Home
Mortgage & Stamp Duty Calculator
MORTGAGE & STAMP DUTY CALCULATOR
Property Price HKD
Loan Ratio %
Interest Ratio %
Loan Period Year(s)


Stamp Duties

(Scale 2) Ad Valorem Stamp Duty
(For First –time and Change* of Residential Property Buyer)

(New) Ad Valorem Stamp Duty
Applicable to all residential property (except that acquired by a Hong Kong Permanent Resident who does not own any other residential property in Hong Kong at the time of acquisition) either by an individual or a company.
(Scale 1) Ad Valorem Stamp Duty
Applicable to all non-residential property, either by an individual or a company.
BSD Buyer Stamp Duty
Applicable to all residential property acquired by any person (including a company incorporated) except a Hong Kong Permanent Resident
SSD Special Stamp Duty
if SSD is paid by vendor, please ignore this option


Remarks: *Change of Residential Property Case: A Hong Kong Permanent Resident may seek a refund of the stamp duty paid in excess of that computed under the old rates upon proof that his only other residential property has been disposed of within six months from the date of agreement to acquire a new residential property.
Reminder: The calculation is for reference only and subject to the latest announcement of Inland Revenue Department.
For details, please contact our Mortgage Consultant.
ESTIMATED INITIAL BUDGET
Down PaymentHK$ 39,200,000
Agency Commission (HK$ )
Legal Fees (HK$ )
Stamp Duty (BSD)
Stamp Duty (SSD)
TOTALHK$ 40,180,000
* Please go to government website for latest Stamp Duty Details.
CALCULATION RESULT
Down Payment (HKD)
$39,200,000
 
Monthly Repayment (HKD)
$253,543
Loan Amount (HKD)
$58,800,000
+
Total Interest (HKD)
$17,262,781
=
Total Repayment (HKD)
$76,062,781
Repayment Schedule
Year Instalment Repayment (HK$ ) Interest (HK$ ) Principal (HK$ ) Outstanding Amount (HK$ )
1 1 $253,543 $105,350 $148,193 $58,651,807
1 2 $253,543 $105,084 $148,458 $58,503,349
1 3 $253,543 $104,819 $148,724 $58,354,625
1 4 $253,543 $104,552 $148,991 $58,205,635
1 5 $253,543 $104,285 $149,258 $58,056,377
1 6 $253,543 $104,018 $149,525 $57,906,852
1 7 $253,543 $103,750 $149,793 $57,757,059
1 8 $253,543 $103,481 $150,061 $57,606,998
1 9 $253,543 $103,213 $150,330 $57,456,668
1 10 $253,543 $102,943 $150,599 $57,306,069
1 11 $253,543 $102,673 $150,869 $57,155,199
1 12 $253,543 $102,403 $151,140 $57,004,060
2 13 $253,543 $102,132 $151,410 $56,852,650
2 14 $253,543 $101,861 $151,682 $56,700,968
2 15 $253,543 $101,589 $151,953 $56,549,015
2 16 $253,543 $101,317 $152,226 $56,396,789
2 17 $253,543 $101,044 $152,498 $56,244,291
2 18 $253,543 $100,771 $152,772 $56,091,519
2 19 $253,543 $100,497 $153,045 $55,938,474
2 20 $253,543 $100,223 $153,320 $55,785,154
2 21 $253,543 $99,948 $153,594 $55,631,560
2 22 $253,543 $99,673 $153,869 $55,477,691
2 23 $253,543 $99,398 $154,145 $55,323,546
2 24 $253,543 $99,121 $154,421 $55,169,124
3 25 $253,543 $98,845 $154,698 $55,014,426
3 26 $253,543 $98,568 $154,975 $54,859,451
3 27 $253,543 $98,290 $155,253 $54,704,199
3 28 $253,543 $98,012 $155,531 $54,548,668
3 29 $253,543 $97,733 $155,810 $54,392,858
3 30 $253,543 $97,454 $156,089 $54,236,769
3 31 $253,543 $97,174 $156,368 $54,080,401
3 32 $253,543 $96,894 $156,649 $53,923,752
3 33 $253,543 $96,613 $156,929 $53,766,823
3 34 $253,543 $96,332 $157,210 $53,609,613
3 35 $253,543 $96,051 $157,492 $53,452,121
3 36 $253,543 $95,768 $157,774 $53,294,346
4 37 $253,543 $95,486 $158,057 $53,136,290
4 38 $253,543 $95,203 $158,340 $52,977,949
4 39 $253,543 $94,919 $158,624 $52,819,326
4 40 $253,543 $94,635 $158,908 $52,660,418
4 41 $253,543 $94,350 $159,193 $52,501,225
4 42 $253,543 $94,065 $159,478 $52,341,747
4 43 $253,543 $93,779 $159,764 $52,181,983
4 44 $253,543 $93,493 $160,050 $52,021,934
4 45 $253,543 $93,206 $160,337 $51,861,597
4 46 $253,543 $92,919 $160,624 $51,700,973
4 47 $253,543 $92,631 $160,912 $51,540,061
4 48 $253,543 $92,343 $161,200 $51,378,861
5 49 $253,543 $92,054 $161,489 $51,217,373
5 50 $253,543 $91,764 $161,778 $51,055,594
5 51 $253,543 $91,475 $162,068 $50,893,526
5 52 $253,543 $91,184 $162,358 $50,731,168
5 53 $253,543 $90,893 $162,649 $50,568,519
5 54 $253,543 $90,602 $162,941 $50,405,578
5 55 $253,543 $90,310 $163,233 $50,242,346
5 56 $253,543 $90,018 $163,525 $50,078,820
5 57 $253,543 $89,725 $163,818 $49,915,002
5 58 $253,543 $89,431 $164,112 $49,750,891
5 59 $253,543 $89,137 $164,406 $49,586,485
5 60 $253,543 $88,842 $164,700 $49,421,785
6 61 $253,543 $88,547 $164,995 $49,256,790
6 62 $253,543 $88,252 $165,291 $49,091,499
6 63 $253,543 $87,956 $165,587 $48,925,912
6 64 $253,543 $87,659 $165,884 $48,760,028
6 65 $253,543 $87,362 $166,181 $48,593,847
6 66 $253,543 $87,064 $166,479 $48,427,369
6 67 $253,543 $86,766 $166,777 $48,260,592
6 68 $253,543 $86,467 $167,076 $48,093,516
6 69 $253,543 $86,168 $167,375 $47,926,141
6 70 $253,543 $85,868 $167,675 $47,758,466
6 71 $253,543 $85,567 $167,975 $47,590,491
6 72 $253,543 $85,266 $168,276 $47,422,215
7 73 $253,543 $84,965 $168,578 $47,253,637
7 74 $253,543 $84,663 $168,880 $47,084,757
7 75 $253,543 $84,360 $169,182 $46,915,574
7 76 $253,543 $84,057 $169,486 $46,746,089
7 77 $253,543 $83,753 $169,789 $46,576,300
7 78 $253,543 $83,449 $170,093 $46,406,206
7 79 $253,543 $83,144 $170,398 $46,235,808
7 80 $253,543 $82,839 $170,703 $46,065,105
7 81 $253,543 $82,533 $171,009 $45,894,095
7 82 $253,543 $82,227 $171,316 $45,722,780
7 83 $253,543 $81,920 $171,623 $45,551,157
7 84 $253,543 $81,612 $171,930 $45,379,227
8 85 $253,543 $81,304 $172,238 $45,206,989
8 86 $253,543 $80,996 $172,547 $45,034,442
8 87 $253,543 $80,687 $172,856 $44,861,586
8 88 $253,543 $80,377 $173,166 $44,688,421
8 89 $253,543 $80,067 $173,476 $44,514,945
8 90 $253,543 $79,756 $173,787 $44,341,158
8 91 $253,543 $79,445 $174,098 $44,167,060
8 92 $253,543 $79,133 $174,410 $43,992,650
8 93 $253,543 $78,820 $174,722 $43,817,928
8 94 $253,543 $78,507 $175,035 $43,642,892
8 95 $253,543 $78,194 $175,349 $43,467,543
8 96 $253,543 $77,879 $175,663 $43,291,880
9 97 $253,543 $77,565 $175,978 $43,115,902
9 98 $253,543 $77,249 $176,293 $42,939,609
9 99 $253,543 $76,933 $176,609 $42,762,999
9 100 $253,543 $76,617 $176,926 $42,586,074
9 101 $253,543 $76,300 $177,243 $42,408,831
9 102 $253,543 $75,982 $177,560 $42,231,271
9 103 $253,543 $75,664 $177,878 $42,053,393
9 104 $253,543 $75,346 $178,197 $41,875,196
9 105 $253,543 $75,026 $178,516 $41,696,680
9 106 $253,543 $74,707 $178,836 $41,517,844
9 107 $253,543 $74,386 $179,156 $41,338,687
9 108 $253,543 $74,065 $179,477 $41,159,210
10 109 $253,543 $73,744 $179,799 $40,979,411
10 110 $253,543 $73,421 $180,121 $40,799,290
10 111 $253,543 $73,099 $180,444 $40,618,846
10 112 $253,543 $72,775 $180,767 $40,438,079
10 113 $253,543 $72,452 $181,091 $40,256,988
10 114 $253,543 $72,127 $181,416 $40,075,572
10 115 $253,543 $71,802 $181,741 $39,893,832
10 116 $253,543 $71,476 $182,066 $39,711,765
10 117 $253,543 $71,150 $182,392 $39,529,373
10 118 $253,543 $70,823 $182,719 $39,346,654
10 119 $253,543 $70,496 $183,047 $39,163,607
10 120 $253,543 $70,168 $183,374 $38,980,233
11 121 $253,543 $69,840 $183,703 $38,796,530
11 122 $253,543 $69,510 $184,032 $38,612,498
11 123 $253,543 $69,181 $184,362 $38,428,136
11 124 $253,543 $68,850 $184,692 $38,243,444
11 125 $253,543 $68,520 $185,023 $38,058,421
11 126 $253,543 $68,188 $185,355 $37,873,066
11 127 $253,543 $67,856 $185,687 $37,687,379
11 128 $253,543 $67,523 $186,019 $37,501,360
11 129 $253,543 $67,190 $186,353 $37,315,007
11 130 $253,543 $66,856 $186,687 $37,128,321
11 131 $253,543 $66,522 $187,021 $36,941,300
11 132 $253,543 $66,186 $187,356 $36,753,943
12 133 $253,543 $65,851 $187,692 $36,566,252
12 134 $253,543 $65,515 $188,028 $36,378,224
12 135 $253,543 $65,178 $188,365 $36,189,859
12 136 $253,543 $64,840 $188,702 $36,001,156
12 137 $253,543 $64,502 $189,041 $35,812,116
12 138 $253,543 $64,163 $189,379 $35,622,736
12 139 $253,543 $63,824 $189,719 $35,433,018
12 140 $253,543 $63,484 $190,058 $35,242,959
12 141 $253,543 $63,144 $190,399 $35,052,561
12 142 $253,543 $62,803 $190,740 $34,861,820
12 143 $253,543 $62,461 $191,082 $34,670,739
12 144 $253,543 $62,118 $191,424 $34,479,314
13 145 $253,543 $61,775 $191,767 $34,287,547
13 146 $253,543 $61,432 $192,111 $34,095,436
13 147 $253,543 $61,088 $192,455 $33,902,981
13 148 $253,543 $60,743 $192,800 $33,710,182
13 149 $253,543 $60,397 $193,145 $33,517,037
13 150 $253,543 $60,051 $193,491 $33,323,545
13 151 $253,543 $59,705 $193,838 $33,129,707
13 152 $253,543 $59,357 $194,185 $32,935,522
13 153 $253,543 $59,009 $194,533 $32,740,989
13 154 $253,543 $58,661 $194,882 $32,546,107
13 155 $253,543 $58,312 $195,231 $32,350,877
13 156 $253,543 $57,962 $195,581 $32,155,296
14 157 $253,543 $57,612 $195,931 $31,959,365
14 158 $253,543 $57,261 $196,282 $31,763,083
14 159 $253,543 $56,909 $196,634 $31,566,449
14 160 $253,543 $56,557 $196,986 $31,369,463
14 161 $253,543 $56,204 $197,339 $31,172,124
14 162 $253,543 $55,850 $197,693 $30,974,431
14 163 $253,543 $55,496 $198,047 $30,776,385
14 164 $253,543 $55,141 $198,402 $30,577,983
14 165 $253,543 $54,786 $198,757 $30,379,226
14 166 $253,543 $54,429 $199,113 $30,180,113
14 167 $253,543 $54,073 $199,470 $29,980,643
14 168 $253,543 $53,715 $199,827 $29,780,816
15 169 $253,543 $53,357 $200,185 $29,580,630
15 170 $253,543 $52,999 $200,544 $29,380,086
15 171 $253,543 $52,639 $200,903 $29,179,183
15 172 $253,543 $52,279 $201,263 $28,977,920
15 173 $253,543 $51,919 $201,624 $28,776,296
15 174 $253,543 $51,558 $201,985 $28,574,311
15 175 $253,543 $51,196 $202,347 $28,371,964
15 176 $253,543 $50,833 $202,710 $28,169,255
15 177 $253,543 $50,470 $203,073 $27,966,182
15 178 $253,543 $50,106 $203,437 $27,762,745
15 179 $253,543 $49,742 $203,801 $27,558,944
15 180 $253,543 $49,376 $204,166 $27,354,778
16 181 $253,543 $49,011 $204,532 $27,150,246
16 182 $253,543 $48,644 $204,898 $26,945,348
16 183 $253,543 $48,277 $205,266 $26,740,082
16 184 $253,543 $47,909 $205,633 $26,534,449
16 185 $253,543 $47,541 $206,002 $26,328,447
16 186 $253,543 $47,172 $206,371 $26,122,076
16 187 $253,543 $46,802 $206,741 $25,915,336
16 188 $253,543 $46,432 $207,111 $25,708,225
16 189 $253,543 $46,061 $207,482 $25,500,743
16 190 $253,543 $45,689 $207,854 $25,292,889
16 191 $253,543 $45,316 $208,226 $25,084,663
16 192 $253,543 $44,943 $208,599 $24,876,064
17 193 $253,543 $44,570 $208,973 $24,667,091
17 194 $253,543 $44,195 $209,347 $24,457,743
17 195 $253,543 $43,820 $209,722 $24,248,021
17 196 $253,543 $43,444 $210,098 $24,037,923
17 197 $253,543 $43,068 $210,475 $23,827,448
17 198 $253,543 $42,691 $210,852 $23,616,596
17 199 $253,543 $42,313 $211,230 $23,405,367
17 200 $253,543 $41,935 $211,608 $23,193,759
17 201 $253,543 $41,555 $211,987 $22,981,772
17 202 $253,543 $41,176 $212,367 $22,769,405
17 203 $253,543 $40,795 $212,747 $22,556,657
17 204 $253,543 $40,414 $213,129 $22,343,529
18 205 $253,543 $40,032 $213,510 $22,130,018
18 206 $253,543 $39,650 $213,893 $21,916,125
18 207 $253,543 $39,266 $214,276 $21,701,849
18 208 $253,543 $38,882 $214,660 $21,487,189
18 209 $253,543 $38,498 $215,045 $21,272,144
18 210 $253,543 $38,113 $215,430 $21,056,714
18 211 $253,543 $37,727 $215,816 $20,840,898
18 212 $253,543 $37,340 $216,203 $20,624,695
18 213 $253,543 $36,953 $216,590 $20,408,105
18 214 $253,543 $36,565 $216,978 $20,191,127
18 215 $253,543 $36,176 $217,367 $19,973,760
18 216 $253,543 $35,786 $217,756 $19,756,004
19 217 $253,543 $35,396 $218,146 $19,537,858
19 218 $253,543 $35,005 $218,537 $19,319,320
19 219 $253,543 $34,614 $218,929 $19,100,392
19 220 $253,543 $34,222 $219,321 $18,881,071
19 221 $253,543 $33,829 $219,714 $18,661,357
19 222 $253,543 $33,435 $220,108 $18,441,249
19 223 $253,543 $33,041 $220,502 $18,220,747
19 224 $253,543 $32,646 $220,897 $17,999,850
19 225 $253,543 $32,250 $221,293 $17,778,557
19 226 $253,543 $31,853 $221,689 $17,556,868
19 227 $253,543 $31,456 $222,087 $17,334,781
19 228 $253,543 $31,058 $222,484 $17,112,297
20 229 $253,543 $30,660 $222,883 $16,889,413
20 230 $253,543 $30,260 $223,282 $16,666,131
20 231 $253,543 $29,860 $223,682 $16,442,449
20 232 $253,543 $29,459 $224,083 $16,218,365
20 233 $253,543 $29,058 $224,485 $15,993,881
20 234 $253,543 $28,656 $224,887 $15,768,994
20 235 $253,543 $28,253 $225,290 $15,543,704
20 236 $253,543 $27,849 $225,693 $15,318,010
20 237 $253,543 $27,445 $226,098 $15,091,913
20 238 $253,543 $27,040 $226,503 $14,865,410
20 239 $253,543 $26,634 $226,909 $14,638,501
20 240 $253,543 $26,227 $227,315 $14,411,186
21 241 $253,543 $25,820 $227,723 $14,183,463
21 242 $253,543 $25,412 $228,131 $13,955,333
21 243 $253,543 $25,003 $228,539 $13,726,793
21 244 $253,543 $24,594 $228,949 $13,497,844
21 245 $253,543 $24,184 $229,359 $13,268,486
21 246 $253,543 $23,773 $229,770 $13,038,716
21 247 $253,543 $23,361 $230,182 $12,808,534
21 248 $253,543 $22,949 $230,594 $12,577,940
21 249 $253,543 $22,535 $231,007 $12,346,933
21 250 $253,543 $22,122 $231,421 $12,115,512
21 251 $253,543 $21,707 $231,836 $11,883,676
21 252 $253,543 $21,292 $232,251 $11,651,425
22 253 $253,543 $20,875 $232,667 $11,418,758
22 254 $253,543 $20,459 $233,084 $11,185,674
22 255 $253,543 $20,041 $233,502 $10,952,173
22 256 $253,543 $19,623 $233,920 $10,718,253
22 257 $253,543 $19,204 $234,339 $10,483,913
22 258 $253,543 $18,784 $234,759 $10,249,155
22 259 $253,543 $18,363 $235,180 $10,013,975
22 260 $253,543 $17,942 $235,601 $9,778,374
22 261 $253,543 $17,520 $236,023 $9,542,351
22 262 $253,543 $17,097 $236,446 $9,305,905
22 263 $253,543 $16,673 $236,870 $9,069,036
22 264 $253,543 $16,249 $237,294 $8,831,742
23 265 $253,543 $15,824 $237,719 $8,594,023
23 266 $253,543 $15,398 $238,145 $8,355,878
23 267 $253,543 $14,971 $238,572 $8,117,306
23 268 $253,543 $14,544 $238,999 $7,878,307
23 269 $253,543 $14,115 $239,427 $7,638,880
23 270 $253,543 $13,686 $239,856 $7,399,023
23 271 $253,543 $13,257 $240,286 $7,158,737
23 272 $253,543 $12,826 $240,717 $6,918,021
23 273 $253,543 $12,395 $241,148 $6,676,873
23 274 $253,543 $11,963 $241,580 $6,435,293
23 275 $253,543 $11,530 $242,013 $6,193,280
23 276 $253,543 $11,096 $242,446 $5,950,834
24 277 $253,543 $10,662 $242,881 $5,707,953
24 278 $253,543 $10,227 $243,316 $5,464,638
24 279 $253,543 $9,791 $243,752 $5,220,886
24 280 $253,543 $9,354 $244,189 $4,976,697
24 281 $253,543 $8,917 $244,626 $4,732,071
24 282 $253,543 $8,478 $245,064 $4,487,007
24 283 $253,543 $8,039 $245,503 $4,241,504
24 284 $253,543 $7,599 $245,943 $3,995,560
24 285 $253,543 $7,159 $246,384 $3,749,176
24 286 $253,543 $6,717 $246,825 $3,502,351
24 287 $253,543 $6,275 $247,268 $3,255,084
24 288 $253,543 $5,832 $247,711 $3,007,373
25 289 $253,543 $5,388 $248,154 $2,759,219
25 290 $253,543 $4,944 $248,599 $2,510,620
25 291 $253,543 $4,498 $249,044 $2,261,575
25 292 $253,543 $4,052 $249,491 $2,012,085
25 293 $253,543 $3,605 $249,938 $1,762,147
25 294 $253,543 $3,157 $250,385 $1,511,761
25 295 $253,543 $2,709 $250,834 $1,260,927
25 296 $253,543 $2,259 $251,283 $1,009,644
25 297 $253,543 $1,809 $251,734 $757,910
25 298 $253,543 $1,358 $252,185 $505,726
25 299 $253,543 $906 $252,637 $253,089
25 300 $253,543 $453 $253,089 $0