按揭計算
物業售價 港幣
按揭成數 %
按揭利率 %
按揭年期


印花稅項

(舊)從價印花稅(第二標準稅率)
(住宅首置買家、合資格換樓人士*仍適用)
現適用於代表自己行事的香港永久性居民在購買住宅物業時,在香港沒有擁有其他任何住宅物業

(新)從價印花稅
現適用於購入物業時已擁有另一住宅物業、或非香港永久性居民購入住宅物業

從價印花稅 (第一標準稅率)
現適用於購買非住宅物業

BSD 買家印花稅收費
所有非香港永久性居民或以公司名義購買住宅物業之人士

SSD 額外印花稅收費
若SSD由賣方負責,則無需選擇此項



*若香港永久性居民購入住宅物業純屬轉換居所,並於買入物業6個月內(以買賣轉易契日期起計)售出他唯一的另一個住宅物業,買家可向稅務局申請退還部份印花稅(相當於新舊印花稅差額),但須符合稅務局之特定條件。 提示: 計算僅供參考,一概以稅務局最新公佈及決定為準。
如需更精確計算及進一步了解詳情,歡迎與我們的專業按揭顧問聯絡。
估計最初預算
首期港幣 $3,032,000
代理佣金 (港幣 $)
律師費 (港幣 $)
買家印花稅 (BSD)
額外印花稅 (SSD)
總數港幣 $3,107,800
* 請到政府 網站 取得最新印花稅資料
計算結果
首期 (港幣)
$3,032,000
 
每月還款 (港幣)
$19,611
總貸款額 (港幣)
$4,548,000
+
總利息 (港幣)
$1,335,223
=
總還款額 (港幣)
$5,883,223
還款計劃
年期 分期 還款 (港幣 $) 利息 (港幣 $) 本金 (港幣 $) 債務總額 (港幣 $)
1 1 $19,611 $8,149 $11,462 $4,536,538
1 2 $19,611 $8,128 $11,483 $4,525,055
1 3 $19,611 $8,107 $11,503 $4,513,552
1 4 $19,611 $8,087 $11,524 $4,502,028
1 5 $19,611 $8,066 $11,545 $4,490,483
1 6 $19,611 $8,045 $11,565 $4,478,918
1 7 $19,611 $8,025 $11,586 $4,467,332
1 8 $19,611 $8,004 $11,607 $4,455,725
1 9 $19,611 $7,983 $11,628 $4,444,097
1 10 $19,611 $7,962 $11,648 $4,432,449
1 11 $19,611 $7,941 $11,669 $4,420,780
1 12 $19,611 $7,921 $11,690 $4,409,090
2 13 $19,611 $7,900 $11,711 $4,397,378
2 14 $19,611 $7,879 $11,732 $4,385,646
2 15 $19,611 $7,858 $11,753 $4,373,893
2 16 $19,611 $7,837 $11,774 $4,362,119
2 17 $19,611 $7,815 $11,795 $4,350,324
2 18 $19,611 $7,794 $11,816 $4,338,507
2 19 $19,611 $7,773 $11,838 $4,326,670
2 20 $19,611 $7,752 $11,859 $4,314,811
2 21 $19,611 $7,731 $11,880 $4,302,931
2 22 $19,611 $7,709 $11,901 $4,291,030
2 23 $19,611 $7,688 $11,923 $4,279,107
2 24 $19,611 $7,667 $11,944 $4,267,163
3 25 $19,611 $7,645 $11,965 $4,255,197
3 26 $19,611 $7,624 $11,987 $4,243,211
3 27 $19,611 $7,602 $12,008 $4,231,202
3 28 $19,611 $7,581 $12,030 $4,219,172
3 29 $19,611 $7,559 $12,051 $4,207,121
3 30 $19,611 $7,538 $12,073 $4,195,048
3 31 $19,611 $7,516 $12,095 $4,182,953
3 32 $19,611 $7,494 $12,116 $4,170,837
3 33 $19,611 $7,473 $12,138 $4,158,699
3 34 $19,611 $7,451 $12,160 $4,146,539
3 35 $19,611 $7,429 $12,182 $4,134,358
3 36 $19,611 $7,407 $12,203 $4,122,155
4 37 $19,611 $7,386 $12,225 $4,109,929
4 38 $19,611 $7,364 $12,247 $4,097,682
4 39 $19,611 $7,342 $12,269 $4,085,413
4 40 $19,611 $7,320 $12,291 $4,073,122
4 41 $19,611 $7,298 $12,313 $4,060,809
4 42 $19,611 $7,276 $12,335 $4,048,474
4 43 $19,611 $7,254 $12,357 $4,036,117
4 44 $19,611 $7,231 $12,379 $4,023,737
4 45 $19,611 $7,209 $12,402 $4,011,336
4 46 $19,611 $7,187 $12,424 $3,998,912
4 47 $19,611 $7,165 $12,446 $3,986,466
4 48 $19,611 $7,142 $12,468 $3,973,998
5 49 $19,611 $7,120 $12,491 $3,961,507
5 50 $19,611 $7,098 $12,513 $3,948,994
5 51 $19,611 $7,075 $12,535 $3,936,458
5 52 $19,611 $7,053 $12,558 $3,923,901
5 53 $19,611 $7,030 $12,580 $3,911,320
5 54 $19,611 $7,008 $12,603 $3,898,717
5 55 $19,611 $6,985 $12,626 $3,886,092
5 56 $19,611 $6,963 $12,648 $3,873,443
5 57 $19,611 $6,940 $12,671 $3,860,773
5 58 $19,611 $6,917 $12,694 $3,848,079
5 59 $19,611 $6,894 $12,716 $3,835,363
5 60 $19,611 $6,872 $12,739 $3,822,624
6 61 $19,611 $6,849 $12,762 $3,809,862
6 62 $19,611 $6,826 $12,785 $3,797,077
6 63 $19,611 $6,803 $12,808 $3,784,270
6 64 $19,611 $6,780 $12,831 $3,771,439
6 65 $19,611 $6,757 $12,854 $3,758,585
6 66 $19,611 $6,734 $12,877 $3,745,709
6 67 $19,611 $6,711 $12,900 $3,732,809
6 68 $19,611 $6,688 $12,923 $3,719,886
6 69 $19,611 $6,665 $12,946 $3,706,940
6 70 $19,611 $6,642 $12,969 $3,693,971
6 71 $19,611 $6,618 $12,992 $3,680,979
6 72 $19,611 $6,595 $13,016 $3,667,963
7 73 $19,611 $6,572 $13,039 $3,654,924
7 74 $19,611 $6,548 $13,062 $3,641,862
7 75 $19,611 $6,525 $13,086 $3,628,776
7 76 $19,611 $6,502 $13,109 $3,615,667
7 77 $19,611 $6,478 $13,133 $3,602,534
7 78 $19,611 $6,455 $13,156 $3,589,378
7 79 $19,611 $6,431 $13,180 $3,576,198
7 80 $19,611 $6,407 $13,203 $3,562,995
7 81 $19,611 $6,384 $13,227 $3,549,768
7 82 $19,611 $6,360 $13,251 $3,536,517
7 83 $19,611 $6,336 $13,274 $3,523,243
7 84 $19,611 $6,312 $13,298 $3,509,944
8 85 $19,611 $6,289 $13,322 $3,496,622
8 86 $19,611 $6,265 $13,346 $3,483,276
8 87 $19,611 $6,241 $13,370 $3,469,906
8 88 $19,611 $6,217 $13,394 $3,456,513
8 89 $19,611 $6,193 $13,418 $3,443,095
8 90 $19,611 $6,169 $13,442 $3,429,653
8 91 $19,611 $6,145 $13,466 $3,416,187
8 92 $19,611 $6,121 $13,490 $3,402,697
8 93 $19,611 $6,096 $13,514 $3,389,183
8 94 $19,611 $6,072 $13,538 $3,375,644
8 95 $19,611 $6,048 $13,563 $3,362,081
8 96 $19,611 $6,024 $13,587 $3,348,494
9 97 $19,611 $5,999 $13,611 $3,334,883
9 98 $19,611 $5,975 $13,636 $3,321,247
9 99 $19,611 $5,951 $13,660 $3,307,587
9 100 $19,611 $5,926 $13,685 $3,293,902
9 101 $19,611 $5,902 $13,709 $3,280,193
9 102 $19,611 $5,877 $13,734 $3,266,460
9 103 $19,611 $5,852 $13,758 $3,252,701
9 104 $19,611 $5,828 $13,783 $3,238,918
9 105 $19,611 $5,803 $13,808 $3,225,111
9 106 $19,611 $5,778 $13,832 $3,211,278
9 107 $19,611 $5,754 $13,857 $3,197,421
9 108 $19,611 $5,729 $13,882 $3,183,539
10 109 $19,611 $5,704 $13,907 $3,169,632
10 110 $19,611 $5,679 $13,932 $3,155,700
10 111 $19,611 $5,654 $13,957 $3,141,743
10 112 $19,611 $5,629 $13,982 $3,127,762
10 113 $19,611 $5,604 $14,007 $3,113,755
10 114 $19,611 $5,579 $14,032 $3,099,723
10 115 $19,611 $5,554 $14,057 $3,085,666
10 116 $19,611 $5,528 $14,082 $3,071,583
10 117 $19,611 $5,503 $14,107 $3,057,476
10 118 $19,611 $5,478 $14,133 $3,043,343
10 119 $19,611 $5,453 $14,158 $3,029,185
10 120 $19,611 $5,427 $14,183 $3,015,002
11 121 $19,611 $5,402 $14,209 $3,000,793
11 122 $19,611 $5,376 $14,234 $2,986,558
11 123 $19,611 $5,351 $14,260 $2,972,299
11 124 $19,611 $5,325 $14,285 $2,958,013
11 125 $19,611 $5,300 $14,311 $2,943,702
11 126 $19,611 $5,274 $14,337 $2,929,366
11 127 $19,611 $5,248 $14,362 $2,915,003
11 128 $19,611 $5,223 $14,388 $2,900,615
11 129 $19,611 $5,197 $14,414 $2,886,202
11 130 $19,611 $5,171 $14,440 $2,871,762
11 131 $19,611 $5,145 $14,466 $2,857,296
11 132 $19,611 $5,119 $14,491 $2,842,805
12 133 $19,611 $5,093 $14,517 $2,828,288
12 134 $19,611 $5,067 $14,543 $2,813,744
12 135 $19,611 $5,041 $14,569 $2,799,175
12 136 $19,611 $5,015 $14,596 $2,784,579
12 137 $19,611 $4,989 $14,622 $2,769,958
12 138 $19,611 $4,963 $14,648 $2,755,310
12 139 $19,611 $4,937 $14,674 $2,740,635
12 140 $19,611 $4,910 $14,700 $2,725,935
12 141 $19,611 $4,884 $14,727 $2,711,208
12 142 $19,611 $4,858 $14,753 $2,696,455
12 143 $19,611 $4,831 $14,780 $2,681,675
12 144 $19,611 $4,805 $14,806 $2,666,869
13 145 $19,611 $4,778 $14,833 $2,652,037
13 146 $19,611 $4,752 $14,859 $2,637,178
13 147 $19,611 $4,725 $14,886 $2,622,292
13 148 $19,611 $4,698 $14,912 $2,607,379
13 149 $19,611 $4,672 $14,939 $2,592,440
13 150 $19,611 $4,645 $14,966 $2,577,474
13 151 $19,611 $4,618 $14,993 $2,562,481
13 152 $19,611 $4,591 $15,020 $2,547,462
13 153 $19,611 $4,564 $15,047 $2,532,415
13 154 $19,611 $4,537 $15,074 $2,517,342
13 155 $19,611 $4,510 $15,101 $2,502,241
13 156 $19,611 $4,483 $15,128 $2,487,114
14 157 $19,611 $4,456 $15,155 $2,471,959
14 158 $19,611 $4,429 $15,182 $2,456,777
14 159 $19,611 $4,402 $15,209 $2,441,568
14 160 $19,611 $4,374 $15,236 $2,426,332
14 161 $19,611 $4,347 $15,264 $2,411,068
14 162 $19,611 $4,320 $15,291 $2,395,777
14 163 $19,611 $4,292 $15,318 $2,380,459
14 164 $19,611 $4,265 $15,346 $2,365,113
14 165 $19,611 $4,237 $15,373 $2,349,740
14 166 $19,611 $4,210 $15,401 $2,334,339
14 167 $19,611 $4,182 $15,428 $2,318,911
14 168 $19,611 $4,155 $15,456 $2,303,455
15 169 $19,611 $4,127 $15,484 $2,287,971
15 170 $19,611 $4,099 $15,511 $2,272,460
15 171 $19,611 $4,071 $15,539 $2,256,920
15 172 $19,611 $4,044 $15,567 $2,241,353
15 173 $19,611 $4,016 $15,595 $2,225,758
15 174 $19,611 $3,988 $15,623 $2,210,135
15 175 $19,611 $3,960 $15,651 $2,194,485
15 176 $19,611 $3,932 $15,679 $2,178,806
15 177 $19,611 $3,904 $15,707 $2,163,099
15 178 $19,611 $3,876 $15,735 $2,147,363
15 179 $19,611 $3,847 $15,763 $2,131,600
15 180 $19,611 $3,819 $15,792 $2,115,808
16 181 $19,611 $3,791 $15,820 $2,099,988
16 182 $19,611 $3,762 $15,848 $2,084,140
16 183 $19,611 $3,734 $15,877 $2,068,264
16 184 $19,611 $3,706 $15,905 $2,052,358
16 185 $19,611 $3,677 $15,934 $2,036,425
16 186 $19,611 $3,649 $15,962 $2,020,463
16 187 $19,611 $3,620 $15,991 $2,004,472
16 188 $19,611 $3,591 $16,019 $1,988,453
16 189 $19,611 $3,563 $16,048 $1,972,404
16 190 $19,611 $3,534 $16,077 $1,956,328
16 191 $19,611 $3,505 $16,106 $1,940,222
16 192 $19,611 $3,476 $16,135 $1,924,087
17 193 $19,611 $3,447 $16,163 $1,907,924
17 194 $19,611 $3,418 $16,192 $1,891,732
17 195 $19,611 $3,389 $16,221 $1,875,510
17 196 $19,611 $3,360 $16,250 $1,859,260
17 197 $19,611 $3,331 $16,280 $1,842,980
17 198 $19,611 $3,302 $16,309 $1,826,671
17 199 $19,611 $3,273 $16,338 $1,810,333
17 200 $19,611 $3,244 $16,367 $1,793,966
17 201 $19,611 $3,214 $16,397 $1,777,570
17 202 $19,611 $3,185 $16,426 $1,761,144
17 203 $19,611 $3,155 $16,455 $1,744,688
17 204 $19,611 $3,126 $16,485 $1,728,204
18 205 $19,611 $3,096 $16,514 $1,711,689
18 206 $19,611 $3,067 $16,544 $1,695,145
18 207 $19,611 $3,037 $16,574 $1,678,572
18 208 $19,611 $3,007 $16,603 $1,661,968
18 209 $19,611 $2,978 $16,633 $1,645,335
18 210 $19,611 $2,948 $16,663 $1,628,672
18 211 $19,611 $2,918 $16,693 $1,611,980
18 212 $19,611 $2,888 $16,723 $1,595,257
18 213 $19,611 $2,858 $16,753 $1,578,504
18 214 $19,611 $2,828 $16,783 $1,561,722
18 215 $19,611 $2,798 $16,813 $1,544,909
18 216 $19,611 $2,768 $16,843 $1,528,066
19 217 $19,611 $2,738 $16,873 $1,511,193
19 218 $19,611 $2,708 $16,903 $1,494,290
19 219 $19,611 $2,677 $16,933 $1,477,357
19 220 $19,611 $2,647 $16,964 $1,460,393
19 221 $19,611 $2,617 $16,994 $1,443,399
19 222 $19,611 $2,586 $17,025 $1,426,374
19 223 $19,611 $2,556 $17,055 $1,409,319
19 224 $19,611 $2,525 $17,086 $1,392,233
19 225 $19,611 $2,494 $17,116 $1,375,117
19 226 $19,611 $2,464 $17,147 $1,357,970
19 227 $19,611 $2,433 $17,178 $1,340,792
19 228 $19,611 $2,402 $17,208 $1,323,584
20 229 $19,611 $2,371 $17,239 $1,306,344
20 230 $19,611 $2,341 $17,270 $1,289,074
20 231 $19,611 $2,310 $17,301 $1,271,773
20 232 $19,611 $2,279 $17,332 $1,254,441
20 233 $19,611 $2,248 $17,363 $1,237,078
20 234 $19,611 $2,216 $17,394 $1,219,683
20 235 $19,611 $2,185 $17,425 $1,202,258
20 236 $19,611 $2,154 $17,457 $1,184,801
20 237 $19,611 $2,123 $17,488 $1,167,313
20 238 $19,611 $2,091 $17,519 $1,149,794
20 239 $19,611 $2,060 $17,551 $1,132,243
20 240 $19,611 $2,029 $17,582 $1,114,661
21 241 $19,611 $1,997 $17,614 $1,097,047
21 242 $19,611 $1,966 $17,645 $1,079,402
21 243 $19,611 $1,934 $17,677 $1,061,725
21 244 $19,611 $1,902 $17,708 $1,044,017
21 245 $19,611 $1,871 $17,740 $1,026,277
21 246 $19,611 $1,839 $17,772 $1,008,505
21 247 $19,611 $1,807 $17,804 $990,701
21 248 $19,611 $1,775 $17,836 $972,865
21 249 $19,611 $1,743 $17,868 $954,997
21 250 $19,611 $1,711 $17,900 $937,098
21 251 $19,611 $1,679 $17,932 $919,166
21 252 $19,611 $1,647 $17,964 $901,202
22 253 $19,611 $1,615 $17,996 $883,206
22 254 $19,611 $1,582 $18,028 $865,178
22 255 $19,611 $1,550 $18,061 $847,117
22 256 $19,611 $1,518 $18,093 $829,024
22 257 $19,611 $1,485 $18,125 $810,899
22 258 $19,611 $1,453 $18,158 $792,741
22 259 $19,611 $1,420 $18,190 $774,550
22 260 $19,611 $1,388 $18,223 $756,327
22 261 $19,611 $1,355 $18,256 $738,072
22 262 $19,611 $1,322 $18,288 $719,783
22 263 $19,611 $1,290 $18,321 $701,462
22 264 $19,611 $1,257 $18,354 $683,108
23 265 $19,611 $1,224 $18,387 $664,721
23 266 $19,611 $1,191 $18,420 $646,302
23 267 $19,611 $1,158 $18,453 $627,849
23 268 $19,611 $1,125 $18,486 $609,363
23 269 $19,611 $1,092 $18,519 $590,844
23 270 $19,611 $1,059 $18,552 $572,292
23 271 $19,611 $1,025 $18,585 $553,706
23 272 $19,611 $992 $18,619 $535,088
23 273 $19,611 $959 $18,652 $516,436
23 274 $19,611 $925 $18,685 $497,750
23 275 $19,611 $892 $18,719 $479,031
23 276 $19,611 $858 $18,752 $460,279
24 277 $19,611 $825 $18,786 $441,493
24 278 $19,611 $791 $18,820 $422,673
24 279 $19,611 $757 $18,853 $403,820
24 280 $19,611 $724 $18,887 $384,932
24 281 $19,611 $690 $18,921 $366,011
24 282 $19,611 $656 $18,955 $347,056
24 283 $19,611 $622 $18,989 $328,067
24 284 $19,611 $588 $19,023 $309,044
24 285 $19,611 $554 $19,057 $289,987
24 286 $19,611 $520 $19,091 $270,896
24 287 $19,611 $485 $19,125 $251,771
24 288 $19,611 $451 $19,160 $232,611
25 289 $19,611 $417 $19,194 $213,417
25 290 $19,611 $382 $19,228 $194,189
25 291 $19,611 $348 $19,263 $174,926
25 292 $19,611 $313 $19,297 $155,629
25 293 $19,611 $279 $19,332 $136,297
25 294 $19,611 $244 $19,367 $116,930
25 295 $19,611 $209 $19,401 $97,529
25 296 $19,611 $175 $19,436 $78,093
25 297 $19,611 $140 $19,471 $58,622
25 298 $19,611 $105 $19,506 $39,116
25 299 $19,611 $70 $19,541 $19,576
25 300 $19,611 $35 $19,576 $0