 $47,134 $1,009,549
24 280 $49,027 $1,809 $47,218 $962,331
24 281 $49,027 $1,724 $47,303 $915,028
24 282 $49,027 $1,639 $47,387 $867,641
24 283 $49,027 $1,555 $47,472 $820,168
24 284 $49,027 $1,469 $47,557 $772,611
24 285 $49,027 $1,384 $47,643 $724,968
24 286 $49,027 $1,299 $47,728 $677,240
24 287 $49,027 $1,213 $47,813 $629,427
24 288 $49,027 $1,128 $47,899 $581,528
25 289 $49,027 $1,042 $47,985 $533,543
25 290 $49,027 $956 $48,071 $485,472
25 291 $49,027 $870 $48,157 $437,315
25 292 $49,027 $784 $48,243 $389,071
25 293 $49,027 $697 $48,330 $340,742
25 294 $49,027 $610 $48,416 $292,325
25 295 $49,027 $524 $48,503 $243,822
25 296 $49,027 $437 $48,590 $195,232
25 297 $49,027 $350 $48,677 $146,555
25 298 $49,027 $263 $48,764 $97,791
25 299 $49,027 $175 $48,852 $48,939
25 300 $49,027 $88 $48,939 $0