按揭計算
物業售價 港幣
按揭成數 %
按揭利率 %
按揭年期


印花稅項

(舊)從價印花稅(第二標準稅率)
(住宅首置買家、合資格換樓人士*仍適用)
現適用於代表自己行事的香港永久性居民在購買住宅物業時,在香港沒有擁有其他任何住宅物業

(新)從價印花稅
現適用於購入物業時已擁有另一住宅物業、或非香港永久性居民購入住宅物業

從價印花稅 (第一標準稅率)
現適用於購買非住宅物業

BSD 買家印花稅收費
所有非香港永久性居民或以公司名義購買住宅物業之人士

SSD 額外印花稅收費
若SSD由賣方負責,則無需選擇此項



*若香港永久性居民購入住宅物業純屬轉換居所,並於買入物業6個月內(以買賣轉易契日期起計)售出他唯一的另一個住宅物業,買家可向稅務局申請退還部份印花稅(相當於新舊印花稅差額),但須符合稅務局之特定條件。 提示: 計算僅供參考,一概以稅務局最新公佈及決定為準。
如需更精確計算及進一步了解詳情,歡迎與我們的專業按揭顧問聯絡。
估計最初預算
首期港幣 $3,400,000
代理佣金 (港幣 $)
律師費 (港幣 $)
買家印花稅 (BSD)
額外印花稅 (SSD)
總數港幣 $3,485,000
* 請到政府 網站 取得最新印花稅資料
計算結果
首期 (港幣)
$3,400,000
 
每月還款 (港幣)
$21,991
總貸款額 (港幣)
$5,100,000
+
總利息 (港幣)
$1,497,282
=
總還款額 (港幣)
$6,597,282
還款計劃
年期 分期 還款 (港幣 $) 利息 (港幣 $) 本金 (港幣 $) 債務總額 (港幣 $)
1 1 $21,991 $9,138 $12,853 $5,087,147
1 2 $21,991 $9,114 $12,876 $5,074,270
1 3 $21,991 $9,091 $12,900 $5,061,371
1 4 $21,991 $9,068 $12,923 $5,048,448
1 5 $21,991 $9,045 $12,946 $5,035,502
1 6 $21,991 $9,022 $12,969 $5,022,533
1 7 $21,991 $8,999 $12,992 $5,009,541
1 8 $21,991 $8,975 $13,016 $4,996,525
1 9 $21,991 $8,952 $13,039 $4,983,487
1 10 $21,991 $8,929 $13,062 $4,970,424
1 11 $21,991 $8,905 $13,086 $4,957,339
1 12 $21,991 $8,882 $13,109 $4,944,230
2 13 $21,991 $8,858 $13,133 $4,931,097
2 14 $21,991 $8,835 $13,156 $4,917,941
2 15 $21,991 $8,811 $13,180 $4,904,761
2 16 $21,991 $8,788 $13,203 $4,891,558
2 17 $21,991 $8,764 $13,227 $4,878,331
2 18 $21,991 $8,740 $13,251 $4,865,081
2 19 $21,991 $8,717 $13,274 $4,851,806
2 20 $21,991 $8,693 $13,298 $4,838,508
2 21 $21,991 $8,669 $13,322 $4,825,186
2 22 $21,991 $8,645 $13,346 $4,811,841
2 23 $21,991 $8,621 $13,370 $4,798,471
2 24 $21,991 $8,597 $13,394 $4,785,077
3 25 $21,991 $8,573 $13,418 $4,771,659
3 26 $21,991 $8,549 $13,442 $4,758,218
3 27 $21,991 $8,525 $13,466 $4,744,752
3 28 $21,991 $8,501 $13,490 $4,731,262
3 29 $21,991 $8,477 $13,514 $4,717,748
3 30 $21,991 $8,453 $13,538 $4,704,210
3 31 $21,991 $8,428 $13,563 $4,690,647
3 32 $21,991 $8,404 $13,587 $4,677,060
3 33 $21,991 $8,380 $13,611 $4,663,449
3 34 $21,991 $8,355 $13,636 $4,649,813
3 35 $21,991 $8,331 $13,660 $4,636,153
3 36 $21,991 $8,306 $13,684 $4,622,469
4 37 $21,991 $8,282 $13,709 $4,608,760
4 38 $21,991 $8,257 $13,734 $4,595,026
4 39 $21,991 $8,233 $13,758 $4,581,268
4 40 $21,991 $8,208 $13,783 $4,567,485
4 41 $21,991 $8,183 $13,808 $4,553,678
4 42 $21,991 $8,159 $13,832 $4,539,845
4 43 $21,991 $8,134 $13,857 $4,525,988
4 44 $21,991 $8,109 $13,882 $4,512,106
4 45 $21,991 $8,084 $13,907 $4,498,200
4 46 $21,991 $8,059 $13,932 $4,484,268
4 47 $21,991 $8,034 $13,957 $4,470,311
4 48 $21,991 $8,009 $13,982 $4,456,330
5 49 $21,991 $7,984 $14,007 $4,442,323
5 50 $21,991 $7,959 $14,032 $4,428,291
5 51 $21,991 $7,934 $14,057 $4,414,234
5 52 $21,991 $7,909 $14,082 $4,400,152
5 53 $21,991 $7,884 $14,107 $4,386,045
5 54 $21,991 $7,858 $14,133 $4,371,912
5 55 $21,991 $7,833 $14,158 $4,357,754
5 56 $21,991 $7,808 $14,183 $4,343,571
5 57 $21,991 $7,782 $14,209 $4,329,362
5 58 $21,991 $7,757 $14,234 $4,315,128
5 59 $21,991 $7,731 $14,260 $4,300,869
5 60 $21,991 $7,706 $14,285 $4,286,583
6 61 $21,991 $7,680 $14,311 $4,272,273
6 62 $21,991 $7,654 $14,336 $4,257,936
6 63 $21,991 $7,629 $14,362 $4,243,574
6 64 $21,991 $7,603 $14,388 $4,229,186
6 65 $21,991 $7,577 $14,414 $4,214,772
6 66 $21,991 $7,551 $14,439 $4,200,333
6 67 $21,991 $7,526 $14,465 $4,185,868
6 68 $21,991 $7,500 $14,491 $4,171,376
6 69 $21,991 $7,474 $14,517 $4,156,859
6 70 $21,991 $7,448 $14,543 $4,142,316
6 71 $21,991 $7,422 $14,569 $4,127,747
6 72 $21,991 $7,396 $14,595 $4,113,151
7 73 $21,991 $7,369 $14,622 $4,098,530
7 74 $21,991 $7,343 $14,648 $4,083,882
7 75 $21,991 $7,317 $14,674 $4,069,208
7 76 $21,991 $7,291 $14,700 $4,054,508
7 77 $21,991 $7,264 $14,727 $4,039,781
7 78 $21,991 $7,238 $14,753 $4,025,028
7 79 $21,991 $7,212 $14,779 $4,010,249
7 80 $21,991 $7,185 $14,806 $3,995,443
7 81 $21,991 $7,159 $14,832 $3,980,610
7 82 $21,991 $7,132 $14,859 $3,965,751
7 83 $21,991 $7,105 $14,886 $3,950,866
7 84 $21,991 $7,079 $14,912 $3,935,953
8 85 $21,991 $7,052 $14,939 $3,921,014
8 86 $21,991 $7,025 $14,966 $3,906,049
8 87 $21,991 $6,998 $14,993 $3,891,056
8 88 $21,991 $6,971 $15,019 $3,876,036
8 89 $21,991 $6,945 $15,046 $3,860,990
8 90 $21,991 $6,918 $15,073 $3,845,917
8 91 $21,991 $6,891 $15,100 $3,830,816
8 92 $21,991 $6,864 $15,127 $3,815,689
8 93 $21,991 $6,836 $15,154 $3,800,535
8 94 $21,991 $6,809 $15,182 $3,785,353
8 95 $21,991 $6,782 $15,209 $3,770,144
8 96 $21,991 $6,755 $15,236 $3,754,908
9 97 $21,991 $6,728 $15,263 $3,739,645
9 98 $21,991 $6,700 $15,291 $3,724,354
9 99 $21,991 $6,673 $15,318 $3,709,036
9 100 $21,991 $6,645 $15,346 $3,693,690
9 101 $21,991 $6,618 $15,373 $3,678,317
9 102 $21,991 $6,590 $15,401 $3,662,916
9 103 $21,991 $6,563 $15,428 $3,647,488
9 104 $21,991 $6,535 $15,456 $3,632,032
9 105 $21,991 $6,507 $15,484 $3,616,549
9 106 $21,991 $6,480 $15,511 $3,601,037
9 107 $21,991 $6,452 $15,539 $3,585,498
9 108 $21,991 $6,424 $15,567 $3,569,931
10 109 $21,991 $6,396 $15,595 $3,554,337
10 110 $21,991 $6,368 $15,623 $3,538,714
10 111 $21,991 $6,340 $15,651 $3,523,063
10 112 $21,991 $6,312 $15,679 $3,507,384
10 113 $21,991 $6,284 $15,707 $3,491,677
10 114 $21,991 $6,256 $15,735 $3,475,942
10 115 $21,991 $6,228 $15,763 $3,460,179
10 116 $21,991 $6,199 $15,791 $3,444,388
10 117 $21,991 $6,171 $15,820 $3,428,568
10 118 $21,991 $6,143 $15,848 $3,412,720
10 119 $21,991 $6,114 $15,876 $3,396,843
10 120 $21,991 $6,086 $15,905 $3,380,939
11 121 $21,991 $6,058 $15,933 $3,365,005
11 122 $21,991 $6,029 $15,962 $3,349,043
11 123 $21,991 $6,000 $15,991 $3,333,053
11 124 $21,991 $5,972 $16,019 $3,317,033
11 125 $21,991 $5,943 $16,048 $3,300,985
11 126 $21,991 $5,914 $16,077 $3,284,909
11 127 $21,991 $5,885 $16,105 $3,268,803
11 128 $21,991 $5,857 $16,134 $3,252,669
11 129 $21,991 $5,828 $16,163 $3,236,506
11 130 $21,991 $5,799 $16,192 $3,220,314
11 131 $21,991 $5,770 $16,221 $3,204,092
11 132 $21,991 $5,741 $16,250 $3,187,842
12 133 $21,991 $5,712 $16,279 $3,171,563
12 134 $21,991 $5,682 $16,309 $3,155,254
12 135 $21,991 $5,653 $16,338 $3,138,916
12 136 $21,991 $5,624 $16,367 $3,122,549
12 137 $21,991 $5,595 $16,396 $3,106,153
12 138 $21,991 $5,565 $16,426 $3,089,727
12 139 $21,991 $5,536 $16,455 $3,073,272
12 140 $21,991 $5,506 $16,485 $3,056,787
12 141 $21,991 $5,477 $16,514 $3,040,273
12 142 $21,991 $5,447 $16,544 $3,023,729
12 143 $21,991 $5,418 $16,573 $3,007,156
12 144 $21,991 $5,388 $16,603 $2,990,553
13 145 $21,991 $5,358 $16,633 $2,973,920
13 146 $21,991 $5,328 $16,663 $2,957,257
13 147 $21,991 $5,298 $16,693 $2,940,565
13 148 $21,991 $5,269 $16,722 $2,923,842
13 149 $21,991 $5,239 $16,752 $2,907,090
13 150 $21,991 $5,209 $16,782 $2,890,307
13 151 $21,991 $5,178 $16,812 $2,873,495
13 152 $21,991 $5,148 $16,843 $2,856,652
13 153 $21,991 $5,118 $16,873 $2,839,780
13 154 $21,991 $5,088 $16,903 $2,822,877
13 155 $21,991 $5,058 $16,933 $2,805,943
13 156 $21,991 $5,027 $16,964 $2,788,980
14 157 $21,991 $4,997 $16,994 $2,771,986
14 158 $21,991 $4,966 $17,024 $2,754,961
14 159 $21,991 $4,936 $17,055 $2,737,906
14 160 $21,991 $4,905 $17,086 $2,720,821
14 161 $21,991 $4,875 $17,116 $2,703,705
14 162 $21,991 $4,844 $17,147 $2,686,558
14 163 $21,991 $4,813 $17,178 $2,669,380
14 164 $21,991 $4,783 $17,208 $2,652,172
14 165 $21,991 $4,752 $17,239 $2,634,933
14 166 $21,991 $4,721 $17,270 $2,617,663
14 167 $21,991 $4,690 $17,301 $2,600,362
14 168 $21,991 $4,659 $17,332 $2,583,030
15 169 $21,991 $4,628 $17,363 $2,565,667
15 170 $21,991 $4,597 $17,394 $2,548,273
15 171 $21,991 $4,566 $17,425 $2,530,848
15 172 $21,991 $4,534 $17,457 $2,513,391
15 173 $21,991 $4,503 $17,488 $2,495,903
15 174 $21,991 $4,472 $17,519 $2,478,384
15 175 $21,991 $4,440 $17,551 $2,460,834
15 176 $21,991 $4,409 $17,582 $2,443,252
15 177 $21,991 $4,377 $17,613 $2,425,638
15 178 $21,991 $4,346 $17,645 $2,407,993
15 179 $21,991 $4,314 $17,677 $2,390,317
15 180 $21,991 $4,283 $17,708 $2,372,608
16 181 $21,991 $4,251 $17,740 $2,354,868
16 182 $21,991 $4,219 $17,772 $2,337,096
16 183 $21,991 $4,187 $17,804 $2,319,293
16 184 $21,991 $4,155 $17,836 $2,301,457
16 185 $21,991 $4,123 $17,867 $2,283,590
16 186 $21,991 $4,091 $17,900 $2,265,690
16 187 $21,991 $4,059 $17,932 $2,247,759
16 188 $21,991 $4,027 $17,964 $2,229,795
16 189 $21,991 $3,995 $17,996 $2,211,799
16 190 $21,991 $3,963 $18,028 $2,193,771
16 191 $21,991 $3,931 $18,060 $2,175,711
16 192 $21,991 $3,898 $18,093 $2,157,618
17 193 $21,991 $3,866 $18,125 $2,139,493
17 194 $21,991 $3,833 $18,158 $2,121,335
17 195 $21,991 $3,801 $18,190 $2,103,145
17 196 $21,991 $3,768 $18,223 $2,084,922
17 197 $21,991 $3,735 $18,255 $2,066,666
17 198 $21,991 $3,703 $18,288 $2,048,378
17 199 $21,991 $3,670 $18,321 $2,030,057
17 200 $21,991 $3,637 $18,354 $2,011,704
17 201 $21,991 $3,604 $18,387 $1,993,317
17 202 $21,991 $3,571 $18,420 $1,974,897
17 203 $21,991 $3,538 $18,453 $1,956,445
17 204 $21,991 $3,505 $18,486 $1,937,959
18 205 $21,991 $3,472 $18,519 $1,919,440
18 206 $21,991 $3,439 $18,552 $1,900,888
18 207 $21,991 $3,406 $18,585 $1,882,303
18 208 $21,991 $3,372 $18,618 $1,863,685
18 209 $21,991 $3,339 $18,652 $1,845,033
18 210 $21,991 $3,306 $18,685 $1,826,348
18 211 $21,991 $3,272 $18,719 $1,807,629
18 212 $21,991 $3,239 $18,752 $1,788,877
18 213 $21,991 $3,205 $18,786 $1,770,091
18 214 $21,991 $3,171 $18,820 $1,751,271
18 215 $21,991 $3,138 $18,853 $1,732,418
18 216 $21,991 $3,104 $18,887 $1,713,531
19 217 $21,991 $3,070 $18,921 $1,694,610
19 218 $21,991 $3,036 $18,955 $1,675,655
19 219 $21,991 $3,002 $18,989 $1,656,667
19 220 $21,991 $2,968 $19,023 $1,637,644
19 221 $21,991 $2,934 $19,057 $1,618,587
19 222 $21,991 $2,900 $19,091 $1,599,496
19 223 $21,991 $2,866 $19,125 $1,580,371
19 224 $21,991 $2,831 $19,159 $1,561,211
19 225 $21,991 $2,797 $19,194 $1,542,018
19 226 $21,991 $2,763 $19,228 $1,522,790
19 227 $21,991 $2,728 $19,263 $1,503,527
19 228 $21,991 $2,694 $19,297 $1,484,230
20 229 $21,991 $2,659 $19,332 $1,464,898
20 230 $21,991 $2,625 $19,366 $1,445,532
20 231 $21,991 $2,590 $19,401 $1,426,131
20 232 $21,991 $2,555 $19,436 $1,406,695
20 233 $21,991 $2,520 $19,471 $1,387,224
20 234 $21,991 $2,485 $19,505 $1,367,719
20 235 $21,991 $2,450 $19,540 $1,348,178
20 236 $21,991 $2,415 $19,575 $1,328,603
20 237 $21,991 $2,380 $19,611 $1,308,992
20 238 $21,991 $2,345 $19,646 $1,289,347
20 239 $21,991 $2,310 $19,681 $1,269,666
20 240 $21,991 $2,275 $19,716 $1,249,950
21 241 $21,991 $2,239 $19,751 $1,230,198
21 242 $21,991 $2,204 $19,787 $1,210,411
21 243 $21,991 $2,169 $19,822 $1,190,589
21 244 $21,991 $2,133 $19,858 $1,170,731
21 245 $21,991 $2,098 $19,893 $1,150,838
21 246 $21,991 $2,062 $19,929 $1,130,909
21 247 $21,991 $2,026 $19,965 $1,110,944
21 248 $21,991 $1,990 $20,000 $1,090,944
21 249 $21,991 $1,955 $20,036 $1,070,907
21 250 $21,991 $1,919 $20,072 $1,050,835
21 251 $21,991 $1,883 $20,108 $1,030,727
21 252 $21,991 $1,847 $20,144 $1,010,583
22 253 $21,991 $1,811 $20,180 $990,402
22 254 $21,991 $1,774 $20,216 $970,186
22 255 $21,991 $1,738 $20,253 $949,933
22 256 $21,991 $1,702 $20,289 $929,644
22 257 $21,991 $1,666 $20,325 $909,319
22 258 $21,991 $1,629 $20,362 $888,957
22 259 $21,991 $1,593 $20,398 $868,559
22 260 $21,991 $1,556 $20,435 $848,124
22 261 $21,991 $1,520 $20,471 $827,653
22 262 $21,991 $1,483 $20,508 $807,145
22 263 $21,991 $1,446 $20,545 $786,600
22 264 $21,991 $1,409 $20,582 $766,018
23 265 $21,991 $1,372 $20,618 $745,400
23 266 $21,991 $1,336 $20,655 $724,744
23 267 $21,991 $1,299 $20,692 $704,052
23 268 $21,991 $1,261 $20,730 $683,323
23 269 $21,991 $1,224 $20,767 $662,556
23 270 $21,991 $1,187 $20,804 $641,752
23 271 $21,991 $1,150 $20,841 $620,911
23 272 $21,991 $1,112 $20,878 $600,032
23 273 $21,991 $1,075 $20,916 $579,117
23 274 $21,991 $1,038 $20,953 $558,163
23 275 $21,991 $1,000 $20,991 $537,172
23 276 $21,991 $962 $21,029 $516,144
24 277 $21,991 $925 $21,066 $495,078
24 278 $21,991 $887 $21,104 $473,974
24 279 $21,991 $849 $21,142 $452,832
24 280 $21,991 $811 $21,180 $431,652
24 281 $21,991 $773 $21,218 $410,435
24 282 $21,991 $735 $21,256 $389,179
24 283 $21,991 $697 $21,294 $367,886
24 284 $21,991 $659 $21,332 $346,554
24 285 $21,991 $621 $21,370 $325,184
24 286 $21,991 $583 $21,408 $303,775
24 287 $21,991 $544 $21,447 $282,329
24 288 $21,991 $506 $21,485 $260,844
25 289 $21,991 $467 $21,524 $239,320
25 290 $21,991 $429 $21,562 $217,758
25 291 $21,991 $390 $21,601 $196,157
25 292 $21,991 $351 $21,639 $174,518
25 293 $21,991 $313 $21,678 $152,839
25 294 $21,991 $274 $21,717 $131,122
25 295 $21,991 $235 $21,756 $109,366
25 296 $21,991 $196 $21,795 $87,571
25 297 $21,991 $157 $21,834 $65,737
25 298 $21,991 $118 $21,873 $43,864
25 299 $21,991 $79 $21,912 $21,952
25 300 $21,991 $39 $21,952 $0