按揭計算
物業售價
HKD
按揭成數
%
按揭利率
%
按揭年期
印花稅項
(舊)從價印花稅(第二標準稅率)
(住宅首置買家、合資格換樓人士*仍適用)
現適用於代表自己行事的香港永久性居民在購買住宅物業時,在香港沒有擁有其他任何住宅物業

(新)從價印花稅
現適用於購入物業時已擁有另一住宅物業、或非香港永久性居民購入住宅物業

從價印花稅 (第一標準稅率)
現適用於購買非住宅物業

BSD 買家印花稅收費
所有非香港永久性居民或以公司名義購買住宅物業之人士

SSD 額外印花稅收費
若SSD由賣方負責,則無需選擇此項


期間獲取的住宅物業


*若香港永久性居民購入住宅物業純屬轉換居所,並於買入物業6個月內(以買賣轉易契日期起計)售出他唯一的另一個住宅物業,買家可向稅務局申請退還部份印花稅(相當於新舊印花稅差額),但須符合稅務局之特定條件。 提示: 計算僅供參考,一概以稅務局最新公佈及決定為準。
如需更精確計算及進一步了解詳情,歡迎與我們的專業按揭顧問聯絡。
估計最初預算
首期HK$ 3,140,000
代理佣金 (HK$ )
律師費 (HK$ )
買家印花稅 (BSD)
額外印花稅 (SSD)
總數HK$ 3,218,500
* 請到政府 網站 取得最新印花稅資料
計算結果
首期 (HKD)
$3,140,000
 
每月還款 (HKD)
$20,309
總貸款額 (HKD)
$4,710,000
+
總利息 (HKD)
$1,382,784
=
總還款額 (HKD)
$6,092,784
還款計劃
年期 分期 還款 (HK$ ) 利息 (HK$ ) 本金 (HK$ ) 債務總額 (HK$ )
1 1 $20,309 $8,439 $11,871 $4,698,129
1 2 $20,309 $8,417 $11,892 $4,686,238
1 3 $20,309 $8,396 $11,913 $4,674,325
1 4 $20,309 $8,375 $11,934 $4,662,390
1 5 $20,309 $8,353 $11,956 $4,650,434
1 6 $20,309 $8,332 $11,977 $4,638,457
1 7 $20,309 $8,311 $11,999 $4,626,458
1 8 $20,309 $8,289 $12,020 $4,614,438
1 9 $20,309 $8,268 $12,042 $4,602,396
1 10 $20,309 $8,246 $12,063 $4,590,333
1 11 $20,309 $8,224 $12,085 $4,578,248
1 12 $20,309 $8,203 $12,107 $4,566,142
2 13 $20,309 $8,181 $12,128 $4,554,013
2 14 $20,309 $8,159 $12,150 $4,541,863
2 15 $20,309 $8,138 $12,172 $4,529,691
2 16 $20,309 $8,116 $12,194 $4,517,498
2 17 $20,309 $8,094 $12,215 $4,505,282
2 18 $20,309 $8,072 $12,237 $4,493,045
2 19 $20,309 $8,050 $12,259 $4,480,786
2 20 $20,309 $8,028 $12,281 $4,468,505
2 21 $20,309 $8,006 $12,303 $4,456,201
2 22 $20,309 $7,984 $12,325 $4,443,876
2 23 $20,309 $7,962 $12,347 $4,431,529
2 24 $20,309 $7,940 $12,369 $4,419,159
3 25 $20,309 $7,918 $12,392 $4,406,768
3 26 $20,309 $7,895 $12,414 $4,394,354
3 27 $20,309 $7,873 $12,436 $4,381,918
3 28 $20,309 $7,851 $12,458 $4,369,460
3 29 $20,309 $7,829 $12,481 $4,356,979
3 30 $20,309 $7,806 $12,503 $4,344,476
3 31 $20,309 $7,784 $12,525 $4,331,950
3 32 $20,309 $7,761 $12,548 $4,319,403
3 33 $20,309 $7,739 $12,570 $4,306,832
3 34 $20,309 $7,716 $12,593 $4,294,239
3 35 $20,309 $7,694 $12,615 $4,281,624
3 36 $20,309 $7,671 $12,638 $4,268,986
4 37 $20,309 $7,649 $12,661 $4,256,325
4 38 $20,309 $7,626 $12,683 $4,243,642
4 39 $20,309 $7,603 $12,706 $4,230,936
4 40 $20,309 $7,580 $12,729 $4,218,207
4 41 $20,309 $7,558 $12,752 $4,205,455
4 42 $20,309 $7,535 $12,775 $4,192,681
4 43 $20,309 $7,512 $12,797 $4,179,883
4 44 $20,309 $7,489 $12,820 $4,167,063
4 45 $20,309 $7,466 $12,843 $4,154,220
4 46 $20,309 $7,443 $12,866 $4,141,353
4 47 $20,309 $7,420 $12,889 $4,128,464
4 48 $20,309 $7,397 $12,912 $4,115,552
5 49 $20,309 $7,374 $12,936 $4,102,616
5 50 $20,309 $7,351 $12,959 $4,089,657
5 51 $20,309 $7,327 $12,982 $4,076,675
5 52 $20,309 $7,304 $13,005 $4,063,670
5 53 $20,309 $7,281 $13,029 $4,050,642
5 54 $20,309 $7,257 $13,052 $4,037,590
5 55 $20,309 $7,234 $13,075 $4,024,514
5 56 $20,309 $7,211 $13,099 $4,011,416
5 57 $20,309 $7,187 $13,122 $3,998,294
5 58 $20,309 $7,164 $13,146 $3,985,148
5 59 $20,309 $7,140 $13,169 $3,971,979
5 60 $20,309 $7,116 $13,193 $3,958,786
6 61 $20,309 $7,093 $13,216 $3,945,569
6 62 $20,309 $7,069 $13,240 $3,932,329
6 63 $20,309 $7,045 $13,264 $3,919,065
6 64 $20,309 $7,022 $13,288 $3,905,778
6 65 $20,309 $6,998 $13,311 $3,892,466
6 66 $20,309 $6,974 $13,335 $3,879,131
6 67 $20,309 $6,950 $13,359 $3,865,772
6 68 $20,309 $6,926 $13,383 $3,852,389
6 69 $20,309 $6,902 $13,407 $3,838,982
6 70 $20,309 $6,878 $13,431 $3,825,551
6 71 $20,309 $6,854 $13,455 $3,812,095
6 72 $20,309 $6,830 $13,479 $3,798,616
7 73 $20,309 $6,806 $13,503 $3,785,113
7 74 $20,309 $6,782 $13,528 $3,771,585
7 75 $20,309 $6,757 $13,552 $3,758,033
7 76 $20,309 $6,733 $13,576 $3,744,457
7 77 $20,309 $6,709 $13,600 $3,730,857
7 78 $20,309 $6,684 $13,625 $3,717,232
7 79 $20,309 $6,660 $13,649 $3,703,583
7 80 $20,309 $6,636 $13,674 $3,689,909
7 81 $20,309 $6,611 $13,698 $3,676,211
7 82 $20,309 $6,587 $13,723 $3,662,488
7 83 $20,309 $6,562 $13,747 $3,648,741
7 84 $20,309 $6,537 $13,772 $3,634,969
8 85 $20,309 $6,513 $13,797 $3,621,172
8 86 $20,309 $6,488 $13,821 $3,607,351
8 87 $20,309 $6,463 $13,846 $3,593,505
8 88 $20,309 $6,438 $13,871 $3,579,634
8 89 $20,309 $6,414 $13,896 $3,565,738
8 90 $20,309 $6,389 $13,921 $3,551,817
8 91 $20,309 $6,364 $13,946 $3,537,872
8 92 $20,309 $6,339 $13,971 $3,523,901
8 93 $20,309 $6,314 $13,996 $3,509,905
8 94 $20,309 $6,289 $14,021 $3,495,885
8 95 $20,309 $6,263 $14,046 $3,481,839
8 96 $20,309 $6,238 $14,071 $3,467,768
9 97 $20,309 $6,213 $14,096 $3,453,672
9 98 $20,309 $6,188 $14,121 $3,439,550
9 99 $20,309 $6,163 $14,147 $3,425,404
9 100 $20,309 $6,137 $14,172 $3,411,231
9 101 $20,309 $6,112 $14,197 $3,397,034
9 102 $20,309 $6,086 $14,223 $3,382,811
9 103 $20,309 $6,061 $14,248 $3,368,563
9 104 $20,309 $6,035 $14,274 $3,354,289
9 105 $20,309 $6,010 $14,300 $3,339,989
9 106 $20,309 $5,984 $14,325 $3,325,664
9 107 $20,309 $5,958 $14,351 $3,311,313
9 108 $20,309 $5,933 $14,377 $3,296,937
10 109 $20,309 $5,907 $14,402 $3,282,534
10 110 $20,309 $5,881 $14,428 $3,268,106
10 111 $20,309 $5,855 $14,454 $3,253,652
10 112 $20,309 $5,829 $14,480 $3,239,173
10 113 $20,309 $5,804 $14,506 $3,224,667
10 114 $20,309 $5,778 $14,532 $3,210,135
10 115 $20,309 $5,751 $14,558 $3,195,577
10 116 $20,309 $5,725 $14,584 $3,180,993
10 117 $20,309 $5,699 $14,610 $3,166,383
10 118 $20,309 $5,673 $14,636 $3,151,747
10 119 $20,309 $5,647 $14,662 $3,137,085
10 120 $20,309 $5,621 $14,689 $3,122,396
11 121 $20,309 $5,594 $14,715 $3,107,681
11 122 $20,309 $5,568 $14,741 $3,092,940
11 123 $20,309 $5,542 $14,768 $3,078,172
11 124 $20,309 $5,515 $14,794 $3,063,378
11 125 $20,309 $5,489 $14,821 $3,048,557
11 126 $20,309 $5,462 $14,847 $3,033,710
11 127 $20,309 $5,435 $14,874 $3,018,836
11 128 $20,309 $5,409 $14,901 $3,003,935
11 129 $20,309 $5,382 $14,927 $2,989,008
11 130 $20,309 $5,355 $14,954 $2,974,054
11 131 $20,309 $5,329 $14,981 $2,959,073
11 132 $20,309 $5,302 $15,008 $2,944,066
12 133 $20,309 $5,275 $15,034 $2,929,031
12 134 $20,309 $5,248 $15,061 $2,913,970
12 135 $20,309 $5,221 $15,088 $2,898,882
12 136 $20,309 $5,194 $15,115 $2,883,766
12 137 $20,309 $5,167 $15,143 $2,868,624
12 138 $20,309 $5,140 $15,170 $2,853,454
12 139 $20,309 $5,112 $15,197 $2,838,257
12 140 $20,309 $5,085 $15,224 $2,823,033
12 141 $20,309 $5,058 $15,251 $2,807,782
12 142 $20,309 $5,031 $15,279 $2,792,503
12 143 $20,309 $5,003 $15,306 $2,777,197
12 144 $20,309 $4,976 $15,333 $2,761,863
13 145 $20,309 $4,948 $15,361 $2,746,503
13 146 $20,309 $4,921 $15,388 $2,731,114
13 147 $20,309 $4,893 $15,416 $2,715,698
13 148 $20,309 $4,866 $15,444 $2,700,254
13 149 $20,309 $4,838 $15,471 $2,684,783
13 150 $20,309 $4,810 $15,499 $2,669,284
13 151 $20,309 $4,782 $15,527 $2,653,757
13 152 $20,309 $4,755 $15,555 $2,638,203
13 153 $20,309 $4,727 $15,583 $2,622,620
13 154 $20,309 $4,699 $15,610 $2,607,010
13 155 $20,309 $4,671 $15,638 $2,591,371
13 156 $20,309 $4,643 $15,666 $2,575,705
14 157 $20,309 $4,615 $15,694 $2,560,010
14 158 $20,309 $4,587 $15,723 $2,544,288
14 159 $20,309 $4,559 $15,751 $2,528,537
14 160 $20,309 $4,530 $15,779 $2,512,758
14 161 $20,309 $4,502 $15,807 $2,496,951
14 162 $20,309 $4,474 $15,836 $2,481,115
14 163 $20,309 $4,445 $15,864 $2,465,251
14 164 $20,309 $4,417 $15,892 $2,449,359
14 165 $20,309 $4,388 $15,921 $2,433,438
14 166 $20,309 $4,360 $15,949 $2,417,489
14 167 $20,309 $4,331 $15,978 $2,401,511
14 168 $20,309 $4,303 $16,007 $2,385,504
15 169 $20,309 $4,274 $16,035 $2,369,469
15 170 $20,309 $4,245 $16,064 $2,353,405
15 171 $20,309 $4,217 $16,093 $2,337,312
15 172 $20,309 $4,188 $16,122 $2,321,191
15 173 $20,309 $4,159 $16,150 $2,305,040
15 174 $20,309 $4,130 $16,179 $2,288,861
15 175 $20,309 $4,101 $16,208 $2,272,652
15 176 $20,309 $4,072 $16,237 $2,256,415
15 177 $20,309 $4,043 $16,267 $2,240,148
15 178 $20,309 $4,014 $16,296 $2,223,853
15 179 $20,309 $3,984 $16,325 $2,207,528
15 180 $20,309 $3,955 $16,354 $2,191,174
16 181 $20,309 $3,926 $16,383 $2,174,790
16 182 $20,309 $3,896 $16,413 $2,158,377
16 183 $20,309 $3,867 $16,442 $2,141,935
16 184 $20,309 $3,838 $16,472 $2,125,464
16 185 $20,309 $3,808 $16,501 $2,108,962
16 186 $20,309 $3,779 $16,531 $2,092,432
16 187 $20,309 $3,749 $16,560 $2,075,871
16 188 $20,309 $3,719 $16,590 $2,059,281
16 189 $20,309 $3,690 $16,620 $2,042,662
16 190 $20,309 $3,660 $16,650 $2,026,012
16 191 $20,309 $3,630 $16,679 $2,009,333
16 192 $20,309 $3,600 $16,709 $1,992,623
17 193 $20,309 $3,570 $16,739 $1,975,884
17 194 $20,309 $3,540 $16,769 $1,959,115
17 195 $20,309 $3,510 $16,799 $1,942,316
17 196 $20,309 $3,480 $16,829 $1,925,487
17 197 $20,309 $3,450 $16,859 $1,908,627
17 198 $20,309 $3,420 $16,890 $1,891,738
17 199 $20,309 $3,389 $16,920 $1,874,818
17 200 $20,309 $3,359 $16,950 $1,857,867
17 201 $20,309 $3,329 $16,981 $1,840,887
17 202 $20,309 $3,298 $17,011 $1,823,876
17 203 $20,309 $3,268 $17,042 $1,806,834
17 204 $20,309 $3,237 $17,072 $1,789,762
18 205 $20,309 $3,207 $17,103 $1,772,660
18 206 $20,309 $3,176 $17,133 $1,755,526
18 207 $20,309 $3,145 $17,164 $1,738,362
18 208 $20,309 $3,115 $17,195 $1,721,168
18 209 $20,309 $3,084 $17,226 $1,703,942
18 210 $20,309 $3,053 $17,256 $1,686,686
18 211 $20,309 $3,022 $17,287 $1,669,398
18 212 $20,309 $2,991 $17,318 $1,652,080
18 213 $20,309 $2,960 $17,349 $1,634,731
18 214 $20,309 $2,929 $17,380 $1,617,351
18 215 $20,309 $2,898 $17,412 $1,599,939
18 216 $20,309 $2,867 $17,443 $1,582,496
19 217 $20,309 $2,835 $17,474 $1,565,022
19 218 $20,309 $2,804 $17,505 $1,547,517
19 219 $20,309 $2,773 $17,537 $1,529,980
19 220 $20,309 $2,741 $17,568 $1,512,412
19 221 $20,309 $2,710 $17,600 $1,494,813
19 222 $20,309 $2,678 $17,631 $1,477,182
19 223 $20,309 $2,647 $17,663 $1,459,519
19 224 $20,309 $2,615 $17,694 $1,441,825
19 225 $20,309 $2,583 $17,726 $1,424,099
19 226 $20,309 $2,552 $17,758 $1,406,341
19 227 $20,309 $2,520 $17,790 $1,388,551
19 228 $20,309 $2,488 $17,821 $1,370,730
20 229 $20,309 $2,456 $17,853 $1,352,876
20 230 $20,309 $2,424 $17,885 $1,334,991
20 231 $20,309 $2,392 $17,917 $1,317,074
20 232 $20,309 $2,360 $17,950 $1,299,124
20 233 $20,309 $2,328 $17,982 $1,281,142
20 234 $20,309 $2,295 $18,014 $1,263,129
20 235 $20,309 $2,263 $18,046 $1,245,082
20 236 $20,309 $2,231 $18,079 $1,227,004
20 237 $20,309 $2,198 $18,111 $1,208,893
20 238 $20,309 $2,166 $18,143 $1,190,750
20 239 $20,309 $2,133 $18,176 $1,172,574
20 240 $20,309 $2,101 $18,208 $1,154,365
21 241 $20,309 $2,068 $18,241 $1,136,124
21 242 $20,309 $2,036 $18,274 $1,117,851
21 243 $20,309 $2,003 $18,306 $1,099,544
21 244 $20,309 $1,970 $18,339 $1,081,205
21 245 $20,309 $1,937 $18,372 $1,062,833
21 246 $20,309 $1,904 $18,405 $1,044,428
21 247 $20,309 $1,871 $18,438 $1,025,990
21 248 $20,309 $1,838 $18,471 $1,007,519
21 249 $20,309 $1,805 $18,504 $989,015
21 250 $20,309 $1,772 $18,537 $970,477
21 251 $20,309 $1,739 $18,571 $951,907
21 252 $20,309 $1,705 $18,604 $933,303
22 253 $20,309 $1,672 $18,637 $914,666
22 254 $20,309 $1,639 $18,671 $895,995
22 255 $20,309 $1,605 $18,704 $877,291
22 256 $20,309 $1,572 $18,737 $858,554
22 257 $20,309 $1,538 $18,771 $839,783
22 258 $20,309 $1,505 $18,805 $820,978
22 259 $20,309 $1,471 $18,838 $802,140
22 260 $20,309 $1,437 $18,872 $783,268
22 261 $20,309 $1,403 $18,906 $764,362
22 262 $20,309 $1,369 $18,940 $745,422
22 263 $20,309 $1,336 $18,974 $726,448
22 264 $20,309 $1,302 $19,008 $707,441
23 265 $20,309 $1,267 $19,042 $688,399
23 266 $20,309 $1,233 $19,076 $669,323
23 267 $20,309 $1,199 $19,110 $650,213
23 268 $20,309 $1,165 $19,144 $631,068
23 269 $20,309 $1,131 $19,179 $611,890
23 270 $20,309 $1,096 $19,213 $592,677
23 271 $20,309 $1,062 $19,247 $573,429
23 272 $20,309 $1,027 $19,282 $554,148
23 273 $20,309 $993 $19,316 $534,831
23 274 $20,309 $958 $19,351 $515,480
23 275 $20,309 $924 $19,386 $496,094
23 276 $20,309 $889 $19,420 $476,674
24 277 $20,309 $854 $19,455 $457,219
24 278 $20,309 $819 $19,490 $437,729
24 279 $20,309 $784 $19,525 $418,204
24 280 $20,309 $749 $19,560 $398,644
24 281 $20,309 $714 $19,595 $379,049
24 282 $20,309 $679 $19,630 $359,418
24 283 $20,309 $644 $19,665 $339,753
24 284 $20,309 $609 $19,701 $320,053
24 285 $20,309 $573 $19,736 $300,317
24 286 $20,309 $538 $19,771 $280,545
24 287 $20,309 $503 $19,807 $260,739
24 288 $20,309 $467 $19,842 $240,897
25 289 $20,309 $432 $19,878 $221,019
25 290 $20,309 $396 $19,913 $201,106
25 291 $20,309 $360 $19,949 $181,157
25 292 $20,309 $325 $19,985 $161,172
25 293 $20,309 $289 $20,021 $141,152
25 294 $20,309 $253 $20,056 $121,095
25 295 $20,309 $217 $20,092 $101,003
25 296 $20,309 $181 $20,128 $80,875
25 297 $20,309 $145 $20,164 $60,710
25 298 $20,309 $109 $20,201 $40,510
25 299 $20,309 $73 $20,237 $20,273
25 300 $20,309 $36 $20,273 $0