按揭計算
物業售價 港幣
按揭成數 %
按揭利率 %
按揭年期


印花稅項

(舊)從價印花稅(第二標準稅率)
(住宅首置買家、合資格換樓人士*仍適用)
現適用於代表自己行事的香港永久性居民在購買住宅物業時,在香港沒有擁有其他任何住宅物業

(新)從價印花稅
現適用於購入物業時已擁有另一住宅物業、或非香港永久性居民購入住宅物業

從價印花稅 (第一標準稅率)
現適用於購買非住宅物業

BSD 買家印花稅收費
所有非香港永久性居民或以公司名義購買住宅物業之人士

SSD 額外印花稅收費
若SSD由賣方負責,則無需選擇此項



*若香港永久性居民購入住宅物業純屬轉換居所,並於買入物業6個月內(以買賣轉易契日期起計)售出他唯一的另一個住宅物業,買家可向稅務局申請退還部份印花稅(相當於新舊印花稅差額),但須符合稅務局之特定條件。 提示: 計算僅供參考,一概以稅務局最新公佈及決定為準。
如需更精確計算及進一步了解詳情,歡迎與我們的專業按揭顧問聯絡。
估計最初預算
首期港幣 $4,980,000
代理佣金 (港幣 $)
律師費 (港幣 $)
買家印花稅 (BSD)
額外印花稅 (SSD)
總數港幣 $5,104,500
* 請到政府 網站 取得最新印花稅資料
計算結果
首期 (港幣)
$4,980,000
 
每月還款 (港幣)
$32,210
總貸款額 (港幣)
$7,470,000
+
總利息 (港幣)
$2,193,078
=
總還款額 (港幣)
$9,663,078
還款計劃
年期 分期 還款 (港幣 $) 利息 (港幣 $) 本金 (港幣 $) 債務總額 (港幣 $)
1 1 $32,210 $13,384 $18,827 $7,451,173
1 2 $32,210 $13,350 $18,860 $7,432,313
1 3 $32,210 $13,316 $18,894 $7,413,419
1 4 $32,210 $13,282 $18,928 $7,394,491
1 5 $32,210 $13,248 $18,962 $7,375,530
1 6 $32,210 $13,214 $18,996 $7,356,534
1 7 $32,210 $13,180 $19,030 $7,337,504
1 8 $32,210 $13,146 $19,064 $7,318,440
1 9 $32,210 $13,112 $19,098 $7,299,342
1 10 $32,210 $13,078 $19,132 $7,280,210
1 11 $32,210 $13,044 $19,167 $7,261,043
1 12 $32,210 $13,009 $19,201 $7,241,842
2 13 $32,210 $12,975 $19,235 $7,222,607
2 14 $32,210 $12,941 $19,270 $7,203,337
2 15 $32,210 $12,906 $19,304 $7,184,033
2 16 $32,210 $12,871 $19,339 $7,164,694
2 17 $32,210 $12,837 $19,374 $7,145,321
2 18 $32,210 $12,802 $19,408 $7,125,912
2 19 $32,210 $12,767 $19,443 $7,106,469
2 20 $32,210 $12,732 $19,478 $7,086,992
2 21 $32,210 $12,698 $19,513 $7,067,479
2 22 $32,210 $12,663 $19,548 $7,047,931
2 23 $32,210 $12,628 $19,583 $7,028,348
2 24 $32,210 $12,592 $19,618 $7,008,731
3 25 $32,210 $12,557 $19,653 $6,989,078
3 26 $32,210 $12,522 $19,688 $6,969,389
3 27 $32,210 $12,487 $19,723 $6,949,666
3 28 $32,210 $12,451 $19,759 $6,929,907
3 29 $32,210 $12,416 $19,794 $6,910,113
3 30 $32,210 $12,381 $19,830 $6,890,283
3 31 $32,210 $12,345 $19,865 $6,870,418
3 32 $32,210 $12,309 $19,901 $6,850,518
3 33 $32,210 $12,274 $19,936 $6,830,581
3 34 $32,210 $12,238 $19,972 $6,810,609
3 35 $32,210 $12,202 $20,008 $6,790,601
3 36 $32,210 $12,166 $20,044 $6,770,557
4 37 $32,210 $12,131 $20,080 $6,750,478
4 38 $32,210 $12,095 $20,116 $6,730,362
4 39 $32,210 $12,059 $20,152 $6,710,210
4 40 $32,210 $12,022 $20,188 $6,690,022
4 41 $32,210 $11,986 $20,224 $6,669,798
4 42 $32,210 $11,950 $20,260 $6,649,538
4 43 $32,210 $11,914 $20,297 $6,629,242
4 44 $32,210 $11,877 $20,333 $6,608,909
4 45 $32,210 $11,841 $20,369 $6,588,540
4 46 $32,210 $11,804 $20,406 $6,568,134
4 47 $32,210 $11,768 $20,442 $6,547,691
4 48 $32,210 $11,731 $20,479 $6,527,212
5 49 $32,210 $11,695 $20,516 $6,506,697
5 50 $32,210 $11,658 $20,552 $6,486,144
5 51 $32,210 $11,621 $20,589 $6,465,555
5 52 $32,210 $11,584 $20,626 $6,444,929
5 53 $32,210 $11,547 $20,663 $6,424,266
5 54 $32,210 $11,510 $20,700 $6,403,566
5 55 $32,210 $11,473 $20,737 $6,382,829
5 56 $32,210 $11,436 $20,774 $6,362,054
5 57 $32,210 $11,399 $20,812 $6,341,243
5 58 $32,210 $11,361 $20,849 $6,320,394
5 59 $32,210 $11,324 $20,886 $6,299,508
5 60 $32,210 $11,287 $20,924 $6,278,584
6 61 $32,210 $11,249 $20,961 $6,257,623
6 62 $32,210 $11,212 $20,999 $6,236,624
6 63 $32,210 $11,174 $21,036 $6,215,588
6 64 $32,210 $11,136 $21,074 $6,194,514
6 65 $32,210 $11,099 $21,112 $6,173,402
6 66 $32,210 $11,061 $21,150 $6,152,252
6 67 $32,210 $11,023 $21,187 $6,131,065
6 68 $32,210 $10,985 $21,225 $6,109,840
6 69 $32,210 $10,947 $21,263 $6,088,576
6 70 $32,210 $10,909 $21,302 $6,067,275
6 71 $32,210 $10,871 $21,340 $6,045,935
6 72 $32,210 $10,832 $21,378 $6,024,557
7 73 $32,210 $10,794 $21,416 $6,003,141
7 74 $32,210 $10,756 $21,455 $5,981,686
7 75 $32,210 $10,717 $21,493 $5,960,193
7 76 $32,210 $10,679 $21,532 $5,938,661
7 77 $32,210 $10,640 $21,570 $5,917,091
7 78 $32,210 $10,601 $21,609 $5,895,482
7 79 $32,210 $10,563 $21,648 $5,873,835
7 80 $32,210 $10,524 $21,686 $5,852,149
7 81 $32,210 $10,485 $21,725 $5,830,423
7 82 $32,210 $10,446 $21,764 $5,808,659
7 83 $32,210 $10,407 $21,803 $5,786,856
7 84 $32,210 $10,368 $21,842 $5,765,014
8 85 $32,210 $10,329 $21,881 $5,743,133
8 86 $32,210 $10,290 $21,920 $5,721,212
8 87 $32,210 $10,251 $21,960 $5,699,253
8 88 $32,210 $10,211 $21,999 $5,677,253
8 89 $32,210 $10,172 $22,039 $5,655,215
8 90 $32,210 $10,132 $22,078 $5,633,137
8 91 $32,210 $10,093 $22,118 $5,611,019
8 92 $32,210 $10,053 $22,157 $5,588,862
8 93 $32,210 $10,013 $22,197 $5,566,665
8 94 $32,210 $9,974 $22,237 $5,544,429
8 95 $32,210 $9,934 $22,276 $5,522,152
8 96 $32,210 $9,894 $22,316 $5,499,836
9 97 $32,210 $9,854 $22,356 $5,477,479
9 98 $32,210 $9,814 $22,396 $5,455,083
9 99 $32,210 $9,774 $22,437 $5,432,646
9 100 $32,210 $9,733 $22,477 $5,410,170
9 101 $32,210 $9,693 $22,517 $5,387,653
9 102 $32,210 $9,653 $22,557 $5,365,095
9 103 $32,210 $9,612 $22,598 $5,342,497
9 104 $32,210 $9,572 $22,638 $5,319,859
9 105 $32,210 $9,531 $22,679 $5,297,180
9 106 $32,210 $9,491 $22,719 $5,274,461
9 107 $32,210 $9,450 $22,760 $5,251,701
9 108 $32,210 $9,409 $22,801 $5,228,900
10 109 $32,210 $9,368 $22,842 $5,206,058
10 110 $32,210 $9,328 $22,883 $5,183,175
10 111 $32,210 $9,287 $22,924 $5,160,251
10 112 $32,210 $9,245 $22,965 $5,137,287
10 113 $32,210 $9,204 $23,006 $5,114,281
10 114 $32,210 $9,163 $23,047 $5,091,233
10 115 $32,210 $9,122 $23,088 $5,068,145
10 116 $32,210 $9,080 $23,130 $5,045,015
10 117 $32,210 $9,039 $23,171 $5,021,844
10 118 $32,210 $8,997 $23,213 $4,998,631
10 119 $32,210 $8,956 $23,254 $4,975,377
10 120 $32,210 $8,914 $23,296 $4,952,081
11 121 $32,210 $8,872 $23,338 $4,928,743
11 122 $32,210 $8,831 $23,380 $4,905,363
11 123 $32,210 $8,789 $23,421 $4,881,942
11 124 $32,210 $8,747 $23,463 $4,858,478
11 125 $32,210 $8,705 $23,505 $4,834,973
11 126 $32,210 $8,663 $23,548 $4,811,425
11 127 $32,210 $8,620 $23,590 $4,787,835
11 128 $32,210 $8,578 $23,632 $4,764,203
11 129 $32,210 $8,536 $23,674 $4,740,529
11 130 $32,210 $8,493 $23,717 $4,716,812
11 131 $32,210 $8,451 $23,759 $4,693,053
11 132 $32,210 $8,408 $23,802 $4,669,251
12 133 $32,210 $8,366 $23,845 $4,645,406
12 134 $32,210 $8,323 $23,887 $4,621,519
12 135 $32,210 $8,280 $23,930 $4,597,589
12 136 $32,210 $8,237 $23,973 $4,573,616
12 137 $32,210 $8,194 $24,016 $4,549,600
12 138 $32,210 $8,151 $24,059 $4,525,542
12 139 $32,210 $8,108 $24,102 $4,501,440
12 140 $32,210 $8,065 $24,145 $4,477,294
12 141 $32,210 $8,022 $24,188 $4,453,106
12 142 $32,210 $7,978 $24,232 $4,428,874
12 143 $32,210 $7,935 $24,275 $4,404,599
12 144 $32,210 $7,892 $24,319 $4,380,280
13 145 $32,210 $7,848 $24,362 $4,355,918
13 146 $32,210 $7,804 $24,406 $4,331,512
13 147 $32,210 $7,761 $24,450 $4,307,062
13 148 $32,210 $7,717 $24,493 $4,282,569
13 149 $32,210 $7,673 $24,537 $4,258,032
13 150 $32,210 $7,629 $24,581 $4,233,450
13 151 $32,210 $7,585 $24,625 $4,208,825
13 152 $32,210 $7,541 $24,669 $4,184,156
13 153 $32,210 $7,497 $24,714 $4,159,442
13 154 $32,210 $7,452 $24,758 $4,134,684
13 155 $32,210 $7,408 $24,802 $4,109,882
13 156 $32,210 $7,364 $24,847 $4,085,035
14 157 $32,210 $7,319 $24,891 $4,060,144
14 158 $32,210 $7,274 $24,936 $4,035,208
14 159 $32,210 $7,230 $24,981 $4,010,227
14 160 $32,210 $7,185 $25,025 $3,985,202
14 161 $32,210 $7,140 $25,070 $3,960,132
14 162 $32,210 $7,095 $25,115 $3,935,017
14 163 $32,210 $7,050 $25,160 $3,909,857
14 164 $32,210 $7,005 $25,205 $3,884,652
14 165 $32,210 $6,960 $25,250 $3,859,402
14 166 $32,210 $6,915 $25,295 $3,834,106
14 167 $32,210 $6,869 $25,341 $3,808,765
14 168 $32,210 $6,824 $25,386 $3,783,379
15 169 $32,210 $6,779 $25,432 $3,757,947
15 170 $32,210 $6,733 $25,477 $3,732,470
15 171 $32,210 $6,687 $25,523 $3,706,947
15 172 $32,210 $6,642 $25,569 $3,681,379
15 173 $32,210 $6,596 $25,614 $3,655,764
15 174 $32,210 $6,550 $25,660 $3,630,104
15 175 $32,210 $6,504 $25,706 $3,604,397
15 176 $32,210 $6,458 $25,752 $3,578,645
15 177 $32,210 $6,412 $25,799 $3,552,847
15 178 $32,210 $6,366 $25,845 $3,527,002
15 179 $32,210 $6,319 $25,891 $3,501,111
15 180 $32,210 $6,273 $25,937 $3,475,173
16 181 $32,210 $6,226 $25,984 $3,449,189
16 182 $32,210 $6,180 $26,030 $3,423,159
16 183 $32,210 $6,133 $26,077 $3,397,082
16 184 $32,210 $6,086 $26,124 $3,370,958
16 185 $32,210 $6,040 $26,171 $3,344,787
16 186 $32,210 $5,993 $26,218 $3,318,570
16 187 $32,210 $5,946 $26,264 $3,292,305
16 188 $32,210 $5,899 $26,312 $3,265,994
16 189 $32,210 $5,852 $26,359 $3,239,635
16 190 $32,210 $5,804 $26,406 $3,213,229
16 191 $32,210 $5,757 $26,453 $3,186,776
16 192 $32,210 $5,710 $26,501 $3,160,275
17 193 $32,210 $5,662 $26,548 $3,133,727
17 194 $32,210 $5,615 $26,596 $3,107,132
17 195 $32,210 $5,567 $26,643 $3,080,488
17 196 $32,210 $5,519 $26,691 $3,053,797
17 197 $32,210 $5,471 $26,739 $3,027,058
17 198 $32,210 $5,423 $26,787 $3,000,272
17 199 $32,210 $5,375 $26,835 $2,973,437
17 200 $32,210 $5,327 $26,883 $2,946,554
17 201 $32,210 $5,279 $26,931 $2,919,623
17 202 $32,210 $5,231 $26,979 $2,892,644
17 203 $32,210 $5,183 $27,028 $2,865,616
17 204 $32,210 $5,134 $27,076 $2,838,540
18 205 $32,210 $5,086 $27,125 $2,811,416
18 206 $32,210 $5,037 $27,173 $2,784,242
18 207 $32,210 $4,988 $27,222 $2,757,021
18 208 $32,210 $4,940 $27,271 $2,729,750
18 209 $32,210 $4,891 $27,319 $2,702,431
18 210 $32,210 $4,842 $27,368 $2,675,062
18 211 $32,210 $4,793 $27,417 $2,647,645
18 212 $32,210 $4,744 $27,467 $2,620,178
18 213 $32,210 $4,694 $27,516 $2,592,662
18 214 $32,210 $4,645 $27,565 $2,565,097
18 215 $32,210 $4,596 $27,614 $2,537,483
18 216 $32,210 $4,546 $27,664 $2,509,819
19 217 $32,210 $4,497 $27,714 $2,482,105
19 218 $32,210 $4,447 $27,763 $2,454,342
19 219 $32,210 $4,397 $27,813 $2,426,529
19 220 $32,210 $4,348 $27,863 $2,398,667
19 221 $32,210 $4,298 $27,913 $2,370,754
19 222 $32,210 $4,248 $27,963 $2,342,791
19 223 $32,210 $4,198 $28,013 $2,314,779
19 224 $32,210 $4,147 $28,063 $2,286,716
19 225 $32,210 $4,097 $28,113 $2,258,602
19 226 $32,210 $4,047 $28,164 $2,230,439
19 227 $32,210 $3,996 $28,214 $2,202,225
19 228 $32,210 $3,946 $28,265 $2,173,960
20 229 $32,210 $3,895 $28,315 $2,145,645
20 230 $32,210 $3,844 $28,366 $2,117,279
20 231 $32,210 $3,793 $28,417 $2,088,862
20 232 $32,210 $3,743 $28,468 $2,060,394
20 233 $32,210 $3,692 $28,519 $2,031,876
20 234 $32,210 $3,640 $28,570 $2,003,306
20 235 $32,210 $3,589 $28,621 $1,974,685
20 236 $32,210 $3,538 $28,672 $1,946,013
20 237 $32,210 $3,487 $28,724 $1,917,289
20 238 $32,210 $3,435 $28,775 $1,888,514
20 239 $32,210 $3,384 $28,827 $1,859,687
20 240 $32,210 $3,332 $28,878 $1,830,809
21 241 $32,210 $3,280 $28,930 $1,801,879
21 242 $32,210 $3,228 $28,982 $1,772,897
21 243 $32,210 $3,176 $29,034 $1,743,863
21 244 $32,210 $3,124 $29,086 $1,714,777
21 245 $32,210 $3,072 $29,138 $1,685,639
21 246 $32,210 $3,020 $29,190 $1,656,449
21 247 $32,210 $2,968 $29,242 $1,627,207
21 248 $32,210 $2,915 $29,295 $1,597,912
21 249 $32,210 $2,863 $29,347 $1,568,564
21 250 $32,210 $2,810 $29,400 $1,539,165
21 251 $32,210 $2,758 $29,453 $1,509,712
21 252 $32,210 $2,705 $29,505 $1,480,207
22 253 $32,210 $2,652 $29,558 $1,450,648
22 254 $32,210 $2,599 $29,611 $1,421,037
22 255 $32,210 $2,546 $29,664 $1,391,373
22 256 $32,210 $2,493 $29,717 $1,361,656
22 257 $32,210 $2,440 $29,771 $1,331,885
22 258 $32,210 $2,386 $29,824 $1,302,061
22 259 $32,210 $2,333 $29,877 $1,272,184
22 260 $32,210 $2,279 $29,931 $1,242,253
22 261 $32,210 $2,226 $29,985 $1,212,268
22 262 $32,210 $2,172 $30,038 $1,182,230
22 263 $32,210 $2,118 $30,092 $1,152,138
22 264 $32,210 $2,064 $30,146 $1,121,992
23 265 $32,210 $2,010 $30,200 $1,091,792
23 266 $32,210 $1,956 $30,254 $1,061,538
23 267 $32,210 $1,902 $30,308 $1,031,229
23 268 $32,210 $1,848 $30,363 $1,000,867
23 269 $32,210 $1,793 $30,417 $970,450
23 270 $32,210 $1,739 $30,472 $939,978
23 271 $32,210 $1,684 $30,526 $909,452
23 272 $32,210 $1,629 $30,581 $878,871
23 273 $32,210 $1,575 $30,636 $848,235
23 274 $32,210 $1,520 $30,691 $817,545
23 275 $32,210 $1,465 $30,745 $786,799
23 276 $32,210 $1,410 $30,801 $755,999
24 277 $32,210 $1,354 $30,856 $725,143
24 278 $32,210 $1,299 $30,911 $694,232
24 279 $32,210 $1,244 $30,966 $663,266
24 280 $32,210 $1,188 $31,022 $632,244
24 281 $32,210 $1,133 $31,077 $601,166
24 282 $32,210 $1,077 $31,133 $570,033
24 283 $32,210 $1,021 $31,189 $538,844
24 284 $32,210 $965 $31,245 $507,599
24 285 $32,210 $909 $31,301 $476,298
24 286 $32,210 $853 $31,357 $444,942
24 287 $32,210 $797 $31,413 $413,528
24 288 $32,210 $741 $31,469 $382,059
25 289 $32,210 $685 $31,526 $350,533
25 290 $32,210 $628 $31,582 $318,951
25 291 $32,210 $571 $31,639 $287,312
25 292 $32,210 $515 $31,695 $255,617
25 293 $32,210 $458 $31,752 $223,865
25 294 $32,210 $401 $31,809 $192,055
25 295 $32,210 $344 $31,866 $160,189
25 296 $32,210 $287 $31,923 $128,266
25 297 $32,210 $230 $31,980 $96,286
25 298 $32,210 $173 $32,038 $64,248
25 299 $32,210 $115 $32,095 $32,153
25 300 $32,210 $58 $32,153 $0