按揭計算
物業售價 港幣
按揭成數 %
按揭利率 %
按揭年期


印花稅項

(舊)從價印花稅(第二標準稅率)
(住宅首置買家、合資格換樓人士*仍適用)
現適用於代表自己行事的香港永久性居民在購買住宅物業時,在香港沒有擁有其他任何住宅物業

(新)從價印花稅
現適用於購入物業時已擁有另一住宅物業、或非香港永久性居民購入住宅物業

從價印花稅 (第一標準稅率)
現適用於購買非住宅物業

BSD 買家印花稅收費
所有非香港永久性居民或以公司名義購買住宅物業之人士

SSD 額外印花稅收費
若SSD由賣方負責,則無需選擇此項



*若香港永久性居民購入住宅物業純屬轉換居所,並於買入物業6個月內(以買賣轉易契日期起計)售出他唯一的另一個住宅物業,買家可向稅務局申請退還部份印花稅(相當於新舊印花稅差額),但須符合稅務局之特定條件。 提示: 計算僅供參考,一概以稅務局最新公佈及決定為準。
如需更精確計算及進一步了解詳情,歡迎與我們的專業按揭顧問聯絡。
估計最初預算
首期港幣 $3,700,000
代理佣金 (港幣 $)
律師費 (港幣 $)
買家印花稅 (BSD)
額外印花稅 (SSD)
總數港幣 $3,792,500
* 請到政府 網站 取得最新印花稅資料
計算結果
首期 (港幣)
$3,700,000
 
每月還款 (港幣)
$23,931
總貸款額 (港幣)
$5,550,000
+
總利息 (港幣)
$1,629,395
=
總還款額 (港幣)
$7,179,395
還款計劃
年期 分期 還款 (港幣 $) 利息 (港幣 $) 本金 (港幣 $) 債務總額 (港幣 $)
1 1 $23,931 $9,944 $13,988 $5,536,012
1 2 $23,931 $9,919 $14,013 $5,522,000
1 3 $23,931 $9,894 $14,038 $5,507,962
1 4 $23,931 $9,868 $14,063 $5,493,899
1 5 $23,931 $9,843 $14,088 $5,479,811
1 6 $23,931 $9,818 $14,113 $5,465,698
1 7 $23,931 $9,793 $14,139 $5,451,559
1 8 $23,931 $9,767 $14,164 $5,437,395
1 9 $23,931 $9,742 $14,189 $5,423,206
1 10 $23,931 $9,717 $14,215 $5,408,991
1 11 $23,931 $9,691 $14,240 $5,394,751
1 12 $23,931 $9,666 $14,266 $5,380,485
2 13 $23,931 $9,640 $14,291 $5,366,194
2 14 $23,931 $9,614 $14,317 $5,351,877
2 15 $23,931 $9,589 $14,343 $5,337,535
2 16 $23,931 $9,563 $14,368 $5,323,166
2 17 $23,931 $9,537 $14,394 $5,308,772
2 18 $23,931 $9,512 $14,420 $5,294,353
2 19 $23,931 $9,486 $14,446 $5,279,907
2 20 $23,931 $9,460 $14,471 $5,265,435
2 21 $23,931 $9,434 $14,497 $5,250,938
2 22 $23,931 $9,408 $14,523 $5,236,415
2 23 $23,931 $9,382 $14,549 $5,221,865
2 24 $23,931 $9,356 $14,575 $5,207,290
3 25 $23,931 $9,330 $14,602 $5,192,688
3 26 $23,931 $9,304 $14,628 $5,178,060
3 27 $23,931 $9,277 $14,654 $5,163,406
3 28 $23,931 $9,251 $14,680 $5,148,726
3 29 $23,931 $9,225 $14,707 $5,134,020
3 30 $23,931 $9,198 $14,733 $5,119,287
3 31 $23,931 $9,172 $14,759 $5,104,528
3 32 $23,931 $9,146 $14,786 $5,089,742
3 33 $23,931 $9,119 $14,812 $5,074,930
3 34 $23,931 $9,093 $14,839 $5,060,091
3 35 $23,931 $9,066 $14,865 $5,045,226
3 36 $23,931 $9,039 $14,892 $5,030,334
4 37 $23,931 $9,013 $14,919 $5,015,415
4 38 $23,931 $8,986 $14,945 $5,000,470
4 39 $23,931 $8,959 $14,972 $4,985,498
4 40 $23,931 $8,932 $14,999 $4,970,499
4 41 $23,931 $8,905 $15,026 $4,955,473
4 42 $23,931 $8,879 $15,053 $4,940,420
4 43 $23,931 $8,852 $15,080 $4,925,340
4 44 $23,931 $8,825 $15,107 $4,910,234
4 45 $23,931 $8,798 $15,134 $4,895,100
4 46 $23,931 $8,770 $15,161 $4,879,939
4 47 $23,931 $8,743 $15,188 $4,864,751
4 48 $23,931 $8,716 $15,215 $4,849,535
5 49 $23,931 $8,689 $15,243 $4,834,293
5 50 $23,931 $8,661 $15,270 $4,819,023
5 51 $23,931 $8,634 $15,297 $4,803,726
5 52 $23,931 $8,607 $15,325 $4,788,401
5 53 $23,931 $8,579 $15,352 $4,773,049
5 54 $23,931 $8,552 $15,380 $4,757,669
5 55 $23,931 $8,524 $15,407 $4,742,262
5 56 $23,931 $8,497 $15,435 $4,726,827
5 57 $23,931 $8,469 $15,462 $4,711,365
5 58 $23,931 $8,441 $15,490 $4,695,875
5 59 $23,931 $8,413 $15,518 $4,680,357
5 60 $23,931 $8,386 $15,546 $4,664,811
6 61 $23,931 $8,358 $15,574 $4,649,238
6 62 $23,931 $8,330 $15,601 $4,633,636
6 63 $23,931 $8,302 $15,629 $4,618,007
6 64 $23,931 $8,274 $15,657 $4,602,350
6 65 $23,931 $8,246 $15,685 $4,586,664
6 66 $23,931 $8,218 $15,714 $4,570,951
6 67 $23,931 $8,190 $15,742 $4,555,209
6 68 $23,931 $8,161 $15,770 $4,539,439
6 69 $23,931 $8,133 $15,798 $4,523,641
6 70 $23,931 $8,105 $15,826 $4,507,814
6 71 $23,931 $8,077 $15,855 $4,491,960
6 72 $23,931 $8,048 $15,883 $4,476,076
7 73 $23,931 $8,020 $15,912 $4,460,165
7 74 $23,931 $7,991 $15,940 $4,444,225
7 75 $23,931 $7,963 $15,969 $4,428,256
7 76 $23,931 $7,934 $15,997 $4,412,258
7 77 $23,931 $7,905 $16,026 $4,396,232
7 78 $23,931 $7,877 $16,055 $4,380,178
7 79 $23,931 $7,848 $16,083 $4,364,094
7 80 $23,931 $7,819 $16,112 $4,347,982
7 81 $23,931 $7,790 $16,141 $4,331,841
7 82 $23,931 $7,761 $16,170 $4,315,671
7 83 $23,931 $7,732 $16,199 $4,299,471
7 84 $23,931 $7,703 $16,228 $4,283,243
8 85 $23,931 $7,674 $16,257 $4,266,986
8 86 $23,931 $7,645 $16,286 $4,250,700
8 87 $23,931 $7,616 $16,315 $4,234,384
8 88 $23,931 $7,587 $16,345 $4,218,040
8 89 $23,931 $7,557 $16,374 $4,201,666
8 90 $23,931 $7,528 $16,403 $4,185,262
8 91 $23,931 $7,499 $16,433 $4,168,830
8 92 $23,931 $7,469 $16,462 $4,152,367
8 93 $23,931 $7,440 $16,492 $4,135,876
8 94 $23,931 $7,410 $16,521 $4,119,355
8 95 $23,931 $7,381 $16,551 $4,102,804
8 96 $23,931 $7,351 $16,580 $4,086,223
9 97 $23,931 $7,321 $16,610 $4,069,613
9 98 $23,931 $7,291 $16,640 $4,052,973
9 99 $23,931 $7,262 $16,670 $4,036,304
9 100 $23,931 $7,232 $16,700 $4,019,604
9 101 $23,931 $7,202 $16,730 $4,002,874
9 102 $23,931 $7,172 $16,760 $3,986,115
9 103 $23,931 $7,142 $16,790 $3,969,325
9 104 $23,931 $7,112 $16,820 $3,952,506
9 105 $23,931 $7,082 $16,850 $3,935,656
9 106 $23,931 $7,051 $16,880 $3,918,776
9 107 $23,931 $7,021 $16,910 $3,901,866
9 108 $23,931 $6,991 $16,940 $3,884,925
10 109 $23,931 $6,960 $16,971 $3,867,955
10 110 $23,931 $6,930 $17,001 $3,850,953
10 111 $23,931 $6,900 $17,032 $3,833,922
10 112 $23,931 $6,869 $17,062 $3,816,859
10 113 $23,931 $6,839 $17,093 $3,799,767
10 114 $23,931 $6,808 $17,123 $3,782,643
10 115 $23,931 $6,777 $17,154 $3,765,489
10 116 $23,931 $6,747 $17,185 $3,748,304
10 117 $23,931 $6,716 $17,216 $3,731,089
10 118 $23,931 $6,685 $17,246 $3,713,842
10 119 $23,931 $6,654 $17,277 $3,696,565
10 120 $23,931 $6,623 $17,308 $3,679,257
11 121 $23,931 $6,592 $17,339 $3,661,917
11 122 $23,931 $6,561 $17,370 $3,644,547
11 123 $23,931 $6,530 $17,402 $3,627,145
11 124 $23,931 $6,499 $17,433 $3,609,713
11 125 $23,931 $6,467 $17,464 $3,592,249
11 126 $23,931 $6,436 $17,495 $3,574,754
11 127 $23,931 $6,405 $17,527 $3,557,227
11 128 $23,931 $6,373 $17,558 $3,539,669
11 129 $23,931 $6,342 $17,589 $3,522,080
11 130 $23,931 $6,310 $17,621 $3,504,459
11 131 $23,931 $6,279 $17,652 $3,486,806
11 132 $23,931 $6,247 $17,684 $3,469,122
12 133 $23,931 $6,216 $17,716 $3,451,406
12 134 $23,931 $6,184 $17,748 $3,433,659
12 135 $23,931 $6,152 $17,779 $3,415,880
12 136 $23,931 $6,120 $17,811 $3,398,068
12 137 $23,931 $6,088 $17,843 $3,380,225
12 138 $23,931 $6,056 $17,875 $3,362,350
12 139 $23,931 $6,024 $17,907 $3,344,443
12 140 $23,931 $5,992 $17,939 $3,326,504
12 141 $23,931 $5,960 $17,971 $3,308,532
12 142 $23,931 $5,928 $18,004 $3,290,529
12 143 $23,931 $5,896 $18,036 $3,272,493
12 144 $23,931 $5,863 $18,068 $3,254,425
13 145 $23,931 $5,831 $18,100 $3,236,325
13 146 $23,931 $5,798 $18,133 $3,218,192
13 147 $23,931 $5,766 $18,165 $3,200,026
13 148 $23,931 $5,733 $18,198 $3,181,828
13 149 $23,931 $5,701 $18,231 $3,163,598
13 150 $23,931 $5,668 $18,263 $3,145,335
13 151 $23,931 $5,635 $18,296 $3,127,039
13 152 $23,931 $5,603 $18,329 $3,108,710
13 153 $23,931 $5,570 $18,362 $3,090,348
13 154 $23,931 $5,537 $18,394 $3,071,954
13 155 $23,931 $5,504 $18,427 $3,053,527
13 156 $23,931 $5,471 $18,460 $3,035,066
14 157 $23,931 $5,438 $18,493 $3,016,573
14 158 $23,931 $5,405 $18,527 $2,998,046
14 159 $23,931 $5,371 $18,560 $2,979,486
14 160 $23,931 $5,338 $18,593 $2,960,893
14 161 $23,931 $5,305 $18,626 $2,942,267
14 162 $23,931 $5,272 $18,660 $2,923,607
14 163 $23,931 $5,238 $18,693 $2,904,914
14 164 $23,931 $5,205 $18,727 $2,886,187
14 165 $23,931 $5,171 $18,760 $2,867,427
14 166 $23,931 $5,137 $18,794 $2,848,633
14 167 $23,931 $5,104 $18,828 $2,829,806
14 168 $23,931 $5,070 $18,861 $2,810,944
15 169 $23,931 $5,036 $18,895 $2,792,049
15 170 $23,931 $5,002 $18,929 $2,773,120
15 171 $23,931 $4,969 $18,963 $2,754,158
15 172 $23,931 $4,935 $18,997 $2,735,161
15 173 $23,931 $4,900 $19,031 $2,716,130
15 174 $23,931 $4,866 $19,065 $2,697,065
15 175 $23,931 $4,832 $19,099 $2,677,966
15 176 $23,931 $4,798 $19,133 $2,658,833
15 177 $23,931 $4,764 $19,168 $2,639,665
15 178 $23,931 $4,729 $19,202 $2,620,463
15 179 $23,931 $4,695 $19,236 $2,601,227
15 180 $23,931 $4,661 $19,271 $2,581,956
16 181 $23,931 $4,626 $19,305 $2,562,651
16 182 $23,931 $4,591 $19,340 $2,543,311
16 183 $23,931 $4,557 $19,375 $2,523,936
16 184 $23,931 $4,522 $19,409 $2,504,527
16 185 $23,931 $4,487 $19,444 $2,485,083
16 186 $23,931 $4,452 $19,479 $2,465,604
16 187 $23,931 $4,418 $19,514 $2,446,090
16 188 $23,931 $4,383 $19,549 $2,426,542
16 189 $23,931 $4,348 $19,584 $2,406,958
16 190 $23,931 $4,312 $19,619 $2,387,339
16 191 $23,931 $4,277 $19,654 $2,367,685
16 192 $23,931 $4,242 $19,689 $2,347,996
17 193 $23,931 $4,207 $19,724 $2,328,271
17 194 $23,931 $4,171 $19,760 $2,308,511
17 195 $23,931 $4,136 $19,795 $2,288,716
17 196 $23,931 $4,101 $19,831 $2,268,886
17 197 $23,931 $4,065 $19,866 $2,249,019
17 198 $23,931 $4,029 $19,902 $2,229,117
17 199 $23,931 $3,994 $19,937 $2,209,180
17 200 $23,931 $3,958 $19,973 $2,189,207
17 201 $23,931 $3,922 $20,009 $2,169,198
17 202 $23,931 $3,886 $20,045 $2,149,153
17 203 $23,931 $3,851 $20,081 $2,129,072
17 204 $23,931 $3,815 $20,117 $2,108,956
18 205 $23,931 $3,779 $20,153 $2,088,803
18 206 $23,931 $3,742 $20,189 $2,068,614
18 207 $23,931 $3,706 $20,225 $2,048,389
18 208 $23,931 $3,670 $20,261 $2,028,128
18 209 $23,931 $3,634 $20,298 $2,007,830
18 210 $23,931 $3,597 $20,334 $1,987,496
18 211 $23,931 $3,561 $20,370 $1,967,126
18 212 $23,931 $3,524 $20,407 $1,946,719
18 213 $23,931 $3,488 $20,443 $1,926,275
18 214 $23,931 $3,451 $20,480 $1,905,795
18 215 $23,931 $3,415 $20,517 $1,885,278
18 216 $23,931 $3,378 $20,554 $1,864,725
19 217 $23,931 $3,341 $20,590 $1,844,135
19 218 $23,931 $3,304 $20,627 $1,823,507
19 219 $23,931 $3,267 $20,664 $1,802,843
19 220 $23,931 $3,230 $20,701 $1,782,142
19 221 $23,931 $3,193 $20,738 $1,761,404
19 222 $23,931 $3,156 $20,775 $1,740,628
19 223 $23,931 $3,119 $20,813 $1,719,815
19 224 $23,931 $3,081 $20,850 $1,698,965
19 225 $23,931 $3,044 $20,887 $1,678,078
19 226 $23,931 $3,007 $20,925 $1,657,153
19 227 $23,931 $2,969 $20,962 $1,636,191
19 228 $23,931 $2,932 $21,000 $1,615,191
20 229 $23,931 $2,894 $21,037 $1,594,154
20 230 $23,931 $2,856 $21,075 $1,573,079
20 231 $23,931 $2,818 $21,113 $1,551,966
20 232 $23,931 $2,781 $21,151 $1,530,815
20 233 $23,931 $2,743 $21,189 $1,509,626
20 234 $23,931 $2,705 $21,227 $1,488,400
20 235 $23,931 $2,667 $21,265 $1,467,135
20 236 $23,931 $2,629 $21,303 $1,445,833
20 237 $23,931 $2,590 $21,341 $1,424,492
20 238 $23,931 $2,552 $21,379 $1,403,113
20 239 $23,931 $2,514 $21,417 $1,381,695
20 240 $23,931 $2,476 $21,456 $1,360,239
21 241 $23,931 $2,437 $21,494 $1,338,745
21 242 $23,931 $2,399 $21,533 $1,317,213
21 243 $23,931 $2,360 $21,571 $1,295,641
21 244 $23,931 $2,321 $21,610 $1,274,031
21 245 $23,931 $2,283 $21,649 $1,252,383
21 246 $23,931 $2,244 $21,687 $1,230,695
21 247 $23,931 $2,205 $21,726 $1,208,969
21 248 $23,931 $2,166 $21,765 $1,187,204
21 249 $23,931 $2,127 $21,804 $1,165,399
21 250 $23,931 $2,088 $21,843 $1,143,556
21 251 $23,931 $2,049 $21,882 $1,121,674
21 252 $23,931 $2,010 $21,922 $1,099,752
22 253 $23,931 $1,970 $21,961 $1,077,791
22 254 $23,931 $1,931 $22,000 $1,055,791
22 255 $23,931 $1,892 $22,040 $1,033,751
22 256 $23,931 $1,852 $22,079 $1,011,672
22 257 $23,931 $1,813 $22,119 $989,553
22 258 $23,931 $1,773 $22,158 $967,395
22 259 $23,931 $1,733 $22,198 $945,197
22 260 $23,931 $1,693 $22,238 $922,959
22 261 $23,931 $1,654 $22,278 $900,681
22 262 $23,931 $1,614 $22,318 $878,364
22 263 $23,931 $1,574 $22,358 $856,006
22 264 $23,931 $1,534 $22,398 $833,608
23 265 $23,931 $1,494 $22,438 $811,171
23 266 $23,931 $1,453 $22,478 $788,693
23 267 $23,931 $1,413 $22,518 $766,174
23 268 $23,931 $1,373 $22,559 $743,616
23 269 $23,931 $1,332 $22,599 $721,017
23 270 $23,931 $1,292 $22,639 $698,377
23 271 $23,931 $1,251 $22,680 $675,697
23 272 $23,931 $1,211 $22,721 $652,976
23 273 $23,931 $1,170 $22,761 $630,215
23 274 $23,931 $1,129 $22,802 $607,413
23 275 $23,931 $1,088 $22,843 $584,570
23 276 $23,931 $1,047 $22,884 $561,686
24 277 $23,931 $1,006 $22,925 $538,761
24 278 $23,931 $965 $22,966 $515,795
24 279 $23,931 $924 $23,007 $492,788
24 280 $23,931 $883 $23,048 $469,739
24 281 $23,931 $842 $23,090 $446,650
24 282 $23,931 $800 $23,131 $423,519
24 283 $23,931 $759 $23,173 $400,346
24 284 $23,931 $717 $23,214 $377,132
24 285 $23,931 $676 $23,256 $353,876
24 286 $23,931 $634 $23,297 $330,579
24 287 $23,931 $592 $23,339 $307,240
24 288 $23,931 $550 $23,381 $283,859
25 289 $23,931 $509 $23,423 $260,436
25 290 $23,931 $467 $23,465 $236,972
25 291 $23,931 $425 $23,507 $213,465
25 292 $23,931 $382 $23,549 $189,916
25 293 $23,931 $340 $23,591 $166,325
25 294 $23,931 $298 $23,633 $142,692
25 295 $23,931 $256 $23,676 $119,016
25 296 $23,931 $213 $23,718 $95,298
25 297 $23,931 $171 $23,761 $71,537
25 298 $23,931 $128 $23,803 $47,734
25 299 $23,931 $86 $23,846 $23,889
25 300 $23,931 $43 $23,889 $0