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Mortgage & Stamp Duty Calculator
MORTGAGE & STAMP DUTY CALCULATOR
Property Price HKD
Loan Ratio %
Interest Ratio %
Loan Period Year(s)


Stamp Duties

(Scale 2) Ad Valorem Stamp Duty
(For First –time and Change* of Residential Property Buyer)

(New) Ad Valorem Stamp Duty
Applicable to all residential property (except that acquired by a Hong Kong Permanent Resident who does not own any other residential property in Hong Kong at the time of acquisition) either by an individual or a company.
(Scale 1) Ad Valorem Stamp Duty
Applicable to all non-residential property, either by an individual or a company.
BSD Buyer Stamp Duty
Applicable to all residential property acquired by any person (including a company incorporated) except a Hong Kong Permanent Resident
SSD Special Stamp Duty
if SSD is paid by vendor, please ignore this option


Remarks: *Change of Residential Property Case: A Hong Kong Permanent Resident may seek a refund of the stamp duty paid in excess of that computed under the old rates upon proof that his only other residential property has been disposed of within six months from the date of agreement to acquire a new residential property.
Reminder: The calculation is for reference only and subject to the latest announcement of Inland Revenue Department.
For details, please contact our Mortgage Consultant.
ESTIMATED INITIAL BUDGET
Down PaymentHK$ 9,520,000
Agency Commission (HK$ )
Legal Fees (HK$ )
Stamp Duty (BSD)
Stamp Duty (SSD)
TOTALHK$ 9,758,000
* Please go to government website for latest Stamp Duty Details.
CALCULATION RESULT
Down Payment (HKD)
$9,520,000
 
Monthly Repayment (HKD)
$61,575
Loan Amount (HKD)
$14,280,000
+
Total Interest (HKD)
$4,192,390
=
Total Repayment (HKD)
$18,472,390
Repayment Schedule
Year Instalment Repayment (HK$ ) Interest (HK$ ) Principal (HK$ ) Outstanding Amount (HK$ )
1 1 $61,575 $25,585 $35,990 $14,244,010
1 2 $61,575 $25,521 $36,054 $14,207,956
1 3 $61,575 $25,456 $36,119 $14,171,838
1 4 $61,575 $25,391 $36,183 $14,135,654
1 5 $61,575 $25,326 $36,248 $14,099,406
1 6 $61,575 $25,261 $36,313 $14,063,093
1 7 $61,575 $25,196 $36,378 $14,026,714
1 8 $61,575 $25,131 $36,443 $13,990,271
1 9 $61,575 $25,066 $36,509 $13,953,762
1 10 $61,575 $25,000 $36,574 $13,917,188
1 11 $61,575 $24,935 $36,640 $13,880,548
1 12 $61,575 $24,869 $36,705 $13,843,843
2 13 $61,575 $24,804 $36,771 $13,807,072
2 14 $61,575 $24,738 $36,837 $13,770,235
2 15 $61,575 $24,672 $36,903 $13,733,332
2 16 $61,575 $24,606 $36,969 $13,696,363
2 17 $61,575 $24,539 $37,035 $13,659,328
2 18 $61,575 $24,473 $37,102 $13,622,226
2 19 $61,575 $24,406 $37,168 $13,585,058
2 20 $61,575 $24,340 $37,235 $13,547,823
2 21 $61,575 $24,273 $37,301 $13,510,522
2 22 $61,575 $24,206 $37,368 $13,473,153
2 23 $61,575 $24,139 $37,435 $13,435,718
2 24 $61,575 $24,072 $37,502 $13,398,216
3 25 $61,575 $24,005 $37,569 $13,360,646
3 26 $61,575 $23,938 $37,637 $13,323,010
3 27 $61,575 $23,870 $37,704 $13,285,305
3 28 $61,575 $23,803 $37,772 $13,247,534
3 29 $61,575 $23,735 $37,839 $13,209,694
3 30 $61,575 $23,667 $37,907 $13,171,787
3 31 $61,575 $23,599 $37,975 $13,133,812
3 32 $61,575 $23,531 $38,043 $13,095,768
3 33 $61,575 $23,463 $38,111 $13,057,657
3 34 $61,575 $23,395 $38,180 $13,019,477
3 35 $61,575 $23,327 $38,248 $12,981,229
3 36 $61,575 $23,258 $38,317 $12,942,913
4 37 $61,575 $23,189 $38,385 $12,904,527
4 38 $61,575 $23,121 $38,454 $12,866,073
4 39 $61,575 $23,052 $38,523 $12,827,551
4 40 $61,575 $22,983 $38,592 $12,788,959
4 41 $61,575 $22,914 $38,661 $12,750,298
4 42 $61,575 $22,844 $38,730 $12,711,567
4 43 $61,575 $22,775 $38,800 $12,672,767
4 44 $61,575 $22,705 $38,869 $12,633,898
4 45 $61,575 $22,636 $38,939 $12,594,959
4 46 $61,575 $22,566 $39,009 $12,555,951
4 47 $61,575 $22,496 $39,079 $12,516,872
4 48 $61,575 $22,426 $39,149 $12,477,723
5 49 $61,575 $22,356 $39,219 $12,438,505
5 50 $61,575 $22,286 $39,289 $12,399,216
5 51 $61,575 $22,215 $39,359 $12,359,856
5 52 $61,575 $22,145 $39,430 $12,320,427
5 53 $61,575 $22,074 $39,501 $12,280,926
5 54 $61,575 $22,003 $39,571 $12,241,355
5 55 $61,575 $21,932 $39,642 $12,201,712
5 56 $61,575 $21,861 $39,713 $12,161,999
5 57 $61,575 $21,790 $39,784 $12,122,215
5 58 $61,575 $21,719 $39,856 $12,082,359
5 59 $61,575 $21,648 $39,927 $12,042,432
5 60 $61,575 $21,576 $39,999 $12,002,434
6 61 $61,575 $21,504 $40,070 $11,962,363
6 62 $61,575 $21,433 $40,142 $11,922,221
6 63 $61,575 $21,361 $40,214 $11,882,007
6 64 $61,575 $21,289 $40,286 $11,841,721
6 65 $61,575 $21,216 $40,358 $11,801,363
6 66 $61,575 $21,144 $40,431 $11,760,932
6 67 $61,575 $21,072 $40,503 $11,720,429
6 68 $61,575 $20,999 $40,576 $11,679,854
6 69 $61,575 $20,926 $40,648 $11,639,206
6 70 $61,575 $20,854 $40,721 $11,598,485
6 71 $61,575 $20,781 $40,794 $11,557,691
6 72 $61,575 $20,708 $40,867 $11,516,824
7 73 $61,575 $20,634 $40,940 $11,475,883
7 74 $61,575 $20,561 $41,014 $11,434,870
7 75 $61,575 $20,487 $41,087 $11,393,782
7 76 $61,575 $20,414 $41,161 $11,352,622
7 77 $61,575 $20,340 $41,235 $11,311,387
7 78 $61,575 $20,266 $41,308 $11,270,079
7 79 $61,575 $20,192 $41,382 $11,228,696
7 80 $61,575 $20,118 $41,457 $11,187,240
7 81 $61,575 $20,044 $41,531 $11,145,709
7 82 $61,575 $19,969 $41,605 $11,104,104
7 83 $61,575 $19,895 $41,680 $11,062,424
7 84 $61,575 $19,820 $41,754 $11,020,669
8 85 $61,575 $19,745 $41,829 $10,978,840
8 86 $61,575 $19,670 $41,904 $10,936,936
8 87 $61,575 $19,595 $41,979 $10,894,957
8 88 $61,575 $19,520 $42,055 $10,852,902
8 89 $61,575 $19,445 $42,130 $10,810,772
8 90 $61,575 $19,369 $42,205 $10,768,567
8 91 $61,575 $19,294 $42,281 $10,726,286
8 92 $61,575 $19,218 $42,357 $10,683,929
8 93 $61,575 $19,142 $42,433 $10,641,497
8 94 $61,575 $19,066 $42,509 $10,598,988
8 95 $61,575 $18,990 $42,585 $10,556,403
8 96 $61,575 $18,914 $42,661 $10,513,742
9 97 $61,575 $18,837 $42,738 $10,471,005
9 98 $61,575 $18,761 $42,814 $10,428,191
9 99 $61,575 $18,684 $42,891 $10,385,300
9 100 $61,575 $18,607 $42,968 $10,342,332
9 101 $61,575 $18,530 $43,045 $10,299,288
9 102 $61,575 $18,453 $43,122 $10,256,166
9 103 $61,575 $18,376 $43,199 $10,212,967
9 104 $61,575 $18,298 $43,276 $10,169,690
9 105 $61,575 $18,221 $43,354 $10,126,337
9 106 $61,575 $18,143 $43,432 $10,082,905
9 107 $61,575 $18,065 $43,509 $10,039,395
9 108 $61,575 $17,987 $43,587 $9,995,808
10 109 $61,575 $17,909 $43,665 $9,952,143
10 110 $61,575 $17,831 $43,744 $9,908,399
10 111 $61,575 $17,753 $43,822 $9,864,577
10 112 $61,575 $17,674 $43,901 $9,820,676
10 113 $61,575 $17,595 $43,979 $9,776,697
10 114 $61,575 $17,517 $44,058 $9,732,639
10 115 $61,575 $17,438 $44,137 $9,688,502
10 116 $61,575 $17,359 $44,216 $9,644,286
10 117 $61,575 $17,279 $44,295 $9,599,991
10 118 $61,575 $17,200 $44,375 $9,555,616
10 119 $61,575 $17,120 $44,454 $9,511,162
10 120 $61,575 $17,041 $44,534 $9,466,628
11 121 $61,575 $16,961 $44,614 $9,422,014
11 122 $61,575 $16,881 $44,694 $9,377,321
11 123 $61,575 $16,801 $44,774 $9,332,547
11 124 $61,575 $16,721 $44,854 $9,287,693
11 125 $61,575 $16,640 $44,934 $9,242,759
11 126 $61,575 $16,560 $45,015 $9,197,745
11 127 $61,575 $16,479 $45,095 $9,152,649
11 128 $61,575 $16,398 $45,176 $9,107,473
11 129 $61,575 $16,318 $45,257 $9,062,216
11 130 $61,575 $16,236 $45,338 $9,016,878
11 131 $61,575 $16,155 $45,419 $8,971,458
11 132 $61,575 $16,074 $45,501 $8,925,958
12 133 $61,575 $15,992 $45,582 $8,880,375
12 134 $61,575 $15,911 $45,664 $8,834,711
12 135 $61,575 $15,829 $45,746 $8,788,966
12 136 $61,575 $15,747 $45,828 $8,743,138
12 137 $61,575 $15,665 $45,910 $8,697,228
12 138 $61,575 $15,583 $45,992 $8,651,236
12 139 $61,575 $15,500 $46,075 $8,605,161
12 140 $61,575 $15,418 $46,157 $8,559,004
12 141 $61,575 $15,335 $46,240 $8,512,765
12 142 $61,575 $15,252 $46,323 $8,466,442
12 143 $61,575 $15,169 $46,406 $8,420,037
12 144 $61,575 $15,086 $46,489 $8,373,548
13 145 $61,575 $15,003 $46,572 $8,326,976
13 146 $61,575 $14,919 $46,655 $8,280,320
13 147 $61,575 $14,836 $46,739 $8,233,581
13 148 $61,575 $14,752 $46,823 $8,186,758
13 149 $61,575 $14,668 $46,907 $8,139,852
13 150 $61,575 $14,584 $46,991 $8,092,861
13 151 $61,575 $14,500 $47,075 $8,045,786
13 152 $61,575 $14,415 $47,159 $7,998,627
13 153 $61,575 $14,331 $47,244 $7,951,383
13 154 $61,575 $14,246 $47,328 $7,904,055
13 155 $61,575 $14,161 $47,413 $7,856,641
13 156 $61,575 $14,076 $47,498 $7,809,143
14 157 $61,575 $13,991 $47,583 $7,761,560
14 158 $61,575 $13,906 $47,669 $7,713,892
14 159 $61,575 $13,821 $47,754 $7,666,138
14 160 $61,575 $13,735 $47,839 $7,618,298
14 161 $61,575 $13,649 $47,925 $7,570,373
14 162 $61,575 $13,564 $48,011 $7,522,362
14 163 $61,575 $13,478 $48,097 $7,474,265
14 164 $61,575 $13,391 $48,183 $7,426,082
14 165 $61,575 $13,305 $48,270 $7,377,812
14 166 $61,575 $13,219 $48,356 $7,329,456
14 167 $61,575 $13,132 $48,443 $7,281,013
14 168 $61,575 $13,045 $48,529 $7,232,484
15 169 $61,575 $12,958 $48,616 $7,183,867
15 170 $61,575 $12,871 $48,704 $7,135,164
15 171 $61,575 $12,784 $48,791 $7,086,373
15 172 $61,575 $12,696 $48,878 $7,037,495
15 173 $61,575 $12,609 $48,966 $6,988,529
15 174 $61,575 $12,521 $49,054 $6,939,476
15 175 $61,575 $12,433 $49,141 $6,890,334
15 176 $61,575 $12,345 $49,229 $6,841,105
15 177 $61,575 $12,257 $49,318 $6,791,787
15 178 $61,575 $12,169 $49,406 $6,742,381
15 179 $61,575 $12,080 $49,495 $6,692,886
15 180 $61,575 $11,991 $49,583 $6,643,303
16 181 $61,575 $11,903 $49,672 $6,593,631
16 182 $61,575 $11,814 $49,761 $6,543,870
16 183 $61,575 $11,724 $49,850 $6,494,020
16 184 $61,575 $11,635 $49,940 $6,444,080
16 185 $61,575 $11,546 $50,029 $6,394,051
16 186 $61,575 $11,456 $50,119 $6,343,933
16 187 $61,575 $11,366 $50,208 $6,293,724
16 188 $61,575 $11,276 $50,298 $6,243,426
16 189 $61,575 $11,186 $50,388 $6,193,038
16 190 $61,575 $11,096 $50,479 $6,142,559
16 191 $61,575 $11,005 $50,569 $6,091,990
16 192 $61,575 $10,915 $50,660 $6,041,330
17 193 $61,575 $10,824 $50,751 $5,990,579
17 194 $61,575 $10,733 $50,842 $5,939,738
17 195 $61,575 $10,642 $50,933 $5,888,805
17 196 $61,575 $10,551 $51,024 $5,837,781
17 197 $61,575 $10,459 $51,115 $5,786,666
17 198 $61,575 $10,368 $51,207 $5,735,459
17 199 $61,575 $10,276 $51,299 $5,684,160
17 200 $61,575 $10,184 $51,391 $5,632,770
17 201 $61,575 $10,092 $51,483 $5,581,287
17 202 $61,575 $10,000 $51,575 $5,529,713
17 203 $61,575 $9,907 $51,667 $5,478,045
17 204 $61,575 $9,815 $51,760 $5,426,286
18 205 $61,575 $9,722 $51,853 $5,374,433
18 206 $61,575 $9,629 $51,945 $5,322,488
18 207 $61,575 $9,536 $52,039 $5,270,449
18 208 $61,575 $9,443 $52,132 $5,218,317
18 209 $61,575 $9,349 $52,225 $5,166,092
18 210 $61,575 $9,256 $52,319 $5,113,773
18 211 $61,575 $9,162 $52,412 $5,061,361
18 212 $61,575 $9,068 $52,506 $5,008,855
18 213 $61,575 $8,974 $52,600 $4,956,254
18 214 $61,575 $8,880 $52,695 $4,903,559
18 215 $61,575 $8,786 $52,789 $4,850,770
18 216 $61,575 $8,691 $52,884 $4,797,887
19 217 $61,575 $8,596 $52,978 $4,744,908
19 218 $61,575 $8,501 $53,073 $4,691,835
19 219 $61,575 $8,406 $53,168 $4,638,667
19 220 $61,575 $8,311 $53,264 $4,585,403
19 221 $61,575 $8,216 $53,359 $4,532,044
19 222 $61,575 $8,120 $53,455 $4,478,589
19 223 $61,575 $8,024 $53,550 $4,425,039
19 224 $61,575 $7,928 $53,646 $4,371,392
19 225 $61,575 $7,832 $53,743 $4,317,650
19 226 $61,575 $7,736 $53,839 $4,263,811
19 227 $61,575 $7,639 $53,935 $4,209,875
19 228 $61,575 $7,543 $54,032 $4,155,843
20 229 $61,575 $7,446 $54,129 $4,101,715
20 230 $61,575 $7,349 $54,226 $4,047,489
20 231 $61,575 $7,252 $54,323 $3,993,166
20 232 $61,575 $7,154 $54,420 $3,938,746
20 233 $61,575 $7,057 $54,518 $3,884,228
20 234 $61,575 $6,959 $54,615 $3,829,613
20 235 $61,575 $6,861 $54,713 $3,774,900
20 236 $61,575 $6,763 $54,811 $3,720,088
20 237 $61,575 $6,665 $54,909 $3,665,179
20 238 $61,575 $6,567 $55,008 $3,610,171
20 239 $61,575 $6,468 $55,106 $3,555,065
20 240 $61,575 $6,369 $55,205 $3,499,859
21 241 $61,575 $6,271 $55,304 $3,444,555
21 242 $61,575 $6,171 $55,403 $3,389,152
21 243 $61,575 $6,072 $55,502 $3,333,650
21 244 $61,575 $5,973 $55,602 $3,278,048
21 245 $61,575 $5,873 $55,701 $3,222,346
21 246 $61,575 $5,773 $55,801 $3,166,545
21 247 $61,575 $5,673 $55,901 $3,110,644
21 248 $61,575 $5,573 $56,001 $3,054,643
21 249 $61,575 $5,473 $56,102 $2,998,541
21 250 $61,575 $5,372 $56,202 $2,942,339
21 251 $61,575 $5,272 $56,303 $2,886,036
21 252 $61,575 $5,171 $56,404 $2,829,632
22 253 $61,575 $5,070 $56,505 $2,773,127
22 254 $61,575 $4,969 $56,606 $2,716,521
22 255 $61,575 $4,867 $56,708 $2,659,813
22 256 $61,575 $4,765 $56,809 $2,603,004
22 257 $61,575 $4,664 $56,911 $2,546,093
22 258 $61,575 $4,562 $57,013 $2,489,080
22 259 $61,575 $4,460 $57,115 $2,431,965
22 260 $61,575 $4,357 $57,217 $2,374,748
22 261 $61,575 $4,255 $57,320 $2,317,428
22 262 $61,575 $4,152 $57,423 $2,260,006
22 263 $61,575 $4,049 $57,525 $2,202,480
22 264 $61,575 $3,946 $57,629 $2,144,852
23 265 $61,575 $3,843 $57,732 $2,087,120
23 266 $61,575 $3,739 $57,835 $2,029,285
23 267 $61,575 $3,636 $57,939 $1,971,346
23 268 $61,575 $3,532 $58,043 $1,913,303
23 269 $61,575 $3,428 $58,147 $1,855,156
23 270 $61,575 $3,324 $58,251 $1,796,906
23 271 $61,575 $3,219 $58,355 $1,738,551
23 272 $61,575 $3,115 $58,460 $1,680,091
23 273 $61,575 $3,010 $58,564 $1,621,526
23 274 $61,575 $2,905 $58,669 $1,562,857
23 275 $61,575 $2,800 $58,775 $1,504,082
23 276 $61,575 $2,695 $58,880 $1,445,203
24 277 $61,575 $2,589 $58,985 $1,386,217
24 278 $61,575 $2,484 $59,091 $1,327,126
24 279 $61,575 $2,378 $59,197 $1,267,929
24 280 $61,575 $2,272 $59,303 $1,208,626
24 281 $61,575 $2,165 $59,409 $1,149,217
24 282 $61,575 $2,059 $59,516 $1,089,702
24 283 $61,575 $1,952 $59,622 $1,030,079
24 284 $61,575 $1,846 $59,729 $970,350
24 285 $61,575 $1,739 $59,836 $910,514
24 286 $61,575 $1,631 $59,943 $850,571
24 287 $61,575 $1,524 $60,051 $790,520
24 288 $61,575 $1,416 $60,158 $730,362
25 289 $61,575 $1,309 $60,266 $670,096
25 290 $61,575 $1,201 $60,374 $609,722
25 291 $61,575 $1,092 $60,482 $549,240
25 292 $61,575 $984 $60,591 $488,649
25 293 $61,575 $875 $60,699 $427,950
25 294 $61,575 $767 $60,808 $367,142
25 295 $61,575 $658 $60,917 $306,225
25 296 $61,575 $549 $61,026 $245,199
25 297 $61,575 $439 $61,135 $184,064
25 298 $61,575 $330 $61,245 $122,819
25 299 $61,575 $220 $61,355 $61,465
25 300 $61,575 $110 $61,465 $0