按揭計算
物業售價 港幣
按揭成數 %
按揭利率 %
按揭年期


印花稅項

(舊)從價印花稅(第二標準稅率)
(住宅首置買家、合資格換樓人士*仍適用)
現適用於代表自己行事的香港永久性居民在購買住宅物業時,在香港沒有擁有其他任何住宅物業

(新)從價印花稅
現適用於購入物業時已擁有另一住宅物業、或非香港永久性居民購入住宅物業

從價印花稅 (第一標準稅率)
現適用於購買非住宅物業

BSD 買家印花稅收費
所有非香港永久性居民或以公司名義購買住宅物業之人士

SSD 額外印花稅收費
若SSD由賣方負責,則無需選擇此項



*若香港永久性居民購入住宅物業純屬轉換居所,並於買入物業6個月內(以買賣轉易契日期起計)售出他唯一的另一個住宅物業,買家可向稅務局申請退還部份印花稅(相當於新舊印花稅差額),但須符合稅務局之特定條件。 提示: 計算僅供參考,一概以稅務局最新公佈及決定為準。
如需更精確計算及進一步了解詳情,歡迎與我們的專業按揭顧問聯絡。
估計最初預算
首期港幣 $4,480,000
代理佣金 (港幣 $)
律師費 (港幣 $)
買家印花稅 (BSD)
額外印花稅 (SSD)
總數港幣 $4,592,000
* 請到政府 網站 取得最新印花稅資料
計算結果
首期 (港幣)
$4,480,000
 
每月還款 (港幣)
$28,976
總貸款額 (港幣)
$6,720,000
+
總利息 (港幣)
$1,972,889
=
總還款額 (港幣)
$8,692,889
還款計劃
年期 分期 還款 (港幣 $) 利息 (港幣 $) 本金 (港幣 $) 債務總額 (港幣 $)
1 1 $28,976 $12,040 $16,936 $6,703,064
1 2 $28,976 $12,010 $16,967 $6,686,097
1 3 $28,976 $11,979 $16,997 $6,669,100
1 4 $28,976 $11,949 $17,027 $6,652,073
1 5 $28,976 $11,918 $17,058 $6,635,015
1 6 $28,976 $11,888 $17,089 $6,617,926
1 7 $28,976 $11,857 $17,119 $6,600,807
1 8 $28,976 $11,826 $17,150 $6,583,657
1 9 $28,976 $11,796 $17,181 $6,566,476
1 10 $28,976 $11,765 $17,211 $6,549,265
1 11 $28,976 $11,734 $17,242 $6,532,023
1 12 $28,976 $11,703 $17,273 $6,514,750
2 13 $28,976 $11,672 $17,304 $6,497,446
2 14 $28,976 $11,641 $17,335 $6,480,111
2 15 $28,976 $11,610 $17,366 $6,462,745
2 16 $28,976 $11,579 $17,397 $6,445,347
2 17 $28,976 $11,548 $17,428 $6,427,919
2 18 $28,976 $11,517 $17,460 $6,410,459
2 19 $28,976 $11,485 $17,491 $6,392,968
2 20 $28,976 $11,454 $17,522 $6,375,446
2 21 $28,976 $11,423 $17,554 $6,357,893
2 22 $28,976 $11,391 $17,585 $6,340,307
2 23 $28,976 $11,360 $17,617 $6,322,691
2 24 $28,976 $11,328 $17,648 $6,305,043
3 25 $28,976 $11,297 $17,680 $6,287,363
3 26 $28,976 $11,265 $17,711 $6,269,652
3 27 $28,976 $11,233 $17,743 $6,251,908
3 28 $28,976 $11,201 $17,775 $6,234,133
3 29 $28,976 $11,169 $17,807 $6,216,327
3 30 $28,976 $11,138 $17,839 $6,198,488
3 31 $28,976 $11,106 $17,871 $6,180,617
3 32 $28,976 $11,074 $17,903 $6,162,715
3 33 $28,976 $11,042 $17,935 $6,144,780
3 34 $28,976 $11,009 $17,967 $6,126,813
3 35 $28,976 $10,977 $17,999 $6,108,814
3 36 $28,976 $10,945 $18,031 $6,090,782
4 37 $28,976 $10,913 $18,064 $6,072,719
4 38 $28,976 $10,880 $18,096 $6,054,623
4 39 $28,976 $10,848 $18,128 $6,036,494
4 40 $28,976 $10,815 $18,161 $6,018,333
4 41 $28,976 $10,783 $18,193 $6,000,140
4 42 $28,976 $10,750 $18,226 $5,981,914
4 43 $28,976 $10,718 $18,259 $5,963,655
4 44 $28,976 $10,685 $18,291 $5,945,364
4 45 $28,976 $10,652 $18,324 $5,927,040
4 46 $28,976 $10,619 $18,357 $5,908,683
4 47 $28,976 $10,586 $18,390 $5,890,293
4 48 $28,976 $10,553 $18,423 $5,871,870
5 49 $28,976 $10,520 $18,456 $5,853,414
5 50 $28,976 $10,487 $18,489 $5,834,925
5 51 $28,976 $10,454 $18,522 $5,816,403
5 52 $28,976 $10,421 $18,555 $5,797,848
5 53 $28,976 $10,388 $18,588 $5,779,259
5 54 $28,976 $10,355 $18,622 $5,760,637
5 55 $28,976 $10,321 $18,655 $5,741,982
5 56 $28,976 $10,288 $18,689 $5,723,294
5 57 $28,976 $10,254 $18,722 $5,704,572
5 58 $28,976 $10,221 $18,756 $5,685,816
5 59 $28,976 $10,187 $18,789 $5,667,027
5 60 $28,976 $10,153 $18,823 $5,648,204
6 61 $28,976 $10,120 $18,857 $5,629,347
6 62 $28,976 $10,086 $18,890 $5,610,457
6 63 $28,976 $10,052 $18,924 $5,591,533
6 64 $28,976 $10,018 $18,958 $5,572,575
6 65 $28,976 $9,984 $18,992 $5,553,583
6 66 $28,976 $9,950 $19,026 $5,534,556
6 67 $28,976 $9,916 $19,060 $5,515,496
6 68 $28,976 $9,882 $19,094 $5,496,402
6 69 $28,976 $9,848 $19,129 $5,477,273
6 70 $28,976 $9,813 $19,163 $5,458,110
6 71 $28,976 $9,779 $19,197 $5,438,913
6 72 $28,976 $9,745 $19,232 $5,419,682
7 73 $28,976 $9,710 $19,266 $5,400,416
7 74 $28,976 $9,676 $19,301 $5,381,115
7 75 $28,976 $9,641 $19,335 $5,361,780
7 76 $28,976 $9,607 $19,370 $5,342,410
7 77 $28,976 $9,572 $19,404 $5,323,006
7 78 $28,976 $9,537 $19,439 $5,303,566
7 79 $28,976 $9,502 $19,474 $5,284,092
7 80 $28,976 $9,467 $19,509 $5,264,583
7 81 $28,976 $9,432 $19,544 $5,245,039
7 82 $28,976 $9,397 $19,579 $5,225,461
7 83 $28,976 $9,362 $19,614 $5,205,847
7 84 $28,976 $9,327 $19,649 $5,186,197
8 85 $28,976 $9,292 $19,684 $5,166,513
8 86 $28,976 $9,257 $19,720 $5,146,793
8 87 $28,976 $9,221 $19,755 $5,127,038
8 88 $28,976 $9,186 $19,790 $5,107,248
8 89 $28,976 $9,150 $19,826 $5,087,422
8 90 $28,976 $9,115 $19,861 $5,067,561
8 91 $28,976 $9,079 $19,897 $5,047,664
8 92 $28,976 $9,044 $19,933 $5,027,731
8 93 $28,976 $9,008 $19,968 $5,007,763
8 94 $28,976 $8,972 $20,004 $4,987,759
8 95 $28,976 $8,936 $20,040 $4,967,719
8 96 $28,976 $8,900 $20,076 $4,947,643
9 97 $28,976 $8,865 $20,112 $4,927,532
9 98 $28,976 $8,828 $20,148 $4,907,384
9 99 $28,976 $8,792 $20,184 $4,887,200
9 100 $28,976 $8,756 $20,220 $4,866,980
9 101 $28,976 $8,720 $20,256 $4,846,724
9 102 $28,976 $8,684 $20,293 $4,826,431
9 103 $28,976 $8,647 $20,329 $4,806,102
9 104 $28,976 $8,611 $20,365 $4,785,737
9 105 $28,976 $8,574 $20,402 $4,765,335
9 106 $28,976 $8,538 $20,438 $4,744,896
9 107 $28,976 $8,501 $20,475 $4,724,421
9 108 $28,976 $8,465 $20,512 $4,703,910
10 109 $28,976 $8,428 $20,548 $4,683,361
10 110 $28,976 $8,391 $20,585 $4,662,776
10 111 $28,976 $8,354 $20,622 $4,642,154
10 112 $28,976 $8,317 $20,659 $4,621,495
10 113 $28,976 $8,280 $20,696 $4,600,799
10 114 $28,976 $8,243 $20,733 $4,580,065
10 115 $28,976 $8,206 $20,770 $4,559,295
10 116 $28,976 $8,169 $20,808 $4,538,487
10 117 $28,976 $8,131 $20,845 $4,517,643
10 118 $28,976 $8,094 $20,882 $4,496,760
10 119 $28,976 $8,057 $20,920 $4,475,841
10 120 $28,976 $8,019 $20,957 $4,454,884
11 121 $28,976 $7,982 $20,995 $4,433,889
11 122 $28,976 $7,944 $21,032 $4,412,857
11 123 $28,976 $7,906 $21,070 $4,391,787
11 124 $28,976 $7,869 $21,108 $4,370,679
11 125 $28,976 $7,831 $21,145 $4,349,534
11 126 $28,976 $7,793 $21,183 $4,328,350
11 127 $28,976 $7,755 $21,221 $4,307,129
11 128 $28,976 $7,717 $21,259 $4,285,870
11 129 $28,976 $7,679 $21,297 $4,264,572
11 130 $28,976 $7,641 $21,336 $4,243,237
11 131 $28,976 $7,602 $21,374 $4,221,863
11 132 $28,976 $7,564 $21,412 $4,200,451
12 133 $28,976 $7,526 $21,450 $4,179,000
12 134 $28,976 $7,487 $21,489 $4,157,511
12 135 $28,976 $7,449 $21,527 $4,135,984
12 136 $28,976 $7,410 $21,566 $4,114,418
12 137 $28,976 $7,372 $21,605 $4,092,813
12 138 $28,976 $7,333 $21,643 $4,071,170
12 139 $28,976 $7,294 $21,682 $4,049,488
12 140 $28,976 $7,255 $21,721 $4,027,767
12 141 $28,976 $7,216 $21,760 $4,006,007
12 142 $28,976 $7,177 $21,799 $3,984,208
12 143 $28,976 $7,138 $21,838 $3,962,370
12 144 $28,976 $7,099 $21,877 $3,940,493
13 145 $28,976 $7,060 $21,916 $3,918,577
13 146 $28,976 $7,021 $21,956 $3,896,621
13 147 $28,976 $6,981 $21,995 $3,874,626
13 148 $28,976 $6,942 $22,034 $3,852,592
13 149 $28,976 $6,903 $22,074 $3,830,518
13 150 $28,976 $6,863 $22,113 $3,808,405
13 151 $28,976 $6,823 $22,153 $3,786,252
13 152 $28,976 $6,784 $22,193 $3,764,060
13 153 $28,976 $6,744 $22,232 $3,741,827
13 154 $28,976 $6,704 $22,272 $3,719,555
13 155 $28,976 $6,664 $22,312 $3,697,243
13 156 $28,976 $6,624 $22,352 $3,674,891
14 157 $28,976 $6,584 $22,392 $3,652,499
14 158 $28,976 $6,544 $22,432 $3,630,067
14 159 $28,976 $6,504 $22,472 $3,607,594
14 160 $28,976 $6,464 $22,513 $3,585,081
14 161 $28,976 $6,423 $22,553 $3,562,528
14 162 $28,976 $6,383 $22,593 $3,539,935
14 163 $28,976 $6,342 $22,634 $3,517,301
14 164 $28,976 $6,302 $22,674 $3,494,627
14 165 $28,976 $6,261 $22,715 $3,471,912
14 166 $28,976 $6,221 $22,756 $3,449,156
14 167 $28,976 $6,180 $22,797 $3,426,359
14 168 $28,976 $6,139 $22,837 $3,403,522
15 169 $28,976 $6,098 $22,878 $3,380,643
15 170 $28,976 $6,057 $22,919 $3,357,724
15 171 $28,976 $6,016 $22,960 $3,334,764
15 172 $28,976 $5,975 $23,002 $3,311,762
15 173 $28,976 $5,934 $23,043 $3,288,720
15 174 $28,976 $5,892 $23,084 $3,265,636
15 175 $28,976 $5,851 $23,125 $3,242,510
15 176 $28,976 $5,809 $23,167 $3,219,343
15 177 $28,976 $5,768 $23,208 $3,196,135
15 178 $28,976 $5,726 $23,250 $3,172,885
15 179 $28,976 $5,685 $23,292 $3,149,594
15 180 $28,976 $5,643 $23,333 $3,126,260
16 181 $28,976 $5,601 $23,375 $3,102,885
16 182 $28,976 $5,559 $23,417 $3,079,468
16 183 $28,976 $5,517 $23,459 $3,056,009
16 184 $28,976 $5,475 $23,501 $3,032,508
16 185 $28,976 $5,433 $23,543 $3,008,965
16 186 $28,976 $5,391 $23,585 $2,985,380
16 187 $28,976 $5,349 $23,627 $2,961,753
16 188 $28,976 $5,306 $23,670 $2,938,083
16 189 $28,976 $5,264 $23,712 $2,914,371
16 190 $28,976 $5,222 $23,755 $2,890,616
16 191 $28,976 $5,179 $23,797 $2,866,819
16 192 $28,976 $5,136 $23,840 $2,842,979
17 193 $28,976 $5,094 $23,883 $2,819,096
17 194 $28,976 $5,051 $23,925 $2,795,171
17 195 $28,976 $5,008 $23,968 $2,771,202
17 196 $28,976 $4,965 $24,011 $2,747,191
17 197 $28,976 $4,922 $24,054 $2,723,137
17 198 $28,976 $4,879 $24,097 $2,699,040
17 199 $28,976 $4,836 $24,141 $2,674,899
17 200 $28,976 $4,793 $24,184 $2,650,715
17 201 $28,976 $4,749 $24,227 $2,626,488
17 202 $28,976 $4,706 $24,271 $2,602,218
17 203 $28,976 $4,662 $24,314 $2,577,904
17 204 $28,976 $4,619 $24,358 $2,553,546
18 205 $28,976 $4,575 $24,401 $2,529,145
18 206 $28,976 $4,531 $24,445 $2,504,700
18 207 $28,976 $4,488 $24,489 $2,480,211
18 208 $28,976 $4,444 $24,533 $2,455,679
18 209 $28,976 $4,400 $24,577 $2,431,102
18 210 $28,976 $4,356 $24,621 $2,406,482
18 211 $28,976 $4,312 $24,665 $2,381,817
18 212 $28,976 $4,267 $24,709 $2,357,108
18 213 $28,976 $4,223 $24,753 $2,332,355
18 214 $28,976 $4,179 $24,797 $2,307,557
18 215 $28,976 $4,134 $24,842 $2,282,715
18 216 $28,976 $4,090 $24,886 $2,257,829
19 217 $28,976 $4,045 $24,931 $2,232,898
19 218 $28,976 $4,001 $24,976 $2,207,922
19 219 $28,976 $3,956 $25,020 $2,182,902
19 220 $28,976 $3,911 $25,065 $2,157,837
19 221 $28,976 $3,866 $25,110 $2,132,726
19 222 $28,976 $3,821 $25,155 $2,107,571
19 223 $28,976 $3,776 $25,200 $2,082,371
19 224 $28,976 $3,731 $25,245 $2,057,126
19 225 $28,976 $3,686 $25,291 $2,031,835
19 226 $28,976 $3,640 $25,336 $2,006,499
19 227 $28,976 $3,595 $25,381 $1,981,118
19 228 $28,976 $3,550 $25,427 $1,955,691
20 229 $28,976 $3,504 $25,472 $1,930,219
20 230 $28,976 $3,458 $25,518 $1,904,701
20 231 $28,976 $3,413 $25,564 $1,879,137
20 232 $28,976 $3,367 $25,610 $1,853,527
20 233 $28,976 $3,321 $25,655 $1,827,872
20 234 $28,976 $3,275 $25,701 $1,802,171
20 235 $28,976 $3,229 $25,747 $1,776,423
20 236 $28,976 $3,183 $25,794 $1,750,630
20 237 $28,976 $3,137 $25,840 $1,724,790
20 238 $28,976 $3,090 $25,886 $1,698,904
20 239 $28,976 $3,044 $25,932 $1,672,972
20 240 $28,976 $2,997 $25,979 $1,646,993
21 241 $28,976 $2,951 $26,025 $1,620,967
21 242 $28,976 $2,904 $26,072 $1,594,895
21 243 $28,976 $2,858 $26,119 $1,568,776
21 244 $28,976 $2,811 $26,166 $1,542,611
21 245 $28,976 $2,764 $26,212 $1,516,398
21 246 $28,976 $2,717 $26,259 $1,490,139
21 247 $28,976 $2,670 $26,306 $1,463,832
21 248 $28,976 $2,623 $26,354 $1,437,479
21 249 $28,976 $2,575 $26,401 $1,411,078
21 250 $28,976 $2,528 $26,448 $1,384,630
21 251 $28,976 $2,481 $26,496 $1,358,134
21 252 $28,976 $2,433 $26,543 $1,331,591
22 253 $28,976 $2,386 $26,591 $1,305,001
22 254 $28,976 $2,338 $26,638 $1,278,363
22 255 $28,976 $2,290 $26,686 $1,251,677
22 256 $28,976 $2,243 $26,734 $1,224,943
22 257 $28,976 $2,195 $26,782 $1,198,162
22 258 $28,976 $2,147 $26,830 $1,171,332
22 259 $28,976 $2,099 $26,878 $1,144,454
22 260 $28,976 $2,050 $26,926 $1,117,528
22 261 $28,976 $2,002 $26,974 $1,090,554
22 262 $28,976 $1,954 $27,022 $1,063,532
22 263 $28,976 $1,905 $27,071 $1,036,461
22 264 $28,976 $1,857 $27,119 $1,009,342
23 265 $28,976 $1,808 $27,168 $982,174
23 266 $28,976 $1,760 $27,217 $954,957
23 267 $28,976 $1,711 $27,265 $927,692
23 268 $28,976 $1,662 $27,314 $900,378
23 269 $28,976 $1,613 $27,363 $873,015
23 270 $28,976 $1,564 $27,412 $845,603
23 271 $28,976 $1,515 $27,461 $818,141
23 272 $28,976 $1,466 $27,510 $790,631
23 273 $28,976 $1,417 $27,560 $763,071
23 274 $28,976 $1,367 $27,609 $735,462
23 275 $28,976 $1,318 $27,659 $707,803
23 276 $28,976 $1,268 $27,708 $680,095
24 277 $28,976 $1,219 $27,758 $652,338
24 278 $28,976 $1,169 $27,808 $624,530
24 279 $28,976 $1,119 $27,857 $596,673
24 280 $28,976 $1,069 $27,907 $568,765
24 281 $28,976 $1,019 $27,957 $540,808
24 282 $28,976 $969 $28,007 $512,801
24 283 $28,976 $919 $28,058 $484,743
24 284 $28,976 $868 $28,108 $456,635
24 285 $28,976 $818 $28,158 $428,477
24 286 $28,976 $768 $28,209 $400,269
24 287 $28,976 $717 $28,259 $372,010
24 288 $28,976 $667 $28,310 $343,700
25 289 $28,976 $616 $28,361 $315,339
25 290 $28,976 $565 $28,411 $286,928
25 291 $28,976 $514 $28,462 $258,466
25 292 $28,976 $463 $28,513 $229,953
25 293 $28,976 $412 $28,564 $201,388
25 294 $28,976 $361 $28,615 $172,773
25 295 $28,976 $310 $28,667 $144,106
25 296 $28,976 $258 $28,718 $115,388
25 297 $28,976 $207 $28,770 $86,618
25 298 $28,976 $155 $28,821 $57,797
25 299 $28,976 $104 $28,873 $28,924
25 300 $28,976 $52 $28,924 $0