按揭計算
物業售價 港幣
按揭成數 %
按揭利率 %
按揭年期


印花稅項

(舊)從價印花稅(第二標準稅率)
(住宅首置買家、合資格換樓人士*仍適用)
現適用於代表自己行事的香港永久性居民在購買住宅物業時,在香港沒有擁有其他任何住宅物業

(新)從價印花稅
現適用於購入物業時已擁有另一住宅物業、或非香港永久性居民購入住宅物業

從價印花稅 (第一標準稅率)
現適用於購買非住宅物業

BSD 買家印花稅收費
所有非香港永久性居民或以公司名義購買住宅物業之人士

SSD 額外印花稅收費
若SSD由賣方負責,則無需選擇此項



*若香港永久性居民購入住宅物業純屬轉換居所,並於買入物業6個月內(以買賣轉易契日期起計)售出他唯一的另一個住宅物業,買家可向稅務局申請退還部份印花稅(相當於新舊印花稅差額),但須符合稅務局之特定條件。 提示: 計算僅供參考,一概以稅務局最新公佈及決定為準。
如需更精確計算及進一步了解詳情,歡迎與我們的專業按揭顧問聯絡。
估計最初預算
首期港幣 $5,000,000
代理佣金 (港幣 $)
律師費 (港幣 $)
買家印花稅 (BSD)
額外印花稅 (SSD)
總數港幣 $5,125,000
* 請到政府 網站 取得最新印花稅資料
計算結果
首期 (港幣)
$5,000,000
 
每月還款 (港幣)
$32,340
總貸款額 (港幣)
$7,500,000
+
總利息 (港幣)
$2,201,885
=
總還款額 (港幣)
$9,701,885
還款計劃
年期 分期 還款 (港幣 $) 利息 (港幣 $) 本金 (港幣 $) 債務總額 (港幣 $)
1 1 $32,340 $13,438 $18,902 $7,481,098
1 2 $32,340 $13,404 $18,936 $7,462,162
1 3 $32,340 $13,370 $18,970 $7,443,192
1 4 $32,340 $13,336 $19,004 $7,424,188
1 5 $32,340 $13,302 $19,038 $7,405,150
1 6 $32,340 $13,268 $19,072 $7,386,078
1 7 $32,340 $13,233 $19,106 $7,366,972
1 8 $32,340 $13,199 $19,140 $7,347,831
1 9 $32,340 $13,165 $19,175 $7,328,657
1 10 $32,340 $13,131 $19,209 $7,309,448
1 11 $32,340 $13,096 $19,244 $7,290,204
1 12 $32,340 $13,062 $19,278 $7,270,926
2 13 $32,340 $13,027 $19,313 $7,251,613
2 14 $32,340 $12,992 $19,347 $7,232,266
2 15 $32,340 $12,958 $19,382 $7,212,885
2 16 $32,340 $12,923 $19,417 $7,193,468
2 17 $32,340 $12,888 $19,451 $7,174,017
2 18 $32,340 $12,853 $19,486 $7,154,530
2 19 $32,340 $12,819 $19,521 $7,135,009
2 20 $32,340 $12,784 $19,556 $7,115,453
2 21 $32,340 $12,749 $19,591 $7,095,862
2 22 $32,340 $12,713 $19,626 $7,076,236
2 23 $32,340 $12,678 $19,661 $7,056,575
2 24 $32,340 $12,643 $19,697 $7,036,878
3 25 $32,340 $12,608 $19,732 $7,017,146
3 26 $32,340 $12,572 $19,767 $6,997,379
3 27 $32,340 $12,537 $19,803 $6,977,576
3 28 $32,340 $12,501 $19,838 $6,957,738
3 29 $32,340 $12,466 $19,874 $6,937,865
3 30 $32,340 $12,430 $19,909 $6,917,955
3 31 $32,340 $12,395 $19,945 $6,898,010
3 32 $32,340 $12,359 $19,981 $6,878,030
3 33 $32,340 $12,323 $20,016 $6,858,013
3 34 $32,340 $12,287 $20,052 $6,837,961
3 35 $32,340 $12,251 $20,088 $6,817,873
3 36 $32,340 $12,215 $20,124 $6,797,748
4 37 $32,340 $12,179 $20,160 $6,777,588
4 38 $32,340 $12,143 $20,196 $6,757,392
4 39 $32,340 $12,107 $20,233 $6,737,159
4 40 $32,340 $12,071 $20,269 $6,716,890
4 41 $32,340 $12,034 $20,305 $6,696,585
4 42 $32,340 $11,998 $20,342 $6,676,243
4 43 $32,340 $11,962 $20,378 $6,655,865
4 44 $32,340 $11,925 $20,415 $6,635,451
4 45 $32,340 $11,889 $20,451 $6,615,000
4 46 $32,340 $11,852 $20,488 $6,594,512
4 47 $32,340 $11,815 $20,524 $6,573,987
4 48 $32,340 $11,778 $20,561 $6,553,426
5 49 $32,340 $11,742 $20,598 $6,532,828
5 50 $32,340 $11,705 $20,635 $6,512,193
5 51 $32,340 $11,668 $20,672 $6,491,521
5 52 $32,340 $11,631 $20,709 $6,470,812
5 53 $32,340 $11,594 $20,746 $6,450,066
5 54 $32,340 $11,556 $20,783 $6,429,283
5 55 $32,340 $11,519 $20,820 $6,408,462
5 56 $32,340 $11,482 $20,858 $6,387,605
5 57 $32,340 $11,444 $20,895 $6,366,709
5 58 $32,340 $11,407 $20,933 $6,345,777
5 59 $32,340 $11,370 $20,970 $6,324,807
5 60 $32,340 $11,332 $21,008 $6,303,799
6 61 $32,340 $11,294 $21,045 $6,282,754
6 62 $32,340 $11,257 $21,083 $6,261,671
6 63 $32,340 $11,219 $21,121 $6,240,550
6 64 $32,340 $11,181 $21,159 $6,219,391
6 65 $32,340 $11,143 $21,197 $6,198,195
6 66 $32,340 $11,105 $21,235 $6,176,960
6 67 $32,340 $11,067 $21,273 $6,155,688
6 68 $32,340 $11,029 $21,311 $6,134,377
6 69 $32,340 $10,991 $21,349 $6,113,028
6 70 $32,340 $10,953 $21,387 $6,091,641
6 71 $32,340 $10,914 $21,425 $6,070,216
6 72 $32,340 $10,876 $21,464 $6,048,752
7 73 $32,340 $10,837 $21,502 $6,027,250
7 74 $32,340 $10,799 $21,541 $6,005,709
7 75 $32,340 $10,760 $21,579 $5,984,129
7 76 $32,340 $10,722 $21,618 $5,962,511
7 77 $32,340 $10,683 $21,657 $5,940,855
7 78 $32,340 $10,644 $21,696 $5,919,159
7 79 $32,340 $10,605 $21,734 $5,897,425
7 80 $32,340 $10,566 $21,773 $5,875,651
7 81 $32,340 $10,527 $21,812 $5,853,839
7 82 $32,340 $10,488 $21,851 $5,831,987
7 83 $32,340 $10,449 $21,891 $5,810,097
7 84 $32,340 $10,410 $21,930 $5,788,167
8 85 $32,340 $10,370 $21,969 $5,766,198
8 86 $32,340 $10,331 $22,009 $5,744,189
8 87 $32,340 $10,292 $22,048 $5,722,141
8 88 $32,340 $10,252 $22,087 $5,700,054
8 89 $32,340 $10,213 $22,127 $5,677,927
8 90 $32,340 $10,173 $22,167 $5,655,760
8 91 $32,340 $10,133 $22,206 $5,633,554
8 92 $32,340 $10,093 $22,246 $5,611,307
8 93 $32,340 $10,054 $22,286 $5,589,021
8 94 $32,340 $10,014 $22,326 $5,566,695
8 95 $32,340 $9,974 $22,366 $5,544,329
8 96 $32,340 $9,934 $22,406 $5,521,923
9 97 $32,340 $9,893 $22,446 $5,499,477
9 98 $32,340 $9,853 $22,486 $5,476,991
9 99 $32,340 $9,813 $22,527 $5,454,464
9 100 $32,340 $9,773 $22,567 $5,431,897
9 101 $32,340 $9,732 $22,607 $5,409,290
9 102 $32,340 $9,692 $22,648 $5,386,642
9 103 $32,340 $9,651 $22,689 $5,363,953
9 104 $32,340 $9,610 $22,729 $5,341,224
9 105 $32,340 $9,570 $22,770 $5,318,454
9 106 $32,340 $9,529 $22,811 $5,295,643
9 107 $32,340 $9,488 $22,852 $5,272,792
9 108 $32,340 $9,447 $22,893 $5,249,899
10 109 $32,340 $9,406 $22,934 $5,226,966
10 110 $32,340 $9,365 $22,975 $5,203,991
10 111 $32,340 $9,324 $23,016 $5,180,975
10 112 $32,340 $9,283 $23,057 $5,157,918
10 113 $32,340 $9,241 $23,098 $5,134,820
10 114 $32,340 $9,200 $23,140 $5,111,680
10 115 $32,340 $9,158 $23,181 $5,088,499
10 116 $32,340 $9,117 $23,223 $5,065,276
10 117 $32,340 $9,075 $23,264 $5,042,012
10 118 $32,340 $9,034 $23,306 $5,018,706
10 119 $32,340 $8,992 $23,348 $4,995,358
10 120 $32,340 $8,950 $23,390 $4,971,968
11 121 $32,340 $8,908 $23,432 $4,948,537
11 122 $32,340 $8,866 $23,473 $4,925,063
11 123 $32,340 $8,824 $23,516 $4,901,548
11 124 $32,340 $8,782 $23,558 $4,877,990
11 125 $32,340 $8,740 $23,600 $4,854,390
11 126 $32,340 $8,697 $23,642 $4,830,748
11 127 $32,340 $8,655 $23,685 $4,807,064
11 128 $32,340 $8,613 $23,727 $4,783,337
11 129 $32,340 $8,570 $23,769 $4,759,567
11 130 $32,340 $8,528 $23,812 $4,735,755
11 131 $32,340 $8,485 $23,855 $4,711,900
11 132 $32,340 $8,442 $23,897 $4,688,003
12 133 $32,340 $8,399 $23,940 $4,664,063
12 134 $32,340 $8,356 $23,983 $4,640,080
12 135 $32,340 $8,313 $24,026 $4,616,053
12 136 $32,340 $8,270 $24,069 $4,591,984
12 137 $32,340 $8,227 $24,112 $4,567,872
12 138 $32,340 $8,184 $24,156 $4,543,716
12 139 $32,340 $8,141 $24,199 $4,519,518
12 140 $32,340 $8,097 $24,242 $4,495,275
12 141 $32,340 $8,054 $24,286 $4,470,990
12 142 $32,340 $8,011 $24,329 $4,446,661
12 143 $32,340 $7,967 $24,373 $4,422,288
12 144 $32,340 $7,923 $24,416 $4,397,872
13 145 $32,340 $7,880 $24,460 $4,373,412
13 146 $32,340 $7,836 $24,504 $4,348,908
13 147 $32,340 $7,792 $24,548 $4,324,360
13 148 $32,340 $7,748 $24,592 $4,299,768
13 149 $32,340 $7,704 $24,636 $4,275,132
13 150 $32,340 $7,660 $24,680 $4,250,452
13 151 $32,340 $7,615 $24,724 $4,225,728
13 152 $32,340 $7,571 $24,769 $4,200,959
13 153 $32,340 $7,527 $24,813 $4,176,147
13 154 $32,340 $7,482 $24,857 $4,151,289
13 155 $32,340 $7,438 $24,902 $4,126,387
13 156 $32,340 $7,393 $24,947 $4,101,441
14 157 $32,340 $7,348 $24,991 $4,076,450
14 158 $32,340 $7,304 $25,036 $4,051,414
14 159 $32,340 $7,259 $25,081 $4,026,333
14 160 $32,340 $7,214 $25,126 $4,001,207
14 161 $32,340 $7,169 $25,171 $3,976,036
14 162 $32,340 $7,124 $25,216 $3,950,820
14 163 $32,340 $7,079 $25,261 $3,925,559
14 164 $32,340 $7,033 $25,306 $3,900,253
14 165 $32,340 $6,988 $25,352 $3,874,901
14 166 $32,340 $6,943 $25,397 $3,849,504
14 167 $32,340 $6,897 $25,443 $3,824,062
14 168 $32,340 $6,851 $25,488 $3,798,573
15 169 $32,340 $6,806 $25,534 $3,773,040
15 170 $32,340 $6,760 $25,580 $3,747,460
15 171 $32,340 $6,714 $25,625 $3,721,835
15 172 $32,340 $6,668 $25,671 $3,696,163
15 173 $32,340 $6,622 $25,717 $3,670,446
15 174 $32,340 $6,576 $25,763 $3,644,683
15 175 $32,340 $6,530 $25,810 $3,618,873
15 176 $32,340 $6,484 $25,856 $3,593,017
15 177 $32,340 $6,437 $25,902 $3,567,115
15 178 $32,340 $6,391 $25,949 $3,541,166
15 179 $32,340 $6,345 $25,995 $3,515,171
15 180 $32,340 $6,298 $26,042 $3,489,130
16 181 $32,340 $6,251 $26,088 $3,463,042
16 182 $32,340 $6,205 $26,135 $3,436,907
16 183 $32,340 $6,158 $26,182 $3,410,725
16 184 $32,340 $6,111 $26,229 $3,384,496
16 185 $32,340 $6,064 $26,276 $3,358,220
16 186 $32,340 $6,017 $26,323 $3,331,898
16 187 $32,340 $5,970 $26,370 $3,305,528
16 188 $32,340 $5,922 $26,417 $3,279,110
16 189 $32,340 $5,875 $26,465 $3,252,646
16 190 $32,340 $5,828 $26,512 $3,226,134
16 191 $32,340 $5,780 $26,559 $3,199,574
16 192 $32,340 $5,733 $26,607 $3,172,967
17 193 $32,340 $5,685 $26,655 $3,146,313
17 194 $32,340 $5,637 $26,702 $3,119,610
17 195 $32,340 $5,589 $26,750 $3,092,860
17 196 $32,340 $5,541 $26,798 $3,066,062
17 197 $32,340 $5,493 $26,846 $3,039,215
17 198 $32,340 $5,445 $26,894 $3,012,321
17 199 $32,340 $5,397 $26,943 $2,985,378
17 200 $32,340 $5,349 $26,991 $2,958,388
17 201 $32,340 $5,300 $27,039 $2,931,348
17 202 $32,340 $5,252 $27,088 $2,904,261
17 203 $32,340 $5,203 $27,136 $2,877,125
17 204 $32,340 $5,155 $27,185 $2,849,940
18 205 $32,340 $5,106 $27,233 $2,822,706
18 206 $32,340 $5,057 $27,282 $2,795,424
18 207 $32,340 $5,008 $27,331 $2,768,093
18 208 $32,340 $4,959 $27,380 $2,740,713
18 209 $32,340 $4,910 $27,429 $2,713,284
18 210 $32,340 $4,861 $27,478 $2,685,805
18 211 $32,340 $4,812 $27,528 $2,658,278
18 212 $32,340 $4,763 $27,577 $2,630,701
18 213 $32,340 $4,713 $27,626 $2,603,075
18 214 $32,340 $4,664 $27,676 $2,575,399
18 215 $32,340 $4,614 $27,725 $2,547,674
18 216 $32,340 $4,565 $27,775 $2,519,898
19 217 $32,340 $4,515 $27,825 $2,492,074
19 218 $32,340 $4,465 $27,875 $2,464,199
19 219 $32,340 $4,415 $27,925 $2,436,274
19 220 $32,340 $4,365 $27,975 $2,408,300
19 221 $32,340 $4,315 $28,025 $2,380,275
19 222 $32,340 $4,265 $28,075 $2,352,200
19 223 $32,340 $4,214 $28,125 $2,324,075
19 224 $32,340 $4,164 $28,176 $2,295,899
19 225 $32,340 $4,113 $28,226 $2,267,673
19 226 $32,340 $4,063 $28,277 $2,239,396
19 227 $32,340 $4,012 $28,327 $2,211,069
19 228 $32,340 $3,961 $28,378 $2,182,691
20 229 $32,340 $3,911 $28,429 $2,154,262
20 230 $32,340 $3,860 $28,480 $2,125,782
20 231 $32,340 $3,809 $28,531 $2,097,251
20 232 $32,340 $3,758 $28,582 $2,068,669
20 233 $32,340 $3,706 $28,633 $2,040,036
20 234 $32,340 $3,655 $28,685 $2,011,351
20 235 $32,340 $3,604 $28,736 $1,982,615
20 236 $32,340 $3,552 $28,787 $1,953,828
20 237 $32,340 $3,501 $28,839 $1,924,989
20 238 $32,340 $3,449 $28,891 $1,896,098
20 239 $32,340 $3,397 $28,942 $1,867,156
20 240 $32,340 $3,345 $28,994 $1,838,161
21 241 $32,340 $3,293 $29,046 $1,809,115
21 242 $32,340 $3,241 $29,098 $1,780,017
21 243 $32,340 $3,189 $29,150 $1,750,866
21 244 $32,340 $3,137 $29,203 $1,721,664
21 245 $32,340 $3,085 $29,255 $1,692,409
21 246 $32,340 $3,032 $29,307 $1,663,101
21 247 $32,340 $2,980 $29,360 $1,633,742
21 248 $32,340 $2,927 $29,412 $1,604,329
21 249 $32,340 $2,874 $29,465 $1,574,864
21 250 $32,340 $2,822 $29,518 $1,545,346
21 251 $32,340 $2,769 $29,571 $1,515,775
21 252 $32,340 $2,716 $29,624 $1,486,151
22 253 $32,340 $2,663 $29,677 $1,456,474
22 254 $32,340 $2,610 $29,730 $1,426,744
22 255 $32,340 $2,556 $29,783 $1,396,961
22 256 $32,340 $2,503 $29,837 $1,367,124
22 257 $32,340 $2,449 $29,890 $1,337,234
22 258 $32,340 $2,396 $29,944 $1,307,290
22 259 $32,340 $2,342 $29,997 $1,277,293
22 260 $32,340 $2,288 $30,051 $1,247,242
22 261 $32,340 $2,235 $30,105 $1,217,137
22 262 $32,340 $2,181 $30,159 $1,186,978
22 263 $32,340 $2,127 $30,213 $1,156,765
22 264 $32,340 $2,073 $30,267 $1,126,498
23 265 $32,340 $2,018 $30,321 $1,096,176
23 266 $32,340 $1,964 $30,376 $1,065,801
23 267 $32,340 $1,910 $30,430 $1,035,371
23 268 $32,340 $1,855 $30,485 $1,004,886
23 269 $32,340 $1,800 $30,539 $974,347
23 270 $32,340 $1,746 $30,594 $943,753
23 271 $32,340 $1,691 $30,649 $913,104
23 272 $32,340 $1,636 $30,704 $882,401
23 273 $32,340 $1,581 $30,759 $851,642
23 274 $32,340 $1,526 $30,814 $820,828
23 275 $32,340 $1,471 $30,869 $789,959
23 276 $32,340 $1,415 $30,924 $759,035
24 277 $32,340 $1,360 $30,980 $728,055
24 278 $32,340 $1,304 $31,035 $697,020
24 279 $32,340 $1,249 $31,091 $665,929
24 280 $32,340 $1,193 $31,146 $634,783
24 281 $32,340 $1,137 $31,202 $603,581
24 282 $32,340 $1,081 $31,258 $572,322
24 283 $32,340 $1,025 $31,314 $541,008
24 284 $32,340 $969 $31,370 $509,638
24 285 $32,340 $913 $31,427 $478,211
24 286 $32,340 $857 $31,483 $446,728
24 287 $32,340 $800 $31,539 $415,189
24 288 $32,340 $744 $31,596 $383,593
25 289 $32,340 $687 $31,652 $351,941
25 290 $32,340 $631 $31,709 $320,232
25 291 $32,340 $574 $31,766 $288,466
25 292 $32,340 $517 $31,823 $256,643
25 293 $32,340 $460 $31,880 $224,764
25 294 $32,340 $403 $31,937 $192,827
25 295 $32,340 $345 $31,994 $160,833
25 296 $32,340 $288 $32,051 $128,781
25 297 $32,340 $231 $32,109 $96,672
25 298 $32,340 $173 $32,166 $64,506
25 299 $32,340 $116 $32,224 $32,282
25 300 $32,340 $58 $32,282 $0