Century 21 Centaland Property

Down Payment (HKD)

$5,360,000

Monthly Repayment (HKD)

$34,668

Loan Amount (HKD)

$8,040,000

Total Interest (HKD)

$2,360,421

Total Repayment (HKD)

$10,400,421

Repayment Schedule
Year	Instalment	Repayment (HK$ )	Interest (HK$ )	Principal (HK$ )	Outstanding Amount (HK$ )
1	1	$34,668	$14,405	$20,263	$8,019,737
1	2	$34,668	$14,369	$20,299	$7,999,438
1	3	$34,668	$14,332	$20,336	$7,979,102
1	4	$34,668	$14,296	$20,372	$7,958,730
1	5	$34,668	$14,259	$20,409	$7,938,321
1	6	$34,668	$14,223	$20,445	$7,917,876
1	7	$34,668	$14,186	$20,482	$7,897,394
1	8	$34,668	$14,149	$20,519	$7,876,875
1	9	$34,668	$14,113	$20,555	$7,856,320
1	10	$34,668	$14,076	$20,592	$7,835,728
1	11	$34,668	$14,039	$20,629	$7,815,099
1	12	$34,668	$14,002	$20,666	$7,794,433
2	13	$34,668	$13,965	$20,703	$7,773,730
2	14	$34,668	$13,928	$20,740	$7,752,989
2	15	$34,668	$13,891	$20,777	$7,732,212
2	16	$34,668	$13,854	$20,815	$7,711,398
2	17	$34,668	$13,816	$20,852	$7,690,546
2	18	$34,668	$13,779	$20,889	$7,669,657
2	19	$34,668	$13,741	$20,927	$7,648,730
2	20	$34,668	$13,704	$20,964	$7,627,766
2	21	$34,668	$13,666	$21,002	$7,606,764
2	22	$34,668	$13,629	$21,039	$7,585,725
2	23	$34,668	$13,591	$21,077	$7,564,648
2	24	$34,668	$13,553	$21,115	$7,543,533
3	25	$34,668	$13,515	$21,153	$7,522,381
3	26	$34,668	$13,478	$21,190	$7,501,190
3	27	$34,668	$13,440	$21,228	$7,479,962
3	28	$34,668	$13,402	$21,266	$7,458,695
3	29	$34,668	$13,363	$21,305	$7,437,391
3	30	$34,668	$13,325	$21,343	$7,416,048
3	31	$34,668	$13,287	$21,381	$7,394,667
3	32	$34,668	$13,249	$21,419	$7,373,248
3	33	$34,668	$13,210	$21,458	$7,351,790
3	34	$34,668	$13,172	$21,496	$7,330,294
3	35	$34,668	$13,133	$21,535	$7,308,759
3	36	$34,668	$13,095	$21,573	$7,287,186
4	37	$34,668	$13,056	$21,612	$7,265,574
4	38	$34,668	$13,017	$21,651	$7,243,924
4	39	$34,668	$12,979	$21,689	$7,222,234
4	40	$34,668	$12,940	$21,728	$7,200,506
4	41	$34,668	$12,901	$21,767	$7,178,739
4	42	$34,668	$12,862	$21,806	$7,156,933
4	43	$34,668	$12,823	$21,845	$7,135,088
4	44	$34,668	$12,784	$21,884	$7,113,203
4	45	$34,668	$12,744	$21,924	$7,091,280
4	46	$34,668	$12,705	$21,963	$7,069,317
4	47	$34,668	$12,666	$22,002	$7,047,315
4	48	$34,668	$12,626	$22,042	$7,025,273
5	49	$34,668	$12,587	$22,081	$7,003,192
5	50	$34,668	$12,547	$22,121	$6,981,071
5	51	$34,668	$12,508	$22,160	$6,958,911
5	52	$34,668	$12,468	$22,200	$6,936,711
5	53	$34,668	$12,428	$22,240	$6,914,471
5	54	$34,668	$12,388	$22,280	$6,892,191
5	55	$34,668	$12,349	$22,320	$6,869,872
5	56	$34,668	$12,309	$22,360	$6,847,512
5	57	$34,668	$12,268	$22,400	$6,825,113
5	58	$34,668	$12,228	$22,440	$6,802,673
5	59	$34,668	$12,188	$22,480	$6,780,193
5	60	$34,668	$12,148	$22,520	$6,757,673
6	61	$34,668	$12,107	$22,561	$6,735,112
6	62	$34,668	$12,067	$22,601	$6,712,511
6	63	$34,668	$12,027	$22,641	$6,689,870
6	64	$34,668	$11,986	$22,682	$6,667,188
6	65	$34,668	$11,945	$22,723	$6,644,465
6	66	$34,668	$11,905	$22,763	$6,621,701
6	67	$34,668	$11,864	$22,804	$6,598,897
6	68	$34,668	$11,823	$22,845	$6,576,052
6	69	$34,668	$11,782	$22,886	$6,553,166
6	70	$34,668	$11,741	$22,927	$6,530,239
6	71	$34,668	$11,700	$22,968	$6,507,271
6	72	$34,668	$11,659	$23,009	$6,484,262
7	73	$34,668	$11,618	$23,050	$6,461,212
7	74	$34,668	$11,576	$23,092	$6,438,120
7	75	$34,668	$11,535	$23,133	$6,414,987
7	76	$34,668	$11,494	$23,175	$6,391,812
7	77	$34,668	$11,452	$23,216	$6,368,596
7	78	$34,668	$11,410	$23,258	$6,345,338
7	79	$34,668	$11,369	$23,299	$6,322,039
7	80	$34,668	$11,327	$23,341	$6,298,698
7	81	$34,668	$11,285	$23,383	$6,275,315
7	82	$34,668	$11,243	$23,425	$6,251,890
7	83	$34,668	$11,201	$23,467	$6,228,424
7	84	$34,668	$11,159	$23,509	$6,204,915
8	85	$34,668	$11,117	$23,551	$6,181,364
8	86	$34,668	$11,075	$23,593	$6,157,771
8	87	$34,668	$11,033	$23,635	$6,134,135
8	88	$34,668	$10,990	$23,678	$6,110,458
8	89	$34,668	$10,948	$23,720	$6,086,737
8	90	$34,668	$10,905	$23,763	$6,062,975
8	91	$34,668	$10,863	$23,805	$6,039,169
8	92	$34,668	$10,820	$23,848	$6,015,322
8	93	$34,668	$10,777	$23,891	$5,991,431
8	94	$34,668	$10,735	$23,933	$5,967,498
8	95	$34,668	$10,692	$23,976	$5,943,521
8	96	$34,668	$10,649	$24,019	$5,919,502
9	97	$34,668	$10,606	$24,062	$5,895,440
9	98	$34,668	$10,563	$24,105	$5,871,334
9	99	$34,668	$10,519	$24,149	$5,847,186
9	100	$34,668	$10,476	$24,192	$5,822,994
9	101	$34,668	$10,433	$24,235	$5,798,759
9	102	$34,668	$10,389	$24,279	$5,774,480
9	103	$34,668	$10,346	$24,322	$5,750,158
9	104	$34,668	$10,302	$24,366	$5,725,792
9	105	$34,668	$10,259	$24,409	$5,701,383
9	106	$34,668	$10,215	$24,453	$5,676,930
9	107	$34,668	$10,171	$24,497	$5,652,433
9	108	$34,668	$10,127	$24,541	$5,627,892
10	109	$34,668	$10,083	$24,585	$5,603,307
10	110	$34,668	$10,039	$24,629	$5,578,678
10	111	$34,668	$9,995	$24,673	$5,554,005
10	112	$34,668	$9,951	$24,717	$5,529,288
10	113	$34,668	$9,907	$24,761	$5,504,527
10	114	$34,668	$9,862	$24,806	$5,479,721
10	115	$34,668	$9,818	$24,850	$5,454,871
10	116	$34,668	$9,773	$24,895	$5,429,976
10	117	$34,668	$9,729	$24,939	$5,405,037
10	118	$34,668	$9,684	$24,984	$5,380,053
10	119	$34,668	$9,639	$25,029	$5,355,024
10	120	$34,668	$9,594	$25,074	$5,329,950
11	121	$34,668	$9,549	$25,119	$5,304,832
11	122	$34,668	$9,504	$25,164	$5,279,668
11	123	$34,668	$9,459	$25,209	$5,254,459
11	124	$34,668	$9,414	$25,254	$5,229,206
11	125	$34,668	$9,369	$25,299	$5,203,906
11	126	$34,668	$9,324	$25,344	$5,178,562
11	127	$34,668	$9,278	$25,390	$5,153,172
11	128	$34,668	$9,233	$25,435	$5,127,737
11	129	$34,668	$9,187	$25,481	$5,102,256
11	130	$34,668	$9,142	$25,527	$5,076,730
11	131	$34,668	$9,096	$25,572	$5,051,157
11	132	$34,668	$9,050	$25,618	$5,025,539
12	133	$34,668	$9,004	$25,664	$4,999,875
12	134	$34,668	$8,958	$25,710	$4,974,165
12	135	$34,668	$8,912	$25,756	$4,948,409
12	136	$34,668	$8,866	$25,802	$4,922,607
12	137	$34,668	$8,820	$25,848	$4,896,759
12	138	$34,668	$8,773	$25,895	$4,870,864
12	139	$34,668	$8,727	$25,941	$4,844,923
12	140	$34,668	$8,680	$25,988	$4,818,935
12	141	$34,668	$8,634	$26,034	$4,792,901
12	142	$34,668	$8,587	$26,081	$4,766,820
12	143	$34,668	$8,541	$26,128	$4,740,693
12	144	$34,668	$8,494	$26,174	$4,714,518
13	145	$34,668	$8,447	$26,221	$4,688,297
13	146	$34,668	$8,400	$26,268	$4,662,029
13	147	$34,668	$8,353	$26,315	$4,635,714
13	148	$34,668	$8,306	$26,362	$4,609,351
13	149	$34,668	$8,258	$26,410	$4,582,942
13	150	$34,668	$8,211	$26,457	$4,556,485
13	151	$34,668	$8,164	$26,504	$4,529,980
13	152	$34,668	$8,116	$26,552	$4,503,429
13	153	$34,668	$8,069	$26,599	$4,476,829
13	154	$34,668	$8,021	$26,647	$4,450,182
13	155	$34,668	$7,973	$26,695	$4,423,487
13	156	$34,668	$7,925	$26,743	$4,396,745
14	157	$34,668	$7,878	$26,791	$4,369,954
14	158	$34,668	$7,830	$26,839	$4,343,115
14	159	$34,668	$7,781	$26,887	$4,316,229
14	160	$34,668	$7,733	$26,935	$4,289,294
14	161	$34,668	$7,685	$26,983	$4,262,311
14	162	$34,668	$7,637	$27,031	$4,235,279
14	163	$34,668	$7,588	$27,080	$4,208,200
14	164	$34,668	$7,540	$27,128	$4,181,071
14	165	$34,668	$7,491	$27,177	$4,153,894
14	166	$34,668	$7,442	$27,226	$4,126,669
14	167	$34,668	$7,394	$27,274	$4,099,394
14	168	$34,668	$7,345	$27,323	$4,072,071
15	169	$34,668	$7,296	$27,372	$4,044,698
15	170	$34,668	$7,247	$27,421	$4,017,277
15	171	$34,668	$7,198	$27,470	$3,989,807
15	172	$34,668	$7,148	$27,520	$3,962,287
15	173	$34,668	$7,099	$27,569	$3,934,718
15	174	$34,668	$7,050	$27,618	$3,907,100
15	175	$34,668	$7,000	$27,668	$3,879,432
15	176	$34,668	$6,951	$27,717	$3,851,714
15	177	$34,668	$6,901	$27,767	$3,823,947
15	178	$34,668	$6,851	$27,817	$3,796,130
15	179	$34,668	$6,801	$27,867	$3,768,264
15	180	$34,668	$6,751	$27,917	$3,740,347
16	181	$34,668	$6,701	$27,967	$3,712,381
16	182	$34,668	$6,651	$28,017	$3,684,364
16	183	$34,668	$6,601	$28,067	$3,656,297
16	184	$34,668	$6,551	$28,117	$3,628,180
16	185	$34,668	$6,500	$28,168	$3,600,012
16	186	$34,668	$6,450	$28,218	$3,571,794
16	187	$34,668	$6,399	$28,269	$3,543,526
16	188	$34,668	$6,349	$28,319	$3,515,206
16	189	$34,668	$6,298	$28,370	$3,486,836
16	190	$34,668	$6,247	$28,421	$3,458,415
16	191	$34,668	$6,196	$28,472	$3,429,944
16	192	$34,668	$6,145	$28,523	$3,401,421
17	193	$34,668	$6,094	$28,574	$3,372,847
17	194	$34,668	$6,043	$28,625	$3,344,222
17	195	$34,668	$5,992	$28,676	$3,315,546
17	196	$34,668	$5,940	$28,728	$3,286,818
17	197	$34,668	$5,889	$28,779	$3,258,039
17	198	$34,668	$5,837	$28,831	$3,229,208
17	199	$34,668	$5,786	$28,882	$3,200,326
17	200	$34,668	$5,734	$28,934	$3,171,391
17	201	$34,668	$5,682	$28,986	$3,142,405
17	202	$34,668	$5,630	$29,038	$3,113,368
17	203	$34,668	$5,578	$29,090	$3,084,278
17	204	$34,668	$5,526	$29,142	$3,055,136
18	205	$34,668	$5,474	$29,194	$3,025,941
18	206	$34,668	$5,421	$29,247	$2,996,695
18	207	$34,668	$5,369	$29,299	$2,967,396
18	208	$34,668	$5,317	$29,351	$2,938,044
18	209	$34,668	$5,264	$29,404	$2,908,640
18	210	$34,668	$5,211	$29,457	$2,879,183
18	211	$34,668	$5,159	$29,510	$2,849,674
18	212	$34,668	$5,106	$29,562	$2,820,111
18	213	$34,668	$5,053	$29,615	$2,790,496
18	214	$34,668	$5,000	$29,668	$2,760,828
18	215	$34,668	$4,946	$29,722	$2,731,106
18	216	$34,668	$4,893	$29,775	$2,701,331
19	217	$34,668	$4,840	$29,828	$2,671,503
19	218	$34,668	$4,786	$29,882	$2,641,621
19	219	$34,668	$4,733	$29,935	$2,611,686
19	220	$34,668	$4,679	$29,989	$2,581,697
19	221	$34,668	$4,626	$30,043	$2,551,655
19	222	$34,668	$4,572	$30,096	$2,521,559
19	223	$34,668	$4,518	$30,150	$2,491,408
19	224	$34,668	$4,464	$30,204	$2,461,204
19	225	$34,668	$4,410	$30,258	$2,430,946
19	226	$34,668	$4,355	$30,313	$2,400,633
19	227	$34,668	$4,301	$30,367	$2,370,266
19	228	$34,668	$4,247	$30,421	$2,339,845
20	229	$34,668	$4,192	$30,476	$2,309,369
20	230	$34,668	$4,138	$30,530	$2,278,838
20	231	$34,668	$4,083	$30,585	$2,248,253
20	232	$34,668	$4,028	$30,640	$2,217,613
20	233	$34,668	$3,973	$30,695	$2,186,918
20	234	$34,668	$3,918	$30,750	$2,156,169
20	235	$34,668	$3,863	$30,805	$2,125,364
20	236	$34,668	$3,808	$30,860	$2,094,503
20	237	$34,668	$3,753	$30,915	$2,063,588
20	238	$34,668	$3,697	$30,971	$2,032,617
20	239	$34,668	$3,642	$31,026	$2,001,591
20	240	$34,668	$3,586	$31,082	$1,970,509
21	241	$34,668	$3,530	$31,138	$1,939,371
21	242	$34,668	$3,475	$31,193	$1,908,178
21	243	$34,668	$3,419	$31,249	$1,876,929
21	244	$34,668	$3,363	$31,305	$1,845,624
21	245	$34,668	$3,307	$31,361	$1,814,262
21	246	$34,668	$3,251	$31,418	$1,782,845
21	247	$34,668	$3,194	$31,474	$1,751,371
21	248	$34,668	$3,138	$31,530	$1,719,841
21	249	$34,668	$3,081	$31,587	$1,688,254
21	250	$34,668	$3,025	$31,643	$1,656,611
21	251	$34,668	$2,968	$31,700	$1,624,911
21	252	$34,668	$2,911	$31,757	$1,593,154
22	253	$34,668	$2,854	$31,814	$1,561,340
22	254	$34,668	$2,797	$31,871	$1,529,470
22	255	$34,668	$2,740	$31,928	$1,497,542
22	256	$34,668	$2,683	$31,985	$1,465,557
22	257	$34,668	$2,626	$32,042	$1,433,515
22	258	$34,668	$2,568	$32,100	$1,401,415
22	259	$34,668	$2,511	$32,157	$1,369,258
22	260	$34,668	$2,453	$32,215	$1,337,043
22	261	$34,668	$2,396	$32,273	$1,304,770
22	262	$34,668	$2,338	$32,330	$1,272,440
22	263	$34,668	$2,280	$32,388	$1,240,052
22	264	$34,668	$2,222	$32,446	$1,207,606
23	265	$34,668	$2,164	$32,504	$1,175,101
23	266	$34,668	$2,105	$32,563	$1,142,538
23	267	$34,668	$2,047	$32,621	$1,109,917
23	268	$34,668	$1,989	$32,679	$1,077,238
23	269	$34,668	$1,930	$32,738	$1,044,500
23	270	$34,668	$1,871	$32,797	$1,011,703
23	271	$34,668	$1,813	$32,855	$978,848
23	272	$34,668	$1,754	$32,914	$945,933
23	273	$34,668	$1,695	$32,973	$912,960
23	274	$34,668	$1,636	$33,032	$879,928
23	275	$34,668	$1,577	$33,092	$846,836
23	276	$34,668	$1,517	$33,151	$813,685
24	277	$34,668	$1,458	$33,210	$780,475
24	278	$34,668	$1,398	$33,270	$747,206
24	279	$34,668	$1,339	$33,329	$713,876
24	280	$34,668	$1,279	$33,389	$680,487
24	281	$34,668	$1,219	$33,449	$647,038
24	282	$34,668	$1,159	$33,509	$613,530
24	283	$34,668	$1,099	$33,569	$579,961
24	284	$34,668	$1,039	$33,629	$546,332
24	285	$34,668	$979	$33,689	$512,642
24	286	$34,668	$918	$33,750	$478,893
24	287	$34,668	$858	$33,810	$445,083
24	288	$34,668	$797	$33,871	$411,212
25	289	$34,668	$737	$33,931	$377,281
25	290	$34,668	$676	$33,992	$343,289
25	291	$34,668	$615	$34,053	$309,236
25	292	$34,668	$554	$34,114	$275,122
25	293	$34,668	$493	$34,175	$240,947
25	294	$34,668	$432	$34,236	$206,710
25	295	$34,668	$370	$34,298	$172,413
25	296	$34,668	$309	$34,359	$138,053
25	297	$34,668	$247	$34,421	$103,633
25	298	$34,668	$186	$34,482	$69,150
25	299	$34,668	$124	$34,544	$34,606
25	300	$34,668	$62	$34,606	$0

Property Price	HKD


Loan Ratio	%
Interest Ratio	%
Loan Period	Year(s)

	(Scale 2) Ad Valorem Stamp Duty (For First –time and Change* of Residential Property Buyer)
	(New) Ad Valorem Stamp Duty Applicable to all residential property (except that acquired by a Hong Kong Permanent Resident who does not own any other residential property in Hong Kong at the time of acquisition) either by an individual or a company.
	(Scale 1) Ad Valorem Stamp Duty Applicable to all non-residential property, either by an individual or a company.
	BSD Buyer Stamp Duty Applicable to all residential property acquired by any person (including a company incorporated) except a Hong Kong Permanent Resident

Down Payment	HK$ 5,360,000
Agency Commission (HK$ )
Legal Fees (HK$ )

Stamp Duty (BSD)
Stamp Duty (SSD)

TOTAL	HK$ 5,494,000

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	SSD Special Stamp Duty if SSD is paid by vendor, please ignore this option
Remarks: *Change of Residential Property Case: A Hong Kong Permanent Resident may seek a refund of the stamp duty paid in excess of that computed under the old rates upon proof that his only other residential property has been disposed of within six months from the date of agreement to acquire a new residential property. Reminder: The calculation is for reference only and subject to the latest announcement of Inland Revenue Department. For details, please contact our Mortgage Consultant.