Century 21 Centaland Property

Down Payment (HKD)

$21,120,000

Monthly Repayment (HKD)

$136,603

Loan Amount (HKD)

$31,680,000

Total Interest (HKD)

$9,300,764

Total Repayment (HKD)

$40,980,764

Repayment Schedule
Year	Instalment	Repayment (HK$ )	Interest (HK$ )	Principal (HK$ )	Outstanding Amount (HK$ )
1	1	$136,603	$56,760	$79,843	$31,600,157
1	2	$136,603	$56,617	$79,986	$31,520,172
1	3	$136,603	$56,474	$80,129	$31,440,043
1	4	$136,603	$56,330	$80,272	$31,359,770
1	5	$136,603	$56,186	$80,416	$31,279,354
1	6	$136,603	$56,042	$80,560	$31,198,794
1	7	$136,603	$55,898	$80,705	$31,118,089
1	8	$136,603	$55,753	$80,849	$31,037,240
1	9	$136,603	$55,608	$80,994	$30,956,246
1	10	$136,603	$55,463	$81,139	$30,875,106
1	11	$136,603	$55,318	$81,285	$30,793,822
1	12	$136,603	$55,172	$81,430	$30,712,391
2	13	$136,603	$55,026	$81,576	$30,630,815
2	14	$136,603	$54,880	$81,722	$30,549,093
2	15	$136,603	$54,734	$81,869	$30,467,224
2	16	$136,603	$54,587	$82,015	$30,385,209
2	17	$136,603	$54,440	$82,162	$30,303,046
2	18	$136,603	$54,293	$82,310	$30,220,737
2	19	$136,603	$54,145	$82,457	$30,138,280
2	20	$136,603	$53,998	$82,605	$30,055,675
2	21	$136,603	$53,850	$82,753	$29,972,922
2	22	$136,603	$53,701	$82,901	$29,890,021
2	23	$136,603	$53,553	$83,050	$29,806,971
2	24	$136,603	$53,404	$83,198	$29,723,773
3	25	$136,603	$53,255	$83,347	$29,640,426
3	26	$136,603	$53,106	$83,497	$29,556,929
3	27	$136,603	$52,956	$83,646	$29,473,282
3	28	$136,603	$52,806	$83,796	$29,389,486
3	29	$136,603	$52,656	$83,946	$29,305,540
3	30	$136,603	$52,506	$84,097	$29,221,443
3	31	$136,603	$52,355	$84,247	$29,137,196
3	32	$136,603	$52,204	$84,398	$29,052,797
3	33	$136,603	$52,053	$84,550	$28,968,248
3	34	$136,603	$51,901	$84,701	$28,883,546
3	35	$136,603	$51,750	$84,853	$28,798,694
3	36	$136,603	$51,598	$85,005	$28,713,689
4	37	$136,603	$51,445	$85,157	$28,628,532
4	38	$136,603	$51,293	$85,310	$28,543,222
4	39	$136,603	$51,140	$85,463	$28,457,759
4	40	$136,603	$50,987	$85,616	$28,372,143
4	41	$136,603	$50,833	$85,769	$28,286,374
4	42	$136,603	$50,680	$85,923	$28,200,452
4	43	$136,603	$50,526	$86,077	$28,114,375
4	44	$136,603	$50,372	$86,231	$28,028,144
4	45	$136,603	$50,217	$86,385	$27,941,758
4	46	$136,603	$50,062	$86,540	$27,855,218
4	47	$136,603	$49,907	$86,695	$27,768,523
4	48	$136,603	$49,752	$86,851	$27,681,672
5	49	$136,603	$49,596	$87,006	$27,594,666
5	50	$136,603	$49,440	$87,162	$27,507,504
5	51	$136,603	$49,284	$87,318	$27,420,186
5	52	$136,603	$49,128	$87,475	$27,332,711
5	53	$136,603	$48,971	$87,631	$27,245,080
5	54	$136,603	$48,814	$87,788	$27,157,291
5	55	$136,603	$48,657	$87,946	$27,069,345
5	56	$136,603	$48,499	$88,103	$26,981,242
5	57	$136,603	$48,341	$88,261	$26,892,981
5	58	$136,603	$48,183	$88,419	$26,804,562
5	59	$136,603	$48,025	$88,578	$26,715,984
5	60	$136,603	$47,866	$88,736	$26,627,247
6	61	$136,603	$47,707	$88,895	$26,538,352
6	62	$136,603	$47,548	$89,055	$26,449,297
6	63	$136,603	$47,388	$89,214	$26,360,083
6	64	$136,603	$47,228	$89,374	$26,270,709
6	65	$136,603	$47,068	$89,534	$26,181,175
6	66	$136,603	$46,908	$89,695	$26,091,480
6	67	$136,603	$46,747	$89,855	$26,001,625
6	68	$136,603	$46,586	$90,016	$25,911,609
6	69	$136,603	$46,425	$90,178	$25,821,431
6	70	$136,603	$46,263	$90,339	$25,731,092
6	71	$136,603	$46,102	$90,501	$25,640,591
6	72	$136,603	$45,939	$90,663	$25,549,928
7	73	$136,603	$45,777	$90,826	$25,459,102
7	74	$136,603	$45,614	$90,988	$25,368,114
7	75	$136,603	$45,451	$91,151	$25,276,963
7	76	$136,603	$45,288	$91,315	$25,185,648
7	77	$136,603	$45,124	$91,478	$25,094,170
7	78	$136,603	$44,960	$91,642	$25,002,527
7	79	$136,603	$44,796	$91,806	$24,910,721
7	80	$136,603	$44,632	$91,971	$24,818,750
7	81	$136,603	$44,467	$92,136	$24,726,615
7	82	$136,603	$44,302	$92,301	$24,634,314
7	83	$136,603	$44,136	$92,466	$24,541,848
7	84	$136,603	$43,971	$92,632	$24,449,216
8	85	$136,603	$43,805	$92,798	$24,356,418
8	86	$136,603	$43,639	$92,964	$24,263,455
8	87	$136,603	$43,472	$93,131	$24,170,324
8	88	$136,603	$43,305	$93,297	$24,077,027
8	89	$136,603	$43,138	$93,465	$23,983,562
8	90	$136,603	$42,971	$93,632	$23,889,930
8	91	$136,603	$42,803	$93,800	$23,796,130
8	92	$136,603	$42,635	$93,968	$23,702,163
8	93	$136,603	$42,466	$94,136	$23,608,026
8	94	$136,603	$42,298	$94,305	$23,513,722
8	95	$136,603	$42,129	$94,474	$23,419,248
8	96	$136,603	$41,959	$94,643	$23,324,605
9	97	$136,603	$41,790	$94,813	$23,229,792
9	98	$136,603	$41,620	$94,983	$23,134,810
9	99	$136,603	$41,450	$95,153	$23,039,657
9	100	$136,603	$41,279	$95,323	$22,944,334
9	101	$136,603	$41,109	$95,494	$22,848,840
9	102	$136,603	$40,938	$95,665	$22,753,175
9	103	$136,603	$40,766	$95,836	$22,657,338
9	104	$136,603	$40,594	$96,008	$22,561,330
9	105	$136,603	$40,422	$96,180	$22,465,150
9	106	$136,603	$40,250	$96,352	$22,368,797
9	107	$136,603	$40,077	$96,525	$22,272,272
9	108	$136,603	$39,904	$96,698	$22,175,574
10	109	$136,603	$39,731	$96,871	$22,078,703
10	110	$136,603	$39,558	$97,045	$21,981,658
10	111	$136,603	$39,384	$97,219	$21,884,439
10	112	$136,603	$39,210	$97,393	$21,787,046
10	113	$136,603	$39,035	$97,567	$21,689,479
10	114	$136,603	$38,860	$97,742	$21,591,737
10	115	$136,603	$38,685	$97,917	$21,493,819
10	116	$136,603	$38,510	$98,093	$21,395,727
10	117	$136,603	$38,334	$98,269	$21,297,458
10	118	$136,603	$38,158	$98,445	$21,199,014
10	119	$136,603	$37,982	$98,621	$21,100,393
10	120	$136,603	$37,805	$98,798	$21,001,595
11	121	$136,603	$37,628	$98,975	$20,902,620
11	122	$136,603	$37,451	$99,152	$20,803,468
11	123	$136,603	$37,273	$99,330	$20,704,138
11	124	$136,603	$37,095	$99,508	$20,604,631
11	125	$136,603	$36,917	$99,686	$20,504,945
11	126	$136,603	$36,738	$99,865	$20,405,080
11	127	$136,603	$36,559	$100,043	$20,305,037
11	128	$136,603	$36,380	$100,223	$20,204,814
11	129	$136,603	$36,200	$100,402	$20,104,412
11	130	$136,603	$36,020	$100,582	$20,003,830
11	131	$136,603	$35,840	$100,762	$19,903,068
11	132	$136,603	$35,660	$100,943	$19,802,125
12	133	$136,603	$35,479	$101,124	$19,701,001
12	134	$136,603	$35,298	$101,305	$19,599,696
12	135	$136,603	$35,116	$101,486	$19,498,210
12	136	$136,603	$34,934	$101,668	$19,396,541
12	137	$136,603	$34,752	$101,850	$19,294,691
12	138	$136,603	$34,570	$102,033	$19,192,658
12	139	$136,603	$34,387	$102,216	$19,090,442
12	140	$136,603	$34,204	$102,399	$18,988,043
12	141	$136,603	$34,020	$102,582	$18,885,461
12	142	$136,603	$33,836	$102,766	$18,782,695
12	143	$136,603	$33,652	$102,950	$18,679,745
12	144	$136,603	$33,468	$103,135	$18,576,610
13	145	$136,603	$33,283	$103,319	$18,473,291
13	146	$136,603	$33,098	$103,505	$18,369,786
13	147	$136,603	$32,913	$103,690	$18,266,096
13	148	$136,603	$32,727	$103,876	$18,162,220
13	149	$136,603	$32,541	$104,062	$18,058,158
13	150	$136,603	$32,354	$104,248	$17,953,910
13	151	$136,603	$32,167	$104,435	$17,849,475
13	152	$136,603	$31,980	$104,622	$17,744,853
13	153	$136,603	$31,793	$104,810	$17,640,043
13	154	$136,603	$31,605	$104,997	$17,535,046
13	155	$136,603	$31,417	$105,186	$17,429,860
13	156	$136,603	$31,228	$105,374	$17,324,486
14	157	$136,603	$31,040	$105,563	$17,218,923
14	158	$136,603	$30,851	$105,752	$17,113,171
14	159	$136,603	$30,661	$105,941	$17,007,230
14	160	$136,603	$30,471	$106,131	$16,901,098
14	161	$136,603	$30,281	$106,321	$16,794,777
14	162	$136,603	$30,091	$106,512	$16,688,265
14	163	$136,603	$29,900	$106,703	$16,581,562
14	164	$136,603	$29,709	$106,894	$16,474,668
14	165	$136,603	$29,517	$107,085	$16,367,583
14	166	$136,603	$29,325	$107,277	$16,260,306
14	167	$136,603	$29,133	$107,469	$16,152,836
14	168	$136,603	$28,940	$107,662	$16,045,174
15	169	$136,603	$28,748	$107,855	$15,937,319
15	170	$136,603	$28,554	$108,048	$15,829,271
15	171	$136,603	$28,361	$108,242	$15,721,029
15	172	$136,603	$28,167	$108,436	$15,612,594
15	173	$136,603	$27,973	$108,630	$15,503,964
15	174	$136,603	$27,778	$108,825	$15,395,139
15	175	$136,603	$27,583	$109,020	$15,286,119
15	176	$136,603	$27,388	$109,215	$15,176,905
15	177	$136,603	$27,192	$109,411	$15,067,494
15	178	$136,603	$26,996	$109,607	$14,957,887
15	179	$136,603	$26,800	$109,803	$14,848,084
15	180	$136,603	$26,603	$110,000	$14,738,085
16	181	$136,603	$26,406	$110,197	$14,627,888
16	182	$136,603	$26,208	$110,394	$14,517,494
16	183	$136,603	$26,011	$110,592	$14,406,901
16	184	$136,603	$25,812	$110,790	$14,296,111
16	185	$136,603	$25,614	$110,989	$14,185,123
16	186	$136,603	$25,415	$111,188	$14,073,935
16	187	$136,603	$25,216	$111,387	$13,962,548
16	188	$136,603	$25,016	$111,586	$13,850,962
16	189	$136,603	$24,816	$111,786	$13,739,176
16	190	$136,603	$24,616	$111,987	$13,627,189
16	191	$136,603	$24,415	$112,187	$13,515,002
16	192	$136,603	$24,214	$112,388	$13,402,614
17	193	$136,603	$24,013	$112,590	$13,290,024
17	194	$136,603	$23,811	$112,791	$13,177,233
17	195	$136,603	$23,609	$112,993	$13,064,240
17	196	$136,603	$23,407	$113,196	$12,951,044
17	197	$136,603	$23,204	$113,399	$12,837,645
17	198	$136,603	$23,001	$113,602	$12,724,044
17	199	$136,603	$22,797	$113,805	$12,610,238
17	200	$136,603	$22,593	$114,009	$12,496,229
17	201	$136,603	$22,389	$114,213	$12,382,016
17	202	$136,603	$22,184	$114,418	$12,267,598
17	203	$136,603	$21,979	$114,623	$12,152,974
17	204	$136,603	$21,774	$114,828	$12,038,146
18	205	$136,603	$21,568	$115,034	$11,923,112
18	206	$136,603	$21,362	$115,240	$11,807,872
18	207	$136,603	$21,156	$115,447	$11,692,425
18	208	$136,603	$20,949	$115,654	$11,576,771
18	209	$136,603	$20,742	$115,861	$11,460,910
18	210	$136,603	$20,534	$116,068	$11,344,842
18	211	$136,603	$20,326	$116,276	$11,228,566
18	212	$136,603	$20,118	$116,485	$11,112,081
18	213	$136,603	$19,909	$116,693	$10,995,387
18	214	$136,603	$19,700	$116,902	$10,878,485
18	215	$136,603	$19,491	$117,112	$10,761,373
18	216	$136,603	$19,281	$117,322	$10,644,051
19	217	$136,603	$19,071	$117,532	$10,526,519
19	218	$136,603	$18,860	$117,743	$10,408,777
19	219	$136,603	$18,649	$117,953	$10,290,823
19	220	$136,603	$18,438	$118,165	$10,172,658
19	221	$136,603	$18,226	$118,377	$10,054,282
19	222	$136,603	$18,014	$118,589	$9,935,693
19	223	$136,603	$17,801	$118,801	$9,816,892
19	224	$136,603	$17,589	$119,014	$9,697,878
19	225	$136,603	$17,375	$119,227	$9,578,651
19	226	$136,603	$17,162	$119,441	$9,459,210
19	227	$136,603	$16,948	$119,655	$9,339,555
19	228	$136,603	$16,733	$119,869	$9,219,686
20	229	$136,603	$16,519	$120,084	$9,099,602
20	230	$136,603	$16,303	$120,299	$8,979,303
20	231	$136,603	$16,088	$120,515	$8,858,789
20	232	$136,603	$15,872	$120,731	$8,738,058
20	233	$136,603	$15,656	$120,947	$8,617,111
20	234	$136,603	$15,439	$121,164	$8,495,948
20	235	$136,603	$15,222	$121,381	$8,374,567
20	236	$136,603	$15,004	$121,598	$8,252,969
20	237	$136,603	$14,787	$121,816	$8,131,153
20	238	$136,603	$14,568	$122,034	$8,009,119
20	239	$136,603	$14,350	$122,253	$7,886,866
20	240	$136,603	$14,131	$122,472	$7,764,394
21	241	$136,603	$13,911	$122,691	$7,641,703
21	242	$136,603	$13,691	$122,911	$7,518,791
21	243	$136,603	$13,471	$123,131	$7,395,660
21	244	$136,603	$13,251	$123,352	$7,272,308
21	245	$136,603	$13,030	$123,573	$7,148,735
21	246	$136,603	$12,808	$123,794	$7,024,941
21	247	$136,603	$12,586	$124,016	$6,900,924
21	248	$136,603	$12,364	$124,238	$6,776,686
21	249	$136,603	$12,142	$124,461	$6,652,225
21	250	$136,603	$11,919	$124,684	$6,527,541
21	251	$136,603	$11,695	$124,907	$6,402,634
21	252	$136,603	$11,471	$125,131	$6,277,503
22	253	$136,603	$11,247	$125,355	$6,152,147
22	254	$136,603	$11,023	$125,580	$6,026,567
22	255	$136,603	$10,798	$125,805	$5,900,762
22	256	$136,603	$10,572	$126,030	$5,774,732
22	257	$136,603	$10,346	$126,256	$5,648,476
22	258	$136,603	$10,120	$126,482	$5,521,993
22	259	$136,603	$9,894	$126,709	$5,395,285
22	260	$136,603	$9,667	$126,936	$5,268,349
22	261	$136,603	$9,439	$127,163	$5,141,185
22	262	$136,603	$9,211	$127,391	$5,013,794
22	263	$136,603	$8,983	$127,619	$4,886,174
22	264	$136,603	$8,754	$127,848	$4,758,326
23	265	$136,603	$8,525	$128,077	$4,630,249
23	266	$136,603	$8,296	$128,307	$4,501,942
23	267	$136,603	$8,066	$128,537	$4,373,406
23	268	$136,603	$7,836	$128,767	$4,244,639
23	269	$136,603	$7,605	$128,998	$4,115,641
23	270	$136,603	$7,374	$129,229	$3,986,413
23	271	$136,603	$7,142	$129,460	$3,856,952
23	272	$136,603	$6,910	$129,692	$3,727,260
23	273	$136,603	$6,678	$129,925	$3,597,336
23	274	$136,603	$6,445	$130,157	$3,467,178
23	275	$136,603	$6,212	$130,391	$3,336,788
23	276	$136,603	$5,978	$130,624	$3,206,164
24	277	$136,603	$5,744	$130,858	$3,075,306
24	278	$136,603	$5,510	$131,093	$2,944,213
24	279	$136,603	$5,275	$131,327	$2,812,885
24	280	$136,603	$5,040	$131,563	$2,681,323
24	281	$136,603	$4,804	$131,799	$2,549,524
24	282	$136,603	$4,568	$132,035	$2,417,489
24	283	$136,603	$4,331	$132,271	$2,285,218
24	284	$136,603	$4,094	$132,508	$2,152,710
24	285	$136,603	$3,857	$132,746	$2,019,964
24	286	$136,603	$3,619	$132,983	$1,886,981
24	287	$136,603	$3,381	$133,222	$1,753,759
24	288	$136,603	$3,142	$133,460	$1,620,299
25	289	$136,603	$2,903	$133,700	$1,486,599
25	290	$136,603	$2,663	$133,939	$1,352,660
25	291	$136,603	$2,424	$134,179	$1,218,481
25	292	$136,603	$2,183	$134,419	$1,084,062
25	293	$136,603	$1,942	$134,660	$949,402
25	294	$136,603	$1,701	$134,902	$814,500
25	295	$136,603	$1,459	$135,143	$679,357
25	296	$136,603	$1,217	$135,385	$543,971
25	297	$136,603	$975	$135,628	$408,344
25	298	$136,603	$732	$135,871	$272,473
25	299	$136,603	$488	$136,114	$136,358
25	300	$136,603	$244	$136,358	$0

Property Price	HKD


Loan Ratio	%
Interest Ratio	%
Loan Period	Year(s)

	(Scale 2) Ad Valorem Stamp Duty (For First –time and Change* of Residential Property Buyer)
	(New) Ad Valorem Stamp Duty Applicable to all residential property (except that acquired by a Hong Kong Permanent Resident who does not own any other residential property in Hong Kong at the time of acquisition) either by an individual or a company.
	(Scale 1) Ad Valorem Stamp Duty Applicable to all non-residential property, either by an individual or a company.
	BSD Buyer Stamp Duty Applicable to all residential property acquired by any person (including a company incorporated) except a Hong Kong Permanent Resident

Down Payment	HK$ 21,120,000
Agency Commission (HK$ )
Legal Fees (HK$ )

Stamp Duty (BSD)
Stamp Duty (SSD)

TOTAL	HK$ 21,648,000

HOME	RENT	BUY	OUTDOOR AREA	OUR SERVICES	ABOUT US
	Property for Rent Popular Districts Residential Buildings	Property for Sale Popular Districts Residential Buildings	More	New Developments Mortgage & Stamp Duty Calculator	Company Profile Contact Us Careers

	SSD Special Stamp Duty if SSD is paid by vendor, please ignore this option
Remarks: *Change of Residential Property Case: A Hong Kong Permanent Resident may seek a refund of the stamp duty paid in excess of that computed under the old rates upon proof that his only other residential property has been disposed of within six months from the date of agreement to acquire a new residential property. Reminder: The calculation is for reference only and subject to the latest announcement of Inland Revenue Department. For details, please contact our Mortgage Consultant.