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Mortgage & Stamp Duty Calculator
MORTGAGE & STAMP DUTY CALCULATOR
Property Price HKD
Loan Ratio %
Interest Ratio %
Loan Period Year(s)


Stamp Duties

(Scale 2) Ad Valorem Stamp Duty
(For First –time and Change* of Residential Property Buyer)

(New) Ad Valorem Stamp Duty
Applicable to all residential property (except that acquired by a Hong Kong Permanent Resident who does not own any other residential property in Hong Kong at the time of acquisition) either by an individual or a company.
(Scale 1) Ad Valorem Stamp Duty
Applicable to all non-residential property, either by an individual or a company.
BSD Buyer Stamp Duty
Applicable to all residential property acquired by any person (including a company incorporated) except a Hong Kong Permanent Resident
SSD Special Stamp Duty
if SSD is paid by vendor, please ignore this option


Remarks: *Change of Residential Property Case: A Hong Kong Permanent Resident may seek a refund of the stamp duty paid in excess of that computed under the old rates upon proof that his only other residential property has been disposed of within six months from the date of agreement to acquire a new residential property.
Reminder: The calculation is for reference only and subject to the latest announcement of Inland Revenue Department.
For details, please contact our Mortgage Consultant.
ESTIMATED INITIAL BUDGET
Down PaymentHK$ 7,560,000
Agency Commission (HK$ )
Legal Fees (HK$ )
Stamp Duty (BSD)
Stamp Duty (SSD)
TOTALHK$ 7,749,000
* Please go to government website for latest Stamp Duty Details.
CALCULATION RESULT
Down Payment (HKD)
$7,560,000
 
Monthly Repayment (HKD)
$48,898
Loan Amount (HKD)
$11,340,000
+
Total Interest (HKD)
$3,329,251
=
Total Repayment (HKD)
$14,669,251
Repayment Schedule
Year Instalment Repayment (HK$ ) Interest (HK$ ) Principal (HK$ ) Outstanding Amount (HK$ )
1 1 $48,898 $20,318 $28,580 $11,311,420
1 2 $48,898 $20,266 $28,631 $11,282,789
1 3 $48,898 $20,215 $28,683 $11,254,106
1 4 $48,898 $20,164 $28,734 $11,225,372
1 5 $48,898 $20,112 $28,785 $11,196,587
1 6 $48,898 $20,061 $28,837 $11,167,750
1 7 $48,898 $20,009 $28,889 $11,138,861
1 8 $48,898 $19,957 $28,940 $11,109,921
1 9 $48,898 $19,905 $28,992 $11,080,929
1 10 $48,898 $19,853 $29,044 $11,051,885
1 11 $48,898 $19,801 $29,096 $11,022,788
1 12 $48,898 $19,749 $29,148 $10,993,640
2 13 $48,898 $19,697 $29,201 $10,964,440
2 14 $48,898 $19,645 $29,253 $10,935,187
2 15 $48,898 $19,592 $29,305 $10,905,881
2 16 $48,898 $19,540 $29,358 $10,876,524
2 17 $48,898 $19,487 $29,410 $10,847,113
2 18 $48,898 $19,434 $29,463 $10,817,650
2 19 $48,898 $19,382 $29,516 $10,788,134
2 20 $48,898 $19,329 $29,569 $10,758,565
2 21 $48,898 $19,276 $29,622 $10,728,944
2 22 $48,898 $19,223 $29,675 $10,699,269
2 23 $48,898 $19,170 $29,728 $10,669,541
2 24 $48,898 $19,116 $29,781 $10,639,760
3 25 $48,898 $19,063 $29,835 $10,609,925
3 26 $48,898 $19,009 $29,888 $10,580,037
3 27 $48,898 $18,956 $29,942 $10,550,095
3 28 $48,898 $18,902 $29,995 $10,520,100
3 29 $48,898 $18,849 $30,049 $10,490,051
3 30 $48,898 $18,795 $30,103 $10,459,948
3 31 $48,898 $18,741 $30,157 $10,429,792
3 32 $48,898 $18,687 $30,211 $10,399,581
3 33 $48,898 $18,633 $30,265 $10,369,316
3 34 $48,898 $18,578 $30,319 $10,338,997
3 35 $48,898 $18,524 $30,373 $10,308,623
3 36 $48,898 $18,470 $30,428 $10,278,195
4 37 $48,898 $18,415 $30,482 $10,247,713
4 38 $48,898 $18,360 $30,537 $10,217,176
4 39 $48,898 $18,306 $30,592 $10,186,584
4 40 $48,898 $18,251 $30,647 $10,155,938
4 41 $48,898 $18,196 $30,701 $10,125,236
4 42 $48,898 $18,141 $30,756 $10,094,480
4 43 $48,898 $18,086 $30,812 $10,063,668
4 44 $48,898 $18,031 $30,867 $10,032,801
4 45 $48,898 $17,975 $30,922 $10,001,879
4 46 $48,898 $17,920 $30,977 $9,970,902
4 47 $48,898 $17,865 $31,033 $9,939,869
4 48 $48,898 $17,809 $31,089 $9,908,780
5 49 $48,898 $17,753 $31,144 $9,877,636
5 50 $48,898 $17,697 $31,200 $9,846,436
5 51 $48,898 $17,642 $31,256 $9,815,180
5 52 $48,898 $17,586 $31,312 $9,783,868
5 53 $48,898 $17,529 $31,368 $9,752,500
5 54 $48,898 $17,473 $31,424 $9,721,076
5 55 $48,898 $17,417 $31,481 $9,689,595
5 56 $48,898 $17,361 $31,537 $9,658,058
5 57 $48,898 $17,304 $31,593 $9,626,465
5 58 $48,898 $17,247 $31,650 $9,594,815
5 59 $48,898 $17,191 $31,707 $9,563,108
5 60 $48,898 $17,134 $31,764 $9,531,344
6 61 $48,898 $17,077 $31,821 $9,499,524
6 62 $48,898 $17,020 $31,878 $9,467,646
6 63 $48,898 $16,963 $31,935 $9,435,712
6 64 $48,898 $16,906 $31,992 $9,403,720
6 65 $48,898 $16,848 $32,049 $9,371,671
6 66 $48,898 $16,791 $32,107 $9,339,564
6 67 $48,898 $16,733 $32,164 $9,307,400
6 68 $48,898 $16,676 $32,222 $9,275,178
6 69 $48,898 $16,618 $32,279 $9,242,899
6 70 $48,898 $16,560 $32,337 $9,210,561
6 71 $48,898 $16,502 $32,395 $9,178,166
6 72 $48,898 $16,444 $32,453 $9,145,713
7 73 $48,898 $16,386 $32,511 $9,113,201
7 74 $48,898 $16,328 $32,570 $9,080,632
7 75 $48,898 $16,269 $32,628 $9,048,004
7 76 $48,898 $16,211 $32,686 $9,015,317
7 77 $48,898 $16,152 $32,745 $8,982,572
7 78 $48,898 $16,094 $32,804 $8,949,768
7 79 $48,898 $16,035 $32,863 $8,916,906
7 80 $48,898 $15,976 $32,921 $8,883,984
7 81 $48,898 $15,917 $32,980 $8,851,004
7 82 $48,898 $15,858 $33,039 $8,817,965
7 83 $48,898 $15,799 $33,099 $8,784,866
7 84 $48,898 $15,740 $33,158 $8,751,708
8 85 $48,898 $15,680 $33,217 $8,718,491
8 86 $48,898 $15,621 $33,277 $8,685,214
8 87 $48,898 $15,561 $33,336 $8,651,877
8 88 $48,898 $15,501 $33,396 $8,618,481
8 89 $48,898 $15,441 $33,456 $8,585,025
8 90 $48,898 $15,382 $33,516 $8,551,509
8 91 $48,898 $15,321 $33,576 $8,517,933
8 92 $48,898 $15,261 $33,636 $8,484,297
8 93 $48,898 $15,201 $33,696 $8,450,600
8 94 $48,898 $15,141 $33,757 $8,416,843
8 95 $48,898 $15,080 $33,817 $8,383,026
8 96 $48,898 $15,020 $33,878 $8,349,148
9 97 $48,898 $14,959 $33,939 $8,315,210
9 98 $48,898 $14,898 $33,999 $8,281,210
9 99 $48,898 $14,837 $34,060 $8,247,150
9 100 $48,898 $14,776 $34,121 $8,213,029
9 101 $48,898 $14,715 $34,182 $8,178,846
9 102 $48,898 $14,654 $34,244 $8,144,602
9 103 $48,898 $14,592 $34,305 $8,110,297
9 104 $48,898 $14,531 $34,367 $8,075,931
9 105 $48,898 $14,469 $34,428 $8,041,503
9 106 $48,898 $14,408 $34,490 $8,007,013
9 107 $48,898 $14,346 $34,552 $7,972,461
9 108 $48,898 $14,284 $34,614 $7,937,848
10 109 $48,898 $14,222 $34,676 $7,903,172
10 110 $48,898 $14,160 $34,738 $7,868,434
10 111 $48,898 $14,098 $34,800 $7,833,635
10 112 $48,898 $14,035 $34,862 $7,798,772
10 113 $48,898 $13,973 $34,925 $7,763,848
10 114 $48,898 $13,910 $34,987 $7,728,860
10 115 $48,898 $13,848 $35,050 $7,693,810
10 116 $48,898 $13,785 $35,113 $7,658,698
10 117 $48,898 $13,722 $35,176 $7,623,522
10 118 $48,898 $13,659 $35,239 $7,588,283
10 119 $48,898 $13,596 $35,302 $7,552,981
10 120 $48,898 $13,532 $35,365 $7,517,616
11 121 $48,898 $13,469 $35,428 $7,482,188
11 122 $48,898 $13,406 $35,492 $7,446,696
11 123 $48,898 $13,342 $35,556 $7,411,140
11 124 $48,898 $13,278 $35,619 $7,375,521
11 125 $48,898 $13,214 $35,683 $7,339,838
11 126 $48,898 $13,151 $35,747 $7,304,091
11 127 $48,898 $13,086 $35,811 $7,268,280
11 128 $48,898 $13,022 $35,875 $7,232,405
11 129 $48,898 $12,958 $35,939 $7,196,466
11 130 $48,898 $12,894 $36,004 $7,160,462
11 131 $48,898 $12,829 $36,068 $7,124,393
11 132 $48,898 $12,765 $36,133 $7,088,261
12 133 $48,898 $12,700 $36,198 $7,052,063
12 134 $48,898 $12,635 $36,263 $7,015,800
12 135 $48,898 $12,570 $36,328 $6,979,473
12 136 $48,898 $12,505 $36,393 $6,943,080
12 137 $48,898 $12,440 $36,458 $6,906,622
12 138 $48,898 $12,374 $36,523 $6,870,099
12 139 $48,898 $12,309 $36,589 $6,833,511
12 140 $48,898 $12,243 $36,654 $6,796,856
12 141 $48,898 $12,178 $36,720 $6,760,137
12 142 $48,898 $12,112 $36,786 $6,723,351
12 143 $48,898 $12,046 $36,851 $6,686,500
12 144 $48,898 $11,980 $36,918 $6,649,582
13 145 $48,898 $11,914 $36,984 $6,612,598
13 146 $48,898 $11,848 $37,050 $6,575,548
13 147 $48,898 $11,781 $37,116 $6,538,432
13 148 $48,898 $11,715 $37,183 $6,501,249
13 149 $48,898 $11,648 $37,249 $6,464,000
13 150 $48,898 $11,581 $37,316 $6,426,684
13 151 $48,898 $11,514 $37,383 $6,389,301
13 152 $48,898 $11,447 $37,450 $6,351,851
13 153 $48,898 $11,380 $37,517 $6,314,334
13 154 $48,898 $11,313 $37,584 $6,276,749
13 155 $48,898 $11,246 $37,652 $6,239,098
13 156 $48,898 $11,178 $37,719 $6,201,378
14 157 $48,898 $11,111 $37,787 $6,163,592
14 158 $48,898 $11,043 $37,854 $6,125,737
14 159 $48,898 $10,975 $37,922 $6,087,815
14 160 $48,898 $10,907 $37,990 $6,049,825
14 161 $48,898 $10,839 $38,058 $6,011,767
14 162 $48,898 $10,771 $38,126 $5,973,640
14 163 $48,898 $10,703 $38,195 $5,935,446
14 164 $48,898 $10,634 $38,263 $5,897,182
14 165 $48,898 $10,566 $38,332 $5,858,851
14 166 $48,898 $10,497 $38,400 $5,820,450
14 167 $48,898 $10,428 $38,469 $5,781,981
14 168 $48,898 $10,359 $38,538 $5,743,443
15 169 $48,898 $10,290 $38,607 $5,704,836
15 170 $48,898 $10,221 $38,676 $5,666,160
15 171 $48,898 $10,152 $38,746 $5,627,414
15 172 $48,898 $10,082 $38,815 $5,588,599
15 173 $48,898 $10,013 $38,885 $5,549,714
15 174 $48,898 $9,943 $38,954 $5,510,760
15 175 $48,898 $9,873 $39,024 $5,471,736
15 176 $48,898 $9,804 $39,094 $5,432,642
15 177 $48,898 $9,733 $39,164 $5,393,478
15 178 $48,898 $9,663 $39,234 $5,354,244
15 179 $48,898 $9,593 $39,304 $5,314,939
15 180 $48,898 $9,523 $39,375 $5,275,564
16 181 $48,898 $9,452 $39,445 $5,236,119
16 182 $48,898 $9,381 $39,516 $5,196,603
16 183 $48,898 $9,311 $39,587 $5,157,016
16 184 $48,898 $9,240 $39,658 $5,117,358
16 185 $48,898 $9,169 $39,729 $5,077,629
16 186 $48,898 $9,097 $39,800 $5,037,829
16 187 $48,898 $9,026 $39,871 $4,997,958
16 188 $48,898 $8,955 $39,943 $4,958,015
16 189 $48,898 $8,883 $40,014 $4,918,000
16 190 $48,898 $8,811 $40,086 $4,877,914
16 191 $48,898 $8,740 $40,158 $4,837,756
16 192 $48,898 $8,668 $40,230 $4,797,527
17 193 $48,898 $8,596 $40,302 $4,757,225
17 194 $48,898 $8,523 $40,374 $4,716,850
17 195 $48,898 $8,451 $40,446 $4,676,404
17 196 $48,898 $8,379 $40,519 $4,635,885
17 197 $48,898 $8,306 $40,592 $4,595,294
17 198 $48,898 $8,233 $40,664 $4,554,629
17 199 $48,898 $8,160 $40,737 $4,513,892
17 200 $48,898 $8,087 $40,810 $4,473,082
17 201 $48,898 $8,014 $40,883 $4,432,199
17 202 $48,898 $7,941 $40,956 $4,391,242
17 203 $48,898 $7,868 $41,030 $4,350,212
17 204 $48,898 $7,794 $41,103 $4,309,109
18 205 $48,898 $7,720 $41,177 $4,267,932
18 206 $48,898 $7,647 $41,251 $4,226,681
18 207 $48,898 $7,573 $41,325 $4,185,357
18 208 $48,898 $7,499 $41,399 $4,143,958
18 209 $48,898 $7,425 $41,473 $4,102,485
18 210 $48,898 $7,350 $41,547 $4,060,938
18 211 $48,898 $7,276 $41,622 $4,019,316
18 212 $48,898 $7,201 $41,696 $3,977,620
18 213 $48,898 $7,127 $41,771 $3,935,849
18 214 $48,898 $7,052 $41,846 $3,894,003
18 215 $48,898 $6,977 $41,921 $3,852,082
18 216 $48,898 $6,902 $41,996 $3,810,087
19 217 $48,898 $6,826 $42,071 $3,768,015
19 218 $48,898 $6,751 $42,146 $3,725,869
19 219 $48,898 $6,676 $42,222 $3,683,647
19 220 $48,898 $6,600 $42,298 $3,641,349
19 221 $48,898 $6,524 $42,373 $3,598,976
19 222 $48,898 $6,448 $42,449 $3,556,527
19 223 $48,898 $6,372 $42,525 $3,514,001
19 224 $48,898 $6,296 $42,602 $3,471,400
19 225 $48,898 $6,220 $42,678 $3,428,722
19 226 $48,898 $6,143 $42,754 $3,385,967
19 227 $48,898 $6,067 $42,831 $3,343,136
19 228 $48,898 $5,990 $42,908 $3,300,229
20 229 $48,898 $5,913 $42,985 $3,257,244
20 230 $48,898 $5,836 $43,062 $3,214,182
20 231 $48,898 $5,759 $43,139 $3,171,044
20 232 $48,898 $5,681 $43,216 $3,127,828
20 233 $48,898 $5,604 $43,293 $3,084,534
20 234 $48,898 $5,526 $43,371 $3,041,163
20 235 $48,898 $5,449 $43,449 $2,997,714
20 236 $48,898 $5,371 $43,527 $2,954,188
20 237 $48,898 $5,293 $43,605 $2,910,583
20 238 $48,898 $5,215 $43,683 $2,866,900
20 239 $48,898 $5,137 $43,761 $2,823,139
20 240 $48,898 $5,058 $43,839 $2,779,300
21 241 $48,898 $4,980 $43,918 $2,735,382
21 242 $48,898 $4,901 $43,997 $2,691,386
21 243 $48,898 $4,822 $44,075 $2,647,310
21 244 $48,898 $4,743 $44,154 $2,603,156
21 245 $48,898 $4,664 $44,234 $2,558,922
21 246 $48,898 $4,585 $44,313 $2,514,609
21 247 $48,898 $4,505 $44,392 $2,470,217
21 248 $48,898 $4,426 $44,472 $2,425,746
21 249 $48,898 $4,346 $44,551 $2,381,194
21 250 $48,898 $4,266 $44,631 $2,336,563
21 251 $48,898 $4,186 $44,711 $2,291,852
21 252 $48,898 $4,106 $44,791 $2,247,061
22 253 $48,898 $4,026 $44,872 $2,202,189
22 254 $48,898 $3,946 $44,952 $2,157,237
22 255 $48,898 $3,865 $45,032 $2,112,205
22 256 $48,898 $3,784 $45,113 $2,067,092
22 257 $48,898 $3,704 $45,194 $2,021,898
22 258 $48,898 $3,623 $45,275 $1,976,623
22 259 $48,898 $3,541 $45,356 $1,931,267
22 260 $48,898 $3,460 $45,437 $1,885,829
22 261 $48,898 $3,379 $45,519 $1,840,311
22 262 $48,898 $3,297 $45,600 $1,794,710
22 263 $48,898 $3,216 $45,682 $1,749,028
22 264 $48,898 $3,134 $45,764 $1,703,264
23 265 $48,898 $3,052 $45,846 $1,657,419
23 266 $48,898 $2,970 $45,928 $1,611,491
23 267 $48,898 $2,887 $46,010 $1,565,480
23 268 $48,898 $2,805 $46,093 $1,519,388
23 269 $48,898 $2,722 $46,175 $1,473,213
23 270 $48,898 $2,640 $46,258 $1,426,955
23 271 $48,898 $2,557 $46,341 $1,380,614
23 272 $48,898 $2,474 $46,424 $1,334,190
23 273 $48,898 $2,390 $46,507 $1,287,683
23 274 $48,898 $2,307 $46,590 $1,241,092
23 275 $48,898 $2,224 $46,674 $1,194,418
23 276 $48,898 $2,140 $46,758 $1,147,661
24 277 $48,898 $2,056 $46,841 $1,100,820
24 278 $48,898 $1,972 $46,925 $1,053,894
24 279 $48,898 $1,888 $47,009 $1,006,885
24 280 $48,898 $1,804 $47,093 $959,792
24 281 $48,898 $1,720 $47,178 $912,614
24 282 $48,898 $1,635 $47,262 $865,351
24 283 $48,898 $1,550 $47,347 $818,004
24 284 $48,898 $1,466 $47,432 $770,572
24 285 $48,898 $1,381 $47,517 $723,055
24 286 $48,898 $1,295 $47,602 $675,453
24 287 $48,898 $1,210 $47,687 $627,766
24 288 $48,898 $1,125 $47,773 $579,993
25 289 $48,898 $1,039 $47,858 $532,135
25 290 $48,898 $953 $47,944 $484,191
25 291 $48,898 $868 $48,030 $436,161
25 292 $48,898 $781 $48,116 $388,045
25 293 $48,898 $695 $48,202 $339,843
25 294 $48,898 $609 $48,289 $291,554
25 295 $48,898 $522 $48,375 $243,179
25 296 $48,898 $436 $48,462 $194,717
25 297 $48,898 $349 $48,549 $146,168
25 298 $48,898 $262 $48,636 $97,533
25 299 $48,898 $175 $48,723 $48,810
25 300 $48,898 $87 $48,810 $0