按揭計算
物業售價 港幣
按揭成數 %
按揭利率 %
按揭年期


印花稅項

(舊)從價印花稅(第二標準稅率)
(住宅首置買家、合資格換樓人士*仍適用)
現適用於代表自己行事的香港永久性居民在購買住宅物業時,在香港沒有擁有其他任何住宅物業

(新)從價印花稅
現適用於購入物業時已擁有另一住宅物業、或非香港永久性居民購入住宅物業

從價印花稅 (第一標準稅率)
現適用於購買非住宅物業

BSD 買家印花稅收費
所有非香港永久性居民或以公司名義購買住宅物業之人士

SSD 額外印花稅收費
若SSD由賣方負責,則無需選擇此項



*若香港永久性居民購入住宅物業純屬轉換居所,並於買入物業6個月內(以買賣轉易契日期起計)售出他唯一的另一個住宅物業,買家可向稅務局申請退還部份印花稅(相當於新舊印花稅差額),但須符合稅務局之特定條件。 提示: 計算僅供參考,一概以稅務局最新公佈及決定為準。
如需更精確計算及進一步了解詳情,歡迎與我們的專業按揭顧問聯絡。
估計最初預算
首期港幣 $4,800,000
代理佣金 (港幣 $)
律師費 (港幣 $)
買家印花稅 (BSD)
額外印花稅 (SSD)
總數港幣 $4,920,000
* 請到政府 網站 取得最新印花稅資料
計算結果
首期 (港幣)
$4,800,000
 
每月還款 (港幣)
$31,046
總貸款額 (港幣)
$7,200,000
+
總利息 (港幣)
$2,113,810
=
總還款額 (港幣)
$9,313,810
還款計劃
年期 分期 還款 (港幣 $) 利息 (港幣 $) 本金 (港幣 $) 債務總額 (港幣 $)
1 1 $31,046 $12,900 $18,146 $7,181,854
1 2 $31,046 $12,867 $18,179 $7,163,675
1 3 $31,046 $12,835 $18,211 $7,145,464
1 4 $31,046 $12,802 $18,244 $7,127,221
1 5 $31,046 $12,770 $18,276 $7,108,944
1 6 $31,046 $12,737 $18,309 $7,090,635
1 7 $31,046 $12,704 $18,342 $7,072,293
1 8 $31,046 $12,671 $18,375 $7,053,918
1 9 $31,046 $12,638 $18,408 $7,035,510
1 10 $31,046 $12,605 $18,441 $7,017,070
1 11 $31,046 $12,572 $18,474 $6,998,596
1 12 $31,046 $12,539 $18,507 $6,980,089
2 13 $31,046 $12,506 $18,540 $6,961,549
2 14 $31,046 $12,473 $18,573 $6,942,976
2 15 $31,046 $12,439 $18,607 $6,924,369
2 16 $31,046 $12,406 $18,640 $6,905,729
2 17 $31,046 $12,373 $18,673 $6,887,056
2 18 $31,046 $12,339 $18,707 $6,868,349
2 19 $31,046 $12,306 $18,740 $6,849,609
2 20 $31,046 $12,272 $18,774 $6,830,835
2 21 $31,046 $12,239 $18,807 $6,812,028
2 22 $31,046 $12,205 $18,841 $6,793,187
2 23 $31,046 $12,171 $18,875 $6,774,312
2 24 $31,046 $12,137 $18,909 $6,755,403
3 25 $31,046 $12,103 $18,943 $6,736,460
3 26 $31,046 $12,069 $18,977 $6,717,484
3 27 $31,046 $12,035 $19,011 $6,698,473
3 28 $31,046 $12,001 $19,045 $6,679,429
3 29 $31,046 $11,967 $19,079 $6,660,350
3 30 $31,046 $11,933 $19,113 $6,641,237
3 31 $31,046 $11,899 $19,147 $6,622,090
3 32 $31,046 $11,865 $19,181 $6,602,908
3 33 $31,046 $11,830 $19,216 $6,583,693
3 34 $31,046 $11,796 $19,250 $6,564,442
3 35 $31,046 $11,761 $19,285 $6,545,158
3 36 $31,046 $11,727 $19,319 $6,525,838
4 37 $31,046 $11,692 $19,354 $6,506,484
4 38 $31,046 $11,657 $19,389 $6,487,096
4 39 $31,046 $11,623 $19,423 $6,467,673
4 40 $31,046 $11,588 $19,458 $6,448,214
4 41 $31,046 $11,553 $19,493 $6,428,721
4 42 $31,046 $11,518 $19,528 $6,409,194
4 43 $31,046 $11,483 $19,563 $6,389,631
4 44 $31,046 $11,448 $19,598 $6,370,033
4 45 $31,046 $11,413 $19,633 $6,350,400
4 46 $31,046 $11,378 $19,668 $6,330,731
4 47 $31,046 $11,343 $19,703 $6,311,028
4 48 $31,046 $11,307 $19,739 $6,291,289
5 49 $31,046 $11,272 $19,774 $6,271,515
5 50 $31,046 $11,236 $19,810 $6,251,705
5 51 $31,046 $11,201 $19,845 $6,231,860
5 52 $31,046 $11,165 $19,881 $6,211,980
5 53 $31,046 $11,130 $19,916 $6,192,064
5 54 $31,046 $11,094 $19,952 $6,172,112
5 55 $31,046 $11,058 $19,988 $6,152,124
5 56 $31,046 $11,023 $20,023 $6,132,100
5 57 $31,046 $10,987 $20,059 $6,112,041
5 58 $31,046 $10,951 $20,095 $6,091,946
5 59 $31,046 $10,915 $20,131 $6,071,815
5 60 $31,046 $10,879 $20,167 $6,051,647
6 61 $31,046 $10,843 $20,203 $6,031,444
6 62 $31,046 $10,806 $20,240 $6,011,204
6 63 $31,046 $10,770 $20,276 $5,990,928
6 64 $31,046 $10,734 $20,312 $5,970,616
6 65 $31,046 $10,697 $20,349 $5,950,267
6 66 $31,046 $10,661 $20,385 $5,929,882
6 67 $31,046 $10,624 $20,422 $5,909,460
6 68 $31,046 $10,588 $20,458 $5,889,002
6 69 $31,046 $10,551 $20,495 $5,868,507
6 70 $31,046 $10,514 $20,532 $5,847,975
6 71 $31,046 $10,478 $20,568 $5,827,407
6 72 $31,046 $10,441 $20,605 $5,806,802
7 73 $31,046 $10,404 $20,642 $5,786,160
7 74 $31,046 $10,367 $20,679 $5,765,480
7 75 $31,046 $10,330 $20,716 $5,744,764
7 76 $31,046 $10,293 $20,753 $5,724,011
7 77 $31,046 $10,256 $20,791 $5,703,220
7 78 $31,046 $10,218 $20,828 $5,682,393
7 79 $31,046 $10,181 $20,865 $5,661,528
7 80 $31,046 $10,144 $20,902 $5,640,625
7 81 $31,046 $10,106 $20,940 $5,619,685
7 82 $31,046 $10,069 $20,977 $5,598,708
7 83 $31,046 $10,031 $21,015 $5,577,693
7 84 $31,046 $9,993 $21,053 $5,556,640
8 85 $31,046 $9,956 $21,090 $5,535,550
8 86 $31,046 $9,918 $21,128 $5,514,421
8 87 $31,046 $9,880 $21,166 $5,493,255
8 88 $31,046 $9,842 $21,204 $5,472,052
8 89 $31,046 $9,804 $21,242 $5,450,810
8 90 $31,046 $9,766 $21,280 $5,429,530
8 91 $31,046 $9,728 $21,318 $5,408,211
8 92 $31,046 $9,690 $21,356 $5,386,855
8 93 $31,046 $9,651 $21,395 $5,365,461
8 94 $31,046 $9,613 $21,433 $5,344,028
8 95 $31,046 $9,575 $21,471 $5,322,556
8 96 $31,046 $9,536 $21,510 $5,301,047
9 97 $31,046 $9,498 $21,548 $5,279,498
9 98 $31,046 $9,459 $21,587 $5,257,911
9 99 $31,046 $9,420 $21,626 $5,236,286
9 100 $31,046 $9,382 $21,664 $5,214,621
9 101 $31,046 $9,343 $21,703 $5,192,918
9 102 $31,046 $9,304 $21,742 $5,171,176
9 103 $31,046 $9,265 $21,781 $5,149,395
9 104 $31,046 $9,226 $21,820 $5,127,575
9 105 $31,046 $9,187 $21,859 $5,105,716
9 106 $31,046 $9,148 $21,898 $5,083,818
9 107 $31,046 $9,109 $21,938 $5,061,880
9 108 $31,046 $9,069 $21,977 $5,039,903
10 109 $31,046 $9,030 $22,016 $5,017,887
10 110 $31,046 $8,990 $22,056 $4,995,831
10 111 $31,046 $8,951 $22,095 $4,973,736
10 112 $31,046 $8,911 $22,135 $4,951,601
10 113 $31,046 $8,872 $22,174 $4,929,427
10 114 $31,046 $8,832 $22,214 $4,907,213
10 115 $31,046 $8,792 $22,254 $4,884,959
10 116 $31,046 $8,752 $22,294 $4,862,665
10 117 $31,046 $8,712 $22,334 $4,840,331
10 118 $31,046 $8,672 $22,374 $4,817,958
10 119 $31,046 $8,632 $22,414 $4,795,544
10 120 $31,046 $8,592 $22,454 $4,773,090
11 121 $31,046 $8,552 $22,494 $4,750,595
11 122 $31,046 $8,511 $22,535 $4,728,061
11 123 $31,046 $8,471 $22,575 $4,705,486
11 124 $31,046 $8,431 $22,615 $4,682,871
11 125 $31,046 $8,390 $22,656 $4,660,215
11 126 $31,046 $8,350 $22,696 $4,637,518
11 127 $31,046 $8,309 $22,737 $4,614,781
11 128 $31,046 $8,268 $22,778 $4,592,003
11 129 $31,046 $8,227 $22,819 $4,569,185
11 130 $31,046 $8,186 $22,860 $4,546,325
11 131 $31,046 $8,145 $22,901 $4,523,424
11 132 $31,046 $8,104 $22,942 $4,500,483
12 133 $31,046 $8,063 $22,983 $4,477,500
12 134 $31,046 $8,022 $23,024 $4,454,476
12 135 $31,046 $7,981 $23,065 $4,431,411
12 136 $31,046 $7,940 $23,106 $4,408,305
12 137 $31,046 $7,898 $23,148 $4,385,157
12 138 $31,046 $7,857 $23,189 $4,361,968
12 139 $31,046 $7,815 $23,231 $4,338,737
12 140 $31,046 $7,774 $23,272 $4,315,464
12 141 $31,046 $7,732 $23,314 $4,292,150
12 142 $31,046 $7,690 $23,356 $4,268,794
12 143 $31,046 $7,648 $23,398 $4,245,397
12 144 $31,046 $7,606 $23,440 $4,221,957
13 145 $31,046 $7,564 $23,482 $4,198,475
13 146 $31,046 $7,522 $23,524 $4,174,951
13 147 $31,046 $7,480 $23,566 $4,151,385
13 148 $31,046 $7,438 $23,608 $4,127,777
13 149 $31,046 $7,396 $23,650 $4,104,127
13 150 $31,046 $7,353 $23,693 $4,080,434
13 151 $31,046 $7,311 $23,735 $4,056,699
13 152 $31,046 $7,268 $23,778 $4,032,921
13 153 $31,046 $7,226 $23,820 $4,009,101
13 154 $31,046 $7,183 $23,863 $3,985,238
13 155 $31,046 $7,140 $23,906 $3,961,332
13 156 $31,046 $7,097 $23,949 $3,937,383
14 157 $31,046 $7,054 $23,992 $3,913,392
14 158 $31,046 $7,011 $24,035 $3,889,357
14 159 $31,046 $6,968 $24,078 $3,865,279
14 160 $31,046 $6,925 $24,121 $3,841,159
14 161 $31,046 $6,882 $24,164 $3,816,995
14 162 $31,046 $6,839 $24,207 $3,792,788
14 163 $31,046 $6,795 $24,251 $3,768,537
14 164 $31,046 $6,752 $24,294 $3,744,243
14 165 $31,046 $6,708 $24,338 $3,719,905
14 166 $31,046 $6,665 $24,381 $3,695,524
14 167 $31,046 $6,621 $24,425 $3,671,099
14 168 $31,046 $6,577 $24,469 $3,646,631
15 169 $31,046 $6,534 $24,512 $3,622,118
15 170 $31,046 $6,490 $24,556 $3,597,562
15 171 $31,046 $6,446 $24,600 $3,572,961
15 172 $31,046 $6,402 $24,644 $3,548,317
15 173 $31,046 $6,357 $24,689 $3,523,628
15 174 $31,046 $6,313 $24,733 $3,498,895
15 175 $31,046 $6,269 $24,777 $3,474,118
15 176 $31,046 $6,224 $24,822 $3,449,296
15 177 $31,046 $6,180 $24,866 $3,424,430
15 178 $31,046 $6,135 $24,911 $3,399,520
15 179 $31,046 $6,091 $24,955 $3,374,565
15 180 $31,046 $6,046 $25,000 $3,349,565
16 181 $31,046 $6,001 $25,045 $3,324,520
16 182 $31,046 $5,956 $25,090 $3,299,430
16 183 $31,046 $5,911 $25,135 $3,274,296
16 184 $31,046 $5,866 $25,180 $3,249,116
16 185 $31,046 $5,821 $25,225 $3,223,892
16 186 $31,046 $5,776 $25,270 $3,198,622
16 187 $31,046 $5,731 $25,315 $3,173,306
16 188 $31,046 $5,686 $25,361 $3,147,946
16 189 $31,046 $5,640 $25,406 $3,122,540
16 190 $31,046 $5,595 $25,451 $3,097,088
16 191 $31,046 $5,549 $25,497 $3,071,591
16 192 $31,046 $5,503 $25,543 $3,046,049
17 193 $31,046 $5,458 $25,589 $3,020,460
17 194 $31,046 $5,412 $25,634 $2,994,826
17 195 $31,046 $5,366 $25,680 $2,969,145
17 196 $31,046 $5,320 $25,726 $2,943,419
17 197 $31,046 $5,274 $25,772 $2,917,647
17 198 $31,046 $5,227 $25,819 $2,891,828
17 199 $31,046 $5,181 $25,865 $2,865,963
17 200 $31,046 $5,135 $25,911 $2,840,052
17 201 $31,046 $5,088 $25,958 $2,814,094
17 202 $31,046 $5,042 $26,004 $2,788,090
17 203 $31,046 $4,995 $26,051 $2,762,040
17 204 $31,046 $4,949 $26,097 $2,735,942
18 205 $31,046 $4,902 $26,144 $2,709,798
18 206 $31,046 $4,855 $26,191 $2,683,607
18 207 $31,046 $4,808 $26,238 $2,657,369
18 208 $31,046 $4,761 $26,285 $2,631,084
18 209 $31,046 $4,714 $26,332 $2,604,752
18 210 $31,046 $4,667 $26,379 $2,578,373
18 211 $31,046 $4,620 $26,426 $2,551,947
18 212 $31,046 $4,572 $26,474 $2,525,473
18 213 $31,046 $4,525 $26,521 $2,498,952
18 214 $31,046 $4,477 $26,569 $2,472,383
18 215 $31,046 $4,430 $26,616 $2,445,767
18 216 $31,046 $4,382 $26,664 $2,419,103
19 217 $31,046 $4,334 $26,712 $2,392,391
19 218 $31,046 $4,286 $26,760 $2,365,631
19 219 $31,046 $4,238 $26,808 $2,338,823
19 220 $31,046 $4,190 $26,856 $2,311,968
19 221 $31,046 $4,142 $26,904 $2,285,064
19 222 $31,046 $4,094 $26,952 $2,258,112
19 223 $31,046 $4,046 $27,000 $2,231,112
19 224 $31,046 $3,997 $27,049 $2,204,063
19 225 $31,046 $3,949 $27,097 $2,176,966
19 226 $31,046 $3,900 $27,146 $2,149,821
19 227 $31,046 $3,852 $27,194 $2,122,626
19 228 $31,046 $3,803 $27,243 $2,095,383
20 229 $31,046 $3,754 $27,292 $2,068,091
20 230 $31,046 $3,705 $27,341 $2,040,751
20 231 $31,046 $3,656 $27,390 $2,013,361
20 232 $31,046 $3,607 $27,439 $1,985,922
20 233 $31,046 $3,558 $27,488 $1,958,434
20 234 $31,046 $3,509 $27,537 $1,930,897
20 235 $31,046 $3,460 $27,587 $1,903,311
20 236 $31,046 $3,410 $27,636 $1,875,675
20 237 $31,046 $3,361 $27,685 $1,847,989
20 238 $31,046 $3,311 $27,735 $1,820,254
20 239 $31,046 $3,261 $27,785 $1,792,470
20 240 $31,046 $3,212 $27,835 $1,764,635
21 241 $31,046 $3,162 $27,884 $1,736,751
21 242 $31,046 $3,112 $27,934 $1,708,816
21 243 $31,046 $3,062 $27,984 $1,680,832
21 244 $31,046 $3,011 $28,035 $1,652,797
21 245 $31,046 $2,961 $28,085 $1,624,713
21 246 $31,046 $2,911 $28,135 $1,596,577
21 247 $31,046 $2,861 $28,185 $1,568,392
21 248 $31,046 $2,810 $28,236 $1,540,156
21 249 $31,046 $2,759 $28,287 $1,511,869
21 250 $31,046 $2,709 $28,337 $1,483,532
21 251 $31,046 $2,658 $28,388 $1,455,144
21 252 $31,046 $2,607 $28,439 $1,426,705
22 253 $31,046 $2,556 $28,490 $1,398,215
22 254 $31,046 $2,505 $28,541 $1,369,674
22 255 $31,046 $2,454 $28,592 $1,341,082
22 256 $31,046 $2,403 $28,643 $1,312,439
22 257 $31,046 $2,351 $28,695 $1,283,745
22 258 $31,046 $2,300 $28,746 $1,254,999
22 259 $31,046 $2,249 $28,797 $1,226,201
22 260 $31,046 $2,197 $28,849 $1,197,352
22 261 $31,046 $2,145 $28,901 $1,168,451
22 262 $31,046 $2,093 $28,953 $1,139,499
22 263 $31,046 $2,042 $29,004 $1,110,494
22 264 $31,046 $1,990 $29,056 $1,081,438
23 265 $31,046 $1,938 $29,108 $1,052,329
23 266 $31,046 $1,885 $29,161 $1,023,169
23 267 $31,046 $1,833 $29,213 $993,956
23 268 $31,046 $1,781 $29,265 $964,691
23 269 $31,046 $1,728 $29,318 $935,373
23 270 $31,046 $1,676 $29,370 $906,003
23 271 $31,046 $1,623 $29,423 $876,580
23 272 $31,046 $1,571 $29,475 $847,105
23 273 $31,046 $1,518 $29,528 $817,576
23 274 $31,046 $1,465 $29,581 $787,995
23 275 $31,046 $1,412 $29,634 $758,361
23 276 $31,046 $1,359 $29,687 $728,674
24 277 $31,046 $1,306 $29,740 $698,933
24 278 $31,046 $1,252 $29,794 $669,139
24 279 $31,046 $1,199 $29,847 $639,292
24 280 $31,046 $1,145 $29,901 $609,392
24 281 $31,046 $1,092 $29,954 $579,437
24 282 $31,046 $1,038 $30,008 $549,429
24 283 $31,046 $984 $30,062 $519,368
24 284 $31,046 $931 $30,115 $489,252
24 285 $31,046 $877 $30,169 $459,083
24 286 $31,046 $823 $30,224 $428,859
24 287 $31,046 $768 $30,278 $398,582
24 288 $31,046 $714 $30,332 $368,250
25 289 $31,046 $660 $30,386 $337,863
25 290 $31,046 $605 $30,441 $307,423
25 291 $31,046 $551 $30,495 $276,928
25 292 $31,046 $496 $30,550 $246,378
25 293 $31,046 $441 $30,605 $215,773
25 294 $31,046 $387 $30,659 $185,114
25 295 $31,046 $332 $30,714 $154,399
25 296 $31,046 $277 $30,769 $123,630
25 297 $31,046 $222 $30,825 $92,805
25 298 $31,046 $166 $30,880 $61,926
25 299 $31,046 $111 $30,935 $30,991
25 300 $31,046 $56 $30,991 $0