按揭計算
物業售價 港幣
按揭成數 %
按揭利率 %
按揭年期


印花稅項

(舊)從價印花稅(第二標準稅率)
(住宅首置買家、合資格換樓人士*仍適用)
現適用於代表自己行事的香港永久性居民在購買住宅物業時,在香港沒有擁有其他任何住宅物業

(新)從價印花稅
現適用於購入物業時已擁有另一住宅物業、或非香港永久性居民購入住宅物業

從價印花稅 (第一標準稅率)
現適用於購買非住宅物業

BSD 買家印花稅收費
所有非香港永久性居民或以公司名義購買住宅物業之人士

SSD 額外印花稅收費
若SSD由賣方負責,則無需選擇此項



*若香港永久性居民購入住宅物業純屬轉換居所,並於買入物業6個月內(以買賣轉易契日期起計)售出他唯一的另一個住宅物業,買家可向稅務局申請退還部份印花稅(相當於新舊印花稅差額),但須符合稅務局之特定條件。 提示: 計算僅供參考,一概以稅務局最新公佈及決定為準。
如需更精確計算及進一步了解詳情,歡迎與我們的專業按揭顧問聯絡。
估計最初預算
首期港幣 $4,660,000
代理佣金 (港幣 $)
律師費 (港幣 $)
買家印花稅 (BSD)
額外印花稅 (SSD)
總數港幣 $4,776,500
* 請到政府 網站 取得最新印花稅資料
計算結果
首期 (港幣)
$4,660,000
 
每月還款 (港幣)
$30,141
總貸款額 (港幣)
$6,990,000
+
總利息 (港幣)
$2,052,157
=
總還款額 (港幣)
$9,042,157
還款計劃
年期 分期 還款 (港幣 $) 利息 (港幣 $) 本金 (港幣 $) 債務總額 (港幣 $)
1 1 $30,141 $12,524 $17,617 $6,972,383
1 2 $30,141 $12,492 $17,648 $6,954,735
1 3 $30,141 $12,461 $17,680 $6,937,055
1 4 $30,141 $12,429 $17,712 $6,919,343
1 5 $30,141 $12,397 $17,743 $6,901,600
1 6 $30,141 $12,365 $17,775 $6,883,825
1 7 $30,141 $12,334 $17,807 $6,866,018
1 8 $30,141 $12,302 $17,839 $6,848,179
1 9 $30,141 $12,270 $17,871 $6,830,308
1 10 $30,141 $12,238 $17,903 $6,812,405
1 11 $30,141 $12,206 $17,935 $6,794,470
1 12 $30,141 $12,173 $17,967 $6,776,503
2 13 $30,141 $12,141 $17,999 $6,758,504
2 14 $30,141 $12,109 $18,032 $6,740,472
2 15 $30,141 $12,077 $18,064 $6,722,408
2 16 $30,141 $12,044 $18,096 $6,704,312
2 17 $30,141 $12,012 $18,129 $6,686,184
2 18 $30,141 $11,979 $18,161 $6,668,022
2 19 $30,141 $11,947 $18,194 $6,649,829
2 20 $30,141 $11,914 $18,226 $6,631,603
2 21 $30,141 $11,882 $18,259 $6,613,344
2 22 $30,141 $11,849 $18,292 $6,595,052
2 23 $30,141 $11,816 $18,324 $6,576,728
2 24 $30,141 $11,783 $18,357 $6,558,370
3 25 $30,141 $11,750 $18,390 $6,539,980
3 26 $30,141 $11,717 $18,423 $6,521,557
3 27 $30,141 $11,684 $18,456 $6,503,101
3 28 $30,141 $11,651 $18,489 $6,484,612
3 29 $30,141 $11,618 $18,522 $6,466,090
3 30 $30,141 $11,585 $18,555 $6,447,534
3 31 $30,141 $11,552 $18,589 $6,428,946
3 32 $30,141 $11,519 $18,622 $6,410,324
3 33 $30,141 $11,485 $18,655 $6,391,668
3 34 $30,141 $11,452 $18,689 $6,372,979
3 35 $30,141 $11,418 $18,722 $6,354,257
3 36 $30,141 $11,385 $18,756 $6,335,501
4 37 $30,141 $11,351 $18,789 $6,316,712
4 38 $30,141 $11,317 $18,823 $6,297,889
4 39 $30,141 $11,284 $18,857 $6,279,032
4 40 $30,141 $11,250 $18,891 $6,260,141
4 41 $30,141 $11,216 $18,924 $6,241,217
4 42 $30,141 $11,182 $18,958 $6,222,259
4 43 $30,141 $11,148 $18,992 $6,203,266
4 44 $30,141 $11,114 $19,026 $6,184,240
4 45 $30,141 $11,080 $19,060 $6,165,180
4 46 $30,141 $11,046 $19,095 $6,146,085
4 47 $30,141 $11,012 $19,129 $6,126,956
4 48 $30,141 $10,977 $19,163 $6,107,793
5 49 $30,141 $10,943 $19,197 $6,088,596
5 50 $30,141 $10,909 $19,232 $6,069,364
5 51 $30,141 $10,874 $19,266 $6,050,098
5 52 $30,141 $10,840 $19,301 $6,030,797
5 53 $30,141 $10,805 $19,335 $6,011,462
5 54 $30,141 $10,771 $19,370 $5,992,092
5 55 $30,141 $10,736 $19,405 $5,972,687
5 56 $30,141 $10,701 $19,439 $5,953,248
5 57 $30,141 $10,666 $19,474 $5,933,773
5 58 $30,141 $10,631 $19,509 $5,914,264
5 59 $30,141 $10,596 $19,544 $5,894,720
5 60 $30,141 $10,561 $19,579 $5,875,141
6 61 $30,141 $10,526 $19,614 $5,855,527
6 62 $30,141 $10,491 $19,649 $5,835,877
6 63 $30,141 $10,456 $19,685 $5,816,193
6 64 $30,141 $10,421 $19,720 $5,796,473
6 65 $30,141 $10,385 $19,755 $5,776,718
6 66 $30,141 $10,350 $19,791 $5,756,927
6 67 $30,141 $10,314 $19,826 $5,737,101
6 68 $30,141 $10,279 $19,862 $5,717,239
6 69 $30,141 $10,243 $19,897 $5,697,342
6 70 $30,141 $10,208 $19,933 $5,677,410
6 71 $30,141 $10,172 $19,968 $5,657,441
6 72 $30,141 $10,136 $20,004 $5,637,437
7 73 $30,141 $10,100 $20,040 $5,617,397
7 74 $30,141 $10,065 $20,076 $5,597,321
7 75 $30,141 $10,029 $20,112 $5,577,209
7 76 $30,141 $9,992 $20,148 $5,557,061
7 77 $30,141 $9,956 $20,184 $5,536,876
7 78 $30,141 $9,920 $20,220 $5,516,656
7 79 $30,141 $9,884 $20,257 $5,496,400
7 80 $30,141 $9,848 $20,293 $5,476,107
7 81 $30,141 $9,811 $20,329 $5,455,778
7 82 $30,141 $9,775 $20,366 $5,435,412
7 83 $30,141 $9,738 $20,402 $5,415,010
7 84 $30,141 $9,702 $20,439 $5,394,571
8 85 $30,141 $9,665 $20,475 $5,374,096
8 86 $30,141 $9,629 $20,512 $5,353,584
8 87 $30,141 $9,592 $20,549 $5,333,036
8 88 $30,141 $9,555 $20,586 $5,312,450
8 89 $30,141 $9,518 $20,622 $5,291,828
8 90 $30,141 $9,481 $20,659 $5,271,168
8 91 $30,141 $9,444 $20,696 $5,250,472
8 92 $30,141 $9,407 $20,733 $5,229,739
8 93 $30,141 $9,370 $20,771 $5,208,968
8 94 $30,141 $9,333 $20,808 $5,188,160
8 95 $30,141 $9,295 $20,845 $5,167,315
8 96 $30,141 $9,258 $20,882 $5,146,433
9 97 $30,141 $9,221 $20,920 $5,125,513
9 98 $30,141 $9,183 $20,957 $5,104,556
9 99 $30,141 $9,146 $20,995 $5,083,561
9 100 $30,141 $9,108 $21,032 $5,062,528
9 101 $30,141 $9,070 $21,070 $5,041,458
9 102 $30,141 $9,033 $21,108 $5,020,350
9 103 $30,141 $8,995 $21,146 $4,999,204
9 104 $30,141 $8,957 $21,184 $4,978,021
9 105 $30,141 $8,919 $21,222 $4,956,799
9 106 $30,141 $8,881 $21,260 $4,935,540
9 107 $30,141 $8,843 $21,298 $4,914,242
9 108 $30,141 $8,805 $21,336 $4,892,906
10 109 $30,141 $8,766 $21,374 $4,871,532
10 110 $30,141 $8,728 $21,412 $4,850,120
10 111 $30,141 $8,690 $21,451 $4,828,669
10 112 $30,141 $8,651 $21,489 $4,807,180
10 113 $30,141 $8,613 $21,528 $4,785,652
10 114 $30,141 $8,574 $21,566 $4,764,086
10 115 $30,141 $8,536 $21,605 $4,742,481
10 116 $30,141 $8,497 $21,644 $4,720,837
10 117 $30,141 $8,458 $21,682 $4,699,155
10 118 $30,141 $8,419 $21,721 $4,677,434
10 119 $30,141 $8,380 $21,760 $4,655,674
10 120 $30,141 $8,341 $21,799 $4,633,875
11 121 $30,141 $8,302 $21,838 $4,612,036
11 122 $30,141 $8,263 $21,877 $4,590,159
11 123 $30,141 $8,224 $21,916 $4,568,243
11 124 $30,141 $8,185 $21,956 $4,546,287
11 125 $30,141 $8,145 $21,995 $4,524,292
11 126 $30,141 $8,106 $22,035 $4,502,257
11 127 $30,141 $8,067 $22,074 $4,480,183
11 128 $30,141 $8,027 $22,114 $4,458,070
11 129 $30,141 $7,987 $22,153 $4,435,917
11 130 $30,141 $7,948 $22,193 $4,413,724
11 131 $30,141 $7,908 $22,233 $4,391,491
11 132 $30,141 $7,868 $22,272 $4,369,219
12 133 $30,141 $7,828 $22,312 $4,346,906
12 134 $30,141 $7,788 $22,352 $4,324,554
12 135 $30,141 $7,748 $22,392 $4,302,162
12 136 $30,141 $7,708 $22,432 $4,279,729
12 137 $30,141 $7,668 $22,473 $4,257,257
12 138 $30,141 $7,628 $22,513 $4,234,744
12 139 $30,141 $7,587 $22,553 $4,212,190
12 140 $30,141 $7,547 $22,594 $4,189,597
12 141 $30,141 $7,506 $22,634 $4,166,963
12 142 $30,141 $7,466 $22,675 $4,144,288
12 143 $30,141 $7,425 $22,715 $4,121,572
12 144 $30,141 $7,384 $22,756 $4,098,816
13 145 $30,141 $7,344 $22,797 $4,076,020
13 146 $30,141 $7,303 $22,838 $4,053,182
13 147 $30,141 $7,262 $22,879 $4,030,303
13 148 $30,141 $7,221 $22,920 $4,007,384
13 149 $30,141 $7,180 $22,961 $3,984,423
13 150 $30,141 $7,139 $23,002 $3,961,421
13 151 $30,141 $7,098 $23,043 $3,938,378
13 152 $30,141 $7,056 $23,084 $3,915,294
13 153 $30,141 $7,015 $23,126 $3,892,169
13 154 $30,141 $6,973 $23,167 $3,869,002
13 155 $30,141 $6,932 $23,209 $3,845,793
13 156 $30,141 $6,890 $23,250 $3,822,543
14 157 $30,141 $6,849 $23,292 $3,799,251
14 158 $30,141 $6,807 $23,334 $3,775,917
14 159 $30,141 $6,765 $23,375 $3,752,542
14 160 $30,141 $6,723 $23,417 $3,729,125
14 161 $30,141 $6,681 $23,459 $3,705,666
14 162 $30,141 $6,639 $23,501 $3,682,165
14 163 $30,141 $6,597 $23,543 $3,658,621
14 164 $30,141 $6,555 $23,585 $3,635,036
14 165 $30,141 $6,513 $23,628 $3,611,408
14 166 $30,141 $6,470 $23,670 $3,587,738
14 167 $30,141 $6,428 $23,712 $3,564,025
14 168 $30,141 $6,386 $23,755 $3,540,270
15 169 $30,141 $6,343 $23,798 $3,516,473
15 170 $30,141 $6,300 $23,840 $3,492,633
15 171 $30,141 $6,258 $23,883 $3,468,750
15 172 $30,141 $6,215 $23,926 $3,444,824
15 173 $30,141 $6,172 $23,969 $3,420,856
15 174 $30,141 $6,129 $24,011 $3,396,844
15 175 $30,141 $6,086 $24,055 $3,372,790
15 176 $30,141 $6,043 $24,098 $3,348,692
15 177 $30,141 $6,000 $24,141 $3,324,551
15 178 $30,141 $5,956 $24,184 $3,300,367
15 179 $30,141 $5,913 $24,227 $3,276,140
15 180 $30,141 $5,870 $24,271 $3,251,869
16 181 $30,141 $5,826 $24,314 $3,227,555
16 182 $30,141 $5,783 $24,358 $3,203,197
16 183 $30,141 $5,739 $24,401 $3,178,795
16 184 $30,141 $5,695 $24,445 $3,154,350
16 185 $30,141 $5,652 $24,489 $3,129,861
16 186 $30,141 $5,608 $24,533 $3,105,328
16 187 $30,141 $5,564 $24,577 $3,080,752
16 188 $30,141 $5,520 $24,621 $3,056,131
16 189 $30,141 $5,476 $24,665 $3,031,466
16 190 $30,141 $5,431 $24,709 $3,006,757
16 191 $30,141 $5,387 $24,753 $2,982,003
16 192 $30,141 $5,343 $24,798 $2,957,206
17 193 $30,141 $5,298 $24,842 $2,932,363
17 194 $30,141 $5,254 $24,887 $2,907,477
17 195 $30,141 $5,209 $24,931 $2,882,545
17 196 $30,141 $5,165 $24,976 $2,857,569
17 197 $30,141 $5,120 $25,021 $2,832,549
17 198 $30,141 $5,075 $25,066 $2,807,483
17 199 $30,141 $5,030 $25,110 $2,782,373
17 200 $30,141 $4,985 $25,155 $2,757,217
17 201 $30,141 $4,940 $25,201 $2,732,017
17 202 $30,141 $4,895 $25,246 $2,706,771
17 203 $30,141 $4,850 $25,291 $2,681,480
17 204 $30,141 $4,804 $25,336 $2,656,144
18 205 $30,141 $4,759 $25,382 $2,630,762
18 206 $30,141 $4,713 $25,427 $2,605,335
18 207 $30,141 $4,668 $25,473 $2,579,863
18 208 $30,141 $4,622 $25,518 $2,554,344
18 209 $30,141 $4,577 $25,564 $2,528,780
18 210 $30,141 $4,531 $25,610 $2,503,171
18 211 $30,141 $4,485 $25,656 $2,477,515
18 212 $30,141 $4,439 $25,702 $2,451,813
18 213 $30,141 $4,393 $25,748 $2,426,066
18 214 $30,141 $4,347 $25,794 $2,400,272
18 215 $30,141 $4,300 $25,840 $2,374,432
18 216 $30,141 $4,254 $25,886 $2,348,545
19 217 $30,141 $4,208 $25,933 $2,322,613
19 218 $30,141 $4,161 $25,979 $2,296,634
19 219 $30,141 $4,115 $26,026 $2,270,608
19 220 $30,141 $4,068 $26,072 $2,244,535
19 221 $30,141 $4,021 $26,119 $2,218,416
19 222 $30,141 $3,975 $26,166 $2,192,251
19 223 $30,141 $3,928 $26,213 $2,166,038
19 224 $30,141 $3,881 $26,260 $2,139,778
19 225 $30,141 $3,834 $26,307 $2,113,471
19 226 $30,141 $3,787 $26,354 $2,087,117
19 227 $30,141 $3,739 $26,401 $2,060,716
19 228 $30,141 $3,692 $26,448 $2,034,268
20 229 $30,141 $3,645 $26,496 $2,007,772
20 230 $30,141 $3,597 $26,543 $1,981,229
20 231 $30,141 $3,550 $26,591 $1,954,638
20 232 $30,141 $3,502 $26,638 $1,928,000
20 233 $30,141 $3,454 $26,686 $1,901,313
20 234 $30,141 $3,407 $26,734 $1,874,579
20 235 $30,141 $3,359 $26,782 $1,847,797
20 236 $30,141 $3,311 $26,830 $1,820,968
20 237 $30,141 $3,263 $26,878 $1,794,090
20 238 $30,141 $3,214 $26,926 $1,767,164
20 239 $30,141 $3,166 $26,974 $1,740,189
20 240 $30,141 $3,118 $27,023 $1,713,166
21 241 $30,141 $3,069 $27,071 $1,686,095
21 242 $30,141 $3,021 $27,120 $1,658,976
21 243 $30,141 $2,972 $27,168 $1,631,808
21 244 $30,141 $2,924 $27,217 $1,604,591
21 245 $30,141 $2,875 $27,266 $1,577,325
21 246 $30,141 $2,826 $27,314 $1,550,011
21 247 $30,141 $2,777 $27,363 $1,522,647
21 248 $30,141 $2,728 $27,412 $1,495,235
21 249 $30,141 $2,679 $27,462 $1,467,773
21 250 $30,141 $2,630 $27,511 $1,440,262
21 251 $30,141 $2,580 $27,560 $1,412,702
21 252 $30,141 $2,531 $27,609 $1,385,093
22 253 $30,141 $2,482 $27,659 $1,357,434
22 254 $30,141 $2,432 $27,708 $1,329,726
22 255 $30,141 $2,382 $27,758 $1,301,967
22 256 $30,141 $2,333 $27,808 $1,274,160
22 257 $30,141 $2,283 $27,858 $1,246,302
22 258 $30,141 $2,233 $27,908 $1,218,394
22 259 $30,141 $2,183 $27,958 $1,190,437
22 260 $30,141 $2,133 $28,008 $1,162,429
22 261 $30,141 $2,083 $28,058 $1,134,371
22 262 $30,141 $2,032 $28,108 $1,106,263
22 263 $30,141 $1,982 $28,158 $1,078,105
22 264 $30,141 $1,932 $28,209 $1,049,896
23 265 $30,141 $1,881 $28,259 $1,021,636
23 266 $30,141 $1,830 $28,310 $993,326
23 267 $30,141 $1,780 $28,361 $964,965
23 268 $30,141 $1,729 $28,412 $936,554
23 269 $30,141 $1,678 $28,463 $908,091
23 270 $30,141 $1,627 $28,514 $879,578
23 271 $30,141 $1,576 $28,565 $851,013
23 272 $30,141 $1,525 $28,616 $822,397
23 273 $30,141 $1,473 $28,667 $793,730
23 274 $30,141 $1,422 $28,718 $765,012
23 275 $30,141 $1,371 $28,770 $736,242
23 276 $30,141 $1,319 $28,821 $707,421
24 277 $30,141 $1,267 $28,873 $678,548
24 278 $30,141 $1,216 $28,925 $649,623
24 279 $30,141 $1,164 $28,977 $620,646
24 280 $30,141 $1,112 $29,029 $591,618
24 281 $30,141 $1,060 $29,081 $562,537
24 282 $30,141 $1,008 $29,133 $533,404
24 283 $30,141 $956 $29,185 $504,220
24 284 $30,141 $903 $29,237 $474,982
24 285 $30,141 $851 $29,290 $445,693
24 286 $30,141 $799 $29,342 $416,351
24 287 $30,141 $746 $29,395 $386,956
24 288 $30,141 $693 $29,447 $357,509
25 289 $30,141 $641 $29,500 $328,009
25 290 $30,141 $588 $29,553 $298,456
25 291 $30,141 $535 $29,606 $268,851
25 292 $30,141 $482 $29,659 $239,192
25 293 $30,141 $429 $29,712 $209,480
25 294 $30,141 $375 $29,765 $179,715
25 295 $30,141 $322 $29,819 $149,896
25 296 $30,141 $269 $29,872 $120,024
25 297 $30,141 $215 $29,925 $90,099
25 298 $30,141 $161 $29,979 $60,119
25 299 $30,141 $108 $30,033 $30,087
25 300 $30,141 $54 $30,087 $0