按揭計算
物業售價 港幣
按揭成數 %
按揭利率 %
按揭年期


印花稅項

(舊)從價印花稅(第二標準稅率)
(住宅首置買家、合資格換樓人士*仍適用)
現適用於代表自己行事的香港永久性居民在購買住宅物業時,在香港沒有擁有其他任何住宅物業

(新)從價印花稅
現適用於購入物業時已擁有另一住宅物業、或非香港永久性居民購入住宅物業

從價印花稅 (第一標準稅率)
現適用於購買非住宅物業

BSD 買家印花稅收費
所有非香港永久性居民或以公司名義購買住宅物業之人士

SSD 額外印花稅收費
若SSD由賣方負責,則無需選擇此項



*若香港永久性居民購入住宅物業純屬轉換居所,並於買入物業6個月內(以買賣轉易契日期起計)售出他唯一的另一個住宅物業,買家可向稅務局申請退還部份印花稅(相當於新舊印花稅差額),但須符合稅務局之特定條件。 提示: 計算僅供參考,一概以稅務局最新公佈及決定為準。
如需更精確計算及進一步了解詳情,歡迎與我們的專業按揭顧問聯絡。
估計最初預算
首期港幣 $3,000,000
代理佣金 (港幣 $)
律師費 (港幣 $)
買家印花稅 (BSD)
額外印花稅 (SSD)
總數港幣 $3,075,000
* 請到政府 網站 取得最新印花稅資料
計算結果
首期 (港幣)
$3,000,000
 
每月還款 (港幣)
$19,404
總貸款額 (港幣)
$4,500,000
+
總利息 (港幣)
$1,321,131
=
總還款額 (港幣)
$5,821,131
還款計劃
年期 分期 還款 (港幣 $) 利息 (港幣 $) 本金 (港幣 $) 債務總額 (港幣 $)
1 1 $19,404 $8,063 $11,341 $4,488,659
1 2 $19,404 $8,042 $11,362 $4,477,297
1 3 $19,404 $8,022 $11,382 $4,465,915
1 4 $19,404 $8,001 $11,402 $4,454,513
1 5 $19,404 $7,981 $11,423 $4,443,090
1 6 $19,404 $7,961 $11,443 $4,431,647
1 7 $19,404 $7,940 $11,464 $4,420,183
1 8 $19,404 $7,919 $11,484 $4,408,699
1 9 $19,404 $7,899 $11,505 $4,397,194
1 10 $19,404 $7,878 $11,525 $4,385,669
1 11 $19,404 $7,858 $11,546 $4,374,122
1 12 $19,404 $7,837 $11,567 $4,362,556
2 13 $19,404 $7,816 $11,588 $4,350,968
2 14 $19,404 $7,795 $11,608 $4,339,360
2 15 $19,404 $7,775 $11,629 $4,327,731
2 16 $19,404 $7,754 $11,650 $4,316,081
2 17 $19,404 $7,733 $11,671 $4,304,410
2 18 $19,404 $7,712 $11,692 $4,292,718
2 19 $19,404 $7,691 $11,713 $4,281,006
2 20 $19,404 $7,670 $11,734 $4,269,272
2 21 $19,404 $7,649 $11,755 $4,257,517
2 22 $19,404 $7,628 $11,776 $4,245,742
2 23 $19,404 $7,607 $11,797 $4,233,945
2 24 $19,404 $7,586 $11,818 $4,222,127
3 25 $19,404 $7,565 $11,839 $4,210,288
3 26 $19,404 $7,543 $11,860 $4,198,427
3 27 $19,404 $7,522 $11,882 $4,186,546
3 28 $19,404 $7,501 $11,903 $4,174,643
3 29 $19,404 $7,480 $11,924 $4,162,719
3 30 $19,404 $7,458 $11,946 $4,150,773
3 31 $19,404 $7,437 $11,967 $4,138,806
3 32 $19,404 $7,415 $11,988 $4,126,818
3 33 $19,404 $7,394 $12,010 $4,114,808
3 34 $19,404 $7,372 $12,031 $4,102,776
3 35 $19,404 $7,351 $12,053 $4,090,724
3 36 $19,404 $7,329 $12,075 $4,078,649
4 37 $19,404 $7,308 $12,096 $4,066,553
4 38 $19,404 $7,286 $12,118 $4,054,435
4 39 $19,404 $7,264 $12,140 $4,042,295
4 40 $19,404 $7,242 $12,161 $4,030,134
4 41 $19,404 $7,221 $12,183 $4,017,951
4 42 $19,404 $7,199 $12,205 $4,005,746
4 43 $19,404 $7,177 $12,227 $3,993,519
4 44 $19,404 $7,155 $12,249 $3,981,270
4 45 $19,404 $7,133 $12,271 $3,969,000
4 46 $19,404 $7,111 $12,293 $3,956,707
4 47 $19,404 $7,089 $12,315 $3,944,392
4 48 $19,404 $7,067 $12,337 $3,932,056
5 49 $19,404 $7,045 $12,359 $3,919,697
5 50 $19,404 $7,023 $12,381 $3,907,316
5 51 $19,404 $7,001 $12,403 $3,894,913
5 52 $19,404 $6,978 $12,425 $3,882,487
5 53 $19,404 $6,956 $12,448 $3,870,040
5 54 $19,404 $6,934 $12,470 $3,857,570
5 55 $19,404 $6,911 $12,492 $3,845,077
5 56 $19,404 $6,889 $12,515 $3,832,563
5 57 $19,404 $6,867 $12,537 $3,820,026
5 58 $19,404 $6,844 $12,560 $3,807,466
5 59 $19,404 $6,822 $12,582 $3,794,884
5 60 $19,404 $6,799 $12,605 $3,782,279
6 61 $19,404 $6,777 $12,627 $3,769,652
6 62 $19,404 $6,754 $12,650 $3,757,002
6 63 $19,404 $6,731 $12,672 $3,744,330
6 64 $19,404 $6,709 $12,695 $3,731,635
6 65 $19,404 $6,686 $12,718 $3,718,917
6 66 $19,404 $6,663 $12,741 $3,706,176
6 67 $19,404 $6,640 $12,764 $3,693,413
6 68 $19,404 $6,617 $12,786 $3,680,626
6 69 $19,404 $6,594 $12,809 $3,667,817
6 70 $19,404 $6,572 $12,832 $3,654,985
6 71 $19,404 $6,549 $12,855 $3,642,129
6 72 $19,404 $6,525 $12,878 $3,629,251
7 73 $19,404 $6,502 $12,901 $3,616,350
7 74 $19,404 $6,479 $12,924 $3,603,425
7 75 $19,404 $6,456 $12,948 $3,590,478
7 76 $19,404 $6,433 $12,971 $3,577,507
7 77 $19,404 $6,410 $12,994 $3,564,513
7 78 $19,404 $6,386 $13,017 $3,551,495
7 79 $19,404 $6,363 $13,041 $3,538,455
7 80 $19,404 $6,340 $13,064 $3,525,391
7 81 $19,404 $6,316 $13,087 $3,512,303
7 82 $19,404 $6,293 $13,111 $3,499,192
7 83 $19,404 $6,269 $13,134 $3,486,058
7 84 $19,404 $6,246 $13,158 $3,472,900
8 85 $19,404 $6,222 $13,181 $3,459,719
8 86 $19,404 $6,199 $13,205 $3,446,513
8 87 $19,404 $6,175 $13,229 $3,433,285
8 88 $19,404 $6,151 $13,252 $3,420,032
8 89 $19,404 $6,128 $13,276 $3,406,756
8 90 $19,404 $6,104 $13,300 $3,393,456
8 91 $19,404 $6,080 $13,324 $3,380,132
8 92 $19,404 $6,056 $13,348 $3,366,784
8 93 $19,404 $6,032 $13,372 $3,353,413
8 94 $19,404 $6,008 $13,396 $3,340,017
8 95 $19,404 $5,984 $13,420 $3,326,598
8 96 $19,404 $5,960 $13,444 $3,313,154
9 97 $19,404 $5,936 $13,468 $3,299,686
9 98 $19,404 $5,912 $13,492 $3,286,195
9 99 $19,404 $5,888 $13,516 $3,272,679
9 100 $19,404 $5,864 $13,540 $3,259,138
9 101 $19,404 $5,839 $13,564 $3,245,574
9 102 $19,404 $5,815 $13,589 $3,231,985
9 103 $19,404 $5,791 $13,613 $3,218,372
9 104 $19,404 $5,766 $13,638 $3,204,734
9 105 $19,404 $5,742 $13,662 $3,191,072
9 106 $19,404 $5,717 $13,686 $3,177,386
9 107 $19,404 $5,693 $13,711 $3,163,675
9 108 $19,404 $5,668 $13,736 $3,149,940
10 109 $19,404 $5,644 $13,760 $3,136,179
10 110 $19,404 $5,619 $13,785 $3,122,395
10 111 $19,404 $5,594 $13,809 $3,108,585
10 112 $19,404 $5,570 $13,834 $3,094,751
10 113 $19,404 $5,545 $13,859 $3,080,892
10 114 $19,404 $5,520 $13,884 $3,067,008
10 115 $19,404 $5,495 $13,909 $3,053,099
10 116 $19,404 $5,470 $13,934 $3,039,166
10 117 $19,404 $5,445 $13,959 $3,025,207
10 118 $19,404 $5,420 $13,984 $3,011,224
10 119 $19,404 $5,395 $14,009 $2,997,215
10 120 $19,404 $5,370 $14,034 $2,983,181
11 121 $19,404 $5,345 $14,059 $2,969,122
11 122 $19,404 $5,320 $14,084 $2,955,038
11 123 $19,404 $5,294 $14,109 $2,940,929
11 124 $19,404 $5,269 $14,135 $2,926,794
11 125 $19,404 $5,244 $14,160 $2,912,634
11 126 $19,404 $5,218 $14,185 $2,898,449
11 127 $19,404 $5,193 $14,211 $2,884,238
11 128 $19,404 $5,168 $14,236 $2,870,002
11 129 $19,404 $5,142 $14,262 $2,855,740
11 130 $19,404 $5,117 $14,287 $2,841,453
11 131 $19,404 $5,091 $14,313 $2,827,140
11 132 $19,404 $5,065 $14,338 $2,812,802
12 133 $19,404 $5,040 $14,364 $2,798,438
12 134 $19,404 $5,014 $14,390 $2,784,048
12 135 $19,404 $4,988 $14,416 $2,769,632
12 136 $19,404 $4,962 $14,442 $2,755,191
12 137 $19,404 $4,936 $14,467 $2,740,723
12 138 $19,404 $4,910 $14,493 $2,726,230
12 139 $19,404 $4,884 $14,519 $2,711,711
12 140 $19,404 $4,858 $14,545 $2,697,165
12 141 $19,404 $4,832 $14,571 $2,682,594
12 142 $19,404 $4,806 $14,597 $2,667,996
12 143 $19,404 $4,780 $14,624 $2,653,373
12 144 $19,404 $4,754 $14,650 $2,638,723
13 145 $19,404 $4,728 $14,676 $2,624,047
13 146 $19,404 $4,701 $14,702 $2,609,345
13 147 $19,404 $4,675 $14,729 $2,594,616
13 148 $19,404 $4,649 $14,755 $2,579,861
13 149 $19,404 $4,622 $14,782 $2,565,079
13 150 $19,404 $4,596 $14,808 $2,550,271
13 151 $19,404 $4,569 $14,835 $2,535,437
13 152 $19,404 $4,543 $14,861 $2,520,576
13 153 $19,404 $4,516 $14,888 $2,505,688
13 154 $19,404 $4,489 $14,914 $2,490,774
13 155 $19,404 $4,463 $14,941 $2,475,832
13 156 $19,404 $4,436 $14,968 $2,460,864
14 157 $19,404 $4,409 $14,995 $2,445,870
14 158 $19,404 $4,382 $15,022 $2,430,848
14 159 $19,404 $4,355 $15,049 $2,415,800
14 160 $19,404 $4,328 $15,075 $2,400,724
14 161 $19,404 $4,301 $15,102 $2,385,622
14 162 $19,404 $4,274 $15,130 $2,370,492
14 163 $19,404 $4,247 $15,157 $2,355,336
14 164 $19,404 $4,220 $15,184 $2,340,152
14 165 $19,404 $4,193 $15,211 $2,324,941
14 166 $19,404 $4,166 $15,238 $2,309,703
14 167 $19,404 $4,138 $15,266 $2,294,437
14 168 $19,404 $4,111 $15,293 $2,279,144
15 169 $19,404 $4,083 $15,320 $2,263,824
15 170 $19,404 $4,056 $15,348 $2,248,476
15 171 $19,404 $4,029 $15,375 $2,233,101
15 172 $19,404 $4,001 $15,403 $2,217,698
15 173 $19,404 $3,973 $15,430 $2,202,268
15 174 $19,404 $3,946 $15,458 $2,186,810
15 175 $19,404 $3,918 $15,486 $2,171,324
15 176 $19,404 $3,890 $15,513 $2,155,810
15 177 $19,404 $3,862 $15,541 $2,140,269
15 178 $19,404 $3,835 $15,569 $2,124,700
15 179 $19,404 $3,807 $15,597 $2,109,103
15 180 $19,404 $3,779 $15,625 $2,093,478
16 181 $19,404 $3,751 $15,653 $2,077,825
16 182 $19,404 $3,723 $15,681 $2,062,144
16 183 $19,404 $3,695 $15,709 $2,046,435
16 184 $19,404 $3,667 $15,737 $2,030,698
16 185 $19,404 $3,638 $15,765 $2,014,932
16 186 $19,404 $3,610 $15,794 $1,999,139
16 187 $19,404 $3,582 $15,822 $1,983,317
16 188 $19,404 $3,553 $15,850 $1,967,466
16 189 $19,404 $3,525 $15,879 $1,951,587
16 190 $19,404 $3,497 $15,907 $1,935,680
16 191 $19,404 $3,468 $15,936 $1,919,745
16 192 $19,404 $3,440 $15,964 $1,903,780
17 193 $19,404 $3,411 $15,993 $1,887,788
17 194 $19,404 $3,382 $16,021 $1,871,766
17 195 $19,404 $3,354 $16,050 $1,855,716
17 196 $19,404 $3,325 $16,079 $1,839,637
17 197 $19,404 $3,296 $16,108 $1,823,529
17 198 $19,404 $3,267 $16,137 $1,807,393
17 199 $19,404 $3,238 $16,166 $1,791,227
17 200 $19,404 $3,209 $16,194 $1,775,033
17 201 $19,404 $3,180 $16,224 $1,758,809
17 202 $19,404 $3,151 $16,253 $1,742,556
17 203 $19,404 $3,122 $16,282 $1,726,275
17 204 $19,404 $3,093 $16,311 $1,709,964
18 205 $19,404 $3,064 $16,340 $1,693,624
18 206 $19,404 $3,034 $16,369 $1,677,254
18 207 $19,404 $3,005 $16,399 $1,660,856
18 208 $19,404 $2,976 $16,428 $1,644,428
18 209 $19,404 $2,946 $16,458 $1,627,970
18 210 $19,404 $2,917 $16,487 $1,611,483
18 211 $19,404 $2,887 $16,517 $1,594,967
18 212 $19,404 $2,858 $16,546 $1,578,421
18 213 $19,404 $2,828 $16,576 $1,561,845
18 214 $19,404 $2,798 $16,605 $1,545,239
18 215 $19,404 $2,769 $16,635 $1,528,604
18 216 $19,404 $2,739 $16,665 $1,511,939
19 217 $19,404 $2,709 $16,695 $1,495,244
19 218 $19,404 $2,679 $16,725 $1,478,519
19 219 $19,404 $2,649 $16,755 $1,461,765
19 220 $19,404 $2,619 $16,785 $1,444,980
19 221 $19,404 $2,589 $16,815 $1,428,165
19 222 $19,404 $2,559 $16,845 $1,411,320
19 223 $19,404 $2,529 $16,875 $1,394,445
19 224 $19,404 $2,498 $16,905 $1,377,540
19 225 $19,404 $2,468 $16,936 $1,360,604
19 226 $19,404 $2,438 $16,966 $1,343,638
19 227 $19,404 $2,407 $16,996 $1,326,641
19 228 $19,404 $2,377 $17,027 $1,309,615
20 229 $19,404 $2,346 $17,057 $1,292,557
20 230 $19,404 $2,316 $17,088 $1,275,469
20 231 $19,404 $2,285 $17,119 $1,258,351
20 232 $19,404 $2,255 $17,149 $1,241,201
20 233 $19,404 $2,224 $17,180 $1,224,021
20 234 $19,404 $2,193 $17,211 $1,206,811
20 235 $19,404 $2,162 $17,242 $1,189,569
20 236 $19,404 $2,131 $17,272 $1,172,297
20 237 $19,404 $2,100 $17,303 $1,154,993
20 238 $19,404 $2,069 $17,334 $1,137,659
20 239 $19,404 $2,038 $17,365 $1,120,293
20 240 $19,404 $2,007 $17,397 $1,102,897
21 241 $19,404 $1,976 $17,428 $1,085,469
21 242 $19,404 $1,945 $17,459 $1,068,010
21 243 $19,404 $1,914 $17,490 $1,050,520
21 244 $19,404 $1,882 $17,522 $1,032,998
21 245 $19,404 $1,851 $17,553 $1,015,445
21 246 $19,404 $1,819 $17,584 $997,861
21 247 $19,404 $1,788 $17,616 $980,245
21 248 $19,404 $1,756 $17,647 $962,597
21 249 $19,404 $1,725 $17,679 $944,918
21 250 $19,404 $1,693 $17,711 $927,208
21 251 $19,404 $1,661 $17,743 $909,465
21 252 $19,404 $1,629 $17,774 $891,691
22 253 $19,404 $1,598 $17,806 $873,885
22 254 $19,404 $1,566 $17,838 $856,046
22 255 $19,404 $1,534 $17,870 $838,176
22 256 $19,404 $1,502 $17,902 $820,274
22 257 $19,404 $1,470 $17,934 $802,340
22 258 $19,404 $1,438 $17,966 $784,374
22 259 $19,404 $1,405 $17,998 $766,376
22 260 $19,404 $1,373 $18,031 $748,345
22 261 $19,404 $1,341 $18,063 $730,282
22 262 $19,404 $1,308 $18,095 $712,187
22 263 $19,404 $1,276 $18,128 $694,059
22 264 $19,404 $1,244 $18,160 $675,899
23 265 $19,404 $1,211 $18,193 $657,706
23 266 $19,404 $1,178 $18,225 $639,480
23 267 $19,404 $1,146 $18,258 $621,222
23 268 $19,404 $1,113 $18,291 $602,932
23 269 $19,404 $1,080 $18,324 $584,608
23 270 $19,404 $1,047 $18,356 $566,252
23 271 $19,404 $1,015 $18,389 $547,863
23 272 $19,404 $982 $18,422 $529,440
23 273 $19,404 $949 $18,455 $510,985
23 274 $19,404 $916 $18,488 $492,497
23 275 $19,404 $882 $18,521 $473,976
23 276 $19,404 $849 $18,555 $455,421
24 277 $19,404 $816 $18,588 $436,833
24 278 $19,404 $783 $18,621 $418,212
24 279 $19,404 $749 $18,654 $399,558
24 280 $19,404 $716 $18,688 $380,870
24 281 $19,404 $682 $18,721 $362,148
24 282 $19,404 $649 $18,755 $343,393
24 283 $19,404 $615 $18,789 $324,605
24 284 $19,404 $582 $18,822 $305,783
24 285 $19,404 $548 $18,856 $286,927
24 286 $19,404 $514 $18,890 $268,037
24 287 $19,404 $480 $18,924 $249,114
24 288 $19,404 $446 $18,957 $230,156
25 289 $19,404 $412 $18,991 $211,165
25 290 $19,404 $378 $19,025 $192,139
25 291 $19,404 $344 $19,060 $173,080
25 292 $19,404 $310 $19,094 $153,986
25 293 $19,404 $276 $19,128 $134,858
25 294 $19,404 $242 $19,162 $115,696
25 295 $19,404 $207 $19,196 $96,500
25 296 $19,404 $173 $19,231 $77,269
25 297 $19,404 $138 $19,265 $58,003
25 298 $19,404 $104 $19,300 $38,703
25 299 $19,404 $69 $19,334 $19,369
25 300 $19,404 $35 $19,369 $0