Home
Mortgage & Stamp Duty Calculator
MORTGAGE & STAMP DUTY CALCULATOR
Property Price HKD
Loan Ratio %
Interest Ratio %
Loan Period Year(s)


Stamp Duties

(Scale 2) Ad Valorem Stamp Duty
(For First –time and Change* of Residential Property Buyer)

(New) Ad Valorem Stamp Duty
Applicable to all residential property (except that acquired by a Hong Kong Permanent Resident who does not own any other residential property in Hong Kong at the time of acquisition) either by an individual or a company.
(Scale 1) Ad Valorem Stamp Duty
Applicable to all non-residential property, either by an individual or a company.
BSD Buyer Stamp Duty
Applicable to all residential property acquired by any person (including a company incorporated) except a Hong Kong Permanent Resident
SSD Special Stamp Duty
if SSD is paid by vendor, please ignore this option


Remarks: *Change of Residential Property Case: A Hong Kong Permanent Resident may seek a refund of the stamp duty paid in excess of that computed under the old rates upon proof that his only other residential property has been disposed of within six months from the date of agreement to acquire a new residential property.
Reminder: The calculation is for reference only and subject to the latest announcement of Inland Revenue Department.
For details, please contact our Mortgage Consultant.
ESTIMATED INITIAL BUDGET
Down PaymentHK$ 40,000,000
Agency Commission (HK$ )
Legal Fees (HK$ )
Stamp Duty (BSD)
Stamp Duty (SSD)
TOTALHK$ 41,000,000
* Please go to government website for latest Stamp Duty Details.
CALCULATION RESULT
Down Payment (HKD)
$40,000,000
 
Monthly Repayment (HKD)
$258,717
Loan Amount (HKD)
$60,000,000
+
Total Interest (HKD)
$17,615,083
=
Total Repayment (HKD)
$77,615,083
Repayment Schedule
Year Instalment Repayment (HK$ ) Interest (HK$ ) Principal (HK$ ) Outstanding Amount (HK$ )
1 1 $258,717 $107,500 $151,217 $59,848,783
1 2 $258,717 $107,229 $151,488 $59,697,295
1 3 $258,717 $106,958 $151,759 $59,545,536
1 4 $258,717 $106,686 $152,031 $59,393,505
1 5 $258,717 $106,413 $152,304 $59,241,201
1 6 $258,717 $106,140 $152,576 $59,088,625
1 7 $258,717 $105,867 $152,850 $58,935,775
1 8 $258,717 $105,593 $153,124 $58,782,651
1 9 $258,717 $105,319 $153,398 $58,629,253
1 10 $258,717 $105,044 $153,673 $58,475,580
1 11 $258,717 $104,769 $153,948 $58,321,632
1 12 $258,717 $104,493 $154,224 $58,167,408
2 13 $258,717 $104,217 $154,500 $58,012,908
2 14 $258,717 $103,940 $154,777 $57,858,131
2 15 $258,717 $103,662 $155,054 $57,703,076
2 16 $258,717 $103,385 $155,332 $57,547,744
2 17 $258,717 $103,106 $155,611 $57,392,133
2 18 $258,717 $102,828 $155,889 $57,236,244
2 19 $258,717 $102,548 $156,169 $57,080,075
2 20 $258,717 $102,268 $156,448 $56,923,627
2 21 $258,717 $101,988 $156,729 $56,766,898
2 22 $258,717 $101,707 $157,010 $56,609,888
2 23 $258,717 $101,426 $157,291 $56,452,597
2 24 $258,717 $101,144 $157,573 $56,295,025
3 25 $258,717 $100,862 $157,855 $56,137,170
3 26 $258,717 $100,579 $158,138 $55,979,032
3 27 $258,717 $100,296 $158,421 $55,820,611
3 28 $258,717 $100,012 $158,705 $55,661,906
3 29 $258,717 $99,728 $158,989 $55,502,916
3 30 $258,717 $99,443 $159,274 $55,343,642
3 31 $258,717 $99,157 $159,560 $55,184,083
3 32 $258,717 $98,871 $159,845 $55,024,237
3 33 $258,717 $98,585 $160,132 $54,864,105
3 34 $258,717 $98,298 $160,419 $54,703,686
3 35 $258,717 $98,011 $160,706 $54,542,980
3 36 $258,717 $97,723 $160,994 $54,381,986
4 37 $258,717 $97,434 $161,283 $54,220,704
4 38 $258,717 $97,145 $161,572 $54,059,132
4 39 $258,717 $96,856 $161,861 $53,897,271
4 40 $258,717 $96,566 $162,151 $53,735,120
4 41 $258,717 $96,275 $162,442 $53,572,679
4 42 $258,717 $95,984 $162,733 $53,409,946
4 43 $258,717 $95,693 $163,024 $53,246,922
4 44 $258,717 $95,401 $163,316 $53,083,606
4 45 $258,717 $95,108 $163,609 $52,919,997
4 46 $258,717 $94,815 $163,902 $52,756,095
4 47 $258,717 $94,521 $164,196 $52,591,899
4 48 $258,717 $94,227 $164,490 $52,427,410
5 49 $258,717 $93,932 $164,785 $52,262,625
5 50 $258,717 $93,637 $165,080 $52,097,545
5 51 $258,717 $93,341 $165,376 $51,932,170
5 52 $258,717 $93,045 $165,672 $51,766,498
5 53 $258,717 $92,748 $165,969 $51,600,529
5 54 $258,717 $92,451 $166,266 $51,434,263
5 55 $258,717 $92,153 $166,564 $51,267,699
5 56 $258,717 $91,855 $166,862 $51,100,837
5 57 $258,717 $91,556 $167,161 $50,933,676
5 58 $258,717 $91,256 $167,461 $50,766,215
5 59 $258,717 $90,956 $167,761 $50,598,454
5 60 $258,717 $90,656 $168,061 $50,430,393
6 61 $258,717 $90,354 $168,362 $50,262,030
6 62 $258,717 $90,053 $168,664 $50,093,366
6 63 $258,717 $89,751 $168,966 $49,924,400
6 64 $258,717 $89,448 $169,269 $49,755,131
6 65 $258,717 $89,145 $169,572 $49,585,559
6 66 $258,717 $88,841 $169,876 $49,415,682
6 67 $258,717 $88,536 $170,181 $49,245,502
6 68 $258,717 $88,232 $170,485 $49,075,017
6 69 $258,717 $87,926 $170,791 $48,904,226
6 70 $258,717 $87,620 $171,097 $48,733,129
6 71 $258,717 $87,314 $171,403 $48,561,725
6 72 $258,717 $87,006 $171,711 $48,390,015
7 73 $258,717 $86,699 $172,018 $48,217,997
7 74 $258,717 $86,391 $172,326 $48,045,670
7 75 $258,717 $86,082 $172,635 $47,873,035
7 76 $258,717 $85,773 $172,944 $47,700,091
7 77 $258,717 $85,463 $173,254 $47,526,836
7 78 $258,717 $85,152 $173,565 $47,353,272
7 79 $258,717 $84,841 $173,876 $47,179,396
7 80 $258,717 $84,530 $174,187 $47,005,209
7 81 $258,717 $84,218 $174,499 $46,830,710
7 82 $258,717 $83,905 $174,812 $46,655,898
7 83 $258,717 $83,592 $175,125 $46,480,773
7 84 $258,717 $83,278 $175,439 $46,305,334
8 85 $258,717 $82,964 $175,753 $46,129,580
8 86 $258,717 $82,649 $176,068 $45,953,512
8 87 $258,717 $82,333 $176,384 $45,777,129
8 88 $258,717 $82,017 $176,700 $45,600,429
8 89 $258,717 $81,701 $177,016 $45,423,413
8 90 $258,717 $81,384 $177,333 $45,246,080
8 91 $258,717 $81,066 $177,651 $45,068,429
8 92 $258,717 $80,748 $177,969 $44,890,459
8 93 $258,717 $80,429 $178,288 $44,712,171
8 94 $258,717 $80,109 $178,608 $44,533,563
8 95 $258,717 $79,789 $178,928 $44,354,636
8 96 $258,717 $79,469 $179,248 $44,175,388
9 97 $258,717 $79,148 $179,569 $43,995,818
9 98 $258,717 $78,826 $179,891 $43,815,927
9 99 $258,717 $78,504 $180,213 $43,635,714
9 100 $258,717 $78,181 $180,536 $43,455,177
9 101 $258,717 $77,857 $180,860 $43,274,318
9 102 $258,717 $77,533 $181,184 $43,093,134
9 103 $258,717 $77,209 $181,508 $42,911,625
9 104 $258,717 $76,883 $181,834 $42,729,792
9 105 $258,717 $76,558 $182,159 $42,547,632
9 106 $258,717 $76,231 $182,486 $42,365,147
9 107 $258,717 $75,904 $182,813 $42,182,334
9 108 $258,717 $75,577 $183,140 $41,999,194
10 109 $258,717 $75,249 $183,468 $41,815,725
10 110 $258,717 $74,920 $183,797 $41,631,928
10 111 $258,717 $74,591 $184,126 $41,447,802
10 112 $258,717 $74,261 $184,456 $41,263,346
10 113 $258,717 $73,930 $184,787 $41,078,559
10 114 $258,717 $73,599 $185,118 $40,893,441
10 115 $258,717 $73,267 $185,450 $40,707,991
10 116 $258,717 $72,935 $185,782 $40,522,210
10 117 $258,717 $72,602 $186,115 $40,336,095
10 118 $258,717 $72,269 $186,448 $40,149,647
10 119 $258,717 $71,935 $186,782 $39,962,865
10 120 $258,717 $71,600 $187,117 $39,775,748
11 121 $258,717 $71,265 $187,452 $39,588,296
11 122 $258,717 $70,929 $187,788 $39,400,508
11 123 $258,717 $70,593 $188,124 $39,212,383
11 124 $258,717 $70,256 $188,461 $39,023,922
11 125 $258,717 $69,918 $188,799 $38,835,123
11 126 $258,717 $69,580 $189,137 $38,645,986
11 127 $258,717 $69,241 $189,476 $38,456,509
11 128 $258,717 $68,901 $189,816 $38,266,694
11 129 $258,717 $68,561 $190,156 $38,076,538
11 130 $258,717 $68,220 $190,496 $37,886,041
11 131 $258,717 $67,879 $190,838 $37,695,204
11 132 $258,717 $67,537 $191,180 $37,504,024
12 133 $258,717 $67,195 $191,522 $37,312,502
12 134 $258,717 $66,852 $191,865 $37,120,636
12 135 $258,717 $66,508 $192,209 $36,928,427
12 136 $258,717 $66,163 $192,554 $36,735,874
12 137 $258,717 $65,818 $192,899 $36,542,975
12 138 $258,717 $65,473 $193,244 $36,349,731
12 139 $258,717 $65,127 $193,590 $36,156,141
12 140 $258,717 $64,780 $193,937 $35,962,204
12 141 $258,717 $64,432 $194,285 $35,767,919
12 142 $258,717 $64,084 $194,633 $35,573,286
12 143 $258,717 $63,735 $194,981 $35,378,305
12 144 $258,717 $63,386 $195,331 $35,182,974
13 145 $258,717 $63,036 $195,681 $34,987,293
13 146 $258,717 $62,686 $196,031 $34,791,262
13 147 $258,717 $62,334 $196,383 $34,594,879
13 148 $258,717 $61,982 $196,734 $34,398,145
13 149 $258,717 $61,630 $197,087 $34,201,058
13 150 $258,717 $61,277 $197,440 $34,003,618
13 151 $258,717 $60,923 $197,794 $33,805,824
13 152 $258,717 $60,569 $198,148 $33,607,676
13 153 $258,717 $60,214 $198,503 $33,409,172
13 154 $258,717 $59,858 $198,859 $33,210,314
13 155 $258,717 $59,502 $199,215 $33,011,099
13 156 $258,717 $59,145 $199,572 $32,811,526
14 157 $258,717 $58,787 $199,930 $32,611,597
14 158 $258,717 $58,429 $200,288 $32,411,309
14 159 $258,717 $58,070 $200,647 $32,210,662
14 160 $258,717 $57,711 $201,006 $32,009,656
14 161 $258,717 $57,351 $201,366 $31,808,290
14 162 $258,717 $56,990 $201,727 $31,606,563
14 163 $258,717 $56,628 $202,089 $31,404,474
14 164 $258,717 $56,266 $202,451 $31,202,024
14 165 $258,717 $55,904 $202,813 $30,999,210
14 166 $258,717 $55,540 $203,177 $30,796,034
14 167 $258,717 $55,176 $203,541 $30,592,493
14 168 $258,717 $54,812 $203,905 $30,388,588
15 169 $258,717 $54,446 $204,271 $30,184,317
15 170 $258,717 $54,080 $204,637 $29,979,680
15 171 $258,717 $53,714 $205,003 $29,774,677
15 172 $258,717 $53,346 $205,371 $29,569,306
15 173 $258,717 $52,978 $205,739 $29,363,567
15 174 $258,717 $52,610 $206,107 $29,157,460
15 175 $258,717 $52,240 $206,476 $28,950,984
15 176 $258,717 $51,871 $206,846 $28,744,137
15 177 $258,717 $51,500 $207,217 $28,536,920
15 178 $258,717 $51,129 $207,588 $28,329,332
15 179 $258,717 $50,757 $207,960 $28,121,372
15 180 $258,717 $50,384 $208,333 $27,913,039
16 181 $258,717 $50,011 $208,706 $27,704,333
16 182 $258,717 $49,637 $209,080 $27,495,253
16 183 $258,717 $49,262 $209,455 $27,285,798
16 184 $258,717 $48,887 $209,830 $27,075,968
16 185 $258,717 $48,511 $210,206 $26,865,763
16 186 $258,717 $48,134 $210,582 $26,655,180
16 187 $258,717 $47,757 $210,960 $26,444,220
16 188 $258,717 $47,379 $211,338 $26,232,883
16 189 $258,717 $47,001 $211,716 $26,021,166
16 190 $258,717 $46,621 $212,096 $25,809,071
16 191 $258,717 $46,241 $212,476 $25,596,595
16 192 $258,717 $45,861 $212,856 $25,383,738
17 193 $258,717 $45,479 $213,238 $25,170,501
17 194 $258,717 $45,097 $213,620 $24,956,881
17 195 $258,717 $44,714 $214,003 $24,742,878
17 196 $258,717 $44,331 $214,386 $24,528,492
17 197 $258,717 $43,947 $214,770 $24,313,722
17 198 $258,717 $43,562 $215,155 $24,098,568
17 199 $258,717 $43,177 $215,540 $23,883,027
17 200 $258,717 $42,790 $215,927 $23,667,101
17 201 $258,717 $42,404 $216,313 $23,450,787
17 202 $258,717 $42,016 $216,701 $23,234,086
17 203 $258,717 $41,628 $217,089 $23,016,997
17 204 $258,717 $41,239 $217,478 $22,799,519
18 205 $258,717 $40,849 $217,868 $22,581,651
18 206 $258,717 $40,459 $218,258 $22,363,393
18 207 $258,717 $40,068 $218,649 $22,144,744
18 208 $258,717 $39,676 $219,041 $21,925,703
18 209 $258,717 $39,284 $219,433 $21,706,269
18 210 $258,717 $38,890 $219,827 $21,486,443
18 211 $258,717 $38,497 $220,220 $21,266,223
18 212 $258,717 $38,102 $220,615 $21,045,608
18 213 $258,717 $37,707 $221,010 $20,824,597
18 214 $258,717 $37,311 $221,406 $20,603,191
18 215 $258,717 $36,914 $221,803 $20,381,388
18 216 $258,717 $36,517 $222,200 $20,159,188
19 217 $258,717 $36,119 $222,598 $19,936,590
19 218 $258,717 $35,720 $222,997 $19,713,592
19 219 $258,717 $35,320 $223,397 $19,490,196
19 220 $258,717 $34,920 $223,797 $19,266,399
19 221 $258,717 $34,519 $224,198 $19,042,201
19 222 $258,717 $34,117 $224,600 $18,817,601
19 223 $258,717 $33,715 $225,002 $18,592,599
19 224 $258,717 $33,312 $225,405 $18,367,194
19 225 $258,717 $32,908 $225,809 $18,141,385
19 226 $258,717 $32,503 $226,214 $17,915,171
19 227 $258,717 $32,098 $226,619 $17,688,552
19 228 $258,717 $31,692 $227,025 $17,461,527
20 229 $258,717 $31,285 $227,432 $17,234,095
20 230 $258,717 $30,878 $227,839 $17,006,256
20 231 $258,717 $30,470 $228,247 $16,778,009
20 232 $258,717 $30,061 $228,656 $16,549,352
20 233 $258,717 $29,651 $229,066 $16,320,286
20 234 $258,717 $29,241 $229,476 $16,090,810
20 235 $258,717 $28,829 $229,888 $15,860,922
20 236 $258,717 $28,417 $230,299 $15,630,623
20 237 $258,717 $28,005 $230,712 $15,399,911
20 238 $258,717 $27,592 $231,125 $15,168,785
20 239 $258,717 $27,177 $231,540 $14,937,246
20 240 $258,717 $26,763 $231,954 $14,705,292
21 241 $258,717 $26,347 $232,370 $14,472,922
21 242 $258,717 $25,931 $232,786 $14,240,135
21 243 $258,717 $25,514 $233,203 $14,006,932
21 244 $258,717 $25,096 $233,621 $13,773,311
21 245 $258,717 $24,677 $234,040 $13,539,271
21 246 $258,717 $24,258 $234,459 $13,304,812
21 247 $258,717 $23,838 $234,879 $13,069,933
21 248 $258,717 $23,417 $235,300 $12,834,633
21 249 $258,717 $22,995 $235,722 $12,598,911
21 250 $258,717 $22,573 $236,144 $12,362,767
21 251 $258,717 $22,150 $236,567 $12,126,200
21 252 $258,717 $21,726 $236,991 $11,889,209
22 253 $258,717 $21,302 $237,415 $11,651,794
22 254 $258,717 $20,876 $237,841 $11,413,953
22 255 $258,717 $20,450 $238,267 $11,175,686
22 256 $258,717 $20,023 $238,694 $10,936,992
22 257 $258,717 $19,595 $239,121 $10,697,871
22 258 $258,717 $19,167 $239,550 $10,458,321
22 259 $258,717 $18,738 $239,979 $10,218,342
22 260 $258,717 $18,308 $240,409 $9,977,933
22 261 $258,717 $17,877 $240,840 $9,737,093
22 262 $258,717 $17,446 $241,271 $9,495,822
22 263 $258,717 $17,013 $241,704 $9,254,118
22 264 $258,717 $16,580 $242,137 $9,011,981
23 265 $258,717 $16,146 $242,570 $8,769,411
23 266 $258,717 $15,712 $243,005 $8,526,406
23 267 $258,717 $15,276 $243,440 $8,282,965
23 268 $258,717 $14,840 $243,877 $8,039,089
23 269 $258,717 $14,403 $244,314 $7,794,775
23 270 $258,717 $13,966 $244,751 $7,550,024
23 271 $258,717 $13,527 $245,190 $7,304,834
23 272 $258,717 $13,088 $245,629 $7,059,205
23 273 $258,717 $12,648 $246,069 $6,813,136
23 274 $258,717 $12,207 $246,510 $6,566,626
23 275 $258,717 $11,765 $246,952 $6,319,674
23 276 $258,717 $11,323 $247,394 $6,072,280
24 277 $258,717 $10,880 $247,837 $5,824,442
24 278 $258,717 $10,435 $248,281 $5,576,161
24 279 $258,717 $9,991 $248,726 $5,327,434
24 280 $258,717 $9,545 $249,172 $5,078,263
24 281 $258,717 $9,099 $249,618 $4,828,644
24 282 $258,717 $8,651 $250,066 $4,578,579
24 283 $258,717 $8,203 $250,514 $4,328,065
24 284 $258,717 $7,754 $250,962 $4,077,102
24 285 $258,717 $7,305 $251,412 $3,825,690
24 286 $258,717 $6,854 $251,863 $3,573,828
24 287 $258,717 $6,403 $252,314 $3,321,514
24 288 $258,717 $5,951 $252,766 $3,068,748
25 289 $258,717 $5,498 $253,219 $2,815,529
25 290 $258,717 $5,044 $253,672 $2,561,857
25 291 $258,717 $4,590 $254,127 $2,307,730
25 292 $258,717 $4,135 $254,582 $2,053,147
25 293 $258,717 $3,679 $255,038 $1,798,109
25 294 $258,717 $3,222 $255,495 $1,542,614
25 295 $258,717 $2,764 $255,953 $1,286,661
25 296 $258,717 $2,305 $256,412 $1,030,249
25 297 $258,717 $1,846 $256,871 $773,378
25 298 $258,717 $1,386 $257,331 $516,047
25 299 $258,717 $925 $257,792 $258,254
25 300 $258,717 $463 $258,254 $0